Home > Valley Bank > Income and Expense
Valley Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 2,985 |
| Total interest expense | $162,000 | 5,418 |
| Net interest income | $3,813,000 | 2,718 |
| Provision for loan and lease losses | $-260,000 | 6,751 |
| Total noninterest income | $656,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $185,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 2,561 |
| Total noninterest expense | $3,728,000 | 2,485 |
| Salaries and employee benefits | $2,395,000 | 2,143 |
| Premises and equipment expense | $530,000 | 2,164 |
| Additional noninterest expense | $803,000 | 3,491 |
| Pre-tax net operating income | $1,001,000 | 2,906 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $193,000 | 2,464 |
| Income before extraordinary items | $808,000 | 3,045 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $808,000 | 3,047 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $808,000 | 3,048 |
| Net charge-offs | $105,000 | 2,713 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $808,000 | 2,957 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 2,964 |
| Total interest expense | $83,000 | 5,468 |
| Net interest income | $1,934,000 | 2,687 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $363,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 2,369 |
| Total noninterest expense | $1,595,000 | 2,880 |
| Salaries and employee benefits | $940,000 | 2,663 |
| Premises and equipment expense | $262,000 | 2,226 |
| Additional noninterest expense | $393,000 | 3,550 |
| Pre-tax net operating income | $702,000 | 2,266 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $562,000 | 2,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $562,000 | 2,370 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $562,000 | 2,370 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $562,000 | 2,273 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,705,000 | 2,899 |
| Total interest expense | $397,000 | 5,557 |
| Net interest income | $8,308,000 | 2,584 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $1,245,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $388,000 | 2,991 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $857,000 | 2,579 |
| Total noninterest expense | $6,888,000 | 2,694 |
| Salaries and employee benefits | $3,782,000 | 2,586 |
| Premises and equipment expense | $1,037,000 | 2,213 |
| Additional noninterest expense | $2,069,000 | 3,018 |
| Pre-tax net operating income | $2,575,000 | 2,359 |
| Securities gains (losses) | $-2,000 | 6,630 |
| Applicable income taxes | $715,000 | 1,816 |
| Income before extraordinary items | $1,858,000 | 2,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,858,000 | 2,724 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,858,000 | 2,722 |
| Net charge-offs | $48,000 | 4,949 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,859,440 | 2,600 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 2,920 |
| Total interest expense | $307,000 | 5,638 |
| Net interest income | $6,338,000 | 2,577 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $929,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $289,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $640,000 | 2,584 |
| Total noninterest expense | $5,134,000 | 2,714 |
| Salaries and employee benefits | $2,821,000 | 2,618 |
| Premises and equipment expense | $777,000 | 2,244 |
| Additional noninterest expense | $1,536,000 | 3,047 |
| Pre-tax net operating income | $2,043,000 | 2,323 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $603,000 | 1,748 |
| Income before extraordinary items | $1,440,000 | 2,711 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,440,000 | 2,712 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,440,000 | 2,711 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $1,125,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,440,000 | 2,585 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 2,880 |
| Total interest expense | $209,000 | 5,695 |
| Net interest income | $4,343,000 | 2,505 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $604,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $412,000 | 2,609 |
| Total noninterest expense | $3,435,000 | 2,723 |
| Salaries and employee benefits | $1,880,000 | 2,630 |
| Premises and equipment expense | $521,000 | 2,210 |
| Additional noninterest expense | $1,034,000 | 3,041 |
| Pre-tax net operating income | $1,422,000 | 2,232 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $392,000 | 1,736 |
| Income before extraordinary items | $1,030,000 | 2,571 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,030,000 | 2,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,030,000 | 2,571 |
| Net charge-offs | $-130,000 | 7,120 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,030,000 | 2,428 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 2,855 |
| Total interest expense | $106,000 | 5,770 |
| Net interest income | $2,224,000 | 2,460 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $238,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $1,732,000 | 2,701 |
| Salaries and employee benefits | $942,000 | 2,627 |
| Premises and equipment expense | $265,000 | 2,178 |
| Additional noninterest expense | $525,000 | 2,977 |
| Pre-tax net operating income | $730,000 | 2,191 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $198,000 | 1,740 |
| Income before extraordinary items | $532,000 | 2,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 2,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $532,000 | 2,482 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $375,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $532,000 | 2,357 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,931,000 | 2,774 |
| Total interest expense | $574,000 | 5,597 |
| Net interest income | $9,357,000 | 2,340 |
| Provision for loan and lease losses | $410,000 | 3,707 |
| Total noninterest income | $1,111,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $355,000 | 3,276 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $756,000 | 2,530 |
