Home > Valley Bank and Trust Co. > Assets and Liabilities
Valley Bank and Trust Co., Assets and Liabilities
| 2016-03-31 | Rank | |
| # of Employees: | 96 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $325,791,000 | 2,055 |
| Cash and due from depository institutions | $10,459,000 | 1,522 |
| Interest-bearing balances | $3,493,000 | 4,434 |
| Securities | $34,905,000 | 3,069 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 639 |
| Net loans & leases | $256,421,000 | 1,744 |
| Loan loss allowance | $4,440,000 | 1,360 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,083,000 | 1,259 |
| Other real estate owned | $287,000 | 1,522 |
| Goodwill and other intangibles | $2,317,000 | 1,135 |
| All other assets | $6,419,000 | 2,471 |
| Life insurance assets | $0 | 3,726 |
| Total liabilities and capital | $325,791,000 | 2,055 |
| Total liabilities | $289,840,000 | 2,049 |
| Total deposits | $288,309,000 | 1,940 |
| Interest-bearing deposits | $229,011,000 | 1,916 |
| Deposits held in domestic offices | $288,309,000 | 1,940 |
| % insured | 88.61% | 1,849 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $349,000 | 3,409 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,182,000 | 2,697 |
| Total equity capital | $35,951,000 | 2,047 |
| Total bank equity capital | $35,951,000 | 2,047 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,590,000 | 1,081 |
| Surplus | $17,650,000 | 1,560 |
| Undivided profits | $15,711,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 2,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $2,297,000 | 1,110 |
| Earning assets | $300,719,000 | 2,064 |
| Long-term assets (5+ years) | $70,249,000 | 2,531 |
| Average Assets, year-to-date | $342,973,500 | 1,954 |
| Average Assets, quarterly | $342,973,500 | 1,954 |
| Volatile liabilities | $23,130,000 | 1,830 |
| Insider loans | $4,369,000 | 1,407 |
| FHLB advances | $0 | 3,406 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $43,890,000 | 1,724 |
| Tier 1 (core) risk-based capital | $33,634,000 | 2,107 |
| Tier 2 risk-based capital | $3,514,000 | 1,489 |
| Total risk weighted assets | $280,187,000 | 1,678 |
| Total unused commitments | $43,890,000 | 1,724 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 96 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $361,119,000 | 1,863 |
| Cash and due from depository institutions | $22,278,000 | 1,529 |
| Interest-bearing balances | $13,530,000 | 2,221 |
| Securities | $36,588,000 | 2,999 |
| Federal funds sold & reverse repurchase agreements | $26,150,000 | 118 |
| Net loans & leases | $257,462,000 | 1,725 |
| Loan loss allowance | $3,370,000 | 1,737 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,158,000 | 1,257 |
| Other real estate owned | $287,000 | 1,529 |
| Goodwill and other intangibles | $2,317,000 | 1,135 |
| All other assets | $6,879,000 | 2,393 |
| Life insurance assets | $0 | 3,740 |
| Total liabilities and capital | $361,119,000 | 1,863 |
| Total liabilities | $324,896,000 | 1,838 |
| Total deposits | $323,384,000 | 1,739 |
| Interest-bearing deposits | $247,005,000 | 1,787 |
| Deposits held in domestic offices | $323,384,000 | 1,738 |
| % insured | 78.90% | 4,064 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $359,000 | 3,531 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,153,000 | 2,715 |
| Total equity capital | $36,223,000 | 2,030 |
| Total bank equity capital | $36,223,000 | 2,030 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $2,590,000 | 1,103 |
| Surplus | $17,650,000 | 1,572 |
| Undivided profits | $15,983,000 | 2,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $1,357,000 | 2,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $2,438,000 | 1,058 |
| Earning assets | $333,730,000 | 1,864 |
| Long-term assets (5+ years) | $70,376,000 | 2,556 |
| Average Assets, year-to-date | $352,488,400 | 1,853 |
| Average Assets, quarterly | $356,980,000 | 1,857 |
| Volatile liabilities | $20,034,000 | 2,037 |
| Insider loans | $4,557,000 | 1,333 |
| FHLB advances | $0 | 3,512 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $44,853,000 | 1,671 |
| Tier 1 (core) risk-based capital | $34,044,000 | 2,078 |
| Tier 2 risk-based capital | $3,370,000 | 1,525 |
| Total risk weighted assets | $283,806,000 | 1,653 |
| Total unused commitments | $44,853,000 | 1,671 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 99 | 1,470 |
| Assets and Liabilities | ||
| Total Assets: | $352,841,000 | 1,885 |
| Cash and due from depository institutions | $31,155,000 | 1,470 |
| Interest-bearing balances | $23,474,000 | 1,391 |
| Securities | $43,094,000 | 2,738 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 1,135 |
| Net loans & leases | $258,048,000 | 1,707 |
| Loan loss allowance | $3,295,000 | 1,801 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,240,000 | 1,254 |
| Other real estate owned | $287,000 | 1,470 |
| Goodwill and other intangibles | $2,358,000 | 1,126 |
| All other assets | $6,459,000 | 2,485 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $352,841,000 | 1,885 |
| Total liabilities | $316,160,000 | 1,872 |
| Total deposits | $314,725,000 | 1,769 |
| Interest-bearing deposits | $249,369,000 | 1,775 |
| Deposits held in domestic offices | $314,725,000 | 1,769 |
| % insured | 80.38% | 3,948 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $369,000 | 3,592 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,066,000 | 3,011 |
| Total equity capital | $36,681,000 | 2,015 |
| Total bank equity capital | $36,681,000 | 2,015 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $2,590,000 | 1,134 |
| Surplus | $17,650,000 | 1,588 |
| Undivided profits | $16,441,000 | 2,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 2,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $2,325,000 | 1,153 |
| Earning assets | $326,816,000 | 1,893 |
| Long-term assets (5+ years) | $74,680,000 | 2,470 |
| Average Assets, year-to-date | $350,330,750 | 1,880 |
| Average Assets, quarterly | $361,028,500 | 1,842 |
| Volatile liabilities | $20,454,000 | 2,013 |
| Insider loans | $4,149,000 | 1,471 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $51,395,000 | 1,531 |
| Tier 1 (core) risk-based capital | $34,366,000 | 2,059 |
| Tier 2 risk-based capital | $3,295,000 | 1,564 |
| Total risk weighted assets | $282,059,000 | 1,650 |
| Total unused commitments | $51,395,000 | 1,531 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 111 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $369,216,000 | 1,818 |
| Cash and due from depository institutions | $12,532,000 | 1,316 |
| Interest-bearing balances | $3,270,000 | 4,407 |
| Securities | $47,645,000 | 2,616 |
| Federal funds sold & reverse repurchase agreements | $30,900,000 | 108 |
| Net loans & leases | $256,612,000 | 1,715 |
| Loan loss allowance | $3,311,000 | 1,817 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $9,799,000 | 1,205 |
| Other real estate owned | $336,000 | 1,316 |
| Goodwill and other intangibles | $3,014,000 | 995 |
| All other assets | $8,378,000 | 2,080 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $369,216,000 | 1,818 |
| Total liabilities | $332,913,000 | 1,794 |
| Total deposits | $331,614,000 | 1,702 |
| Interest-bearing deposits | $249,543,000 | 1,782 |
| Deposits held in domestic offices | $331,614,000 | 1,701 |
| % insured | 76.01% | 4,818 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $378,000 | 3,634 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $921,000 | 3,106 |
| Total equity capital | $36,303,000 | 2,006 |
| Total bank equity capital | $36,303,000 | 2,006 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,590,000 | 1,152 |
| Surplus | $17,650,000 | 1,602 |
| Undivided profits | $16,063,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,610,000 | 2,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $2,057,000 | 1,240 |
| Earning assets | $338,427,000 | 1,837 |
| Long-term assets (5+ years) | $74,997,000 | 2,466 |
| Average Assets, year-to-date | $349,494,000 | 1,895 |
| Average Assets, quarterly | $356,383,000 | 1,876 |
| Volatile liabilities | $22,178,000 | 1,880 |
| Insider loans | $4,418,000 | 1,371 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $46,226,000 | 1,623 |
| Tier 1 (core) risk-based capital | $33,986,000 | 2,062 |
| Tier 2 risk-based capital | $3,311,000 | 1,553 |
| Total risk weighted assets | $287,427,000 | 1,622 |
| Total unused commitments | $46,226,000 | 1,623 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 115 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $343,550,000 | 1,944 |
| Cash and due from depository institutions | $10,561,000 | 1,272 |
| Interest-bearing balances | $3,418,000 | 4,631 |
| Securities | $49,010,000 | 2,590 |
| Federal funds sold & reverse repurchase agreements | $12,850,000 | 351 |
| Net loans & leases | $249,382,000 | 1,731 |
| Loan loss allowance | $3,335,000 | 1,829 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,056,000 | 1,173 |
| Other real estate owned | $351,000 | 1,272 |
| Goodwill and other intangibles | $3,895,000 | 849 |
| All other assets | $7,445,000 | 2,254 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $343,550,000 | 1,944 |
| Total liabilities | $307,843,000 | 1,941 |
| Total deposits | $306,901,000 | 1,838 |
| Interest-bearing deposits | $246,015,000 | 1,813 |
| Deposits held in domestic offices | $306,901,000 | 1,837 |
| % insured | 82.13% | 3,815 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $388,000 | 3,521 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $554,000 | 3,890 |
| Total equity capital | $35,707,000 | 2,047 |
| Total bank equity capital | $35,707,000 | 2,047 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,590,000 | 1,170 |
| Surplus | $17,650,000 | 1,617 |
| Undivided profits | $15,467,000 | 2,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $6,084,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 728 |
| Income earned, not collected on loans | $2,180,000 | 1,121 |
| Earning assets | $314,660,000 | 1,966 |
| Long-term assets (5+ years) | $67,099,000 | 2,688 |
| Average Assets, year-to-date | $339,633,000 | 1,959 |
| Average Assets, quarterly | $339,633,000 | 1,959 |
| Volatile liabilities | $18,895,000 | 2,031 |
| Insider loans | $5,546,000 | 1,126 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $48,323,000 | 1,548 |
| Tier 1 (core) risk-based capital | $32,605,000 | 2,146 |
| Tier 2 risk-based capital | $3,335,000 | 1,540 |
| Total risk weighted assets | $268,040,000 | 1,709 |
| Total unused commitments | $48,323,000 | 1,548 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 116 | 1,266 |
| Assets and Liabilities | ||
| Total Assets: | $335,716,000 | 1,998 |
| Cash and due from depository institutions | $11,902,000 | 1,266 |
| Interest-bearing balances | $3,429,000 | 4,405 |
| Securities | $47,735,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 785 |
| Net loans & leases | $249,497,000 | 1,734 |
| Loan loss allowance | $3,336,000 | 1,858 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,027,000 | 1,181 |
| Other real estate owned | $351,000 | 1,266 |
| Goodwill and other intangibles | $3,758,000 | 862 |
| All other assets | $7,696,000 | 2,226 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $335,716,000 | 1,998 |
| Total liabilities | $299,935,000 | 1,982 |
| Total deposits | $298,313,000 | 1,868 |
| Interest-bearing deposits | $241,137,000 | 1,833 |
| Deposits held in domestic offices | $298,313,000 | 1,867 |
| % insured | 82.36% | 3,739 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $397,000 | 3,655 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,225,000 | 2,699 |
| Total equity capital | $35,781,000 | 2,025 |
| Total bank equity capital | $35,781,000 | 2,025 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,590,000 | 1,196 |
| Surplus | $17,650,000 | 1,632 |
| Undivided profits | $15,541,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,289,000 | 1,099 |
| Earning assets | $305,411,000 | 2,026 |
| Long-term assets (5+ years) | $67,230,000 | 2,704 |
| Average Assets, year-to-date | $341,167,400 | 1,906 |
| Average Assets, quarterly | $335,461,500 | 1,976 |
| Volatile liabilities | $16,101,000 | 2,344 |
| Insider loans | $6,022,000 | 1,034 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $202,000 | 1,584 |
| Unused loan commitments | $50,690,000 | 1,467 |
| Tier 1 (core) risk-based capital | $32,907,000 | 2,096 |
| Tier 2 risk-based capital | $3,336,000 | 1,550 |
| Total risk weighted assets | $269,124,000 | 1,674 |
| Total unused commitments | $50,690,000 | 1,467 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 118 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $335,207,000 | 1,984 |
| Cash and due from depository institutions | $11,204,000 | 1,244 |
| Interest-bearing balances | $3,275,000 | 4,447 |
| Securities | $50,863,000 | 2,611 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 777 |
| Net loans & leases | $245,736,000 | 1,751 |
| Loan loss allowance | $3,893,000 | 1,654 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,241,000 | 1,154 |
| Other real estate owned | $852,000 | 1,244 |
| Goodwill and other intangibles | $4,108,000 | 821 |
| All other assets | $7,603,000 | 2,265 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $335,207,000 | 1,984 |
| Total liabilities | $298,955,000 | 1,976 |
| Total deposits | $297,883,000 | 1,874 |
| Interest-bearing deposits | $244,949,000 | 1,834 |
| Deposits held in domestic offices | $297,883,000 | 1,873 |
| % insured | 82.42% | 3,953 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $406,000 | 3,692 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $666,000 | 3,805 |
| Total equity capital | $36,252,000 | 2,005 |
| Total bank equity capital | $36,252,000 | 2,005 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,590,000 | 1,214 |
| Surplus | $17,650,000 | 1,635 |
| Undivided profits | $16,012,000 | 2,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,104,000 | 1,257 |
| Earning assets | $304,474,000 | 2,011 |
| Long-term assets (5+ years) | $72,786,000 | 2,589 |
| Average Assets, year-to-date | $342,530,250 | 1,909 |
| Average Assets, quarterly | $337,422,000 | 1,960 |
| Volatile liabilities | $16,053,000 | 2,341 |
| Insider loans | $6,418,000 | 966 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $202,000 | 1,626 |
| Unused loan commitments | $52,919,000 | 1,445 |
| Tier 1 (core) risk-based capital | $33,362,000 | 2,078 |
| Tier 2 risk-based capital | $3,310,000 | 1,562 |
| Total risk weighted assets | $264,212,000 | 1,694 |
| Total unused commitments | $52,919,000 | 1,445 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 122 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $339,637,000 | 1,947 |
| Cash and due from depository institutions | $14,275,000 | 1,205 |
| Interest-bearing balances | $3,211,000 | 4,556 |
| Securities | $50,684,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 624 |
| Net loans & leases | $246,693,000 | 1,727 |
| Loan loss allowance | $3,928,000 | 1,645 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,751,000 | 1,209 |
| Other real estate owned | $1,240,000 | 1,205 |
| Goodwill and other intangibles | $4,244,000 | 799 |
| All other assets | $6,850,000 | 2,419 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $339,637,000 | 1,947 |
| Total liabilities | $303,832,000 | 1,944 |
| Total deposits | $302,788,000 | 1,850 |
