Home > Valley Bank, Menomonie > Income and Expense
Valley Bank, Menomonie, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,381,000 | 2,316 |
| Total interest expense | $5,315,000 | 2,430 |
| Net interest income | $8,066,000 | 2,220 |
| Provision for loan and lease losses | $253,000 | 3,355 |
| Total noninterest income | $1,414,000 | 2,558 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $891,000 | 1,527 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $521,000 | 3,180 |
| Total noninterest expense | $6,476,000 | 2,239 |
| Salaries and employee benefits | $2,117,000 | 3,096 |
| Premises and equipment expense | $846,000 | 2,413 |
| Additional noninterest expense | $3,513,000 | 1,677 |
| Pre-tax net operating income | $2,751,000 | 2,496 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $1,036,000 | 2,171 |
| Income before extraordinary items | $1,714,000 | 2,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,714,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,488 |
| Cash dividends | $1,931,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,714,640 | 2,721 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,596,000 | 2,414 |
| Total interest expense | $6,709,000 | 2,516 |
| Net interest income | $7,887,000 | 2,299 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $992,000 | 3,342 |
| Gross Fiduciary activities income | $9,000 | 1,549 |
| Service charges on deposit accounts | $742,000 | 1,824 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $6,554,000 | 2,237 |
| Salaries and employee benefits | $2,564,000 | 2,518 |
| Premises and equipment expense | $868,000 | 2,378 |
| Additional noninterest expense | $3,122,000 | 1,938 |
| Pre-tax net operating income | $2,085,000 | 2,987 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $690,000 | 3,021 |
| Income before extraordinary items | $1,396,000 | 3,289 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,396,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 6,704 |
| Cash dividends | $463,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,395,330 | 3,051 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.