Home > Valley Bank and Trust Company > Income and Expense
Valley Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,504,000 | 1,353 |
| Total interest expense | $9,408,000 | 1,424 |
| Net interest income | $14,096,000 | 1,278 |
| Provision for loan and lease losses | $776,000 | 1,557 |
| Total noninterest income | $1,841,000 | 2,085 |
| Gross Fiduciary activities income | $920,000 | 567 |
| Service charges on deposit accounts | $648,000 | 2,116 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $273,000 | 4,734 |
| Total noninterest expense | $10,254,000 | 1,495 |
| Salaries and employee benefits | $5,389,000 | 1,241 |
| Premises and equipment expense | $1,084,000 | 1,916 |
| Additional noninterest expense | $3,781,000 | 1,599 |
| Pre-tax net operating income | $4,907,000 | 1,425 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $1,527,000 | 1,542 |
| Income before extraordinary items | $3,391,000 | 1,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,391,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,445 |
| Cash dividends | $1,533,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,383,410 | 1,412 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,427,000 | 1,438 |
| Total interest expense | $12,362,000 | 1,428 |
| Net interest income | $13,065,000 | 1,418 |
| Provision for loan and lease losses | $683,000 | 2,413 |
| Total noninterest income | $1,948,000 | 1,968 |
| Gross Fiduciary activities income | $821,000 | 599 |
| Service charges on deposit accounts | $587,000 | 2,344 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $540,000 | 3,031 |
| Total noninterest expense | $9,216,000 | 1,651 |
| Salaries and employee benefits | $5,067,000 | 1,323 |
| Premises and equipment expense | $1,028,000 | 2,045 |
| Additional noninterest expense | $3,121,000 | 1,939 |
| Pre-tax net operating income | $5,114,000 | 1,242 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $1,322,000 | 1,606 |
| Income before extraordinary items | $3,796,000 | 1,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,796,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $3,372,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,793,040 | 1,140 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.