| Interest-bearing deposits | $239,949,000 | 1,864 |
| Deposits held in domestic offices | $302,788,000 | 1,849 |
| % insured | 82.23% | 4,138 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $415,000 | 3,683 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $629,000 | 3,785 |
| Total equity capital | $35,805,000 | 2,007 |
| Total bank equity capital | $35,805,000 | 2,007 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,590,000 | 1,232 |
| Surplus | $17,650,000 | 1,640 |
| Undivided profits | $15,565,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,075,000 | 1,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,099,000 | 1,179 |
| Earning assets | $306,488,000 | 1,994 |
| Long-term assets (5+ years) | $72,259,000 | 2,621 |
| Average Assets, year-to-date | $344,971,330 | 1,894 |
| Average Assets, quarterly | $345,493,000 | 1,899 |
| Volatile liabilities | $19,741,000 | 2,015 |
| Insider loans | $6,951,000 | 886 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $497,000 | 1,336 |
| Unused loan commitments | $45,658,000 | 1,566 |
| Tier 1 (core) risk-based capital | $32,951,000 | 2,073 |
| Tier 2 risk-based capital | $3,318,000 | 1,553 |
| Total risk weighted assets | $264,827,000 | 1,674 |
| Total unused commitments | $45,658,000 | 1,566 |
| Derivatives | $416,000 | 1,272 |
| 2014-03-31 | Rank | |
| # of Employees: | 119 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $351,349,000 | 1,881 |
| Cash and due from depository institutions | $15,686,000 | 1,238 |
| Interest-bearing balances | $5,269,000 | 4,129 |
| Securities | $51,000,000 | 2,645 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 361 |
| Net loans & leases | $249,250,000 | 1,677 |
| Loan loss allowance | $4,058,000 | 1,621 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,635,000 | 1,367 |
| Other real estate owned | $1,314,000 | 1,238 |
| Goodwill and other intangibles | $4,347,000 | 799 |
| All other assets | $8,017,000 | 2,151 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $351,349,000 | 1,881 |
| Total liabilities | $314,997,000 | 1,879 |
| Total deposits | $313,701,000 | 1,793 |
| Interest-bearing deposits | $246,745,000 | 1,841 |
| Deposits held in domestic offices | $313,701,000 | 1,793 |
| % insured | 80.32% | 4,630 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $424,000 | 3,578 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $872,000 | 3,209 |
| Total equity capital | $36,352,000 | 1,946 |
| Total bank equity capital | $36,352,000 | 1,946 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,590,000 | 1,247 |
| Surplus | $17,650,000 | 1,655 |
| Undivided profits | $16,112,000 | 2,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,698,000 | 1,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,269,000 | 1,076 |
| Earning assets | $318,619,000 | 1,909 |
| Long-term assets (5+ years) | $72,540,000 | 2,599 |
| Average Assets, year-to-date | $347,638,500 | 1,887 |
| Average Assets, quarterly | $347,638,500 | 1,887 |
| Volatile liabilities | $16,909,000 | 2,153 |
| Insider loans | $6,520,000 | 950 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $60,000 | 1,795 |
| Unused loan commitments | $44,490,000 | 1,579 |
| Tier 1 (core) risk-based capital | $33,508,000 | 2,035 |
| Tier 2 risk-based capital | $3,342,000 | 1,537 |
| Total risk weighted assets | $266,673,000 | 1,644 |
| Total unused commitments | $44,490,000 | 1,579 |
| Derivatives | $474,000 | 1,229 |
| 2013-12-31 | Rank | |
| # of Employees: | 117 | 1,268 |
| Assets and Liabilities | ||
| Total Assets: | $343,928,000 | 1,911 |
| Cash and due from depository institutions | $14,097,000 | 1,268 |
| Interest-bearing balances | $5,221,000 | 3,912 |
| Securities | $51,317,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $255,442,000 | 1,646 |
| Loan loss allowance | $4,068,000 | 1,629 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,147,000 | 1,449 |
| Other real estate owned | $893,000 | 1,268 |
| Goodwill and other intangibles | $4,490,000 | 779 |
| All other assets | $9,542,000 | 1,921 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $343,928,000 | 1,911 |
| Total liabilities | $308,018,000 | 1,914 |
| Total deposits | $301,468,000 | 1,854 |
| Interest-bearing deposits | $244,355,000 | 1,841 |
| Deposits held in domestic offices | $301,468,000 | 1,853 |
| % insured | 81.43% | 4,410 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,533,000 | 2,318 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,017,000 | 2,951 |
| Total equity capital | $35,910,000 | 1,924 |
| Total bank equity capital | $35,910,000 | 1,924 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,590,000 | 1,265 |
| Surplus | $17,650,000 | 1,663 |
| Undivided profits | $15,670,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 2,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,350,000 | 1,093 |
| Earning assets | $311,980,000 | 1,925 |
| Long-term assets (5+ years) | $73,634,000 | 2,538 |
| Average Assets, year-to-date | $335,255,200 | 1,919 |
| Average Assets, quarterly | $341,738,500 | 1,901 |
| Volatile liabilities | $20,736,000 | 1,917 |
| Insider loans | $5,944,000 | 1,043 |
| FHLB advances | $5,100,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $46,708,000 | 1,481 |
| Tier 1 (core) risk-based capital | $33,200,000 | 2,036 |
| Tier 2 risk-based capital | $3,380,000 | 1,532 |
| Total risk weighted assets | $269,680,000 | 1,625 |
| Total unused commitments | $46,708,000 | 1,481 |
| Derivatives | $712,000 | 1,132 |
| 2013-09-30 | Rank | |
| # of Employees: | 113 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $339,549,000 | 1,914 |
| Cash and due from depository institutions | $12,499,000 | 1,328 |
| Interest-bearing balances | $5,181,000 | 3,979 |
| Securities | $51,251,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $250,852,000 | 1,655 |
| Loan loss allowance | $4,019,000 | 1,703 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,048,000 | 1,470 |
| Other real estate owned | $794,000 | 1,328 |
| Goodwill and other intangibles | $4,628,000 | 760 |
| All other assets | $11,477,000 | 1,638 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $339,549,000 | 1,914 |
| Total liabilities | $304,147,000 | 1,912 |
| Total deposits | $283,083,000 | 1,940 |
| Interest-bearing deposits | $230,882,000 | 1,923 |
| Deposits held in domestic offices | $283,083,000 | 1,939 |
| % insured | 85.99% | 3,514 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $20,291,000 | 1,080 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $773,000 | 3,624 |
| Total equity capital | $35,402,000 | 1,961 |
| Total bank equity capital | $35,402,000 | 1,961 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,590,000 | 1,284 |
| Surplus | $17,650,000 | 1,676 |
| Undivided profits | $15,162,000 | 2,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $3,017,000 | 2,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,502,000 | 1,039 |
| Earning assets | $307,284,000 | 1,950 |
| Long-term assets (5+ years) | $78,844,000 | 2,410 |
| Average Assets, year-to-date | $333,087,000 | 1,939 |
| Average Assets, quarterly | $332,613,000 | 1,944 |
| Volatile liabilities | $35,864,000 | 1,217 |
| Insider loans | $6,676,000 | 928 |
| FHLB advances | $19,850,000 | 1,076 |
| Loans and leases held for sale | $219,000 | 1,673 |
| Unused loan commitments | $49,274,000 | 1,443 |
| Tier 1 (core) risk-based capital | $32,439,000 | 2,080 |
| Tier 2 risk-based capital | $3,410,000 | 1,522 |
| Total risk weighted assets | $272,176,000 | 1,609 |
| Total unused commitments | $49,274,000 | 1,443 |
| Derivatives | $60,000 | 1,408 |
| 2013-06-30 | Rank | |
| # of Employees: | 112 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $325,677,000 | 1,983 |
| Cash and due from depository institutions | $10,599,000 | 1,335 |
| Interest-bearing balances | $5,256,000 | 4,106 |
| Securities | $50,456,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $241,287,000 | 1,702 |
| Loan loss allowance | $4,006,000 | 1,724 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,032,000 | 1,466 |
| Other real estate owned | $794,000 | 1,335 |
| Goodwill and other intangibles | $4,669,000 | 760 |
| All other assets | $9,840,000 | 1,836 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $325,677,000 | 1,983 |
| Total liabilities | $290,785,000 | 1,988 |
| Total deposits | $285,620,000 | 1,911 |
| Interest-bearing deposits | $233,777,000 | 1,905 |
| Deposits held in domestic offices | $285,620,000 | 1,910 |
| % insured | 84.52% | 4,061 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 1,748 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,300,000 | 2,774 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $665,000 | 3,763 |
| Total equity capital | $34,892,000 | 1,977 |
| Total bank equity capital | $34,892,000 | 1,977 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,590,000 | 1,289 |
| Surplus | $17,650,000 | 1,678 |
| Undivided profits | $14,652,000 | 2,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $4,426,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,073,000 | 1,247 |
| Earning assets | $296,999,000 | 2,006 |
| Long-term assets (5+ years) | $63,774,000 | 2,780 |
| Average Assets, year-to-date | $330,933,000 | 1,963 |
| Average Assets, quarterly | $330,763,500 | 1,962 |
| Volatile liabilities | $21,202,000 | 1,882 |
| Insider loans | $4,186,000 | 1,456 |
| FHLB advances | $2,850,000 | 2,809 |
| Loans and leases held for sale | $625,000 | 1,464 |
| Unused loan commitments | $49,722,000 | 1,401 |
| Tier 1 (core) risk-based capital | $31,858,000 | 2,093 |
| Tier 2 risk-based capital | $3,271,000 | 1,568 |
| Total risk weighted assets | $260,980,000 | 1,651 |
| Total unused commitments | $49,722,000 | 1,402 |
| Derivatives | $2,368,000 | 1,029 |
| 2013-03-31 | Rank | |
| # of Employees: | 112 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $335,850,000 | 1,956 |
| Cash and due from depository institutions | $11,097,000 | 1,324 |
| Interest-bearing balances | $3,194,000 | 5,112 |
| Securities | $47,585,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 263 |
| Net loans & leases | $234,472,000 | 1,734 |
| Loan loss allowance | $3,957,000 | 1,772 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,984,000 | 1,493 |
| Other real estate owned | $896,000 | 1,324 |
| Goodwill and other intangibles | $4,790,000 | 739 |
| All other assets | $7,626,000 | 2,216 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $335,850,000 | 1,956 |
| Total liabilities | $300,701,000 | 1,953 |
| Total deposits | $297,327,000 | 1,878 |
| Interest-bearing deposits | $238,041,000 | 1,921 |
| Deposits held in domestic offices | $297,327,000 | 1,878 |
| % insured | 84.30% | 4,164 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $2,458,000 | 2,906 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $916,000 | 3,345 |
| Total equity capital | $35,149,000 | 2,012 |
| Total bank equity capital | $35,149,000 | 2,012 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,590,000 | 1,307 |
| Surplus | $17,650,000 | 1,690 |
| Undivided profits | $14,909,000 | 2,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $3,581,000 | 2,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,906,000 | 1,356 |
| Earning assets | $306,651,000 | 1,979 |
| Long-term assets (5+ years) | $62,655,000 | 2,770 |
| Average Assets, year-to-date | $333,561,000 | 1,970 |
| Average Assets, quarterly | $333,561,000 | 1,970 |
| Volatile liabilities | $18,211,000 | 2,079 |
| Insider loans | $4,130,000 | 1,490 |
| FHLB advances | $2,000,000 | 2,890 |
| Loans and leases held for sale | $212,000 | 1,879 |
| Unused loan commitments | $44,359,000 | 1,517 |
| Tier 1 (core) risk-based capital | $31,810,000 | 2,090 |
| Tier 2 risk-based capital | $3,148,000 | 1,611 |
| Total risk weighted assets | $251,008,000 | 1,692 |
| Total unused commitments | $44,359,000 | 1,517 |
| Derivatives | $2,266,000 | 1,041 |
| 2012-12-31 | Rank | |
| # of Employees: | 111 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $331,272,000 | 1,988 |
| Cash and due from depository institutions | $17,003,000 | 1,336 |
| Interest-bearing balances | $3,150,000 | 4,969 |
| Securities | $46,626,000 | 2,779 |
| Federal funds sold & reverse repurchase agreements | $8,475,000 | 716 |
| Net loans & leases | $236,930,000 | 1,730 |
| Loan loss allowance | $3,884,000 | 1,797 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,944,000 | 1,499 |
| Other real estate owned | $1,149,000 | 1,336 |
| Goodwill and other intangibles | $4,945,000 | 726 |
| All other assets | $8,200,000 | 2,119 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $331,272,000 | 1,988 |
| Total liabilities | $296,254,000 | 1,983 |
| Total deposits | $292,432,000 | 1,890 |
| Interest-bearing deposits | $235,501,000 | 1,935 |
| Deposits held in domestic offices | $292,432,000 | 1,889 |
| % insured | 88.35% | 3,949 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $2,466,000 | 3,085 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,356,000 | 2,692 |
| Total equity capital | $35,018,000 | 2,016 |
| Total bank equity capital | $35,018,000 | 2,016 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,590,000 | 1,317 |
| Surplus | $17,650,000 | 1,696 |
| Undivided profits | $14,778,000 | 2,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,621,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,481,000 | 1,027 |
| Earning assets | $295,181,000 | 2,040 |
| Long-term assets (5+ years) | $61,676,000 | 2,754 |
| Average Assets, year-to-date | $325,480,400 | 1,974 |
| Average Assets, quarterly | $327,239,000 | 1,994 |
| Volatile liabilities | $18,538,000 | 2,121 |
| Insider loans | $4,865,000 | 1,294 |
| FHLB advances | $2,000,000 | 3,056 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $47,214,000 | 1,381 |
| Tier 1 (core) risk-based capital | $31,584,000 | 2,074 |
| Tier 2 risk-based capital | $3,190,000 | 1,597 |
| Total risk weighted assets | $254,049,000 | 1,683 |
| Total unused commitments | $47,214,000 | 1,381 |
| Derivatives | $3,032,000 | 974 |
| 2012-09-30 | Rank | |
| # of Employees: | 108 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $323,206,000 | 2,037 |
| Cash and due from depository institutions | $10,148,000 | 1,379 |
| Interest-bearing balances | $3,000,000 | 4,953 |
| Securities | $49,220,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 1,835 |
| Net loans & leases | $239,625,000 | 1,716 |
| Loan loss allowance | $4,226,000 | 1,714 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,738,000 | 1,537 |
| Other real estate owned | $858,000 | 1,379 |
| Goodwill and other intangibles | $5,209,000 | 698 |
| All other assets | $8,408,000 | 2,089 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $323,207,000 | 2,037 |
| Total liabilities | $288,494,000 | 2,033 |
| Total deposits | $284,717,000 | 1,938 |
| Interest-bearing deposits | $231,438,000 | 1,961 |
| Deposits held in domestic offices | $284,717,000 | 1,938 |
| % insured | 88.67% | 4,076 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $2,474,000 | 3,140 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,303,000 | 2,907 |
| Total equity capital | $34,713,000 | 2,066 |
| Total bank equity capital | $34,713,000 | 2,066 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,590,000 | 1,341 |
| Surplus | $17,650,000 | 1,708 |
| Undivided profits | $14,473,000 | 2,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,997,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,664,000 | 1,020 |
