Home > Valley Bank Minnesota > Assets and Liabilities
Valley Bank Minnesota, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 10 | 7,326 |
| Assets and Liabilities | ||
| Total Assets: | $42,305,000 | 7,152 |
| Cash and due from depository institutions | $2,039,000 | 7,326 |
| Interest-bearing balances | $996,000 | 4,753 |
| Securities | $10,574,000 | 5,721 |
| Federal funds sold & reverse repurchase agreements | $2,847,000 | 2,775 |
| Net loans & leases | $22,290,000 | 7,201 |
| Loan loss allowance | $428,000 | 6,474 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $764,000 | 6,093 |
| Other real estate owned | $143,000 | 7,326 |
| Goodwill and other intangibles | $2,282,000 | 1,256 |
| All other assets | $1,366,000 | 5,951 |
| Life insurance assets | $1,077,000 | 2,892 |
| Total liabilities and capital | $42,305,000 | 7,152 |
| Total liabilities | $36,482,000 | 7,157 |
| Total deposits | $34,499,000 | 7,138 |
| Interest-bearing deposits | $29,851,000 | 7,068 |
| Deposits held in domestic offices | $34,499,000 | 7,137 |
| % insured | 88.80% | 1,168 |
| Federal funds purchased & repurchase agreements | $1,747,000 | 2,095 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $236,000 | 6,768 |
| Total equity capital | $5,823,000 | 6,748 |
| Total bank equity capital | $5,823,000 | 6,748 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $250,000 | 5,036 |
| Surplus | $5,169,000 | 4,007 |
| Undivided profits | $404,000 | 6,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 4,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $170,000 | 7,591 |
| Earning assets | $36,707,000 | 7,208 |
| Long-term assets (5+ years) | $5,010,000 | 6,273 |
| Average Assets, year-to-date | $42,905,670 | 7,100 |
| Average Assets, quarterly | $42,174,000 | 7,145 |
| Volatile liabilities | $3,096,000 | 7,633 |
| Insider loans | $5,000 | 7,296 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,500,000 | 5,901 |
| Tier 1 (core) risk-based capital | $3,468,000 | 7,509 |
| Tier 2 risk-based capital | $351,000 | 6,569 |
| Total risk weighted assets | $28,023,000 | 7,042 |
| Total unused commitments | $4,500,000 | 5,903 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 9 | 7,516 |
| Assets and Liabilities | ||
| Total Assets: | $42,043,000 | 7,189 |
| Cash and due from depository institutions | $917,000 | 7,516 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $9,424,000 | 6,000 |
| Federal funds sold & reverse repurchase agreements | $3,192,000 | 3,066 |
| Net loans & leases | $23,910,000 | 7,100 |
| Loan loss allowance | $490,000 | 6,212 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $782,000 | 6,118 |
| Other real estate owned | $143,000 | 7,516 |
| Goodwill and other intangibles | $2,282,000 | 1,265 |
| All other assets | $1,393,000 | 5,926 |
| Life insurance assets | $1,070,000 | 2,915 |
| Total liabilities and capital | $42,043,000 | 7,189 |
| Total liabilities | $36,211,000 | 7,191 |
| Total deposits | $34,888,000 | 7,152 |
| Interest-bearing deposits | $29,824,000 | 7,095 |
| Deposits held in domestic offices | $34,888,000 | 7,152 |
| % insured | 89.56% | 1,082 |
| Federal funds purchased & repurchase agreements | $1,041,000 | 2,333 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $282,000 | 6,390 |
| Total equity capital | $5,832,000 | 6,827 |
| Total bank equity capital | $5,832,000 | 6,827 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 5,065 |
| Surplus | $5,169,000 | 4,015 |
| Undivided profits | $413,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $201,000 | 7,455 |
| Earning assets | $36,526,000 | 7,248 |
| Long-term assets (5+ years) | $4,904,000 | 6,307 |
| Average Assets, year-to-date | $43,206,000 | 7,125 |
| Average Assets, quarterly | $43,206,000 | 7,125 |
| Volatile liabilities | $2,580,000 | 7,767 |
| Insider loans | $5,000 | 7,355 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,812,000 | 5,543 |
| Tier 1 (core) risk-based capital | $3,482,000 | 7,561 |
| Tier 2 risk-based capital | $368,000 | 6,510 |
| Total risk weighted assets | $29,302,000 | 6,978 |
| Total unused commitments | $5,812,000 | 5,545 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 9 | 7,567 |
| Assets and Liabilities | ||
| Total Assets: | $44,369,000 | 7,117 |
| Cash and due from depository institutions | $838,000 | 7,567 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $11,053,000 | 5,736 |
| Federal funds sold & reverse repurchase agreements | $3,236,000 | 2,522 |
| Net loans & leases | $24,675,000 | 7,117 |
| Loan loss allowance | $432,000 | 6,436 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $803,000 | 6,122 |
| Other real estate owned | $143,000 | 7,567 |
| Goodwill and other intangibles | $2,282,000 | 1,285 |
| All other assets | $1,339,000 | 6,075 |
| Life insurance assets | $1,061,000 | 2,938 |
| Total liabilities and capital | $44,369,000 | 7,117 |
| Total liabilities | $38,226,000 | 7,110 |
| Total deposits | $36,713,000 | 7,056 |
| Interest-bearing deposits | $31,892,000 | 6,966 |
| Deposits held in domestic offices | $36,713,000 | 7,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,284,000 | 2,584 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $229,000 | 6,800 |
| Total equity capital | $6,143,000 | 6,744 |
| Total bank equity capital | $6,143,000 | 6,744 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,098 |
| Surplus | $5,169,000 | 4,000 |
| Undivided profits | $724,000 | 6,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 4,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $164,000 | 7,765 |
| Earning assets | $38,964,000 | 7,180 |
| Long-term assets (5+ years) | $4,345,000 | 6,412 |
| Average Assets, year-to-date | $44,854,400 | 6,995 |
| Average Assets, quarterly | $44,591,000 | 7,088 |
| Volatile liabilities | $2,668,000 | 7,786 |
| Insider loans | $5,000 | 7,411 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,039,000 | 5,491 |
| Tier 1 (core) risk-based capital | $3,787,000 | 7,509 |
| Tier 2 risk-based capital | $387,000 | 6,432 |
| Total risk weighted assets | $30,912,000 | 6,927 |
| Total unused commitments | $6,039,000 | 5,494 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 10 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $44,813,000 | 7,098 |
| Cash and due from depository institutions | $1,485,000 | 7,490 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $13,208,000 | 5,325 |
| Federal funds sold & reverse repurchase agreements | $3,605,000 | 2,802 |
| Net loans & leases | $22,016,000 | 7,304 |
| Loan loss allowance | $373,000 | 6,663 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $820,000 | 6,119 |
| Other real estate owned | $0 | 7,490 |
| Goodwill and other intangibles | $2,282,000 | 1,325 |
| All other assets | $1,397,000 | 6,061 |
| Life insurance assets | $1,052,000 | 2,947 |
| Total liabilities and capital | $44,813,000 | 7,098 |
| Total liabilities | $38,789,000 | 7,078 |
| Total deposits | $37,173,000 | 7,016 |
| Interest-bearing deposits | $31,765,000 | 6,953 |
| Deposits held in domestic offices | $37,173,000 | 7,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,388,000 | 2,672 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $228,000 | 6,996 |
| Total equity capital | $6,024,000 | 6,842 |
| Total bank equity capital | $6,024,000 | 6,842 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $250,000 | 5,145 |
| Surplus | $5,169,000 | 3,996 |
| Undivided profits | $605,000 | 6,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 6,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $224,000 | 7,513 |
| Earning assets | $38,829,000 | 7,187 |
| Long-term assets (5+ years) | $4,341,000 | 6,396 |
| Average Assets, year-to-date | $44,975,750 | 7,016 |
| Average Assets, quarterly | $44,427,500 | 7,087 |
| Volatile liabilities | $3,342,000 | 7,686 |
| Insider loans | $5,000 | 7,477 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,791,000 | 5,417 |
| Tier 1 (core) risk-based capital | $3,738,000 | 7,615 |
| Tier 2 risk-based capital | $358,000 | 6,550 |
| Total risk weighted assets | $28,601,000 | 7,075 |
| Total unused commitments | $6,791,000 | 5,419 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 10 | 7,549 |
| Assets and Liabilities | ||
| Total Assets: | $44,042,000 | 7,148 |
| Cash and due from depository institutions | $1,593,000 | 7,549 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $11,738,000 | 5,626 |
| Federal funds sold & reverse repurchase agreements | $4,165,000 | 2,568 |
| Net loans & leases | $22,060,000 | 7,315 |
