Home > Valley Bank > Assets and Liabilities
Valley Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $406,850,000 | 1,625 |
| Cash and due from depository institutions | $11,930,000 | 2,634 |
| Interest-bearing balances | $5,721,000 | 863 |
| Securities | $30,943,000 | 3,436 |
| Federal funds sold & reverse repurchase agreements | $26,020,000 | 507 |
| Net loans & leases | $327,119,000 | 1,395 |
| Loan loss allowance | $3,304,000 | 1,586 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,133,000 | 1,650 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,705,000 | 3,699 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $406,850,000 | 1,625 |
| Total liabilities | $360,735,000 | 1,645 |
| Total deposits | $342,476,000 | 1,520 |
| Interest-bearing deposits | $296,767,000 | 1,503 |
| Deposits held in domestic offices | $342,476,000 | 1,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,392,000 | 2,067 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,867,000 | 1,790 |
| Total equity capital | $46,115,000 | 1,417 |
| Total bank equity capital | $46,115,000 | 1,417 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,038,000 | 2,809 |
| Surplus | $28,750,000 | 1,015 |
| Undivided profits | $16,327,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,902,000 | 2,220 |
| Earning assets | $389,803,000 | 1,544 |
| Long-term assets (5+ years) | $16,449,000 | 3,723 |
| Average Assets, year-to-date | $410,574,750 | 1,541 |
| Average Assets, quarterly | $423,190,500 | 1,533 |
| Volatile liabilities | $82,383,000 | 1,760 |
| Insider loans | $5,778,000 | 1,217 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $71,883,000 | 1,391 |
| Tier 1 (core) risk-based capital | $46,533,000 | 1,321 |
| Tier 2 risk-based capital | $3,379,000 | 1,519 |
| Total risk weighted assets | $369,945,000 | 1,304 |
| Total unused commitments | $71,883,000 | 1,391 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $439,531,000 | 1,463 |
| Cash and due from depository institutions | $13,711,000 | 2,566 |
| Interest-bearing balances | $6,746,000 | 779 |
| Securities | $33,888,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $52,860,000 | 248 |
| Net loans & leases | $328,341,000 | 1,363 |
| Loan loss allowance | $3,317,000 | 1,551 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,245,000 | 1,594 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,486,000 | 3,816 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $439,531,000 | 1,463 |
| Total liabilities | $395,938,000 | 1,464 |
| Total deposits | $378,069,000 | 1,334 |
| Interest-bearing deposits | $325,661,000 | 1,338 |
| Deposits held in domestic offices | $378,069,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,404,000 | 2,091 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,465,000 | 1,857 |
| Total equity capital | $43,593,000 | 1,437 |
| Total bank equity capital | $43,593,000 | 1,437 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,038,000 | 2,798 |
| Surplus | $28,750,000 | 997 |
| Undivided profits | $13,805,000 | 2,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 6,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,590,000 | 2,369 |
| Earning assets | $421,835,000 | 1,397 |
| Long-term assets (5+ years) | $22,541,000 | 3,107 |
| Average Assets, year-to-date | $411,816,330 | 1,534 |
| Average Assets, quarterly | $422,927,000 | 1,511 |
| Volatile liabilities | $95,377,000 | 1,536 |
| Insider loans | $5,870,000 | 1,172 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $87,041,000 | 1,166 |
| Tier 1 (core) risk-based capital | $44,306,000 | 1,357 |
| Tier 2 risk-based capital | $3,407,000 | 1,493 |
| Total risk weighted assets | $379,262,000 | 1,235 |
| Total unused commitments | $87,041,000 | 1,166 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 72 | 2,437 |
| Assets and Liabilities | ||
| Total Assets: | $406,323,000 | 1,570 |
| Cash and due from depository institutions | $11,331,000 | 2,437 |
| Interest-bearing balances | $2,767,000 | 1,649 |
| Securities | $34,363,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $24,180,000 | 577 |
| Net loans & leases | $325,697,000 | 1,325 |
| Loan loss allowance | $3,289,000 | 1,538 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,345,000 | 1,553 |
| Other real estate owned | $0 | 2,437 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,407,000 | 3,785 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $406,323,000 | 1,570 |
| Total liabilities | $364,879,000 | 1,578 |
| Total deposits | $346,614,000 | 1,449 |
| Interest-bearing deposits | $290,784,000 | 1,490 |
