Home > Valley Bank and Trust Co. > Income and Expense
Valley Bank and Trust Co., Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 1,918 |
| Total interest expense | $380,000 | 1,778 |
| Net interest income | $2,912,000 | 1,926 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $566,000 | 1,912 |
| Gross Fiduciary activities income | $11,000 | 887 |
| Service charges on deposit accounts | $198,000 | 1,433 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $357,000 | 1,878 |
| Total noninterest expense | $2,849,000 | 1,698 |
| Salaries and employee benefits | $1,610,000 | 1,692 |
| Premises and equipment expense | $265,000 | 2,070 |
| Additional noninterest expense | $974,000 | 1,559 |
| Pre-tax net operating income | $629,000 | 2,669 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $158,000 | 2,054 |
| Income before extraordinary items | $481,000 | 2,816 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $481,000 | 2,815 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $481,000 | 2,816 |
| Net charge-offs | $206,000 | 649 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $473,500 | 2,795 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,469,000 | 1,833 |
| Total interest expense | $1,561,000 | 1,718 |
| Net interest income | $11,908,000 | 1,839 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $3,023,000 | 1,592 |
| Gross Fiduciary activities income | $95,000 | 832 |
| Service charges on deposit accounts | $836,000 | 1,424 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,092,000 | 1,479 |
| Total noninterest expense | $12,938,000 | 1,503 |
| Salaries and employee benefits | $7,343,000 | 1,446 |
| Premises and equipment expense | $1,156,000 | 1,948 |
| Additional noninterest expense | $4,439,000 | 1,405 |
| Pre-tax net operating income | $1,768,000 | 3,229 |
| Securities gains (losses) | $-2,000 | 5,708 |
| Applicable income taxes | $336,000 | 2,567 |
| Income before extraordinary items | $1,430,000 | 3,312 |
| Extraordinary gains, net | $523,000 | 12 |
| Net income | $1,953,000 | 2,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,953,000 | 2,782 |
| Net charge-offs | $191,000 | 2,025 |
| Cash dividends | $1,360,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,431,620 | 3,258 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 1,852 |
| Total interest expense | $1,166,000 | 1,747 |
| Net interest income | $8,945,000 | 1,851 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $3,943,000 | 1,103 |
| Gross Fiduciary activities income | $49,000 | 869 |
| Service charges on deposit accounts | $635,000 | 1,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,259,000 | 897 |
| Total noninterest expense | $9,977,000 | 1,469 |
| Salaries and employee benefits | $5,365,000 | 1,494 |
| Premises and equipment expense | $916,000 | 1,873 |
| Additional noninterest expense | $3,696,000 | 1,286 |
| Pre-tax net operating income | $2,761,000 | 2,043 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $767,000 | 1,625 |
| Income before extraordinary items | $1,994,000 | 2,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,994,000 | 2,270 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,994,000 | 2,270 |
| Net charge-offs | $191,000 | 1,594 |
| Cash dividends | $1,080,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,994,000 | 2,231 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 1,860 |
| Total interest expense | $773,000 | 1,764 |
| Net interest income | $5,916,000 | 1,869 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,198,000 | 951 |
| Gross Fiduciary activities income | $35,000 | 879 |
| Service charges on deposit accounts | $411,000 | 1,436 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,752,000 | 761 |
| Total noninterest expense | $7,179,000 | 1,372 |
| Salaries and employee benefits | $3,767,000 | 1,431 |
| Premises and equipment expense | $653,000 | 1,772 |
| Additional noninterest expense | $2,759,000 | 1,163 |
| Pre-tax net operating income | $1,935,000 | 1,935 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $514,000 | 1,594 |
| Income before extraordinary items | $1,421,000 | 2,140 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,421,000 | 2,142 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,421,000 | 2,142 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $840,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,421,000 | 2,090 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 1,893 |
| Total interest expense | $379,000 | 1,792 |
| Net interest income | $2,908,000 | 1,887 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $836,000 | 1,461 |
| Gross Fiduciary activities income | $11,000 | 919 |
| Service charges on deposit accounts | $174,000 | 1,636 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $651,000 | 1,250 |
| Total noninterest expense | $3,156,000 | 1,538 |
| Salaries and employee benefits | $1,846,000 | 1,461 |
| Premises and equipment expense | $274,000 | 2,101 |
| Additional noninterest expense | $1,036,000 | 1,486 |
| Pre-tax net operating income | $588,000 | 2,730 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $128,000 | 2,259 |
| Income before extraordinary items | $460,000 | 2,877 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $460,000 | 2,880 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $460,000 | 2,880 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $600,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $460,000 | 2,808 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,738,000 | 1,824 |
| Total interest expense | $1,594,000 | 1,804 |
| Net interest income | $12,144,000 | 1,810 |
| Provision for loan and lease losses | $-500,000 | 6,253 |
| Total noninterest income | $3,094,000 | 1,533 |
| Gross Fiduciary activities income | $72,000 | 892 |
| Service charges on deposit accounts | $831,000 | 1,521 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,191,000 | 1,364 |
| Total noninterest expense | $14,098,000 | 1,374 |
| Salaries and employee benefits | $7,418,000 | 1,414 |
| Premises and equipment expense | $1,294,000 | 1,789 |
| Additional noninterest expense | $5,386,000 | 1,220 |
| Pre-tax net operating income | $1,640,000 | 3,322 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $275,000 | 2,713 |
| Income before extraordinary items | $1,389,000 | 3,378 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,389,000 | 3,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,389,000 | 3,380 |
| Net charge-offs | $232,000 | 2,308 |
| Cash dividends | $1,650,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,369,080 | 3,351 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 1,837 |
| Total interest expense | $1,200,000 | 1,815 |
| Net interest income | $9,082,000 | 1,823 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,707,000 | 1,381 |
| Gross Fiduciary activities income | $47,000 | 902 |
| Service charges on deposit accounts | $635,000 | 1,512 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,025,000 | 1,192 |
| Total noninterest expense | $9,588,000 | 1,501 |
| Salaries and employee benefits | $5,482,000 | 1,443 |
| Premises and equipment expense | $649,000 | 2,546 |
| Additional noninterest expense | $3,457,000 | 1,397 |
| Pre-tax net operating income | $2,201,000 | 2,355 |
| Securities gains (losses) | $8,000 | 2,425 |
| Applicable income taxes | $575,000 | 1,842 |
| Income before extraordinary items | $1,634,000 | 2,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,634,000 | 2,570 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,634,000 | 2,569 |
| Net charge-offs | $175,000 | 2,140 |
| Cash dividends | $1,440,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,628,080 | 2,537 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 1,827 |
| Total interest expense | $804,000 | 1,825 |
| Net interest income | $6,068,000 | 1,806 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,754,000 | 1,397 |