| Earning assets | $293,845,000 | 2,058 |
| Long-term assets (5+ years) | $65,475,000 | 2,620 |
| Average Assets, year-to-date | $324,032,500 | 2,004 |
| Average Assets, quarterly | $322,023,500 | 2,030 |
| Volatile liabilities | $19,306,000 | 2,075 |
| Insider loans | $4,509,000 | 1,394 |
| FHLB advances | $2,000,000 | 3,126 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $44,474,000 | 1,455 |
| Tier 1 (core) risk-based capital | $31,214,000 | 2,114 |
| Tier 2 risk-based capital | $3,216,000 | 1,598 |
| Total risk weighted assets | $255,625,000 | 1,683 |
| Total unused commitments | $44,474,000 | 1,455 |
| Derivatives | $3,164,000 | 987 |
| 2012-06-30 | Rank | |
| # of Employees: | 110 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $320,841,000 | 2,039 |
| Cash and due from depository institutions | $10,205,000 | 1,356 |
| Interest-bearing balances | $2,660,000 | 5,059 |
| Securities | $45,134,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $3,030,000 | 1,559 |
| Net loans & leases | $239,894,000 | 1,711 |
| Loan loss allowance | $4,008,000 | 1,823 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $8,043,000 | 1,463 |
| Other real estate owned | $916,000 | 1,356 |
| Goodwill and other intangibles | $5,826,000 | 653 |
| All other assets | $7,793,000 | 2,197 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $320,841,000 | 2,039 |
| Total liabilities | $286,338,000 | 2,035 |
| Total deposits | $282,676,000 | 1,939 |
| Interest-bearing deposits | $234,090,000 | 1,944 |
| Deposits held in domestic offices | $282,676,000 | 1,938 |
| % insured | 88.05% | 4,375 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $2,482,000 | 3,232 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,180,000 | 2,938 |
| Total equity capital | $34,503,000 | 2,039 |
| Total bank equity capital | $34,503,000 | 2,039 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,590,000 | 1,367 |
| Surplus | $17,650,000 | 1,706 |
| Undivided profits | $14,263,000 | 2,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,663,000 | 2,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,298,000 | 1,142 |
| Earning assets | $290,718,000 | 2,075 |
| Long-term assets (5+ years) | $59,748,000 | 2,783 |
| Average Assets, year-to-date | $324,308,000 | 2,001 |
| Average Assets, quarterly | $324,951,500 | 2,005 |
| Volatile liabilities | $20,697,000 | 1,997 |
| Insider loans | $4,357,000 | 1,462 |
| FHLB advances | $2,000,000 | 3,196 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $43,733,000 | 1,447 |
| Tier 1 (core) risk-based capital | $30,762,000 | 2,121 |
| Tier 2 risk-based capital | $3,248,000 | 1,597 |
| Total risk weighted assets | $258,558,000 | 1,659 |
| Total unused commitments | $43,733,000 | 1,447 |
| Derivatives | $2,250,000 | 1,016 |
| 2012-03-31 | Rank | |
| # of Employees: | 109 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $329,062,000 | 1,988 |
| Cash and due from depository institutions | $14,244,000 | 1,350 |
| Interest-bearing balances | $3,026,000 | 5,066 |
| Securities | $47,150,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 1,242 |
| Net loans & leases | $239,953,000 | 1,700 |
| Loan loss allowance | $3,948,000 | 1,875 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,090,000 | 1,460 |
| Other real estate owned | $292,000 | 1,350 |
| Goodwill and other intangibles | $5,944,000 | 643 |
| All other assets | $7,789,000 | 2,197 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $329,062,000 | 1,988 |
| Total liabilities | $295,174,000 | 1,996 |
| Total deposits | $291,129,000 | 1,909 |
| Interest-bearing deposits | $233,949,000 | 1,962 |
| Deposits held in domestic offices | $291,129,000 | 1,908 |
| % insured | 89.10% | 4,092 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $2,490,000 | 3,270 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,555,000 | 2,434 |
| Total equity capital | $33,888,000 | 2,061 |
| Total bank equity capital | $33,888,000 | 2,061 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,590,000 | 1,388 |
| Surplus | $17,650,000 | 1,712 |
| Undivided profits | $13,648,000 | 2,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,676,000 | 2,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,020,000 | 1,318 |
| Earning assets | $295,729,000 | 2,038 |
| Long-term assets (5+ years) | $64,007,000 | 2,632 |
| Average Assets, year-to-date | $326,041,500 | 1,998 |
| Average Assets, quarterly | $326,041,500 | 1,998 |
| Volatile liabilities | $20,929,000 | 1,980 |
| Insider loans | $4,028,000 | 1,557 |
| FHLB advances | $2,000,000 | 3,247 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $47,789,000 | 1,352 |
| Tier 1 (core) risk-based capital | $30,362,000 | 2,128 |
| Tier 2 risk-based capital | $3,177,000 | 1,627 |
| Total risk weighted assets | $253,305,000 | 1,695 |
| Total unused commitments | $47,789,000 | 1,352 |
| Derivatives | $2,464,000 | 953 |
| 2011-12-31 | Rank | |
| # of Employees: | 107 | 1,383 |
| Assets and Liabilities | ||
| Total Assets: | $323,021,000 | 2,004 |
| Cash and due from depository institutions | $13,237,000 | 1,383 |
| Interest-bearing balances | $2,871,000 | 4,855 |
| Securities | $43,747,000 | 2,892 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $243,416,000 | 1,690 |
| Loan loss allowance | $3,627,000 | 1,998 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,915,000 | 1,496 |
| Other real estate owned | $157,000 | 1,383 |
| Goodwill and other intangibles | $6,057,000 | 643 |
| All other assets | $8,492,000 | 2,085 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $323,021,000 | 2,004 |
| Total liabilities | $286,730,000 | 2,022 |
| Total deposits | $280,201,000 | 1,944 |
| Interest-bearing deposits | $228,012,000 | 1,990 |
| Deposits held in domestic offices | $280,201,000 | 1,942 |
| % insured | 88.77% | 4,229 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,147,000 | 2,669 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,382,000 | 2,640 |
| Total equity capital | $36,291,000 | 1,922 |
| Total bank equity capital | $36,291,000 | 1,921 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,590,000 | 1,401 |
| Surplus | $17,650,000 | 1,725 |
| Undivided profits | $16,051,000 | 2,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,156,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,447,000 | 1,130 |
| Earning assets | $290,034,000 | 2,051 |
| Long-term assets (5+ years) | $57,771,000 | 2,394 |
| Average Assets, year-to-date | $324,888,600 | 1,984 |
| Average Assets, quarterly | $320,969,500 | 2,032 |
| Volatile liabilities | $24,299,000 | 1,920 |
| Insider loans | $4,316,000 | 1,500 |
| FHLB advances | $4,650,000 | 2,750 |
| Loans and leases held for sale | $112,000 | 1,814 |
| Unused loan commitments | $39,206,000 | 1,519 |
| Tier 1 (core) risk-based capital | $32,992,000 | 1,962 |
| Tier 2 risk-based capital | $3,261,000 | 1,595 |
| Total risk weighted assets | $260,501,000 | 1,657 |
| Total unused commitments | $39,206,000 | 1,519 |
| Derivatives | $2,810,000 | 812 |
| 2011-09-30 | Rank | |
| # of Employees: | 110 | 1,349 |
| Assets and Liabilities | ||
| Total Assets: | $318,918,000 | 2,053 |
| Cash and due from depository institutions | $10,042,000 | 1,349 |
| Interest-bearing balances | $3,452,000 | 4,627 |
| Securities | $40,448,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $242,185,000 | 1,707 |
| Loan loss allowance | $3,629,000 | 2,026 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,151,000 | 1,453 |
| Other real estate owned | $582,000 | 1,349 |
| Goodwill and other intangibles | $6,200,000 | 640 |
| All other assets | $11,310,000 | 1,672 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $318,918,000 | 2,053 |
| Total liabilities | $283,117,000 | 2,064 |
| Total deposits | $279,284,000 | 1,948 |
| Interest-bearing deposits | $233,089,000 | 1,965 |
| Deposits held in domestic offices | $279,284,000 | 1,947 |
| % insured | 88.48% | 4,463 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $2,505,000 | 3,501 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,328,000 | 2,832 |
| Total equity capital | $35,801,000 | 1,956 |
| Total bank equity capital | $35,801,000 | 1,955 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,590,000 | 1,429 |
| Surplus | $17,650,000 | 1,740 |
| Undivided profits | $15,561,000 | 2,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,335,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,942,000 | 938 |
| Earning assets | $286,085,000 | 2,074 |
| Long-term assets (5+ years) | $55,188,000 | 2,412 |
| Average Assets, year-to-date | $325,355,500 | 1,987 |
| Average Assets, quarterly | $320,456,500 | 2,026 |
| Volatile liabilities | $23,100,000 | 2,000 |
| Insider loans | $4,354,000 | 1,502 |
| FHLB advances | $2,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $43,517,000 | 1,421 |
| Tier 1 (core) risk-based capital | $32,540,000 | 1,984 |
| Tier 2 risk-based capital | $3,317,000 | 1,573 |
| Total risk weighted assets | $265,062,000 | 1,638 |
| Total unused commitments | $43,517,000 | 1,424 |
| Derivatives | $936,000 | 1,047 |
| 2011-06-30 | Rank | |
| # of Employees: | 109 | 1,365 |
| Assets and Liabilities | ||
| Total Assets: | $321,995,000 | 2,022 |
| Cash and due from depository institutions | $10,579,000 | 1,365 |
| Interest-bearing balances | $3,915,000 | 4,333 |
| Securities | $45,801,000 | 2,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $242,615,000 | 1,722 |
| Loan loss allowance | $3,628,000 | 2,039 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,978,000 | 1,483 |
| Other real estate owned | $1,105,000 | 1,365 |
| Goodwill and other intangibles | $6,333,000 | 650 |
| All other assets | $7,584,000 | 2,319 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $321,995,000 | 2,022 |
| Total liabilities | $287,007,000 | 2,021 |
| Total deposits | $279,811,000 | 1,935 |
| Interest-bearing deposits | $237,128,000 | 1,945 |
| Deposits held in domestic offices | $279,811,000 | 1,935 |
| % insured | 88.30% | 4,639 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,112,000 | 2,637 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,084,000 | 3,045 |
| Total equity capital | $34,988,000 | 1,957 |
| Total bank equity capital | $34,988,000 | 1,956 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,590,000 | 1,451 |
| Surplus | $17,650,000 | 1,725 |
| Undivided profits | $14,748,000 | 2,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,777,000 | 2,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,366,000 | 1,181 |
| Earning assets | $292,331,000 | 2,019 |
| Long-term assets (5+ years) | $60,228,000 | 2,235 |
| Average Assets, year-to-date | $327,501,330 | 1,985 |
| Average Assets, quarterly | $326,825,000 | 1,992 |
| Volatile liabilities | $24,240,000 | 1,962 |
| Insider loans | $5,618,000 | 1,177 |
| FHLB advances | $5,600,000 | 2,632 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $39,597,000 | 1,516 |
| Tier 1 (core) risk-based capital | $31,894,000 | 1,990 |
| Tier 2 risk-based capital | $3,303,000 | 1,599 |
| Total risk weighted assets | $263,178,000 | 1,669 |
| Total unused commitments | $39,597,000 | 1,519 |
| Derivatives | $314,000 | 1,076 |
| 2011-03-31 | Rank | |
| # of Employees: | 111 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $331,655,000 | 1,989 |
| Cash and due from depository institutions | $11,871,000 | 1,333 |
| Interest-bearing balances | $4,473,000 | 4,288 |
| Securities | $46,257,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $11,725,000 | 672 |
| Net loans & leases | $238,030,000 | 1,759 |
| Loan loss allowance | $3,786,000 | 1,990 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,863,000 | 1,503 |
| Other real estate owned | $1,302,000 | 1,333 |
| Goodwill and other intangibles | $6,451,000 | 652 |
| All other assets | $8,156,000 | 2,223 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $331,655,000 | 1,989 |
| Total liabilities | $297,318,000 | 1,985 |
| Total deposits | $290,747,000 | 1,895 |
| Interest-bearing deposits | $245,242,000 | 1,913 |
| Deposits held in domestic offices | $290,747,000 | 1,893 |
| % insured | 88.67% | 4,553 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,520,000 | 2,801 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,051,000 | 3,055 |
| Total equity capital | $34,337,000 | 1,949 |
| Total bank equity capital | $34,337,000 | 1,948 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,590,000 | 1,472 |
| Surplus | $17,650,000 | 1,739 |
| Undivided profits | $14,097,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,048,000 | 2,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,384,000 | 1,184 |
| Earning assets | $300,485,000 | 1,988 |
| Long-term assets (5+ years) | $51,235,000 | 2,475 |
| Average Assets, year-to-date | $330,254,500 | 1,980 |
| Average Assets, quarterly | $330,254,500 | 1,980 |
| Volatile liabilities | $27,939,000 | 1,815 |
| Insider loans | $5,199,000 | 1,305 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $42,230,000 | 1,464 |
| Tier 1 (core) risk-based capital | $31,401,000 | 2,017 |
| Tier 2 risk-based capital | $3,256,000 | 1,634 |
| Total risk weighted assets | $259,943,000 | 1,695 |
| Total unused commitments | $42,230,000 | 1,466 |
| Derivatives | $576,000 | 975 |
| 2010-12-31 | Rank | |
| # of Employees: | 115 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $328,854,000 | 1,991 |
| Cash and due from depository institutions | $9,777,000 | 1,299 |
| Interest-bearing balances | $3,875,000 | 4,254 |
| Securities | $45,898,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 2,595 |
| Net loans & leases | $246,564,000 | 1,754 |
| Loan loss allowance | $3,495,000 | 2,125 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,932,000 | 1,506 |
| Other real estate owned | $1,716,000 | 1,299 |
| Goodwill and other intangibles | $6,574,000 | 645 |
| All other assets | $8,593,000 | 2,161 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $328,854,000 | 1,991 |
| Total liabilities | $295,031,000 | 1,989 |
| Total deposits | $288,593,000 | 1,896 |
| Interest-bearing deposits | $242,046,000 | 1,929 |
| Deposits held in domestic offices | $288,593,000 | 1,894 |
| % insured | 89.26% | 4,294 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,527,000 | 2,980 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $911,000 | 3,365 |
| Total equity capital | $33,823,000 | 1,972 |
| Total bank equity capital | $33,823,000 | 1,970 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,590,000 | 1,490 |
| Surplus | $17,650,000 | 1,743 |
| Undivided profits | $13,583,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,966,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,477,000 | 1,176 |
| Earning assets | $298,137,000 | 2,017 |
| Long-term assets (5+ years) | $48,696,000 | 2,499 |
| Average Assets, year-to-date | $328,858,200 | 1,980 |
| Average Assets, quarterly | $330,327,500 | 1,983 |
| Volatile liabilities | $82,289,000 | 1,647 |
| Insider loans | $7,938,000 | 853 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $38,490,000 | 1,548 |
| Tier 1 (core) risk-based capital | $31,100,000 | 2,031 |
| Tier 2 risk-based capital | $3,306,000 | 1,625 |
| Total risk weighted assets | $264,369,000 | 1,701 |
| Total unused commitments | $38,490,000 | 1,549 |
| Derivatives | $2,248,000 | 830 |
| 2010-09-30 | Rank | |
| # of Employees: | 117 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $331,801,000 | 2,011 |