| Total noninterest expense | $7,082,000 | 2,645 |
| Salaries and employee benefits | $3,776,000 | 2,539 |
| Premises and equipment expense | $1,093,000 | 2,221 |
| Additional noninterest expense | $2,213,000 | 2,841 |
| Pre-tax net operating income | $2,976,000 | 1,848 |
| Securities gains (losses) | $32,000 | 2,864 |
| Applicable income taxes | $827,000 | 1,524 |
| Income before extraordinary items | $2,181,000 | 2,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,181,000 | 2,110 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,181,000 | 2,110 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,157,640 | 2,043 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 2,787 |
| Total interest expense | $449,000 | 5,634 |
| Net interest income | $7,047,000 | 2,329 |
| Provision for loan and lease losses | $410,000 | 3,174 |
| Total noninterest income | $803,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $261,000 | 3,327 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $542,000 | 2,584 |
| Total noninterest expense | $5,307,000 | 2,648 |
| Salaries and employee benefits | $2,841,000 | 2,534 |
| Premises and equipment expense | $828,000 | 2,223 |
| Additional noninterest expense | $1,638,000 | 2,908 |
| Pre-tax net operating income | $2,133,000 | 1,985 |
| Securities gains (losses) | $32,000 | 2,604 |
| Applicable income taxes | $620,000 | 1,541 |
| Income before extraordinary items | $1,545,000 | 2,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,545,000 | 2,255 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,545,000 | 2,256 |
| Net charge-offs | $100,000 | 4,433 |
| Cash dividends | $1,125,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,522,280 | 2,194 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 2,795 |
| Total interest expense | $310,000 | 5,684 |
| Net interest income | $4,701,000 | 2,332 |
| Provision for loan and lease losses | $410,000 | 2,562 |
| Total noninterest income | $527,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $172,000 | 3,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $355,000 | 2,627 |
| Total noninterest expense | $3,584,000 | 2,633 |
| Salaries and employee benefits | $1,915,000 | 2,515 |
| Premises and equipment expense | $565,000 | 2,212 |
| Additional noninterest expense | $1,104,000 | 2,936 |
| Pre-tax net operating income | $1,234,000 | 2,184 |
| Securities gains (losses) | $32,000 | 1,856 |
| Applicable income taxes | $361,000 | 1,619 |
| Income before extraordinary items | $905,000 | 2,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $905,000 | 2,455 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $905,000 | 2,455 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $750,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $882,280 | 2,423 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 2,817 |
| Total interest expense | $165,000 | 5,653 |
| Net interest income | $2,341,000 | 2,336 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $246,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $84,000 | 3,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,770 |
| Total noninterest expense | $1,837,000 | 2,592 |
| Salaries and employee benefits | $974,000 | 2,497 |
| Premises and equipment expense | $291,000 | 2,198 |
| Additional noninterest expense | $572,000 | 2,824 |
| Pre-tax net operating income | $645,000 | 2,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $173,000 | 1,655 |
| Income before extraordinary items | $472,000 | 2,362 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $472,000 | 2,361 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $472,000 | 2,362 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $375,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $472,000 | 2,316 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,404,000 | 2,850 |
| Total interest expense | $935,000 | 5,373 |
| Net interest income | $9,469,000 | 2,302 |
| Provision for loan and lease losses | $634,000 | 3,757 |
| Total noninterest income | $1,142,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $363,000 | 3,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $779,000 | 2,533 |
| Total noninterest expense | $7,222,000 | 2,667 |
| Salaries and employee benefits | $3,874,000 | 2,482 |
| Premises and equipment expense | $1,097,000 | 2,281 |
| Additional noninterest expense | $2,251,000 | 2,935 |
| Pre-tax net operating income | $2,755,000 | 1,745 |
| Securities gains (losses) | $149,000 | 1,835 |
| Applicable income taxes | $804,000 | 1,432 |
| Income before extraordinary items | $2,100,000 | 1,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,100,000 | 1,938 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,100,000 | 1,939 |
| Net charge-offs | $482,000 | 3,707 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,992,720 | 1,954 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 2,897 |
| Total interest expense | $739,000 | 5,413 |
| Net interest income | $7,102,000 | 2,345 |
| Provision for loan and lease losses | $114,000 | 5,562 |
| Total noninterest income | $826,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $272,000 | 3,339 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $554,000 | 2,594 |
| Total noninterest expense | $5,434,000 | 2,647 |
| Salaries and employee benefits | $2,911,000 | 2,490 |
| Premises and equipment expense | $819,000 | 2,343 |
| Additional noninterest expense | $1,704,000 | 2,844 |
| Pre-tax net operating income | $2,380,000 | 1,652 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $698,000 | 1,341 |
| Income before extraordinary items | $1,701,000 | 1,942 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,701,000 | 1,943 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,701,000 | 1,944 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $1,125,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,687,510 | 1,854 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 2,918 |
| Total interest expense | $518,000 | 5,394 |