| Gross Fiduciary activities income | $33,000 | 903 |
| Service charges on deposit accounts | $405,000 | 1,546 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,316,000 | 1,196 |
| Total noninterest expense | $6,422,000 | 1,490 |
| Salaries and employee benefits | $3,633,000 | 1,441 |
| Premises and equipment expense | $430,000 | 2,569 |
| Additional noninterest expense | $2,359,000 | 1,364 |
| Pre-tax net operating income | $1,400,000 | 2,377 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $374,000 | 1,838 |
| Income before extraordinary items | $1,023,000 | 2,602 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,023,000 | 2,605 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,023,000 | 2,606 |
| Net charge-offs | $140,000 | 1,900 |
| Cash dividends | $1,240,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,025,190 | 2,554 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 1,791 |
| Total interest expense | $401,000 | 1,859 |
| Net interest income | $3,079,000 | 1,764 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $972,000 | 1,277 |
| Gross Fiduciary activities income | $8,000 | 964 |
| Service charges on deposit accounts | $177,000 | 1,720 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $787,000 | 1,024 |
| Total noninterest expense | $3,151,000 | 1,525 |
| Salaries and employee benefits | $1,815,000 | 1,452 |
| Premises and equipment expense | $217,000 | 2,592 |
| Additional noninterest expense | $1,119,000 | 1,418 |
| Pre-tax net operating income | $900,000 | 1,918 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $233,000 | 1,571 |
| Income before extraordinary items | $667,000 | 2,084 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $667,000 | 2,086 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $667,000 | 2,086 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $320,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $667,000 | 2,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,294,000 | 1,745 |
| Total interest expense | $1,715,000 | 1,958 |
| Net interest income | $12,579,000 | 1,713 |
| Provision for loan and lease losses | $-550,000 | 6,604 |
| Total noninterest income | $3,543,000 | 1,438 |
| Gross Fiduciary activities income | $69,000 | 914 |
| Service charges on deposit accounts | $872,000 | 1,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,602,000 | 1,262 |
| Total noninterest expense | $13,065,000 | 1,492 |
| Salaries and employee benefits | $7,001,000 | 1,484 |
| Premises and equipment expense | $852,000 | 2,580 |
| Additional noninterest expense | $5,212,000 | 1,287 |
| Pre-tax net operating income | $3,607,000 | 1,857 |
| Securities gains (losses) | $78,000 | 1,497 |
| Applicable income taxes | $1,064,000 | 1,411 |
| Income before extraordinary items | $2,621,000 | 2,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,621,000 | 2,127 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,621,000 | 2,127 |
| Net charge-offs | $-734,000 | 6,763 |
| Cash dividends | $1,050,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,565,620 | 2,101 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,446,000 | 1,802 |
| Total interest expense | $1,301,000 | 1,981 |
| Net interest income | $9,145,000 | 1,767 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $2,733,000 | 1,433 |
| Gross Fiduciary activities income | $44,000 | 921 |
| Service charges on deposit accounts | $637,000 | 1,573 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,052,000 | 1,250 |
| Total noninterest expense | $9,218,000 | 1,570 |
| Salaries and employee benefits | $5,147,000 | 1,516 |
| Premises and equipment expense | $638,000 | 2,599 |
| Additional noninterest expense | $3,433,000 | 1,442 |
| Pre-tax net operating income | $2,510,000 | 2,050 |
| Securities gains (losses) | $25,000 | 2,108 |
| Applicable income taxes | $676,000 | 1,607 |
| Income before extraordinary items | $1,859,000 | 2,264 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,859,000 | 2,269 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,859,000 | 2,269 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $875,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,840,750 | 2,217 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 1,809 |
| Total interest expense | $874,000 | 1,990 |
| Net interest income | $6,033,000 | 1,774 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $1,741,000 | 1,488 |
| Gross Fiduciary activities income | $32,000 | 920 |
| Service charges on deposit accounts | $405,000 | 1,615 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,304,000 | 1,314 |
| Total noninterest expense | $6,048,000 | 1,594 |
| Salaries and employee benefits | $3,439,000 | 1,515 |
| Premises and equipment expense | $406,000 | 2,711 |
| Additional noninterest expense | $2,203,000 | 1,486 |
| Pre-tax net operating income | $1,576,000 | 2,115 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $437,000 | 1,654 |
| Income before extraordinary items | $1,161,000 | 2,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,161,000 | 2,353 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,161,000 | 2,351 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $875,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,144,940 | 2,286 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 1,843 |
| Total interest expense | $447,000 | 1,998 |
| Net interest income | $2,984,000 | 1,793 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $785,000 | 1,590 |
| Gross Fiduciary activities income | $9,000 | 976 |
| Service charges on deposit accounts | $196,000 | 1,646 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $580,000 | 1,416 |
| Total noninterest expense | $2,984,000 | 1,626 |
| Salaries and employee benefits | $1,731,000 | 1,527 |
| Premises and equipment expense | $213,000 | 2,642 |
| Additional noninterest expense | $1,040,000 | 1,560 |
| Pre-tax net operating income | $685,000 | 2,303 |
| Securities gains (losses) | $-9,000 | 6,796 |
| Applicable income taxes | $118,000 | 2,235 |
| Income before extraordinary items | $558,000 | 2,381 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $558,000 | 2,383 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $558,000 | 2,383 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $375,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $565,470 | 2,266 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,619,000 | 1,804 |
| Total interest expense | $2,085,000 | 2,067 |
| Net interest income | $12,534,000 | 1,756 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $2,906,000 | 1,674 |
| Gross Fiduciary activities income | $65,000 | 943 |
| Service charges on deposit accounts | $922,000 | 1,517 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,919,000 | 1,563 |
| Total noninterest expense | $10,870,000 | 1,766 |
| Salaries and employee benefits | $6,464,000 | 1,565 |
| Premises and equipment expense | $846,000 | 2,620 |
| Additional noninterest expense | $3,560,000 | 1,849 |
| Pre-tax net operating income | $3,470,000 | 1,834 |
| Securities gains (losses) | $-13,000 | 6,754 |
| Applicable income taxes | $897,000 | 1,575 |
| Income before extraordinary items | $2,560,000 | 2,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,560,000 | 2,127 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,560,000 | 2,129 |
| Net charge-offs | $844,000 | 1,998 |
| Cash dividends | $3,916,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,569,620 | 1,993 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,030,000 | 1,826 |
| Total interest expense | $1,607,000 | 2,097 |
| Net interest income | $9,423,000 | 1,774 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $2,141,000 | 1,702 |
| Gross Fiduciary activities income | $42,000 | 950 |
| Service charges on deposit accounts | $716,000 | 1,486 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,383,000 | 1,600 |
