Home > Valley Bank > Income and Expense
Valley Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $16,004,000 | 800 |
| Total interest expense | $1,732,000 | 818 |
| Net interest income | $14,272,000 | 793 |
| Provision for loan and lease losses | $91,000 | 2,315 |
| Total noninterest income | $-1,817,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $672,000 | 940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,489,000 | 6,350 |
| Total noninterest expense | $17,896,000 | 594 |
| Salaries and employee benefits | $6,967,000 | 830 |
| Premises and equipment expense | $1,022,000 | 1,180 |
| Additional noninterest expense | $9,907,000 | 375 |
| Pre-tax net operating income | $-5,532,000 | 6,344 |
| Securities gains (losses) | $329,000 | 355 |
| Applicable income taxes | $-1,591,000 | 6,328 |
| Income before extraordinary items | $-3,612,000 | 6,333 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,612,000 | 6,333 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-3,612,000 | 6,333 |
| Net charge-offs | $2,891,000 | 168 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-3,839,010 | 6,334 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,980,000 | 802 |
| Total interest expense | $872,000 | 813 |
| Net interest income | $7,108,000 | 793 |
| Provision for loan and lease losses | $-15,000 | 6,110 |
| Total noninterest income | $1,228,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $330,000 | 935 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $898,000 | 1,005 |
| Total noninterest expense | $5,328,000 | 970 |
| Salaries and employee benefits | $3,086,000 | 929 |
| Premises and equipment expense | $503,000 | 1,200 |
| Additional noninterest expense | $1,739,000 | 914 |
| Pre-tax net operating income | $3,023,000 | 743 |
| Securities gains (losses) | $329,000 | 245 |
| Applicable income taxes | $1,045,000 | 613 |
| Income before extraordinary items | $2,307,000 | 762 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,307,000 | 760 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,307,000 | 762 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,079,990 | 815 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $32,317,000 | 779 |
| Total interest expense | $3,506,000 | 850 |
| Net interest income | $28,811,000 | 763 |
| Provision for loan and lease losses | $1,282,000 | 697 |
| Total noninterest income | $4,374,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,380,000 | 957 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,994,000 | 1,101 |
| Total noninterest expense | $21,468,000 | 944 |
| Salaries and employee benefits | $12,366,000 | 889 |
| Premises and equipment expense | $1,916,000 | 1,250 |
| Additional noninterest expense | $7,186,000 | 907 |
| Pre-tax net operating income | $10,435,000 | 799 |
| Securities gains (losses) | $730,000 | 280 |
| Applicable income taxes | $3,324,000 | 665 |
| Income before extraordinary items | $7,841,000 | 848 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,841,000 | 848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,841,000 | 847 |
| Net charge-offs | $1,982,000 | 519 |
| Cash dividends | $1,300,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,330,000 | 888 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $24,207,000 | 779 |
| Total interest expense | $2,624,000 | 863 |
| Net interest income | $21,583,000 | 767 |
| Provision for loan and lease losses | $1,328,000 | 514 |
| Total noninterest income | $3,356,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,010,000 | 990 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,346,000 | 1,075 |
| Total noninterest expense | $16,036,000 | 939 |
| Salaries and employee benefits | $9,180,000 | 899 |
| Premises and equipment expense | $1,439,000 | 1,259 |
| Additional noninterest expense | $5,417,000 | 897 |
| Pre-tax net operating income | $7,575,000 | 830 |
| Securities gains (losses) | $730,000 | 211 |
| Applicable income taxes | $2,475,000 | 675 |
| Income before extraordinary items | $5,830,000 | 856 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,830,000 | 855 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,830,000 | 855 |
| Net charge-offs | $1,993,000 | 382 |
| Cash dividends | $850,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,319,000 | 916 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $16,123,000 | 777 |
| Total interest expense | $1,741,000 | 867 |
| Net interest income | $14,382,000 | 768 |
| Provision for loan and lease losses | $1,471,000 | 334 |
| Total noninterest income | $2,391,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $652,000 | 1,011 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,739,000 | 993 |
| Total noninterest expense | $10,646,000 | 942 |
| Salaries and employee benefits | $6,071,000 | 900 |
| Premises and equipment expense | $954,000 | 1,265 |
| Additional noninterest expense | $3,621,000 | 894 |
| Pre-tax net operating income | $4,656,000 | 878 |
| Securities gains (losses) | $721,000 | 168 |
| Applicable income taxes | $1,615,000 | 681 |
| Income before extraordinary items | $3,762,000 | 862 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,762,000 | 862 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,762,000 | 862 |
| Net charge-offs | $2,031,000 | 288 |
| Cash dividends | $850,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,257,300 | 978 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,008,000 | 786 |
| Total interest expense | $861,000 | 891 |
| Net interest income | $7,147,000 | 767 |
| Provision for loan and lease losses | $431,000 | 515 |
| Total noninterest income | $1,061,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $297,000 | 1,090 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $764,000 | 1,047 |
| Total noninterest expense | $5,233,000 | 968 |
| Salaries and employee benefits | $3,041,000 | 918 |
| Premises and equipment expense | $484,000 | 1,272 |
| Additional noninterest expense | $1,708,000 | 939 |
| Pre-tax net operating income | $2,544,000 | 782 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $760,000 | 689 |
| Income before extraordinary items | $1,791,000 | 881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,791,000 | 882 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,791,000 | 882 |
| Net charge-offs | $1,206,000 | 259 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,786,100 | 854 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $31,351,000 | 788 |
| Total interest expense | $3,811,000 | 898 |
| Net interest income | $27,540,000 | 777 |
| Provision for loan and lease losses | $-465,000 | 6,575 |
| Total noninterest income | $3,628,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,206,000 | 1,152 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,422,000 | 1,328 |
| Total noninterest expense | $21,127,000 | 968 |
| Salaries and employee benefits | $11,964,000 | 902 |
| Premises and equipment expense | $1,825,000 | 1,305 |
| Additional noninterest expense | $7,338,000 | 927 |
| Pre-tax net operating income | $10,506,000 | 748 |
| Securities gains (losses) | $45,000 | 1,876 |
| Applicable income taxes | $3,166,000 | 643 |
