Home > Valley Bank > Assets and Liabilities
Valley Bank, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 130 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $843,584,000 | 844 |
| Cash and due from depository institutions | $5,708,000 | 1,128 |
| Interest-bearing balances | $25,000 | 6,091 |
| Securities | $152,125,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $7,394,000 | 471 |
| Net loans & leases | $624,006,000 | 764 |
| Loan loss allowance | $3,700,000 | 1,653 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $8,934,000 | 1,290 |
| Other real estate owned | $8,114,000 | 1,128 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $37,303,000 | 603 |
| Life insurance assets | $19,885,000 | 463 |
| Total liabilities and capital | $843,584,000 | 844 |
| Total liabilities | $761,870,000 | 818 |
| Total deposits | $647,180,000 | 897 |
| Interest-bearing deposits | $619,730,000 | 735 |
| Deposits held in domestic offices | $647,180,000 | 895 |
| % insured | 72.63% | 5,212 |
| Federal funds purchased & repurchase agreements | $30,791,000 | 390 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $83,000,000 | 434 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $899,000 | 3,141 |
| Total equity capital | $81,714,000 | 950 |
| Total bank equity capital | $81,714,000 | 949 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $40,639,000 | 109 |
| Surplus | $0 | 5,894 |
| Undivided profits | $41,075,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,227,000 | 2,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $2,263,000 | 1,107 |
| Earning assets | $783,550,000 | 823 |
| Long-term assets (5+ years) | $338,519,000 | 728 |
| Average Assets, year-to-date | $865,825,670 | 804 |
| Average Assets, quarterly | $848,457,500 | 833 |
| Volatile liabilities | $120,120,000 | 500 |
| Insider loans | $21,546,000 | 248 |
| FHLB advances | $83,000,000 | 407 |
| Loans and leases held for sale | $1,189,000 | 1,081 |
| Unused loan commitments | $163,562,000 | 631 |
| Tier 1 (core) risk-based capital | $82,525,000 | 902 |
| Tier 2 risk-based capital | $3,700,000 | 1,426 |
| Total risk weighted assets | $629,720,000 | 794 |
| Total unused commitments | $163,562,000 | 631 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 145 | 1,014 |
| Assets and Liabilities | ||
| Total Assets: | $853,331,000 | 830 |
| Cash and due from depository institutions | $16,319,000 | 1,014 |
| Interest-bearing balances | $8,735,000 | 3,200 |
| Securities | $159,031,000 | 948 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $621,132,000 | 753 |
| Loan loss allowance | $6,500,000 | 985 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,169,000 | 1,267 |
| Other real estate owned | $12,291,000 | 1,014 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $35,389,000 | 623 |
| Life insurance assets | $19,712,000 | 464 |
| Total liabilities and capital | $853,331,000 | 830 |
| Total liabilities | $764,344,000 | 824 |
| Total deposits | $683,369,000 | 856 |
| Interest-bearing deposits | $654,705,000 | 694 |
| Deposits held in domestic offices | $683,369,000 | 854 |
| % insured | 73.07% | 5,243 |
| Federal funds purchased & repurchase agreements | $29,828,000 | 391 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $43,000,000 | 651 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $8,147,000 | 726 |
| Total equity capital | $88,987,000 | 878 |
| Total bank equity capital | $88,987,000 | 878 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $40,639,000 | 106 |
| Surplus | $0 | 5,964 |
| Undivided profits | $48,348,000 | 851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $3,214,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $2,279,000 | 1,068 |
| Earning assets | $788,898,000 | 822 |
| Long-term assets (5+ years) | $334,849,000 | 732 |
| Average Assets, year-to-date | $876,946,500 | 802 |
| Average Assets, quarterly | $876,946,500 | 802 |
| Volatile liabilities | $81,236,000 | 644 |
| Insider loans | $21,712,000 | 245 |
| FHLB advances | $43,000,000 | 608 |
| Loans and leases held for sale | $2,490,000 | 764 |
| Unused loan commitments | $155,032,000 | 638 |
| Tier 1 (core) risk-based capital | $88,945,000 | 821 |
| Tier 2 risk-based capital | $6,500,000 | 852 |
| Total risk weighted assets | $650,700,000 | 766 |
| Total unused commitments | $155,032,000 | 638 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 146 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $900,562,000 | 780 |
| Cash and due from depository institutions | $53,039,000 | 1,004 |
| Interest-bearing balances | $42,835,000 | 783 |
| Securities | $177,737,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $611,662,000 | 755 |
| Loan loss allowance | $6,500,000 | 988 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $9,298,000 | 1,266 |
| Other real estate owned | $12,308,000 | 1,004 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $36,518,000 | 605 |
| Life insurance assets | $19,543,000 | 454 |
| Total liabilities and capital | $900,562,000 | 780 |
| Total liabilities | $814,397,000 | 764 |
| Total deposits | $717,720,000 | 786 |
| Interest-bearing deposits | $690,638,000 | 645 |
| Deposits held in domestic offices | $717,720,000 | 784 |
| % insured | 71.46% | 5,439 |
| Federal funds purchased & repurchase agreements | $29,778,000 | 415 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $58,000,000 | 565 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $8,899,000 | 679 |
| Total equity capital | $86,165,000 | 888 |
| Total bank equity capital | $86,165,000 | 887 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $40,639,000 | 109 |
| Surplus | $0 | 6,052 |
| Undivided profits | $45,526,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $5,873,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,374,000 | 1,053 |
| Earning assets | $832,234,000 | 768 |
| Long-term assets (5+ years) | $356,218,000 | 677 |
| Average Assets, year-to-date | $867,143,000 | 774 |
| Average Assets, quarterly | $878,584,000 | 783 |
| Volatile liabilities | $91,588,000 | 591 |
| Insider loans | $21,728,000 | 244 |
| FHLB advances | $58,000,000 | 528 |
| Loans and leases held for sale | $566,000 | 1,206 |
| Unused loan commitments | $166,428,000 | 591 |
| Tier 1 (core) risk-based capital | $86,637,000 | 827 |
| Tier 2 risk-based capital | $6,500,000 | 844 |
| Total risk weighted assets | $640,963,000 | 755 |
| Total unused commitments | $166,428,000 | 591 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 146 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $856,606,000 | 807 |
| Cash and due from depository institutions | $14,261,000 | 1,009 |
| Interest-bearing balances | $6,967,000 | 3,277 |
| Securities | $184,336,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $599,896,000 | 753 |
| Loan loss allowance | $6,535,000 | 1,001 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,354,000 | 1,260 |
| Other real estate owned | $11,994,000 | 1,009 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $36,765,000 | 596 |
| Life insurance assets | $19,371,000 | 445 |
| Total liabilities and capital | $856,606,000 | 807 |
| Total liabilities | $772,758,000 | 796 |
| Total deposits | $682,201,000 | 825 |
| Interest-bearing deposits | $649,791,000 | 687 |
| Deposits held in domestic offices | $682,201,000 | 824 |
| % insured | 73.40% | 5,422 |
| Federal funds purchased & repurchase agreements | $23,983,000 | 475 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $58,000,000 | 540 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $8,574,000 | 662 |
| Total equity capital | $83,848,000 | 903 |
| Total bank equity capital | $83,848,000 | 903 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $40,639,000 | 109 |
| Surplus | $0 | 6,127 |
| Undivided profits | $43,209,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,876,000 | 1,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,363,000 | 1,101 |
| Earning assets | $791,199,000 | 792 |
| Long-term assets (5+ years) | $356,292,000 | 671 |
| Average Assets, year-to-date | $858,788,250 | 786 |
| Average Assets, quarterly | $871,410,500 | 785 |
| Volatile liabilities | $91,344,000 | 586 |
| Insider loans | $21,626,000 | 223 |
| FHLB advances | $58,000,000 | 504 |
| Loans and leases held for sale | $1,111,000 | 950 |
| Unused loan commitments | $178,185,000 | 557 |
| Tier 1 (core) risk-based capital | $85,077,000 | 842 |
| Tier 2 risk-based capital | $6,535,000 | 834 |
| Total risk weighted assets | $634,425,000 | 747 |
| Total unused commitments | $178,185,000 | 557 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 148 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $886,215,000 | 769 |
| Cash and due from depository institutions | $39,120,000 | 985 |
| Interest-bearing balances | $29,145,000 | 1,119 |
| Securities | $197,083,000 | 779 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $595,683,000 | 742 |
| Loan loss allowance | $6,640,000 | 991 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,425,000 | 1,248 |
| Other real estate owned | $10,599,000 | 985 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $34,305,000 | 630 |
| Life insurance assets | $19,205,000 | 440 |
| Total liabilities and capital | $886,215,000 | 769 |
| Total liabilities | $804,364,000 | 747 |
| Total deposits | $708,282,000 | 783 |
| Interest-bearing deposits | $674,297,000 | 661 |
| Deposits held in domestic offices | $708,282,000 | 781 |
| % insured | 72.10% | 5,679 |
| Federal funds purchased & repurchase agreements | $23,897,000 | 473 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $58,000,000 | 537 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $14,185,000 | 458 |
| Total equity capital | $81,851,000 | 912 |
| Total bank equity capital | $81,851,000 | 912 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $40,639,000 | 108 |
| Surplus | $0 | 6,189 |
| Undivided profits | $41,212,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $5,421,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,339,000 | 1,047 |
| Earning assets | $821,911,000 | 755 |
| Long-term assets (5+ years) | $353,647,000 | 685 |
| Average Assets, year-to-date | $859,515,670 | 785 |
| Average Assets, quarterly | $877,025,000 | 771 |
| Volatile liabilities | $91,198,000 | 588 |
| Insider loans | $30,375,000 | 148 |
| FHLB advances | $58,000,000 | 499 |
| Loans and leases held for sale | $1,188,000 | 1,006 |
| Unused loan commitments | $146,986,000 | 635 |
| Tier 1 (core) risk-based capital | $83,008,000 | 848 |
| Tier 2 risk-based capital | $6,640,000 | 826 |
| Total risk weighted assets | $631,890,000 | 740 |
| Total unused commitments | $146,986,000 | 635 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 142 | 1,030 |
| Assets and Liabilities | ||
| Total Assets: | $867,835,000 | 786 |
| Cash and due from depository institutions | $24,421,000 | 1,030 |
| Interest-bearing balances | $15,290,000 | 2,229 |
| Securities | $202,161,000 | 768 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $578,222,000 | 745 |
| Loan loss allowance | $6,425,000 | 1,042 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,569,000 | 1,231 |
| Other real estate owned | $19,766,000 | 1,030 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $33,696,000 | 639 |
| Life insurance assets | $19,037,000 | 437 |
| Total liabilities and capital | $867,835,000 | 786 |
| Total liabilities | $789,302,000 | 776 |
| Total deposits | $698,180,000 | 805 |
| Interest-bearing deposits | $674,901,000 | 670 |
| Deposits held in domestic offices | $698,180,000 | 801 |
| % insured | 72.13% | 5,724 |
| Federal funds purchased & repurchase agreements | $22,178,000 | 491 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $63,000,000 | 457 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $5,944,000 | 875 |
| Total equity capital | $78,533,000 | 945 |
| Total bank equity capital | $78,533,000 | 945 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $40,639,000 | 109 |
| Surplus | $0 | 6,254 |
| Undivided profits | $37,894,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,563,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,585,000 | 926 |
| Earning assets | $795,673,000 | 777 |
| Long-term assets (5+ years) | $360,071,000 | 662 |
| Average Assets, year-to-date | $846,166,000 | 806 |
| Average Assets, quarterly | $846,166,000 | 806 |
| Volatile liabilities | $89,296,000 | 556 |
| Insider loans | $31,189,000 | 140 |
| FHLB advances | $63,000,000 | 416 |
| Loans and leases held for sale | $996,000 | 906 |
| Unused loan commitments | $150,922,000 | 610 |
| Tier 1 (core) risk-based capital | $81,387,000 | 865 |
| Tier 2 risk-based capital | $6,425,000 | 843 |
| Total risk weighted assets | $629,976,000 | 733 |
| Total unused commitments | $150,922,000 | 610 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 136 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $824,497,000 | 818 |
| Cash and due from depository institutions | $16,336,000 | 1,089 |
| Interest-bearing balances | $4,958,000 | 4,009 |
| Securities | $181,853,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $562,963,000 | 770 |
| Loan loss allowance | $7,200,000 | 944 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,722,000 | 1,219 |
| Other real estate owned | $19,705,000 | 1,089 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $33,918,000 | 644 |
| Life insurance assets | $18,872,000 | 436 |
| Total liabilities and capital | $824,497,000 | 818 |
| Total liabilities | $749,003,000 | 812 |
| Total deposits | $677,181,000 | 828 |
| Interest-bearing deposits | $655,944,000 | 672 |
| Deposits held in domestic offices | $677,181,000 | 825 |
| % insured | 70.80% | 5,906 |
| Federal funds purchased & repurchase agreements | $22,397,000 | 512 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $43,000,000 | 646 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $6,425,000 | 814 |
| Total equity capital | $75,494,000 | 957 |
| Total bank equity capital | $75,494,000 | 957 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $40,639,000 | 108 |
| Surplus | $0 | 6,335 |
| Undivided profits | $34,855,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,469,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,576,000 | 964 |
| Earning assets | $749,774,000 | 829 |
| Long-term assets (5+ years) | $344,550,000 | 676 |
| Average Assets, year-to-date | $796,351,600 | 833 |
| Average Assets, quarterly | $809,808,500 | 836 |
| Volatile liabilities | $46,838,000 | 961 |
| Insider loans | $31,454,000 | 142 |
| FHLB advances | $43,000,000 | 600 |
| Loans and leases held for sale | $245,000 | 1,506 |
| Unused loan commitments | $146,642,000 | 595 |
