Home > Valley Bank > Income and Expense
Valley Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 3,165 |
| Total interest expense | $435,000 | 4,278 |
| Net interest income | $2,000,000 | 2,784 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $491,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $205,000 | 1,838 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $286,000 | 1,897 |
| Total noninterest expense | $1,849,000 | 2,632 |
| Salaries and employee benefits | $806,000 | 2,998 |
| Premises and equipment expense | $259,000 | 2,520 |
| Additional noninterest expense | $784,000 | 2,158 |
| Pre-tax net operating income | $92,000 | 5,140 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $92,000 | 5,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $92,000 | 5,085 |
| Net charge-offs | $759,000 | 1,251 |
| Cash dividends | $2,311,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $92,000 | 4,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,789,000 | 3,030 |
| Total interest expense | $2,143,000 | 4,258 |
| Net interest income | $8,646,000 | 2,508 |
| Provision for loan and lease losses | $639,000 | 4,166 |
| Total noninterest income | $2,246,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $929,000 | 1,800 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,317,000 | 1,802 |
| Total noninterest expense | $7,197,000 | 2,722 |
| Salaries and employee benefits | $3,176,000 | 3,023 |
| Premises and equipment expense | $901,000 | 2,822 |
| Additional noninterest expense | $3,120,000 | 2,272 |
| Pre-tax net operating income | $3,056,000 | 1,302 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $3,036,000 | 1,114 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,036,000 | 1,112 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,036,000 | 1,113 |
| Net charge-offs | $349,000 | 4,297 |
| Cash dividends | $3,616,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,036,000 | 1,103 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,199,000 | 3,037 |
| Total interest expense | $1,650,000 | 4,326 |
| Net interest income | $6,549,000 | 2,474 |
| Provision for loan and lease losses | $439,000 | 4,039 |
| Total noninterest income | $1,635,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $697,000 | 1,797 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $938,000 | 1,910 |
| Total noninterest expense | $5,518,000 | 2,679 |
| Salaries and employee benefits | $2,465,000 | 2,985 |
| Premises and equipment expense | $666,000 | 2,896 |
| Additional noninterest expense | $2,387,000 | 2,195 |
| Pre-tax net operating income | $2,227,000 | 1,458 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $2,220,000 | 1,208 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,220,000 | 1,207 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,220,000 | 1,208 |
| Net charge-offs | $129,000 | 4,807 |
| Cash dividends | $3,389,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,220,000 | 1,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 3,489 |
| Total interest expense | $918,000 | 4,937 |
| Net interest income | $3,751,000 | 2,880 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $939,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $394,000 | 2,046 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $545,000 | 2,103 |
| Total noninterest expense | $3,053,000 | 3,176 |
| Salaries and employee benefits | $1,478,000 | 3,276 |
| Premises and equipment expense | $355,000 | 3,494 |
| Additional noninterest expense | $1,220,000 | 2,775 |
| Pre-tax net operating income | $1,607,000 | 1,422 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $1,601,000 | 1,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,601,000 | 1,178 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,601,000 | 1,179 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $2,790,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,601,000 | 1,147 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 3,489 |
| Total interest expense | $481,000 | 4,934 |
| Net interest income | $1,879,000 | 2,864 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $467,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $194,000 | 2,017 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $273,000 | 2,088 |
| Total noninterest expense | $1,438,000 | 3,251 |
| Salaries and employee benefits | $775,000 | 3,183 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $484,000 | 3,090 |
| Pre-tax net operating income | $908,000 | 1,419 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $902,000 | 1,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $902,000 | 1,212 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $902,000 | 1,213 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $2,592,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $902,000 | 1,136 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,659,000 | 3,363 |
| Total interest expense | $3,041,000 | 4,221 |
| Net interest income | $7,618,000 | 2,833 |
| Provision for loan and lease losses | $570,000 | 3,604 |
| Total noninterest income | $1,768,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $873,000 | 1,968 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $895,000 | 2,295 |
| Total noninterest expense | $5,425,000 | 3,344 |
| Salaries and employee benefits | $2,891,000 | 3,355 |
| Premises and equipment expense | $699,000 | 3,520 |
| Additional noninterest expense | $1,835,000 | 3,092 |
| Pre-tax net operating income | $3,391,000 | 1,606 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,391,000 | 1,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,391,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $3,822,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,391,000 | 1,307 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 3,389 |
| Total interest expense | $2,422,000 | 4,163 |
| Net interest income | $5,692,000 | 2,867 |
| Provision for loan and lease losses | $170,000 | 4,457 |
| Total noninterest income | $1,293,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $643,000 | 2,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $650,000 | 2,428 |
| Total noninterest expense | $4,023,000 | 3,369 |
| Salaries and employee benefits | $2,135,000 | 3,435 |