| Income before extraordinary items | $7,385,000 | 848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,385,000 | 850 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,385,000 | 850 |
| Net charge-offs | $395,000 | 2,265 |
| Cash dividends | $5,100,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,353,500 | 835 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $23,344,000 | 798 |
| Total interest expense | $2,894,000 | 916 |
| Net interest income | $20,450,000 | 784 |
| Provision for loan and lease losses | $-267,000 | 6,658 |
| Total noninterest income | $2,966,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $890,000 | 1,166 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,076,000 | 1,239 |
| Total noninterest expense | $15,371,000 | 997 |
| Salaries and employee benefits | $8,815,000 | 918 |
| Premises and equipment expense | $1,335,000 | 1,347 |
| Additional noninterest expense | $5,221,000 | 971 |
| Pre-tax net operating income | $8,312,000 | 716 |
| Securities gains (losses) | $83,000 | 1,344 |
| Applicable income taxes | $2,507,000 | 624 |
| Income before extraordinary items | $5,888,000 | 812 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,888,000 | 814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,888,000 | 814 |
| Net charge-offs | $363,000 | 1,922 |
| Cash dividends | $4,800,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,829,900 | 799 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,511,000 | 795 |
| Total interest expense | $2,001,000 | 904 |
| Net interest income | $13,510,000 | 781 |
| Provision for loan and lease losses | $65,000 | 3,338 |
| Total noninterest income | $2,250,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $571,000 | 1,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,679,000 | 1,105 |
| Total noninterest expense | $10,209,000 | 994 |
| Salaries and employee benefits | $5,868,000 | 919 |
| Premises and equipment expense | $905,000 | 1,320 |
| Additional noninterest expense | $3,436,000 | 974 |
| Pre-tax net operating income | $5,486,000 | 709 |
| Securities gains (losses) | $68,000 | 1,334 |
| Applicable income taxes | $1,698,000 | 609 |
| Income before extraordinary items | $3,856,000 | 808 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,856,000 | 808 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,856,000 | 810 |
| Net charge-offs | $95,000 | 2,808 |
| Cash dividends | $3,200,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,809,080 | 791 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 808 |
| Total interest expense | $1,012,000 | 927 |
| Net interest income | $6,674,000 | 789 |
| Provision for loan and lease losses | $195,000 | 1,390 |
| Total noninterest income | $1,147,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $275,000 | 1,217 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $872,000 | 1,081 |
| Total noninterest expense | $5,097,000 | 1,006 |
| Salaries and employee benefits | $2,929,000 | 936 |
| Premises and equipment expense | $455,000 | 1,336 |
| Additional noninterest expense | $1,713,000 | 980 |
| Pre-tax net operating income | $2,529,000 | 754 |
| Securities gains (losses) | $68,000 | 802 |
| Applicable income taxes | $790,000 | 644 |
| Income before extraordinary items | $1,807,000 | 846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,807,000 | 847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,807,000 | 848 |
| Net charge-offs | $-15,000 | 6,346 |
| Cash dividends | $1,600,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,759,400 | 830 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $31,694,000 | 825 |
| Total interest expense | $5,681,000 | 785 |
| Net interest income | $26,013,000 | 824 |
| Provision for loan and lease losses | $398,000 | 3,040 |
| Total noninterest income | $2,293,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,048,000 | 1,359 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,245,000 | 2,089 |
| Total noninterest expense | $19,410,000 | 1,029 |
| Salaries and employee benefits | $10,724,000 | 974 |
| Premises and equipment expense | $1,597,000 | 1,494 |
| Additional noninterest expense | $7,089,000 | 987 |
| Pre-tax net operating income | $8,498,000 | 844 |
| Securities gains (losses) | $1,191,000 | 435 |
| Applicable income taxes | $2,762,000 | 657 |
| Income before extraordinary items | $6,927,000 | 858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,927,000 | 857 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,927,000 | 858 |
| Net charge-offs | $1,988,000 | 1,161 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,081,390 | 929 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $23,881,000 | 840 |
| Total interest expense | $4,414,000 | 791 |
| Net interest income | $19,467,000 | 839 |
| Provision for loan and lease losses | $-53,000 | 6,988 |
| Total noninterest income | $2,658,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $763,000 | 1,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,895,000 | 1,317 |
| Total noninterest expense | $14,299,000 | 1,045 |
| Salaries and employee benefits | $7,868,000 | 988 |
| Premises and equipment expense | $1,150,000 | 1,558 |
| Additional noninterest expense | $5,281,000 | 986 |
| Pre-tax net operating income | $7,879,000 | 713 |
| Securities gains (losses) | $158,000 | 1,621 |
| Applicable income taxes | $2,473,000 | 591 |
| Income before extraordinary items | $5,564,000 | 819 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,564,000 | 817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,564,000 | 819 |
| Net charge-offs | $1,049,000 | 1,415 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,454,980 | 773 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $15,978,000 | 842 |
| Total interest expense | $3,068,000 | 779 |
| Net interest income | $12,910,000 | 845 |
| Provision for loan and lease losses | $-53,000 | 7,075 |
| Total noninterest income | $1,880,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $466,000 | 1,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,414,000 | 1,184 |
| Total noninterest expense | $9,444,000 | 1,051 |
| Salaries and employee benefits | $5,181,000 | 1,005 |
| Premises and equipment expense | $754,000 | 1,575 |
| Additional noninterest expense | $3,509,000 | 994 |
| Pre-tax net operating income | $5,399,000 | 686 |
| Securities gains (losses) | $40,000 | 2,188 |
| Applicable income taxes | $1,677,000 | 591 |
| Income before extraordinary items | $3,762,000 | 808 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,762,000 | 807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,762,000 | 808 |
| Net charge-offs | $606,000 | 1,591 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,734,400 | 763 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 843 |
| Total interest expense | $1,633,000 | 748 |
| Net interest income | $6,321,000 | 861 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $915,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $225,000 | 1,541 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $690,000 | 1,192 |
| Total noninterest expense | $4,718,000 | 1,052 |
| Salaries and employee benefits | $2,601,000 | 999 |