| Total noninterest expense | $7,955,000 | 1,804 |
| Salaries and employee benefits | $4,716,000 | 1,606 |
| Premises and equipment expense | $625,000 | 2,686 |
| Additional noninterest expense | $2,614,000 | 1,895 |
| Pre-tax net operating income | $2,709,000 | 1,825 |
| Securities gains (losses) | $-8,000 | 6,858 |
| Applicable income taxes | $770,000 | 1,479 |
| Income before extraordinary items | $1,931,000 | 2,175 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,931,000 | 2,175 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,931,000 | 2,176 |
| Net charge-offs | $302,000 | 2,812 |
| Cash dividends | $3,650,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,936,680 | 2,045 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 1,815 |
| Total interest expense | $1,102,000 | 2,110 |
| Net interest income | $6,314,000 | 1,770 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $1,674,000 | 1,497 |
| Gross Fiduciary activities income | $31,000 | 941 |
| Service charges on deposit accounts | $485,000 | 1,456 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,158,000 | 1,375 |
| Total noninterest expense | $5,333,000 | 1,809 |
| Salaries and employee benefits | $3,125,000 | 1,617 |
| Premises and equipment expense | $416,000 | 2,694 |
| Additional noninterest expense | $1,792,000 | 1,861 |
| Pre-tax net operating income | $2,055,000 | 1,656 |
| Securities gains (losses) | $-8,000 | 6,929 |
| Applicable income taxes | $567,000 | 1,370 |
| Income before extraordinary items | $1,480,000 | 1,905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,480,000 | 1,904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,480,000 | 1,905 |
| Net charge-offs | $220,000 | 2,633 |
| Cash dividends | $3,425,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,485,760 | 1,813 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 1,807 |
| Total interest expense | $563,000 | 2,142 |
| Net interest income | $3,203,000 | 1,743 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $811,000 | 1,508 |
| Gross Fiduciary activities income | $18,000 | 929 |
| Service charges on deposit accounts | $247,000 | 1,418 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $546,000 | 1,420 |
| Total noninterest expense | $2,739,000 | 1,765 |
| Salaries and employee benefits | $1,556,000 | 1,628 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $971,000 | 1,716 |
| Pre-tax net operating income | $975,000 | 1,723 |
| Securities gains (losses) | $-3,000 | 6,965 |
| Applicable income taxes | $231,000 | 1,565 |
| Income before extraordinary items | $741,000 | 1,924 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $741,000 | 1,925 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $741,000 | 1,926 |
| Net charge-offs | $-20,000 | 6,878 |
| Cash dividends | $3,175,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $743,280 | 1,814 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,552,000 | 1,810 |
| Total interest expense | $2,891,000 | 2,027 |
| Net interest income | $12,661,000 | 1,771 |
| Provision for loan and lease losses | $1,030,000 | 2,375 |
| Total noninterest income | $3,562,000 | 1,330 |
| Gross Fiduciary activities income | $70,000 | 883 |
| Service charges on deposit accounts | $1,052,000 | 1,412 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,440,000 | 1,192 |
| Total noninterest expense | $10,959,000 | 1,765 |
| Salaries and employee benefits | $6,182,000 | 1,585 |
| Premises and equipment expense | $865,000 | 2,731 |
| Additional noninterest expense | $3,912,000 | 1,736 |
| Pre-tax net operating income | $4,234,000 | 1,368 |
| Securities gains (losses) | $32,000 | 2,864 |
| Applicable income taxes | $1,234,000 | 1,154 |
| Income before extraordinary items | $3,032,000 | 1,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,032,000 | 1,597 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,032,000 | 1,597 |
| Net charge-offs | $897,000 | 2,490 |
| Cash dividends | $1,140,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,009,280 | 1,532 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,728,000 | 1,823 |
| Total interest expense | $2,276,000 | 2,022 |
| Net interest income | $9,452,000 | 1,785 |
| Provision for loan and lease losses | $730,000 | 2,387 |
| Total noninterest income | $2,712,000 | 1,318 |
| Gross Fiduciary activities income | $45,000 | 889 |
| Service charges on deposit accounts | $780,000 | 1,434 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,887,000 | 1,161 |
| Total noninterest expense | $8,210,000 | 1,771 |
| Salaries and employee benefits | $4,619,000 | 1,603 |
| Premises and equipment expense | $632,000 | 2,816 |
| Additional noninterest expense | $2,959,000 | 1,721 |
| Pre-tax net operating income | $3,224,000 | 1,401 |
| Securities gains (losses) | $49,000 | 2,347 |
| Applicable income taxes | $1,018,000 | 1,076 |
| Income before extraordinary items | $2,255,000 | 1,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,255,000 | 1,674 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,255,000 | 1,674 |
| Net charge-offs | $596,000 | 2,478 |
| Cash dividends | $815,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,221,190 | 1,606 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 1,831 |
| Total interest expense | $1,592,000 | 1,996 |
| Net interest income | $6,236,000 | 1,793 |
| Provision for loan and lease losses | $430,000 | 2,506 |
| Total noninterest income | $1,712,000 | 1,360 |
| Gross Fiduciary activities income | $32,000 | 895 |
| Service charges on deposit accounts | $517,000 | 1,414 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,163,000 | 1,213 |
| Total noninterest expense | $5,646,000 | 1,729 |
| Salaries and employee benefits | $3,103,000 | 1,594 |
| Premises and equipment expense | $423,000 | 2,818 |
| Additional noninterest expense | $2,120,000 | 1,621 |
| Pre-tax net operating income | $1,872,000 | 1,545 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $581,000 | 1,178 |
| Income before extraordinary items | $1,339,000 | 1,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,339,000 | 1,778 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,339,000 | 1,778 |
| Net charge-offs | $297,000 | 2,693 |
| Cash dividends | $545,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,305,400 | 1,747 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 1,839 |
| Total interest expense | $837,000 | 1,973 |
| Net interest income | $3,084,000 | 1,805 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $843,000 | 1,372 |
| Gross Fiduciary activities income | $11,000 | 935 |
| Service charges on deposit accounts | $251,000 | 1,421 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $581,000 | 1,210 |
| Total noninterest expense | $2,813,000 | 1,751 |
| Salaries and employee benefits | $1,567,000 | 1,597 |
| Premises and equipment expense | $212,000 | 2,844 |
| Additional noninterest expense | $1,034,000 | 1,665 |
| Pre-tax net operating income | $814,000 | 1,753 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $238,000 | 1,325 |
| Income before extraordinary items | $576,000 | 1,982 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $576,000 | 1,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $576,000 | 1,982 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $275,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $576,000 | 1,935 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,201,000 | 1,867 |
| Total interest expense | $4,630,000 | 1,760 |
| Net interest income | $11,571,000 | 1,893 |
| Provision for loan and lease losses | $1,650,000 | 2,328 |
| Total noninterest income | $3,425,000 | 1,413 |
| Gross Fiduciary activities income | $68,000 | 928 |
| Service charges on deposit accounts | $1,112,000 | 1,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,245,000 | 1,304 |
| Total noninterest expense | $11,221,000 | 1,760 |