| Premises and equipment expense | $526,000 | 3,518 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $2,792,000 | 1,746 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,792,000 | 1,333 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,792,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $3,698,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,792,000 | 1,406 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 3,406 |
| Total interest expense | $1,761,000 | 4,074 |
| Net interest income | $3,699,000 | 2,916 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $871,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $427,000 | 1,988 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $444,000 | 2,428 |
| Total noninterest expense | $2,634,000 | 3,420 |
| Salaries and employee benefits | $1,395,000 | 3,520 |
| Premises and equipment expense | $349,000 | 3,557 |
| Additional noninterest expense | $890,000 | 3,041 |
| Pre-tax net operating income | $1,876,000 | 1,779 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,876,000 | 1,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,876,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $3,404,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,876,000 | 1,436 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 3,390 |
| Total interest expense | $1,034,000 | 3,819 |
| Net interest income | $1,803,000 | 2,977 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $448,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $220,000 | 1,914 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $228,000 | 2,371 |
| Total noninterest expense | $1,304,000 | 3,470 |
| Salaries and employee benefits | $697,000 | 3,552 |
| Premises and equipment expense | $180,000 | 3,498 |
| Additional noninterest expense | $427,000 | 3,113 |
| Pre-tax net operating income | $917,000 | 1,938 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $917,000 | 1,623 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $917,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $3,124,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $917,000 | 1,564 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,171,000 | 3,250 |
| Total interest expense | $5,082,000 | 3,425 |
| Net interest income | $7,089,000 | 3,075 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,748,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $971,000 | 1,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $777,000 | 2,601 |
| Total noninterest expense | $5,369,000 | 3,260 |
| Salaries and employee benefits | $2,847,000 | 3,365 |
| Premises and equipment expense | $702,000 | 3,436 |
| Additional noninterest expense | $1,820,000 | 2,900 |
| Pre-tax net operating income | $3,408,000 | 2,241 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,407,000 | 1,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,407,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $1,419,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,408,000 | 1,826 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 3,270 |
| Total interest expense | $3,855,000 | 3,396 |
| Net interest income | $5,213,000 | 3,126 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $1,301,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $721,000 | 1,805 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $580,000 | 2,614 |
| Total noninterest expense | $4,007,000 | 3,240 |
| Salaries and employee benefits | $2,086,000 | 3,409 |
| Premises and equipment expense | $535,000 | 3,367 |
| Additional noninterest expense | $1,386,000 | 2,797 |
| Pre-tax net operating income | $2,477,000 | 2,455 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,477,000 | 2,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,477,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $1,209,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,477,000 | 2,009 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 3,296 |
| Total interest expense | $2,577,000 | 3,375 |
| Net interest income | $3,405,000 | 3,199 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $848,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $468,000 | 1,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $380,000 | 2,646 |
| Total noninterest expense | $2,688,000 | 3,255 |
| Salaries and employee benefits | $1,372,000 | 3,479 |
| Premises and equipment expense | $337,000 | 3,545 |
| Additional noninterest expense | $979,000 | 2,682 |
| Pre-tax net operating income | $1,565,000 | 2,606 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,565,000 | 2,142 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,565,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $1,003,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,565,000 | 2,125 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 3,280 |
| Total interest expense | $1,324,000 | 3,278 |
| Net interest income | $1,686,000 | 3,223 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $425,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $228,000 | 1,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $197,000 | 2,570 |
| Total noninterest expense | $1,395,000 | 3,162 |
| Salaries and employee benefits | $708,000 | 3,427 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $513,000 | 2,560 |
| Pre-tax net operating income | $716,000 | 2,754 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $716,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $716,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $800,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $716,000 | 2,250 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 3,289 |
| Total interest expense | $4,005,000 | 3,595 |
| Net interest income | $7,120,000 | 3,057 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $1,596,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $908,000 | 1,898 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $688,000 | 2,789 |
| Total noninterest expense | $5,505,000 | 3,084 |
| Salaries and employee benefits | $2,830,000 | 3,294 |
| Premises and equipment expense | $675,000 | 3,425 |
| Additional noninterest expense | $2,000,000 | 2,566 |
| Pre-tax net operating income | $3,200,000 | 2,666 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $3,197,000 | 2,163 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,197,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $4,153,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,198,000 | 2,149 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 3,383 |