| Deposits held in domestic offices | $346,614,000 | 1,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,415,000 | 1,992 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,850,000 | 1,650 |
| Total equity capital | $41,444,000 | 1,496 |
| Total bank equity capital | $41,444,000 | 1,496 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,038,000 | 2,787 |
| Surplus | $28,750,000 | 961 |
| Undivided profits | $11,656,000 | 2,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,691,000 | 2,103 |
| Earning assets | $387,007,000 | 1,509 |
| Long-term assets (5+ years) | $24,306,000 | 2,940 |
| Average Assets, year-to-date | $397,959,000 | 1,604 |
| Average Assets, quarterly | $397,959,000 | 1,604 |
| Volatile liabilities | $85,771,000 | 1,614 |
| Insider loans | $6,002,000 | 1,130 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $72,885,000 | 1,325 |
| Tier 1 (core) risk-based capital | $42,075,000 | 1,406 |
| Tier 2 risk-based capital | $3,365,000 | 1,479 |
| Total risk weighted assets | $360,294,000 | 1,272 |
| Total unused commitments | $72,885,000 | 1,325 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $389,595,000 | 1,636 |
| Cash and due from depository institutions | $13,499,000 | 2,813 |
| Interest-bearing balances | $7,691,000 | 749 |
| Securities | $35,858,000 | 3,095 |
| Federal funds sold & reverse repurchase agreements | $30,575,000 | 418 |
| Net loans & leases | $299,264,000 | 1,438 |
| Loan loss allowance | $3,022,000 | 1,653 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,248,000 | 1,551 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,151,000 | 3,974 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $389,595,000 | 1,636 |
| Total liabilities | $349,786,000 | 1,642 |
| Total deposits | $332,640,000 | 1,496 |
| Interest-bearing deposits | $286,406,000 | 1,479 |
| Deposits held in domestic offices | $332,640,000 | 1,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,425,000 | 2,063 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,721,000 | 2,381 |
| Total equity capital | $39,809,000 | 1,533 |
| Total bank equity capital | $39,809,000 | 1,533 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,038,000 | 2,784 |
| Surplus | $28,750,000 | 936 |
| Undivided profits | $10,021,000 | 3,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,554,000 | 2,279 |
| Earning assets | $373,388,000 | 1,546 |
| Long-term assets (5+ years) | $26,316,000 | 2,783 |
| Average Assets, year-to-date | $335,181,200 | 1,785 |
| Average Assets, quarterly | $380,605,000 | 1,649 |
| Volatile liabilities | $86,637,000 | 1,557 |
| Insider loans | $2,359,000 | 2,528 |
| FHLB advances | $15,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $83,109,000 | 1,158 |
| Tier 1 (core) risk-based capital | $40,309,000 | 1,438 |
| Tier 2 risk-based capital | $3,108,000 | 1,582 |
| Total risk weighted assets | $338,376,000 | 1,344 |
| Total unused commitments | $83,109,000 | 1,158 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $371,615,000 | 1,678 |
| Cash and due from depository institutions | $12,280,000 | 2,996 |
| Interest-bearing balances | $6,532,000 | 869 |
| Securities | $37,523,000 | 2,959 |
| Federal funds sold & reverse repurchase agreements | $29,285,000 | 457 |
| Net loans & leases | $282,480,000 | 1,497 |
| Loan loss allowance | $2,841,000 | 1,718 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,011,000 | 1,563 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,036,000 | 3,997 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $371,615,000 | 1,678 |
| Total liabilities | $333,504,000 | 1,681 |
| Total deposits | $315,949,000 | 1,548 |
| Interest-bearing deposits | $265,511,000 | 1,569 |
| Deposits held in domestic offices | $315,949,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,436,000 | 2,078 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,119,000 | 1,980 |
| Total equity capital | $38,111,000 | 1,599 |
| Total bank equity capital | $38,111,000 | 1,599 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,038,000 | 2,768 |
| Surplus | $28,750,000 | 906 |
| Undivided profits | $8,323,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 5,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,495,000 | 2,319 |
| Earning assets | $355,820,000 | 1,597 |
| Long-term assets (5+ years) | $33,446,000 | 2,388 |
| Average Assets, year-to-date | $321,577,750 | 1,826 |
| Average Assets, quarterly | $352,531,500 | 1,733 |
| Volatile liabilities | $79,257,000 | 1,616 |
| Insider loans | $2,372,000 | 2,502 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $97,245,000 | 1,007 |
| Tier 1 (core) risk-based capital | $38,553,000 | 1,485 |
| Tier 2 risk-based capital | $2,941,000 | 1,618 |