| Premises and equipment expense | $368,000 | 1,620 |
| Additional noninterest expense | $1,749,000 | 978 |
| Pre-tax net operating income | $2,518,000 | 730 |
| Securities gains (losses) | $40,000 | 1,329 |
| Applicable income taxes | $785,000 | 609 |
| Income before extraordinary items | $1,773,000 | 848 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,773,000 | 847 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,773,000 | 849 |
| Net charge-offs | $363,000 | 1,320 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,745,400 | 802 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $32,688,000 | 852 |
| Total interest expense | $7,993,000 | 725 |
| Net interest income | $24,695,000 | 885 |
| Provision for loan and lease losses | $224,000 | 4,515 |
| Total noninterest income | $1,893,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $923,000 | 1,578 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $970,000 | 2,182 |
| Total noninterest expense | $18,669,000 | 1,049 |
| Salaries and employee benefits | $9,081,000 | 1,084 |
| Premises and equipment expense | $1,514,000 | 1,642 |
| Additional noninterest expense | $8,074,000 | 885 |
| Pre-tax net operating income | $7,695,000 | 792 |
| Securities gains (losses) | $1,017,000 | 438 |
| Applicable income taxes | $2,501,000 | 661 |
| Income before extraordinary items | $6,211,000 | 794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,211,000 | 791 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,211,000 | 794 |
| Net charge-offs | $1,577,000 | 1,808 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,488,930 | 876 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $24,853,000 | 856 |
| Total interest expense | $6,195,000 | 739 |
| Net interest income | $18,658,000 | 886 |
| Provision for loan and lease losses | $425,000 | 3,131 |
| Total noninterest income | $1,216,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $692,000 | 1,582 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $524,000 | 2,638 |
| Total noninterest expense | $14,517,000 | 1,024 |
| Salaries and employee benefits | $6,906,000 | 1,072 |
| Premises and equipment expense | $1,146,000 | 1,641 |
| Additional noninterest expense | $6,465,000 | 827 |
| Pre-tax net operating income | $4,932,000 | 938 |
| Securities gains (losses) | $1,017,000 | 350 |
| Applicable income taxes | $1,642,000 | 729 |
| Income before extraordinary items | $4,307,000 | 891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,307,000 | 890 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,307,000 | 891 |
| Net charge-offs | $1,415,000 | 1,557 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,574,760 | 1,022 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $16,657,000 | 860 |
| Total interest expense | $4,286,000 | 740 |
| Net interest income | $12,371,000 | 896 |
| Provision for loan and lease losses | $261,000 | 3,191 |
| Total noninterest income | $901,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $455,000 | 1,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,271 |
| Total noninterest expense | $9,790,000 | 1,021 |
| Salaries and employee benefits | $4,474,000 | 1,120 |
| Premises and equipment expense | $785,000 | 1,605 |
| Additional noninterest expense | $4,531,000 | 794 |
| Pre-tax net operating income | $3,221,000 | 946 |
| Securities gains (losses) | $476,000 | 375 |
| Applicable income taxes | $1,107,000 | 700 |
| Income before extraordinary items | $2,590,000 | 958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,590,000 | 955 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,590,000 | 958 |
| Net charge-offs | $964,000 | 1,505 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,256,800 | 1,060 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,243,000 | 878 |
| Total interest expense | $2,243,000 | 737 |
| Net interest income | $6,000,000 | 927 |
| Provision for loan and lease losses | $-436,000 | 7,541 |
| Total noninterest income | $534,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $220,000 | 1,606 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $314,000 | 1,860 |
| Total noninterest expense | $5,241,000 | 962 |
| Salaries and employee benefits | $2,319,000 | 1,087 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $2,536,000 | 711 |
| Pre-tax net operating income | $1,729,000 | 872 |
| Securities gains (losses) | $14,000 | 1,208 |
| Applicable income taxes | $505,000 | 748 |
| Income before extraordinary items | $1,238,000 | 980 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,238,000 | 980 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,238,000 | 980 |
| Net charge-offs | $67,000 | 3,108 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,228,060 | 965 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $33,069,000 | 927 |
| Total interest expense | $11,637,000 | 685 |
| Net interest income | $21,432,000 | 1,028 |
| Provision for loan and lease losses | $1,127,000 | 2,875 |
| Total noninterest income | $2,409,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $904,000 | 1,640 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,505,000 | 1,703 |
| Total noninterest expense | $17,296,000 | 1,170 |
| Salaries and employee benefits | $8,338,000 | 1,182 |
| Premises and equipment expense | $1,548,000 | 1,663 |
| Additional noninterest expense | $7,410,000 | 997 |
| Pre-tax net operating income | $5,418,000 | 957 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,525,000 | 897 |
| Income before extraordinary items | $3,893,000 | 1,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,893,000 | 1,116 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,893,000 | 1,118 |
| Net charge-offs | $2,738,000 | 1,549 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,893,000 | 1,069 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $24,652,000 | 949 |
| Total interest expense | $9,114,000 | 679 |
| Net interest income | $15,538,000 | 1,078 |
| Provision for loan and lease losses | $105,000 | 5,634 |
| Total noninterest income | $1,978,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $680,000 | 1,680 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,298,000 | 1,501 |
| Total noninterest expense | $12,533,000 | 1,198 |
| Salaries and employee benefits | $6,002,000 | 1,225 |
| Premises and equipment expense | $1,160,000 | 1,692 |
| Additional noninterest expense | $5,371,000 | 1,005 |
| Pre-tax net operating income | $4,878,000 | 856 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,415,000 | 773 |
| Income before extraordinary items | $3,463,000 | 997 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,463,000 | 1,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,463,000 | 1,000 |
| Net charge-offs | $2,050,000 | 1,483 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,463,000 | 951 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,516,000 | 949 |
| Total interest expense | $6,147,000 | 695 |
| Net interest income | $10,369,000 | 1,078 |
| Provision for loan and lease losses | $-127,000 | 7,785 |
| Total noninterest income | $1,199,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $434,000 | 1,753 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $765,000 | 1,570 |