| Salaries and employee benefits | $6,034,000 | 1,612 |
| Premises and equipment expense | $849,000 | 2,838 |
| Additional noninterest expense | $4,338,000 | 1,662 |
| Pre-tax net operating income | $2,125,000 | 2,136 |
| Securities gains (losses) | $-9,000 | 7,023 |
| Applicable income taxes | $538,000 | 1,810 |
| Income before extraordinary items | $1,578,000 | 2,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,578,000 | 2,421 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,578,000 | 2,426 |
| Net charge-offs | $1,371,000 | 2,276 |
| Cash dividends | $710,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,584,750 | 2,312 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,160,000 | 1,903 |
| Total interest expense | $3,678,000 | 1,737 |
| Net interest income | $8,482,000 | 1,960 |
| Provision for loan and lease losses | $1,350,000 | 2,120 |
| Total noninterest income | $2,565,000 | 1,400 |
| Gross Fiduciary activities income | $43,000 | 934 |
| Service charges on deposit accounts | $843,000 | 1,396 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,679,000 | 1,247 |
| Total noninterest expense | $8,148,000 | 1,798 |
| Salaries and employee benefits | $4,399,000 | 1,661 |
| Premises and equipment expense | $656,000 | 2,822 |
| Additional noninterest expense | $3,093,000 | 1,716 |
| Pre-tax net operating income | $1,549,000 | 2,316 |
| Securities gains (losses) | $-9,000 | 7,205 |
| Applicable income taxes | $393,000 | 1,892 |
| Income before extraordinary items | $1,147,000 | 2,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,147,000 | 2,636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,147,000 | 2,640 |
| Net charge-offs | $1,329,000 | 1,886 |
| Cash dividends | $510,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,153,660 | 2,495 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 1,932 |
| Total interest expense | $2,565,000 | 1,735 |
| Net interest income | $5,541,000 | 2,003 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $1,633,000 | 1,429 |
| Gross Fiduciary activities income | $32,000 | 931 |
| Service charges on deposit accounts | $584,000 | 1,344 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,017,000 | 1,277 |
| Total noninterest expense | $5,357,000 | 1,835 |
| Salaries and employee benefits | $2,896,000 | 1,703 |
| Premises and equipment expense | $442,000 | 2,807 |
| Additional noninterest expense | $2,019,000 | 1,752 |
| Pre-tax net operating income | $917,000 | 2,543 |
| Securities gains (losses) | $-4,000 | 7,247 |
| Applicable income taxes | $246,000 | 1,928 |
| Income before extraordinary items | $667,000 | 2,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $667,000 | 2,853 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $667,000 | 2,855 |
| Net charge-offs | $1,102,000 | 1,623 |
| Cash dividends | $335,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $669,920 | 2,742 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 1,973 |
| Total interest expense | $1,333,000 | 1,766 |
| Net interest income | $2,722,000 | 2,050 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $844,000 | 1,401 |
| Gross Fiduciary activities income | $14,000 | 950 |
| Service charges on deposit accounts | $293,000 | 1,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $537,000 | 1,221 |
| Total noninterest expense | $2,616,000 | 1,900 |
| Salaries and employee benefits | $1,445,000 | 1,734 |
| Premises and equipment expense | $235,000 | 2,719 |
| Additional noninterest expense | $936,000 | 1,841 |
| Pre-tax net operating income | $500,000 | 2,414 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $139,000 | 1,806 |
| Income before extraordinary items | $364,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $364,000 | 2,724 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $364,000 | 2,726 |
| Net charge-offs | $460,000 | 1,636 |
| Cash dividends | $160,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $361,840 | 2,638 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,452,000 | 1,939 |
| Total interest expense | $6,264,000 | 1,858 |
| Net interest income | $11,188,000 | 1,973 |
| Provision for loan and lease losses | $3,700,000 | 1,736 |
| Total noninterest income | $3,675,000 | 1,383 |
| Gross Fiduciary activities income | $71,000 | 911 |
| Service charges on deposit accounts | $1,312,000 | 1,314 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,292,000 | 1,245 |
| Total noninterest expense | $10,661,000 | 1,908 |
| Salaries and employee benefits | $5,849,000 | 1,694 |
| Premises and equipment expense | $875,000 | 2,892 |
| Additional noninterest expense | $3,937,000 | 1,873 |
| Pre-tax net operating income | $502,000 | 3,995 |
| Securities gains (losses) | $100,000 | 2,140 |
| Applicable income taxes | $63,000 | 3,140 |
| Income before extraordinary items | $539,000 | 3,761 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $539,000 | 3,759 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $539,000 | 3,760 |
| Net charge-offs | $3,903,000 | 1,365 |
| Cash dividends | $770,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $449,000 | 3,937 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,277,000 | 1,946 |
| Total interest expense | $4,787,000 | 1,898 |
| Net interest income | $8,490,000 | 1,944 |
| Provision for loan and lease losses | $2,350,000 | 1,728 |
| Total noninterest income | $2,817,000 | 1,387 |
| Gross Fiduciary activities income | $46,000 | 923 |
| Service charges on deposit accounts | $992,000 | 1,295 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,779,000 | 1,243 |
| Total noninterest expense | $7,957,000 | 1,901 |
| Salaries and employee benefits | $4,378,000 | 1,721 |
| Premises and equipment expense | $640,000 | 2,980 |
| Additional noninterest expense | $2,939,000 | 1,817 |
| Pre-tax net operating income | $1,000,000 | 2,735 |
| Securities gains (losses) | $100,000 | 1,838 |
| Applicable income taxes | $318,000 | 1,875 |
| Income before extraordinary items | $782,000 | 2,900 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $782,000 | 2,898 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $782,000 | 2,901 |
| Net charge-offs | $1,792,000 | 1,607 |
| Cash dividends | $770,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $711,000 | 3,007 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,874,000 | 1,978 |
| Total interest expense | $3,207,000 | 1,979 |
| Net interest income | $5,667,000 | 1,940 |
| Provision for loan and lease losses | $1,400,000 | 1,703 |
| Total noninterest income | $1,839,000 | 1,427 |
| Gross Fiduciary activities income | $31,000 | 939 |
| Service charges on deposit accounts | $673,000 | 1,257 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,135,000 | 1,309 |
| Total noninterest expense | $5,125,000 | 1,989 |
| Salaries and employee benefits | $2,892,000 | 1,760 |
| Premises and equipment expense | $430,000 | 3,006 |
| Additional noninterest expense | $1,803,000 | 1,978 |
| Pre-tax net operating income | $981,000 | 2,143 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $296,000 | 1,547 |
| Income before extraordinary items | $685,000 | 2,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $685,000 | 2,537 |
| Net charge-offs | $1,271,000 | 1,459 |
| Cash dividends | $580,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $685,000 | 2,457 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 2,016 |
| Total interest expense | $1,604,000 | 2,050 |
| Net interest income | $2,805,000 | 1,948 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $963,000 | 1,328 |
| Gross Fiduciary activities income | $20,000 | 907 |
| Service charges on deposit accounts | $317,000 | 1,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $626,000 | 1,198 |
| Total noninterest expense | $2,554,000 | 1,944 |
| Salaries and employee benefits | $1,445,000 | 1,792 |
| Premises and equipment expense | $222,000 | 2,986 |