| Net interest income | $4,739,000 | 2,359 |
| Provision for loan and lease losses | $84,000 | 5,354 |
| Total noninterest income | $515,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $181,000 | 3,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $334,000 | 2,680 |
| Total noninterest expense | $3,631,000 | 2,653 |
| Salaries and employee benefits | $1,950,000 | 2,497 |
| Premises and equipment expense | $537,000 | 2,390 |
| Additional noninterest expense | $1,144,000 | 2,836 |
| Pre-tax net operating income | $1,539,000 | 1,687 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $426,000 | 1,384 |
| Income before extraordinary items | $1,132,000 | 1,899 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,132,000 | 1,899 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,132,000 | 1,899 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,118,130 | 1,833 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 2,934 |
| Total interest expense | $274,000 | 5,398 |
| Net interest income | $2,388,000 | 2,357 |
| Provision for loan and lease losses | $54,000 | 4,790 |
| Total noninterest income | $249,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $1,840,000 | 2,647 |
| Salaries and employee benefits | $998,000 | 2,471 |
| Premises and equipment expense | $269,000 | 2,427 |
| Additional noninterest expense | $573,000 | 2,822 |
| Pre-tax net operating income | $743,000 | 1,727 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $190,000 | 1,472 |
| Income before extraordinary items | $553,000 | 1,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 1,954 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $553,000 | 1,956 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $375,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $553,000 | 1,890 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,186,000 | 2,926 |
| Total interest expense | $1,519,000 | 5,140 |
| Net interest income | $9,667,000 | 2,258 |
| Provision for loan and lease losses | $651,000 | 4,139 |
| Total noninterest income | $1,104,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $400,000 | 3,330 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $704,000 | 2,656 |
| Total noninterest expense | $7,207,000 | 2,721 |
| Salaries and employee benefits | $3,726,000 | 2,615 |
| Premises and equipment expense | $1,100,000 | 2,376 |
| Additional noninterest expense | $2,381,000 | 2,864 |
| Pre-tax net operating income | $2,913,000 | 1,374 |
| Securities gains (losses) | $71,000 | 2,403 |
| Applicable income taxes | $838,000 | 1,096 |
| Income before extraordinary items | $2,146,000 | 1,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,146,000 | 1,556 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,146,000 | 1,558 |
| Net charge-offs | $497,000 | 3,797 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,094,880 | 1,540 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,462,000 | 2,952 |
| Total interest expense | $1,221,000 | 5,105 |
| Net interest income | $7,241,000 | 2,265 |
| Provision for loan and lease losses | $590,000 | 3,559 |
| Total noninterest income | $840,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $300,000 | 3,347 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $540,000 | 2,695 |
| Total noninterest expense | $5,463,000 | 2,704 |
| Salaries and employee benefits | $2,804,000 | 2,630 |
| Premises and equipment expense | $826,000 | 2,407 |
| Additional noninterest expense | $1,833,000 | 2,764 |
| Pre-tax net operating income | $2,028,000 | 1,601 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $554,000 | 1,316 |
| Income before extraordinary items | $1,498,000 | 1,777 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,498,000 | 1,777 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,498,000 | 1,777 |
| Net charge-offs | $497,000 | 3,053 |
| Cash dividends | $1,125,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,480,480 | 1,755 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 2,969 |
| Total interest expense | $894,000 | 5,011 |
| Net interest income | $4,770,000 | 2,293 |
| Provision for loan and lease losses | $545,000 | 2,854 |
| Total noninterest income | $552,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $203,000 | 3,289 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $349,000 | 2,749 |
| Total noninterest expense | $3,764,000 | 2,652 |
| Salaries and employee benefits | $1,914,000 | 2,599 |
| Premises and equipment expense | $553,000 | 2,429 |
| Additional noninterest expense | $1,297,000 | 2,652 |
| Pre-tax net operating income | $1,013,000 | 2,091 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $238,000 | 1,780 |
| Income before extraordinary items | $799,000 | 2,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 2,227 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $799,000 | 2,229 |
| Net charge-offs | $497,000 | 2,363 |
| Cash dividends | $750,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $780,520 | 2,216 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,997 |
| Total interest expense | $489,000 | 4,891 |
| Net interest income | $2,355,000 | 2,314 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $236,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $131,000 | 3,195 |
| Total noninterest expense | $1,840,000 | 2,620 |
| Salaries and employee benefits | $968,000 | 2,616 |
| Premises and equipment expense | $273,000 | 2,492 |
| Additional noninterest expense | $599,000 | 2,569 |
| Pre-tax net operating income | $251,000 | 3,634 |
| Securities gains (losses) | $24,000 | 1,606 |
| Applicable income taxes | $34,000 | 3,194 |
| Income before extraordinary items | $241,000 | 3,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 3,517 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $241,000 | 3,517 |
| Net charge-offs | $497,000 | 1,367 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $219,880 | 3,563 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 3,053 |
| Total interest expense | $2,596,000 | 4,643 |
| Net interest income | $9,370,000 | 2,340 |