| Loan loss allowance | $348,000 | 6,793 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $841,000 | 6,123 |
| Other real estate owned | $0 | 7,549 |
| Goodwill and other intangibles | $2,282,000 | 1,335 |
| All other assets | $1,363,000 | 6,067 |
| Life insurance assets | $1,043,000 | 2,974 |
| Total liabilities and capital | $44,042,000 | 7,148 |
| Total liabilities | $38,098,000 | 7,127 |
| Total deposits | $36,815,000 | 7,055 |
| Interest-bearing deposits | $31,966,000 | 6,961 |
| Deposits held in domestic offices | $36,815,000 | 7,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,046,000 | 2,894 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $237,000 | 6,930 |
| Total equity capital | $5,944,000 | 6,897 |
| Total bank equity capital | $5,944,000 | 6,897 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $250,000 | 5,187 |
| Surplus | $5,169,000 | 3,996 |
| Undivided profits | $525,000 | 6,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $190,000 | 7,700 |
| Earning assets | $37,963,000 | 7,249 |
| Long-term assets (5+ years) | $4,416,000 | 6,406 |
| Average Assets, year-to-date | $45,030,000 | 7,055 |
| Average Assets, quarterly | $43,707,500 | 7,140 |
| Volatile liabilities | $3,344,000 | 7,700 |
| Insider loans | $5,000 | 7,529 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,961,000 | 5,472 |
| Tier 1 (core) risk-based capital | $3,656,000 | 7,697 |
| Tier 2 risk-based capital | $348,000 | 6,606 |
| Total risk weighted assets | $28,918,000 | 7,079 |
| Total unused commitments | $6,961,000 | 5,472 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 10 | 7,573 |
| Assets and Liabilities | ||
| Total Assets: | $43,373,000 | 7,178 |
| Cash and due from depository institutions | $1,193,000 | 7,573 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $13,293,000 | 5,374 |
| Federal funds sold & reverse repurchase agreements | $2,695,000 | 4,479 |
| Net loans & leases | $21,582,000 | 7,324 |
| Loan loss allowance | $341,000 | 6,803 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $861,000 | 6,107 |
| Other real estate owned | $0 | 7,573 |
| Goodwill and other intangibles | $2,282,000 | 1,344 |
| All other assets | $1,467,000 | 5,817 |
| Life insurance assets | $1,035,000 | 2,987 |
| Total liabilities and capital | $43,373,000 | 7,178 |
| Total liabilities | $37,411,000 | 7,175 |
| Total deposits | $36,233,000 | 7,113 |
| Interest-bearing deposits | $31,630,000 | 7,002 |
| Deposits held in domestic offices | $36,233,000 | 7,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $819,000 | 2,671 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $359,000 | 6,390 |
| Total equity capital | $5,962,000 | 6,949 |
| Total bank equity capital | $5,962,000 | 6,949 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $250,000 | 5,208 |
| Surplus | $5,169,000 | 3,981 |
| Undivided profits | $543,000 | 7,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $296,000 | 7,061 |
| Earning assets | $37,570,000 | 7,296 |
| Long-term assets (5+ years) | $5,276,000 | 6,127 |
| Average Assets, year-to-date | $45,524,000 | 7,047 |
| Average Assets, quarterly | $45,524,000 | 7,047 |
| Volatile liabilities | $3,298,000 | 7,726 |
| Insider loans | $5,000 | 7,553 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,827,000 | 5,868 |
| Tier 1 (core) risk-based capital | $3,595,000 | 7,741 |
| Tier 2 risk-based capital | $341,000 | 6,616 |
| Total risk weighted assets | $28,223,000 | 7,091 |
| Total unused commitments | $5,827,000 | 5,871 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 10 | 7,602 |
| Assets and Liabilities | ||
| Total Assets: | $47,675,000 | 6,981 |
| Cash and due from depository institutions | $1,577,000 | 7,602 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $16,499,000 | 4,943 |
| Federal funds sold & reverse repurchase agreements | $2,264,000 | 3,965 |
| Net loans & leases | $22,762,000 | 7,276 |
| Loan loss allowance | $340,000 | 6,810 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $880,000 | 6,074 |
| Other real estate owned | $0 | 7,602 |
| Goodwill and other intangibles | $2,282,000 | 1,340 |
| All other assets | $1,411,000 | 5,966 |
| Life insurance assets | $1,026,000 | 2,983 |
| Total liabilities and capital | $47,675,000 | 6,981 |
| Total liabilities | $41,384,000 | 6,950 |
| Total deposits | $40,153,000 | 6,865 |
| Interest-bearing deposits | $34,014,000 | 6,826 |
| Deposits held in domestic offices | $40,153,000 | 6,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $919,000 | 2,806 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $312,000 | 6,649 |
| Total equity capital | $6,291,000 | 6,811 |
| Total bank equity capital | $6,291,000 | 6,811 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,240 |
| Surplus | $5,169,000 | 3,959 |
| Undivided profits | $872,000 | 6,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $255,000 | 7,468 |
| Earning assets | $41,525,000 | 7,074 |
| Long-term assets (5+ years) | $4,150,000 | 6,215 |
| Average Assets, year-to-date | $44,634,800 | 7,004 |
| Average Assets, quarterly | $46,478,500 | 6,987 |
| Volatile liabilities | $3,170,000 | 7,769 |
| Insider loans | $5,000 | 7,585 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,989,000 | 5,192 |
| Tier 1 (core) risk-based capital | $3,997,000 | 7,603 |
| Tier 2 risk-based capital | $340,000 | 6,644 |
| Total risk weighted assets | $29,098,000 | 7,057 |
| Total unused commitments | $7,989,000 | 5,192 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 11 | 7,470 |
| Assets and Liabilities | ||
| Total Assets: | $45,282,000 | 7,068 |
| Cash and due from depository institutions | $1,417,000 | 7,470 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $13,007,000 | 5,550 |
| Federal funds sold & reverse repurchase agreements | $3,016,000 | 3,467 |
| Net loans & leases | $23,219,000 | 7,263 |
| Loan loss allowance | $340,000 | 6,851 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $897,000 | 6,060 |
| Other real estate owned | $0 | 7,470 |
| Goodwill and other intangibles | $2,282,000 | 1,316 |
| All other assets | $1,444,000 | 5,996 |
| Life insurance assets | $1,018,000 | 2,955 |
| Total liabilities and capital | $45,281,000 | 7,068 |
| Total liabilities | $39,194,000 | 7,047 |
| Total deposits | $37,915,000 | 6,983 |
| Interest-bearing deposits | $31,874,000 | 6,965 |
| Deposits held in domestic offices | $37,915,000 | 6,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $981,000 | 2,756 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $298,000 | 6,876 |
| Total equity capital | $6,087,000 | 6,895 |
| Total bank equity capital | $6,087,000 | 6,895 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,247 |
| Surplus | $5,169,000 | 3,906 |
| Undivided profits | $668,000 | 7,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $298,000 | 7,395 |
| Earning assets | $39,242,000 | 7,182 |
| Long-term assets (5+ years) | $4,177,000 | 6,149 |
| Average Assets, year-to-date | $43,874,750 | 7,061 |
| Average Assets, quarterly | $44,452,000 | 7,076 |
| Volatile liabilities | $2,665,000 | 7,942 |
| Insider loans | $5,000 | 7,614 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,533,000 | 5,596 |
| Tier 1 (core) risk-based capital | $3,838,000 | 7,676 |
| Tier 2 risk-based capital | $340,000 | 6,672 |
| Total risk weighted assets | $29,532,000 | 7,036 |
| Total unused commitments | $6,533,000 | 5,596 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 10 | 7,664 |
| Assets and Liabilities | ||
| Total Assets: | $43,622,000 | 7,163 |
| Cash and due from depository institutions | $1,636,000 | 7,664 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,498,000 | 5,824 |
| Federal funds sold & reverse repurchase agreements | $2,781,000 | 3,731 |
| Net loans & leases | $23,080,000 | 7,272 |
| Loan loss allowance | $367,000 | 6,724 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $921,000 | 6,048 |
| Other real estate owned | $0 | 7,664 |
| Goodwill and other intangibles | $2,282,000 | 1,320 |
| All other assets | $1,424,000 | 5,983 |
| Life insurance assets | $1,009,000 | 2,972 |
| Total liabilities and capital | $43,622,000 | 7,163 |
| Total liabilities | $37,719,000 | 7,149 |
| Total deposits | $36,117,000 | 7,103 |
| Interest-bearing deposits | $30,864,000 | 7,039 |
| Deposits held in domestic offices | $36,117,000 | 7,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,316,000 | 2,520 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $286,000 | 6,806 |
| Total equity capital | $5,903,000 | 6,931 |