| Cash and due from depository institutions | $10,826,000 | 1,289 |
| Interest-bearing balances | $3,828,000 | 4,224 |
| Securities | $41,190,000 | 2,793 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 586 |
| Net loans & leases | $242,037,000 | 1,801 |
| Loan loss allowance | $3,238,000 | 2,261 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,992,000 | 1,516 |
| Other real estate owned | $1,779,000 | 1,289 |
| Goodwill and other intangibles | $6,750,000 | 630 |
| All other assets | $8,427,000 | 2,245 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $331,801,000 | 2,011 |
| Total liabilities | $297,651,000 | 2,010 |
| Total deposits | $285,896,000 | 1,929 |
| Interest-bearing deposits | $244,845,000 | 1,940 |
| Deposits held in domestic offices | $285,896,000 | 1,927 |
| % insured | 86.52% | 4,681 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,534,000 | 2,294 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,221,000 | 3,146 |
| Total equity capital | $34,150,000 | 2,010 |
| Total bank equity capital | $34,150,000 | 2,008 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,590,000 | 1,513 |
| Surplus | $17,650,000 | 1,742 |
| Undivided profits | $13,910,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,708,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,879,000 | 1,051 |
| Earning assets | $299,855,000 | 2,032 |
| Long-term assets (5+ years) | $46,768,000 | 2,531 |
| Average Assets, year-to-date | $328,859,250 | 2,006 |
| Average Assets, quarterly | $330,115,000 | 2,011 |
| Volatile liabilities | $90,519,000 | 1,534 |
| Insider loans | $8,166,000 | 842 |
| FHLB advances | $10,000,000 | 2,244 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $40,818,000 | 1,510 |
| Tier 1 (core) risk-based capital | $30,869,000 | 2,058 |
| Tier 2 risk-based capital | $3,235,000 | 1,685 |
| Total risk weighted assets | $259,534,000 | 1,758 |
| Total unused commitments | $40,818,000 | 1,512 |
| Derivatives | $1,644,000 | 994 |
| 2010-06-30 | Rank | |
| # of Employees: | 119 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $328,429,000 | 2,037 |
| Cash and due from depository institutions | $10,575,000 | 1,287 |
| Interest-bearing balances | $3,523,000 | 4,162 |
| Securities | $34,093,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 606 |
| Net loans & leases | $246,731,000 | 1,787 |
| Loan loss allowance | $3,014,000 | 2,397 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,239,000 | 1,487 |
| Other real estate owned | $1,599,000 | 1,287 |
| Goodwill and other intangibles | $6,906,000 | 628 |
| All other assets | $8,186,000 | 2,329 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $328,429,000 | 2,037 |
| Total liabilities | $294,862,000 | 2,041 |
| Total deposits | $283,494,000 | 1,942 |
| Interest-bearing deposits | $246,585,000 | 1,944 |
| Deposits held in domestic offices | $283,494,000 | 1,940 |
| % insured | 87.77% | 4,385 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,541,000 | 2,391 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $827,000 | 3,816 |
| Total equity capital | $33,567,000 | 2,019 |
| Total bank equity capital | $33,567,000 | 2,017 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,590,000 | 1,533 |
| Surplus | $17,650,000 | 1,742 |
| Undivided profits | $13,327,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,600,000 | 2,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,312,000 | 1,308 |
| Earning assets | $296,447,000 | 2,050 |
| Long-term assets (5+ years) | $43,252,000 | 2,680 |
| Average Assets, year-to-date | $327,878,670 | 2,025 |
| Average Assets, quarterly | $326,066,500 | 2,039 |
| Volatile liabilities | $95,766,000 | 1,490 |
| Insider loans | $7,984,000 | 880 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $45,850,000 | 1,371 |
| Tier 1 (core) risk-based capital | $30,564,000 | 2,072 |
| Tier 2 risk-based capital | $3,014,000 | 1,818 |
| Total risk weighted assets | $263,722,000 | 1,766 |
| Total unused commitments | $45,850,000 | 1,372 |
| Derivatives | $1,444,000 | 910 |
| 2010-03-31 | Rank | |
| # of Employees: | 117 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $323,704,000 | 2,102 |
| Cash and due from depository institutions | $9,818,000 | 1,327 |
| Interest-bearing balances | $3,548,000 | 4,192 |
| Securities | $34,772,000 | 3,175 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 2,585 |
| Net loans & leases | $250,634,000 | 1,816 |
| Loan loss allowance | $3,206,000 | 2,312 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,332,000 | 1,492 |
| Other real estate owned | $1,250,000 | 1,327 |
| Goodwill and other intangibles | $7,032,000 | 636 |
| All other assets | $9,166,000 | 2,186 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $323,704,000 | 2,102 |
| Total liabilities | $290,324,000 | 2,113 |
| Total deposits | $278,958,000 | 2,018 |
| Interest-bearing deposits | $244,846,000 | 1,995 |
| Deposits held in domestic offices | $278,958,000 | 2,016 |
| % insured | 89.16% | 4,005 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,547,000 | 2,527 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $819,000 | 3,816 |
| Total equity capital | $33,380,000 | 2,032 |
| Total bank equity capital | $33,380,000 | 2,031 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,590,000 | 1,567 |
| Surplus | $17,651,000 | 1,778 |
| Undivided profits | $13,139,000 | 2,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,977,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,686,000 | 1,147 |
| Earning assets | $291,654,000 | 2,140 |
| Long-term assets (5+ years) | $43,703,000 | 2,671 |
| Average Assets, year-to-date | $327,603,500 | 2,081 |
| Average Assets, quarterly | $327,603,500 | 2,081 |
| Volatile liabilities | $89,459,000 | 1,643 |
| Insider loans | $8,998,000 | 812 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $42,210,000 | 1,522 |
| Tier 1 (core) risk-based capital | $30,437,000 | 2,092 |
| Tier 2 risk-based capital | $3,206,000 | 1,764 |
| Total risk weighted assets | $266,416,000 | 1,794 |
| Total unused commitments | $42,210,000 | 1,525 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 114 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $331,503,000 | 2,084 |
| Cash and due from depository institutions | $12,362,000 | 1,369 |
| Interest-bearing balances | $4,546,000 | 3,450 |
| Securities | $28,867,000 | 3,559 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 1,863 |
| Net loans & leases | $260,737,000 | 1,799 |
| Loan loss allowance | $3,216,000 | 2,281 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,405,000 | 1,507 |
| Other real estate owned | $686,000 | 1,369 |
| Goodwill and other intangibles | $6,444,000 | 672 |
| All other assets | $9,752,000 | 2,127 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $331,503,000 | 2,084 |
| Total liabilities | $298,289,000 | 2,089 |
| Total deposits | $286,533,000 | 1,964 |
| Interest-bearing deposits | $251,009,000 | 1,936 |
| Deposits held in domestic offices | $286,533,000 | 1,962 |
| % insured | 87.87% | 4,429 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,554,000 | 2,663 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,202,000 | 3,073 |
| Total equity capital | $33,214,000 | 2,014 |
| Total bank equity capital | $33,214,000 | 2,012 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,590,000 | 1,596 |
| Surplus | $17,650,000 | 1,781 |
| Undivided profits | $12,974,000 | 2,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,513,000 | 1,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,785,000 | 1,156 |
| Earning assets | $298,400,000 | 2,110 |
| Long-term assets (5+ years) | $22,532,000 | 3,932 |
| Average Assets, year-to-date | $328,819,200 | 2,058 |
| Average Assets, quarterly | $331,454,500 | 2,072 |
| Volatile liabilities | $89,249,000 | 1,666 |
| Insider loans | $17,048,000 | 371 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $48,235,000 | 1,388 |
| Tier 1 (core) risk-based capital | $30,233,000 | 2,100 |
| Tier 2 risk-based capital | $3,216,000 | 1,781 |
| Total risk weighted assets | $285,877,000 | 1,729 |
| Total unused commitments | $48,235,000 | 1,389 |
| Derivatives | $326,000 | 1,048 |
| 2009-09-30 | Rank | |
| # of Employees: | 119 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $331,406,000 | 2,089 |
| Cash and due from depository institutions | $10,909,000 | 1,344 |
| Interest-bearing balances | $4,638,000 | 3,158 |
| Securities | $30,076,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 4,114 |
| Net loans & leases | $266,994,000 | 1,787 |
| Loan loss allowance | $3,977,000 | 1,866 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,288,000 | 1,540 |
| Other real estate owned | $661,000 | 1,344 |
| Goodwill and other intangibles | $6,091,000 | 736 |
| All other assets | $7,887,000 | 2,248 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $331,406,000 | 2,089 |
| Total liabilities | $297,856,000 | 2,091 |
| Total deposits | $282,818,000 | 1,977 |
| Interest-bearing deposits | $250,095,000 | 1,944 |
| Deposits held in domestic offices | $282,818,000 | 1,975 |
| % insured | 87.97% | 4,624 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,661,000 | 2,453 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,377,000 | 3,080 |
| Total equity capital | $33,550,000 | 2,054 |
| Total bank equity capital | $33,550,000 | 2,054 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,590,000 | 1,623 |
| Surplus | $17,650,000 | 1,779 |
| Undivided profits | $13,310,000 | 2,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,307,000 | 1,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,674,000 | 895 |
| Earning assets | $302,208,000 | 2,103 |
| Long-term assets (5+ years) | $28,981,000 | 3,433 |
| Average Assets, year-to-date | $328,148,250 | 2,082 |
| Average Assets, quarterly | $331,504,000 | 2,082 |
| Volatile liabilities | $89,185,000 | 1,701 |
| Insider loans | $16,703,000 | 394 |
| FHLB advances | $13,100,000 | 2,376 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $54,539,000 | 1,322 |
| Tier 1 (core) risk-based capital | $30,475,000 | 2,123 |
| Tier 2 risk-based capital | $3,645,000 | 1,622 |
| Total risk weighted assets | $293,575,000 | 1,711 |
| Total unused commitments | $54,539,000 | 1,322 |
| Derivatives | $710,000 | 1,003 |
| 2009-06-30 | Rank | |
| # of Employees: | 119 | 1,373 |
| Assets and Liabilities | ||
| Total Assets: | $331,602,000 | 2,105 |
| Cash and due from depository institutions | $17,024,000 | 1,373 |
| Interest-bearing balances | $9,503,000 | 1,899 |
| Securities | $28,086,000 | 3,597 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 3,773 |
| Net loans & leases | $263,547,000 | 1,847 |
| Loan loss allowance | $3,548,000 | 1,962 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,267,000 | 1,566 |
| Other real estate owned | $584,000 | 1,373 |
| Goodwill and other intangibles | $5,464,000 | 800 |
| All other assets | $7,330,000 | 2,405 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $331,602,000 | 2,105 |
| Total liabilities | $298,070,000 | 2,096 |
| Total deposits | $286,198,000 | 1,957 |
| Interest-bearing deposits | $253,922,000 | 1,908 |
| Deposits held in domestic offices | $286,198,000 | 1,955 |
| % insured | 74.29% | 5,191 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,567,000 | 2,861 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,305,000 | 3,229 |
| Total equity capital | $33,532,000 | 2,036 |
| Total bank equity capital | $33,532,000 | 2,034 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,590,000 | 1,647 |
| Surplus | $17,650,000 | 1,776 |
| Undivided profits | $13,292,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,787,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,881,000 | 1,164 |
| Earning assets | $302,436,000 | 2,115 |
| Long-term assets (5+ years) | $27,641,000 | 3,493 |
| Average Assets, year-to-date | $327,062,330 | 2,110 |
| Average Assets, quarterly | $328,705,000 | 2,112 |
| Volatile liabilities | $82,988,000 | 1,829 |
| Insider loans | $16,778,000 | 403 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $61,488,000 | 1,242 |
| Tier 1 (core) risk-based capital | $30,569,000 | 2,124 |
| Tier 2 risk-based capital | $3,407,000 | 1,689 |
| Total risk weighted assets | $290,648,000 | 1,773 |
| Total unused commitments | $61,488,000 | 1,244 |
| Derivatives | $960,000 | 1,018 |
| 2009-03-31 | Rank | |
| # of Employees: | 111 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $325,808,000 | 2,138 |
| Cash and due from depository institutions | $10,144,000 | 1,486 |
| Interest-bearing balances | $1,594,000 | 3,942 |
| Securities | $25,625,000 | 3,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $268,480,000 | 1,822 |
| Loan loss allowance | $3,617,000 | 1,862 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,163,000 | 1,598 |
| Other real estate owned | $723,000 | 1,486 |
| Goodwill and other intangibles | $5,617,000 | 801 |
| All other assets | $7,056,000 | 2,467 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $325,808,000 | 2,138 |
| Total liabilities | $291,971,000 | 2,148 |
| Total deposits | $273,732,000 | 2,043 |
| Interest-bearing deposits | $239,254,000 | 2,013 |
| Deposits held in domestic offices | $273,732,000 | 2,041 |
| % insured | 74.47% | 5,232 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $16,573,000 | 2,311 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,666,000 | 2,643 |
| Total equity capital | $33,837,000 | 2,034 |
| Total bank equity capital | $33,837,000 | 2,032 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,590,000 | 1,660 |
| Surplus | $17,650,000 | 1,752 |
| Undivided profits | $13,597,000 | 2,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,716,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,080,000 | 1,103 |
| Earning assets | $295,699,000 | 2,161 |
| Long-term assets (5+ years) | $27,315,000 | 3,456 |
| Average Assets, year-to-date | $324,792,500 | 2,139 |
| Average Assets, quarterly | $324,792,500 | 2,139 |
| Volatile liabilities | $76,432,000 | 1,961 |
| Insider loans | $17,760,000 | 378 |
| FHLB advances | $16,000,000 | 2,228 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $56,941,000 | 1,386 |
| Tier 1 (core) risk-based capital | $30,828,000 | 2,122 |
| Tier 2 risk-based capital | $3,617,000 | 1,598 |
| Total risk weighted assets | $298,051,000 | 1,738 |
| Total unused commitments | $56,941,000 | 1,387 |
| Derivatives | $4,802,000 | 751 |
| 2008-12-31 | Rank | |
| # of Employees: | 113 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $323,777,000 | 2,136 |
| Cash and due from depository institutions | $10,944,000 | 1,474 |
| Interest-bearing balances | $1,439,000 | 3,343 |
| Securities | $25,063,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $265,791,000 | 1,850 |
| Loan loss allowance | $3,419,000 | 1,895 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,402,000 | 1,554 |
| Other real estate owned | $742,000 | 1,474 |
| Goodwill and other intangibles | $5,499,000 | 823 |
| All other assets | $7,336,000 | 2,398 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $323,777,000 | 2,136 |
| Total liabilities | $294,051,000 | 2,113 |
| Total deposits | $265,865,000 | 2,036 |
| Interest-bearing deposits | $230,512,000 | 2,027 |
| Deposits held in domestic offices | $265,865,000 | 2,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $26,580,000 | 1,832 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,606,000 | 2,701 |