| Tier 1 (core) risk-based capital | $80,097,000 | 865 |
| Tier 2 risk-based capital | $7,200,000 | 749 |
| Total risk weighted assets | $617,551,000 | 741 |
| Total unused commitments | $146,642,000 | 595 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 139 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $795,120,000 | 852 |
| Cash and due from depository institutions | $16,317,000 | 1,065 |
| Interest-bearing balances | $7,532,000 | 3,339 |
| Securities | $165,656,000 | 936 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $550,163,000 | 771 |
| Loan loss allowance | $7,430,000 | 940 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,041,000 | 1,312 |
| Other real estate owned | $21,115,000 | 1,065 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $32,828,000 | 659 |
| Life insurance assets | $18,706,000 | 434 |
| Total liabilities and capital | $795,120,000 | 852 |
| Total liabilities | $719,550,000 | 835 |
| Total deposits | $649,763,000 | 852 |
| Interest-bearing deposits | $623,168,000 | 709 |
| Deposits held in domestic offices | $649,763,000 | 850 |
| % insured | 72.49% | 5,956 |
| Federal funds purchased & repurchase agreements | $21,350,000 | 540 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $43,000,000 | 617 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $5,437,000 | 976 |
| Total equity capital | $75,570,000 | 960 |
| Total bank equity capital | $75,570,000 | 960 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $40,639,000 | 109 |
| Surplus | $0 | 6,410 |
| Undivided profits | $34,931,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $3,974,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,441,000 | 1,065 |
| Earning assets | $723,351,000 | 846 |
| Long-term assets (5+ years) | $314,958,000 | 724 |
| Average Assets, year-to-date | $789,315,250 | 850 |
| Average Assets, quarterly | $800,354,500 | 831 |
| Volatile liabilities | $47,350,000 | 946 |
| Insider loans | $32,026,000 | 134 |
| FHLB advances | $43,000,000 | 569 |
| Loans and leases held for sale | $810,000 | 1,133 |
| Unused loan commitments | $153,783,000 | 581 |
| Tier 1 (core) risk-based capital | $78,899,000 | 876 |
| Tier 2 risk-based capital | $7,430,000 | 718 |
| Total risk weighted assets | $602,325,000 | 749 |
| Total unused commitments | $153,783,000 | 581 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 141 | 1,052 |
| Assets and Liabilities | ||
| Total Assets: | $805,589,000 | 827 |
| Cash and due from depository institutions | $19,355,000 | 1,052 |
| Interest-bearing balances | $10,084,000 | 2,942 |
| Securities | $177,853,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $544,697,000 | 761 |
| Loan loss allowance | $8,030,000 | 884 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,687,000 | 1,367 |
| Other real estate owned | $22,230,000 | 1,052 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $32,767,000 | 665 |
| Life insurance assets | $18,539,000 | 430 |
| Total liabilities and capital | $805,589,000 | 827 |
| Total liabilities | $730,331,000 | 814 |
| Total deposits | $666,902,000 | 822 |
| Interest-bearing deposits | $639,782,000 | 683 |
| Deposits held in domestic offices | $666,902,000 | 818 |
| % insured | 70.96% | 6,131 |
| Federal funds purchased & repurchase agreements | $20,474,000 | 532 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $38,000,000 | 677 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $4,955,000 | 1,039 |
| Total equity capital | $75,258,000 | 955 |
| Total bank equity capital | $75,258,000 | 955 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $40,639,000 | 107 |
| Surplus | $0 | 6,459 |
| Undivided profits | $34,619,000 | 1,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,216,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,646,000 | 936 |
| Earning assets | $732,634,000 | 832 |
| Long-term assets (5+ years) | $326,943,000 | 675 |
| Average Assets, year-to-date | $787,380,330 | 853 |
| Average Assets, quarterly | $799,178,500 | 841 |
| Volatile liabilities | $40,726,000 | 1,060 |
| Insider loans | $32,845,000 | 125 |
| FHLB advances | $38,000,000 | 631 |
| Loans and leases held for sale | $1,259,000 | 1,144 |
| Unused loan commitments | $141,826,000 | 602 |
| Tier 1 (core) risk-based capital | $78,467,000 | 869 |
| Tier 2 risk-based capital | $7,608,000 | 693 |
| Total risk weighted assets | $608,205,000 | 726 |
| Total unused commitments | $141,826,000 | 602 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 139 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $792,768,000 | 852 |
| Cash and due from depository institutions | $42,379,000 | 1,068 |
| Interest-bearing balances | $36,264,000 | 1,269 |
| Securities | $152,376,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $537,409,000 | 762 |
| Loan loss allowance | $8,270,000 | 881 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,293,000 | 1,431 |
| Other real estate owned | $22,342,000 | 1,068 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $29,969,000 | 711 |
| Life insurance assets | $18,371,000 | 426 |
| Total liabilities and capital | $792,768,000 | 852 |
| Total liabilities | $714,468,000 | 840 |
| Total deposits | $659,597,000 | 841 |
| Interest-bearing deposits | $632,120,000 | 699 |
| Deposits held in domestic offices | $659,597,000 | 838 |
| % insured | 71.54% | 6,158 |
| Federal funds purchased & repurchase agreements | $21,299,000 | 513 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $28,000,000 | 816 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $5,572,000 | 973 |
| Total equity capital | $78,300,000 | 944 |
| Total bank equity capital | $78,300,000 | 944 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $40,639,000 | 104 |
| Surplus | $0 | 6,535 |
| Undivided profits | $37,661,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $8,385,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,444,000 | 1,014 |
| Earning assets | $726,049,000 | 848 |
| Long-term assets (5+ years) | $298,565,000 | 725 |
| Average Assets, year-to-date | $778,276,000 | 870 |
| Average Assets, quarterly | $778,276,000 | 870 |
| Volatile liabilities | $30,784,000 | 1,357 |
| Insider loans | $33,020,000 | 133 |
| FHLB advances | $28,000,000 | 760 |
| Loans and leases held for sale | $2,343,000 | 888 |
| Unused loan commitments | $141,604,000 | 603 |
| Tier 1 (core) risk-based capital | $78,018,000 | 861 |
| Tier 2 risk-based capital | $7,462,000 | 706 |
| Total risk weighted assets | $596,157,000 | 731 |
| Total unused commitments | $141,604,000 | 603 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 137 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $763,784,000 | 889 |
| Cash and due from depository institutions | $19,713,000 | 1,081 |
| Interest-bearing balances | $10,227,000 | 3,154 |
| Securities | $150,472,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $533,696,000 | 775 |
| Loan loss allowance | $8,060,000 | 903 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,291,000 | 1,432 |
| Other real estate owned | $21,329,000 | 1,081 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $30,283,000 | 711 |
| Life insurance assets | $18,206,000 | 418 |
| Total liabilities and capital | $763,784,000 | 889 |
| Total liabilities | $685,395,000 | 878 |
| Total deposits | $622,677,000 | 892 |
| Interest-bearing deposits | $598,388,000 | 739 |
| Deposits held in domestic offices | $622,677,000 | 890 |
| % insured | 80.54% | 5,815 |
| Federal funds purchased & repurchase agreements | $19,745,000 | 573 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $38,000,000 | 683 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,973,000 | 1,077 |
| Total equity capital | $78,389,000 | 934 |
| Total bank equity capital | $78,389,000 | 934 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $40,639,000 | 104 |
| Surplus | $0 | 6,595 |
| Undivided profits | $37,750,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,388,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,434,000 | 1,055 |
| Earning assets | $694,395,000 | 884 |
| Long-term assets (5+ years) | $290,206,000 | 728 |
| Average Assets, year-to-date | $779,121,600 | 848 |
| Average Assets, quarterly | $774,174,000 | 869 |
| Volatile liabilities | $37,876,000 | 1,176 |
| Insider loans | $44,579,000 | 82 |
| FHLB advances | $38,000,000 | 627 |
| Loans and leases held for sale | $1,178,000 | 1,362 |
| Unused loan commitments | $134,203,000 | 600 |
| Tier 1 (core) risk-based capital | $77,812,000 | 859 |
| Tier 2 risk-based capital | $7,373,000 | 713 |
| Total risk weighted assets | $589,173,000 | 744 |
| Total unused commitments | $134,203,000 | 600 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 139 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $784,564,000 | 866 |
| Cash and due from depository institutions | $22,134,000 | 1,064 |
| Interest-bearing balances | $12,872,000 | 2,618 |
| Securities | $169,342,000 | 907 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $533,223,000 | 777 |
| Loan loss allowance | $8,548,000 | 879 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,950,000 | 1,490 |
| Other real estate owned | $22,074,000 | 1,064 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $29,841,000 | 720 |
| Life insurance assets | $17,541,000 | 423 |
| Total liabilities and capital | $784,564,000 | 866 |
| Total liabilities | $706,035,000 | 849 |
| Total deposits | $621,173,000 | 888 |
| Interest-bearing deposits | $603,169,000 | 738 |
| Deposits held in domestic offices | $621,173,000 | 885 |
| % insured | 83.26% | 5,520 |
| Federal funds purchased & repurchase agreements | $22,022,000 | 530 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $58,000,000 | 494 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,840,000 | 1,135 |
| Total equity capital | $78,529,000 | 934 |
| Total bank equity capital | $78,529,000 | 932 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $40,639,000 | 103 |
| Surplus | $0 | 6,693 |
| Undivided profits | $37,890,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,226,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,518,000 | 1,089 |
| Earning assets | $715,437,000 | 860 |
| Long-term assets (5+ years) | $299,480,000 | 698 |
| Average Assets, year-to-date | $782,956,000 | 853 |
| Average Assets, quarterly | $790,054,000 | 851 |
| Volatile liabilities | $59,729,000 | 800 |
| Insider loans | $36,858,000 | 105 |
| FHLB advances | $58,000,000 | 448 |
| Loans and leases held for sale | $972,000 | 1,443 |
| Unused loan commitments | $126,705,000 | 629 |
| Tier 1 (core) risk-based capital | $76,449,000 | 879 |
| Tier 2 risk-based capital | $7,436,000 | 712 |
| Total risk weighted assets | $593,743,000 | 734 |
| Total unused commitments | $126,705,000 | 629 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 135 | 1,095 |
| Assets and Liabilities | ||
| Total Assets: | $795,544,000 | 842 |
| Cash and due from depository institutions | $33,807,000 | 1,095 |
| Interest-bearing balances | $26,885,000 | 1,452 |
| Securities | $181,523,000 | 850 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $522,175,000 | 788 |
| Loan loss allowance | $8,991,000 | 845 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,882,000 | 1,495 |
| Other real estate owned | $21,664,000 | 1,095 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $28,493,000 | 772 |
| Life insurance assets | $16,881,000 | 433 |
| Total liabilities and capital | $795,544,000 | 842 |
| Total liabilities | $719,440,000 | 825 |
| Total deposits | $666,041,000 | 814 |
| Interest-bearing deposits | $647,855,000 | 684 |
| Deposits held in domestic offices | $666,041,000 | 812 |
| % insured | 83.77% | 5,529 |
| Federal funds purchased & repurchase agreements | $15,658,000 | 676 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $33,000,000 | 794 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,741,000 | 1,103 |
| Total equity capital | $76,104,000 | 943 |
| Total bank equity capital | $76,104,000 | 942 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $40,639,000 | 102 |
| Surplus | $0 | 6,744 |
| Undivided profits | $35,465,000 | 1,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,155,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,280,000 | 1,157 |
| Earning assets | $730,583,000 | 823 |
| Long-term assets (5+ years) | $303,479,000 | 672 |
| Average Assets, year-to-date | $782,420,000 | 852 |
| Average Assets, quarterly | $788,048,500 | 848 |
| Volatile liabilities | $29,037,000 | 1,517 |
| Insider loans | $36,841,000 | 108 |
| FHLB advances | $33,000,000 | 737 |
| Loans and leases held for sale | $1,581,000 | 1,106 |
| Unused loan commitments | $116,700,000 | 663 |
| Tier 1 (core) risk-based capital | $74,648,000 | 888 |
| Tier 2 risk-based capital | $7,302,000 | 728 |
| Total risk weighted assets | $582,466,000 | 748 |
| Total unused commitments | $116,700,000 | 663 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 132 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $780,553,000 | 856 |
| Cash and due from depository institutions | $21,821,000 | 1,109 |
| Interest-bearing balances | $15,362,000 | 2,570 |
| Securities | $196,306,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $505,169,000 | 803 |
| Loan loss allowance | $9,287,000 | 833 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,518,000 | 1,565 |
| Other real estate owned | $20,672,000 | 1,109 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $29,067,000 | 752 |
| Life insurance assets | $16,722,000 | 427 |
| Total liabilities and capital | $780,553,000 | 856 |
| Total liabilities | $706,958,000 | 843 |
| Total deposits | $643,516,000 | 849 |
| Interest-bearing deposits | $622,641,000 | 725 |
| Deposits held in domestic offices | $643,516,000 | 847 |
| % insured | 85.29% | 5,182 |
| Federal funds purchased & repurchase agreements | $15,730,000 | 675 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $43,000,000 | 655 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,712,000 | 1,094 |
| Total equity capital | $73,595,000 | 961 |
| Total bank equity capital | $73,595,000 | 960 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $40,639,000 | 101 |
| Surplus | $0 | 6,800 |
| Undivided profits | $32,956,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,195,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,344,000 | 1,121 |
| Earning assets | $716,837,000 | 840 |
| Long-term assets (5+ years) | $293,775,000 | 691 |
| Average Assets, year-to-date | $775,858,000 | 856 |
| Average Assets, quarterly | $775,858,000 | 856 |
| Volatile liabilities | $40,317,000 | 1,156 |
| Insider loans | $38,164,000 | 106 |
| FHLB advances | $43,000,000 | 606 |
| Loans and leases held for sale | $1,205,000 | 1,204 |
