Home > Valley Bank > Loan Charge- Offs and Recoveries
Valley Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,685,000 | 737 |
| Loans secured by real estate, total | $36,000 | 3,841 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $36,000 | 3,840 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $36,000 | 2,450 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 129 |
| Commercial and industrial loans | $2,037,000 | 320 |
| Loans to individuals | $592,000 | 725 |
| Credit card loan charge offs | $228,000 | 541 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $364,000 | 768 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $730,000 | 689 |
| Loans secured by real estate, total | $85,000 | 1,128 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $85,000 | 1,127 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $78,000 | 637 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $397,000 | 475 |
| Loans to individuals | $248,000 | 639 |
| Credit card loan recoveries | $34,000 | 571 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $214,000 | 580 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,955,000 | 738 |
| Loans secured by real estate, total | $-49,000 | 12,905 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-49,000 | 12,944 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 2,330 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-78,000 | 13,105 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 89 |
| Commercial and industrial loans | $1,640,000 | 300 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $344,000 | 777 |
| Credit card loan net charge offs | $194,000 | 518 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $150,000 | 1,036 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,565,000 | 1,337 |
| Loans secured by real estate, total | $209,000 | 2,101 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $209,000 | 2,101 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $14,000 | 4,366 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $195,000 | 1,245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $790,000 | 956 |
| Loans to individuals | $566,000 | 913 |
| Credit card loan charge offs | $141,000 | 734 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $425,000 | 852 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $400,000 | 1,077 |
| Loans secured by real estate, total | $131,000 | 812 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $131,000 | 811 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $86,000 | 456 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $45,000 | 791 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $44,000 | 3,009 |
| Loans to individuals | $225,000 | 712 |
| Credit card loan recoveries | $10,000 | 1,021 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $215,000 | 612 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,165,000 | 1,420 |
| Loans secured by real estate, total | $78,000 | 3,014 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $78,000 | 3,014 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-72,000 | 13,857 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $150,000 | 1,303 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $746,000 | 844 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $341,000 | 1,002 |
| Credit card loan net charge offs | $131,000 | 698 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $210,000 | 1,092 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.