| Total noninterest expense | $8,410,000 | 1,184 |
| Salaries and employee benefits | $3,985,000 | 1,228 |
| Premises and equipment expense | $778,000 | 1,697 |
| Additional noninterest expense | $3,647,000 | 971 |
| Pre-tax net operating income | $3,285,000 | 834 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $970,000 | 736 |
| Income before extraordinary items | $2,315,000 | 977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,315,000 | 978 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,315,000 | 978 |
| Net charge-offs | $1,676,000 | 1,285 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,315,000 | 936 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 986 |
| Total interest expense | $3,127,000 | 720 |
| Net interest income | $5,059,000 | 1,114 |
| Provision for loan and lease losses | $208,000 | 2,943 |
| Total noninterest income | $564,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $210,000 | 1,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $354,000 | 1,642 |
| Total noninterest expense | $4,145,000 | 1,216 |
| Salaries and employee benefits | $1,959,000 | 1,276 |
| Premises and equipment expense | $388,000 | 1,741 |
| Additional noninterest expense | $1,798,000 | 978 |
| Pre-tax net operating income | $1,270,000 | 1,044 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $324,000 | 987 |
| Income before extraordinary items | $946,000 | 1,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $946,000 | 1,158 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $946,000 | 1,158 |
| Net charge-offs | $575,000 | 1,478 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $946,000 | 1,123 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,053,000 | 996 |
| Total interest expense | $13,988,000 | 840 |
| Net interest income | $20,065,000 | 1,088 |
| Provision for loan and lease losses | $13,216,000 | 676 |
| Total noninterest income | $1,498,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $847,000 | 1,955 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $651,000 | 2,779 |
| Total noninterest expense | $15,865,000 | 1,307 |
| Salaries and employee benefits | $7,530,000 | 1,320 |
| Premises and equipment expense | $1,568,000 | 1,724 |
| Additional noninterest expense | $6,767,000 | 1,153 |
| Pre-tax net operating income | $-7,518,000 | 7,383 |
| Securities gains (losses) | $1,019,000 | 491 |
| Applicable income taxes | $-2,430,000 | 7,572 |
| Income before extraordinary items | $-4,069,000 | 7,165 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,069,000 | 7,164 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,069,000 | 7,164 |
| Net charge-offs | $8,141,000 | 798 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,721,160 | 7,253 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,466,000 | 1,016 |
| Total interest expense | $10,642,000 | 867 |
| Net interest income | $14,824,000 | 1,111 |
| Provision for loan and lease losses | $7,909,000 | 752 |
| Total noninterest income | $1,485,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $634,000 | 1,959 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $851,000 | 2,046 |
| Total noninterest expense | $11,712,000 | 1,312 |
| Salaries and employee benefits | $5,534,000 | 1,378 |
| Premises and equipment expense | $1,203,000 | 1,709 |
| Additional noninterest expense | $4,975,000 | 1,130 |
| Pre-tax net operating income | $-3,312,000 | 7,342 |
| Securities gains (losses) | $969,000 | 399 |
| Applicable income taxes | $-923,000 | 7,537 |
| Income before extraordinary items | $-1,420,000 | 6,970 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,420,000 | 6,970 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,420,000 | 6,971 |
| Net charge-offs | $4,143,000 | 954 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,040,160 | 7,177 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,847,000 | 1,049 |
| Total interest expense | $7,122,000 | 922 |
| Net interest income | $9,725,000 | 1,143 |
| Provision for loan and lease losses | $7,408,000 | 563 |
| Total noninterest income | $872,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $419,000 | 1,948 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $453,000 | 2,363 |
| Total noninterest expense | $7,758,000 | 1,346 |
| Salaries and employee benefits | $3,600,000 | 1,444 |
| Premises and equipment expense | $817,000 | 1,702 |
| Additional noninterest expense | $3,341,000 | 1,144 |
| Pre-tax net operating income | $-4,569,000 | 7,712 |
| Securities gains (losses) | $267,000 | 834 |
| Applicable income taxes | $-1,541,000 | 7,848 |
| Income before extraordinary items | $-2,761,000 | 7,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,761,000 | 7,606 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,761,000 | 7,606 |
| Net charge-offs | $3,813,000 | 709 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,931,880 | 7,640 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 1,079 |
| Total interest expense | $3,594,000 | 948 |
| Net interest income | $4,659,000 | 1,190 |
| Provision for loan and lease losses | $1,416,000 | 960 |
| Total noninterest income | $421,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $203,000 | 1,939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $218,000 | 2,392 |
| Total noninterest expense | $3,624,000 | 1,377 |
| Salaries and employee benefits | $1,757,000 | 1,491 |
| Premises and equipment expense | $411,000 | 1,711 |
| Additional noninterest expense | $1,456,000 | 1,149 |
| Pre-tax net operating income | $40,000 | 5,763 |
| Securities gains (losses) | $267,000 | 550 |
| Applicable income taxes | $66,000 | 2,614 |
| Income before extraordinary items | $241,000 | 3,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 3,517 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $241,000 | 3,517 |
| Net charge-offs | $1,442,000 | 758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $30,070 | 5,830 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,840,000 | 1,058 |
| Total interest expense | $18,129,000 | 880 |
| Net interest income | $17,711,000 | 1,245 |
| Provision for loan and lease losses | $3,270,000 | 1,311 |
| Total noninterest income | $2,396,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $891,000 | 1,937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,505,000 | 1,593 |
| Total noninterest expense | $13,776,000 | 1,418 |
| Salaries and employee benefits | $7,257,000 | 1,408 |
| Premises and equipment expense | $1,596,000 | 1,725 |
| Additional noninterest expense | $4,923,000 | 1,281 |
| Pre-tax net operating income | $3,061,000 | 1,767 |
| Securities gains (losses) | $-14,000 | 7,048 |
| Applicable income taxes | $847,000 | 1,347 |
| Income before extraordinary items | $2,200,000 | 1,821 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,200,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 2,519 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,210,080 | 1,928 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,037,000 | 1,082 |
| Total interest expense | $14,002,000 | 887 |
| Net interest income | $13,035,000 | 1,293 |
