Home > Valley Bank > Assets and Liabilities
Valley Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 102 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $190,597,000 | 2,368 |
| Cash and due from depository institutions | $7,964,000 | 1,719 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $43,331,000 | 2,618 |
| Federal funds sold & reverse repurchase agreements | $4,030,000 | 3,200 |
| Net loans & leases | $123,303,000 | 2,262 |
| Loan loss allowance | $1,498,000 | 2,350 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,673,000 | 1,164 |
| Other real estate owned | $74,000 | 1,719 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,222,000 | 1,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,597,000 | 2,368 |
| Total liabilities | $174,126,000 | 2,341 |
| Total deposits | $162,921,000 | 2,296 |
| Interest-bearing deposits | $133,602,000 | 2,406 |
| Deposits held in domestic offices | $162,921,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $825,000 | 2,809 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,000,000 | 1,562 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,380,000 | 1,758 |
| Total equity capital | $16,471,000 | 2,701 |
| Total bank equity capital | $16,471,000 | 2,701 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $12,471,000 | 2,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,212,000 | 1,846 |
| Earning assets | $170,764,000 | 2,427 |
| Long-term assets (5+ years) | $12,340,000 | 3,804 |
| Average Assets, year-to-date | $184,299,200 | 2,331 |
| Average Assets, quarterly | $189,139,500 | 2,349 |
| Volatile liabilities | $24,697,000 | 2,500 |
| Insider loans | $1,471,000 | 2,659 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,136,000 | 3,195 |
| Tier 1 (core) risk-based capital | $16,225,000 | 2,632 |
| Tier 2 risk-based capital | $1,498,000 | 2,011 |
| Total risk weighted assets | $135,100,700 | 2,069 |
| Total unused commitments | $11,136,000 | 3,197 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 93 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $173,152,000 | 2,670 |
| Cash and due from depository institutions | $7,878,000 | 2,010 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $45,361,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $1,635,000 | 5,381 |
| Net loans & leases | $107,173,000 | 2,610 |
| Loan loss allowance | $1,162,000 | 3,089 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,234,000 | 1,248 |
| Other real estate owned | $200,000 | 2,010 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,671,000 | 1,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,152,000 | 2,670 |
| Total liabilities | $149,462,000 | 2,778 |
| Total deposits | $147,594,000 | 2,619 |
| Interest-bearing deposits | $118,185,000 | 2,794 |
| Deposits held in domestic offices | $147,594,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,868,000 | 2,157 |
| Total equity capital | $23,690,000 | 1,890 |
| Total bank equity capital | $23,690,000 | 1,890 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $3,000,000 | 4,200 |
| Undivided profits | $19,690,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $977,000 | 2,303 |
| Earning assets | $154,269,000 | 2,734 |
| Long-term assets (5+ years) | $8,367,000 | 4,621 |
| Average Assets, year-to-date | $174,287,200 | 2,545 |
| Average Assets, quarterly | $174,422,500 | 2,621 |
| Volatile liabilities | $13,156,000 | 4,001 |
| Insider loans | $1,230,000 | 3,111 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,514,000 | 3,745 |
| Tier 1 (core) risk-based capital | $23,560,000 | 1,830 |
| Tier 2 risk-based capital | $1,162,000 | 2,596 |
| Total risk weighted assets | $118,756,400 | 2,379 |
| Total unused commitments | $8,514,000 | 3,760 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 92 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $170,087,000 | 2,710 |
| Cash and due from depository institutions | $8,281,000 | 2,097 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $59,496,000 | 2,097 |
| Federal funds sold & reverse repurchase agreements | $5,935,000 | 2,454 |
| Net loans & leases | $86,861,000 | 3,086 |
| Loan loss allowance | $1,418,000 | 2,599 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,654,000 | 1,664 |
| Other real estate owned | $0 | 2,097 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,860,000 | 1,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,087,000 | 2,710 |
| Total liabilities | $147,830,000 | 2,817 |
| Total deposits | $145,977,000 | 2,668 |
| Interest-bearing deposits | $118,261,000 | 2,833 |
| Deposits held in domestic offices | $145,977,000 | 2,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,853,000 | 2,235 |
| Total equity capital | $22,257,000 | 2,024 |
| Total bank equity capital | $22,257,000 | 2,024 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $18,257,000 | 1,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 6,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $783,000 | 3,003 |
| Earning assets | $152,392,000 | 2,784 |
| Long-term assets (5+ years) | $5,659,000 | 5,494 |
| Average Assets, year-to-date | $167,719,000 | 2,650 |
| Average Assets, quarterly | $169,113,000 | 2,703 |
| Volatile liabilities | $12,964,000 | 3,775 |
| Insider loans | $1,908,000 | 2,229 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,454,000 | 3,646 |
| Tier 1 (core) risk-based capital | $22,135,000 | 1,946 |
| Tier 2 risk-based capital | $1,293,180 | 2,309 |
| Total risk weighted assets | $103,329,680 | 2,646 |