| Provision for loan and lease losses | $122,000 | 5,790 |
| Total noninterest income | $1,031,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $428,000 | 3,323 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $603,000 | 2,885 |
| Total noninterest expense | $6,788,000 | 2,759 |
| Salaries and employee benefits | $3,634,000 | 2,731 |
| Premises and equipment expense | $1,071,000 | 2,470 |
| Additional noninterest expense | $2,083,000 | 2,756 |
| Pre-tax net operating income | $3,491,000 | 1,559 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $1,086,000 | 1,125 |
| Income before extraordinary items | $2,446,000 | 1,645 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,446,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,417,710 | 1,772 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,981,000 | 3,114 |
| Total interest expense | $2,004,000 | 4,706 |
| Net interest income | $6,977,000 | 2,366 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $814,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $315,000 | 3,389 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $499,000 | 2,820 |
| Total noninterest expense | $5,058,000 | 2,757 |
| Salaries and employee benefits | $2,708,000 | 2,767 |
| Premises and equipment expense | $799,000 | 2,496 |
| Additional noninterest expense | $1,551,000 | 2,706 |
| Pre-tax net operating income | $2,706,000 | 1,804 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $837,000 | 1,325 |
| Income before extraordinary items | $1,910,000 | 1,854 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,910,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $1,125,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,881,300 | 1,979 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 3,164 |
| Total interest expense | $1,370,000 | 4,755 |
| Net interest income | $4,606,000 | 2,380 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $532,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $326,000 | 2,896 |
| Total noninterest expense | $3,361,000 | 2,767 |
| Salaries and employee benefits | $1,810,000 | 2,796 |
| Premises and equipment expense | $533,000 | 2,501 |
| Additional noninterest expense | $1,018,000 | 2,702 |
| Pre-tax net operating income | $1,759,000 | 1,899 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $541,000 | 1,509 |
| Income before extraordinary items | $1,259,000 | 2,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,259,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,230,300 | 2,095 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 3,186 |
| Total interest expense | $753,000 | 4,677 |
| Net interest income | $2,296,000 | 2,384 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $246,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 3,103 |
| Total noninterest expense | $1,683,000 | 2,753 |
| Salaries and employee benefits | $900,000 | 2,830 |
| Premises and equipment expense | $279,000 | 2,419 |
| Additional noninterest expense | $504,000 | 2,707 |
| Pre-tax net operating income | $850,000 | 2,047 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $258,000 | 1,649 |
| Income before extraordinary items | $601,000 | 2,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $601,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $594,700 | 2,258 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 3,158 |
| Total interest expense | $3,724,000 | 4,189 |
| Net interest income | $8,849,000 | 2,492 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,650,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $365,000 | 3,705 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,285,000 | 1,869 |
| Total noninterest expense | $6,831,000 | 2,655 |
| Salaries and employee benefits | $3,623,000 | 2,716 |
| Premises and equipment expense | $1,098,000 | 2,366 |
| Additional noninterest expense | $2,110,000 | 2,536 |
| Pre-tax net operating income | $3,668,000 | 2,126 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,108,000 | 1,737 |
| Income before extraordinary items | $2,560,000 | 2,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,560,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,560,000 | 2,298 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 3,168 |
| Total interest expense | $2,807,000 | 4,181 |
| Net interest income | $6,580,000 | 2,527 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,410,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $271,000 | 3,717 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,139,000 | 1,653 |
| Total noninterest expense | $5,121,000 | 2,635 |
| Salaries and employee benefits | $2,721,000 | 2,707 |
| Premises and equipment expense | $832,000 | 2,320 |
| Additional noninterest expense | $1,568,000 | 2,513 |
| Pre-tax net operating income | $2,869,000 | 2,188 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $855,000 | 1,812 |
| Income before extraordinary items | $2,014,000 | 2,354 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,014,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,014,000 | 2,335 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 3,207 |
| Total interest expense | $1,841,000 | 4,233 |
| Net interest income | $4,353,000 | 2,564 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $485,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $179,000 | 3,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $306,000 | 2,981 |
| Total noninterest expense | $3,451,000 | 2,638 |
| Salaries and employee benefits | $1,826,000 | 2,723 |
| Premises and equipment expense | $558,000 | 2,324 |
| Additional noninterest expense | $1,067,000 | 2,483 |
| Pre-tax net operating income | $1,387,000 | 2,811 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $416,000 | 2,326 |
| Income before extraordinary items | $970,000 | 3,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $970,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $970,700 | 3,083 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,213 |
| Total interest expense | $912,000 | 4,233 |