| Provision for loan and lease losses | $1,114,000 | 1,712 |
| Total noninterest income | $1,859,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $839,000 | 1,601 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,020,000 | 1,790 |
| Total noninterest expense | $10,202,000 | 1,416 |
| Salaries and employee benefits | $5,375,000 | 1,465 |
| Premises and equipment expense | $1,127,000 | 1,817 |
| Additional noninterest expense | $3,700,000 | 1,238 |
| Pre-tax net operating income | $3,578,000 | 1,380 |
| Securities gains (losses) | $-14,000 | 7,370 |
| Applicable income taxes | $1,026,000 | 1,130 |
| Income before extraordinary items | $2,538,000 | 1,446 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,538,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,729 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,547,940 | 1,523 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,114,000 | 1,086 |
| Total interest expense | $9,488,000 | 901 |
| Net interest income | $8,626,000 | 1,293 |
| Provision for loan and lease losses | $679,000 | 1,565 |
| Total noninterest income | $1,195,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $551,000 | 1,605 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $644,000 | 1,909 |
| Total noninterest expense | $6,722,000 | 1,430 |
| Salaries and employee benefits | $3,538,000 | 1,491 |
| Premises and equipment expense | $748,000 | 1,830 |
| Additional noninterest expense | $2,436,000 | 1,224 |
| Pre-tax net operating income | $2,420,000 | 1,428 |
| Securities gains (losses) | $-14,000 | 8,144 |
| Applicable income taxes | $698,000 | 1,234 |
| Income before extraordinary items | $1,708,000 | 1,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,708,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,717,940 | 1,556 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,384,000 | 1,076 |
| Total interest expense | $5,075,000 | 906 |
| Net interest income | $4,309,000 | 1,291 |
| Provision for loan and lease losses | $291,000 | 1,435 |
| Total noninterest income | $523,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $262,000 | 1,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $261,000 | 2,149 |
| Total noninterest expense | $3,232,000 | 1,486 |
| Salaries and employee benefits | $1,692,000 | 1,570 |
| Premises and equipment expense | $358,000 | 1,899 |
| Additional noninterest expense | $1,182,000 | 1,210 |
| Pre-tax net operating income | $1,309,000 | 1,428 |
| Securities gains (losses) | $-14,000 | 8,345 |
| Applicable income taxes | $386,000 | 1,226 |
| Income before extraordinary items | $909,000 | 1,637 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $909,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 950 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $918,800 | 1,559 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,712,000 | 1,094 |
| Total interest expense | $22,242,000 | 889 |
| Net interest income | $16,470,000 | 1,361 |
| Provision for loan and lease losses | $1,250,000 | 1,211 |
| Total noninterest income | $2,346,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,178,000 | 1,526 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,168,000 | 2,002 |
| Total noninterest expense | $13,238,000 | 1,390 |
| Salaries and employee benefits | $6,585,000 | 1,538 |
| Premises and equipment expense | $1,301,000 | 2,007 |
| Additional noninterest expense | $5,352,000 | 1,052 |
| Pre-tax net operating income | $4,328,000 | 1,857 |
| Securities gains (losses) | $-50,000 | 8,012 |
| Applicable income taxes | $617,000 | 2,466 |
| Income before extraordinary items | $3,661,000 | 1,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,661,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,025,000 | 612 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,704,000 | 1,696 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,018,000 | 1,097 |
| Total interest expense | $16,700,000 | 886 |
| Net interest income | $12,318,000 | 1,371 |
| Provision for loan and lease losses | $1,324,000 | 713 |
| Total noninterest income | $1,798,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $889,000 | 1,481 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $909,000 | 1,958 |
| Total noninterest expense | $9,565,000 | 1,436 |
| Salaries and employee benefits | $4,806,000 | 1,576 |
| Premises and equipment expense | $947,000 | 2,048 |
| Additional noninterest expense | $3,812,000 | 1,077 |
| Pre-tax net operating income | $3,227,000 | 1,980 |
| Securities gains (losses) | $-50,000 | 8,179 |
| Applicable income taxes | $604,000 | 2,276 |
| Income before extraordinary items | $2,573,000 | 1,958 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,573,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 467 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,613,500 | 1,922 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,095,000 | 1,126 |
| Total interest expense | $10,972,000 | 903 |
| Net interest income | $8,123,000 | 1,410 |
| Provision for loan and lease losses | $842,000 | 673 |
| Total noninterest income | $1,235,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $605,000 | 1,461 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $630,000 | 1,919 |
| Total noninterest expense | $6,577,000 | 1,411 |
| Salaries and employee benefits | $3,283,000 | 1,564 |
| Premises and equipment expense | $643,000 | 2,016 |
| Additional noninterest expense | $2,651,000 | 1,049 |
| Pre-tax net operating income | $1,939,000 | 2,225 |
| Securities gains (losses) | $-50,000 | 8,304 |
| Applicable income taxes | $147,000 | 3,682 |
| Income before extraordinary items | $1,742,000 | 1,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,742,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 800 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,788,000 | 1,907 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,509,000 | 1,125 |
| Total interest expense | $5,451,000 | 898 |
| Net interest income | $4,058,000 | 1,405 |
| Provision for loan and lease losses | $720,000 | 382 |
| Total noninterest income | $625,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $291,000 | 1,473 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $334,000 | 1,814 |
| Total noninterest expense | $3,094,000 | 1,482 |
| Salaries and employee benefits | $1,692,000 | 1,533 |
| Premises and equipment expense | $332,000 | 1,966 |
| Additional noninterest expense | $1,070,000 | 1,261 |
| Pre-tax net operating income | $869,000 | 2,409 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $224,000 | 2,255 |
| Income before extraordinary items | $645,000 | 2,490 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $645,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $645,000 | 2,463 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $34,741,000 | 1,137 |
| Total interest expense | $18,434,000 | 902 |
| Net interest income | $16,307,000 | 1,394 |
| Provision for loan and lease losses | $2,796,000 | 400 |
| Total noninterest income | $2,210,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $992,000 | 1,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,218,000 | 1,942 |