| Total bank equity capital | $5,903,000 | 6,931 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,279 |
| Surplus | $5,169,000 | 3,906 |
| Undivided profits | $484,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $280,000 | 7,382 |
| Earning assets | $37,359,000 | 7,307 |
| Long-term assets (5+ years) | $4,367,000 | 6,064 |
| Average Assets, year-to-date | $43,405,670 | 7,122 |
| Average Assets, quarterly | $43,554,500 | 7,148 |
| Volatile liabilities | $2,853,000 | 7,901 |
| Insider loans | $5,000 | 7,647 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,920,000 | 5,796 |
| Tier 1 (core) risk-based capital | $3,709,000 | 7,759 |
| Tier 2 risk-based capital | $359,000 | 6,578 |
| Total risk weighted assets | $28,733,000 | 7,105 |
| Total unused commitments | $5,920,000 | 5,797 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 13 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $43,487,000 | 7,185 |
| Cash and due from depository institutions | $927,000 | 7,222 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $11,527,000 | 5,819 |
| Federal funds sold & reverse repurchase agreements | $1,753,000 | 5,236 |
| Net loans & leases | $24,646,000 | 7,160 |
| Loan loss allowance | $367,000 | 6,753 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $933,000 | 6,035 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $2,282,000 | 1,299 |
| All other assets | $1,419,000 | 5,912 |
| Life insurance assets | $1,000,000 | 2,981 |
| Total liabilities and capital | $43,487,000 | 7,185 |
| Total liabilities | $37,673,000 | 7,177 |
| Total deposits | $36,871,000 | 7,098 |
| Interest-bearing deposits | $30,335,000 | 7,107 |
| Deposits held in domestic offices | $36,871,000 | 7,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $540,000 | 2,670 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $262,000 | 6,928 |
| Total equity capital | $5,814,000 | 6,977 |
| Total bank equity capital | $5,814,000 | 6,977 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,292 |
| Surplus | $5,169,000 | 3,870 |
| Undivided profits | $395,000 | 7,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $278,000 | 7,344 |
| Earning assets | $37,926,000 | 7,294 |
| Long-term assets (5+ years) | $4,275,000 | 6,058 |
| Average Assets, year-to-date | $43,297,500 | 7,171 |
| Average Assets, quarterly | $43,297,500 | 7,171 |
| Volatile liabilities | $1,970,000 | 8,084 |
| Insider loans | $5,000 | 7,656 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,521,000 | 5,656 |
| Tier 1 (core) risk-based capital | $3,615,000 | 7,798 |
| Tier 2 risk-based capital | $367,000 | 6,548 |
| Total risk weighted assets | $29,588,000 | 7,018 |
| Total unused commitments | $6,521,000 | 5,656 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 14 | 7,073 |
| Assets and Liabilities | ||
| Total Assets: | $43,108,000 | 7,210 |
| Cash and due from depository institutions | $1,407,000 | 7,073 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $13,394,000 | 5,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $23,641,000 | 7,248 |
| Loan loss allowance | $367,000 | 6,761 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $953,000 | 5,989 |
| Other real estate owned | $0 | 7,073 |
| Goodwill and other intangibles | $2,282,000 | 1,288 |
| All other assets | $1,431,000 | 5,965 |
| Life insurance assets | $993,000 | 2,961 |
| Total liabilities and capital | $43,108,000 | 7,210 |
| Total liabilities | $37,000,000 | 7,218 |
| Total deposits | $35,902,000 | 7,142 |
| Interest-bearing deposits | $29,596,000 | 7,133 |
| Deposits held in domestic offices | $35,902,000 | 7,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $827,000 | 2,724 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $271,000 | 6,829 |
| Total equity capital | $6,108,000 | 6,838 |
| Total bank equity capital | $6,108,000 | 6,838 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $250,000 | 5,317 |
| Surplus | $5,169,000 | 3,808 |
| Undivided profits | $689,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $265,000 | 7,533 |
| Earning assets | $37,035,000 | 7,337 |
| Long-term assets (5+ years) | $3,640,000 | 6,222 |
| Average Assets, year-to-date | $45,033,400 | 7,018 |
| Average Assets, quarterly | $44,194,500 | 7,113 |
| Volatile liabilities | $1,920,000 | 8,194 |
| Insider loans | $5,000 | 7,679 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,359,000 | 5,609 |
| Tier 1 (core) risk-based capital | $3,917,000 | 7,668 |
| Tier 2 risk-based capital | $367,000 | 6,558 |
| Total risk weighted assets | $29,734,000 | 7,011 |
| Total unused commitments | $6,359,000 | 5,610 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 13 | 7,276 |
| Assets and Liabilities | ||
| Total Assets: | $45,281,000 | 7,109 |
| Cash and due from depository institutions | $2,233,000 | 7,276 |
| Interest-bearing balances | $500,000 | 3,084 |
| Securities | $14,010,000 | 5,473 |
| Federal funds sold & reverse repurchase agreements | $1,720,000 | 4,068 |
| Net loans & leases | $22,581,000 | 7,360 |
| Loan loss allowance | $366,000 | 6,794 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $977,000 | 5,971 |
| Other real estate owned | $0 | 7,276 |
| Goodwill and other intangibles | $2,282,000 | 1,281 |
| All other assets | $1,478,000 | 5,920 |
| Life insurance assets | $984,000 | 2,941 |
| Total liabilities and capital | $45,281,000 | 7,109 |
| Total liabilities | $39,216,000 | 7,097 |
| Total deposits | $37,105,000 | 7,064 |
| Interest-bearing deposits | $30,137,000 | 7,088 |
| Deposits held in domestic offices | $37,105,000 | 7,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $843,000 | 2,910 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $268,000 | 6,941 |
| Total equity capital | $6,065,000 | 6,852 |
| Total bank equity capital | $6,065,000 | 6,852 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,362 |
| Surplus | $5,169,000 | 3,779 |
| Undivided profits | $646,000 | 7,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $322,000 | 7,237 |
| Earning assets | $38,811,000 | 7,247 |
| Long-term assets (5+ years) | $3,261,000 | 6,344 |
| Average Assets, year-to-date | $45,514,750 | 7,040 |
| Average Assets, quarterly | $44,707,000 | 7,114 |
| Volatile liabilities | $2,915,000 | 7,994 |
| Insider loans | $5,000 | 7,748 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,639,000 | 5,297 |
| Tier 1 (core) risk-based capital | $3,834,000 | 7,740 |
| Tier 2 risk-based capital | $366,000 | 6,587 |
| Total risk weighted assets | $29,336,000 | 7,061 |
| Total unused commitments | $7,639,000 | 5,297 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 14 | 7,105 |
| Assets and Liabilities | ||
| Total Assets: | $44,133,000 | 7,168 |
| Cash and due from depository institutions | $2,163,000 | 7,105 |
| Interest-bearing balances | $500,000 | 3,089 |
| Securities | $13,117,000 | 5,673 |
| Federal funds sold & reverse repurchase agreements | $952,000 | 4,596 |
| Net loans & leases | $23,199,000 | 7,326 |
| Loan loss allowance | $372,000 | 6,760 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $988,000 | 5,943 |
| Other real estate owned | $0 | 7,105 |
| Goodwill and other intangibles | $2,282,000 | 1,266 |
| All other assets | $1,432,000 | 5,931 |
| Life insurance assets | $975,000 | 2,910 |
| Total liabilities and capital | $44,133,000 | 7,168 |
| Total liabilities | $38,306,000 | 7,169 |
| Total deposits | $36,363,000 | 7,112 |
| Interest-bearing deposits | $29,835,000 | 7,127 |
| Deposits held in domestic offices | $36,363,000 | 7,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $701,000 | 3,122 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $242,000 | 6,909 |
| Total equity capital | $5,827,000 | 6,869 |
| Total bank equity capital | $5,827,000 | 6,869 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $250,000 | 5,367 |
| Surplus | $5,169,000 | 3,727 |
| Undivided profits | $408,000 | 7,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $264,000 | 7,458 |
| Earning assets | $37,768,000 | 7,305 |
| Long-term assets (5+ years) | $3,306,000 | 6,332 |
| Average Assets, year-to-date | $45,592,670 | 7,070 |
| Average Assets, quarterly | $44,182,500 | 7,146 |
| Volatile liabilities | $2,767,000 | 8,034 |
| Insider loans | $5,000 | 7,795 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,621,000 | 5,619 |
| Tier 1 (core) risk-based capital | $3,713,000 | 7,792 |
| Tier 2 risk-based capital | $368,000 | 6,554 |
| Total risk weighted assets | $29,420,000 | 7,053 |
| Total unused commitments | $6,621,000 | 5,621 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 13 | 7,278 |