| Net interest income | $2,167,000 | 2,577 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $227,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $137,000 | 3,179 |
| Total noninterest expense | $1,744,000 | 2,615 |
| Salaries and employee benefits | $932,000 | 2,711 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $521,000 | 2,525 |
| Pre-tax net operating income | $632,000 | 3,005 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $186,000 | 2,505 |
| Income before extraordinary items | $445,000 | 3,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $445,710 | 3,236 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,988,000 | 3,091 |
| Total interest expense | $2,920,000 | 4,382 |
| Net interest income | $9,068,000 | 2,498 |
| Provision for loan and lease losses | $56,000 | 5,483 |
| Total noninterest income | $960,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $382,000 | 3,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $578,000 | 3,088 |
| Total noninterest expense | $6,623,000 | 2,647 |
| Salaries and employee benefits | $3,553,000 | 2,709 |
| Premises and equipment expense | $1,126,000 | 2,207 |
| Additional noninterest expense | $1,944,000 | 2,639 |
| Pre-tax net operating income | $3,349,000 | 2,575 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,058,000 | 2,112 |
| Income before extraordinary items | $2,291,000 | 2,805 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,291,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,291,000 | 2,796 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,792,000 | 3,127 |
| Total interest expense | $1,980,000 | 4,576 |
| Net interest income | $6,812,000 | 2,520 |
| Provision for loan and lease losses | $38,000 | 5,462 |
| Total noninterest income | $708,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $288,000 | 3,647 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $420,000 | 3,139 |
| Total noninterest expense | $4,949,000 | 2,649 |
| Salaries and employee benefits | $2,658,000 | 2,714 |
| Premises and equipment expense | $824,000 | 2,255 |
| Additional noninterest expense | $1,467,000 | 2,614 |
| Pre-tax net operating income | $2,533,000 | 2,623 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $804,000 | 2,193 |
| Income before extraordinary items | $1,729,000 | 2,883 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,729,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,729,000 | 2,873 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 3,179 |
| Total interest expense | $1,141,000 | 4,882 |
| Net interest income | $4,533,000 | 2,521 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $460,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $190,000 | 3,664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,197 |
| Total noninterest expense | $3,326,000 | 2,642 |
| Salaries and employee benefits | $1,775,000 | 2,713 |
| Premises and equipment expense | $557,000 | 2,232 |
| Additional noninterest expense | $994,000 | 2,579 |
| Pre-tax net operating income | $1,647,000 | 2,686 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $504,000 | 2,300 |
| Income before extraordinary items | $1,143,000 | 2,895 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,143,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,143,000 | 2,885 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,211 |
| Total interest expense | $513,000 | 5,047 |
| Net interest income | $2,225,000 | 2,542 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $231,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,166 |
| Total noninterest expense | $1,670,000 | 2,634 |
| Salaries and employee benefits | $908,000 | 2,661 |
| Premises and equipment expense | $274,000 | 2,276 |
| Additional noninterest expense | $488,000 | 2,594 |
| Pre-tax net operating income | $786,000 | 2,746 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $237,000 | 2,353 |
| Income before extraordinary items | $549,000 | 2,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $549,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $549,000 | 2,917 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,308,000 | 3,076 |
| Total interest expense | $1,829,000 | 4,696 |
| Net interest income | $8,479,000 | 2,561 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $924,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $372,000 | 3,719 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $552,000 | 3,206 |
| Total noninterest expense | $6,457,000 | 2,571 |
| Salaries and employee benefits | $3,451,000 | 2,636 |
| Premises and equipment expense | $1,064,000 | 2,241 |
| Additional noninterest expense | $1,942,000 | 2,561 |
| Pre-tax net operating income | $2,946,000 | 2,801 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $890,000 | 2,428 |
| Income before extraordinary items | $2,056,000 | 3,033 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,056,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,056,000 | 2,993 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 3,093 |
| Total interest expense | $1,280,000 | 4,762 |
| Net interest income | $6,255,000 | 2,579 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $678,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $269,000 | 3,803 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $409,000 | 3,240 |
| Total noninterest expense | $4,843,000 | 2,546 |
| Salaries and employee benefits | $2,564,000 | 2,603 |
| Premises and equipment expense | $797,000 | 2,235 |
| Additional noninterest expense | $1,482,000 | 2,485 |
| Pre-tax net operating income | $2,090,000 | 2,949 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $648,000 | 2,519 |
| Income before extraordinary items | $1,442,000 | 3,227 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,442,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,442,000 | 3,191 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 3,094 |
| Total interest expense | $778,000 | 4,859 |