| Unused loan commitments | $120,327,000 | 639 |
| Tier 1 (core) risk-based capital | $72,658,000 | 896 |
| Tier 2 risk-based capital | $7,175,000 | 738 |
| Total risk weighted assets | $571,860,000 | 756 |
| Total unused commitments | $120,327,000 | 639 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 134 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $771,163,000 | 869 |
| Cash and due from depository institutions | $30,569,000 | 1,111 |
| Interest-bearing balances | $22,296,000 | 1,691 |
| Securities | $189,235,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $497,487,000 | 830 |
| Loan loss allowance | $9,650,000 | 806 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,491,000 | 1,573 |
| Other real estate owned | $17,040,000 | 1,111 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $29,341,000 | 761 |
| Life insurance assets | $16,565,000 | 418 |
| Total liabilities and capital | $771,163,000 | 869 |
| Total liabilities | $699,611,000 | 850 |
| Total deposits | $633,466,000 | 850 |
| Interest-bearing deposits | $615,563,000 | 724 |
| Deposits held in domestic offices | $633,466,000 | 847 |
| % insured | 85.51% | 5,189 |
| Federal funds purchased & repurchase agreements | $18,646,000 | 621 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $43,000,000 | 684 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,499,000 | 1,115 |
| Total equity capital | $71,552,000 | 977 |
| Total bank equity capital | $71,552,000 | 976 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $40,639,000 | 102 |
| Surplus | $0 | 6,853 |
| Undivided profits | $30,913,000 | 1,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,193,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,401,000 | 1,158 |
| Earning assets | $709,018,000 | 856 |
| Long-term assets (5+ years) | $278,520,000 | 576 |
| Average Assets, year-to-date | $776,140,400 | 846 |
| Average Assets, quarterly | $761,247,000 | 875 |
| Volatile liabilities | $40,520,000 | 1,241 |
| Insider loans | $27,074,000 | 162 |
| FHLB advances | $43,000,000 | 636 |
| Loans and leases held for sale | $640,000 | 1,319 |
| Unused loan commitments | $119,097,000 | 627 |
| Tier 1 (core) risk-based capital | $70,885,000 | 914 |
| Tier 2 risk-based capital | $7,054,000 | 755 |
| Total risk weighted assets | $561,747,000 | 778 |
| Total unused commitments | $119,097,000 | 627 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 130 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $751,331,000 | 891 |
| Cash and due from depository institutions | $19,115,000 | 1,146 |
| Interest-bearing balances | $13,676,000 | 2,511 |
| Securities | $177,126,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $500,056,000 | 830 |
| Loan loss allowance | $10,013,000 | 819 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,511,000 | 1,563 |
| Other real estate owned | $17,865,000 | 1,146 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $29,658,000 | 756 |
| Life insurance assets | $16,408,000 | 417 |
| Total liabilities and capital | $751,331,000 | 891 |
| Total liabilities | $681,443,000 | 877 |
| Total deposits | $610,748,000 | 880 |
| Interest-bearing deposits | $590,463,000 | 770 |
| Deposits held in domestic offices | $610,748,000 | 877 |
| % insured | 86.25% | 5,142 |
| Federal funds purchased & repurchase agreements | $14,595,000 | 749 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $50,500,000 | 617 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,600,000 | 946 |
| Total equity capital | $69,888,000 | 1,009 |
| Total bank equity capital | $69,888,000 | 1,008 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $40,639,000 | 101 |
| Surplus | $0 | 6,919 |
| Undivided profits | $29,249,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $11,088,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,253,000 | 1,288 |
| Earning assets | $690,858,000 | 885 |
| Long-term assets (5+ years) | $258,227,000 | 597 |
| Average Assets, year-to-date | $777,384,750 | 850 |
| Average Assets, quarterly | $773,483,500 | 861 |
| Volatile liabilities | $38,674,000 | 1,319 |
| Insider loans | $25,536,000 | 179 |
| FHLB advances | $50,500,000 | 556 |
| Loans and leases held for sale | $221,000 | 1,638 |
| Unused loan commitments | $101,066,000 | 704 |
| Tier 1 (core) risk-based capital | $68,981,000 | 943 |
| Tier 2 risk-based capital | $7,057,000 | 754 |
| Total risk weighted assets | $561,603,000 | 780 |
| Total unused commitments | $101,066,000 | 705 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 134 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $795,636,000 | 840 |
| Cash and due from depository institutions | $47,320,000 | 1,125 |
| Interest-bearing balances | $42,203,000 | 901 |
| Securities | $181,294,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $513,758,000 | 811 |
| Loan loss allowance | $10,300,000 | 817 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,579,000 | 1,547 |
| Other real estate owned | $16,467,000 | 1,125 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $29,218,000 | 775 |
| Life insurance assets | $14,763,000 | 470 |
| Total liabilities and capital | $795,636,000 | 840 |
| Total liabilities | $727,611,000 | 816 |
| Total deposits | $659,617,000 | 821 |
| Interest-bearing deposits | $640,969,000 | 709 |
| Deposits held in domestic offices | $659,617,000 | 818 |
| % insured | 85.46% | 5,435 |
| Federal funds purchased & repurchase agreements | $16,423,000 | 688 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $48,000,000 | 669 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,571,000 | 1,284 |
| Total equity capital | $68,025,000 | 1,018 |
| Total bank equity capital | $68,025,000 | 1,016 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $40,639,000 | 103 |
| Surplus | $0 | 6,993 |
| Undivided profits | $27,386,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $12,729,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,555,000 | 1,088 |
| Earning assets | $737,255,000 | 818 |
| Long-term assets (5+ years) | $270,685,000 | 567 |
| Average Assets, year-to-date | $786,069,330 | 853 |
| Average Assets, quarterly | $796,388,000 | 842 |
| Volatile liabilities | $34,785,000 | 1,465 |
| Insider loans | $37,191,000 | 115 |
| FHLB advances | $48,000,000 | 609 |
| Loans and leases held for sale | $103,000 | 1,652 |
| Unused loan commitments | $105,658,000 | 681 |
| Tier 1 (core) risk-based capital | $67,264,000 | 954 |
| Tier 2 risk-based capital | $7,181,000 | 760 |
| Total risk weighted assets | $571,344,000 | 782 |
| Total unused commitments | $105,658,000 | 682 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 133 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $797,140,000 | 847 |
| Cash and due from depository institutions | $69,084,000 | 1,133 |
| Interest-bearing balances | $63,450,000 | 605 |
| Securities | $149,713,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $524,109,000 | 802 |
| Loan loss allowance | $10,500,000 | 800 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,709,000 | 1,525 |
| Other real estate owned | $15,837,000 | 1,133 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $30,688,000 | 766 |
| Life insurance assets | $14,618,000 | 472 |
| Total liabilities and capital | $797,140,000 | 847 |
| Total liabilities | $731,606,000 | 822 |
| Total deposits | $661,742,000 | 817 |
| Interest-bearing deposits | $644,702,000 | 716 |
| Deposits held in domestic offices | $661,742,000 | 815 |
| % insured | 87.51% | 4,909 |
| Federal funds purchased & repurchase agreements | $17,558,000 | 685 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $48,000,000 | 702 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,306,000 | 1,124 |
| Total equity capital | $65,534,000 | 1,035 |
| Total bank equity capital | $65,534,000 | 1,033 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $40,639,000 | 99 |
| Surplus | $0 | 7,053 |
| Undivided profits | $24,895,000 | 1,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $12,502,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,555,000 | 1,091 |
| Earning assets | $737,272,000 | 823 |
| Long-term assets (5+ years) | $240,969,000 | 624 |
| Average Assets, year-to-date | $781,286,000 | 863 |
| Average Assets, quarterly | $781,286,000 | 863 |
| Volatile liabilities | $34,670,000 | 1,511 |
| Insider loans | $37,697,000 | 112 |
| FHLB advances | $48,000,000 | 638 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $110,923,000 | 669 |
| Tier 1 (core) risk-based capital | $65,913,000 | 969 |
| Tier 2 risk-based capital | $7,232,000 | 763 |
| Total risk weighted assets | $575,310,000 | 782 |
| Total unused commitments | $110,923,000 | 670 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 132 | 1,144 |
| Assets and Liabilities | ||
| Total Assets: | $765,432,000 | 885 |
| Cash and due from depository institutions | $24,314,000 | 1,144 |
| Interest-bearing balances | $19,994,000 | 1,657 |
| Securities | $153,528,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $531,843,000 | 808 |
| Loan loss allowance | $11,003,000 | 759 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,736,000 | 1,542 |
| Other real estate owned | $15,956,000 | 1,144 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $32,055,000 | 728 |
| Life insurance assets | $14,475,000 | 463 |
| Total liabilities and capital | $765,432,000 | 885 |
| Total liabilities | $701,877,000 | 864 |
| Total deposits | $632,451,000 | 859 |
| Interest-bearing deposits | $614,683,000 | 750 |
| Deposits held in domestic offices | $632,451,000 | 858 |
| % insured | 89.56% | 4,192 |
| Federal funds purchased & repurchase agreements | $17,296,000 | 719 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $48,000,000 | 738 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,130,000 | 1,145 |
| Total equity capital | $63,555,000 | 1,060 |
| Total bank equity capital | $63,555,000 | 1,059 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $40,639,000 | 99 |
| Surplus | $0 | 7,133 |
| Undivided profits | $22,916,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,038,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,273,000 | 1,281 |
| Earning assets | $705,365,000 | 871 |
| Long-term assets (5+ years) | $242,714,000 | 594 |
| Average Assets, year-to-date | $750,652,600 | 899 |
| Average Assets, quarterly | $772,702,500 | 880 |
| Volatile liabilities | $128,145,000 | 1,061 |
| Insider loans | $37,033,000 | 117 |
| FHLB advances | $48,000,000 | 676 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $112,351,000 | 660 |
| Tier 1 (core) risk-based capital | $64,674,000 | 982 |
| Tier 2 risk-based capital | $7,357,000 | 771 |
| Total risk weighted assets | $584,790,000 | 787 |
| Total unused commitments | $112,351,000 | 662 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 133 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $779,973,000 | 874 |
| Cash and due from depository institutions | $83,286,000 | 1,150 |
| Interest-bearing balances | $76,993,000 | 486 |
| Securities | $112,657,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $526,000,000 | 836 |
| Loan loss allowance | $10,669,000 | 779 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,429,000 | 1,655 |
| Other real estate owned | $18,608,000 | 1,150 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $31,993,000 | 742 |
| Life insurance assets | $14,336,000 | 457 |
| Total liabilities and capital | $779,973,000 | 874 |
| Total liabilities | $714,712,000 | 860 |
| Total deposits | $631,173,000 | 865 |
| Interest-bearing deposits | $615,541,000 | 750 |
| Deposits held in domestic offices | $631,173,000 | 862 |
| % insured | 87.39% | 4,413 |
| Federal funds purchased & repurchase agreements | $17,019,000 | 728 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $63,000,000 | 616 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,520,000 | 1,440 |
| Total equity capital | $65,261,000 | 1,047 |
| Total bank equity capital | $65,261,000 | 1,046 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $40,639,000 | 99 |
| Surplus | $0 | 7,229 |
| Undivided profits | $24,622,000 | 1,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,257,000 | 978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,363,000 | 1,321 |
| Earning assets | $715,650,000 | 860 |
| Long-term assets (5+ years) | $200,175,000 | 690 |
| Average Assets, year-to-date | $746,957,750 | 908 |
| Average Assets, quarterly | $771,449,000 | 887 |
| Volatile liabilities | $137,040,000 | 1,015 |
| Insider loans | $23,233,000 | 211 |
| FHLB advances | $63,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $115,656,000 | 655 |
| Tier 1 (core) risk-based capital | $64,244,000 | 981 |
| Tier 2 risk-based capital | $7,170,000 | 806 |
| Total risk weighted assets | $570,123,000 | 812 |
| Total unused commitments | $115,656,000 | 657 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 136 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $762,925,000 | 897 |
| Cash and due from depository institutions | $75,969,000 | 1,133 |
| Interest-bearing balances | $65,452,000 | 537 |
| Securities | $99,926,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $529,229,000 | 841 |
| Loan loss allowance | $10,811,000 | 789 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,537,000 | 1,648 |
| Other real estate owned | $19,243,000 | 1,133 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $31,021,000 | 765 |
| Life insurance assets | $13,199,000 | 500 |
| Total liabilities and capital | $762,925,000 | 897 |
| Total liabilities | $698,787,000 | 873 |
| Total deposits | $617,187,000 | 882 |
| Interest-bearing deposits | $595,447,000 | 774 |
| Deposits held in domestic offices | $617,187,000 | 881 |
| % insured | 87.55% | 4,442 |
| Federal funds purchased & repurchase agreements | $15,364,000 | 759 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $63,000,000 | 641 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,236,000 | 1,476 |
| Total equity capital | $64,138,000 | 1,061 |
| Total bank equity capital | $64,138,000 | 1,060 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $40,639,000 | 99 |
| Surplus | $0 | 7,286 |
| Undivided profits | $23,499,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,608,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,515,000 | 1,195 |
| Earning assets | $694,607,000 | 888 |
| Long-term assets (5+ years) | $189,591,000 | 721 |
| Average Assets, year-to-date | $735,952,670 | 923 |
| Average Assets, quarterly | $748,456,500 | 909 |
| Volatile liabilities | $136,792,000 | 1,035 |
| Insider loans | $27,950,000 | 175 |
| FHLB advances | $63,000,000 | 583 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $117,291,000 | 644 |