| Assets and Liabilities | ||
| Total Assets: | $44,232,000 | 7,164 |
| Cash and due from depository institutions | $2,994,000 | 7,278 |
| Interest-bearing balances | $1,500,000 | 2,191 |
| Securities | $13,219,000 | 5,683 |
| Federal funds sold & reverse repurchase agreements | $640,000 | 5,486 |
| Net loans & leases | $22,724,000 | 7,321 |
| Loan loss allowance | $369,000 | 6,776 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,015,000 | 5,867 |
| Other real estate owned | $0 | 7,278 |
| Goodwill and other intangibles | $2,282,000 | 1,244 |
| All other assets | $1,358,000 | 5,959 |
| Life insurance assets | $967,000 | 2,877 |
| Total liabilities and capital | $44,232,000 | 7,164 |
| Total liabilities | $38,391,000 | 7,170 |
| Total deposits | $37,802,000 | 7,065 |
| Interest-bearing deposits | $31,620,000 | 7,029 |
| Deposits held in domestic offices | $37,802,000 | 7,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $405,000 | 3,017 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $184,000 | 7,280 |
| Total equity capital | $5,841,000 | 6,835 |
| Total bank equity capital | $5,841,000 | 6,835 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,367 |
| Surplus | $5,169,000 | 3,659 |
| Undivided profits | $422,000 | 7,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $261,000 | 7,359 |
| Earning assets | $38,083,000 | 7,295 |
| Long-term assets (5+ years) | $4,301,000 | 5,977 |
| Average Assets, year-to-date | $46,322,500 | 7,050 |
| Average Assets, quarterly | $46,322,500 | 7,050 |
| Volatile liabilities | $1,474,000 | 8,355 |
| Insider loans | $60,000 | 7,408 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,317,000 | 5,425 |
| Tier 1 (core) risk-based capital | $3,669,000 | 7,781 |
| Tier 2 risk-based capital | $369,000 | 6,540 |
| Total risk weighted assets | $29,995,000 | 6,994 |
| Total unused commitments | $7,317,000 | 5,426 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 13 | 7,320 |
| Assets and Liabilities | ||
| Total Assets: | $48,413,000 | 7,017 |
| Cash and due from depository institutions | $4,664,000 | 7,320 |
| Interest-bearing balances | $1,500,000 | 2,203 |
| Securities | $14,193,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $1,258,000 | 4,587 |
| Net loans & leases | $23,803,000 | 7,276 |
| Loan loss allowance | $369,000 | 6,788 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,010,000 | 5,875 |
| Other real estate owned | $0 | 7,320 |
| Goodwill and other intangibles | $2,282,000 | 1,227 |
| All other assets | $1,203,000 | 6,271 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $48,413,000 | 7,017 |
| Total liabilities | $42,346,000 | 7,034 |
| Total deposits | $41,266,000 | 6,917 |
| Interest-bearing deposits | $34,447,000 | 6,873 |
| Deposits held in domestic offices | $41,266,000 | 6,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $884,000 | 2,866 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $196,000 | 7,139 |
| Total equity capital | $6,067,000 | 6,721 |
| Total bank equity capital | $6,067,000 | 6,721 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $250,000 | 5,389 |
| Surplus | $5,169,000 | 3,620 |
| Undivided profits | $648,000 | 7,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $271,000 | 7,366 |
| Earning assets | $40,754,000 | 7,181 |
| Long-term assets (5+ years) | $3,993,000 | 6,110 |
| Average Assets, year-to-date | $47,456,600 | 6,968 |
| Average Assets, quarterly | $47,394,000 | 7,044 |
| Volatile liabilities | $1,749,000 | 8,309 |
| Insider loans | $55,000 | 7,457 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,801,000 | 4,988 |
| Tier 1 (core) risk-based capital | $3,886,000 | 7,703 |
| Tier 2 risk-based capital | $369,000 | 6,563 |
| Total risk weighted assets | $32,842,000 | 6,819 |
| Total unused commitments | $8,801,000 | 4,989 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 14 | 7,168 |
| Assets and Liabilities | ||
| Total Assets: | $46,375,000 | 7,109 |
| Cash and due from depository institutions | $2,707,000 | 7,168 |
| Interest-bearing balances | $1,000,000 | 2,704 |
| Securities | $12,468,000 | 5,812 |
| Federal funds sold & reverse repurchase agreements | $1,270,000 | 4,345 |
| Net loans & leases | $25,491,000 | 7,185 |
| Loan loss allowance | $369,000 | 6,818 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $990,000 | 5,907 |
| Other real estate owned | $0 | 7,168 |
| Goodwill and other intangibles | $2,282,000 | 1,194 |
| All other assets | $1,167,000 | 6,345 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $46,375,000 | 7,109 |
| Total liabilities | $40,452,000 | 7,119 |
| Total deposits | $39,637,000 | 6,977 |
| Interest-bearing deposits | $31,641,000 | 7,064 |
| Deposits held in domestic offices | $39,637,000 | 6,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $644,000 | 3,063 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $171,000 | 7,460 |
| Total equity capital | $5,923,000 | 6,813 |
| Total bank equity capital | $5,923,000 | 6,813 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,403 |
| Surplus | $5,169,000 | 3,567 |
| Undivided profits | $504,000 | 7,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $236,000 | 7,640 |
| Earning assets | $40,229,000 | 7,223 |
| Long-term assets (5+ years) | $5,614,000 | 5,662 |
| Average Assets, year-to-date | $47,217,500 | 6,996 |
| Average Assets, quarterly | $45,798,000 | 7,105 |
| Volatile liabilities | $1,522,000 | 8,418 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,778,000 | 4,723 |
| Tier 1 (core) risk-based capital | $3,659,000 | 7,828 |
| Tier 2 risk-based capital | $369,000 | 6,565 |
| Total risk weighted assets | $32,427,000 | 6,856 |
| Total unused commitments | $9,778,000 | 4,725 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $45,221,000 | 7,142 |
| Cash and due from depository institutions | $2,414,000 | 7,011 |
| Interest-bearing balances | $1,000,000 | 2,727 |
| Securities | $14,428,000 | 5,505 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,542 |
| Net loans & leases | $23,788,000 | 7,287 |
| Loan loss allowance | $363,000 | 6,835 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,004,000 | 5,850 |
| Other real estate owned | $0 | 7,011 |
| Goodwill and other intangibles | $2,282,000 | 1,178 |
| All other assets | $1,205,000 | 6,109 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $45,221,000 | 7,142 |
| Total liabilities | $39,459,000 | 7,143 |
| Total deposits | $38,657,000 | 7,033 |
| Interest-bearing deposits | $30,969,000 | 7,114 |
| Deposits held in domestic offices | $38,657,000 | 7,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $623,000 | 3,100 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $179,000 | 7,218 |
| Total equity capital | $5,762,000 | 6,846 |
| Total bank equity capital | $5,762,000 | 6,846 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,399 |
| Surplus | $5,169,000 | 3,524 |
| Undivided profits | $343,000 | 7,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $271,000 | 7,196 |
| Earning assets | $39,316,000 | 7,246 |
| Long-term assets (5+ years) | $6,240,000 | 5,559 |
| Average Assets, year-to-date | $47,498,330 | 6,987 |
| Average Assets, quarterly | $45,519,500 | 7,097 |
| Volatile liabilities | $1,480,000 | 8,412 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,219,000 | 4,820 |
| Tier 1 (core) risk-based capital | $3,444,000 | 7,913 |
| Tier 2 risk-based capital | $363,000 | 6,599 |
| Total risk weighted assets | $32,472,000 | 6,823 |
| Total unused commitments | $9,219,000 | 4,823 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 12 | 7,579 |
| Assets and Liabilities | ||
| Total Assets: | $45,818,000 | 7,140 |
| Cash and due from depository institutions | $1,262,000 | 7,579 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,111,000 | 5,634 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 6,189 |
| Net loans & leases | $25,877,000 | 7,103 |
| Loan loss allowance | $354,000 | 6,944 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,022,000 | 5,844 |
| Other real estate owned | $0 | 7,579 |
| Goodwill and other intangibles | $2,282,000 | 1,167 |
| All other assets | $1,174,000 | 6,188 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $45,818,000 | 7,140 |
| Total liabilities | $40,318,000 | 7,132 |
| Total deposits | $39,592,000 | 7,032 |
| Interest-bearing deposits | $32,504,000 | 7,082 |
| Deposits held in domestic offices | $39,592,000 | 7,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000 | 2,882 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $201,000 | 6,894 |