| Net interest income | $4,122,000 | 2,581 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $425,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $176,000 | 3,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $249,000 | 3,377 |
| Total noninterest expense | $3,201,000 | 2,545 |
| Salaries and employee benefits | $1,712,000 | 2,594 |
| Premises and equipment expense | $510,000 | 2,288 |
| Additional noninterest expense | $979,000 | 2,478 |
| Pre-tax net operating income | $1,346,000 | 2,990 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $413,000 | 2,563 |
| Income before extraordinary items | $933,000 | 3,261 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $933,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $933,000 | 3,214 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 3,113 |
| Total interest expense | $355,000 | 5,019 |
| Net interest income | $2,027,000 | 2,612 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $209,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,316 |
| Total noninterest expense | $1,607,000 | 2,547 |
| Salaries and employee benefits | $873,000 | 2,564 |
| Premises and equipment expense | $243,000 | 2,414 |
| Additional noninterest expense | $491,000 | 2,479 |
| Pre-tax net operating income | $629,000 | 3,119 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $203,000 | 2,563 |
| Income before extraordinary items | $426,000 | 3,462 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $426,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $426,000 | 3,427 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 3,074 |
| Total interest expense | $1,045,000 | 5,535 |
| Net interest income | $8,012,000 | 2,547 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $967,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $403,000 | 3,634 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $564,000 | 3,093 |
| Total noninterest expense | $6,089,000 | 2,596 |
| Salaries and employee benefits | $3,275,000 | 2,631 |
| Premises and equipment expense | $988,000 | 2,315 |
| Additional noninterest expense | $1,826,000 | 2,621 |
| Pre-tax net operating income | $2,890,000 | 2,674 |
| Securities gains (losses) | $49,000 | 1,761 |
| Applicable income taxes | $900,000 | 2,339 |
| Income before extraordinary items | $2,039,000 | 2,863 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,039,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $3,100,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,005,190 | 2,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 3,118 |
| Total interest expense | $734,000 | 5,692 |
| Net interest income | $5,911,000 | 2,549 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $710,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $400,000 | 3,184 |
| Total noninterest expense | $4,582,000 | 2,560 |
| Salaries and employee benefits | $2,445,000 | 2,618 |
| Premises and equipment expense | $748,000 | 2,299 |
| Additional noninterest expense | $1,389,000 | 2,550 |
| Pre-tax net operating income | $2,039,000 | 2,829 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $646,000 | 2,445 |
| Income before extraordinary items | $1,442,000 | 3,051 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,442,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,408,190 | 3,057 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 3,131 |
| Total interest expense | $460,000 | 5,886 |
| Net interest income | $3,927,000 | 2,529 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $467,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $260,000 | 3,251 |
| Total noninterest expense | $3,071,000 | 2,564 |
| Salaries and employee benefits | $1,633,000 | 2,626 |
| Premises and equipment expense | $497,000 | 2,305 |
| Additional noninterest expense | $941,000 | 2,523 |
| Pre-tax net operating income | $1,323,000 | 2,868 |
| Securities gains (losses) | $49,000 | 1,478 |
| Applicable income taxes | $423,000 | 2,463 |
| Income before extraordinary items | $949,000 | 3,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $949,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $915,190 | 3,072 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,135 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $1,969,000 | 2,528 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $227,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $122,000 | 3,315 |
| Total noninterest expense | $1,546,000 | 2,565 |
| Salaries and employee benefits | $843,000 | 2,565 |
| Premises and equipment expense | $243,000 | 2,373 |
| Additional noninterest expense | $460,000 | 2,558 |
| Pre-tax net operating income | $650,000 | 2,879 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $214,000 | 2,459 |
| Income before extraordinary items | $478,000 | 3,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $478,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $449,020 | 3,091 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 3,091 |
| Total interest expense | $1,277,000 | 5,366 |
| Net interest income | $7,781,000 | 2,482 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,399,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $473,000 | 3,241 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $926,000 | 2,503 |
| Total noninterest expense | $6,156,000 | 2,541 |
| Salaries and employee benefits | $3,280,000 | 2,551 |
| Premises and equipment expense | $954,000 | 2,359 |
| Additional noninterest expense | $1,922,000 | 2,507 |
| Pre-tax net operating income | $3,024,000 | 2,492 |
| Securities gains (losses) | $38,000 | 2,739 |
| Applicable income taxes | $978,000 | 2,205 |
| Income before extraordinary items | $2,084,000 | 2,772 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,084,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,058,160 | 2,672 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 3,118 |
| Total interest expense | $1,013,000 | 5,344 |
| Net interest income | $5,821,000 | 2,507 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,128,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $351,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $777,000 | 2,407 |
