Home > Valley Bank and Trust Company > Loan Charge- Offs and Recoveries
Valley Bank and Trust Company, Loan Charge- Offs and Recoveries
1993-12-31 (YTD Data) | Rank | |
Total charge-offs | $340,000 | 2,954 |
Loans secured by real estate, total | $170,000 | 1,873 |
To non-U.S. addressees | $0 | 19 |
Real estate loans in domestic offices | $170,000 | 1,872 |
Construction and land development | $0 | 1,259 |
Secured by farmland | $0 | 674 |
Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
Secured by multifamily residential properties | $0 | 764 |
Secured by nonfarm nonresidential properties | $170,000 | 1,015 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 28 |
To foreign banks | $0 | 17 |
Loans to finance agricultural production and other loans to farmers | $0 | 175 |
Commercial and industrial loans | $40,000 | 4,954 |
Loans to individuals | $130,000 | 2,064 |
Credit card loan charge offs | $27,000 | 1,351 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $103,000 | 2,101 |
Loans to foreign governments and official institutions | $0 | 34 |
Other loans | $0 | 371 |
Lease financing receivables | $0 | 379 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
Total recoveries | $34,000 | 5,965 |
Loans secured by real estate, total | $0 | 6,091 |
To non-U.S. addressees | $0 | 16 |
Real estate loans in domestic offices | $0 | 6,082 |
Construction and land development | $0 | 926 |
Secured by farmland | $0 | 821 |
Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
Secured by multifamily residential properties | $0 | 535 |
Secured by nonfarm nonresidential properties | $0 | 2,606 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 43 |
To foreign banks | $0 | 26 |
Loans to finance agricultural production and other loans to farmers | $0 | 220 |
Commercial and industrial loans | $3,000 | 7,389 |
Loans to individuals | $31,000 | 2,779 |
Credit card loan recoveries | $2,000 | 1,867 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $29,000 | 2,677 |
Loans to foreign governments and official institutions | $0 | 38 |
Other loans | $0 | 355 |
Lease financing receivables | $0 | 365 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
Net charge-offs | $306,000 | 2,445 |
Loans secured by real estate, total | $170,000 | 1,601 |
To non-U.S. addressees | $0 | 18 |
Real estate loans in domestic offices | $170,000 | 1,599 |
Construction and land development | $0 | 1,117 |
Secured by farmland | $0 | 548 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
Secured by multifamily residential properties | $0 | 715 |
Secured by nonfarm nonresidential properties | $170,000 | 888 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 16 |
To foreign banks | $0 | 11 |
Loans to finance agricultural production and other loans to farmers | $0 | 121 |
Commercial and industrial loans | $37,000 | 3,921 |
To non-U.S. addressees | $0 | 36 |
Loans to individuals | $99,000 | 1,841 |
Credit card loan net charge offs | $25,000 | 1,243 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $74,000 | 1,827 |
Loans to foreign governments and official institutions | $0 | 28 |
Other loans | $0 | 299 |
Lease financing receivables | $0 | 315 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
1992-12-31 (YTD Data) | Rank | |
Total charge-offs | $147,000 | 6,016 |
Loans secured by real estate, total | $2,000 | 7,782 |
To non-U.S. addressees | $0 | 17 |
Real estate loans in domestic offices | $2,000 | 7,782 |
Construction and land development | $0 | 1,669 |
Secured by farmland | $0 | 904 |
Total charge-offs secured by 1-4 family residential properties | $2,000 | 6,102 |
Secured by multifamily residential properties | $0 | 893 |
Secured by nonfarm nonresidential properties | $0 | 3,945 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 43 |
To foreign banks | $0 | 20 |
Loans to finance agricultural production and other loans to farmers | $0 | 201 |
Commercial and industrial loans | $25,000 | 6,959 |
Loans to individuals | $120,000 | 2,688 |
Credit card loan charge offs | $25,000 | 1,589 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $95,000 | 2,783 |
Loans to foreign governments and official institutions | $0 | 43 |
Other loans | $0 | 387 |
Lease financing receivables | $0 | 464 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
Total recoveries | $28,000 | 6,803 |
Loans secured by real estate, total | $6,000 | 4,124 |
To non-U.S. addressees | $0 | 7 |
Real estate loans in domestic offices | $6,000 | 4,123 |
Construction and land development | $0 | 1,048 |
Secured by farmland | $0 | 870 |
Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
Secured by multifamily residential properties | $0 | 476 |
Secured by nonfarm nonresidential properties | $0 | 2,509 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 52 |
To foreign banks | $0 | 28 |
Loans to finance agricultural production and other loans to farmers | $0 | 217 |
Commercial and industrial loans | $6,000 | 6,850 |
Loans to individuals | $16,000 | 4,400 |
Credit card loan recoveries | $0 | 2,868 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $16,000 | 4,115 |
Loans to foreign governments and official institutions | $0 | 47 |
Other loans | $0 | 349 |
Lease financing receivables | $0 | 397 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
Net charge-offs | $119,000 | 5,459 |
Loans secured by real estate, total | $-4,000 | 12,565 |
To non-U.S. addressees | $0 | 17 |
Real estate loans in domestic offices | $-4,000 | 12,603 |
Construction and land development | $0 | 1,547 |
Secured by farmland | $0 | 773 |
Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 12,930 |
Secured by multifamily residential properties | $0 | 849 |
Secured by nonfarm nonresidential properties | $0 | 3,618 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 36 |
To foreign banks | $0 | 15 |
Loans to finance agricultural production and other loans to farmers | $0 | 152 |
Commercial and industrial loans | $19,000 | 6,121 |
To non-U.S. addressees | $0 | 50 |
Loans to individuals | $104,000 | 2,286 |
Credit card loan net charge offs | $25,000 | 1,443 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $79,000 | 2,381 |
Loans to foreign governments and official institutions | $0 | 37 |
Other loans | $0 | 326 |
Lease financing receivables | $0 | 406 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.