| Tier 1 (core) risk-based capital | $63,096,000 | 1,000 |
| Tier 2 risk-based capital | $7,204,000 | 804 |
| Total risk weighted assets | $572,713,000 | 814 |
| Total unused commitments | $117,291,000 | 644 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 132 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $733,988,000 | 942 |
| Cash and due from depository institutions | $52,991,000 | 1,175 |
| Interest-bearing balances | $44,814,000 | 763 |
| Securities | $87,919,000 | 1,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $550,614,000 | 830 |
| Loan loss allowance | $12,247,000 | 719 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,625,000 | 1,655 |
| Other real estate owned | $3,258,000 | 1,175 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $31,581,000 | 776 |
| Life insurance assets | $13,064,000 | 502 |
| Total liabilities and capital | $733,988,000 | 942 |
| Total liabilities | $671,909,000 | 924 |
| Total deposits | $581,562,000 | 957 |
| Interest-bearing deposits | $560,774,000 | 853 |
| Deposits held in domestic offices | $581,562,000 | 954 |
| % insured | 91.22% | 3,243 |
| Federal funds purchased & repurchase agreements | $17,968,000 | 738 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $68,000,000 | 638 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,379,000 | 1,149 |
| Total equity capital | $62,079,000 | 1,090 |
| Total bank equity capital | $62,079,000 | 1,089 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $40,639,000 | 95 |
| Surplus | $0 | 7,393 |
| Undivided profits | $21,440,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $24,245,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,456,000 | 1,273 |
| Earning assets | $683,347,000 | 922 |
| Long-term assets (5+ years) | $190,334,000 | 723 |
| Average Assets, year-to-date | $722,466,500 | 954 |
| Average Assets, quarterly | $722,466,500 | 954 |
| Volatile liabilities | $150,483,000 | 976 |
| Insider loans | $35,175,000 | 142 |
| FHLB advances | $68,000,000 | 580 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $118,988,000 | 660 |
| Tier 1 (core) risk-based capital | $61,728,000 | 1,023 |
| Tier 2 risk-based capital | $7,186,000 | 831 |
| Total risk weighted assets | $569,846,000 | 846 |
| Total unused commitments | $118,988,000 | 660 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 138 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $710,945,000 | 975 |
| Cash and due from depository institutions | $33,081,000 | 1,136 |
| Interest-bearing balances | $23,699,000 | 1,208 |
| Securities | $82,476,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $552,913,000 | 851 |
| Loan loss allowance | $12,614,000 | 698 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,742,000 | 1,655 |
| Other real estate owned | $2,513,000 | 1,136 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $32,220,000 | 770 |
| Life insurance assets | $12,930,000 | 504 |
| Total liabilities and capital | $710,945,000 | 975 |
| Total liabilities | $650,208,000 | 960 |
| Total deposits | $556,246,000 | 1,005 |
| Interest-bearing deposits | $538,617,000 | 892 |
| Deposits held in domestic offices | $556,246,000 | 1,002 |
| % insured | 85.65% | 5,130 |
| Federal funds purchased & repurchase agreements | $21,304,000 | 676 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $68,000,000 | 691 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,658,000 | 1,090 |
| Total equity capital | $60,737,000 | 1,092 |
| Total bank equity capital | $60,737,000 | 1,090 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $40,639,000 | 94 |
| Surplus | $0 | 7,466 |
| Undivided profits | $20,098,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $23,098,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,497,000 | 1,295 |
| Earning assets | $659,088,000 | 966 |
| Long-term assets (5+ years) | $189,661,000 | 734 |
| Average Assets, year-to-date | $692,894,000 | 993 |
| Average Assets, quarterly | $708,747,000 | 978 |
| Volatile liabilities | $181,658,000 | 817 |
| Insider loans | $35,419,000 | 136 |
| FHLB advances | $68,000,000 | 620 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $135,768,000 | 601 |
| Tier 1 (core) risk-based capital | $60,781,000 | 1,024 |
| Tier 2 risk-based capital | $7,222,000 | 850 |
| Total risk weighted assets | $572,373,000 | 869 |
| Total unused commitments | $135,768,000 | 601 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 139 | 1,148 |
| Assets and Liabilities | ||
| Total Assets: | $706,549,000 | 995 |
| Cash and due from depository institutions | $31,070,000 | 1,148 |
| Interest-bearing balances | $25,045,000 | 1,024 |
| Securities | $66,455,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 4,382 |
| Net loans & leases | $571,162,000 | 837 |
| Loan loss allowance | $11,305,000 | 747 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,854,000 | 1,646 |
| Other real estate owned | $1,995,000 | 1,148 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $27,713,000 | 792 |
| Life insurance assets | $12,798,000 | 512 |
| Total liabilities and capital | $706,549,000 | 995 |
| Total liabilities | $642,685,000 | 987 |
| Total deposits | $547,852,000 | 1,022 |
| Interest-bearing deposits | $530,401,000 | 921 |
| Deposits held in domestic offices | $547,852,000 | 1,020 |
| % insured | 86.40% | 5,117 |
| Federal funds purchased & repurchase agreements | $21,116,000 | 720 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $68,000,000 | 728 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,717,000 | 1,008 |
| Total equity capital | $63,864,000 | 1,067 |
| Total bank equity capital | $63,864,000 | 1,066 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $40,639,000 | 94 |
| Surplus | $0 | 7,543 |
| Undivided profits | $23,225,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $19,502,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,575,000 | 1,354 |
| Earning assets | $662,962,000 | 969 |
| Long-term assets (5+ years) | $175,659,000 | 787 |
| Average Assets, year-to-date | $688,381,250 | 1,008 |
| Average Assets, quarterly | $699,533,500 | 1,002 |
| Volatile liabilities | $188,000,000 | 806 |
| Insider loans | $43,356,000 | 104 |
| FHLB advances | $68,000,000 | 653 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $139,277,000 | 623 |
| Tier 1 (core) risk-based capital | $63,430,000 | 978 |
| Tier 2 risk-based capital | $7,387,000 | 841 |
| Total risk weighted assets | $587,030,000 | 864 |
| Total unused commitments | $139,277,000 | 625 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 142 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $692,518,000 | 1,027 |
| Cash and due from depository institutions | $9,394,000 | 1,159 |
| Interest-bearing balances | $26,000 | 6,887 |
| Securities | $74,738,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $2,291,000 | 3,098 |
| Net loans & leases | $571,327,000 | 870 |
| Loan loss allowance | $11,134,000 | 735 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,980,000 | 1,634 |
| Other real estate owned | $1,403,000 | 1,159 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $25,385,000 | 878 |
| Life insurance assets | $12,660,000 | 526 |
| Total liabilities and capital | $692,518,000 | 1,027 |
| Total liabilities | $632,255,000 | 1,021 |
| Total deposits | $535,496,000 | 1,048 |
| Interest-bearing deposits | $517,443,000 | 951 |
| Deposits held in domestic offices | $535,496,000 | 1,047 |
| % insured | 73.01% | 5,473 |
| Federal funds purchased & repurchase agreements | $23,542,000 | 656 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $68,000,000 | 774 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,217,000 | 1,143 |
| Total equity capital | $60,263,000 | 1,129 |
| Total bank equity capital | $60,263,000 | 1,126 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $38,139,000 | 106 |
| Surplus | $0 | 7,629 |
| Undivided profits | $22,124,000 | 1,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $23,070,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,584,000 | 1,312 |
| Earning assets | $648,382,000 | 1,000 |
| Long-term assets (5+ years) | $189,104,000 | 716 |
| Average Assets, year-to-date | $682,325,330 | 1,032 |
| Average Assets, quarterly | $689,284,500 | 1,029 |
| Volatile liabilities | $191,352,000 | 807 |
| Insider loans | $45,514,000 | 105 |
| FHLB advances | $68,000,000 | 698 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $145,890,000 | 619 |
| Tier 1 (core) risk-based capital | $59,589,000 | 1,059 |
| Tier 2 risk-based capital | $7,372,000 | 838 |
| Total risk weighted assets | $586,001,000 | 891 |
| Total unused commitments | $145,890,000 | 620 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 139 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $686,051,000 | 1,037 |
| Cash and due from depository institutions | $6,319,000 | 1,191 |
| Interest-bearing balances | $26,000 | 6,740 |
| Securities | $80,344,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $10,572,000 | 1,155 |
| Net loans & leases | $553,660,000 | 901 |
| Loan loss allowance | $7,513,000 | 996 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,083,000 | 1,621 |
| Other real estate owned | $394,000 | 1,191 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $26,679,000 | 824 |
| Life insurance assets | $12,525,000 | 532 |
| Total liabilities and capital | $686,051,000 | 1,037 |
| Total liabilities | $622,941,000 | 1,028 |
| Total deposits | $508,106,000 | 1,107 |
| Interest-bearing deposits | $489,560,000 | 997 |
| Deposits held in domestic offices | $508,106,000 | 1,106 |
| % insured | 74.89% | 5,148 |
| Federal funds purchased & repurchase agreements | $29,500,000 | 596 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $80,000,000 | 720 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,335,000 | 1,090 |
| Total equity capital | $63,110,000 | 1,092 |
| Total bank equity capital | $63,110,000 | 1,089 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $38,139,000 | 104 |
| Surplus | $0 | 7,679 |
| Undivided profits | $24,971,000 | 1,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,740,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,463,000 | 1,405 |
| Earning assets | $644,602,000 | 1,005 |
| Long-term assets (5+ years) | $185,550,000 | 728 |
| Average Assets, year-to-date | $677,229,000 | 1,036 |
| Average Assets, quarterly | $677,229,000 | 1,036 |
| Volatile liabilities | $185,299,000 | 849 |
| Insider loans | $49,604,000 | 105 |
| FHLB advances | $80,000,000 | 639 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $140,453,000 | 684 |
| Tier 1 (core) risk-based capital | $62,591,000 | 1,014 |
| Tier 2 risk-based capital | $7,165,000 | 851 |
| Total risk weighted assets | $572,812,000 | 911 |
| Total unused commitments | $140,453,000 | 684 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 136 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $668,407,000 | 1,044 |
| Cash and due from depository institutions | $7,060,000 | 1,224 |
| Interest-bearing balances | $26,000 | 6,491 |
| Securities | $87,244,000 | 1,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $540,144,000 | 912 |
| Loan loss allowance | $7,539,000 | 949 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,121,000 | 1,607 |
| Other real estate owned | $424,000 | 1,224 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $25,414,000 | 871 |
| Life insurance assets | $12,390,000 | 536 |
| Total liabilities and capital | $668,407,000 | 1,044 |
| Total liabilities | $617,568,000 | 1,020 |
| Total deposits | $485,354,000 | 1,118 |
| Interest-bearing deposits | $470,804,000 | 1,004 |
| Deposits held in domestic offices | $485,354,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,019,000 | 458 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $80,000,000 | 787 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,195,000 | 1,121 |
| Total equity capital | $50,839,000 | 1,339 |
| Total bank equity capital | $50,839,000 | 1,339 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $26,139,000 | 165 |
| Surplus | $0 | 7,724 |
| Undivided profits | $24,700,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,589,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,611,000 | 1,392 |
| Earning assets | $627,414,000 | 1,008 |
| Long-term assets (5+ years) | $204,775,000 | 643 |
| Average Assets, year-to-date | $627,440,200 | 1,070 |
| Average Assets, quarterly | $653,266,000 | 1,059 |
| Volatile liabilities | $169,543,000 | 912 |
| Insider loans | $36,362,000 | 153 |
| FHLB advances | $80,000,000 | 706 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $129,678,000 | 745 |
| Tier 1 (core) risk-based capital | $50,350,000 | 1,268 |
| Tier 2 risk-based capital | $6,998,000 | 860 |
| Total risk weighted assets | $559,274,000 | 933 |
| Total unused commitments | $129,678,000 | 745 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 136 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $638,125,000 | 1,084 |
| Cash and due from depository institutions | $6,806,000 | 1,228 |
| Interest-bearing balances | $26,000 | 6,107 |
| Securities | $80,664,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $12,392,000 | 964 |
| Net loans & leases | $504,817,000 | 973 |
| Loan loss allowance | $5,378,000 | 1,171 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,161,000 | 1,595 |
| Other real estate owned | $500,000 | 1,228 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $24,785,000 | 860 |
| Life insurance assets | $12,260,000 | 538 |
| Total liabilities and capital | $638,125,000 | 1,084 |
| Total liabilities | $587,723,000 | 1,064 |
| Total deposits | $466,015,000 | 1,132 |
| Interest-bearing deposits | $447,670,000 | 1,025 |
| Deposits held in domestic offices | $466,015,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,418,000 | 587 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $80,000,000 | 792 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,290,000 | 934 |
| Total equity capital | $50,402,000 | 1,352 |
| Total bank equity capital | $50,402,000 | 1,352 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $26,139,000 | 160 |
| Surplus | $0 | 7,795 |
| Undivided profits | $24,263,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,669,000 | 3,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,645,000 | 1,448 |
| Earning assets | $597,899,000 | 1,055 |
| Long-term assets (5+ years) | $183,317,000 | 721 |
| Average Assets, year-to-date | $617,198,500 | 1,087 |
| Average Assets, quarterly | $631,794,000 | 1,084 |
| Volatile liabilities | $139,398,000 | 1,073 |
| Insider loans | $29,842,000 | 189 |
| FHLB advances | $80,000,000 | 721 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $132,355,000 | 765 |
