Home > Valley Bank (National Association) > Income and Expense
Valley Bank (National Association), Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 7,626 |
| Total interest expense | $329,000 | 7,878 |
| Net interest income | $938,000 | 7,361 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $211,000 | 6,021 |
| Gross Fiduciary activities income | $21,000 | 1,049 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 6,256 |
| Total noninterest expense | $849,000 | 7,377 |
| Salaries and employee benefits | $454,000 | 7,421 |
| Premises and equipment expense | $131,000 | 6,942 |
| Additional noninterest expense | $264,000 | 7,240 |
| Pre-tax net operating income | $300,000 | 5,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $114,000 | 3,489 |
| Income before extraordinary items | $186,000 | 5,770 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $186,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,305 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $186,000 | 5,947 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,322 |
| Total interest expense | $84,000 | 8,287 |
| Net interest income | $219,000 | 8,274 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $206,000 | 8,322 |
| Salaries and employee benefits | $102,000 | 8,344 |
| Premises and equipment expense | $40,000 | 7,888 |
| Additional noninterest expense | $64,000 | 8,257 |
| Pre-tax net operating income | $88,000 | 6,471 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $37,000 | 4,291 |
| Income before extraordinary items | $51,000 | 6,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 6,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,376 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $51,000 | 6,629 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 6,060 |
| Total interest expense | $336,000 | 6,605 |
| Net interest income | $736,000 | 5,541 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $15,000 | 976 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $657,000 | 5,548 |
| Salaries and employee benefits | $374,000 | 5,445 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $191,000 | 5,503 |
| Pre-tax net operating income | $250,000 | 4,529 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $241,000 | 4,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 4,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 8,440 |
| Cash dividends | $225,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $241,000 | 4,165 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,846 |
| Total interest expense | $1,634,000 | 6,249 |
| Net interest income | $3,131,000 | 5,387 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $696,000 | 4,313 |
| Gross Fiduciary activities income | $49,000 | 1,015 |
| Service charges on deposit accounts | $335,000 | 3,866 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $312,000 | 4,171 |
| Total noninterest expense | $2,876,000 | 5,142 |
| Salaries and employee benefits | $1,577,000 | 5,144 |
| Premises and equipment expense | $451,000 | 4,666 |
| Additional noninterest expense | $848,000 | 5,156 |
| Pre-tax net operating income | $951,000 | 4,836 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $51,000 | 4,925 |
| Income before extraordinary items | $900,000 | 4,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $900,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $835,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $900,000 | 4,535 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,892 |
| Total interest expense | $1,233,000 | 6,275 |
| Net interest income | $2,306,000 | 5,466 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $33,000 | 1,015 |
| Service charges on deposit accounts | $251,000 | 3,874 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,247 |
| Total noninterest expense | $2,120,000 | 5,176 |
| Salaries and employee benefits | $1,153,000 | 5,217 |
| Premises and equipment expense | $340,000 | 4,630 |
| Additional noninterest expense | $627,000 | 5,150 |
| Pre-tax net operating income | $698,000 | 5,118 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $42,000 | 5,069 |
| Income before extraordinary items | $656,000 | 4,837 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $656,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $610,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $656,000 | 4,828 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 5,941 |
| Total interest expense | $808,000 | 6,339 |
| Net interest income | $1,526,000 | 5,515 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $25,000 | 1,018 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $1,423,000 | 5,179 |
| Salaries and employee benefits | $793,000 | 5,161 |
| Premises and equipment expense | $220,000 | 4,737 |
| Additional noninterest expense | $410,000 | 5,220 |
| Pre-tax net operating income | $440,000 | 5,314 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $407,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $385,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $407,000 | 5,028 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,969 |
| Total interest expense | $376,000 | 6,482 |
| Net interest income | $783,000 | 5,461 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $165,000 | 4,420 |
| Gross Fiduciary activities income | $18,000 | 983 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $673,000 | 5,382 |
| Salaries and employee benefits | $375,000 | 5,373 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $188,000 | 5,464 |
