Home > Valley Bank Dundas > Income and Expense
Valley Bank Dundas, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,005 |
| Total interest expense | $101,000 | 7,824 |
| Net interest income | $264,000 | 7,994 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $214,000 | 8,059 |
| Salaries and employee benefits | $105,000 | 8,204 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $69,000 | 7,823 |
| Pre-tax net operating income | $95,000 | 7,298 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $-109,000 | 8,849 |
| Income before extraordinary items | $210,000 | 5,300 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $210,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $244,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,928 |
| Total interest expense | $408,000 | 7,656 |
| Net interest income | $1,066,000 | 7,924 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $233,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $150,000 | 5,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,721 |
| Total noninterest expense | $876,000 | 8,021 |
| Salaries and employee benefits | $448,000 | 8,142 |
| Premises and equipment expense | $156,000 | 7,255 |
| Additional noninterest expense | $272,000 | 7,868 |
| Pre-tax net operating income | $398,000 | 7,087 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $153,000 | 5,073 |
| Income before extraordinary items | $245,000 | 7,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $245,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,555 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $245,000 | 7,390 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 7,961 |
| Total interest expense | $304,000 | 7,680 |
| Net interest income | $794,000 | 7,970 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $176,000 | 6,924 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 6,636 |
| Total noninterest expense | $667,000 | 7,993 |
| Salaries and employee benefits | $337,000 | 8,123 |
| Premises and equipment expense | $117,000 | 7,232 |
| Additional noninterest expense | $213,000 | 7,802 |
| Pre-tax net operating income | $288,000 | 7,279 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $111,000 | 5,226 |
| Income before extraordinary items | $177,000 | 7,608 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $177,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,759 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $177,000 | 7,556 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,046 |
| Total interest expense | $202,000 | 7,748 |
| Net interest income | $515,000 | 8,053 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $118,000 | 6,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $437,000 | 8,081 |
| Salaries and employee benefits | $219,000 | 8,217 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $184,000 | 7,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $112,000 | 7,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $325,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $112,000 | 7,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,066 |
| Total interest expense | $103,000 | 7,798 |
| Net interest income | $261,000 | 8,070 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $209,000 | 8,180 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $104,000 | 7,094 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $325,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $56,000 | 7,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 7,989 |
| Total interest expense | $341,000 | 8,322 |
| Net interest income | $1,242,000 | 7,738 |
| Provision for loan and lease losses | $42,000 | 6,478 |
| Total noninterest income | $183,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $155,000 | 5,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $842,000 | 8,185 |
| Salaries and employee benefits | $451,000 | 8,246 |
| Premises and equipment expense | $132,000 | 7,638 |
| Additional noninterest expense | $259,000 | 8,039 |
| Pre-tax net operating income | $541,000 | 6,541 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $215,000 | 4,821 |
| Income before extraordinary items | $326,000 | 7,158 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $326,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $367,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $326,000 | 7,015 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 8,064 |
| Total interest expense | $267,000 | 8,390 |
| Net interest income | $935,000 | 7,804 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $132,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $116,000 | 5,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $629,000 | 8,206 |
| Salaries and employee benefits | $337,000 | 8,259 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $193,000 | 8,049 |
| Pre-tax net operating income | $409,000 | 6,679 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $172,000 | 4,895 |
| Income before extraordinary items | $237,000 | 7,349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $237,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $367,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $237,000 | 7,179 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $789,000 | 8,153 |
| Total interest expense | $186,000 | 8,424 |
| Net interest income | $603,000 | 7,895 |
| Provision for loan and lease losses | $16,000 | 6,529 |
| Total noninterest income | $84,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $74,000 | 5,920 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $410,000 | 8,249 |
| Salaries and employee benefits | $218,000 | 8,338 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $127,000 | 8,083 |
| Pre-tax net operating income | $261,000 | 6,768 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $113,000 | 4,954 |
| Income before extraordinary items | $148,000 | 7,471 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $367,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $148,000 | 7,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,179 |
| Total interest expense | $94,000 | 8,507 |
| Net interest income | $304,000 | 7,907 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $206,000 | 8,290 |
| Salaries and employee benefits | $109,000 | 8,378 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $65,000 | 8,081 |
| Pre-tax net operating income | $128,000 | 6,785 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $59,000 | 4,866 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $367,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 8,146 |
| Total interest expense | $542,000 | 8,267 |
| Net interest income | $1,187,000 | 7,965 |
| Provision for loan and lease losses | $11,000 | 7,790 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $756,000 | 8,431 |
| Salaries and employee benefits | $385,000 | 8,566 |
| Premises and equipment expense | $134,000 | 7,665 |
| Additional noninterest expense | $237,000 | 8,268 |
| Pre-tax net operating income | $598,000 | 6,429 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $233,000 | 4,874 |