| Tier 1 (core) risk-based capital | $50,686,000 | 1,271 |
| Tier 2 risk-based capital | $5,378,000 | 1,054 |
| Total risk weighted assets | $529,818,000 | 981 |
| Total unused commitments | $132,355,000 | 765 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 131 | 1,296 |
| Assets and Liabilities | ||
| Total Assets: | $625,463,000 | 1,101 |
| Cash and due from depository institutions | $10,319,000 | 1,296 |
| Interest-bearing balances | $149,000 | 4,609 |
| Securities | $77,362,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $505,499,000 | 961 |
| Loan loss allowance | $5,018,000 | 1,184 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,864,000 | 1,903 |
| Other real estate owned | $1,334,000 | 1,296 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $24,085,000 | 852 |
| Life insurance assets | $12,116,000 | 544 |
| Total liabilities and capital | $625,463,000 | 1,101 |
| Total liabilities | $576,152,000 | 1,069 |
| Total deposits | $453,122,000 | 1,158 |
| Interest-bearing deposits | $432,451,000 | 1,047 |
| Deposits held in domestic offices | $453,122,000 | 1,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,015,000 | 516 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $70,000,000 | 858 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,015,000 | 1,123 |
| Total equity capital | $49,311,000 | 1,392 |
| Total bank equity capital | $49,311,000 | 1,392 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $26,139,000 | 155 |
| Surplus | $0 | 7,856 |
| Undivided profits | $23,172,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 4,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,597,000 | 1,436 |
| Earning assets | $583,010,000 | 1,079 |
| Long-term assets (5+ years) | $181,915,000 | 716 |
| Average Assets, year-to-date | $610,223,000 | 1,102 |
| Average Assets, quarterly | $617,386,500 | 1,104 |
| Volatile liabilities | $152,729,000 | 985 |
| Insider loans | $33,722,000 | 157 |
| FHLB advances | $70,000,000 | 792 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $137,347,000 | 780 |
| Tier 1 (core) risk-based capital | $49,857,000 | 1,280 |
| Tier 2 risk-based capital | $5,018,000 | 1,110 |
| Total risk weighted assets | $529,792,000 | 968 |
| Total unused commitments | $137,347,000 | 780 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 121 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $609,310,000 | 1,117 |
| Cash and due from depository institutions | $8,948,000 | 1,410 |
| Interest-bearing balances | $27,000 | 5,987 |
| Securities | $80,311,000 | 1,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $488,030,000 | 971 |
| Loan loss allowance | $4,863,000 | 1,172 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,754,000 | 1,917 |
| Other real estate owned | $1,052,000 | 1,410 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $24,215,000 | 825 |
| Life insurance assets | $11,975,000 | 543 |
| Total liabilities and capital | $609,310,000 | 1,117 |
| Total liabilities | $559,875,000 | 1,089 |
| Total deposits | $431,034,000 | 1,232 |
| Interest-bearing deposits | $412,735,000 | 1,112 |
| Deposits held in domestic offices | $431,034,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,436,000 | 527 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $78,000,000 | 747 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,405,000 | 978 |
| Total equity capital | $49,435,000 | 1,413 |
| Total bank equity capital | $49,435,000 | 1,413 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $26,139,000 | 152 |
| Surplus | $0 | 7,894 |
| Undivided profits | $23,296,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,584,000 | 2,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,863,000 | 1,317 |
| Earning assets | $568,368,000 | 1,093 |
| Long-term assets (5+ years) | $167,090,000 | 759 |
| Average Assets, year-to-date | $602,603,000 | 1,115 |
| Average Assets, quarterly | $602,603,000 | 1,115 |
| Volatile liabilities | $138,126,000 | 1,060 |
| Insider loans | $33,026,000 | 162 |
| FHLB advances | $78,000,000 | 687 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $133,587,000 | 805 |
| Tier 1 (core) risk-based capital | $49,059,000 | 1,297 |
| Tier 2 risk-based capital | $4,863,000 | 1,112 |
| Total risk weighted assets | $513,442,000 | 978 |
| Total unused commitments | $133,587,000 | 805 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 121 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $595,896,000 | 1,130 |
| Cash and due from depository institutions | $10,511,000 | 1,419 |
| Interest-bearing balances | $26,000 | 5,833 |
| Securities | $76,122,000 | 1,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $478,241,000 | 987 |
| Loan loss allowance | $4,883,000 | 1,123 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,463,000 | 1,990 |
| Other real estate owned | $445,000 | 1,419 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $24,114,000 | 830 |
| Life insurance assets | $11,639,000 | 556 |
| Total liabilities and capital | $595,896,000 | 1,130 |
| Total liabilities | $547,533,000 | 1,101 |
| Total deposits | $437,026,000 | 1,194 |
| Interest-bearing deposits | $420,664,000 | 1,073 |
| Deposits held in domestic offices | $437,026,000 | 1,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,582,000 | 590 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,000,000 | 791 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,925,000 | 1,020 |
| Total equity capital | $48,363,000 | 1,431 |
| Total bank equity capital | $48,363,000 | 1,431 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $26,139,000 | 154 |
| Surplus | $0 | 7,931 |
| Undivided profits | $22,224,000 | 1,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,029,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,943,000 | 1,389 |
| Earning assets | $554,389,000 | 1,110 |
| Long-term assets (5+ years) | $167,464,000 | 738 |
| Average Assets, year-to-date | $586,047,200 | 1,096 |
| Average Assets, quarterly | $594,184,000 | 1,116 |
| Volatile liabilities | $123,713,000 | 1,184 |
| Insider loans | $36,133,000 | 136 |
| FHLB advances | $68,000,000 | 721 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $128,075,000 | 838 |
| Tier 1 (core) risk-based capital | $48,327,000 | 1,318 |
| Tier 2 risk-based capital | $4,883,000 | 1,086 |
| Total risk weighted assets | $503,680,000 | 997 |
| Total unused commitments | $128,075,000 | 838 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $592,472,000 | 1,108 |
| Cash and due from depository institutions | $7,732,000 | 1,449 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $75,522,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $479,023,000 | 959 |
| Loan loss allowance | $5,368,000 | 979 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,500,000 | 1,940 |
| Other real estate owned | $0 | 1,449 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $23,695,000 | 830 |
| Life insurance assets | $11,505,000 | 548 |
| Total liabilities and capital | $592,472,000 | 1,108 |
| Total liabilities | $545,600,000 | 1,079 |
| Total deposits | $433,996,000 | 1,188 |
| Interest-bearing deposits | $418,598,000 | 1,067 |
| Deposits held in domestic offices | $433,996,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,070,000 | 528 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $63,000,000 | 775 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,534,000 | 954 |
| Total equity capital | $46,872,000 | 1,468 |
| Total bank equity capital | $46,872,000 | 1,468 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $26,139,000 | 146 |
| Surplus | $0 | 7,949 |
| Undivided profits | $20,733,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,271,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,371,000 | 1,281 |
| Earning assets | $554,570,000 | 1,089 |
| Long-term assets (5+ years) | $168,397,000 | 703 |
| Average Assets, year-to-date | $583,585,000 | 1,099 |
| Average Assets, quarterly | $586,767,500 | 1,113 |
| Volatile liabilities | $137,435,000 | 1,044 |
| Insider loans | $33,685,000 | 151 |
| FHLB advances | $63,000,000 | 712 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $130,196,000 | 850 |
| Tier 1 (core) risk-based capital | $47,239,000 | 1,358 |
| Tier 2 risk-based capital | $5,368,000 | 978 |
| Total risk weighted assets | $502,905,000 | 980 |
| Total unused commitments | $130,196,000 | 850 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 119 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $581,063,000 | 1,142 |
| Cash and due from depository institutions | $8,652,000 | 1,459 |
| Interest-bearing balances | $25,000 | 5,846 |
| Securities | $68,147,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $473,632,000 | 973 |
| Loan loss allowance | $6,075,000 | 873 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,610,000 | 1,887 |
| Other real estate owned | $0 | 1,459 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $24,022,000 | 822 |
| Life insurance assets | $11,374,000 | 546 |
| Total liabilities and capital | $581,063,000 | 1,142 |
| Total liabilities | $535,525,000 | 1,119 |
| Total deposits | $418,001,000 | 1,245 |
| Interest-bearing deposits | $399,139,000 | 1,129 |
| Deposits held in domestic offices | $418,001,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,349,000 | 564 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $73,000,000 | 655 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,175,000 | 965 |
| Total equity capital | $45,538,000 | 1,499 |
| Total bank equity capital | $45,538,000 | 1,499 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $26,139,000 | 145 |
| Surplus | $0 | 8,003 |
| Undivided profits | $19,399,000 | 1,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,653,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,083,000 | 1,297 |
| Earning assets | $541,804,000 | 1,128 |
| Long-term assets (5+ years) | $162,545,000 | 715 |
| Average Assets, year-to-date | $580,622,670 | 1,128 |
| Average Assets, quarterly | $576,837,500 | 1,150 |
| Volatile liabilities | $137,216,000 | 1,033 |
| Insider loans | $19,032,000 | 324 |
| FHLB advances | $73,000,000 | 587 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $134,302,000 | 833 |
| Tier 1 (core) risk-based capital | $46,408,000 | 1,389 |
| Tier 2 risk-based capital | $6,075,000 | 897 |
| Total risk weighted assets | $496,676,000 | 997 |
| Total unused commitments | $134,302,000 | 833 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 121 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $572,612,000 | 1,161 |
| Cash and due from depository institutions | $8,919,000 | 1,424 |
| Interest-bearing balances | $25,000 | 5,888 |
| Securities | $67,941,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $465,517,000 | 973 |
| Loan loss allowance | $6,379,000 | 820 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,712,000 | 1,831 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $23,523,000 | 796 |
| Life insurance assets | $11,244,000 | 537 |
| Total liabilities and capital | $572,612,000 | 1,161 |
| Total liabilities | $527,600,000 | 1,131 |
| Total deposits | $418,306,000 | 1,241 |
| Interest-bearing deposits | $401,792,000 | 1,126 |
| Deposits held in domestic offices | $418,306,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,538,000 | 642 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $73,000,000 | 625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,756,000 | 907 |
| Total equity capital | $45,012,000 | 1,518 |
| Total bank equity capital | $45,012,000 | 1,518 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $26,139,000 | 140 |
| Surplus | $0 | 8,027 |
| Undivided profits | $18,873,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,442,000 | 445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,019,000 | 1,298 |
| Earning assets | $533,483,000 | 1,146 |
| Long-term assets (5+ years) | $167,696,000 | 674 |
| Average Assets, year-to-date | $580,402,500 | 1,130 |
| Average Assets, quarterly | $580,402,500 | 1,130 |
| Volatile liabilities | $117,208,000 | 1,171 |
| Insider loans | $19,224,000 | 301 |
| FHLB advances | $73,000,000 | 561 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $147,821,000 | 780 |
| Tier 1 (core) risk-based capital | $45,311,000 | 1,401 |
| Tier 2 risk-based capital | $6,116,000 | 874 |
| Total risk weighted assets | $488,999,000 | 983 |
| Total unused commitments | $147,821,000 | 780 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 121 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $588,193,000 | 1,110 |
| Cash and due from depository institutions | $10,395,000 | 1,425 |
| Interest-bearing balances | $25,000 | 5,887 |
| Securities | $68,538,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $16,630,000 | 976 |
| Net loans & leases | $462,405,000 | 962 |
| Loan loss allowance | $5,658,000 | 900 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,873,000 | 1,763 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $23,352,000 | 799 |
| Life insurance assets | $11,117,000 | 535 |
| Total liabilities and capital | $588,193,000 | 1,110 |
| Total liabilities | $543,826,000 | 1,072 |
| Total deposits | $443,627,000 | 1,151 |
| Interest-bearing deposits | $424,964,000 | 1,028 |
| Deposits held in domestic offices | $443,627,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,635,000 | 781 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $73,000,000 | 648 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,564,000 | 1,050 |
| Total equity capital | $44,367,000 | 1,494 |
| Total bank equity capital | $44,367,000 | 1,494 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $26,139,000 | 133 |
| Surplus | $0 | 8,057 |
| Undivided profits | $18,228,000 | 1,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,959,000 | 476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,939,000 | 1,355 |
| Earning assets | $547,598,000 | 1,094 |
| Long-term assets (5+ years) | $170,752,000 | 651 |
| Average Assets, year-to-date | $537,920,600 | 1,160 |
| Average Assets, quarterly | $571,779,000 | 1,130 |
| Volatile liabilities | $115,987,000 | 1,304 |
| Insider loans | $20,255,000 | 281 |
| FHLB advances | $73,000,000 | 584 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $156,580,000 | 722 |
| Tier 1 (core) risk-based capital | $44,666,000 | 1,388 |
| Tier 2 risk-based capital | $5,658,000 | 925 |
| Total risk weighted assets | $491,840,000 | 961 |
| Total unused commitments | $156,580,000 | 722 |
| Derivatives | $40,000,000 | 296 |
| 2006-09-30 | Rank | |
| # of Employees: | 123 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $555,365,000 | 1,178 |
| Cash and due from depository institutions | $7,731,000 | 1,418 |