| Pre-tax net operating income | $275,000 | 4,852 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $26,000 | 4,731 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 5,900 |
| Total interest expense | $1,250,000 | 6,513 |
| Net interest income | $3,124,000 | 5,395 |
| Provision for loan and lease losses | $-400,000 | 8,583 |
| Total noninterest income | $754,000 | 4,196 |
| Gross Fiduciary activities income | $17,000 | 1,199 |
| Service charges on deposit accounts | $348,000 | 3,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $389,000 | 3,782 |
| Total noninterest expense | $2,872,000 | 5,024 |
| Salaries and employee benefits | $1,557,000 | 5,070 |
| Premises and equipment expense | $475,000 | 4,417 |
| Additional noninterest expense | $840,000 | 5,079 |
| Pre-tax net operating income | $1,406,000 | 4,443 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $44,000 | 5,530 |
| Income before extraordinary items | $1,362,000 | 3,991 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,362,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $1,650,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,362,000 | 3,969 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 5,955 |
| Total interest expense | $875,000 | 6,617 |
| Net interest income | $2,362,000 | 5,422 |
| Provision for loan and lease losses | $-400,000 | 8,654 |
| Total noninterest income | $584,000 | 4,132 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $258,000 | 3,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 3,671 |
| Total noninterest expense | $2,167,000 | 4,996 |
| Salaries and employee benefits | $1,152,000 | 5,104 |
| Premises and equipment expense | $355,000 | 4,435 |
| Additional noninterest expense | $660,000 | 4,911 |
| Pre-tax net operating income | $1,179,000 | 4,341 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $33,000 | 5,694 |
| Income before extraordinary items | $1,146,000 | 3,850 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,146,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,146,000 | 3,837 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 5,916 |
| Total interest expense | $537,000 | 6,707 |
| Net interest income | $1,641,000 | 5,336 |
| Provision for loan and lease losses | $-400,000 | 8,699 |
| Total noninterest income | $332,000 | 4,484 |
| Gross Fiduciary activities income | $11,000 | 1,149 |
| Service charges on deposit accounts | $163,000 | 3,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $1,455,000 | 4,985 |
| Salaries and employee benefits | $792,000 | 5,011 |
| Premises and equipment expense | $226,000 | 4,557 |
| Additional noninterest expense | $437,000 | 4,918 |
| Pre-tax net operating income | $918,000 | 3,998 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $895,000 | 3,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $895,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $675,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $895,000 | 3,449 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 5,931 |
| Total interest expense | $259,000 | 6,715 |
| Net interest income | $807,000 | 5,376 |
| Provision for loan and lease losses | $-400,000 | 8,740 |
| Total noninterest income | $177,000 | 4,247 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $684,000 | 5,199 |
| Salaries and employee benefits | $368,000 | 5,278 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $220,000 | 4,877 |
| Pre-tax net operating income | $700,000 | 2,968 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $689,000 | 2,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $475,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $689,000 | 2,452 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 5,825 |
| Total interest expense | $789,000 | 6,820 |
| Net interest income | $3,215,000 | 5,272 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $801,000 | 4,043 |
| Gross Fiduciary activities income | $20,000 | 1,184 |
| Service charges on deposit accounts | $388,000 | 3,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $393,000 | 3,803 |
| Total noninterest expense | $2,937,000 | 4,837 |
| Salaries and employee benefits | $1,547,000 | 4,947 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $966,000 | 4,532 |
| Pre-tax net operating income | $1,079,000 | 5,163 |
| Securities gains (losses) | $-18,000 | 7,776 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $1,013,000 | 4,807 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,013,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,690 |
| Cash dividends | $1,100,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,030,100 | 4,728 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,845 |
| Total interest expense | $554,000 | 6,883 |
| Net interest income | $2,402,000 | 5,303 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $635,000 | 3,943 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $290,000 | 3,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 3,603 |
| Total noninterest expense | $2,086,000 | 4,998 |
| Salaries and employee benefits | $1,102,000 | 5,089 |
| Premises and equipment expense | $312,000 | 4,705 |
| Additional noninterest expense | $672,000 | 4,754 |
| Pre-tax net operating income | $951,000 | 4,899 |
| Securities gains (losses) | $-18,000 | 8,135 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $891,000 | 4,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $891,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,846 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $908,100 | 4,395 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 5,784 |