| Total risk weighted assets | $321,884,000 | 1,379 |
| Total unused commitments | $97,245,000 | 1,009 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $333,448,000 | 1,806 |
| Cash and due from depository institutions | $12,381,000 | 3,181 |
| Interest-bearing balances | $6,642,000 | 810 |
| Securities | $38,436,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $27,770,000 | 444 |
| Net loans & leases | $245,657,000 | 1,673 |
| Loan loss allowance | $2,497,000 | 1,938 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,415,000 | 1,670 |
| Other real estate owned | $0 | 3,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,789,000 | 4,086 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $333,448,000 | 1,806 |
| Total liabilities | $296,652,000 | 1,820 |
| Total deposits | $279,438,000 | 1,729 |
| Interest-bearing deposits | $234,833,000 | 1,732 |
| Deposits held in domestic offices | $279,438,000 | 1,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,446,000 | 2,050 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,768,000 | 2,158 |
| Total equity capital | $36,796,000 | 1,622 |
| Total bank equity capital | $36,796,000 | 1,622 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,038,000 | 2,747 |
| Surplus | $28,750,000 | 888 |
| Undivided profits | $7,008,000 | 3,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,090,000 | 2,922 |
| Earning assets | $318,505,000 | 1,743 |
| Long-term assets (5+ years) | $29,063,000 | 2,645 |
| Average Assets, year-to-date | $304,898,670 | 1,914 |
| Average Assets, quarterly | $321,393,000 | 1,834 |
| Volatile liabilities | $62,374,000 | 1,905 |
| Insider loans | $2,371,000 | 2,475 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $78,137,000 | 1,164 |
| Tier 1 (core) risk-based capital | $37,001,000 | 1,505 |
| Tier 2 risk-based capital | $2,577,000 | 1,787 |
| Total risk weighted assets | $280,204,000 | 1,559 |
| Total unused commitments | $78,137,000 | 1,164 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $309,338,000 | 1,911 |
| Cash and due from depository institutions | $14,298,000 | 3,154 |
| Interest-bearing balances | $8,803,000 | 644 |
| Securities | $38,604,000 | 2,963 |
| Federal funds sold & reverse repurchase agreements | $25,495,000 | 478 |
| Net loans & leases | $223,059,000 | 1,784 |
| Loan loss allowance | $2,248,000 | 2,100 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,167,000 | 1,702 |
| Other real estate owned | $0 | 3,154 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,715,000 | 5,273 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $309,338,000 | 1,911 |
| Total liabilities | $274,269,000 | 1,931 |
| Total deposits | $271,939,000 | 1,751 |
| Interest-bearing deposits | $226,905,000 | 1,783 |
| Deposits held in domestic offices | $271,939,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $457,000 | 5,317 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,873,000 | 2,055 |
| Total equity capital | $35,069,000 | 1,645 |
| Total bank equity capital | $35,069,000 | 1,645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,038,000 | 2,757 |
| Surplus | $28,750,000 | 865 |
| Undivided profits | $5,281,000 | 4,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,655,000 | 1,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,136,000 | 2,703 |
| Earning assets | $295,961,000 | 1,831 |
| Long-term assets (5+ years) | $32,760,000 | 2,491 |
| Average Assets, year-to-date | $290,624,000 | 2,004 |
| Average Assets, quarterly | $290,624,000 | 2,004 |
| Volatile liabilities | $60,159,000 | 1,872 |
| Insider loans | $2,624,000 | 2,236 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $51,000 | 1,720 |
| Unused loan commitments | $75,025,000 | 1,178 |
| Tier 1 (core) risk-based capital | $35,499,000 | 1,533 |
| Tier 2 risk-based capital | $2,336,000 | 1,947 |
| Total risk weighted assets | $258,869,000 | 1,638 |
| Total unused commitments | $75,025,000 | 1,178 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $271,910,000 | 2,142 |
| Cash and due from depository institutions | $15,571,000 | 3,575 |
| Interest-bearing balances | $7,517,000 | 752 |
| Securities | $36,457,000 | 3,137 |
| Federal funds sold & reverse repurchase agreements | $17,850,000 | 649 |
| Net loans & leases | $196,308,000 | 1,986 |
| Loan loss allowance | $2,126,000 | 2,176 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,368,000 | 2,377 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,356,000 | 5,812 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $271,910,000 | 2,142 |
| Total liabilities | $237,692,000 | 2,205 |
| Total deposits | $236,436,000 | 1,987 |