| Total noninterest expense | $4,586,000 | 2,565 |
| Salaries and employee benefits | $2,459,000 | 2,568 |
| Premises and equipment expense | $707,000 | 2,387 |
| Additional noninterest expense | $1,420,000 | 2,515 |
| Pre-tax net operating income | $2,363,000 | 2,493 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $747,000 | 2,298 |
| Income before extraordinary items | $1,631,000 | 2,780 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,631,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $900,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,620,650 | 2,653 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 3,123 |
| Total interest expense | $715,000 | 5,272 |
| Net interest income | $3,872,000 | 2,513 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $641,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $237,000 | 3,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $404,000 | 2,788 |
| Total noninterest expense | $3,069,000 | 2,545 |
| Salaries and employee benefits | $1,650,000 | 2,546 |
| Premises and equipment expense | $461,000 | 2,420 |
| Additional noninterest expense | $958,000 | 2,461 |
| Pre-tax net operating income | $1,444,000 | 2,679 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $457,000 | 2,457 |
| Income before extraordinary items | $1,002,000 | 2,971 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,002,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $991,650 | 2,845 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 3,137 |
| Total interest expense | $382,000 | 5,174 |
| Net interest income | $1,906,000 | 2,544 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $317,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $202,000 | 2,703 |
| Total noninterest expense | $1,564,000 | 2,478 |
| Salaries and employee benefits | $856,000 | 2,460 |
| Premises and equipment expense | $235,000 | 2,366 |
| Additional noninterest expense | $473,000 | 2,461 |
| Pre-tax net operating income | $659,000 | 2,873 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $210,000 | 2,601 |
| Income before extraordinary items | $464,000 | 3,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $453,650 | 2,995 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 3,383 |
| Total interest expense | $1,702,000 | 5,325 |
| Net interest income | $7,057,000 | 2,709 |
| Provision for loan and lease losses | $153,000 | 4,883 |
| Total noninterest income | $870,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $442,000 | 3,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 3,574 |
| Total noninterest expense | $4,758,000 | 3,054 |
| Salaries and employee benefits | $2,604,000 | 3,018 |
| Premises and equipment expense | $793,000 | 2,706 |
| Additional noninterest expense | $1,361,000 | 3,222 |
| Pre-tax net operating income | $3,016,000 | 2,494 |
| Securities gains (losses) | $54,000 | 2,339 |
| Applicable income taxes | $940,000 | 2,315 |
| Income before extraordinary items | $2,130,000 | 2,671 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,130,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,953 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,092,740 | 2,614 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 3,494 |
| Total interest expense | $3,101,000 | 4,603 |
| Net interest income | $6,303,000 | 2,816 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $707,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $377,000 | 3,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $330,000 | 3,907 |
| Total noninterest expense | $4,565,000 | 3,053 |
| Salaries and employee benefits | $2,376,000 | 3,087 |
| Premises and equipment expense | $858,000 | 2,466 |
| Additional noninterest expense | $1,331,000 | 3,193 |
| Pre-tax net operating income | $2,415,000 | 2,735 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $739,000 | 2,575 |
| Income before extraordinary items | $1,730,000 | 2,888 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,730,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,692,200 | 2,845 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,690,000 | 3,492 |
| Total interest expense | $3,458,000 | 4,422 |
| Net interest income | $6,232,000 | 2,843 |
| Provision for loan and lease losses | $82,000 | 5,726 |
| Total noninterest income | $625,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $330,000 | 3,772 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $4,243,000 | 3,173 |
| Salaries and employee benefits | $2,187,000 | 3,208 |
| Premises and equipment expense | $804,000 | 2,555 |
| Additional noninterest expense | $1,252,000 | 3,287 |
| Pre-tax net operating income | $2,532,000 | 2,738 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $798,000 | 2,525 |
| Income before extraordinary items | $1,734,000 | 2,883 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,734,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,734,000 | 2,879 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 3,650 |
| Total interest expense | $2,999,000 | 4,608 |
| Net interest income | $5,617,000 | 3,086 |
| Provision for loan and lease losses | $22,000 | 7,597 |
| Total noninterest income | $565,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $326,000 | 3,750 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $239,000 | 4,537 |
| Total noninterest expense | $4,010,000 | 3,307 |
| Salaries and employee benefits | $1,998,000 | 3,445 |
| Premises and equipment expense | $789,000 | 2,570 |
| Additional noninterest expense | $1,223,000 | 3,369 |
| Pre-tax net operating income | $2,150,000 | 3,158 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $631,000 | 3,108 |
| Income before extraordinary items | $1,520,000 | 3,210 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,520,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,519,290 | 3,175 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,686,000 | 3,650 |
| Total interest expense | $3,158,000 | 4,532 |