| Additional noninterest expense | $887,000 | 1,812 |
| Pre-tax net operating income | $989,000 | 1,303 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $324,000 | 999 |
| Income before extraordinary items | $665,000 | 1,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $665,000 | 1,622 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $665,000 | 1,623 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $665,000 | 1,542 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,053,000 | 1,997 |
| Total interest expense | $8,247,000 | 1,907 |
| Net interest income | $10,806,000 | 2,051 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $3,854,000 | 1,302 |
| Gross Fiduciary activities income | $90,000 | 902 |
| Service charges on deposit accounts | $1,417,000 | 1,266 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,347,000 | 1,163 |
| Total noninterest expense | $9,978,000 | 1,937 |
| Salaries and employee benefits | $5,938,000 | 1,724 |
| Premises and equipment expense | $777,000 | 3,251 |
| Additional noninterest expense | $3,263,000 | 1,876 |
| Pre-tax net operating income | $4,082,000 | 1,342 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,333,000 | 952 |
| Income before extraordinary items | $2,749,000 | 1,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,749,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 4,104 |
| Cash dividends | $435,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,749,000 | 1,581 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,413,000 | 2,020 |
| Total interest expense | $6,476,000 | 1,908 |
| Net interest income | $7,937,000 | 2,108 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $2,866,000 | 1,343 |
| Gross Fiduciary activities income | $63,000 | 907 |
| Service charges on deposit accounts | $1,066,000 | 1,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,737,000 | 1,226 |
| Total noninterest expense | $7,432,000 | 1,929 |
| Salaries and employee benefits | $4,400,000 | 1,761 |
| Premises and equipment expense | $580,000 | 3,276 |
| Additional noninterest expense | $2,452,000 | 1,809 |
| Pre-tax net operating income | $2,971,000 | 1,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $960,000 | 1,190 |
| Income before extraordinary items | $2,011,000 | 1,772 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,011,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,466 |
| Cash dividends | $435,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,011,000 | 1,864 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 2,059 |
| Total interest expense | $4,512,000 | 1,908 |
| Net interest income | $5,128,000 | 2,164 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $1,764,000 | 1,462 |
| Gross Fiduciary activities income | $43,000 | 922 |
| Service charges on deposit accounts | $670,000 | 1,325 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,051,000 | 1,350 |
| Total noninterest expense | $4,925,000 | 1,946 |
| Salaries and employee benefits | $2,916,000 | 1,785 |
| Premises and equipment expense | $389,000 | 3,283 |
| Additional noninterest expense | $1,620,000 | 1,790 |
| Pre-tax net operating income | $1,667,000 | 1,995 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $533,000 | 1,528 |
| Income before extraordinary items | $1,134,000 | 2,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,134,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $260,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,134,000 | 2,274 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 2,052 |
| Total interest expense | $2,410,000 | 1,921 |
| Net interest income | $2,542,000 | 2,177 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $895,000 | 1,452 |
| Gross Fiduciary activities income | $18,000 | 959 |
| Service charges on deposit accounts | $322,000 | 1,359 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $555,000 | 1,312 |
| Total noninterest expense | $2,460,000 | 1,944 |
| Salaries and employee benefits | $1,481,000 | 1,776 |
| Premises and equipment expense | $204,000 | 3,178 |
| Additional noninterest expense | $775,000 | 1,817 |
| Pre-tax net operating income | $827,000 | 2,080 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $254,000 | 1,670 |
| Income before extraordinary items | $573,000 | 2,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $573,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $110,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $573,000 | 2,329 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,603,000 | 2,036 |
| Total interest expense | $10,600,000 | 1,868 |
| Net interest income | $10,003,000 | 2,246 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $3,575,000 | 1,424 |
| Gross Fiduciary activities income | $107,000 | 909 |
| Service charges on deposit accounts | $1,316,000 | 1,361 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,152,000 | 1,311 |
| Total noninterest expense | $9,766,000 | 1,895 |
| Salaries and employee benefits | $5,752,000 | 1,755 |
| Premises and equipment expense | $1,042,000 | 2,474 |
| Additional noninterest expense | $2,972,000 | 1,853 |
| Pre-tax net operating income | $3,612,000 | 2,151 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $1,171,000 | 1,675 |
| Income before extraordinary items | $2,433,000 | 2,439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,433,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,507 |
| Cash dividends | $513,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,438,440 | 2,423 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 2,061 |
| Total interest expense | $7,858,000 | 1,887 |
| Net interest income | $7,428,000 | 2,273 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $2,589,000 | 1,473 |
| Gross Fiduciary activities income | $70,000 | 921 |
| Service charges on deposit accounts | $971,000 | 1,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,548,000 | 1,347 |
| Total noninterest expense | $7,103,000 | 1,931 |
| Salaries and employee benefits | $4,219,000 | 1,793 |
| Premises and equipment expense | $790,000 | 2,442 |
| Additional noninterest expense | $2,094,000 | 1,927 |
| Pre-tax net operating income | $2,764,000 | 2,255 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $899,000 | 1,763 |
| Income before extraordinary items | $1,865,000 | 2,531 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,865,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,204 |
| Cash dividends | $333,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,865,000 | 2,502 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,969,000 | 2,120 |
| Total interest expense | $5,108,000 | 1,928 |
| Net interest income | $4,861,000 | 2,335 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $1,592,000 | 1,598 |
| Gross Fiduciary activities income | $50,000 | 931 |
| Service charges on deposit accounts | $663,000 | 1,331 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $879,000 | 1,528 |
| Total noninterest expense | $4,634,000 | 1,998 |
| Salaries and employee benefits | $2,840,000 | 1,810 |
| Premises and equipment expense | $538,000 | 2,402 |
| Additional noninterest expense | $1,256,000 | 2,135 |
| Pre-tax net operating income | $1,769,000 | 2,370 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $569,000 | 1,904 |
| Income before extraordinary items | $1,200,000 | 2,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $233,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,200,000 | 2,623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 2,153 |
| Total interest expense | $2,521,000 | 1,934 |
| Net interest income | $2,360,000 | 2,403 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $842,000 | 1,491 |
| Gross Fiduciary activities income | $23,000 | 950 |
| Service charges on deposit accounts | $306,000 | 1,400 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $513,000 | 1,337 |