| Total interest expense | $335,000 | 6,984 |
| Net interest income | $1,635,000 | 5,231 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $230,000 | 5,432 |
| Gross Fiduciary activities income | $8,000 | 1,201 |
| Service charges on deposit accounts | $181,000 | 3,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $1,334,000 | 5,127 |
| Salaries and employee benefits | $692,000 | 5,278 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $440,000 | 4,796 |
| Pre-tax net operating income | $531,000 | 5,320 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $23,000 | 6,019 |
| Income before extraordinary items | $490,000 | 4,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $490,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,800 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $507,280 | 4,808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,825 |
| Total interest expense | $150,000 | 7,161 |
| Net interest income | $817,000 | 5,273 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $612,000 | 5,451 |
| Salaries and employee benefits | $340,000 | 5,393 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $165,000 | 5,705 |
| Pre-tax net operating income | $324,000 | 4,795 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $306,000 | 4,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $306,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,000 | 4,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 6,195 |
| Total interest expense | $628,000 | 6,852 |
| Net interest income | $2,615,000 | 5,859 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $801,000 | 4,047 |
| Gross Fiduciary activities income | $39,000 | 1,097 |
| Service charges on deposit accounts | $401,000 | 3,644 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $361,000 | 3,905 |
| Total noninterest expense | $2,907,000 | 4,767 |
| Salaries and employee benefits | $1,411,000 | 5,146 |
| Premises and equipment expense | $473,000 | 4,261 |
| Additional noninterest expense | $1,023,000 | 4,259 |
| Pre-tax net operating income | $509,000 | 6,689 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $19,000 | 6,562 |
| Income before extraordinary items | $490,000 | 6,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $490,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $599,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $490,000 | 6,330 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 6,340 |
| Total interest expense | $475,000 | 6,825 |
| Net interest income | $1,847,000 | 6,066 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $606,000 | 4,049 |
| Gross Fiduciary activities income | $31,000 | 1,085 |
| Service charges on deposit accounts | $300,000 | 3,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 3,890 |
| Total noninterest expense | $2,160,000 | 4,748 |
| Salaries and employee benefits | $1,062,000 | 5,094 |
| Premises and equipment expense | $362,000 | 4,193 |
| Additional noninterest expense | $736,000 | 4,351 |
| Pre-tax net operating income | $293,000 | 7,244 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $282,000 | 7,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $282,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 785 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $282,000 | 6,956 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 6,455 |
| Total interest expense | $318,000 | 6,852 |
| Net interest income | $1,186,000 | 6,182 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $371,000 | 4,283 |
| Gross Fiduciary activities income | $25,000 | 1,063 |
| Service charges on deposit accounts | $200,000 | 3,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 4,361 |
| Total noninterest expense | $1,409,000 | 4,855 |
| Salaries and employee benefits | $703,000 | 5,151 |
| Premises and equipment expense | $240,000 | 4,198 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $148,000 | 7,558 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $143,000 | 7,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $143,000 | 7,318 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,549 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $575,000 | 6,280 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $211,000 | 3,938 |
| Gross Fiduciary activities income | $18,000 | 1,012 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $746,000 | 4,709 |
| Salaries and employee benefits | $388,000 | 4,848 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $235,000 | 4,516 |
| Pre-tax net operating income | $40,000 | 8,049 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $39,000 | 7,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,000 | 7,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 6,368 |
| Total interest expense | $809,000 | 6,684 |
| Net interest income | $2,345,000 | 6,105 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,065,000 | 3,585 |
| Gross Fiduciary activities income | $32,000 | 1,166 |
| Service charges on deposit accounts | $453,000 | 3,353 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $3,056,000 | 4,552 |
| Salaries and employee benefits | $1,564,000 | 4,716 |
| Premises and equipment expense | $463,000 | 4,300 |
| Additional noninterest expense | $1,029,000 | 4,180 |
| Pre-tax net operating income | $354,000 | 7,219 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $354,000 | 7,015 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $354,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,016 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $354,000 | 6,864 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 6,401 |