| Total noninterest expense | $11,892,000 | 1,501 |
| Salaries and employee benefits | $6,040,000 | 1,625 |
| Premises and equipment expense | $1,209,000 | 2,069 |
| Additional noninterest expense | $4,643,000 | 1,162 |
| Pre-tax net operating income | $3,829,000 | 2,332 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $431,000 | 3,337 |
| Income before extraordinary items | $3,395,000 | 2,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,395,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,262,000 | 564 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,397,670 | 2,048 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,251,000 | 1,180 |
| Total interest expense | $13,098,000 | 932 |
| Net interest income | $12,153,000 | 1,422 |
| Provision for loan and lease losses | $1,093,000 | 700 |
| Total noninterest income | $1,667,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $708,000 | 1,843 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $959,000 | 1,880 |
| Total noninterest expense | $8,336,000 | 1,606 |
| Salaries and employee benefits | $4,551,000 | 1,633 |
| Premises and equipment expense | $892,000 | 2,107 |
| Additional noninterest expense | $2,893,000 | 1,375 |
| Pre-tax net operating income | $4,391,000 | 1,699 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $1,282,000 | 1,569 |
| Income before extraordinary items | $3,106,000 | 1,778 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,106,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,108,130 | 1,760 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,163,000 | 1,206 |
| Total interest expense | $8,166,000 | 947 |
| Net interest income | $7,997,000 | 1,439 |
| Provision for loan and lease losses | $706,000 | 712 |
| Total noninterest income | $986,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $447,000 | 1,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $539,000 | 2,116 |
| Total noninterest expense | $5,479,000 | 1,634 |
| Salaries and employee benefits | $3,016,000 | 1,638 |
| Premises and equipment expense | $581,000 | 2,143 |
| Additional noninterest expense | $1,882,000 | 1,419 |
| Pre-tax net operating income | $2,798,000 | 1,775 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $818,000 | 1,638 |
| Income before extraordinary items | $1,980,000 | 1,853 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,980,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,980,000 | 1,835 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,764,000 | 1,228 |
| Total interest expense | $3,851,000 | 944 |
| Net interest income | $3,913,000 | 1,466 |
| Provision for loan and lease losses | $587,000 | 420 |
| Total noninterest income | $459,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 1,940 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $246,000 | 2,217 |
| Total noninterest expense | $2,686,000 | 1,669 |
| Salaries and employee benefits | $1,485,000 | 1,669 |
| Premises and equipment expense | $290,000 | 2,161 |
| Additional noninterest expense | $911,000 | 1,448 |
| Pre-tax net operating income | $1,099,000 | 2,123 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $301,000 | 2,024 |
| Income before extraordinary items | $797,000 | 2,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $797,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $797,730 | 2,171 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,469,000 | 1,369 |
| Total interest expense | $10,637,000 | 1,053 |
| Net interest income | $13,832,000 | 1,587 |
| Provision for loan and lease losses | $1,297,000 | 812 |
| Total noninterest income | $1,683,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $914,000 | 1,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $769,000 | 2,611 |
| Total noninterest expense | $9,154,000 | 1,853 |
| Salaries and employee benefits | $4,743,000 | 1,945 |
| Premises and equipment expense | $1,060,000 | 2,249 |
| Additional noninterest expense | $3,351,000 | 1,511 |
| Pre-tax net operating income | $5,064,000 | 1,844 |
| Securities gains (losses) | $53,000 | 902 |
| Applicable income taxes | $1,454,000 | 1,740 |
| Income before extraordinary items | $3,663,000 | 1,877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,663,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,619 |
| Cash dividends | $367,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,624,840 | 1,871 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,148,000 | 1,420 |
| Total interest expense | $7,295,000 | 1,092 |
| Net interest income | $9,853,000 | 1,649 |
| Provision for loan and lease losses | $1,180,000 | 651 |
| Total noninterest income | $1,247,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $682,000 | 1,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,649 |
| Total noninterest expense | $6,613,000 | 1,896 |
| Salaries and employee benefits | $3,443,000 | 1,974 |
| Premises and equipment expense | $776,000 | 2,282 |
| Additional noninterest expense | $2,394,000 | 1,573 |
| Pre-tax net operating income | $3,307,000 | 2,065 |
| Securities gains (losses) | $53,000 | 860 |
| Applicable income taxes | $933,000 | 1,976 |
| Income before extraordinary items | $2,427,000 | 2,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,427,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,909 |
| Cash dividends | $244,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,388,840 | 2,116 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,734,000 | 1,465 |
| Total interest expense | $4,453,000 | 1,115 |
| Net interest income | $6,281,000 | 1,704 |
| Provision for loan and lease losses | $725,000 | 694 |
| Total noninterest income | $714,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $445,000 | 1,883 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $269,000 | 3,263 |
| Total noninterest expense | $4,280,000 | 1,938 |
| Salaries and employee benefits | $2,213,000 | 2,047 |
| Premises and equipment expense | $515,000 | 2,274 |
| Additional noninterest expense | $1,552,000 | 1,587 |
| Pre-tax net operating income | $1,990,000 | 2,199 |
| Securities gains (losses) | $53,000 | 758 |
| Applicable income taxes | $551,000 | 2,118 |
| Income before extraordinary items | $1,492,000 | 2,239 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,492,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,453,310 | 2,256 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,031,000 | 1,550 |
| Total interest expense | $2,045,000 | 1,155 |
| Net interest income | $2,986,000 | 1,789 |
| Provision for loan and lease losses | $324,000 | 718 |
| Total noninterest income | $332,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $210,000 | 1,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,360 |
| Total noninterest expense | $2,026,000 | 2,041 |
| Salaries and employee benefits | $1,044,000 | 2,176 |
| Premises and equipment expense | $259,000 | 2,280 |
| Additional noninterest expense | $723,000 | 1,704 |
| Pre-tax net operating income | $968,000 | 2,219 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $255,000 | 2,240 |
| Income before extraordinary items | $713,000 | 2,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $713,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $713,000 | 2,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,847,000 | 1,625 |