| Total equity capital | $29,726,000 | 2,286 |
| Total bank equity capital | $29,726,000 | 2,286 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,590,000 | 1,662 |
| Surplus | $13,900,000 | 2,073 |
| Undivided profits | $13,236,000 | 2,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,563,000 | 2,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,387,000 | 1,036 |
| Earning assets | $292,293,000 | 2,162 |
| Long-term assets (5+ years) | $27,495,000 | 3,441 |
| Average Assets, year-to-date | $309,424,200 | 2,155 |
| Average Assets, quarterly | $313,922,000 | 2,173 |
| Volatile liabilities | $86,582,000 | 1,735 |
| Insider loans | $17,512,000 | 392 |
| FHLB advances | $26,000,000 | 1,751 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,466,000 | 1,477 |
| Tier 1 (core) risk-based capital | $26,626,000 | 2,405 |
| Tier 2 risk-based capital | $3,419,000 | 1,664 |
| Total risk weighted assets | $291,122,000 | 1,767 |
| Total unused commitments | $53,466,000 | 1,481 |
| Derivatives | $1,828,000 | 836 |
| 2008-09-30 | Rank | |
| # of Employees: | 112 | 1,516 |
| Assets and Liabilities | ||
| Total Assets: | $304,067,000 | 2,234 |
| Cash and due from depository institutions | $8,019,000 | 1,516 |
| Interest-bearing balances | $310,000 | 4,082 |
| Securities | $26,632,000 | 3,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $247,719,000 | 1,964 |
| Loan loss allowance | $3,273,000 | 1,813 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,303,000 | 1,562 |
| Other real estate owned | $706,000 | 1,516 |
| Goodwill and other intangibles | $5,463,000 | 867 |
| All other assets | $7,225,000 | 2,434 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $304,067,000 | 2,234 |
| Total liabilities | $276,381,000 | 2,206 |
| Total deposits | $257,749,000 | 2,067 |
| Interest-bearing deposits | $224,462,000 | 2,059 |
| Deposits held in domestic offices | $257,749,000 | 2,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $17,461,000 | 2,406 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,171,000 | 3,472 |
| Total equity capital | $27,686,000 | 2,453 |
| Total bank equity capital | $27,686,000 | 2,453 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,590,000 | 1,672 |
| Surplus | $12,900,000 | 2,191 |
| Undivided profits | $12,196,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,751,000 | 3,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,519,000 | 1,042 |
| Earning assets | $274,661,000 | 2,253 |
| Long-term assets (5+ years) | $26,744,000 | 3,456 |
| Average Assets, year-to-date | $305,836,000 | 2,183 |
| Average Assets, quarterly | $305,018,000 | 2,224 |
| Volatile liabilities | $74,351,000 | 1,911 |
| Insider loans | $18,730,000 | 343 |
| FHLB advances | $16,875,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $50,500,000 | 1,664 |
| Tier 1 (core) risk-based capital | $24,755,000 | 2,595 |
| Tier 2 risk-based capital | $3,273,000 | 1,677 |
| Total risk weighted assets | $266,642,000 | 1,907 |
| Total unused commitments | $50,500,000 | 1,665 |
| Derivatives | $1,390,000 | 791 |
| 2008-06-30 | Rank | |
| # of Employees: | 118 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $305,969,000 | 2,215 |
| Cash and due from depository institutions | $10,485,000 | 1,448 |
| Interest-bearing balances | $183,000 | 4,442 |
| Securities | $28,024,000 | 3,622 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $246,333,000 | 1,950 |
| Loan loss allowance | $3,193,000 | 1,803 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,356,000 | 1,534 |
| Other real estate owned | $687,000 | 1,448 |
| Goodwill and other intangibles | $5,388,000 | 883 |
| All other assets | $6,696,000 | 2,524 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $305,969,000 | 2,215 |
| Total liabilities | $278,862,000 | 2,176 |
| Total deposits | $255,582,000 | 2,070 |
| Interest-bearing deposits | $221,450,000 | 2,073 |
| Deposits held in domestic offices | $255,582,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $21,092,000 | 2,105 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,188,000 | 2,159 |
| Total equity capital | $27,107,000 | 2,505 |
| Total bank equity capital | $27,107,000 | 2,505 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,590,000 | 1,676 |
| Surplus | $12,900,000 | 2,180 |
| Undivided profits | $11,617,000 | 2,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 2,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,183,000 | 1,148 |
| Earning assets | $274,540,000 | 2,238 |
| Long-term assets (5+ years) | $25,131,000 | 3,536 |
| Average Assets, year-to-date | $306,425,670 | 2,180 |
| Average Assets, quarterly | $305,265,500 | 2,207 |
| Volatile liabilities | $82,073,000 | 1,722 |
| Insider loans | $20,599,000 | 316 |
| FHLB advances | $20,500,000 | 2,040 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $57,946,000 | 1,527 |
| Tier 1 (core) risk-based capital | $24,070,000 | 2,666 |
| Tier 2 risk-based capital | $3,193,000 | 1,693 |
| Total risk weighted assets | $267,920,000 | 1,891 |
| Total unused commitments | $57,946,000 | 1,527 |
| Derivatives | $380,000 | 947 |
| 2008-03-31 | Rank | |
| # of Employees: | 116 | 1,467 |
| Assets and Liabilities | ||
| Total Assets: | $304,562,000 | 2,222 |
| Cash and due from depository institutions | $8,685,000 | 1,467 |
| Interest-bearing balances | $169,000 | 4,553 |
| Securities | $31,689,000 | 3,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $242,504,000 | 1,946 |
| Loan loss allowance | $3,126,000 | 1,768 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,315,000 | 1,538 |
| Other real estate owned | $882,000 | 1,467 |
| Goodwill and other intangibles | $5,307,000 | 908 |
| All other assets | $7,180,000 | 2,348 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $304,562,000 | 2,222 |
| Total liabilities | $277,671,000 | 2,181 |
| Total deposits | $258,227,000 | 2,067 |
| Interest-bearing deposits | $229,647,000 | 2,006 |
| Deposits held in domestic offices | $258,227,000 | 2,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,211,000 | 2,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,233,000 | 2,256 |
| Total equity capital | $26,891,000 | 2,584 |
| Total bank equity capital | $26,891,000 | 2,584 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,590,000 | 1,674 |
| Surplus | $12,900,000 | 2,165 |
| Undivided profits | $11,401,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,750,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,447,000 | 1,074 |
| Earning assets | $274,362,000 | 2,235 |
| Long-term assets (5+ years) | $23,978,000 | 3,522 |
| Average Assets, year-to-date | $306,654,000 | 2,180 |
| Average Assets, quarterly | $306,654,000 | 2,180 |
| Volatile liabilities | $89,193,000 | 1,588 |
| Insider loans | $22,163,000 | 269 |
| FHLB advances | $16,600,000 | 2,135 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $50,051,000 | 1,762 |
| Tier 1 (core) risk-based capital | $23,684,000 | 2,704 |
| Tier 2 risk-based capital | $3,126,000 | 1,683 |
| Total risk weighted assets | $263,030,000 | 1,908 |
| Total unused commitments | $50,051,000 | 1,763 |
| Derivatives | $1,074,000 | 899 |
| 2007-12-31 | Rank | |
| # of Employees: | 114 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $308,746,000 | 2,168 |
| Cash and due from depository institutions | $10,768,000 | 1,508 |
| Interest-bearing balances | $210,000 | 3,949 |
| Securities | $32,660,000 | 3,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $242,961,000 | 1,939 |
| Loan loss allowance | $3,017,000 | 1,789 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,375,000 | 1,534 |
| Other real estate owned | $920,000 | 1,508 |
| Goodwill and other intangibles | $4,814,000 | 947 |
| All other assets | $8,248,000 | 2,117 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $308,746,000 | 2,168 |
| Total liabilities | $282,557,000 | 2,111 |
| Total deposits | $245,325,000 | 2,137 |
| Interest-bearing deposits | $214,811,000 | 2,120 |
| Deposits held in domestic offices | $245,325,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,553,000 | 1,291 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,679,000 | 2,811 |
| Total equity capital | $26,189,000 | 2,614 |
| Total bank equity capital | $26,189,000 | 2,614 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,590,000 | 1,664 |
| Surplus | $12,900,000 | 2,148 |
| Undivided profits | $10,699,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,426,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,831,000 | 1,047 |
| Earning assets | $275,831,000 | 2,210 |
| Long-term assets (5+ years) | $26,177,000 | 3,157 |
| Average Assets, year-to-date | $296,261,000 | 2,168 |
| Average Assets, quarterly | $305,271,500 | 2,156 |
| Volatile liabilities | $106,506,000 | 1,370 |
| Insider loans | $19,604,000 | 313 |
| FHLB advances | $34,950,000 | 1,235 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $51,724,000 | 1,723 |
| Tier 1 (core) risk-based capital | $23,693,000 | 2,702 |
| Tier 2 risk-based capital | $3,017,000 | 1,714 |
| Total risk weighted assets | $262,236,000 | 1,903 |
| Total unused commitments | $51,724,000 | 1,723 |
| Derivatives | $774,000 | 842 |
| 2007-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $301,797,000 | 2,179 |
| Cash and due from depository institutions | $8,461,000 | 1,449 |
| Interest-bearing balances | $259,000 | 3,613 |
| Securities | $32,832,000 | 3,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $238,325,000 | 1,943 |
| Loan loss allowance | $3,058,000 | 1,722 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,393,000 | 1,511 |
| Other real estate owned | $1,012,000 | 1,449 |
| Goodwill and other intangibles | $4,889,000 | 912 |
| All other assets | $7,885,000 | 2,176 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $301,797,000 | 2,179 |
| Total liabilities | $276,163,000 | 2,131 |
| Total deposits | $250,886,000 | 2,089 |
| Interest-bearing deposits | $222,155,000 | 2,034 |
| Deposits held in domestic offices | $250,886,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,759,000 | 1,592 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,518,000 | 3,084 |
| Total equity capital | $25,634,000 | 2,643 |
| Total bank equity capital | $25,634,000 | 2,643 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,590,000 | 1,642 |
| Surplus | $12,900,000 | 2,109 |
| Undivided profits | $10,144,000 | 3,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,502,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 718 |
| Income earned, not collected on loans | $4,228,000 | 999 |
| Earning assets | $271,416,000 | 2,216 |
| Long-term assets (5+ years) | $25,120,000 | 3,107 |
| Average Assets, year-to-date | $293,139,750 | 2,184 |
| Average Assets, quarterly | $300,653,500 | 2,179 |
| Volatile liabilities | $110,957,000 | 1,271 |
| Insider loans | $19,380,000 | 313 |
| FHLB advances | $23,150,000 | 1,516 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $46,797,000 | 1,882 |
| Tier 1 (core) risk-based capital | $23,276,000 | 2,743 |
| Tier 2 risk-based capital | $3,058,000 | 1,684 |
| Total risk weighted assets | $256,050,000 | 1,911 |
| Total unused commitments | $46,797,000 | 1,882 |
| Derivatives | $74,000 | 1,017 |
| 2007-06-30 | Rank | |
| # of Employees: | 114 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $299,510,000 | 2,211 |
| Cash and due from depository institutions | $8,401,000 | 1,526 |
| Interest-bearing balances | $286,000 | 3,607 |
| Securities | $33,585,000 | 3,178 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,690 |
| Net loans & leases | $234,742,000 | 1,965 |
| Loan loss allowance | $3,126,000 | 1,687 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,430,000 | 1,488 |
| Other real estate owned | $1,012,000 | 1,526 |
| Goodwill and other intangibles | $4,977,000 | 906 |
| All other assets | $7,913,000 | 2,159 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $299,510,000 | 2,211 |
| Total liabilities | $274,682,000 | 2,159 |
| Total deposits | $256,452,000 | 2,069 |
| Interest-bearing deposits | $223,836,000 | 2,035 |
| Deposits held in domestic offices | $256,452,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,815,000 | 1,866 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,415,000 | 3,058 |
| Total equity capital | $24,828,000 | 2,696 |
| Total bank equity capital | $24,828,000 | 2,696 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,590,000 | 1,634 |
| Surplus | $12,900,000 | 2,105 |
| Undivided profits | $9,338,000 | 3,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,344,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,353,000 | 1,196 |
| Earning assets | $269,063,000 | 2,236 |
| Long-term assets (5+ years) | $24,164,000 | 3,126 |
| Average Assets, year-to-date | $290,254,000 | 2,243 |
| Average Assets, quarterly | $292,053,500 | 2,247 |
| Volatile liabilities | $106,648,000 | 1,319 |
| Insider loans | $15,028,000 | 440 |
| FHLB advances | $16,200,000 | 1,802 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $44,952,000 | 1,981 |
| Tier 1 (core) risk-based capital | $22,703,000 | 2,808 |
| Tier 2 risk-based capital | $3,126,000 | 1,653 |
| Total risk weighted assets | $255,446,000 | 1,913 |
| Total unused commitments | $44,952,000 | 1,981 |
| Derivatives | $1,018,000 | 861 |
| 2007-03-31 | Rank | |
| # of Employees: | 117 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $284,597,000 | 2,307 |
| Cash and due from depository institutions | $8,361,000 | 1,476 |
| Interest-bearing balances | $181,000 | 4,142 |
| Securities | $34,927,000 | 3,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $219,898,000 | 2,060 |
| Loan loss allowance | $3,069,000 | 1,710 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,110,000 | 1,524 |
| Other real estate owned | $536,000 | 1,476 |
| Goodwill and other intangibles | $5,023,000 | 882 |
| All other assets | $7,742,000 | 2,134 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $284,597,000 | 2,307 |
| Total liabilities | $260,867,000 | 2,248 |
| Total deposits | $246,719,000 | 2,148 |
| Interest-bearing deposits | $217,385,000 | 2,085 |
| Deposits held in domestic offices | $246,719,000 | 2,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,720,000 | 2,139 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,428,000 | 3,090 |
| Total equity capital | $23,730,000 | 2,804 |
| Total bank equity capital | $23,730,000 | 2,804 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,590,000 | 1,619 |
| Surplus | $12,300,000 | 2,150 |
| Undivided profits | $8,840,000 | 3,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,788,000 | 1,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $758,000 | 231 |
| Income earned, not collected on loans | $3,077,000 | 1,260 |
| Earning assets | $255,006,000 | 2,345 |
| Long-term assets (5+ years) | $23,054,000 | 3,159 |
| Average Assets, year-to-date | $285,626,000 | 2,282 |
| Average Assets, quarterly | $285,626,000 | 2,282 |
| Volatile liabilities | $95,471,000 | 1,425 |
| Insider loans | $11,857,000 | 582 |
| FHLB advances | $12,100,000 | 2,085 |
| Loans and leases held for sale | $98,000 | 1,694 |
| Unused loan commitments | $47,097,000 | 1,907 |
| Tier 1 (core) risk-based capital | $21,524,000 | 2,917 |
| Tier 2 risk-based capital | $2,942,000 | 1,728 |
| Total risk weighted assets | $235,208,000 | 2,016 |
| Total unused commitments | $47,097,000 | 1,908 |
| Derivatives | $1,152,000 | 834 |
| 2006-12-31 | Rank | |