| Total interest expense | $639,000 | 6,701 |
| Net interest income | $1,749,000 | 6,153 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $812,000 | 3,616 |
| Gross Fiduciary activities income | $29,000 | 1,117 |
| Service charges on deposit accounts | $340,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,352 |
| Total noninterest expense | $2,321,000 | 4,503 |
| Salaries and employee benefits | $1,216,000 | 4,573 |
| Premises and equipment expense | $364,000 | 4,155 |
| Additional noninterest expense | $741,000 | 4,301 |
| Pre-tax net operating income | $240,000 | 7,496 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $246,000 | 7,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $246,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,301 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $246,000 | 7,117 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 6,411 |
| Total interest expense | $451,000 | 6,671 |
| Net interest income | $1,157,000 | 6,173 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $542,000 | 3,569 |
| Gross Fiduciary activities income | $16,000 | 1,157 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $295,000 | 3,322 |
| Total noninterest expense | $1,536,000 | 4,507 |
| Salaries and employee benefits | $818,000 | 4,535 |
| Premises and equipment expense | $247,000 | 4,086 |
| Additional noninterest expense | $471,000 | 4,438 |
| Pre-tax net operating income | $163,000 | 7,505 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-8,000 | 8,979 |
| Income before extraordinary items | $171,000 | 7,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,574 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $171,000 | 7,065 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,439 |
| Total interest expense | $238,000 | 6,625 |
| Net interest income | $566,000 | 6,254 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $277,000 | 3,434 |
| Gross Fiduciary activities income | $10,000 | 1,125 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 3,156 |
| Total noninterest expense | $836,000 | 4,229 |
| Salaries and employee benefits | $454,000 | 4,212 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $7,000 | 8,613 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-12,000 | 9,084 |
| Income before extraordinary items | $19,000 | 8,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,261 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $19,000 | 8,383 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 5,889 |
| Total interest expense | $1,321,000 | 6,118 |
| Net interest income | $2,687,000 | 5,669 |
| Provision for loan and lease losses | $531,000 | 2,289 |
| Total noninterest income | $863,000 | 3,810 |
| Gross Fiduciary activities income | $52,000 | 1,105 |
| Service charges on deposit accounts | $404,000 | 3,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $407,000 | 3,668 |
| Total noninterest expense | $2,995,000 | 4,466 |
| Salaries and employee benefits | $1,451,000 | 4,817 |
| Premises and equipment expense | $558,000 | 3,626 |
| Additional noninterest expense | $986,000 | 4,223 |
| Pre-tax net operating income | $24,000 | 8,561 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-4,000 | 8,814 |
| Income before extraordinary items | $28,000 | 8,636 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $28,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $28,000 | 8,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 5,871 |
| Total interest expense | $2,035,000 | 6,041 |
| Net interest income | $2,597,000 | 5,585 |
| Provision for loan and lease losses | $371,000 | 2,775 |
| Total noninterest income | $784,000 | 3,908 |
| Gross Fiduciary activities income | $50,000 | 1,133 |
| Service charges on deposit accounts | $448,000 | 3,111 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $286,000 | 4,222 |
| Total noninterest expense | $2,706,000 | 4,690 |
| Salaries and employee benefits | $1,351,000 | 4,890 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $878,000 | 4,476 |
| Pre-tax net operating income | $304,000 | 7,393 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $284,000 | 7,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $284,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,134 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $284,000 | 7,116 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 5,605 |
| Total interest expense | $1,840,000 | 6,531 |
| Net interest income | $3,356,000 | 4,762 |
| Provision for loan and lease losses | $256,000 | 3,180 |
| Total noninterest income | $642,000 | 4,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,505 |
| Total noninterest expense | $2,462,000 | 4,912 |
| Salaries and employee benefits | $1,165,000 | 5,344 |
| Premises and equipment expense | $408,000 | 4,443 |
| Additional noninterest expense | $889,000 | 4,383 |
| Pre-tax net operating income | $1,280,000 | 4,543 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $1,236,000 | 3,782 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,236,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,760 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,247,640 | 3,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,451 |
| Total interest expense | $1,825,000 | 6,305 |
| Net interest income | $3,347,000 | 4,787 |
| Provision for loan and lease losses | $414,000 | 2,056 |
| Total noninterest income | $639,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,352 |