| Interest-bearing balances | $68,000 | 5,233 |
| Securities | $61,757,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 5,288 |
| Net loans & leases | $456,421,000 | 976 |
| Loan loss allowance | $5,219,000 | 991 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,912,000 | 1,714 |
| Other real estate owned | $0 | 1,418 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $22,085,000 | 847 |
| Life insurance assets | $11,023,000 | 516 |
| Total liabilities and capital | $555,365,000 | 1,178 |
| Total liabilities | $512,524,000 | 1,143 |
| Total deposits | $417,982,000 | 1,211 |
| Interest-bearing deposits | $400,656,000 | 1,082 |
| Deposits held in domestic offices | $417,982,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,582,000 | 896 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $73,000,000 | 676 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,960,000 | 1,122 |
| Total equity capital | $42,841,000 | 1,529 |
| Total bank equity capital | $42,841,000 | 1,529 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $24,789,000 | 135 |
| Surplus | $0 | 8,106 |
| Undivided profits | $18,052,000 | 1,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,976,000 | 612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,816,000 | 1,407 |
| Earning assets | $518,705,000 | 1,156 |
| Long-term assets (5+ years) | $163,795,000 | 694 |
| Average Assets, year-to-date | $525,352,500 | 1,202 |
| Average Assets, quarterly | $546,525,500 | 1,183 |
| Volatile liabilities | $80,954,000 | 1,785 |
| Insider loans | $20,571,000 | 276 |
| FHLB advances | $73,000,000 | 613 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $134,814,000 | 828 |
| Tier 1 (core) risk-based capital | $43,027,000 | 1,442 |
| Tier 2 risk-based capital | $5,219,000 | 991 |
| Total risk weighted assets | $477,481,000 | 978 |
| Total unused commitments | $134,814,000 | 829 |
| Derivatives | $40,000,000 | 303 |
| 2006-06-30 | Rank | |
| # of Employees: | 123 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $537,686,000 | 1,198 |
| Cash and due from depository institutions | $9,996,000 | 1,421 |
| Interest-bearing balances | $59,000 | 5,381 |
| Securities | $55,643,000 | 2,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $443,427,000 | 992 |
| Loan loss allowance | $4,832,000 | 1,055 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,976,000 | 1,657 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $21,644,000 | 862 |
| Life insurance assets | $10,894,000 | 518 |
| Total liabilities and capital | $537,686,000 | 1,198 |
| Total liabilities | $496,866,000 | 1,167 |
| Total deposits | $395,042,000 | 1,266 |
| Interest-bearing deposits | $372,567,000 | 1,148 |
| Deposits held in domestic offices | $395,042,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,698,000 | 753 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $73,000,000 | 689 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,126,000 | 1,023 |
| Total equity capital | $40,820,000 | 1,546 |
| Total bank equity capital | $40,820,000 | 1,546 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $24,789,000 | 130 |
| Surplus | $0 | 8,130 |
| Undivided profits | $16,031,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,174,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,430,000 | 1,477 |
| Earning assets | $499,129,000 | 1,186 |
| Long-term assets (5+ years) | $153,670,000 | 713 |
| Average Assets, year-to-date | $515,348,330 | 1,227 |
| Average Assets, quarterly | $525,519,500 | 1,211 |
| Volatile liabilities | $98,520,000 | 1,488 |
| Insider loans | $17,483,000 | 329 |
| FHLB advances | $73,000,000 | 621 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $131,585,000 | 836 |
| Tier 1 (core) risk-based capital | $41,902,000 | 1,445 |
| Tier 2 risk-based capital | $4,832,000 | 1,041 |
| Total risk weighted assets | $465,383,000 | 997 |
| Total unused commitments | $131,585,000 | 837 |
| Derivatives | $40,000,000 | 297 |
| 2006-03-31 | Rank | |
| # of Employees: | 116 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $513,353,000 | 1,238 |
| Cash and due from depository institutions | $6,598,000 | 1,493 |
| Interest-bearing balances | $73,000 | 5,333 |
| Securities | $52,685,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $427,232,000 | 996 |
| Loan loss allowance | $4,709,000 | 1,075 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,915,000 | 1,649 |
| Other real estate owned | $0 | 1,493 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $19,923,000 | 896 |
| Life insurance assets | $10,165,000 | 538 |
| Total liabilities and capital | $513,353,000 | 1,238 |
| Total liabilities | $473,780,000 | 1,200 |
| Total deposits | $375,735,000 | 1,328 |
| Interest-bearing deposits | $356,328,000 | 1,173 |
| Deposits held in domestic offices | $375,735,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,731,000 | 619 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $63,000,000 | 745 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,314,000 | 1,174 |
| Total equity capital | $39,573,000 | 1,577 |
| Total bank equity capital | $39,573,000 | 1,577 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $24,289,000 | 132 |
| Surplus | $0 | 8,136 |
| Undivided profits | $15,284,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,699,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,199,000 | 1,555 |
| Earning assets | $479,990,000 | 1,215 |
| Long-term assets (5+ years) | $138,098,000 | 770 |
| Average Assets, year-to-date | $504,179,500 | 1,243 |
| Average Assets, quarterly | $504,179,500 | 1,243 |
| Volatile liabilities | $116,576,000 | 1,206 |
| Insider loans | $18,798,000 | 301 |
| FHLB advances | $63,000,000 | 677 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $125,593,000 | 858 |
| Tier 1 (core) risk-based capital | $40,218,000 | 1,475 |
| Tier 2 risk-based capital | $4,709,000 | 1,048 |
| Total risk weighted assets | $446,898,000 | 998 |
| Total unused commitments | $125,593,000 | 858 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 100 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $495,006,000 | 1,263 |
| Cash and due from depository institutions | $10,055,000 | 1,723 |
| Interest-bearing balances | $273,000 | 3,945 |
| Securities | $54,003,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $406,759,000 | 1,026 |
| Loan loss allowance | $4,124,000 | 1,212 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,590,000 | 1,700 |
| Other real estate owned | $0 | 1,723 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,599,000 | 999 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $495,006,000 | 1,263 |
| Total liabilities | $456,631,000 | 1,228 |
| Total deposits | $365,355,000 | 1,354 |
| Interest-bearing deposits | $345,889,000 | 1,185 |
| Deposits held in domestic offices | $365,355,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,829,000 | 648 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,000,000 | 792 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,447,000 | 1,396 |
| Total equity capital | $38,375,000 | 1,609 |
| Total bank equity capital | $38,375,000 | 1,609 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $11,830,000 | 321 |
| Surplus | $11,859,000 | 1,990 |
| Undivided profits | $14,686,000 | 2,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,061,000 | 1,699 |
| Earning assets | $461,035,000 | 1,240 |
| Long-term assets (5+ years) | $135,940,000 | 762 |
| Average Assets, year-to-date | $428,812,400 | 1,395 |
| Average Assets, quarterly | $477,602,500 | 1,296 |
| Volatile liabilities | $103,348,000 | 1,333 |
| Insider loans | $17,090,000 | 317 |
| FHLB advances | $60,000,000 | 715 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $124,262,000 | 844 |
| Tier 1 (core) risk-based capital | $38,822,000 | 1,514 |
| Tier 2 risk-based capital | $4,124,000 | 1,189 |
| Total risk weighted assets | $426,191,000 | 1,040 |
| Total unused commitments | $124,262,000 | 844 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 106 | 1,618 |
| Assets and Liabilities | ||
| Total Assets: | $460,199,000 | 1,329 |
| Cash and due from depository institutions | $10,358,000 | 1,618 |
| Interest-bearing balances | $56,000 | 5,578 |
| Securities | $55,635,000 | 2,129 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $373,357,000 | 1,102 |
| Loan loss allowance | $4,003,000 | 1,226 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,505,000 | 1,689 |
| Other real estate owned | $0 | 1,618 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $14,344,000 | 1,188 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $460,199,000 | 1,329 |
| Total liabilities | $424,284,000 | 1,299 |
| Total deposits | $353,166,000 | 1,356 |
| Interest-bearing deposits | $328,795,000 | 1,229 |
| Deposits held in domestic offices | $353,166,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,768,000 | 1,219 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $60,000,000 | 783 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,350,000 | 1,836 |
| Total equity capital | $35,915,000 | 1,701 |
| Total bank equity capital | $35,915,000 | 1,701 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,080,000 | 321 |
| Surplus | $11,109,000 | 2,025 |
| Undivided profits | $13,726,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,764,000 | 1,928 |
| Earning assets | $429,048,000 | 1,310 |
| Long-term assets (5+ years) | $124,506,000 | 829 |
| Average Assets, year-to-date | $412,264,000 | 1,448 |
| Average Assets, quarterly | $441,988,500 | 1,370 |
| Volatile liabilities | $82,774,000 | 1,550 |
| Insider loans | $21,889,000 | 226 |
| FHLB advances | $60,000,000 | 711 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $129,015,000 | 817 |
| Tier 1 (core) risk-based capital | $36,208,000 | 1,585 |
| Tier 2 risk-based capital | $4,003,000 | 1,188 |
| Total risk weighted assets | $391,839,000 | 1,101 |
| Total unused commitments | $129,015,000 | 818 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $423,778,000 | 1,420 |
| Cash and due from depository institutions | $10,772,000 | 1,725 |
| Interest-bearing balances | $596,000 | 3,230 |
| Securities | $57,591,000 | 2,079 |
| Federal funds sold & reverse repurchase agreements | $2,652,000 | 3,104 |
| Net loans & leases | $331,779,000 | 1,215 |
| Loan loss allowance | $3,711,000 | 1,302 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,500,000 | 1,647 |
| Other real estate owned | $1,142,000 | 1,725 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $13,342,000 | 1,231 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $423,778,000 | 1,420 |
| Total liabilities | $391,288,000 | 1,387 |
| Total deposits | $333,404,000 | 1,426 |
| Interest-bearing deposits | $279,485,000 | 1,447 |
| Deposits held in domestic offices | $333,404,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,854,000 | 1,223 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,000,000 | 968 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,030,000 | 1,936 |
| Total equity capital | $32,490,000 | 1,845 |
| Total bank equity capital | $32,490,000 | 1,845 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,580,000 | 380 |
| Surplus | $9,609,000 | 2,228 |
| Undivided profits | $13,301,000 | 2,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,296,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,203,000 | 2,624 |
| Earning assets | $392,618,000 | 1,403 |
| Long-term assets (5+ years) | $110,600,000 | 910 |
| Average Assets, year-to-date | $396,285,670 | 1,505 |
| Average Assets, quarterly | $408,483,000 | 1,466 |
| Volatile liabilities | $68,323,000 | 1,773 |
| Insider loans | $13,186,000 | 405 |
| FHLB advances | $47,000,000 | 894 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $124,036,000 | 821 |
| Tier 1 (core) risk-based capital | $32,518,000 | 1,734 |
| Tier 2 risk-based capital | $3,711,000 | 1,267 |
| Total risk weighted assets | $355,028,000 | 1,200 |
| Total unused commitments | $124,036,000 | 822 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $393,188,000 | 1,529 |
| Cash and due from depository institutions | $8,725,000 | 1,815 |
| Interest-bearing balances | $375,000 | 3,724 |
| Securities | $64,744,000 | 1,901 |
| Federal funds sold & reverse repurchase agreements | $2,671,000 | 3,543 |
| Net loans & leases | $297,647,000 | 1,340 |
| Loan loss allowance | $3,313,000 | 1,448 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,281,000 | 1,674 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $13,120,000 | 1,231 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $393,188,000 | 1,529 |
| Total liabilities | $363,740,000 | 1,485 |
| Total deposits | $308,040,000 | 1,543 |
| Interest-bearing deposits | $256,070,000 | 1,567 |
| Deposits held in domestic offices | $308,040,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,488,000 | 1,383 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,000,000 | 926 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,212,000 | 1,808 |
| Total equity capital | $29,448,000 | 1,972 |
| Total bank equity capital | $29,448,000 | 1,972 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,640,000 | 409 |
| Surplus | $8,669,000 | 2,384 |
| Undivided profits | $12,139,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,478,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,595,000 | 1,885 |
| Earning assets | $365,437,000 | 1,505 |
| Long-term assets (5+ years) | $110,920,000 | 928 |
| Average Assets, year-to-date | $382,539,500 | 1,565 |
| Average Assets, quarterly | $382,539,500 | 1,565 |
| Volatile liabilities | $58,237,000 | 1,932 |
| Insider loans | $11,753,000 | 467 |
| FHLB advances | $47,000,000 | 845 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $79,039,000 | 1,138 |
| Tier 1 (core) risk-based capital | $29,859,000 | 1,870 |
| Tier 2 risk-based capital | $3,313,000 | 1,413 |
| Total risk weighted assets | $323,599,000 | 1,291 |
| Total unused commitments | $79,039,000 | 1,138 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $371,891,000 | 1,618 |
| Cash and due from depository institutions | $7,119,000 | 1,853 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $67,974,000 | 1,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $278,235,000 | 1,423 |
| Loan loss allowance | $2,989,000 | 1,568 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,077,000 | 1,706 |
| Other real estate owned | $0 | 1,853 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,486,000 | 1,255 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $371,891,000 | 1,618 |
| Total liabilities | $343,923,000 | 1,568 |
| Total deposits | $282,236,000 | 1,674 |
| Interest-bearing deposits | $235,128,000 | 1,698 |