| # of Employees: | 119 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $286,655,000 | 2,272 |
| Cash and due from depository institutions | $8,107,000 | 1,452 |
| Interest-bearing balances | $552,000 | 3,056 |
| Securities | $35,497,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $221,045,000 | 2,027 |
| Loan loss allowance | $3,073,000 | 1,692 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,743,000 | 1,560 |
| Other real estate owned | $661,000 | 1,452 |
| Goodwill and other intangibles | $5,165,000 | 858 |
| All other assets | $8,437,000 | 1,990 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $286,655,000 | 2,272 |
| Total liabilities | $263,361,000 | 2,213 |
| Total deposits | $249,065,000 | 2,120 |
| Interest-bearing deposits | $219,127,000 | 2,065 |
| Deposits held in domestic offices | $249,065,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,726,000 | 2,222 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,570,000 | 2,886 |
| Total equity capital | $23,294,000 | 2,807 |
| Total bank equity capital | $23,294,000 | 2,807 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,590,000 | 1,610 |
| Surplus | $12,300,000 | 2,102 |
| Undivided profits | $8,404,000 | 3,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,395,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $765,000 | 211 |
| Income earned, not collected on loans | $3,597,000 | 1,100 |
| Earning assets | $257,094,000 | 2,303 |
| Long-term assets (5+ years) | $21,578,000 | 3,239 |
| Average Assets, year-to-date | $283,702,000 | 2,198 |
| Average Assets, quarterly | $290,037,500 | 2,223 |
| Volatile liabilities | $89,540,000 | 1,651 |
| Insider loans | $14,254,000 | 454 |
| FHLB advances | $12,100,000 | 2,161 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $42,167,000 | 2,054 |
| Tier 1 (core) risk-based capital | $21,086,000 | 2,917 |
| Tier 2 risk-based capital | $2,947,000 | 1,721 |
| Total risk weighted assets | $235,621,000 | 2,007 |
| Total unused commitments | $42,167,000 | 2,054 |
| Derivatives | $150,000 | 981 |
| 2006-09-30 | Rank | |
| # of Employees: | 118 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $293,420,000 | 2,207 |
| Cash and due from depository institutions | $12,059,000 | 1,480 |
| Interest-bearing balances | $124,000 | 4,498 |
| Securities | $36,127,000 | 3,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $222,429,000 | 2,017 |
| Loan loss allowance | $3,074,000 | 1,697 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,410,000 | 1,588 |
| Other real estate owned | $487,000 | 1,480 |
| Goodwill and other intangibles | $5,118,000 | 861 |
| All other assets | $9,790,000 | 1,765 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $293,420,000 | 2,207 |
| Total liabilities | $269,979,000 | 2,138 |
| Total deposits | $225,122,000 | 2,290 |
| Interest-bearing deposits | $195,198,000 | 2,241 |
| Deposits held in domestic offices | $225,122,000 | 2,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,481,000 | 1,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,376,000 | 3,094 |
| Total equity capital | $23,441,000 | 2,759 |
| Total bank equity capital | $23,441,000 | 2,759 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,590,000 | 1,603 |
| Surplus | $12,300,000 | 2,071 |
| Undivided profits | $8,551,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,329,000 | 573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $758,000 | 222 |
| Income earned, not collected on loans | $4,108,000 | 943 |
| Earning assets | $258,680,000 | 2,282 |
| Long-term assets (5+ years) | $20,960,000 | 3,250 |
| Average Assets, year-to-date | $282,963,750 | 2,209 |
| Average Assets, quarterly | $286,590,500 | 2,232 |
| Volatile liabilities | $106,522,000 | 1,400 |
| Insider loans | $12,724,000 | 511 |
| FHLB advances | $42,850,000 | 955 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,337,000 | 2,258 |
| Tier 1 (core) risk-based capital | $21,298,000 | 2,869 |
| Tier 2 risk-based capital | $2,969,000 | 1,718 |
| Total risk weighted assets | $237,425,000 | 1,978 |
| Total unused commitments | $37,337,000 | 2,259 |
| Derivatives | $848,000 | 862 |
| 2006-06-30 | Rank | |
| # of Employees: | 118 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $279,761,000 | 2,286 |
| Cash and due from depository institutions | $7,800,000 | 1,483 |
| Interest-bearing balances | $206,000 | 4,006 |
| Securities | $34,154,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $216,473,000 | 2,043 |
| Loan loss allowance | $3,005,000 | 1,718 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,919,000 | 1,662 |
| Other real estate owned | $752,000 | 1,483 |
| Goodwill and other intangibles | $5,190,000 | 843 |
| All other assets | $8,473,000 | 1,979 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $279,761,000 | 2,286 |
| Total liabilities | $256,971,000 | 2,238 |
| Total deposits | $221,097,000 | 2,306 |
| Interest-bearing deposits | $193,831,000 | 2,246 |
| Deposits held in domestic offices | $221,097,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,536,000 | 1,229 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,338,000 | 2,915 |
| Total equity capital | $22,790,000 | 2,737 |
| Total bank equity capital | $22,790,000 | 2,737 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,590,000 | 1,598 |
| Surplus | $12,300,000 | 2,029 |
| Undivided profits | $7,900,000 | 3,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,132,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,224,000 | 1,095 |
| Earning assets | $250,833,000 | 2,321 |
| Long-term assets (5+ years) | $20,538,000 | 3,281 |
| Average Assets, year-to-date | $279,478,330 | 2,238 |
| Average Assets, quarterly | $278,140,500 | 2,270 |
| Volatile liabilities | $93,866,000 | 1,560 |
| Insider loans | $12,499,000 | 524 |
| FHLB advances | $33,900,000 | 1,163 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,948,000 | 2,004 |
| Tier 1 (core) risk-based capital | $21,244,000 | 2,830 |
| Tier 2 risk-based capital | $2,918,000 | 1,709 |
| Total risk weighted assets | $233,755,000 | 1,980 |
| Total unused commitments | $44,948,000 | 2,004 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 114 | 1,521 |
| Assets and Liabilities | ||
| Total Assets: | $276,520,000 | 2,278 |
| Cash and due from depository institutions | $7,306,000 | 1,521 |
| Interest-bearing balances | $189,000 | 4,284 |
| Securities | $34,688,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $213,058,000 | 2,031 |
| Loan loss allowance | $2,926,000 | 1,734 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,936,000 | 1,645 |
| Other real estate owned | $559,000 | 1,521 |
| Goodwill and other intangibles | $5,296,000 | 808 |
| All other assets | $8,677,000 | 1,884 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $276,520,000 | 2,278 |
| Total liabilities | $253,856,000 | 2,229 |
| Total deposits | $227,176,000 | 2,235 |
| Interest-bearing deposits | $199,699,000 | 2,155 |
| Deposits held in domestic offices | $227,176,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,342,000 | 1,469 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,338,000 | 2,923 |
| Total equity capital | $22,664,000 | 2,717 |
| Total bank equity capital | $22,664,000 | 2,717 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,590,000 | 1,586 |
| Surplus | $12,300,000 | 1,965 |
| Undivided profits | $7,774,000 | 3,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,812,000 | 697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $949,000 | 187 |
| Income earned, not collected on loans | $3,290,000 | 1,014 |
| Earning assets | $247,935,000 | 2,318 |
| Long-term assets (5+ years) | $17,815,000 | 3,518 |
| Average Assets, year-to-date | $279,337,000 | 2,231 |
| Average Assets, quarterly | $279,337,000 | 2,231 |
| Volatile liabilities | $87,024,000 | 1,600 |
| Insider loans | $11,576,000 | 570 |
| FHLB advances | $24,700,000 | 1,424 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $34,245,000 | 2,360 |
| Tier 1 (core) risk-based capital | $20,869,000 | 2,834 |
| Tier 2 risk-based capital | $2,809,000 | 1,731 |
| Total risk weighted assets | $224,591,000 | 2,000 |
| Total unused commitments | $34,245,000 | 2,362 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 113 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $282,154,000 | 2,205 |
| Cash and due from depository institutions | $10,189,000 | 1,519 |
| Interest-bearing balances | $93,000 | 5,196 |
| Securities | $35,191,000 | 3,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $215,089,000 | 1,978 |
| Loan loss allowance | $2,798,000 | 1,780 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,624,000 | 1,687 |
| Other real estate owned | $710,000 | 1,519 |
| Goodwill and other intangibles | $5,410,000 | 786 |
| All other assets | $8,941,000 | 1,831 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $282,154,000 | 2,205 |
| Total liabilities | $259,601,000 | 2,162 |
| Total deposits | $230,288,000 | 2,191 |
| Interest-bearing deposits | $200,742,000 | 2,113 |
| Deposits held in domestic offices | $230,288,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,047,000 | 1,397 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,266,000 | 2,967 |
| Total equity capital | $22,553,000 | 2,692 |
| Total bank equity capital | $22,553,000 | 2,692 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,590,000 | 1,573 |
| Surplus | $12,300,000 | 1,917 |
| Undivided profits | $7,663,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,459,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $127,000 | 668 |
| Income earned, not collected on loans | $3,440,000 | 946 |
| Earning assets | $250,373,000 | 2,273 |
| Long-term assets (5+ years) | $22,146,000 | 3,106 |
| Average Assets, year-to-date | $266,034,800 | 2,230 |
| Average Assets, quarterly | $277,485,500 | 2,212 |
| Volatile liabilities | $90,655,000 | 1,502 |
| Insider loans | $3,524,000 | 1,848 |
| FHLB advances | $27,400,000 | 1,319 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $34,491,000 | 2,301 |
| Tier 1 (core) risk-based capital | $20,706,000 | 2,811 |
| Tier 2 risk-based capital | $2,798,000 | 1,721 |
| Total risk weighted assets | $226,472,000 | 1,955 |
| Total unused commitments | $34,491,000 | 2,301 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 110 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $272,817,000 | 2,245 |
| Cash and due from depository institutions | $8,952,000 | 1,566 |
| Interest-bearing balances | $196,000 | 4,392 |
| Securities | $33,755,000 | 3,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $208,696,000 | 1,996 |
| Loan loss allowance | $2,736,000 | 1,784 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,600,000 | 1,666 |
| Other real estate owned | $428,000 | 1,566 |
| Goodwill and other intangibles | $5,341,000 | 762 |
| All other assets | $9,045,000 | 1,770 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $272,817,000 | 2,245 |
| Total liabilities | $250,490,000 | 2,190 |
| Total deposits | $213,953,000 | 2,291 |
| Interest-bearing deposits | $186,427,000 | 2,225 |
| Deposits held in domestic offices | $213,953,000 | 2,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $35,451,000 | 1,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,086,000 | 3,264 |
| Total equity capital | $22,327,000 | 2,696 |
| Total bank equity capital | $22,327,000 | 2,696 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,590,000 | 1,544 |
| Surplus | $12,300,000 | 1,862 |
| Undivided profits | $7,437,000 | 3,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,442,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 697 |
| Income earned, not collected on loans | $3,405,000 | 905 |
| Earning assets | $242,647,000 | 2,308 |
| Long-term assets (5+ years) | $22,695,000 | 3,067 |
| Average Assets, year-to-date | $262,005,000 | 2,246 |
| Average Assets, quarterly | $269,894,000 | 2,244 |
| Volatile liabilities | $92,833,000 | 1,413 |
| Insider loans | $3,882,000 | 1,671 |
| FHLB advances | $34,800,000 | 1,114 |
| Loans and leases held for sale | $234,000 | 1,493 |
| Unused loan commitments | $33,773,000 | 2,315 |
| Tier 1 (core) risk-based capital | $20,151,000 | 2,855 |
| Tier 2 risk-based capital | $2,726,000 | 1,727 |
| Total risk weighted assets | $218,105,000 | 1,973 |
| Total unused commitments | $33,773,000 | 2,318 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 108 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $266,971,000 | 2,238 |
| Cash and due from depository institutions | $6,843,000 | 1,595 |
| Interest-bearing balances | $56,000 | 5,604 |
| Securities | $34,393,000 | 3,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $205,960,000 | 1,976 |
| Loan loss allowance | $2,879,000 | 1,671 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,206,000 | 1,717 |
| Other real estate owned | $471,000 | 1,595 |
| Goodwill and other intangibles | $5,408,000 | 752 |
| All other assets | $7,690,000 | 1,964 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $266,971,000 | 2,238 |
| Total liabilities | $244,932,000 | 2,187 |
| Total deposits | $205,454,000 | 2,336 |
| Interest-bearing deposits | $181,491,000 | 2,246 |
| Deposits held in domestic offices | $205,454,000 | 2,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,857,000 | 1,120 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $621,000 | 4,355 |
| Total equity capital | $22,039,000 | 2,686 |
| Total bank equity capital | $22,039,000 | 2,686 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,590,000 | 1,524 |
| Surplus | $12,300,000 | 1,818 |
| Undivided profits | $7,149,000 | 3,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,137,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 718 |
| Income earned, not collected on loans | $2,784,000 | 1,028 |
| Earning assets | $240,409,000 | 2,286 |
| Long-term assets (5+ years) | $21,565,000 | 3,213 |
| Average Assets, year-to-date | $258,401,000 | 2,254 |
| Average Assets, quarterly | $260,864,500 | 2,267 |
| Volatile liabilities | $93,686,000 | 1,363 |
| Insider loans | $4,440,000 | 1,434 |
| FHLB advances | $38,200,000 | 1,054 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,472,000 | 2,230 |
| Tier 1 (core) risk-based capital | $19,638,000 | 2,867 |
| Tier 2 risk-based capital | $2,712,000 | 1,707 |
| Total risk weighted assets | $216,829,000 | 1,932 |
| Total unused commitments | $34,472,000 | 2,230 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 104 | 1,642 |
| Assets and Liabilities | ||
| Total Assets: | $254,758,000 | 2,322 |
| Cash and due from depository institutions | $8,707,000 | 1,642 |
| Interest-bearing balances | $135,000 | 4,716 |
| Securities | $30,931,000 | 3,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $195,962,000 | 2,013 |
| Loan loss allowance | $3,085,000 | 1,547 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,230,000 | 1,685 |
| Other real estate owned | $147,000 | 1,642 |
| Goodwill and other intangibles | $5,052,000 | 769 |
| All other assets | $7,729,000 | 1,928 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $254,758,000 | 2,322 |
| Total liabilities | $233,393,000 | 2,283 |
| Total deposits | $198,994,000 | 2,397 |
| Interest-bearing deposits | $173,695,000 | 2,341 |
| Deposits held in domestic offices | $198,994,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,461,000 | 1,190 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $938,000 | 3,347 |