| Total equity capital | $5,500,000 | 6,941 |
| Total bank equity capital | $5,500,000 | 6,941 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,439 |
| Surplus | $5,169,000 | 3,492 |
| Undivided profits | $81,000 | 8,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $251,000 | 7,328 |
| Earning assets | $40,078,000 | 7,236 |
| Long-term assets (5+ years) | $6,945,000 | 5,441 |
| Average Assets, year-to-date | $48,637,000 | 6,998 |
| Average Assets, quarterly | $48,637,000 | 6,998 |
| Volatile liabilities | $1,382,000 | 8,473 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,062,000 | 4,597 |
| Tier 1 (core) risk-based capital | $3,223,000 | 8,052 |
| Tier 2 risk-based capital | $354,000 | 6,686 |
| Total risk weighted assets | $32,504,000 | 6,819 |
| Total unused commitments | $10,062,000 | 4,599 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 12 | 7,598 |
| Assets and Liabilities | ||
| Total Assets: | $51,456,000 | 6,905 |
| Cash and due from depository institutions | $2,255,000 | 7,598 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $13,466,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $3,529,000 | 2,885 |
| Net loans & leases | $27,723,000 | 6,987 |
| Loan loss allowance | $337,000 | 7,051 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,047,000 | 5,782 |
| Other real estate owned | $0 | 7,598 |
| Goodwill and other intangibles | $2,282,000 | 1,159 |
| All other assets | $1,154,000 | 6,222 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $51,456,000 | 6,905 |
| Total liabilities | $44,909,000 | 6,925 |
| Total deposits | $43,815,000 | 6,818 |
| Interest-bearing deposits | $35,161,000 | 6,918 |
| Deposits held in domestic offices | $43,815,000 | 6,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $718,000 | 2,883 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $376,000 | 5,424 |
| Total equity capital | $6,547,000 | 6,450 |
| Total bank equity capital | $6,547,000 | 6,450 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,455 |
| Surplus | $5,169,000 | 3,459 |
| Undivided profits | $1,128,000 | 7,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 5,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $245,000 | 7,394 |
| Earning assets | $44,718,000 | 7,026 |
| Long-term assets (5+ years) | $8,055,000 | 5,224 |
| Average Assets, year-to-date | $49,543,000 | 6,891 |
| Average Assets, quarterly | $49,702,000 | 6,957 |
| Volatile liabilities | $1,692,000 | 8,387 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,885,000 | 3,767 |
| Tier 1 (core) risk-based capital | $4,168,000 | 7,577 |
| Tier 2 risk-based capital | $337,000 | 6,811 |
| Total risk weighted assets | $34,467,000 | 6,692 |
| Total unused commitments | $13,885,000 | 3,768 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 13 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $47,948,000 | 7,063 |
| Cash and due from depository institutions | $1,998,000 | 7,445 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $12,250,000 | 6,044 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 5,784 |
| Net loans & leases | $29,136,000 | 6,887 |
| Loan loss allowance | $327,000 | 7,146 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,075,000 | 5,721 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $2,282,000 | 1,135 |
| All other assets | $1,132,000 | 6,279 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $47,948,000 | 7,063 |
| Total liabilities | $41,543,000 | 7,090 |
| Total deposits | $40,404,000 | 6,979 |
| Interest-bearing deposits | $32,464,000 | 7,086 |
| Deposits held in domestic offices | $40,404,000 | 6,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $707,000 | 3,027 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $432,000 | 5,302 |
| Total equity capital | $6,405,000 | 6,554 |
| Total bank equity capital | $6,405,000 | 6,554 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $250,000 | 5,481 |
| Surplus | $5,169,000 | 3,402 |
| Undivided profits | $986,000 | 7,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $222,000 | 7,711 |
| Earning assets | $41,461,000 | 7,182 |
| Long-term assets (5+ years) | $8,288,000 | 5,289 |
| Average Assets, year-to-date | $49,064,750 | 6,944 |
| Average Assets, quarterly | $47,788,500 | 7,042 |
| Volatile liabilities | $1,677,000 | 8,444 |
| Insider loans | $40,000 | 7,692 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,764,000 | 4,262 |
| Tier 1 (core) risk-based capital | $3,984,000 | 7,689 |
| Tier 2 risk-based capital | $327,000 | 6,891 |
| Total risk weighted assets | $34,507,000 | 6,687 |
| Total unused commitments | $10,764,000 | 4,262 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $47,629,000 | 7,093 |
| Cash and due from depository institutions | $2,055,000 | 7,125 |
| Interest-bearing balances | $496,000 | 3,586 |
| Securities | $11,615,000 | 6,244 |
| Federal funds sold & reverse repurchase agreements | $1,216,000 | 4,189 |
| Net loans & leases | $28,188,000 | 6,958 |
| Loan loss allowance | $300,000 | 7,349 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,102,000 | 5,671 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $2,282,000 | 1,121 |
| All other assets | $1,171,000 | 6,165 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $47,629,000 | 7,093 |
| Total liabilities | $41,490,000 | 7,122 |
| Total deposits | $40,622,000 | 6,992 |
| Interest-bearing deposits | $33,299,000 | 7,061 |
| Deposits held in domestic offices | $40,622,000 | 6,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $538,000 | 3,191 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $330,000 | 5,606 |
| Total equity capital | $6,139,000 | 6,550 |
| Total bank equity capital | $6,139,000 | 6,550 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $250,000 | 5,518 |
| Surplus | $5,169,000 | 3,355 |
| Undivided profits | $720,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $266,000 | 7,212 |
| Earning assets | $41,515,000 | 7,209 |
| Long-term assets (5+ years) | $8,616,000 | 5,320 |
| Average Assets, year-to-date | $49,437,000 | 6,968 |
| Average Assets, quarterly | $48,676,000 | 7,035 |
| Volatile liabilities | $1,092,000 | 8,706 |
| Insider loans | $40,000 | 7,758 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,154,000 | 4,643 |
| Tier 1 (core) risk-based capital | $3,801,000 | 7,786 |
| Tier 2 risk-based capital | $300,000 | 7,077 |
| Total risk weighted assets | $34,910,000 | 6,636 |
| Total unused commitments | $9,154,000 | 4,643 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $49,723,000 | 7,007 |
| Cash and due from depository institutions | $1,818,000 | 6,938 |
| Interest-bearing balances | $496,000 | 3,782 |
| Securities | $14,205,000 | 5,716 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,186 |
| Net loans & leases | $28,665,000 | 6,866 |
| Loan loss allowance | $319,000 | 7,215 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,128,000 | 5,609 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $2,282,000 | 1,100 |
| All other assets | $1,150,000 | 6,086 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $49,723,000 | 7,007 |
| Total liabilities | $43,554,000 | 7,027 |
| Total deposits | $40,762,000 | 7,019 |
| Interest-bearing deposits | $32,926,000 | 7,112 |
| Deposits held in domestic offices | $40,762,000 | 7,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,310,000 | 2,371 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,000,000 | 4,826 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $482,000 | 4,991 |
| Total equity capital | $6,169,000 | 6,640 |
| Total bank equity capital | $6,169,000 | 6,640 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $5,169,000 | 3,315 |
| Undivided profits | $750,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $267,000 | 7,161 |
| Earning assets | $43,841,000 | 7,097 |
| Long-term assets (5+ years) | $9,096,000 | 5,163 |
| Average Assets, year-to-date | $50,341,000 | 6,944 |
| Average Assets, quarterly | $50,341,000 | 6,944 |
| Volatile liabilities | $2,964,000 | 7,949 |
| Insider loans | $42,000 | 7,762 |
| FHLB advances | $1,000,000 | 4,614 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,073,000 | 4,620 |
| Tier 1 (core) risk-based capital | $3,650,000 | 7,865 |
| Tier 2 risk-based capital | $319,000 | 6,932 |
| Total risk weighted assets | $35,353,000 | 6,579 |
| Total unused commitments | $9,073,000 | 4,626 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 16 | 6,974 |
| Assets and Liabilities | ||
| Total Assets: | $50,959,000 | 6,954 |
| Cash and due from depository institutions | $1,961,000 | 6,974 |