| Total noninterest expense | $2,332,000 | 1,978 |
| Salaries and employee benefits | $1,432,000 | 1,801 |
| Premises and equipment expense | $257,000 | 2,518 |
| Additional noninterest expense | $643,000 | 2,041 |
| Pre-tax net operating income | $870,000 | 2,407 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $284,000 | 1,920 |
| Income before extraordinary items | $586,000 | 2,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $586,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $233,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $586,000 | 2,667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,941,000 | 2,084 |
| Total interest expense | $9,217,000 | 1,810 |
| Net interest income | $9,724,000 | 2,344 |
| Provision for loan and lease losses | $330,000 | 2,609 |
| Total noninterest income | $2,403,000 | 1,943 |
| Gross Fiduciary activities income | $94,000 | 940 |
| Service charges on deposit accounts | $1,265,000 | 1,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,044,000 | 2,161 |
| Total noninterest expense | $9,425,000 | 1,893 |
| Salaries and employee benefits | $4,829,000 | 2,020 |
| Premises and equipment expense | $1,099,000 | 2,261 |
| Additional noninterest expense | $3,497,000 | 1,512 |
| Pre-tax net operating income | $2,372,000 | 3,252 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $757,000 | 2,557 |
| Income before extraordinary items | $1,615,000 | 3,606 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,615,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $1,015,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,615,000 | 3,588 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,959,000 | 2,107 |
| Total interest expense | $6,665,000 | 1,821 |
| Net interest income | $7,294,000 | 2,372 |
| Provision for loan and lease losses | $330,000 | 1,984 |
| Total noninterest income | $1,795,000 | 1,956 |
| Gross Fiduciary activities income | $63,000 | 956 |
| Service charges on deposit accounts | $953,000 | 1,412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $779,000 | 2,172 |
| Total noninterest expense | $6,501,000 | 2,031 |
| Salaries and employee benefits | $3,563,000 | 2,055 |
| Premises and equipment expense | $848,000 | 2,198 |
| Additional noninterest expense | $2,090,000 | 1,865 |
| Pre-tax net operating income | $2,258,000 | 2,867 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $734,000 | 2,328 |
| Income before extraordinary items | $1,524,000 | 3,171 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,524,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,088 |
| Cash dividends | $755,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,524,000 | 3,166 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,104,000 | 2,114 |
| Total interest expense | $4,225,000 | 1,817 |
| Net interest income | $4,879,000 | 2,373 |
| Provision for loan and lease losses | $230,000 | 1,895 |
| Total noninterest income | $1,163,000 | 1,998 |
| Gross Fiduciary activities income | $44,000 | 967 |
| Service charges on deposit accounts | $607,000 | 1,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $512,000 | 2,180 |
| Total noninterest expense | $4,301,000 | 2,045 |
| Salaries and employee benefits | $2,384,000 | 2,052 |
| Premises and equipment expense | $561,000 | 2,219 |
| Additional noninterest expense | $1,356,000 | 1,933 |
| Pre-tax net operating income | $1,511,000 | 2,864 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $507,000 | 2,287 |
| Income before extraordinary items | $1,004,000 | 3,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,004,000 | 3,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $455,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,004,000 | 3,191 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 2,109 |
| Total interest expense | $2,024,000 | 1,800 |
| Net interest income | $2,440,000 | 2,375 |
| Provision for loan and lease losses | $130,000 | 1,639 |
| Total noninterest income | $566,000 | 2,016 |
| Gross Fiduciary activities income | $23,000 | 967 |
| Service charges on deposit accounts | $269,000 | 1,573 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,064 |
| Total noninterest expense | $2,159,000 | 2,049 |
| Salaries and employee benefits | $1,203,000 | 2,044 |
| Premises and equipment expense | $280,000 | 2,232 |
| Additional noninterest expense | $676,000 | 1,931 |
| Pre-tax net operating income | $717,000 | 2,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $237,000 | 2,353 |
| Income before extraordinary items | $480,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $230,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $480,000 | 3,248 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,293,000 | 2,050 |
| Total interest expense | $6,489,000 | 1,754 |
| Net interest income | $9,804,000 | 2,260 |
| Provision for loan and lease losses | $800,000 | 1,260 |
| Total noninterest income | $2,110,000 | 2,127 |
| Gross Fiduciary activities income | $81,000 | 981 |
| Service charges on deposit accounts | $1,120,000 | 1,549 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $909,000 | 2,350 |
| Total noninterest expense | $7,807,000 | 2,140 |
| Salaries and employee benefits | $4,374,000 | 2,106 |
| Premises and equipment expense | $1,041,000 | 2,283 |
| Additional noninterest expense | $2,392,000 | 2,108 |
| Pre-tax net operating income | $3,307,000 | 2,563 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,104,000 | 2,127 |
| Income before extraordinary items | $2,203,000 | 2,849 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,203,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 705 |
| Cash dividends | $555,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,203,000 | 2,816 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,855,000 | 2,060 |
| Total interest expense | $4,564,000 | 1,759 |
| Net interest income | $7,291,000 | 2,251 |
| Provision for loan and lease losses | $700,000 | 1,063 |
| Total noninterest income | $1,552,000 | 2,150 |
| Gross Fiduciary activities income | $47,000 | 999 |
| Service charges on deposit accounts | $839,000 | 1,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $666,000 | 2,388 |
| Total noninterest expense | $5,574,000 | 2,221 |
| Salaries and employee benefits | $3,094,000 | 2,200 |
| Premises and equipment expense | $767,000 | 2,309 |
| Additional noninterest expense | $1,713,000 | 2,163 |
| Pre-tax net operating income | $2,569,000 | 2,519 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $862,000 | 2,099 |
| Income before extraordinary items | $1,707,000 | 2,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,707,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $908,000 | 535 |
| Cash dividends | $425,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,707,000 | 2,776 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 2,066 |
| Total interest expense | $2,813,000 | 1,790 |
| Net interest income | $4,807,000 | 2,253 |
| Provision for loan and lease losses | $550,000 | 895 |
| Total noninterest income | $975,000 | 2,217 |
| Gross Fiduciary activities income | $28,000 | 1,025 |
| Service charges on deposit accounts | $538,000 | 1,559 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $409,000 | 2,502 |
| Total noninterest expense | $3,628,000 | 2,261 |
| Salaries and employee benefits | $2,013,000 | 2,246 |
| Premises and equipment expense | $502,000 | 2,321 |
| Additional noninterest expense | $1,113,000 | 2,201 |
| Pre-tax net operating income | $1,604,000 | 2,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $554,000 | 2,111 |
| Income before extraordinary items | $1,050,000 | 2,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,050,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 515 |
| Cash dividends | $295,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,050,000 | 2,933 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 2,104 |