| Total interest expense | $2,664,000 | 3,810 |
| Net interest income | $5,321,000 | 3,096 |
| Provision for loan and lease losses | $11,000 | 6,314 |
| Total noninterest income | $1,156,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $674,000 | 1,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $482,000 | 2,911 |
| Total noninterest expense | $4,088,000 | 3,112 |
| Salaries and employee benefits | $2,082,000 | 3,334 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $1,490,000 | 2,575 |
| Pre-tax net operating income | $2,378,000 | 2,768 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,378,000 | 2,241 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,378,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $3,911,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,378,000 | 2,230 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 4,977 |
| Total interest expense | $1,024,000 | 5,170 |
| Net interest income | $1,954,000 | 4,784 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $503,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 2,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 3,504 |
| Total noninterest expense | $1,594,000 | 4,692 |
| Salaries and employee benefits | $759,000 | 5,157 |
| Premises and equipment expense | $220,000 | 4,646 |
| Additional noninterest expense | $615,000 | 3,834 |
| Pre-tax net operating income | $863,000 | 4,147 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $863,000 | 3,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $863,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $1,554,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $863,000 | 3,542 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,946 |
| Total interest expense | $487,000 | 5,195 |
| Net interest income | $987,000 | 4,752 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $243,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 2,805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,600 |
| Total noninterest expense | $784,000 | 4,758 |
| Salaries and employee benefits | $376,000 | 5,210 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $289,000 | 4,020 |
| Pre-tax net operating income | $446,000 | 4,017 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $446,000 | 3,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $1,256,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $446,000 | 3,409 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 4,807 |
| Total interest expense | $1,573,000 | 5,114 |
| Net interest income | $4,012,000 | 4,612 |
| Provision for loan and lease losses | $-3,000 | 8,476 |
| Total noninterest income | $966,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $585,000 | 2,716 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $381,000 | 3,853 |
| Total noninterest expense | $3,068,000 | 4,699 |
| Salaries and employee benefits | $1,504,000 | 5,039 |
| Premises and equipment expense | $432,000 | 4,628 |
| Additional noninterest expense | $1,132,000 | 4,038 |
| Pre-tax net operating income | $1,913,000 | 3,797 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $-94,000 | 8,600 |
| Income before extraordinary items | $2,013,000 | 3,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,013,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $960,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,007,000 | 3,051 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 4,843 |
| Total interest expense | $1,128,000 | 5,110 |
| Net interest income | $2,968,000 | 4,682 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $711,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $427,000 | 2,769 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $284,000 | 3,903 |
| Total noninterest expense | $2,269,000 | 4,709 |
| Salaries and employee benefits | $1,115,000 | 5,059 |
| Premises and equipment expense | $322,000 | 4,616 |
| Additional noninterest expense | $832,000 | 4,061 |
| Pre-tax net operating income | $1,409,000 | 3,921 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $-94,000 | 8,716 |
| Income before extraordinary items | $1,509,000 | 3,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,509,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $960,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,503,000 | 3,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 4,856 |
| Total interest expense | $712,000 | 5,096 |
| Net interest income | $1,961,000 | 4,689 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $471,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $193,000 | 3,817 |
| Total noninterest expense | $1,479,000 | 4,769 |
| Salaries and employee benefits | $735,000 | 5,095 |
| Premises and equipment expense | $214,000 | 4,590 |
| Additional noninterest expense | $530,000 | 4,178 |
| Pre-tax net operating income | $952,000 | 3,841 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $-94,000 | 8,744 |
| Income before extraordinary items | $1,048,000 | 2,984 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,048,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $960,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,046,000 | 2,942 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,917 |
| Total interest expense | $327,000 | 5,249 |
| Net interest income | $975,000 | 4,699 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $225,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $131,000 | 2,833 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $736,000 | 4,811 |
| Salaries and employee benefits | $366,000 | 5,131 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $262,000 | 4,216 |
| Pre-tax net operating income | $464,000 | 3,875 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-100,000 | 8,839 |
| Income before extraordinary items | $564,000 | 2,754 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $564,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $960,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $564,000 | 2,704 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 4,894 |
| Total interest expense | $995,000 | 5,667 |
| Net interest income | $3,937,000 | 4,532 |
| Provision for loan and lease losses | $114,000 | 4,807 |
| Total noninterest income | $914,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $562,000 | 2,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $352,000 | 3,955 |