| Deposits held in domestic offices | $282,236,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,004,000 | 1,278 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $52,000,000 | 871 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,683,000 | 2,187 |
| Total equity capital | $27,968,000 | 2,090 |
| Total bank equity capital | $27,968,000 | 2,090 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,040,000 | 422 |
| Surplus | $8,069,000 | 2,456 |
| Undivided profits | $11,859,000 | 2,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,434,000 | 2,085 |
| Earning assets | $346,209,000 | 1,588 |
| Long-term assets (5+ years) | $107,285,000 | 985 |
| Average Assets, year-to-date | $344,669,400 | 1,648 |
| Average Assets, quarterly | $368,200,000 | 1,611 |
| Volatile liabilities | $62,790,000 | 1,752 |
| Insider loans | $11,753,000 | 463 |
| FHLB advances | $52,000,000 | 790 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $96,225,000 | 948 |
| Tier 1 (core) risk-based capital | $27,947,000 | 1,979 |
| Tier 2 risk-based capital | $2,989,000 | 1,533 |
| Total risk weighted assets | $304,410,000 | 1,359 |
| Total unused commitments | $96,225,000 | 948 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 82 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $364,509,000 | 1,617 |
| Cash and due from depository institutions | $7,296,000 | 2,081 |
| Interest-bearing balances | $284,000 | 4,121 |
| Securities | $71,022,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $621,000 | 4,969 |
| Net loans & leases | $267,328,000 | 1,444 |
| Loan loss allowance | $3,023,000 | 1,549 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,100,000 | 1,655 |
| Other real estate owned | $0 | 2,081 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,142,000 | 1,260 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $364,509,000 | 1,617 |
| Total liabilities | $337,216,000 | 1,565 |
| Total deposits | $277,788,000 | 1,662 |
| Interest-bearing deposits | $234,335,000 | 1,686 |
| Deposits held in domestic offices | $277,788,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,776,000 | 1,534 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $52,000,000 | 869 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,652,000 | 2,217 |
| Total equity capital | $27,293,000 | 2,116 |
| Total bank equity capital | $27,293,000 | 2,116 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,040,000 | 421 |
| Surplus | $8,069,000 | 2,426 |
| Undivided profits | $11,184,000 | 2,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,452,000 | 2,133 |
| Earning assets | $339,255,000 | 1,585 |
| Long-term assets (5+ years) | $108,331,000 | 974 |
| Average Assets, year-to-date | $337,864,000 | 1,669 |
| Average Assets, quarterly | $355,550,500 | 1,638 |
| Volatile liabilities | $60,936,000 | 1,766 |
| Insider loans | $11,773,000 | 460 |
| FHLB advances | $52,000,000 | 787 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $70,704,000 | 1,204 |
| Tier 1 (core) risk-based capital | $27,061,000 | 2,032 |
| Tier 2 risk-based capital | $3,023,000 | 1,495 |
| Total risk weighted assets | $295,060,000 | 1,377 |
| Total unused commitments | $70,704,000 | 1,205 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $346,592,000 | 1,672 |
| Cash and due from depository institutions | $8,278,000 | 2,111 |
| Interest-bearing balances | $17,000 | 6,363 |
| Securities | $71,369,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $248,687,000 | 1,503 |
| Loan loss allowance | $2,798,000 | 1,640 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,166,000 | 1,617 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,092,000 | 1,257 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $346,592,000 | 1,672 |
| Total liabilities | $320,727,000 | 1,626 |
| Total deposits | $253,380,000 | 1,824 |
| Interest-bearing deposits | $209,912,000 | 1,838 |
| Deposits held in domestic offices | $253,380,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,154,000 | 951 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,000,000 | 875 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,193,000 | 2,581 |
| Total equity capital | $25,865,000 | 2,148 |
| Total bank equity capital | $25,865,000 | 2,148 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,040,000 | 414 |
| Surplus | $8,069,000 | 2,387 |
| Undivided profits | $9,756,000 | 2,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,304,000 | 2,231 |
| Earning assets | $320,073,000 | 1,651 |
| Long-term assets (5+ years) | $109,688,000 | 991 |
| Average Assets, year-to-date | $328,982,330 | 1,710 |
| Average Assets, quarterly | $339,052,500 | 1,683 |
| Volatile liabilities | $68,307,000 | 1,574 |
| Insider loans | $11,039,000 | 496 |
| FHLB advances | $52,000,000 | 794 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $75,965,000 | 1,113 |
| Tier 1 (core) risk-based capital | $26,344,000 | 2,034 |
| Tier 2 risk-based capital | $2,798,000 | 1,570 |
| Total risk weighted assets | $279,965,000 | 1,428 |
| Total unused commitments | $75,965,000 | 1,113 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 82 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $331,513,000 | 1,724 |
| Cash and due from depository institutions | $5,873,000 | 2,084 |
| Interest-bearing balances | $64,000 | 5,770 |
| Securities | $66,438,000 | 1,890 |
| Federal funds sold & reverse repurchase agreements | $12,455,000 | 1,178 |
| Net loans & leases | $228,894,000 | 1,611 |
| Loan loss allowance | $2,662,000 | 1,716 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,108,000 | 1,616 |
| Other real estate owned | $153,000 | 2,084 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,592,000 | 1,245 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $331,513,000 | 1,724 |
| Total liabilities | $305,478,000 | 1,687 |
| Total deposits | $246,658,000 | 1,849 |
| Interest-bearing deposits | $204,874,000 | 1,889 |
| Deposits held in domestic offices | $246,658,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,342,000 | 1,454 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $52,000,000 | 806 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,478,000 | 2,454 |
| Total equity capital | $26,035,000 | 2,176 |
| Total bank equity capital | $26,035,000 | 2,176 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,040,000 | 405 |
| Surplus | $8,069,000 | 2,363 |
| Undivided profits | $9,926,000 | 3,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 3,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,289,000 | 2,223 |
| Earning assets | $307,851,000 | 1,698 |
| Long-term assets (5+ years) | $97,616,000 | 1,076 |
| Average Assets, year-to-date | $320,177,500 | 1,757 |
| Average Assets, quarterly | $320,177,500 | 1,757 |
| Volatile liabilities | $60,095,000 | 1,671 |
| Insider loans | $11,087,000 | 461 |
| FHLB advances | $52,000,000 | 728 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $70,250,000 | 1,156 |
| Tier 1 (core) risk-based capital | $25,616,000 | 2,078 |
| Tier 2 risk-based capital | $2,662,000 | 1,629 |
| Total risk weighted assets | $260,660,000 | 1,492 |
| Total unused commitments | $70,250,000 | 1,160 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $308,842,000 | 1,824 |
| Cash and due from depository institutions | $8,165,000 | 2,272 |
| Interest-bearing balances | $652,000 | 3,382 |
| Securities | $63,052,000 | 2,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $220,032,000 | 1,642 |
| Loan loss allowance | $2,566,000 | 1,769 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,067,000 | 1,608 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,526,000 | 1,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,842,000 | 1,824 |
| Total liabilities | $283,656,000 | 1,797 |
| Total deposits | $223,181,000 | 2,037 |
| Interest-bearing deposits | $186,513,000 | 2,070 |
| Deposits held in domestic offices | $223,181,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,283,000 | 1,332 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $52,000,000 | 836 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,192,000 | 2,745 |
| Total equity capital | $25,186,000 | 2,205 |
| Total bank equity capital | $25,186,000 | 2,205 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,040,000 | 405 |
| Surplus | $8,069,000 | 2,333 |
| Undivided profits | $9,077,000 | 3,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 2,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,204,000 | 2,509 |
| Earning assets | $283,736,000 | 1,821 |
| Long-term assets (5+ years) | $98,905,000 | 1,086 |
| Average Assets, year-to-date | $282,656,000 | 1,909 |
| Average Assets, quarterly | $305,821,000 | 1,825 |
| Volatile liabilities | $61,747,000 | 1,632 |
| Insider loans | $7,124,000 | 747 |
| FHLB advances | $52,000,000 | 749 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $63,258,000 | 1,207 |
| Tier 1 (core) risk-based capital | $24,989,000 | 2,097 |
| Tier 2 risk-based capital | $2,566,000 | 1,674 |
| Total risk weighted assets | $246,728,000 | 1,577 |
| Total unused commitments | $63,258,000 | 1,209 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $302,800,000 | 1,877 |
| Cash and due from depository institutions | $13,969,000 | 2,370 |
| Interest-bearing balances | $802,000 | 3,296 |
| Securities | $62,978,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $210,189,000 | 1,691 |
| Loan loss allowance | $2,356,000 | 1,941 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,634,000 | 1,734 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,030,000 | 1,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,800,000 | 1,877 |
| Total liabilities | $278,199,000 | 1,833 |
| Total deposits | $219,557,000 | 2,070 |
| Interest-bearing deposits | $179,311,000 | 2,168 |
| Deposits held in domestic offices | $219,557,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,315,000 | 1,511 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $52,000,000 | 823 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,327,000 | 2,626 |
| Total equity capital | $24,601,000 | 2,256 |
| Total bank equity capital | $24,601,000 | 2,256 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,040,000 | 403 |
| Surplus | $8,069,000 | 2,302 |
| Undivided profits | $8,492,000 | 3,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 7,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,149,000 | 2,742 |
| Earning assets | $273,969,000 | 1,882 |
| Long-term assets (5+ years) | $98,398,000 | 1,103 |
| Average Assets, year-to-date | $276,109,500 | 1,970 |
| Average Assets, quarterly | $294,627,000 | 1,904 |
| Volatile liabilities | $62,294,000 | 1,591 |
| Insider loans | $15,251,000 | 293 |
| FHLB advances | $52,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $53,598,000 | 1,392 |
| Tier 1 (core) risk-based capital | $24,417,000 | 2,160 |
| Tier 2 risk-based capital | $2,356,000 | 1,811 |
| Total risk weighted assets | $236,268,000 | 1,622 |
| Total unused commitments | $53,598,000 | 1,395 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $286,454,000 | 1,943 |
| Cash and due from depository institutions | $11,554,000 | 2,457 |
| Interest-bearing balances | $107,000 | 5,274 |
| Securities | $54,602,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $5,298,000 | 2,837 |
| Net loans & leases | $200,219,000 | 1,746 |
| Loan loss allowance | $2,360,000 | 1,899 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,132,000 | 1,878 |
| Other real estate owned | $197,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,452,000 | 1,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,454,000 | 1,943 |
| Total liabilities | $262,228,000 | 1,916 |
| Total deposits | $207,858,000 | 2,161 |
| Interest-bearing deposits | $171,292,000 | 2,227 |
| Deposits held in domestic offices | $207,858,000 | 2,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,319,000 | 1,324 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,000,000 | 868 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,051,000 | 3,191 |
| Total equity capital | $24,226,000 | 2,278 |
| Total bank equity capital | $24,226,000 | 2,278 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,040,000 | 392 |
| Surplus | $8,069,000 | 2,260 |
| Undivided profits | $8,117,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,141,000 | 2,659 |
| Earning assets | $260,226,000 | 1,961 |
| Long-term assets (5+ years) | $83,316,000 | 1,204 |
| Average Assets, year-to-date | $267,212,670 | 2,031 |
| Average Assets, quarterly | $276,462,500 | 1,981 |
| Volatile liabilities | $53,548,000 | 1,777 |
| Insider loans | $11,174,000 | 416 |
| FHLB advances | $47,000,000 | 777 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $57,789,000 | 1,289 |
| Tier 1 (core) risk-based capital | $23,691,000 | 2,172 |
| Tier 2 risk-based capital | $2,360,000 | 1,765 |
| Total risk weighted assets | $224,209,000 | 1,657 |
| Total unused commitments | $57,789,000 | 1,299 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $266,471,000 | 2,046 |
| Cash and due from depository institutions | $16,453,000 | 2,612 |
| Interest-bearing balances | $5,540,000 | 1,406 |
| Securities | $40,143,000 | 2,833 |
| Federal funds sold & reverse repurchase agreements | $2,411,000 | 4,923 |
| Net loans & leases | $192,780,000 | 1,782 |
| Loan loss allowance | $2,262,000 | 1,928 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,860,000 | 1,934 |
| Other real estate owned | $449,000 | 2,612 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,375,000 | 1,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,471,000 | 2,046 |
| Total liabilities | $247,136,000 | 1,985 |
| Total deposits | $192,946,000 | 2,309 |
| Interest-bearing deposits | $157,028,000 | 2,427 |
| Deposits held in domestic offices | $192,946,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,850,000 | 1,302 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $47,000,000 | 849 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,340,000 | 2,745 |
| Total equity capital | $19,335,000 | 2,735 |
| Total bank equity capital | $19,335,000 | 2,735 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,100,000 | 554 |
| Surplus | $6,129,000 | 2,776 |
| Undivided profits | $7,106,000 | 3,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,042,000 | 2,928 |
| Earning assets | $240,874,000 | 2,076 |
| Long-term assets (5+ years) | $74,719,000 | 1,279 |
| Average Assets, year-to-date | $257,592,000 | 2,080 |
| Average Assets, quarterly | $257,592,000 | 2,080 |
| Volatile liabilities | $50,896,000 | 1,807 |
| Insider loans | $9,286,000 | 519 |
| FHLB advances | $47,000,000 | 767 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $56,151,000 | 1,268 |
