Home > Valley Bank of Arizona > Income and Expense
Valley Bank of Arizona, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,907 |
| Total interest expense | $151,000 | 8,843 |
| Net interest income | $374,000 | 8,887 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $59,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $16,000 | 7,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,425 |
| Total noninterest expense | $426,000 | 8,743 |
| Salaries and employee benefits | $245,000 | 8,676 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $116,000 | 8,758 |
| Pre-tax net operating income | $7,000 | 8,606 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $7,000 | 8,699 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,000 | 8,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,000 | 8,604 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 6,062 |
| Total interest expense | $478,000 | 6,519 |
| Net interest income | $1,325,000 | 5,724 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $270,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $1,129,000 | 5,548 |
| Salaries and employee benefits | $647,000 | 5,376 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $416,000 | 5,764 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $153,000 | 4,463 |
| Income before extraordinary items | $263,000 | 6,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,530 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $263,000 | 6,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,006 |
| Total interest expense | $252,000 | 6,468 |
| Net interest income | $675,000 | 5,658 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $540,000 | 5,707 |
| Salaries and employee benefits | $302,000 | 5,605 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $214,000 | 5,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $135,000 | 6,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $135,000 | 6,099 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 5,591 |
| Total interest expense | $1,558,000 | 5,610 |
| Net interest income | $2,864,000 | 5,430 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $370,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 4,643 |
| Total noninterest expense | $2,291,000 | 5,396 |
| Salaries and employee benefits | $1,161,000 | 5,600 |
| Premises and equipment expense | $438,000 | 4,348 |
| Additional noninterest expense | $692,000 | 5,448 |
| Pre-tax net operating income | $888,000 | 5,519 |
| Securities gains (losses) | $86,000 | 1,881 |
| Applicable income taxes | $360,000 | 4,103 |
| Income before extraordinary items | $614,000 | 5,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $614,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,343 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $558,960 | 5,991 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,469 |
| Total interest expense | $2,406,000 | 5,512 |
| Net interest income | $2,822,000 | 5,294 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $371,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $274,000 | 4,308 |
| Total noninterest expense | $2,371,000 | 5,143 |
| Salaries and employee benefits | $1,208,000 | 5,304 |
| Premises and equipment expense | $436,000 | 4,331 |
| Additional noninterest expense | $727,000 | 5,140 |
| Pre-tax net operating income | $569,000 | 6,285 |
| Securities gains (losses) | $33,000 | 2,734 |
| Applicable income taxes | $223,000 | 4,825 |
| Income before extraordinary items | $379,000 | 6,689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $379,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,918 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $357,880 | 6,673 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 5,654 |
| Total interest expense | $2,574,000 | 5,451 |
| Net interest income | $2,542,000 | 5,739 |
| Provision for loan and lease losses | $299,000 | 2,903 |
| Total noninterest income | $290,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $2,027,000 | 5,633 |
| Salaries and employee benefits | $1,059,000 | 5,700 |
| Premises and equipment expense | $322,000 | 5,216 |
| Additional noninterest expense | $646,000 | 5,496 |
| Pre-tax net operating income | $506,000 | 6,965 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $183,000 | 5,565 |
| Income before extraordinary items | $323,000 | 7,331 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $323,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $323,000 | 7,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 5,983 |
| Total interest expense | $1,978,000 | 6,042 |
| Net interest income | $2,469,000 | 5,846 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $1,863,000 | 5,952 |
| Salaries and employee benefits | $1,045,000 | 5,711 |
| Premises and equipment expense | $283,000 | 5,641 |
| Additional noninterest expense | $535,000 | 6,256 |
| Pre-tax net operating income | $727,000 | 6,218 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $274,000 | 5,011 |
| Income before extraordinary items | $453,000 | 6,679 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $453,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,758 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $453,000 | 6,656 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 7,014 |
| Total interest expense | $1,618,000 | 6,941 |
| Net interest income | $1,829,000 | 6,989 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $153,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $1,518,000 | 6,640 |
| Salaries and employee benefits | $832,000 | 6,548 |
| Premises and equipment expense | $274,000 | 5,648 |
| Additional noninterest expense | $412,000 | 7,121 |
| Pre-tax net operating income | $349,000 | 8,143 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-132,000 | 10,262 |
| Income before extraordinary items | $481,000 | 6,717 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $481,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,847 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $481,000 | 6,617 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 8,533 |
| Total interest expense | $946,000 | 8,837 |
| Net interest income | $1,441,000 | 8,121 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $1,288,000 | 7,380 |
| Salaries and employee benefits | $721,000 | 7,202 |
| Premises and equipment expense | $236,000 | 6,266 |
| Additional noninterest expense | $331,000 | 8,002 |
| Pre-tax net operating income | $127,000 | 9,959 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $129,000 | 9,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $129,000 | 9,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $127,000 | 9,740 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 11,114 |
| Total interest expense | $218,000 | 11,209 |
| Net interest income | $478,000 | 10,936 |
| Provision for loan and lease losses | $236,000 | 3,071 |
| Total noninterest income | $22,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $1,151,000 | 8,150 |
| Salaries and employee benefits | $551,000 | 8,475 |
| Premises and equipment expense | $201,000 | 7,007 |
| Additional noninterest expense | $399,000 | 7,885 |
| Pre-tax net operating income | $-887,000 | 11,321 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-887,000 | 11,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-887,000 | 11,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $7,200,000 | 84 |
| Net operating income | $-887,000 | 11,327 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.