| Net interest income | $5,528,000 | 3,107 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $739,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $421,000 | 3,325 |
| Total noninterest expense | $4,032,000 | 3,180 |
| Salaries and employee benefits | $2,081,000 | 3,207 |
| Premises and equipment expense | $709,000 | 2,738 |
| Additional noninterest expense | $1,242,000 | 3,269 |
| Pre-tax net operating income | $2,226,000 | 3,065 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $660,000 | 3,162 |
| Income before extraordinary items | $1,568,000 | 3,141 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,568,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,009 |
| Cash dividends | $2,562,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,566,600 | 3,050 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 3,851 |
| Total interest expense | $3,078,000 | 4,602 |
| Net interest income | $5,206,000 | 3,355 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $670,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $315,000 | 3,925 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $355,000 | 3,552 |
| Total noninterest expense | $3,706,000 | 3,406 |
| Salaries and employee benefits | $1,879,000 | 3,492 |
| Premises and equipment expense | $671,000 | 2,846 |
| Additional noninterest expense | $1,156,000 | 3,451 |
| Pre-tax net operating income | $2,104,000 | 3,369 |
| Securities gains (losses) | $85,000 | 1,060 |
| Applicable income taxes | $597,000 | 3,687 |
| Income before extraordinary items | $1,592,000 | 3,182 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,592,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $457,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 780 |
| Net operating income | $1,529,950 | 3,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 4,270 |
| Total interest expense | $2,939,000 | 4,862 |
| Net interest income | $4,577,000 | 3,839 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $766,000 | 3,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 3,161 |
| Total noninterest expense | $3,445,000 | 3,830 |
| Salaries and employee benefits | $1,853,000 | 3,584 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $986,000 | 4,455 |
| Pre-tax net operating income | $1,874,000 | 3,595 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $517,000 | 4,047 |
| Income before extraordinary items | $1,365,000 | 3,487 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,365,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $428,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 676 |
| Net operating income | $1,359,160 | 3,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 4,404 |
| Total interest expense | $2,666,000 | 5,279 |
| Net interest income | $4,619,000 | 3,805 |
| Provision for loan and lease losses | $39,000 | 6,693 |
| Total noninterest income | $619,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,102 |
| Total noninterest expense | $3,304,000 | 3,946 |
| Salaries and employee benefits | $1,787,000 | 3,671 |
| Premises and equipment expense | $520,000 | 3,637 |
| Additional noninterest expense | $997,000 | 4,362 |
| Pre-tax net operating income | $1,895,000 | 3,666 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $510,000 | 4,138 |
| Income before extraordinary items | $1,395,000 | 3,480 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,395,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 506 |
| Net operating income | $1,387,700 | 3,466 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 4,467 |
| Total interest expense | $1,885,000 | 5,868 |
| Net interest income | $4,710,000 | 3,759 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $560,000 | 4,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $3,344,000 | 4,009 |
| Salaries and employee benefits | $1,756,000 | 3,713 |
| Premises and equipment expense | $540,000 | 3,564 |
| Additional noninterest expense | $1,048,000 | 4,530 |
| Pre-tax net operating income | $1,893,000 | 3,596 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $540,000 | 3,821 |
| Income before extraordinary items | $1,350,000 | 3,483 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,350,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $376,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,037 |
| Net operating income | $1,352,130 | 3,503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 4,682 |
| Total interest expense | $1,879,000 | 6,141 |
| Net interest income | $4,510,000 | 3,923 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $594,000 | 4,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,244 |
| Total noninterest expense | $3,219,000 | 4,232 |
| Salaries and employee benefits | $1,754,000 | 3,704 |
| Premises and equipment expense | $540,000 | 3,632 |
| Additional noninterest expense | $925,000 | 5,256 |
| Pre-tax net operating income | $1,800,000 | 3,675 |
| Securities gains (losses) | $97,000 | 2,547 |
| Applicable income taxes | $434,000 | 4,719 |
| Income before extraordinary items | $1,463,000 | 3,314 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,463,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,074 |
| Net operating income | $1,388,310 | 3,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 5,201 |
| Total interest expense | $2,417,000 | 6,148 |
| Net interest income | $3,993,000 | 4,454 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $539,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $2,873,000 | 4,710 |
| Salaries and employee benefits | $1,580,000 | 4,029 |
| Premises and equipment expense | $463,000 | 4,249 |
| Additional noninterest expense | $830,000 | 5,885 |
| Pre-tax net operating income | $1,577,000 | 3,862 |
| Securities gains (losses) | $237,000 | 1,789 |
| Applicable income taxes | $468,000 | 4,218 |
| Income before extraordinary items | $1,346,000 | 3,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,346,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $237,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,101 |
| Net operating income | $1,170,620 | 3,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.