| Interest-bearing deposits | $193,547,000 | 2,041 |
| Deposits held in domestic offices | $236,436,000 | 1,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $467,000 | 5,360 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $789,000 | 3,655 |
| Total equity capital | $34,218,000 | 1,687 |
| Total bank equity capital | $34,218,000 | 1,687 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,038,000 | 2,746 |
| Surplus | $28,750,000 | 855 |
| Undivided profits | $4,430,000 | 4,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $865,000 | 3,471 |
| Earning assets | $258,132,000 | 2,079 |
| Long-term assets (5+ years) | $19,988,000 | 3,472 |
| Average Assets, year-to-date | $229,813,400 | 2,433 |
| Average Assets, quarterly | $260,776,500 | 2,204 |
| Volatile liabilities | $44,241,000 | 2,346 |
| Insider loans | $2,885,000 | 2,068 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $164,000 | 1,524 |
| Unused loan commitments | $66,506,000 | 1,285 |
| Tier 1 (core) risk-based capital | $34,305,000 | 1,560 |
| Tier 2 risk-based capital | $2,195,000 | 2,027 |
| Total risk weighted assets | $226,701,000 | 1,815 |
| Total unused commitments | $66,506,000 | 1,286 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 47 | 3,527 |
| Assets and Liabilities | ||
| Total Assets: | $249,643,000 | 2,317 |
| Cash and due from depository institutions | $17,476,000 | 3,527 |
| Interest-bearing balances | $8,011,000 | 751 |
| Securities | $12,844,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $26,805,000 | 420 |
| Net loans & leases | $187,174,000 | 2,046 |
| Loan loss allowance | $2,041,000 | 2,265 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,314,000 | 2,363 |
| Other real estate owned | $0 | 3,527 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,030,000 | 6,511 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $249,643,000 | 2,317 |
| Total liabilities | $216,471,000 | 2,409 |
| Total deposits | $215,148,000 | 2,155 |
| Interest-bearing deposits | $164,578,000 | 2,387 |
| Deposits held in domestic offices | $215,148,000 | 2,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $477,000 | 5,388 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $846,000 | 3,592 |
| Total equity capital | $33,172,000 | 1,724 |
| Total bank equity capital | $33,172,000 | 1,724 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,038,000 | 2,749 |
| Surplus | $28,750,000 | 826 |
| Undivided profits | $3,384,000 | 5,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $642,000 | 4,610 |
| Earning assets | $234,834,000 | 2,254 |
| Long-term assets (5+ years) | $18,700,000 | 3,666 |
| Average Assets, year-to-date | $219,289,250 | 2,538 |
| Average Assets, quarterly | $238,298,500 | 2,395 |
| Volatile liabilities | $32,765,000 | 2,914 |
| Insider loans | $2,783,000 | 2,085 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $601,000 | 1,103 |
| Unused loan commitments | $48,427,000 | 1,605 |
| Tier 1 (core) risk-based capital | $33,226,000 | 1,594 |
| Tier 2 risk-based capital | $2,089,000 | 2,086 |
| Total risk weighted assets | $210,119,000 | 1,896 |
| Total unused commitments | $48,427,000 | 1,606 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $226,954,000 | 2,506 |
| Cash and due from depository institutions | $17,686,000 | 3,543 |
| Interest-bearing balances | $10,784,000 | 573 |
| Securities | $12,803,000 | 5,985 |
| Federal funds sold & reverse repurchase agreements | $17,610,000 | 600 |
| Net loans & leases | $173,564,000 | 2,153 |
| Loan loss allowance | $1,903,000 | 2,390 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,360,000 | 2,302 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $931,000 | 6,714 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $226,954,000 | 2,506 |
| Total liabilities | $209,990,000 | 2,445 |
| Total deposits | $208,732,000 | 2,195 |
| Interest-bearing deposits | $163,595,000 | 2,362 |
| Deposits held in domestic offices | $208,732,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $486,000 | 5,379 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $772,000 | 3,505 |
| Total equity capital | $16,964,000 | 3,176 |
| Total bank equity capital | $16,964,000 | 3,176 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,038,000 | 2,757 |
| Surplus | $13,250,000 | 1,575 |
| Undivided profits | $2,676,000 | 5,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $638,000 | 4,363 |
| Earning assets | $214,761,000 | 2,434 |
| Long-term assets (5+ years) | $19,915,000 | 3,623 |
| Average Assets, year-to-date | $209,171,330 | 2,649 |
| Average Assets, quarterly | $220,101,000 | 2,561 |