| Total interest expense | $1,307,000 | 1,823 |
| Net interest income | $2,371,000 | 2,268 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $476,000 | 2,204 |
| Gross Fiduciary activities income | $11,000 | 1,058 |
| Service charges on deposit accounts | $258,000 | 1,581 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $207,000 | 2,437 |
| Total noninterest expense | $1,813,000 | 2,286 |
| Salaries and employee benefits | $1,007,000 | 2,257 |
| Premises and equipment expense | $252,000 | 2,341 |
| Additional noninterest expense | $554,000 | 2,207 |
| Pre-tax net operating income | $884,000 | 2,380 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $305,000 | 1,950 |
| Income before extraordinary items | $579,000 | 2,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $579,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $579,000 | 2,643 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,636,000 | 2,095 |
| Total interest expense | $4,395,000 | 1,848 |
| Net interest income | $9,241,000 | 2,209 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $1,865,000 | 2,312 |
| Gross Fiduciary activities income | $66,000 | 1,018 |
| Service charges on deposit accounts | $999,000 | 1,752 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $800,000 | 2,496 |
| Total noninterest expense | $7,208,000 | 2,205 |
| Salaries and employee benefits | $3,984,000 | 2,180 |
| Premises and equipment expense | $1,045,000 | 2,191 |
| Additional noninterest expense | $2,179,000 | 2,236 |
| Pre-tax net operating income | $3,048,000 | 2,547 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $1,032,000 | 2,107 |
| Income before extraordinary items | $2,025,000 | 2,882 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,025,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 1,121 |
| Cash dividends | $625,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,019,060 | 2,833 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,016,000 | 2,125 |
| Total interest expense | $3,169,000 | 1,891 |
| Net interest income | $6,847,000 | 2,209 |
| Provision for loan and lease losses | $800,000 | 954 |
| Total noninterest income | $1,352,000 | 2,374 |
| Gross Fiduciary activities income | $39,000 | 1,048 |
| Service charges on deposit accounts | $735,000 | 1,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $578,000 | 2,558 |
| Total noninterest expense | $5,274,000 | 2,249 |
| Salaries and employee benefits | $2,931,000 | 2,214 |
| Premises and equipment expense | $780,000 | 2,201 |
| Additional noninterest expense | $1,563,000 | 2,308 |
| Pre-tax net operating income | $2,116,000 | 2,744 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $708,000 | 2,292 |
| Income before extraordinary items | $1,417,000 | 3,107 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,417,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 843 |
| Cash dividends | $485,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,410,970 | 3,054 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 2,192 |
| Total interest expense | $2,077,000 | 1,909 |
| Net interest income | $4,310,000 | 2,319 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $979,000 | 2,228 |
| Gross Fiduciary activities income | $25,000 | 1,063 |
| Service charges on deposit accounts | $474,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $480,000 | 2,258 |
| Total noninterest expense | $3,518,000 | 2,248 |
| Salaries and employee benefits | $1,953,000 | 2,218 |
| Premises and equipment expense | $520,000 | 2,202 |
| Additional noninterest expense | $1,045,000 | 2,306 |
| Pre-tax net operating income | $1,171,000 | 3,170 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $402,000 | 2,548 |
| Income before extraordinary items | $778,000 | 3,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 711 |
| Cash dividends | $345,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $772,060 | 3,525 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 2,179 |
| Total interest expense | $1,047,000 | 1,913 |
| Net interest income | $2,165,000 | 2,299 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $481,000 | 2,215 |
| Gross Fiduciary activities income | $13,000 | 1,062 |
| Service charges on deposit accounts | $249,000 | 1,702 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $219,000 | 2,324 |
| Total noninterest expense | $1,752,000 | 2,268 |
| Salaries and employee benefits | $974,000 | 2,251 |
| Premises and equipment expense | $258,000 | 2,228 |
| Additional noninterest expense | $520,000 | 2,278 |
| Pre-tax net operating income | $594,000 | 3,101 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $202,000 | 2,565 |
| Income before extraordinary items | $400,000 | 3,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,912 |
| Cash dividends | $210,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $394,720 | 3,438 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,611,000 | 2,091 |
| Total interest expense | $4,873,000 | 1,836 |
| Net interest income | $8,738,000 | 2,214 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $1,475,000 | 2,877 |
| Gross Fiduciary activities income | $62,000 | 1,049 |
| Service charges on deposit accounts | $879,000 | 1,952 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $534,000 | 3,469 |
| Total noninterest expense | $6,940,000 | 2,268 |
| Salaries and employee benefits | $3,827,000 | 2,222 |
| Premises and equipment expense | $1,005,000 | 2,252 |
| Additional noninterest expense | $2,108,000 | 2,295 |
| Pre-tax net operating income | $2,073,000 | 3,311 |
| Securities gains (losses) | $165,000 | 1,475 |
| Applicable income taxes | $736,000 | 2,684 |
| Income before extraordinary items | $1,502,000 | 3,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,502,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 1,032 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,391,450 | 3,593 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,268,000 | 2,112 |
| Total interest expense | $3,763,000 | 1,861 |
| Net interest income | $6,505,000 | 2,246 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $1,093,000 | 2,956 |
| Gross Fiduciary activities income | $35,000 | 1,075 |
| Service charges on deposit accounts | $651,000 | 1,988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $407,000 | 3,501 |
| Total noninterest expense | $5,138,000 | 2,303 |
| Salaries and employee benefits | $2,763,000 | 2,299 |
| Premises and equipment expense | $735,000 | 2,302 |
| Additional noninterest expense | $1,640,000 | 2,190 |
| Pre-tax net operating income | $1,560,000 | 3,443 |
| Securities gains (losses) | $142,000 | 1,463 |
| Applicable income taxes | $564,000 | 2,792 |
| Income before extraordinary items | $1,138,000 | 3,642 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,138,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 864 |
| Cash dividends | $620,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,042,860 | 3,726 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 2,120 |
| Total interest expense | $2,569,000 | 1,876 |
| Net interest income | $4,279,000 | 2,278 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $739,000 | 2,908 |
| Gross Fiduciary activities income | $23,000 | 1,090 |
| Service charges on deposit accounts | $414,000 | 2,033 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $302,000 | 3,277 |
| Total noninterest expense | $3,401,000 | 2,308 |
| Salaries and employee benefits | $1,869,000 | 2,263 |
| Premises and equipment expense | $477,000 | 2,351 |
| Additional noninterest expense | $1,055,000 | 2,253 |
| Pre-tax net operating income | $1,017,000 | 3,486 |
| Securities gains (losses) | $64,000 | 1,848 |
| Applicable income taxes | $360,000 | 2,908 |
| Income before extraordinary items | $721,000 | 3,782 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $721,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 635 |