| Total unused commitments | $8,454,000 | 3,659 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 92 | 2,200 |
| Assets and Liabilities | ||
| Total Assets: | $163,990,000 | 2,769 |
| Cash and due from depository institutions | $9,010,000 | 2,200 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $57,296,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $7,640,000 | 1,210 |
| Net loans & leases | $80,502,000 | 3,210 |
| Loan loss allowance | $1,402,000 | 2,688 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,313,000 | 1,722 |
| Other real estate owned | $23,000 | 2,200 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,206,000 | 1,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,990,000 | 2,769 |
| Total liabilities | $144,711,000 | 2,852 |
| Total deposits | $143,408,000 | 2,667 |
| Interest-bearing deposits | $115,191,000 | 2,867 |
| Deposits held in domestic offices | $143,408,000 | 2,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,303,000 | 2,481 |
| Total equity capital | $19,279,000 | 2,133 |
| Total bank equity capital | $19,279,000 | 2,133 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $15,279,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 5,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $587,000 | 3,548 |
| Earning assets | $145,538,000 | 2,855 |
| Long-term assets (5+ years) | $5,851,000 | 5,594 |
| Average Assets, year-to-date | $160,965,800 | 2,747 |
| Average Assets, quarterly | $163,757,000 | 2,757 |
| Volatile liabilities | $9,386,000 | 4,549 |
| Insider loans | $3,404,000 | 1,226 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,336,000 | 3,877 |
| Tier 1 (core) risk-based capital | $20,553,000 | 2,022 |
| Tier 2 risk-based capital | $1,220,390 | 2,435 |
| Total risk weighted assets | $97,449,490 | 2,706 |
| Total unused commitments | $7,336,000 | 3,884 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 93 | 2,257 |
| Assets and Liabilities | ||
| Total Assets: | $153,519,000 | 2,983 |
| Cash and due from depository institutions | $7,070,000 | 2,257 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $62,438,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $3,420,000 | 3,969 |
| Net loans & leases | $72,200,000 | 3,489 |
| Loan loss allowance | $1,148,000 | 3,262 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,088,000 | 1,771 |
| Other real estate owned | $103,000 | 2,257 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,200,000 | 1,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,519,000 | 2,983 |
| Total liabilities | $134,276,000 | 3,096 |
| Total deposits | $133,149,000 | 2,945 |
| Interest-bearing deposits | $106,901,000 | 3,180 |
| Deposits held in domestic offices | $133,149,000 | 2,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,127,000 | 2,841 |
| Total equity capital | $19,243,000 | 2,115 |
| Total bank equity capital | $19,243,000 | 2,115 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $15,243,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 6,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $544,000 | 3,394 |
| Earning assets | $138,258,000 | 3,045 |
| Long-term assets (5+ years) | $6,015,000 | 5,873 |
| Average Assets, year-to-date | $150,753,600 | 2,955 |
| Average Assets, quarterly | $154,312,500 | 2,951 |
| Volatile liabilities | $8,508,000 | 4,627 |
| Insider loans | $2,562,000 | 1,623 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,277,000 | 4,734 |
| Tier 1 (core) risk-based capital | $19,243,000 | 2,062 |
| Tier 2 risk-based capital | $1,106,330 | 2,634 |
| Total risk weighted assets | $88,464,930 | 2,918 |
| Total unused commitments | $5,277,000 | 4,758 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 87 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $146,175,000 | 3,185 |
| Cash and due from depository institutions | $7,681,000 | 2,490 |
| Interest-bearing balances | $1,601,000 | 3,061 |
| Securities | $55,738,000 | 2,440 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,763 |
| Net loans & leases | $66,709,000 | 3,813 |
| Loan loss allowance | $1,021,000 | 3,641 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,958,000 | 2,492 |
| Other real estate owned | $190,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,549,000 | 2,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,175,000 | 3,185 |
| Total liabilities | $128,832,000 | 3,313 |
| Total deposits | $128,021,000 | 3,190 |
| Interest-bearing deposits | $105,016,000 | 3,384 |
| Deposits held in domestic offices | $128,021,000 | 3,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $811,000 | 3,882 |
| Total equity capital | $17,343,000 | 2,220 |
| Total bank equity capital | $17,343,000 | 2,220 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $13,343,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 6,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $673,000 | 2,966 |
| Earning assets | $133,398,000 | 3,192 |
| Long-term assets (5+ years) | $7,712,000 | 5,090 |
| Average Assets, year-to-date | $145,890,000 | 3,130 |
| Average Assets, quarterly | $145,054,000 | 3,190 |
| Volatile liabilities | $9,378,000 | 4,313 |
| Insider loans | $156,000 | 4,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,853,000 | 3,187 |
| Tier 1 (core) risk-based capital | $17,343,000 | 2,169 |
| Tier 2 risk-based capital | $993,120 | 2,935 |
| Total risk weighted assets | $79,421,620 | 3,300 |
| Total unused commitments | $8,853,000 | 3,207 |
| Derivatives | $0 | 651 |