| Volatile liabilities | $34,154,000 | 2,749 |
| Insider loans | $2,832,000 | 2,028 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,151,000 | 1,954 |
| Tier 1 (core) risk-based capital | $17,092,000 | 3,067 |
| Tier 2 risk-based capital | $1,940,000 | 2,207 |
| Total risk weighted assets | $197,275,000 | 1,965 |
| Total unused commitments | $37,151,000 | 1,958 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $213,248,000 | 2,626 |
| Cash and due from depository institutions | $20,896,000 | 3,660 |
| Interest-bearing balances | $14,964,000 | 496 |
| Securities | $17,097,000 | 5,190 |
| Federal funds sold & reverse repurchase agreements | $9,140,000 | 1,609 |
| Net loans & leases | $159,995,000 | 2,257 |
| Loan loss allowance | $1,761,000 | 2,526 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,389,000 | 2,258 |
| Other real estate owned | $228,000 | 3,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,503,000 | 5,376 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $213,248,000 | 2,626 |
| Total liabilities | $196,793,000 | 2,544 |
| Total deposits | $195,379,000 | 2,332 |
| Interest-bearing deposits | $163,085,000 | 2,366 |
| Deposits held in domestic offices | $195,379,000 | 2,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $496,000 | 5,205 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $918,000 | 3,427 |
| Total equity capital | $16,455,000 | 3,310 |
| Total bank equity capital | $16,455,000 | 3,310 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,038,000 | 2,755 |
| Surplus | $13,250,000 | 1,552 |
| Undivided profits | $2,167,000 | 6,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,203,000 | 1,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $561,000 | 4,758 |
| Earning assets | $201,196,000 | 2,562 |
| Long-term assets (5+ years) | $19,011,000 | 3,685 |
| Average Assets, year-to-date | $200,280,000 | 2,756 |
| Average Assets, quarterly | $200,280,000 | 2,756 |
| Volatile liabilities | $34,584,000 | 2,657 |
| Insider loans | $3,637,000 | 1,574 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,508,000 | 2,195 |
| Tier 1 (core) risk-based capital | $16,394,000 | 3,151 |
| Tier 2 risk-based capital | $1,868,000 | 2,232 |
| Total risk weighted assets | $177,632,000 | 2,121 |
| Total unused commitments | $30,508,000 | 2,199 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $187,312,000 | 2,944 |
| Cash and due from depository institutions | $20,120,000 | 3,693 |
| Interest-bearing balances | $14,862,000 | 425 |
| Securities | $19,010,000 | 4,956 |
| Federal funds sold & reverse repurchase agreements | $8,875,000 | 1,347 |
| Net loans & leases | $133,892,000 | 2,620 |
| Loan loss allowance | $1,466,000 | 2,963 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,444,000 | 2,212 |
| Other real estate owned | $228,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $743,000 | 7,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,312,000 | 2,944 |
| Total liabilities | $171,522,000 | 2,894 |
| Total deposits | $170,266,000 | 2,653 |
| Interest-bearing deposits | $142,959,000 | 2,670 |
| Deposits held in domestic offices | $170,266,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $505,000 | 5,173 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $751,000 | 3,719 |
| Total equity capital | $15,790,000 | 3,374 |
| Total bank equity capital | $15,790,000 | 3,374 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,038,000 | 2,778 |
| Surplus | $13,250,000 | 1,522 |
| Undivided profits | $1,502,000 | 7,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $565,000 | 4,921 |
| Earning assets | $176,639,000 | 2,858 |
| Long-term assets (5+ years) | $13,458,000 | 4,426 |
| Average Assets, year-to-date | $171,523,200 | 3,058 |
| Average Assets, quarterly | $184,122,000 | 2,945 |
| Volatile liabilities | $27,204,000 | 3,139 |
| Insider loans | $3,665,000 | 1,524 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,360,000 | 2,126 |
| Tier 1 (core) risk-based capital | $15,772,000 | 3,222 |
| Tier 2 risk-based capital | $1,563,000 | 2,581 |
| Total risk weighted assets | $149,676,000 | 2,471 |
| Total unused commitments | $30,360,000 | 2,129 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $180,932,000 | 3,002 |
| Cash and due from depository institutions | $17,529,000 | 3,917 |
| Interest-bearing balances | $12,763,000 | 611 |
| Securities | $12,070,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $16,075,000 | 899 |
| Net loans & leases | $129,870,000 | 2,673 |
| Loan loss allowance | $1,321,000 | 3,205 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,473,000 | 2,173 |