| Interest-bearing balances | $496,000 | 3,671 |
| Securities | $17,165,000 | 5,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $27,326,000 | 7,013 |
| Loan loss allowance | $339,000 | 7,100 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,091,000 | 5,707 |
| Other real estate owned | $0 | 6,974 |
| Goodwill and other intangibles | $2,282,000 | 1,101 |
| All other assets | $1,134,000 | 6,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,959,000 | 6,954 |
| Total liabilities | $44,333,000 | 7,010 |
| Total deposits | $43,148,000 | 6,883 |
| Interest-bearing deposits | $35,790,000 | 6,905 |
| Deposits held in domestic offices | $43,148,000 | 6,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $716,000 | 2,858 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $469,000 | 4,900 |
| Total equity capital | $6,626,000 | 6,339 |
| Total bank equity capital | $6,626,000 | 6,339 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $5,169,000 | 3,288 |
| Undivided profits | $1,207,000 | 7,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $267,000 | 7,268 |
| Earning assets | $44,987,000 | 7,047 |
| Long-term assets (5+ years) | $9,782,000 | 5,054 |
| Average Assets, year-to-date | $51,438,000 | 6,825 |
| Average Assets, quarterly | $50,744,500 | 6,937 |
| Volatile liabilities | $1,470,000 | 8,646 |
| Insider loans | $29,000 | 7,914 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,886,000 | 4,548 |
| Tier 1 (core) risk-based capital | $4,147,000 | 7,593 |
| Tier 2 risk-based capital | $339,000 | 6,826 |
| Total risk weighted assets | $35,223,000 | 6,619 |
| Total unused commitments | $8,886,000 | 4,551 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $50,530,000 | 6,987 |
| Cash and due from depository institutions | $2,254,000 | 7,212 |
| Interest-bearing balances | $496,000 | 3,833 |
| Securities | $15,370,000 | 5,480 |
| Federal funds sold & reverse repurchase agreements | $3,306,000 | 3,436 |
| Net loans & leases | $25,084,000 | 7,247 |
| Loan loss allowance | $339,000 | 7,167 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,108,000 | 5,661 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $2,282,000 | 1,092 |
| All other assets | $1,126,000 | 6,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,530,000 | 6,987 |
| Total liabilities | $44,050,000 | 7,044 |
| Total deposits | $43,082,000 | 6,902 |
| Interest-bearing deposits | $35,554,000 | 6,956 |
| Deposits held in domestic offices | $43,082,000 | 6,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $405,000 | 2,988 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $563,000 | 4,702 |
| Total equity capital | $6,480,000 | 6,411 |
| Total bank equity capital | $6,480,000 | 6,411 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $5,169,000 | 3,231 |
| Undivided profits | $1,061,000 | 7,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $215,000 | 7,871 |
| Earning assets | $44,256,000 | 7,116 |
| Long-term assets (5+ years) | $7,499,000 | 5,564 |
| Average Assets, year-to-date | $51,557,750 | 6,852 |
| Average Assets, quarterly | $50,209,500 | 6,985 |
| Volatile liabilities | $1,056,000 | 8,849 |
| Insider loans | $66,000 | 7,696 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,259,000 | 5,294 |
| Tier 1 (core) risk-based capital | $3,979,000 | 7,715 |
| Tier 2 risk-based capital | $339,000 | 6,871 |
| Total risk weighted assets | $31,813,000 | 6,914 |
| Total unused commitments | $6,259,000 | 5,300 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $49,889,000 | 7,018 |
| Cash and due from depository institutions | $2,533,000 | 6,861 |
| Interest-bearing balances | $496,000 | 3,924 |
| Securities | $16,359,000 | 5,250 |
| Federal funds sold & reverse repurchase agreements | $3,406,000 | 3,762 |
| Net loans & leases | $22,981,000 | 7,443 |
| Loan loss allowance | $351,000 | 7,060 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,128,000 | 5,604 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $2,282,000 | 1,065 |
| All other assets | $1,200,000 | 5,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,889,000 | 7,018 |
| Total liabilities | $43,505,000 | 7,073 |
| Total deposits | $42,504,000 | 6,951 |
| Interest-bearing deposits | $35,376,000 | 6,986 |
| Deposits held in domestic offices | $42,504,000 | 6,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $378,000 | 2,925 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $623,000 | 4,507 |
| Total equity capital | $6,384,000 | 6,455 |
| Total bank equity capital | $6,384,000 | 6,455 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $5,169,000 | 3,193 |
| Undivided profits | $965,000 | 7,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $298,000 | 7,060 |
| Earning assets | $43,242,000 | 7,170 |
| Long-term assets (5+ years) | $2,351,000 | 7,134 |
| Average Assets, year-to-date | $51,900,330 | 6,852 |
| Average Assets, quarterly | $51,116,000 | 6,928 |
| Volatile liabilities | $1,174,000 | 8,840 |
| Insider loans | $132,000 | 7,252 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,596,000 | 5,528 |
| Tier 1 (core) risk-based capital | $3,801,000 | 7,815 |
| Tier 2 risk-based capital | $351,000 | 6,759 |
| Total risk weighted assets | $30,991,000 | 6,986 |
| Total unused commitments | $5,596,000 | 5,540 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $52,343,000 | 6,863 |
| Cash and due from depository institutions | $3,275,000 | 7,027 |
| Interest-bearing balances | $1,796,000 | 2,616 |
| Securities | $18,811,000 | 4,848 |
| Federal funds sold & reverse repurchase agreements | $3,652,000 | 3,964 |
| Net loans & leases | $22,022,000 | 7,530 |
| Loan loss allowance | $335,000 | 7,166 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,151,000 | 5,543 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $2,282,000 | 1,063 |
| All other assets | $1,150,000 | 6,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,343,000 | 6,863 |
| Total liabilities | $46,141,000 | 6,880 |
| Total deposits | $45,204,000 | 6,730 |
| Interest-bearing deposits | $38,296,000 | 6,757 |
| Deposits held in domestic offices | $45,204,000 | 6,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 2,812 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $657,000 | 4,404 |
| Total equity capital | $6,202,000 | 6,482 |
| Total bank equity capital | $6,202,000 | 6,482 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $5,169,000 | 3,147 |
| Undivided profits | $783,000 | 7,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 7,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $275,000 | 7,316 |
| Earning assets | $46,281,000 | 6,950 |
| Long-term assets (5+ years) | $2,446,000 | 7,047 |
| Average Assets, year-to-date | $52,906,000 | 6,799 |
| Average Assets, quarterly | $52,906,000 | 6,799 |
| Volatile liabilities | $1,087,000 | 8,907 |
| Insider loans | $67,000 | 7,750 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,579,000 | 4,505 |
| Tier 1 (core) risk-based capital | $3,637,000 | 7,894 |
| Tier 2 risk-based capital | $335,000 | 6,861 |
| Total risk weighted assets | $30,545,000 | 6,995 |
| Total unused commitments | $8,579,000 | 4,519 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $53,469,000 | 6,771 |
| Cash and due from depository institutions | $1,852,000 | 6,711 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $16,526,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $2,853,000 | 4,090 |
| Net loans & leases | $27,567,000 | 7,060 |
| Loan loss allowance | $334,000 | 7,167 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,171,000 | 5,495 |
| Other real estate owned | $0 | 6,711 |
| Goodwill and other intangibles | $2,282,000 | 1,042 |
| All other assets | $1,218,000 | 5,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,469,000 | 6,771 |
| Total liabilities | $46,783,000 | 6,817 |
| Total deposits | $45,693,000 | 6,682 |
| Interest-bearing deposits | $38,450,000 | 6,704 |
| Deposits held in domestic offices | $45,693,000 | 6,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $388,000 | 2,890 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $702,000 | 4,258 |
| Total equity capital | $6,686,000 | 6,184 |
| Total bank equity capital | $6,686,000 | 6,184 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $5,169,000 | 3,117 |
| Undivided profits | $1,267,000 | 7,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $354,000 | 6,774 |
| Earning assets | $46,946,000 | 6,878 |
| Long-term assets (5+ years) | $3,041,000 | 6,776 |
| Average Assets, year-to-date | $50,471,600 | 6,811 |