| Total interest expense | $6,747,000 | 1,218 |
| Net interest income | $11,100,000 | 1,820 |
| Provision for loan and lease losses | $633,000 | 1,569 |
| Total noninterest income | $1,332,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $801,000 | 2,138 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $531,000 | 3,211 |
| Total noninterest expense | $7,701,000 | 2,071 |
| Salaries and employee benefits | $4,280,000 | 2,031 |
| Premises and equipment expense | $923,000 | 2,473 |
| Additional noninterest expense | $2,498,000 | 1,948 |
| Pre-tax net operating income | $4,098,000 | 2,024 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $1,114,000 | 2,005 |
| Income before extraordinary items | $3,001,000 | 2,076 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,001,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,512 |
| Cash dividends | $43,000 | 5,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,988,590 | 2,044 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 1,664 |
| Total interest expense | $4,871,000 | 1,234 |
| Net interest income | $7,996,000 | 1,886 |
| Provision for loan and lease losses | $578,000 | 1,274 |
| Total noninterest income | $987,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $579,000 | 2,224 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $408,000 | 3,151 |
| Total noninterest expense | $5,544,000 | 2,145 |
| Salaries and employee benefits | $3,016,000 | 2,162 |
| Premises and equipment expense | $682,000 | 2,474 |
| Additional noninterest expense | $1,846,000 | 1,947 |
| Pre-tax net operating income | $2,861,000 | 2,148 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $764,000 | 2,173 |
| Income before extraordinary items | $2,115,000 | 2,209 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,115,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $43,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,101,860 | 2,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 1,699 |
| Total interest expense | $3,083,000 | 1,278 |
| Net interest income | $5,189,000 | 1,917 |
| Provision for loan and lease losses | $247,000 | 1,860 |
| Total noninterest income | $643,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $370,000 | 2,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $273,000 | 3,147 |
| Total noninterest expense | $3,697,000 | 2,156 |
| Salaries and employee benefits | $2,016,000 | 2,160 |
| Premises and equipment expense | $440,000 | 2,556 |
| Additional noninterest expense | $1,241,000 | 1,923 |
| Pre-tax net operating income | $1,888,000 | 2,145 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $507,000 | 2,180 |
| Income before extraordinary items | $1,398,000 | 2,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,398,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $43,000 | 4,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,385,590 | 2,158 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 1,750 |
| Total interest expense | $1,512,000 | 1,324 |
| Net interest income | $2,512,000 | 1,983 |
| Provision for loan and lease losses | $97,000 | 2,183 |
| Total noninterest income | $316,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $183,000 | 2,254 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $1,821,000 | 2,189 |
| Salaries and employee benefits | $988,000 | 2,219 |
| Premises and equipment expense | $219,000 | 2,585 |
| Additional noninterest expense | $614,000 | 1,937 |
| Pre-tax net operating income | $910,000 | 2,172 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $244,000 | 2,230 |
| Income before extraordinary items | $670,000 | 2,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $670,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $43,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $667,080 | 2,188 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,213,000 | 1,861 |
| Total interest expense | $5,663,000 | 1,585 |
| Net interest income | $9,550,000 | 2,050 |
| Provision for loan and lease losses | $966,000 | 1,226 |
| Total noninterest income | $1,309,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $730,000 | 2,282 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $579,000 | 3,332 |
| Total noninterest expense | $6,354,000 | 2,474 |
| Salaries and employee benefits | $3,373,000 | 2,494 |
| Premises and equipment expense | $751,000 | 2,901 |
| Additional noninterest expense | $2,230,000 | 2,161 |
| Pre-tax net operating income | $3,539,000 | 2,200 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $831,000 | 2,474 |
| Income before extraordinary items | $2,715,000 | 2,225 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,715,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,838 |
| Cash dividends | $85,000 | 5,664 |
| Sale, conversion, retirement of capital stock, net | $3,880,000 | 240 |
| Net operating income | $2,709,610 | 2,127 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,275,000 | 1,923 |
| Total interest expense | $4,220,000 | 1,679 |
| Net interest income | $7,055,000 | 2,092 |
| Provision for loan and lease losses | $471,000 | 1,748 |
| Total noninterest income | $1,004,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $534,000 | 2,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,238 |
| Total noninterest expense | $4,868,000 | 2,424 |
| Salaries and employee benefits | $2,684,000 | 2,365 |
| Premises and equipment expense | $534,000 | 3,040 |
| Additional noninterest expense | $1,650,000 | 2,169 |
| Pre-tax net operating income | $2,720,000 | 2,206 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $627,000 | 2,582 |
| Income before extraordinary items | $2,100,000 | 2,231 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,100,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $42,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $3,880,000 | 160 |
| Net operating income | $2,094,610 | 2,119 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,369,000 | 1,969 |
| Total interest expense | $2,774,000 | 1,750 |
| Net interest income | $4,595,000 | 2,122 |
| Provision for loan and lease losses | $356,000 | 1,566 |
| Total noninterest income | $638,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $332,000 | 2,447 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $306,000 | 3,255 |
| Total noninterest expense | $3,228,000 | 2,429 |
| Salaries and employee benefits | $1,767,000 | 2,389 |
| Premises and equipment expense | $349,000 | 3,081 |
| Additional noninterest expense | $1,112,000 | 2,149 |
| Pre-tax net operating income | $1,649,000 | 2,397 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $324,000 | 3,096 |
| Income before extraordinary items | $1,332,000 | 2,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,332,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,880,000 | 100 |
| Net operating income | $1,326,400 | 2,216 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 2,016 |
| Total interest expense | $1,330,000 | 1,855 |
| Net interest income | $2,303,000 | 2,121 |
| Provision for loan and lease losses | $258,000 | 1,086 |