| Other real estate owned | $228,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $687,000 | 7,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,932,000 | 3,002 |
| Total liabilities | $165,579,000 | 2,962 |
| Total deposits | $164,170,000 | 2,735 |
| Interest-bearing deposits | $144,485,000 | 2,639 |
| Deposits held in domestic offices | $164,170,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $515,000 | 5,157 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $894,000 | 3,483 |
| Total equity capital | $15,353,000 | 3,444 |
| Total bank equity capital | $15,353,000 | 3,444 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,038,000 | 2,795 |
| Surplus | $13,250,000 | 1,495 |
| Undivided profits | $1,065,000 | 7,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $518,000 | 5,405 |
| Earning assets | $170,778,000 | 2,934 |
| Long-term assets (5+ years) | $14,842,000 | 4,251 |
| Average Assets, year-to-date | $167,576,000 | 3,129 |
| Average Assets, quarterly | $174,573,000 | 3,084 |
| Volatile liabilities | $29,325,000 | 2,932 |
| Insider loans | $3,696,000 | 1,499 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,546,000 | 2,054 |
| Tier 1 (core) risk-based capital | $15,325,000 | 3,298 |
| Tier 2 risk-based capital | $1,435,000 | 2,753 |
| Total risk weighted assets | $145,274,000 | 2,513 |
| Total unused commitments | $32,546,000 | 2,056 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $168,214,000 | 3,175 |
| Cash and due from depository institutions | $11,899,000 | 3,997 |
| Interest-bearing balances | $8,901,000 | 937 |
| Securities | $13,134,000 | 5,846 |
| Federal funds sold & reverse repurchase agreements | $7,660,000 | 2,087 |
| Net loans & leases | $129,999,000 | 2,639 |
| Loan loss allowance | $1,235,000 | 3,337 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,516,000 | 2,112 |
| Other real estate owned | $228,000 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $778,000 | 7,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,214,000 | 3,175 |
| Total liabilities | $153,266,000 | 3,130 |
| Total deposits | $151,883,000 | 2,917 |
| Interest-bearing deposits | $135,976,000 | 2,797 |
| Deposits held in domestic offices | $151,883,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $524,000 | 5,201 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $859,000 | 3,672 |
| Total equity capital | $14,948,000 | 3,524 |
| Total bank equity capital | $14,948,000 | 3,524 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,038,000 | 2,795 |
| Surplus | $13,250,000 | 1,465 |
| Undivided profits | $660,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $760,000 | 3,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $548,000 | 5,062 |
| Earning assets | $159,694,000 | 3,078 |
| Long-term assets (5+ years) | $12,064,000 | 4,538 |
| Average Assets, year-to-date | $163,124,000 | 3,192 |
| Average Assets, quarterly | $168,497,500 | 3,145 |
| Volatile liabilities | $30,428,000 | 2,805 |
| Insider loans | $3,726,000 | 1,475 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $23,133,000 | 2,551 |
| Tier 1 (core) risk-based capital | $14,910,000 | 3,343 |
| Tier 2 risk-based capital | $1,318,000 | 2,913 |
| Total risk weighted assets | $142,817,000 | 2,507 |
| Total unused commitments | $23,133,000 | 2,558 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $168,781,000 | 3,137 |
| Cash and due from depository institutions | $13,404,000 | 4,145 |
| Interest-bearing balances | $9,990,000 | 869 |
| Securities | $10,069,000 | 6,477 |
| Federal funds sold & reverse repurchase agreements | $24,870,000 | 645 |
| Net loans & leases | $115,241,000 | 2,865 |
| Loan loss allowance | $1,229,000 | 3,287 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,581,000 | 2,060 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $616,000 | 7,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,781,000 | 3,137 |
| Total liabilities | $157,138,000 | 3,038 |
| Total deposits | $155,865,000 | 2,818 |
| Interest-bearing deposits | $138,324,000 | 2,743 |
| Deposits held in domestic offices | $155,865,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $533,000 | 5,053 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $740,000 | 4,093 |
| Total equity capital | $11,643,000 | 4,263 |
| Total bank equity capital | $11,643,000 | 4,263 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,038,000 | 2,806 |
| Surplus | $10,285,000 | 1,780 |
| Undivided profits | $320,000 | 8,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $440,000 | 5,830 |
| Earning assets | $160,170,000 | 3,040 |
| Long-term assets (5+ years) | $10,521,000 | 4,744 |
| Average Assets, year-to-date | $160,579,000 | 3,224 |