| Average Assets, quarterly | $52,650,500 | 6,785 |
| Volatile liabilities | $1,392,000 | 8,842 |
| Insider loans | $164,000 | 7,100 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,106,000 | 4,817 |
| Tier 1 (core) risk-based capital | $4,075,000 | 7,628 |
| Tier 2 risk-based capital | $334,000 | 6,861 |
| Total risk weighted assets | $33,500,000 | 6,719 |
| Total unused commitments | $7,106,000 | 4,822 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $50,271,000 | 6,897 |
| Cash and due from depository institutions | $3,312,000 | 7,117 |
| Interest-bearing balances | $1,489,000 | 2,593 |
| Securities | $13,281,000 | 5,733 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,202 |
| Net loans & leases | $26,936,000 | 7,137 |
| Loan loss allowance | $344,000 | 7,008 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,228,000 | 5,383 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $2,282,000 | 985 |
| All other assets | $582,000 | 7,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,271,000 | 6,897 |
| Total liabilities | $44,084,000 | 6,931 |
| Total deposits | $43,283,000 | 6,795 |
| Interest-bearing deposits | $37,034,000 | 6,789 |
| Deposits held in domestic offices | $43,283,000 | 6,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $801,000 | 4,048 |
| Total equity capital | $6,187,000 | 6,321 |
| Total bank equity capital | $6,187,000 | 6,321 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $5,169,000 | 3,024 |
| Undivided profits | $768,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $407,000 | 6,613 |
| Earning assets | $44,356,000 | 7,005 |
| Long-term assets (5+ years) | $4,195,000 | 6,428 |
| Average Assets, year-to-date | $49,751,800 | 6,751 |
| Average Assets, quarterly | $50,166,500 | 6,849 |
| Volatile liabilities | $691,000 | 9,322 |
| Insider loans | $143,000 | 7,332 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,764,000 | 5,209 |
| Tier 1 (core) risk-based capital | $3,649,000 | 7,941 |
| Tier 2 risk-based capital | $344,000 | 6,714 |
| Total risk weighted assets | $31,870,000 | 6,872 |
| Total unused commitments | $5,764,000 | 5,216 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $50,010,000 | 6,850 |
| Cash and due from depository institutions | $3,010,000 | 7,003 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $16,503,000 | 5,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $26,267,000 | 7,161 |
| Loan loss allowance | $354,000 | 6,840 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,318,000 | 5,208 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $2,388,000 | 953 |
| All other assets | $524,000 | 8,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,010,000 | 6,850 |
| Total liabilities | $43,635,000 | 6,918 |
| Total deposits | $42,869,000 | 6,726 |
| Interest-bearing deposits | $36,197,000 | 6,761 |
| Deposits held in domestic offices | $42,869,000 | 6,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $766,000 | 4,382 |
| Total equity capital | $6,375,000 | 6,115 |
| Total bank equity capital | $6,375,000 | 6,115 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $5,550,000 | 2,773 |
| Undivided profits | $575,000 | 8,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $202,000 | 7,951 |
| Earning assets | $42,870,000 | 7,073 |
| Long-term assets (5+ years) | $3,231,000 | 6,757 |
| Average Assets, year-to-date | $46,827,400 | 6,885 |
| Average Assets, quarterly | $48,964,500 | 6,863 |
| Volatile liabilities | $1,160,000 | 9,331 |
| Insider loans | $33,000 | 8,482 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,765,000 | 5,528 |
| Tier 1 (core) risk-based capital | $3,922,000 | 7,835 |
| Tier 2 risk-based capital | $354,000 | 6,538 |
| Total risk weighted assets | $31,066,200 | 6,855 |
| Total unused commitments | $4,765,000 | 5,532 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $45,250,000 | 7,256 |
| Cash and due from depository institutions | $2,067,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,856,000 | 5,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $23,940,000 | 7,462 |
| Loan loss allowance | $356,000 | 6,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,466,000 | 4,921 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $2,488,000 | 942 |
| All other assets | $433,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,250,000 | 7,256 |
| Total liabilities | $39,175,000 | 7,363 |
| Total deposits | $38,723,000 | 7,169 |
| Interest-bearing deposits | $32,795,000 | 7,191 |
| Deposits held in domestic offices | $38,723,000 | 7,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $452,000 | 5,666 |
| Total equity capital | $6,075,000 | 6,213 |
| Total bank equity capital | $6,075,000 | 6,213 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $5,549,000 | 2,728 |
| Undivided profits | $276,000 | 8,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $174,000 | 8,133 |
| Earning assets | $38,796,000 | 7,471 |
| Long-term assets (5+ years) | $4,896,000 | 6,347 |
| Average Assets, year-to-date | $45,864,200 | 7,058 |
| Average Assets, quarterly | $46,340,000 | 7,121 |
| Volatile liabilities | $1,040,000 | 9,630 |
| Insider loans | $35,000 | 8,675 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,208,000 | 6,528 |
| Tier 1 (core) risk-based capital | $3,758,000 | 8,050 |
| Tier 2 risk-based capital | $353,800 | 6,500 |
| Total risk weighted assets | $28,301,600 | 7,169 |
| Total unused commitments | $3,208,000 | 6,533 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $44,445,000 | 7,403 |
| Cash and due from depository institutions | $2,145,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,949,000 | 6,539 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 6,966 |
| Net loans & leases | $24,819,000 | 7,319 |
| Loan loss allowance | $357,000 | 6,824 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,524,000 | 4,728 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $2,593,000 | 881 |
| All other assets | $365,000 | 8,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,445,000 | 7,403 |
| Total liabilities | $38,339,000 | 7,507 |
| Total deposits | $37,697,000 | 7,396 |
| Interest-bearing deposits | $31,071,000 | 7,484 |
| Deposits held in domestic offices | $37,697,000 | 7,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $642,000 | 4,897 |
| Total equity capital | $6,106,000 | 6,285 |
| Total bank equity capital | $6,106,000 | 6,285 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $5,438,000 | 2,633 |
| Undivided profits | $418,000 | 9,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $205,000 | 7,842 |
| Earning assets | $37,818,000 | 7,674 |
| Long-term assets (5+ years) | $4,540,000 | 6,428 |
| Average Assets, year-to-date | $41,471,400 | 7,443 |
| Average Assets, quarterly | $43,954,500 | 7,372 |
| Volatile liabilities | $422,000 | 10,179 |
| Insider loans | $19,000 | 9,017 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,292,000 | 5,709 |
| Tier 1 (core) risk-based capital | $3,336,000 | 8,423 |
| Tier 2 risk-based capital | $357,000 | 6,412 |
| Total risk weighted assets | $29,173,600 | 7,019 |
| Total unused commitments | $4,292,000 | 5,717 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $39,269,000 | 7,987 |
| Cash and due from depository institutions | $2,117,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,926,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 7,103 |
| Net loans & leases | $25,070,000 | 7,483 |
| Loan loss allowance | $547,000 | 5,363 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,048,000 | 5,815 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $533,000 | 8,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,269,000 | 7,987 |
| Total liabilities | $35,371,000 | 7,931 |
| Total deposits | $34,902,000 | 7,809 |
| Interest-bearing deposits | $30,097,000 | 7,763 |
| Deposits held in domestic offices | $34,902,000 | 7,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $469,000 | 6,171 |
| Total equity capital | $3,898,000 | 8,138 |
| Total bank equity capital | $3,898,000 | 8,138 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $1,148,000 | 8,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $217,000 | 7,995 |
| Earning assets | $35,571,000 | 8,015 |
| Long-term assets (5+ years) | $4,385,000 | 6,288 |
| Average Assets, year-to-date | $39,250,000 | 7,791 |
| Average Assets, quarterly | $39,131,000 | 7,942 |
| Volatile liabilities | $631,000 | 10,436 |
| Insider loans | $979,000 | 3,615 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,360,000 | 5,546 |