| Total noninterest income | $296,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 3,320 |
| Total noninterest expense | $1,671,000 | 2,326 |
| Salaries and employee benefits | $880,000 | 2,393 |
| Premises and equipment expense | $174,000 | 3,100 |
| Additional noninterest expense | $617,000 | 1,905 |
| Pre-tax net operating income | $670,000 | 2,834 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $587,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $580,910 | 2,477 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,739,000 | 2,237 |
| Total interest expense | $5,468,000 | 2,055 |
| Net interest income | $8,271,000 | 2,337 |
| Provision for loan and lease losses | $610,000 | 2,028 |
| Total noninterest income | $803,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $521,000 | 2,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 4,383 |
| Total noninterest expense | $5,299,000 | 2,779 |
| Salaries and employee benefits | $2,868,000 | 2,749 |
| Premises and equipment expense | $650,000 | 3,182 |
| Additional noninterest expense | $1,781,000 | 2,563 |
| Pre-tax net operating income | $3,165,000 | 2,376 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $920,000 | 2,351 |
| Income before extraordinary items | $2,279,000 | 2,526 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,279,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,254,860 | 2,468 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,920,000 | 2,639 |
| Total interest expense | $6,751,000 | 2,373 |
| Net interest income | $6,169,000 | 2,878 |
| Provision for loan and lease losses | $301,000 | 3,188 |
| Total noninterest income | $514,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $397,000 | 3,421 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $4,026,000 | 3,414 |
| Salaries and employee benefits | $2,127,000 | 3,412 |
| Premises and equipment expense | $540,000 | 3,659 |
| Additional noninterest expense | $1,359,000 | 3,141 |
| Pre-tax net operating income | $2,356,000 | 2,795 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $734,000 | 2,584 |
| Income before extraordinary items | $1,701,000 | 2,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,701,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,229,000 | 284 |
| Net operating income | $1,645,700 | 2,906 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,672,000 | 2,964 |
| Total interest expense | $6,234,000 | 2,684 |
| Net interest income | $5,438,000 | 3,240 |
| Provision for loan and lease losses | $281,000 | 2,998 |
| Total noninterest income | $470,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $351,000 | 3,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $3,497,000 | 3,706 |
| Salaries and employee benefits | $1,876,000 | 3,658 |
| Premises and equipment expense | $438,000 | 4,212 |
| Additional noninterest expense | $1,183,000 | 3,476 |
| Pre-tax net operating income | $2,130,000 | 3,162 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $610,000 | 3,068 |
| Income before extraordinary items | $1,520,000 | 3,218 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,520,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $49,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 409 |
| Net operating income | $1,520,000 | 3,213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,624 |
| Total interest expense | $4,432,000 | 3,282 |
| Net interest income | $4,263,000 | 3,957 |
| Provision for loan and lease losses | $216,000 | 3,389 |
| Total noninterest income | $355,000 | 5,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,870 |
| Total noninterest expense | $2,981,000 | 4,237 |
| Salaries and employee benefits | $1,646,000 | 4,027 |
| Premises and equipment expense | $383,000 | 4,674 |
| Additional noninterest expense | $952,000 | 4,173 |
| Pre-tax net operating income | $1,421,000 | 4,245 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $399,000 | 4,176 |
| Income before extraordinary items | $1,022,000 | 4,363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,022,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 566 |
| Net operating income | $1,022,000 | 4,332 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 4,550 |
| Total interest expense | $3,518,000 | 4,108 |
| Net interest income | $3,186,000 | 4,926 |
| Provision for loan and lease losses | $249,000 | 3,010 |
| Total noninterest income | $253,000 | 6,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $2,213,000 | 5,194 |
| Salaries and employee benefits | $1,171,000 | 5,165 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $744,000 | 4,925 |
| Pre-tax net operating income | $977,000 | 5,486 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $251,000 | 5,640 |
| Income before extraordinary items | $737,000 | 5,458 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $737,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $728,750 | 5,381 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 6,023 |
| Total interest expense | $2,511,000 | 5,393 |
| Net interest income | $2,214,000 | 6,503 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $176,000 | 8,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,811,000 | 6,046 |
| Salaries and employee benefits | $904,000 | 6,263 |
| Premises and equipment expense | $290,000 | 5,546 |
| Additional noninterest expense | $617,000 | 5,704 |
| Pre-tax net operating income | $448,000 | 8,197 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $-316,000 | 10,832 |
| Income before extraordinary items | $766,000 | 5,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $766,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $764,000 | 5,560 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 8,663 |
| Total interest expense | $1,254,000 | 8,231 |
| Net interest income | $1,276,000 | 8,831 |
| Provision for loan and lease losses | $191,000 | 3,529 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $1,605,000 | 6,829 |
| Salaries and employee benefits | $791,000 | 7,025 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $557,000 | 6,637 |
| Pre-tax net operating income | $-432,000 | 11,217 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-432,000 | 11,241 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-432,000 | 11,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-432,000 | 11,212 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 11,720 |
| Total interest expense | $207,000 | 11,741 |
| Net interest income | $391,000 | 11,625 |
| Provision for loan and lease losses | $137,000 | 3,822 |
| Total noninterest income | $12,000 | 11,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $1,560,000 | 7,096 |
| Salaries and employee benefits | $511,000 | 9,014 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $906,000 | 4,744 |
| Pre-tax net operating income | $-1,294,000 | 11,895 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-1,294,000 | 11,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,294,000 | 11,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $7,900,000 | 62 |
| Net operating income | $-1,294,000 | 11,874 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.