| Average Assets, quarterly | $160,579,000 | 3,224 |
| Volatile liabilities | $30,734,000 | 2,751 |
| Insider loans | $3,435,000 | 1,583 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,875,000 | 2,714 |
| Tier 1 (core) risk-based capital | $11,631,000 | 4,067 |
| Tier 2 risk-based capital | $1,299,000 | 2,889 |
| Total risk weighted assets | $132,349,000 | 2,669 |
| Total unused commitments | $19,875,000 | 2,726 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $152,377,000 | 3,325 |
| Cash and due from depository institutions | $11,431,000 | 4,049 |
| Interest-bearing balances | $8,110,000 | 964 |
| Securities | $3,052,000 | 8,413 |
| Federal funds sold & reverse repurchase agreements | $19,430,000 | 718 |
| Net loans & leases | $113,148,000 | 2,895 |
| Loan loss allowance | $1,153,000 | 3,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,632,000 | 1,999 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $684,000 | 7,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,377,000 | 3,325 |
| Total liabilities | $141,244,000 | 3,248 |
| Total deposits | $140,077,000 | 3,045 |
| Interest-bearing deposits | $125,426,000 | 2,908 |
| Deposits held in domestic offices | $140,077,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $541,000 | 5,191 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $626,000 | 4,577 |
| Total equity capital | $11,133,000 | 4,369 |
| Total bank equity capital | $11,133,000 | 4,369 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,038,000 | 2,808 |
| Surplus | $10,010,000 | 1,777 |
| Undivided profits | $85,000 | 8,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 4,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $435,000 | 6,062 |
| Earning assets | $143,740,000 | 3,261 |
| Long-term assets (5+ years) | $8,878,000 | 5,042 |
| Average Assets, year-to-date | $129,988,000 | 3,678 |
| Average Assets, quarterly | $146,383,500 | 3,416 |
| Volatile liabilities | $28,377,000 | 2,921 |
| Insider loans | $3,145,000 | 1,695 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,858,000 | 2,638 |
| Tier 1 (core) risk-based capital | $11,127,000 | 4,141 |
| Tier 2 risk-based capital | $1,222,000 | 2,999 |
| Total risk weighted assets | $123,650,000 | 2,806 |
| Total unused commitments | $19,858,000 | 2,643 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $105,764,000 | 4,366 |
| Cash and due from depository institutions | $5,036,000 | 5,260 |
| Interest-bearing balances | $2,674,000 | 1,952 |
| Securities | $765,000 | 9,217 |
| Federal funds sold & reverse repurchase agreements | $3,465,000 | 3,595 |
| Net loans & leases | $92,243,000 | 3,362 |
| Loan loss allowance | $876,000 | 3,997 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,932,000 | 3,009 |
| Other real estate owned | $648,000 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $675,000 | 7,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,764,000 | 4,366 |
| Total liabilities | $94,764,000 | 4,366 |
| Total deposits | $94,202,000 | 4,136 |
| Interest-bearing deposits | $85,026,000 | 3,929 |
| Deposits held in domestic offices | $94,202,000 | 4,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $562,000 | 5,068 |
| Total equity capital | $11,000,000 | 4,175 |
| Total bank equity capital | $11,000,000 | 4,175 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,038,000 | 2,854 |
| Surplus | $10,010,000 | 1,687 |
| Undivided profits | $-48,000 | 8,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,381,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $391,000 | 6,747 |
| Earning assets | $99,147,000 | 4,291 |
| Long-term assets (5+ years) | $3,002,000 | 6,900 |
| Average Assets, year-to-date | $100,346,800 | 4,382 |
| Average Assets, quarterly | $107,259,000 | 4,291 |
| Volatile liabilities | $19,718,000 | 3,732 |
| Insider loans | $2,128,000 | 2,272 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,320,000 | 2,872 |
| Tier 1 (core) risk-based capital | $10,990,000 | 4,016 |
| Tier 2 risk-based capital | $947,000 | 3,503 |
| Total risk weighted assets | $96,965,000 | 3,300 |
| Total unused commitments | $16,320,000 | 2,882 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $90,612,000 | 4,785 |
| Cash and due from depository institutions | $4,732,000 | 6,049 |
| Interest-bearing balances | $2,173,000 | 1,602 |
| Securities | $3,390,000 | 8,897 |
| Federal funds sold & reverse repurchase agreements | $14,390,000 | 853 |
| Net loans & leases | $64,603,000 | 4,346 |
| Loan loss allowance | $722,000 | 4,480 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,826,000 | 3,055 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $671,000 | 7,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,612,000 | 4,785 |
