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Valley Bank and Trust Company, Nonaccrual 1- 4 Family Residential
| 1993-12-31 | Rank | |
| Secured by 1-4 family residential properties in nonaccrual status | $324,000 | 2,118 |
| Nonaccrual loans secured by 1-4 Family first liens | NA | NA |
| Nonaccrual loans secured by 1-4 Family junior liens | NA | NA |
| Nonaccrual home equity lines of credit | $15,000 | 678 |
| 1992-12-31 | Rank | |
| Secured by 1-4 family residential properties in nonaccrual status | $130,000 | 3,709 |
| Nonaccrual loans secured by 1-4 Family first liens | NA | NA |
| Nonaccrual loans secured by 1-4 Family junior liens | NA | NA |
| Nonaccrual home equity lines of credit | $15,000 | 724 |