| Income before extraordinary items | $365,000 | 7,008 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $365,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $3,000 | 6,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $365,000 | 6,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 9,513 |
| Total interest expense | $127,000 | 9,448 |
| Net interest income | $142,000 | 9,526 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $31,000 | 9,347 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $24,000 | 8,078 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $116,000 | 9,590 |
| Salaries and employee benefits | $56,000 | 9,576 |
| Premises and equipment expense | $19,000 | 9,504 |
| Additional noninterest expense | $41,000 | 9,575 |
| Pre-tax net operating income | $56,000 | 8,523 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $32,000 | 8,687 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $32,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $32,000 | 8,597 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 8,083 |
| Total interest expense | $1,088,000 | 8,042 |
| Net interest income | $1,251,000 | 7,959 |
| Provision for loan and lease losses | $952,000 | 1,115 |
| Total noninterest income | $266,000 | 6,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $756,000 | 8,679 |
| Salaries and employee benefits | $377,000 | 8,869 |
| Premises and equipment expense | $83,000 | 8,738 |
| Additional noninterest expense | $296,000 | 7,974 |
| Pre-tax net operating income | $-191,000 | 9,333 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-32,000 | 9,429 |
| Income before extraordinary items | $-159,000 | 9,333 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-159,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,042 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-159,000 | 9,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 8,066 |
| Total interest expense | $1,079,000 | 7,961 |
| Net interest income | $1,275,000 | 8,041 |
| Provision for loan and lease losses | $894,000 | 1,076 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $3,128,000 | 4,076 |
| Salaries and employee benefits | $387,000 | 8,957 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $2,660,000 | 1,676 |
| Pre-tax net operating income | $-2,519,000 | 10,165 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-106,000 | 9,932 |
| Income before extraordinary items | $-2,413,000 | 10,169 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,413,000 | 10,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $894,000 | 763 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,413,000 | 10,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 8,455 |
| Total interest expense | $1,036,000 | 8,326 |
| Net interest income | $1,153,000 | 8,442 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $870,000 | 8,531 |
| Salaries and employee benefits | $362,000 | 9,210 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $442,000 | 6,865 |
| Pre-tax net operating income | $502,000 | 7,352 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $270,000 | 5,455 |
| Income before extraordinary items | $232,000 | 8,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $232,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $232,000 | 8,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 8,835 |
| Total interest expense | $1,097,000 | 8,417 |
| Net interest income | $1,061,000 | 9,039 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $677,000 | 9,468 |
| Salaries and employee benefits | $372,000 | 9,440 |
| Premises and equipment expense | $68,000 | 9,770 |
| Additional noninterest expense | $237,000 | 8,997 |
| Pre-tax net operating income | $541,000 | 7,703 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $346,000 | 8,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $346,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $346,000 | 7,975 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 9,478 |
| Total interest expense | $988,000 | 9,053 |
| Net interest income | $936,000 | 9,736 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $299,000 | 6,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,576 |
| Total noninterest expense | $568,000 | 10,321 |
| Salaries and employee benefits | $313,000 | 10,252 |
| Premises and equipment expense | $92,000 | 9,504 |
| Additional noninterest expense | $163,000 | 10,397 |
| Pre-tax net operating income | $643,000 | 7,208 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $386,000 | 7,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $386,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $386,000 | 7,685 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 10,245 |
| Total interest expense | $918,000 | 9,557 |
| Net interest income | $741,000 | 10,718 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $520,000 | 10,941 |
| Salaries and employee benefits | $263,000 | 11,062 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $190,000 | 10,543 |
| Pre-tax net operating income | $354,000 | 9,361 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $142,000 | 8,417 |
| Income before extraordinary items | $212,000 | 9,807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $212,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $212,000 | 9,775 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 11,201 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $721,000 | 11,303 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $224,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $508,000 | 11,576 |
| Salaries and employee benefits | $246,000 | 11,699 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $201,000 | 11,141 |
| Pre-tax net operating income | $413,000 | 9,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $164,000 | 8,039 |
| Income before extraordinary items | $249,000 | 9,709 |
| Extraordinary gains, net | $6,000 | 228 |
| Net income | $255,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $249,000 | 9,778 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 12,067 |
| Total interest expense | $441,000 | 12,001 |
| Net interest income | $670,000 | 11,976 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $491,000 | 12,216 |
| Salaries and employee benefits | $237,000 | 12,305 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $182,000 | 11,988 |
| Pre-tax net operating income | $302,000 | 10,224 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $190,000 | 10,762 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $184,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $143,000 | 6,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $181,040 | 10,642 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 12,741 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $607,000 | 12,687 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $511,000 | 12,578 |
| Salaries and employee benefits | $223,000 | 12,899 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $214,000 | 12,038 |
| Pre-tax net operating income | $238,000 | 10,723 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $145,000 | 11,347 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $145,000 | 11,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $147,560 | 10,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.