| Total equity capital | $21,365,000 | 2,702 |
| Total bank equity capital | $21,365,000 | 2,702 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,590,000 | 1,524 |
| Surplus | $12,300,000 | 1,767 |
| Undivided profits | $6,475,000 | 3,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,987,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $808,000 | 221 |
| Income earned, not collected on loans | $2,800,000 | 988 |
| Earning assets | $227,028,000 | 2,388 |
| Long-term assets (5+ years) | $19,451,000 | 3,485 |
| Average Assets, year-to-date | $254,116,000 | 2,306 |
| Average Assets, quarterly | $254,116,000 | 2,306 |
| Volatile liabilities | $83,936,000 | 1,431 |
| Insider loans | $4,601,000 | 1,336 |
| FHLB advances | $32,800,000 | 1,126 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,413,000 | 2,172 |
| Tier 1 (core) risk-based capital | $19,556,000 | 2,820 |
| Tier 2 risk-based capital | $2,594,000 | 1,747 |
| Total risk weighted assets | $207,062,000 | 1,975 |
| Total unused commitments | $34,413,000 | 2,177 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 107 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $253,474,000 | 2,302 |
| Cash and due from depository institutions | $10,611,000 | 1,597 |
| Interest-bearing balances | $191,000 | 4,454 |
| Securities | $31,817,000 | 3,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $192,266,000 | 2,032 |
| Loan loss allowance | $2,944,000 | 1,591 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,555,000 | 1,575 |
| Other real estate owned | $105,000 | 1,597 |
| Goodwill and other intangibles | $4,849,000 | 787 |
| All other assets | $7,271,000 | 1,998 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $253,474,000 | 2,302 |
| Total liabilities | $232,184,000 | 2,252 |
| Total deposits | $200,266,000 | 2,361 |
| Interest-bearing deposits | $171,806,000 | 2,327 |
| Deposits held in domestic offices | $200,266,000 | 2,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,066,000 | 1,274 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $852,000 | 3,463 |
| Total equity capital | $21,290,000 | 2,705 |
| Total bank equity capital | $21,290,000 | 2,705 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,590,000 | 1,506 |
| Surplus | $12,300,000 | 1,745 |
| Undivided profits | $6,400,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,411,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 932 |
| Income earned, not collected on loans | $2,998,000 | 903 |
| Earning assets | $224,274,000 | 2,403 |
| Long-term assets (5+ years) | $18,922,000 | 3,575 |
| Average Assets, year-to-date | $242,137,000 | 2,309 |
| Average Assets, quarterly | $247,687,000 | 2,338 |
| Volatile liabilities | $76,202,000 | 1,516 |
| Insider loans | $4,164,000 | 1,457 |
| FHLB advances | $30,400,000 | 1,204 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,025,000 | 2,528 |
| Tier 1 (core) risk-based capital | $18,978,000 | 2,852 |
| Tier 2 risk-based capital | $2,544,000 | 1,771 |
| Total risk weighted assets | $203,136,000 | 1,987 |
| Total unused commitments | $26,025,000 | 2,529 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $241,900,000 | 2,390 |
| Cash and due from depository institutions | $6,751,000 | 1,665 |
| Interest-bearing balances | $191,000 | 4,545 |
| Securities | $34,124,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $182,315,000 | 2,097 |
| Loan loss allowance | $2,937,000 | 1,580 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,421,000 | 1,585 |
| Other real estate owned | $494,000 | 1,665 |
| Goodwill and other intangibles | $4,632,000 | 785 |
| All other assets | $7,163,000 | 1,965 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $241,900,000 | 2,390 |
| Total liabilities | $220,939,000 | 2,356 |
| Total deposits | $189,157,000 | 2,462 |
| Interest-bearing deposits | $165,355,000 | 2,375 |
| Deposits held in domestic offices | $189,157,000 | 2,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $31,071,000 | 1,278 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $711,000 | 4,002 |
| Total equity capital | $20,961,000 | 2,723 |
| Total bank equity capital | $20,961,000 | 2,723 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,590,000 | 1,497 |
| Surplus | $12,300,000 | 1,717 |
| Undivided profits | $6,071,000 | 4,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,933,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 938 |
| Income earned, not collected on loans | $2,819,000 | 976 |
| Earning assets | $216,630,000 | 2,454 |
| Long-term assets (5+ years) | $17,188,000 | 3,855 |
| Average Assets, year-to-date | $239,302,750 | 2,327 |
| Average Assets, quarterly | $239,930,000 | 2,378 |
| Volatile liabilities | $76,635,000 | 1,468 |
| Insider loans | $3,902,000 | 1,499 |
| FHLB advances | $30,400,000 | 1,191 |
| Loans and leases held for sale | $100,000 | 1,677 |
| Unused loan commitments | $30,195,000 | 2,278 |
| Tier 1 (core) risk-based capital | $18,554,000 | 2,888 |
| Tier 2 risk-based capital | $2,390,000 | 1,854 |
| Total risk weighted assets | $190,656,000 | 2,076 |
| Total unused commitments | $30,195,000 | 2,283 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $237,960,000 | 2,391 |
| Cash and due from depository institutions | $8,014,000 | 1,798 |
| Interest-bearing balances | $243,000 | 4,315 |
| Securities | $33,656,000 | 3,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $178,294,000 | 2,086 |
| Loan loss allowance | $2,816,000 | 1,630 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,511,000 | 1,532 |
| Other real estate owned | $665,000 | 1,798 |
| Goodwill and other intangibles | $4,710,000 | 759 |
| All other assets | $6,110,000 | 2,239 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $237,960,000 | 2,391 |
| Total liabilities | $217,944,000 | 2,359 |
| Total deposits | $195,375,000 | 2,367 |
| Interest-bearing deposits | $170,786,000 | 2,280 |
| Deposits held in domestic offices | $195,375,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,875,000 | 1,594 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $694,000 | 3,780 |
| Total equity capital | $20,016,000 | 2,731 |
| Total bank equity capital | $20,016,000 | 2,731 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,590,000 | 1,497 |
| Surplus | $12,300,000 | 1,670 |
| Undivided profits | $5,126,000 | 4,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,940,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,102 |
| Income earned, not collected on loans | $2,362,000 | 1,105 |
| Earning assets | $212,193,000 | 2,459 |
| Long-term assets (5+ years) | $15,514,000 | 4,175 |
| Average Assets, year-to-date | $238,437,000 | 2,332 |
| Average Assets, quarterly | $236,943,000 | 2,370 |
| Volatile liabilities | $58,499,000 | 1,788 |
| Insider loans | $9,511,000 | 571 |
| FHLB advances | $21,200,000 | 1,516 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $30,360,000 | 2,264 |
| Tier 1 (core) risk-based capital | $17,987,000 | 2,920 |
| Tier 2 risk-based capital | $2,377,000 | 1,839 |
| Total risk weighted assets | $189,736,000 | 2,036 |
| Total unused commitments | $30,360,000 | 2,268 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 89 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $235,926,000 | 2,385 |
| Cash and due from depository institutions | $9,351,000 | 1,916 |
| Interest-bearing balances | $131,000 | 5,017 |
| Securities | $35,141,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $173,564,000 | 2,083 |
| Loan loss allowance | $3,087,000 | 1,500 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,644,000 | 1,472 |
| Other real estate owned | $761,000 | 1,916 |
| Goodwill and other intangibles | $4,581,000 | 760 |
| All other assets | $5,884,000 | 2,188 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $235,926,000 | 2,385 |
| Total liabilities | $215,534,000 | 2,355 |
| Total deposits | $188,871,000 | 2,411 |
| Interest-bearing deposits | $165,680,000 | 2,324 |
| Deposits held in domestic offices | $188,871,000 | 2,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,980,000 | 1,357 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $683,000 | 4,107 |
| Total equity capital | $20,392,000 | 2,736 |
| Total bank equity capital | $20,392,000 | 2,736 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,590,000 | 1,489 |
| Surplus | $12,300,000 | 1,642 |
| Undivided profits | $5,502,000 | 4,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,856,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,141 |
| Income earned, not collected on loans | $2,276,000 | 1,139 |
| Earning assets | $208,836,000 | 2,470 |
| Long-term assets (5+ years) | $16,141,000 | 4,039 |
| Average Assets, year-to-date | $238,675,500 | 2,340 |
| Average Assets, quarterly | $238,675,500 | 2,340 |
| Volatile liabilities | $61,190,000 | 1,644 |
| Insider loans | $9,001,000 | 582 |
| FHLB advances | $25,300,000 | 1,274 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,259,000 | 2,363 |
| Tier 1 (core) risk-based capital | $17,728,000 | 2,926 |
| Tier 2 risk-based capital | $2,341,000 | 1,843 |
| Total risk weighted assets | $186,555,000 | 2,025 |
| Total unused commitments | $27,259,000 | 2,370 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 92 | 1,874 |
| Assets and Liabilities | ||
| Total Assets: | $241,425,000 | 2,326 |
| Cash and due from depository institutions | $12,034,000 | 1,874 |
| Interest-bearing balances | $20,000 | 6,380 |
| Securities | $33,182,000 | 3,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $177,800,000 | 2,007 |
| Loan loss allowance | $2,717,000 | 1,683 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,789,000 | 1,430 |
| Other real estate owned | $394,000 | 1,874 |
| Goodwill and other intangibles | $4,284,000 | 792 |
| All other assets | $6,942,000 | 1,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,425,000 | 2,326 |
| Total liabilities | $221,361,000 | 2,287 |
| Total deposits | $197,998,000 | 2,289 |
| Interest-bearing deposits | $171,974,000 | 2,241 |
| Deposits held in domestic offices | $197,998,000 | 2,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,484,000 | 1,502 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $879,000 | 3,363 |
| Total equity capital | $20,064,000 | 2,714 |
| Total bank equity capital | $20,064,000 | 2,714 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,590,000 | 1,494 |
| Surplus | $12,300,000 | 1,614 |
| Undivided profits | $5,174,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,087,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,071 |
| Income earned, not collected on loans | $2,966,000 | 894 |
| Earning assets | $211,002,000 | 2,430 |
| Long-term assets (5+ years) | $23,532,000 | 3,279 |
| Average Assets, year-to-date | $238,169,800 | 2,268 |
| Average Assets, quarterly | $242,691,000 | 2,292 |
| Volatile liabilities | $58,043,000 | 1,720 |
| Insider loans | $7,890,000 | 660 |
| FHLB advances | $21,800,000 | 1,422 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,298,000 | 2,358 |
| Tier 1 (core) risk-based capital | $17,562,000 | 2,904 |
| Tier 2 risk-based capital | $2,374,000 | 1,798 |
| Total risk weighted assets | $189,593,000 | 1,982 |
| Total unused commitments | $26,298,000 | 2,363 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $243,957,000 | 2,297 |
| Cash and due from depository institutions | $9,014,000 | 1,916 |
| Interest-bearing balances | $224,000 | 4,564 |
| Securities | $38,180,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $178,113,000 | 1,990 |
| Loan loss allowance | $2,538,000 | 1,809 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,931,000 | 1,372 |
| Other real estate owned | $480,000 | 1,916 |
| Goodwill and other intangibles | $4,507,000 | 758 |
| All other assets | $6,732,000 | 1,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,957,000 | 2,297 |
| Total liabilities | $224,032,000 | 2,257 |
| Total deposits | $193,072,000 | 2,349 |
| Interest-bearing deposits | $170,704,000 | 2,260 |
| Deposits held in domestic offices | $193,072,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,589,000 | 1,228 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,371,000 | 2,567 |
| Total equity capital | $19,925,000 | 2,719 |
| Total bank equity capital | $19,925,000 | 2,719 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,590,000 | 1,494 |
| Surplus | $12,300,000 | 1,588 |
| Undivided profits | $5,035,000 | 4,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,996,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $285,000 | 558 |
| Income earned, not collected on loans | $3,232,000 | 828 |
| Earning assets | $216,517,000 | 2,377 |
| Long-term assets (5+ years) | $25,627,000 | 3,107 |
| Average Assets, year-to-date | $237,356,000 | 2,291 |
| Average Assets, quarterly | $243,378,500 | 2,282 |
| Volatile liabilities | $64,990,000 | 1,547 |
| Insider loans | $8,017,000 | 642 |
| FHLB advances | $28,900,000 | 1,142 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,693,000 | 2,399 |
| Tier 1 (core) risk-based capital | $17,220,000 | 2,945 |
| Tier 2 risk-based capital | $2,395,000 | 1,776 |
| Total risk weighted assets | $191,436,000 | 1,964 |
| Total unused commitments | $25,693,000 | 2,402 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $242,800,000 | 2,287 |
| Cash and due from depository institutions | $10,376,000 | 1,882 |
| Interest-bearing balances | $327,000 | 4,310 |
| Securities | $34,549,000 | 3,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $179,597,000 | 1,942 |
| Loan loss allowance | $2,235,000 | 2,014 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,822,000 | 1,375 |
| Other real estate owned | $480,000 | 1,882 |
| Goodwill and other intangibles | $4,792,000 | 700 |
| All other assets | $6,184,000 | 2,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,800,000 | 2,287 |
| Total liabilities | $223,154,000 | 2,232 |
| Total deposits | $191,337,000 | 2,350 |
| Interest-bearing deposits | $169,274,000 | 2,255 |
| Deposits held in domestic offices | $191,337,000 | 2,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,893,000 | 1,179 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $924,000 | 3,475 |
| Total equity capital | $19,646,000 | 2,747 |
| Total bank equity capital | $19,646,000 | 2,747 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,590,000 | 1,488 |
| Surplus | $12,300,000 | 1,554 |
| Undivided profits | $4,756,000 | 4,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,754,000 | 1,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $538,000 | 376 |
| Income earned, not collected on loans | $2,699,000 | 997 |
| Earning assets | $214,473,000 | 2,363 |
| Long-term assets (5+ years) | $21,562,000 | 3,307 |
| Average Assets, year-to-date | $235,155,670 | 2,303 |
| Average Assets, quarterly | $234,498,500 | 2,342 |
| Volatile liabilities | $68,529,000 | 1,455 |
| Insider loans | $6,137,000 | 842 |
| FHLB advances | $29,700,000 | 1,114 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,306,000 | 1,910 |
| Tier 1 (core) risk-based capital | $17,025,000 | 2,940 |
| Tier 2 risk-based capital | $2,235,000 | 1,859 |
| Total risk weighted assets | $190,242,000 | 1,944 |
| Total unused commitments | $34,306,000 | 1,920 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 93 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $226,197,000 | 2,419 |
| Cash and due from depository institutions | $9,045,000 | 1,857 |
| Interest-bearing balances | $1,136,000 | 3,062 |