| Total liabilities | $80,264,000 | 4,816 |
| Total deposits | $79,864,000 | 4,568 |
| Interest-bearing deposits | $74,545,000 | 4,251 |
| Deposits held in domestic offices | $79,864,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $400,000 | 6,486 |
| Total equity capital | $10,348,000 | 4,271 |
| Total bank equity capital | $10,348,000 | 4,271 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,038,000 | 2,932 |
| Surplus | $10,010,000 | 1,647 |
| Undivided profits | $-700,000 | 9,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $419,000 | 5,747 |
| Earning assets | $84,556,000 | 4,715 |
| Long-term assets (5+ years) | $7,449,000 | 5,230 |
| Average Assets, year-to-date | $63,544,200 | 5,844 |
| Average Assets, quarterly | $80,740,500 | 5,109 |
| Volatile liabilities | $14,339,000 | 4,592 |
| Insider loans | $2,722,000 | 1,766 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,599,000 | 2,676 |
| Tier 1 (core) risk-based capital | $10,346,000 | 4,158 |
| Tier 2 risk-based capital | $722,000 | 4,220 |
| Total risk weighted assets | $76,397,900 | 3,898 |
| Total unused commitments | $16,599,000 | 2,680 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $39,213,000 | 7,734 |
| Cash and due from depository institutions | $1,808,000 | 7,887 |
| Interest-bearing balances | $1,093,000 | 2,307 |
| Securities | $3,034,000 | 9,319 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 4,407 |
| Net loans & leases | $29,892,000 | 6,807 |
| Loan loss allowance | $259,000 | 7,800 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,842,000 | 2,988 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $262,000 | 9,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,213,000 | 7,734 |
| Total liabilities | $32,723,000 | 7,919 |
| Total deposits | $32,542,000 | 7,754 |
| Interest-bearing deposits | $30,503,000 | 7,443 |
| Deposits held in domestic offices | $32,542,000 | 7,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $181,000 | 8,319 |
| Total equity capital | $6,490,000 | 5,964 |
| Total bank equity capital | $6,490,000 | 5,964 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $745,000 | 3,918 |
| Surplus | $6,703,000 | 2,329 |
| Undivided profits | $-958,000 | 9,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $166,000 | 8,246 |
| Earning assets | $35,394,000 | 7,745 |
| Long-term assets (5+ years) | $4,060,000 | 6,667 |
| Average Assets, year-to-date | $25,528,200 | 8,766 |
| Average Assets, quarterly | $36,865,000 | 7,877 |
| Volatile liabilities | $5,975,000 | 6,870 |
| Insider loans | $2,053,000 | 2,185 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,968,000 | 3,744 |
| Tier 1 (core) risk-based capital | $6,492,000 | 5,970 |
| Tier 2 risk-based capital | $259,000 | 7,503 |
| Total risk weighted assets | $36,655,900 | 6,311 |
| Total unused commitments | $9,968,000 | 3,748 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $10,317,000 | 10,233 |
| Cash and due from depository institutions | $388,000 | 8,990 |
| Interest-bearing balances | $179,000 | 4,451 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $6,875,000 | 2,527 |
| Net loans & leases | $2,567,000 | 10,316 |
| Loan loss allowance | $26,000 | 10,271 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $433,000 | 8,069 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $54,000 | 10,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,317,000 | 10,233 |
| Total liabilities | $3,311,000 | 10,408 |
| Total deposits | $3,285,000 | 10,370 |
| Interest-bearing deposits | $2,494,000 | 10,330 |
| Deposits held in domestic offices | $3,285,000 | 10,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $26,000 | 10,379 |
| Total equity capital | $7,006,000 | 5,768 |
| Total bank equity capital | $7,006,000 | 5,768 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $741,000 | 3,952 |
| Surplus | $6,666,000 | 2,239 |
| Undivided profits | $-401,000 | 10,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $9,621,000 | 10,186 |
| Long-term assets (5+ years) | $989,000 | 8,409 |
| Average Assets, year-to-date | $10,317,000 | 10,195 |
| Average Assets, quarterly | $10,317,000 | 10,209 |
| Volatile liabilities | $600,000 | 10,052 |
| Insider loans | $500,000 | 5,286 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $550,000 | 9,265 |
| Tier 1 (core) risk-based capital | $7,006,000 | 5,583 |
| Tier 2 risk-based capital | $26,000 | 10,231 |
| Total risk weighted assets | $4,513,000 | 10,265 |
| Total unused commitments | $550,000 | 9,271 |
| Derivatives | $0 | 527 |