| Cash dividends | $385,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $678,120 | 3,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,145 |
| Total interest expense | $1,330,000 | 1,855 |
| Net interest income | $2,099,000 | 2,320 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $422,000 | 2,574 |
| Gross Fiduciary activities income | $12,000 | 1,101 |
| Service charges on deposit accounts | $195,000 | 2,065 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $215,000 | 2,596 |
| Total noninterest expense | $1,712,000 | 2,273 |
| Salaries and employee benefits | $944,000 | 2,231 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $530,000 | 2,210 |
| Pre-tax net operating income | $509,000 | 3,446 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $168,000 | 3,015 |
| Income before extraordinary items | $341,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 712 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $341,000 | 3,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,100,000 | 2,180 |
| Total interest expense | $6,030,000 | 1,891 |
| Net interest income | $8,070,000 | 2,378 |
| Provision for loan and lease losses | $1,400,000 | 1,002 |
| Total noninterest income | $3,068,000 | 1,534 |
| Gross Fiduciary activities income | $54,000 | 1,098 |
| Service charges on deposit accounts | $833,000 | 1,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,181,000 | 1,239 |
| Total noninterest expense | $7,520,000 | 1,998 |
| Salaries and employee benefits | $3,657,000 | 2,196 |
| Premises and equipment expense | $1,020,000 | 2,140 |
| Additional noninterest expense | $2,843,000 | 1,650 |
| Pre-tax net operating income | $2,218,000 | 3,185 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $707,000 | 2,821 |
| Income before extraordinary items | $1,525,000 | 3,454 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,525,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 958 |
| Cash dividends | $345,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,515,480 | 3,368 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,087,000 | 2,261 |
| Total interest expense | $8,659,000 | 1,868 |
| Net interest income | $6,428,000 | 2,762 |
| Provision for loan and lease losses | $2,600,000 | 568 |
| Total noninterest income | $2,608,000 | 1,649 |
| Gross Fiduciary activities income | $66,000 | 1,081 |
| Service charges on deposit accounts | $673,000 | 2,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,869,000 | 1,310 |
| Total noninterest expense | $6,847,000 | 2,092 |
| Salaries and employee benefits | $3,357,000 | 2,231 |
| Premises and equipment expense | $829,000 | 2,540 |
| Additional noninterest expense | $2,661,000 | 1,723 |
| Pre-tax net operating income | $-411,000 | 9,116 |
| Securities gains (losses) | $90,000 | 1,834 |
| Applicable income taxes | $-115,000 | 9,286 |
| Income before extraordinary items | $-206,000 | 9,051 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-206,000 | 9,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,228,000 | 533 |
| Cash dividends | $1,030,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-263,600 | 9,040 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,023,000 | 2,329 |
| Total interest expense | $8,788,000 | 1,966 |
| Net interest income | $6,235,000 | 2,842 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $1,986,000 | 1,885 |
| Gross Fiduciary activities income | $61,000 | 1,019 |
| Service charges on deposit accounts | $650,000 | 2,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,275,000 | 1,582 |
| Total noninterest expense | $5,570,000 | 2,453 |
| Salaries and employee benefits | $2,836,000 | 2,516 |
| Premises and equipment expense | $788,000 | 2,612 |
| Additional noninterest expense | $1,946,000 | 2,227 |
| Pre-tax net operating income | $2,361,000 | 2,911 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $853,000 | 2,399 |
| Income before extraordinary items | $1,502,000 | 3,249 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,502,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,930 |
| Cash dividends | $154,000 | 5,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,505,840 | 3,242 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,943,000 | 2,525 |
| Total interest expense | $7,097,000 | 2,100 |
| Net interest income | $5,846,000 | 2,991 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $1,601,000 | 2,200 |
| Gross Fiduciary activities income | $56,000 | 1,085 |
| Service charges on deposit accounts | $625,000 | 2,126 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $920,000 | 1,978 |
| Total noninterest expense | $5,099,000 | 2,645 |
| Salaries and employee benefits | $2,587,000 | 2,709 |
| Premises and equipment expense | $505,000 | 3,735 |
| Additional noninterest expense | $2,007,000 | 2,184 |
| Pre-tax net operating income | $2,048,000 | 3,283 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $817,000 | 2,597 |
| Income before extraordinary items | $1,236,000 | 3,787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,236,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,317 |
| Cash dividends | $1,308,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $790,000 | 549 |
| Net operating income | $1,232,800 | 3,763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 3,803 |
| Total interest expense | $4,629,000 | 3,221 |
| Net interest income | $3,688,000 | 4,399 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,312,000 | 2,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 2,210 |
| Total noninterest expense | $3,099,000 | 4,002 |
| Salaries and employee benefits | $1,545,000 | 4,147 |
| Premises and equipment expense | $294,000 | 5,443 |
| Additional noninterest expense | $1,260,000 | 3,234 |
| Pre-tax net operating income | $1,901,000 | 3,469 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $635,000 | 3,263 |
| Income before extraordinary items | $1,281,000 | 3,736 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,281,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $716,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,270,950 | 3,665 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 4,040 |
| Total interest expense | $4,278,000 | 3,435 |
| Net interest income | $3,574,000 | 4,653 |
| Provision for loan and lease losses | $220,000 | 3,234 |
| Total noninterest income | $868,000 | 3,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,566 |
| Total noninterest expense | $2,563,000 | 4,692 |
| Salaries and employee benefits | $1,367,000 | 4,593 |
| Premises and equipment expense | $288,000 | 5,564 |
| Additional noninterest expense | $908,000 | 4,274 |
| Pre-tax net operating income | $1,659,000 | 4,120 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $570,000 | 3,832 |
| Income before extraordinary items | $1,107,000 | 4,343 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,107,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $299,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,095,120 | 4,312 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 4,616 |
| Total interest expense | $3,783,000 | 3,906 |
| Net interest income | $3,149,000 | 5,256 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $682,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $2,137,000 | 5,660 |
| Salaries and employee benefits | $1,078,000 | 5,666 |
| Premises and equipment expense | $334,000 | 5,180 |
| Additional noninterest expense | $725,000 | 5,603 |
| Pre-tax net operating income | $1,454,000 | 4,455 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $494,000 | 4,189 |
| Income before extraordinary items | $960,000 | 4,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $960,000 | 4,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $234,000 | 5,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $960,000 | 4,589 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.