| Securities | $25,981,000 | 3,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $172,347,000 | 1,986 |
| Loan loss allowance | $2,382,000 | 1,842 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,840,000 | 1,346 |
| Other real estate owned | $716,000 | 1,857 |
| Goodwill and other intangibles | $4,959,000 | 687 |
| All other assets | $6,309,000 | 1,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,197,000 | 2,419 |
| Total liabilities | $206,857,000 | 2,385 |
| Total deposits | $195,387,000 | 2,277 |
| Interest-bearing deposits | $173,260,000 | 2,195 |
| Deposits held in domestic offices | $195,387,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,697,000 | 2,186 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $773,000 | 3,992 |
| Total equity capital | $19,340,000 | 2,734 |
| Total bank equity capital | $19,340,000 | 2,734 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,590,000 | 1,492 |
| Surplus | $12,300,000 | 1,525 |
| Undivided profits | $4,450,000 | 4,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,235,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 700 |
| Income earned, not collected on loans | $2,805,000 | 990 |
| Earning assets | $199,464,000 | 2,504 |
| Long-term assets (5+ years) | $18,679,000 | 3,527 |
| Average Assets, year-to-date | $231,333,500 | 2,335 |
| Average Assets, quarterly | $231,333,500 | 2,335 |
| Volatile liabilities | $49,393,000 | 1,870 |
| Insider loans | $6,470,000 | 789 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $34,168,000 | 1,833 |
| Tier 1 (core) risk-based capital | $16,698,000 | 2,956 |
| Tier 2 risk-based capital | $2,280,000 | 1,772 |
| Total risk weighted assets | $182,239,000 | 1,982 |
| Total unused commitments | $34,168,000 | 1,845 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $236,470,000 | 2,259 |
| Cash and due from depository institutions | $10,480,000 | 1,931 |
| Interest-bearing balances | $96,000 | 5,386 |
| Securities | $29,453,000 | 3,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $178,529,000 | 1,907 |
| Loan loss allowance | $2,377,000 | 1,803 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,585,000 | 1,674 |
| Other real estate owned | $696,000 | 1,931 |
| Goodwill and other intangibles | $5,253,000 | 646 |
| All other assets | $6,474,000 | 1,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,470,000 | 2,259 |
| Total liabilities | $217,126,000 | 2,211 |
| Total deposits | $200,145,000 | 2,166 |
| Interest-bearing deposits | $175,209,000 | 2,125 |
| Deposits held in domestic offices | $200,145,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,000,000 | 1,755 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $981,000 | 3,425 |
| Total equity capital | $19,344,000 | 2,697 |
| Total bank equity capital | $19,344,000 | 2,697 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,590,000 | 1,483 |
| Surplus | $12,300,000 | 1,491 |
| Undivided profits | $4,454,000 | 4,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,747,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 975 |
| Income earned, not collected on loans | $3,422,000 | 807 |
| Earning assets | $208,078,000 | 2,365 |
| Long-term assets (5+ years) | $18,850,000 | 3,464 |
| Average Assets, year-to-date | $224,965,000 | 2,265 |
| Average Assets, quarterly | $236,025,000 | 2,245 |
| Volatile liabilities | $54,891,000 | 1,692 |
| Insider loans | $5,403,000 | 939 |
| FHLB advances | $16,000,000 | 1,623 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $32,958,000 | 1,838 |
| Tier 1 (core) risk-based capital | $16,413,000 | 2,939 |
| Tier 2 risk-based capital | $2,312,000 | 1,717 |
| Total risk weighted assets | $184,933,000 | 1,910 |
| Total unused commitments | $32,958,000 | 1,844 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 86 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $213,809,000 | 2,391 |
| Cash and due from depository institutions | $9,337,000 | 1,992 |
| Interest-bearing balances | $181,000 | 4,613 |
| Securities | $34,203,000 | 3,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $153,062,000 | 2,128 |
| Loan loss allowance | $1,997,000 | 2,007 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,177,000 | 1,726 |
| Other real estate owned | $545,000 | 1,992 |
| Goodwill and other intangibles | $5,133,000 | 616 |
| All other assets | $6,352,000 | 1,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,809,000 | 2,391 |
| Total liabilities | $198,004,000 | 2,325 |
| Total deposits | $173,146,000 | 2,386 |
| Interest-bearing deposits | $150,909,000 | 2,339 |
| Deposits held in domestic offices | $173,146,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,800,000 | 1,270 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,058,000 | 3,329 |
| Total equity capital | $15,805,000 | 3,042 |
| Total bank equity capital | $15,805,000 | 3,042 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,590,000 | 1,482 |
| Surplus | $9,800,000 | 1,734 |
| Undivided profits | $3,415,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $213,000 | 610 |
| Income earned, not collected on loans | $3,602,000 | 832 |
| Earning assets | $187,446,000 | 2,485 |
| Long-term assets (5+ years) | $29,118,000 | 2,561 |
| Average Assets, year-to-date | $207,023,600 | 2,347 |
| Average Assets, quarterly | $212,767,500 | 2,379 |
| Volatile liabilities | $58,023,000 | 1,560 |
| Insider loans | $3,041,000 | 1,642 |
| FHLB advances | $23,800,000 | 1,159 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,216,000 | 1,758 |
| Tier 1 (core) risk-based capital | $12,798,000 | 3,531 |
| Tier 2 risk-based capital | $1,997,000 | 1,851 |
| Total risk weighted assets | $161,710,000 | 2,070 |
| Total unused commitments | $32,216,000 | 1,763 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 80 | 2,119 |
| Assets and Liabilities | ||
| Total Assets: | $203,340,000 | 2,398 |
| Cash and due from depository institutions | $9,855,000 | 2,119 |
| Interest-bearing balances | $349,000 | 3,346 |
| Securities | $42,680,000 | 2,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $135,166,000 | 2,330 |
| Loan loss allowance | $1,625,000 | 2,302 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,968,000 | 1,751 |
| Other real estate owned | $314,000 | 2,119 |
| Goodwill and other intangibles | $5,189,000 | 585 |
| All other assets | $5,168,000 | 1,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,340,000 | 2,398 |
| Total liabilities | $188,119,000 | 2,336 |
| Total deposits | $165,935,000 | 2,377 |
| Interest-bearing deposits | $149,941,000 | 2,261 |
| Deposits held in domestic offices | $165,935,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,734,000 | 1,303 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,450,000 | 2,656 |
| Total equity capital | $15,221,000 | 3,041 |
| Total bank equity capital | $15,221,000 | 3,041 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,590,000 | 1,486 |
| Surplus | $8,250,000 | 1,981 |
| Undivided profits | $4,381,000 | 4,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,225,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 926 |
| Income earned, not collected on loans | $3,226,000 | 772 |
| Earning assets | $178,195,000 | 2,506 |
| Long-term assets (5+ years) | $13,254,000 | 4,014 |
| Average Assets, year-to-date | $191,862,600 | 2,425 |
| Average Assets, quarterly | $202,256,000 | 2,380 |
| Volatile liabilities | $61,274,000 | 1,461 |
| Insider loans | $1,363,000 | 3,135 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,163,000 | 1,818 |
| Tier 1 (core) risk-based capital | $12,769,000 | 3,449 |
| Tier 2 risk-based capital | $1,625,000 | 2,146 |
| Total risk weighted assets | $141,775,100 | 2,253 |
| Total unused commitments | $28,163,000 | 1,820 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $180,881,000 | 2,616 |
| Cash and due from depository institutions | $10,027,000 | 2,264 |
| Interest-bearing balances | $310,000 | 3,557 |
| Securities | $38,954,000 | 2,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $117,710,000 | 2,533 |
| Loan loss allowance | $1,610,000 | 2,241 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,872,000 | 1,749 |
| Other real estate owned | $123,000 | 2,264 |
| Goodwill and other intangibles | $4,284,000 | 695 |
| All other assets | $4,911,000 | 1,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,881,000 | 2,616 |
| Total liabilities | $167,803,000 | 2,551 |
| Total deposits | $150,082,000 | 2,554 |
| Interest-bearing deposits | $134,524,000 | 2,433 |
| Deposits held in domestic offices | $150,082,000 | 2,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,498,000 | 1,473 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,223,000 | 2,760 |
| Total equity capital | $13,078,000 | 3,385 |
| Total bank equity capital | $13,078,000 | 3,385 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,590,000 | 1,488 |
| Surplus | $8,250,000 | 1,960 |
| Undivided profits | $2,238,000 | 6,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,597,000 | 821 |
| Earning assets | $156,974,000 | 2,730 |
| Long-term assets (5+ years) | $12,363,000 | 4,383 |
| Average Assets, year-to-date | $161,981,600 | 2,773 |
| Average Assets, quarterly | $177,247,500 | 2,634 |
| Volatile liabilities | $47,031,000 | 1,739 |
| Insider loans | $2,556,000 | 1,815 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,551,000 | 1,964 |
| Tier 1 (core) risk-based capital | $11,372,500 | 3,809 |
| Tier 2 risk-based capital | $1,573,700 | 2,097 |
| Total risk weighted assets | $125,859,500 | 2,426 |
| Total unused commitments | $25,551,000 | 1,969 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $114,817,000 | 3,853 |
| Cash and due from depository institutions | $5,440,000 | 3,552 |
| Interest-bearing balances | $206,000 | 4,237 |
| Securities | $22,504,000 | 4,460 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,549 |
| Net loans & leases | $73,769,000 | 3,625 |
| Loan loss allowance | $1,002,000 | 3,333 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,014,000 | 2,684 |
| Other real estate owned | $139,000 | 3,552 |
| Goodwill and other intangibles | $986,000 | 1,441 |
| All other assets | $2,165,000 | 3,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,817,000 | 3,853 |
| Total liabilities | $106,949,000 | 3,727 |
| Total deposits | $101,724,000 | 3,650 |
| Interest-bearing deposits | $90,270,000 | 3,539 |
| Deposits held in domestic offices | $101,724,000 | 3,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,530,000 | 2,419 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $695,000 | 4,634 |
| Total equity capital | $7,868,000 | 5,267 |
| Total bank equity capital | $7,868,000 | 5,267 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,800,000 | 2,067 |
| Surplus | $3,200,000 | 4,019 |
| Undivided profits | $2,868,000 | 6,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 1,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 735 |
| Income earned, not collected on loans | $1,625,000 | 1,278 |
| Earning assets | $103,279,000 | 3,925 |
| Long-term assets (5+ years) | $8,537,000 | 5,090 |
| Average Assets, year-to-date | $107,043,800 | 3,903 |
| Average Assets, quarterly | $110,869,000 | 3,903 |
| Volatile liabilities | $23,573,000 | 2,615 |
| Insider loans | $2,540,000 | 1,695 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,140,000 | 3,054 |
| Tier 1 (core) risk-based capital | $7,349,300 | 5,388 |
| Tier 2 risk-based capital | $1,002,000 | 3,017 |
| Total risk weighted assets | $80,521,300 | 3,419 |
| Total unused commitments | $13,140,000 | 3,060 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $104,088,000 | 4,177 |
| Cash and due from depository institutions | $6,877,000 | 3,856 |
| Interest-bearing balances | $8,000 | 6,224 |
| Securities | $18,786,000 | 5,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $72,874,000 | 3,693 |
| Loan loss allowance | $1,046,000 | 3,236 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,317,000 | 3,375 |
| Other real estate owned | $161,000 | 3,856 |
| Goodwill and other intangibles | $995,000 | 1,354 |
| All other assets | $2,078,000 | 3,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,088,000 | 4,177 |
| Total liabilities | $96,809,000 | 4,035 |
| Total deposits | $92,503,000 | 3,982 |
| Interest-bearing deposits | $83,220,000 | 3,818 |
| Deposits held in domestic offices | $92,503,000 | 3,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,540,000 | 2,299 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $766,000 | 4,409 |
| Total equity capital | $7,279,000 | 5,583 |
| Total bank equity capital | $7,279,000 | 5,583 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,800,000 | 2,070 |
| Surplus | $3,200,000 | 3,979 |
| Undivided profits | $2,279,000 | 6,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 803 |
| Income earned, not collected on loans | $1,591,000 | 1,368 |
| Earning assets | $91,668,000 | 4,337 |
| Long-term assets (5+ years) | $8,812,000 | 4,643 |
| Average Assets, year-to-date | $98,090,200 | 4,225 |
| Average Assets, quarterly | $103,330,000 | 4,144 |
| Volatile liabilities | $24,222,000 | 2,548 |
| Insider loans | $6,653,000 | 604 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,118,000 | 3,198 |
| Tier 1 (core) risk-based capital | $6,782,500 | 5,754 |
| Tier 2 risk-based capital | $918,860 | 3,172 |
| Total risk weighted assets | $73,381,260 | 3,675 |
| Total unused commitments | $11,118,000 | 3,200 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $91,825,000 | 4,759 |
| Cash and due from depository institutions | $3,350,000 | 5,025 |
| Interest-bearing balances | $34,000 | 5,635 |
| Securities | $19,814,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $63,873,000 | 4,159 |
| Loan loss allowance | $945,000 | 3,687 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,367,000 | 3,266 |
| Other real estate owned | $161,000 | 5,025 |
| Goodwill and other intangibles | $352,000 | 1,866 |
| All other assets | $1,908,000 | 3,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,825,000 | 4,759 |
| Total liabilities | $85,371,000 | 4,606 |
| Total deposits | $84,880,000 | 4,413 |
| Interest-bearing deposits | $75,968,000 | 4,271 |
| Deposits held in domestic offices | $84,880,000 | 4,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $64,000 | 4,989 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $427,000 | 6,554 |
| Total equity capital | $6,454,000 | 6,158 |
| Total bank equity capital | $6,454,000 | 6,158 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,800,000 | 2,199 |
| Surplus | $3,200,000 | 4,038 |
| Undivided profits | $1,454,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 2,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 435 |
| Income earned, not collected on loans | $1,349,000 | 1,611 |
| Earning assets | $83,721,000 | 4,795 |
| Long-term assets (5+ years) | $7,843,000 | 4,770 |
| Average Assets, year-to-date | $85,842,000 | 4,864 |
| Average Assets, quarterly | $92,417,500 | 4,685 |
| Volatile liabilities | $17,448,000 | 3,250 |
| Insider loans | $2,854,000 | 1,526 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $100,000 | 1,390 |
| Unused loan commitments | $13,821,000 | 2,685 |
| Tier 1 (core) risk-based capital | $6,011,000 | 6,361 |
| Tier 2 risk-based capital | $817,580 | 3,579 |
| Total risk weighted assets | $65,278,880 | 4,076 |
| Total unused commitments | $13,821,000 | 2,698 |
| Derivatives | $0 | 549 |