| Tier 1 (core) risk-based capital | $19,066,000 | 2,596 |
| Tier 2 risk-based capital | $2,262,000 | 1,784 |
| Total risk weighted assets | $213,499,000 | 1,712 |
| Total unused commitments | $56,151,000 | 1,278 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $248,713,000 | 2,153 |
| Cash and due from depository institutions | $8,455,000 | 2,559 |
| Interest-bearing balances | $291,000 | 4,262 |
| Securities | $39,978,000 | 2,804 |
| Federal funds sold & reverse repurchase agreements | $4,088,000 | 3,237 |
| Net loans & leases | $183,559,000 | 1,861 |
| Loan loss allowance | $2,014,000 | 2,116 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,876,000 | 1,891 |
| Other real estate owned | $182,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,575,000 | 1,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,713,000 | 2,153 |
| Total liabilities | $229,932,000 | 2,098 |
| Total deposits | $182,308,000 | 2,390 |
| Interest-bearing deposits | $151,584,000 | 2,448 |
| Deposits held in domestic offices | $182,308,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,864,000 | 1,349 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $40,000,000 | 943 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,760,000 | 2,229 |
| Total equity capital | $18,781,000 | 2,776 |
| Total bank equity capital | $18,781,000 | 2,776 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,100,000 | 549 |
| Surplus | $6,129,000 | 2,735 |
| Undivided profits | $6,552,000 | 3,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,112,000 | 2,898 |
| Earning assets | $227,916,000 | 2,152 |
| Long-term assets (5+ years) | $64,641,000 | 1,430 |
| Average Assets, year-to-date | $221,875,600 | 2,301 |
| Average Assets, quarterly | $244,138,000 | 2,165 |
| Volatile liabilities | $49,846,000 | 1,837 |
| Insider loans | $9,361,000 | 502 |
| FHLB advances | $40,000,000 | 837 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $61,134,000 | 1,155 |
| Tier 1 (core) risk-based capital | $18,479,000 | 2,644 |
| Tier 2 risk-based capital | $2,014,000 | 1,958 |
| Total risk weighted assets | $201,262,000 | 1,780 |
| Total unused commitments | $61,134,000 | 1,157 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $193,677,000 | 2,627 |
| Cash and due from depository institutions | $6,260,000 | 3,349 |
| Interest-bearing balances | $24,000 | 6,184 |
| Securities | $31,338,000 | 3,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $146,010,000 | 2,221 |
| Loan loss allowance | $1,468,000 | 2,636 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,084,000 | 2,217 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,985,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,677,000 | 2,627 |
| Total liabilities | $177,581,000 | 2,579 |
| Total deposits | $138,870,000 | 2,927 |
| Interest-bearing deposits | $114,573,000 | 3,016 |
| Deposits held in domestic offices | $138,870,000 | 2,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,171,000 | 1,264 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,000,000 | 1,055 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,540,000 | 2,484 |
| Total equity capital | $16,096,000 | 2,986 |
| Total bank equity capital | $16,096,000 | 2,986 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,100,000 | 542 |
| Surplus | $6,129,000 | 2,620 |
| Undivided profits | $3,867,000 | 5,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 4,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $930,000 | 3,698 |
| Earning assets | $177,372,000 | 2,618 |
| Long-term assets (5+ years) | $49,605,000 | 1,733 |
| Average Assets, year-to-date | $172,851,000 | 2,755 |
| Average Assets, quarterly | $183,599,000 | 2,705 |
| Volatile liabilities | $42,762,000 | 2,015 |
| Insider loans | $6,269,000 | 761 |
| FHLB advances | $30,000,000 | 953 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $42,688,000 | 1,423 |
| Tier 1 (core) risk-based capital | $16,200,000 | 2,838 |
| Tier 2 risk-based capital | $1,468,000 | 2,443 |
| Total risk weighted assets | $161,445,000 | 2,072 |
| Total unused commitments | $42,688,000 | 1,427 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 47 | 3,553 |
| Assets and Liabilities | ||
| Total Assets: | $157,822,000 | 3,026 |
| Cash and due from depository institutions | $4,053,000 | 3,553 |
| Interest-bearing balances | $65,000 | 5,173 |
| Securities | $35,663,000 | 2,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $113,186,000 | 2,718 |
| Loan loss allowance | $1,190,000 | 2,990 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,075,000 | 2,845 |
| Other real estate owned | $0 | 3,553 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,845,000 | 4,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,822,000 | 3,026 |
| Total liabilities | $145,603,000 | 2,961 |
| Total deposits | $129,987,000 | 3,007 |
| Interest-bearing deposits | $112,733,000 | 2,980 |
| Deposits held in domestic offices | $129,987,000 | 3,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,745,000 | 1,801 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,871,000 | 2,177 |
| Total equity capital | $12,219,000 | 3,729 |
| Total bank equity capital | $12,219,000 | 3,729 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $2,219,000 | 6,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $720,000 | 3,769 |
| Earning assets | $148,914,000 | 2,950 |
| Long-term assets (5+ years) | $57,872,000 | 1,455 |
| Average Assets, year-to-date | $147,710,400 | 3,064 |
| Average Assets, quarterly | $154,761,000 | 3,033 |
| Volatile liabilities | $20,413,000 | 3,598 |
| Insider loans | $5,718,000 | 818 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,166,000 | 1,640 |
| Tier 1 (core) risk-based capital | $12,270,000 | 3,580 |
| Tier 2 risk-based capital | $1,190,000 | 2,799 |
| Total risk weighted assets | $123,759,300 | 2,569 |
| Total unused commitments | $32,166,000 | 1,641 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $136,645,000 | 3,370 |
| Cash and due from depository institutions | $4,037,000 | 4,012 |
| Interest-bearing balances | $10,000 | 6,342 |
| Securities | $31,229,000 | 3,469 |
| Federal funds sold & reverse repurchase agreements | $6,034,000 | 1,598 |
| Net loans & leases | $90,821,000 | 3,189 |
| Loan loss allowance | $910,000 | 3,707 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,629,000 | 3,236 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,895,000 | 4,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,645,000 | 3,370 |
| Total liabilities | $128,193,000 | 3,257 |
| Total deposits | $116,597,000 | 3,240 |
| Interest-bearing deposits | $102,062,000 | 3,197 |
| Deposits held in domestic offices | $116,597,000 | 3,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,596,000 | 2,262 |
| Total equity capital | $8,452,000 | 4,888 |
| Total bank equity capital | $8,452,000 | 4,888 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,300,000 | 887 |
| Surplus | $4,300,000 | 3,375 |
| Undivided profits | $-148,000 | 9,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $495,000 | 4,601 |
| Earning assets | $128,094,000 | 3,290 |
| Long-term assets (5+ years) | $50,117,000 | 1,716 |
| Average Assets, year-to-date | $121,164,200 | 3,613 |
| Average Assets, quarterly | $131,907,000 | 3,441 |
| Volatile liabilities | $12,974,000 | 4,683 |
| Insider loans | $5,106,000 | 913 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,904,000 | 2,001 |
| Tier 1 (core) risk-based capital | $9,399,000 | 4,483 |
| Tier 2 risk-based capital | $910,000 | 3,425 |
| Total risk weighted assets | $102,315,800 | 2,919 |
| Total unused commitments | $24,904,000 | 2,005 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $104,023,000 | 4,210 |
| Cash and due from depository institutions | $3,473,000 | 5,321 |
| Interest-bearing balances | $11,000 | 6,262 |
| Securities | $25,096,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $1,699,000 | 6,169 |
| Net loans & leases | $70,808,000 | 3,741 |
| Loan loss allowance | $708,000 | 4,432 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,830,000 | 4,195 |
| Other real estate owned | $0 | 5,321 |
| Goodwill and other intangibles | $65,000 | 2,815 |
| All other assets | $1,052,000 | 5,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,023,000 | 4,210 |
| Total liabilities | $96,185,000 | 4,096 |
| Total deposits | $90,147,000 | 4,093 |
| Interest-bearing deposits | $79,622,000 | 3,985 |
| Deposits held in domestic offices | $90,147,000 | 4,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,038,000 | 3,410 |
| Total equity capital | $7,838,000 | 5,289 |
| Total bank equity capital | $7,838,000 | 5,289 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,950,000 | 949 |
| Surplus | $3,950,000 | 3,475 |
| Undivided profits | $-62,000 | 9,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $373,000 | 5,760 |
| Earning assets | $97,614,000 | 4,133 |
| Long-term assets (5+ years) | $36,714,000 | 2,054 |
| Average Assets, year-to-date | $89,509,600 | 4,560 |
| Average Assets, quarterly | $101,277,000 | 4,241 |
| Volatile liabilities | $8,048,000 | 5,649 |
| Insider loans | $5,366,000 | 774 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,359,000 | 2,237 |
| Tier 1 (core) risk-based capital | $7,612,000 | 5,231 |
| Tier 2 risk-based capital | $708,000 | 4,032 |
| Total risk weighted assets | $77,930,100 | 3,523 |
| Total unused commitments | $20,359,000 | 2,245 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $73,350,000 | 5,522 |
| Cash and due from depository institutions | $3,324,000 | 6,227 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,991,000 | 4,905 |
| Federal funds sold & reverse repurchase agreements | $1,440,000 | 5,747 |
| Net loans & leases | $46,125,000 | 5,278 |
| Loan loss allowance | $459,000 | 6,033 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,315,000 | 5,138 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $114,000 | 2,548 |
| All other assets | $1,041,000 | 5,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,350,000 | 5,522 |
| Total liabilities | $66,357,000 | 5,495 |
| Total deposits | $65,689,000 | 5,298 |
| Interest-bearing deposits | $57,733,000 | 5,204 |
| Deposits held in domestic offices | $65,689,000 | 5,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $668,000 | 4,835 |
| Total equity capital | $6,993,000 | 5,766 |
| Total bank equity capital | $6,993,000 | 5,766 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,950,000 | 943 |
| Surplus | $3,950,000 | 3,407 |
| Undivided profits | $-907,000 | 10,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $256,000 | 7,401 |
| Earning assets | $67,556,000 | 5,517 |
| Long-term assets (5+ years) | $21,481,000 | 2,659 |
| Average Assets, year-to-date | $62,566,600 | 5,977 |
| Average Assets, quarterly | $71,405,500 | 5,589 |
| Volatile liabilities | $6,481,000 | 6,361 |
| Insider loans | $4,805,000 | 865 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,953,000 | 3,466 |
| Tier 1 (core) risk-based capital | $6,826,000 | 5,718 |
| Tier 2 risk-based capital | $459,000 | 5,482 |
| Total risk weighted assets | $51,452,300 | 4,929 |
| Total unused commitments | $9,953,000 | 3,468 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $50,496,000 | 7,218 |
| Cash and due from depository institutions | $2,149,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,437,000 | 7,788 |
| Federal funds sold & reverse repurchase agreements | $2,762,000 | 4,070 |
| Net loans & leases | $33,104,000 | 6,575 |
| Loan loss allowance | $328,000 | 7,536 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,397,000 | 4,928 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $163,000 | 2,235 |
| All other assets | $484,000 | 8,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,496,000 | 7,218 |
| Total liabilities | $44,307,000 | 7,285 |
| Total deposits | $43,796,000 | 7,157 |
| Interest-bearing deposits | $40,282,000 | 6,852 |
| Deposits held in domestic offices | $43,796,000 | 7,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $511,000 | 5,884 |
| Total equity capital | $6,189,000 | 6,320 |
| Total bank equity capital | $6,189,000 | 6,320 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,950,000 | 998 |
| Surplus | $3,950,000 | 3,491 |
| Undivided profits | $-1,711,000 | 11,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $186,000 | 8,704 |
| Earning assets | $46,303,000 | 7,213 |
| Long-term assets (5+ years) | $6,624,000 | 5,188 |
| Average Assets, year-to-date | $35,733,200 | 8,452 |
| Average Assets, quarterly | $46,738,500 | 7,489 |
| Volatile liabilities | $4,442,000 | 7,453 |
| Insider loans | $4,972,000 | 865 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,296,000 | 4,128 |
| Tier 1 (core) risk-based capital | $6,011,000 | 6,361 |
| Tier 2 risk-based capital | $328,000 | 6,884 |
| Total risk weighted assets | $36,497,100 | 6,363 |
| Total unused commitments | $7,296,000 | 4,142 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $22,948,000 | 10,337 |
| Cash and due from depository institutions | $1,016,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,074,000 | 10,600 |
| Federal funds sold & reverse repurchase agreements | $2,336,000 | 5,106 |
| Net loans & leases | $13,597,000 | 9,826 |
| Loan loss allowance | $137,000 | 10,441 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,452,000 | 4,769 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $212,000 | 1,977 |
| All other assets | $261,000 | 10,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,948,000 | 10,337 |
| Total liabilities | $16,335,000 | 10,880 |
| Total deposits | $16,201,000 | 10,805 |
| Interest-bearing deposits | $12,987,000 | 10,910 |
| Deposits held in domestic offices | $16,201,000 | 10,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $134,000 | 10,670 |
| Total equity capital | $6,613,000 | 6,116 |
| Total bank equity capital | $6,613,000 | 6,116 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,950,000 | 1,011 |
| Surplus | $3,950,000 | 3,514 |
| Undivided profits | $-1,287,000 | 11,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $79,000 | 11,028 |
| Earning assets | $20,007,000 | 10,434 |
| Long-term assets (5+ years) | $4,428,000 | 6,117 |
| Average Assets, year-to-date | $16,766,670 | 10,970 |
| Average Assets, quarterly | $19,221,000 | 10,759 |
| Volatile liabilities | $1,671,000 | 10,006 |
| Insider loans | $2,946,000 | 1,471 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,740,000 | 5,752 |
| Tier 1 (core) risk-based capital | $6,394,000 | 6,129 |
| Tier 2 risk-based capital | $137,000 | 10,006 |
| Total risk weighted assets | $15,842,000 | 9,630 |
| Total unused commitments | $3,740,000 | 5,765 |
| Derivatives | $0 | 628 |