| Total noninterest expense | $2,289,000 | 5,178 |
| Salaries and employee benefits | $1,122,000 | 5,420 |
| Premises and equipment expense | $311,000 | 5,364 |
| Additional noninterest expense | $856,000 | 4,563 |
| Pre-tax net operating income | $1,283,000 | 4,563 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $1,266,000 | 3,703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,266,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,465 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,266,000 | 3,672 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 5,488 |
| Total interest expense | $1,995,000 | 6,200 |
| Net interest income | $3,249,000 | 4,860 |
| Provision for loan and lease losses | $521,000 | 1,669 |
| Total noninterest income | $712,000 | 3,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $2,181,000 | 5,256 |
| Salaries and employee benefits | $1,116,000 | 5,348 |
| Premises and equipment expense | $278,000 | 5,613 |
| Additional noninterest expense | $787,000 | 4,738 |
| Pre-tax net operating income | $1,259,000 | 4,734 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $45,000 | 8,418 |
| Income before extraordinary items | $1,214,000 | 3,894 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,214,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,750 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,214,000 | 3,802 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 5,713 |
| Total interest expense | $1,797,000 | 6,695 |
| Net interest income | $3,300,000 | 4,937 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $549,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $1,987,000 | 5,683 |
| Salaries and employee benefits | $1,037,000 | 5,732 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $669,000 | 5,396 |
| Pre-tax net operating income | $1,762,000 | 3,925 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $474,000 | 4,374 |
| Income before extraordinary items | $1,288,000 | 3,824 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,288,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,583 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,288,000 | 3,755 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 5,875 |
| Total interest expense | $1,857,000 | 6,719 |
| Net interest income | $3,213,000 | 5,180 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $625,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $1,785,000 | 6,420 |
| Salaries and employee benefits | $889,000 | 6,508 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $607,000 | 6,310 |
| Pre-tax net operating income | $1,947,000 | 3,483 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $668,000 | 3,286 |
| Income before extraordinary items | $1,279,000 | 3,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,279,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,244 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,279,000 | 3,621 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 6,386 |
| Total interest expense | $1,675,000 | 7,204 |
| Net interest income | $2,894,000 | 5,657 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $463,000 | 5,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,769 |
| Total noninterest expense | $1,779,000 | 6,518 |
| Salaries and employee benefits | $846,000 | 6,840 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $660,000 | 6,125 |
| Pre-tax net operating income | $1,383,000 | 4,740 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $453,000 | 4,507 |
| Income before extraordinary items | $906,000 | 4,963 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $906,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $922,080 | 4,889 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 7,242 |
| Total interest expense | $1,217,000 | 7,828 |
| Net interest income | $2,348,000 | 6,759 |
| Provision for loan and lease losses | $101,000 | 4,511 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $1,709,000 | 6,956 |
| Salaries and employee benefits | $796,000 | 7,233 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $666,000 | 6,568 |
| Pre-tax net operating income | $960,000 | 6,118 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $676,000 | 6,048 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $676,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $680,260 | 6,097 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 9,109 |
| Total interest expense | $922,000 | 9,460 |
| Net interest income | $1,620,000 | 8,745 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $440,000 | 6,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,576 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $700,000 | 7,999 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $535,000 | 7,911 |
| Pre-tax net operating income | $537,000 | 8,397 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $161,000 | 8,402 |
| Income before extraordinary items | $412,000 | 8,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $412,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $386,080 | 8,313 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 10,199 |
| Total interest expense | $935,000 | 10,689 |
| Net interest income | $1,410,000 | 9,592 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $1,135,000 | 9,344 |
| Salaries and employee benefits | $488,000 | 9,890 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $529,000 | 8,202 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $289,480 | 9,067 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.