| Tier 1 (core) risk-based capital | $3,817,000 | 8,095 |
| Tier 2 risk-based capital | $359,670 | 6,416 |
| Total risk weighted assets | $28,585,870 | 7,198 |
| Total unused commitments | $4,360,000 | 5,551 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $38,932,000 | 8,269 |
| Cash and due from depository institutions | $1,663,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,763,000 | 7,355 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,205 |
| Net loans & leases | $23,522,000 | 7,863 |
| Loan loss allowance | $460,000 | 6,255 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $883,000 | 6,423 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $501,000 | 8,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,932,000 | 8,269 |
| Total liabilities | $35,215,000 | 8,213 |
| Total deposits | $34,837,000 | 8,087 |
| Interest-bearing deposits | $29,559,000 | 8,112 |
| Deposits held in domestic offices | $34,837,000 | 8,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $378,000 | 7,024 |
| Total equity capital | $3,717,000 | 8,462 |
| Total bank equity capital | $3,717,000 | 8,462 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $967,000 | 8,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 9,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $207,000 | 8,342 |
| Earning assets | $35,885,000 | 8,223 |
| Long-term assets (5+ years) | $4,489,000 | 6,125 |
| Average Assets, year-to-date | $37,683,000 | 8,250 |
| Average Assets, quarterly | $39,021,500 | 8,198 |
| Volatile liabilities | $510,000 | 11,005 |
| Insider loans | $1,161,000 | 3,257 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,430,000 | 4,896 |
| Tier 1 (core) risk-based capital | $3,682,000 | 8,406 |
| Tier 2 risk-based capital | $347,740 | 6,680 |
| Total risk weighted assets | $27,707,140 | 7,410 |
| Total unused commitments | $5,430,000 | 4,908 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $35,585,000 | 8,880 |
| Cash and due from depository institutions | $1,462,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,027,000 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 8,510 |
| Net loans & leases | $23,314,000 | 8,002 |
| Loan loss allowance | $370,000 | 7,303 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $920,000 | 6,349 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $27,000 | 2,814 |
| All other assets | $435,000 | 9,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,585,000 | 8,880 |
| Total liabilities | $31,941,000 | 8,868 |
| Total deposits | $31,564,000 | 8,741 |
| Interest-bearing deposits | $27,041,000 | 8,722 |
| Deposits held in domestic offices | $31,564,000 | 8,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $377,000 | 7,404 |
| Total equity capital | $3,644,000 | 8,756 |
| Total bank equity capital | $3,644,000 | 8,756 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $894,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 8,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $32,741,000 | 8,849 |
| Long-term assets (5+ years) | $4,248,000 | 6,210 |
| Average Assets, year-to-date | $33,778,800 | 8,897 |
| Average Assets, quarterly | $35,115,000 | 8,874 |
| Volatile liabilities | $671,000 | 11,235 |
| Insider loans | $1,479,000 | 2,808 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,590,000 | 5,202 |
| Tier 1 (core) risk-based capital | $3,572,000 | 8,713 |
| Tier 2 risk-based capital | $336,150 | 6,864 |
| Total risk weighted assets | $26,858,150 | 7,599 |
| Total unused commitments | $4,590,000 | 5,215 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $32,144,000 | 9,508 |
| Cash and due from depository institutions | $1,566,000 | 7,881 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $10,490,000 | 8,582 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,061 |
| Net loans & leases | $18,194,000 | 9,119 |
| Loan loss allowance | $300,000 | 8,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $986,000 | 6,139 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $80,000 | 2,359 |
| All other assets | $428,000 | 10,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,144,000 | 9,508 |
| Total liabilities | $28,975,000 | 9,485 |
| Total deposits | $28,736,000 | 9,354 |
| Interest-bearing deposits | $24,442,000 | 9,346 |
| Deposits held in domestic offices | $28,736,000 | 9,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $3,169,000 | 9,252 |
| Total bank equity capital | $3,169,000 | 9,252 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $419,000 | 10,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $168,000 | 9,242 |
| Earning assets | $29,184,000 | 9,498 |
| Long-term assets (5+ years) | $3,708,000 | 6,854 |
| Average Assets, year-to-date | $31,104,200 | 9,553 |
| Average Assets, quarterly | $31,861,000 | 9,513 |
| Volatile liabilities | $400,000 | 12,050 |
| Insider loans | $892,000 | 4,007 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,484,000 | 5,230 |
| Tier 1 (core) risk-based capital | $3,218,000 | 9,278 |
| Tier 2 risk-based capital | $272,290 | 7,896 |
| Total risk weighted assets | $21,755,190 | 8,629 |
| Total unused commitments | $4,484,000 | 5,237 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $30,476,000 | 10,110 |
| Cash and due from depository institutions | $1,878,000 | 8,903 |
| Interest-bearing balances | $452,000 | 4,507 |
| Securities | $10,780,000 | 8,802 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 9,234 |
| Net loans & leases | $15,938,000 | 9,781 |
| Loan loss allowance | $215,000 | 9,960 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,016,000 | 6,063 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $133,000 | 2,057 |
| All other assets | $281,000 | 11,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,476,000 | 10,110 |
| Total liabilities | $27,444,000 | 10,098 |
| Total deposits | $27,203,000 | 9,998 |
| Interest-bearing deposits | $23,839,000 | 9,856 |
| Deposits held in domestic offices | $27,203,000 | 9,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $241,000 | 8,500 |
| Total equity capital | $3,032,000 | 9,726 |
| Total bank equity capital | $3,032,000 | 9,726 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $782,000 | 10,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $27,620,000 | 10,117 |
| Long-term assets (5+ years) | $3,139,000 | 7,693 |
| Average Assets, year-to-date | $29,899,000 | 10,042 |
| Average Assets, quarterly | $30,376,000 | 10,066 |
| Volatile liabilities | $100,000 | 13,036 |
| Insider loans | $1,052,000 | 3,586 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,818,000 | 7,805 |
| Tier 1 (core) risk-based capital | $2,899,000 | 9,886 |
| Tier 2 risk-based capital | $215,000 | 9,033 |
| Total risk weighted assets | $19,372,500 | 9,298 |
| Total unused commitments | $1,818,000 | 7,832 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $30,404,000 | 10,367 |
| Cash and due from depository institutions | $1,405,000 | 8,886 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $11,532,000 | 8,565 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 8,269 |
| Net loans & leases | $14,730,000 | 10,276 |
| Loan loss allowance | $154,000 | 11,432 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,079,000 | 5,914 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $191,000 | 1,882 |
| All other assets | $292,000 | 11,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,404,000 | 10,367 |
| Total liabilities | $27,582,000 | 10,349 |
| Total deposits | $27,281,000 | 10,256 |
| Interest-bearing deposits | $24,517,000 | 10,010 |
| Deposits held in domestic offices | $27,281,000 | 10,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $301,000 | 8,221 |
| Total equity capital | $2,822,000 | 10,035 |
| Total bank equity capital | $2,822,000 | 10,035 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $572,000 | 10,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 12,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $118,000 | 10,977 |
| Earning assets | $27,536,000 | 10,361 |
| Long-term assets (5+ years) | $3,092,000 | 7,909 |
| Average Assets, year-to-date | $30,717,000 | 10,172 |
| Average Assets, quarterly | $30,629,500 | 10,275 |
| Volatile liabilities | $300,000 | 13,281 |
| Insider loans | $204,000 | 3,881 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,098,000 | 5,993 |
| Tier 1 (core) risk-based capital | $2,631,000 | 10,296 |
| Tier 2 risk-based capital | $154,000 | 10,545 |
| Total risk weighted assets | $18,696,000 | 9,615 |
| Total unused commitments | $3,098,000 | 6,020 |
| Derivatives | $0 | 651 |