| Total noninterest expense | $3,040,000 | 4,613 |
| Salaries and employee benefits | $1,479,000 | 5,007 |
| Premises and equipment expense | $435,000 | 4,518 |
| Additional noninterest expense | $1,126,000 | 3,947 |
| Pre-tax net operating income | $1,697,000 | 3,934 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $549,000 | 3,180 |
| Income before extraordinary items | $1,149,000 | 4,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,149,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $1,225,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,148,320 | 4,243 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 4,902 |
| Total interest expense | $702,000 | 5,816 |
| Net interest income | $2,962,000 | 4,518 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $690,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $423,000 | 2,871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $267,000 | 3,945 |
| Total noninterest expense | $2,305,000 | 4,553 |
| Salaries and employee benefits | $1,138,000 | 4,856 |
| Premises and equipment expense | $333,000 | 4,439 |
| Additional noninterest expense | $834,000 | 3,957 |
| Pre-tax net operating income | $1,255,000 | 4,041 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $402,000 | 3,296 |
| Income before extraordinary items | $855,000 | 4,425 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $855,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $1,225,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $853,640 | 4,357 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 4,960 |
| Total interest expense | $450,000 | 5,953 |
| Net interest income | $1,965,000 | 4,530 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $442,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $275,000 | 2,908 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $167,000 | 4,110 |
| Total noninterest expense | $1,531,000 | 4,601 |
| Salaries and employee benefits | $749,000 | 4,934 |
| Premises and equipment expense | $222,000 | 4,451 |
| Additional noninterest expense | $560,000 | 3,952 |
| Pre-tax net operating income | $805,000 | 4,091 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $254,000 | 3,365 |
| Income before extraordinary items | $552,000 | 4,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $1,225,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $551,320 | 4,385 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 4,967 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $984,000 | 4,537 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $221,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $140,000 | 2,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $766,000 | 4,615 |
| Salaries and employee benefits | $374,000 | 4,952 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $432,000 | 3,878 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $294,000 | 4,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $1,225,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $294,000 | 4,197 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 4,790 |
| Total interest expense | $1,124,000 | 5,786 |
| Net interest income | $4,027,000 | 4,343 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $774,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $504,000 | 3,069 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $270,000 | 4,704 |
| Total noninterest expense | $3,007,000 | 4,598 |
| Salaries and employee benefits | $1,495,000 | 4,858 |
| Premises and equipment expense | $428,000 | 4,515 |
| Additional noninterest expense | $1,084,000 | 4,020 |
| Pre-tax net operating income | $1,789,000 | 3,649 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $573,000 | 3,148 |
| Income before extraordinary items | $1,225,000 | 4,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,225,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,399 |
| Cash dividends | $1,391,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,218,880 | 3,929 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 4,808 |
| Total interest expense | $879,000 | 5,791 |
| Net interest income | $3,030,000 | 4,361 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $563,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $367,000 | 3,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 4,837 |
| Total noninterest expense | $2,257,000 | 4,581 |
| Salaries and employee benefits | $1,126,000 | 4,837 |
| Premises and equipment expense | $322,000 | 4,514 |
| Additional noninterest expense | $809,000 | 4,032 |
| Pre-tax net operating income | $1,333,000 | 3,791 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $424,000 | 3,321 |
| Income before extraordinary items | $914,000 | 4,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $914,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $1,391,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $910,600 | 4,075 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 4,802 |
| Total interest expense | $619,000 | 5,736 |
| Net interest income | $2,022,000 | 4,364 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $367,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $234,000 | 3,234 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $1,458,000 | 4,682 |
| Salaries and employee benefits | $718,000 | 4,973 |
| Premises and equipment expense | $214,000 | 4,514 |
| Additional noninterest expense | $526,000 | 4,082 |
| Pre-tax net operating income | $925,000 | 3,689 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $293,000 | 3,286 |
| Income before extraordinary items | $632,000 | 4,142 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $632,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $1,391,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $632,000 | 3,950 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,820 |
| Total interest expense | $322,000 | 5,721 |
| Net interest income | $1,001,000 | 4,399 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $165,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $713,000 | 4,739 |
| Salaries and employee benefits | $357,000 | 5,005 |
| Premises and equipment expense | $107,000 | 4,503 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $453,000 | 3,735 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $142,000 | 3,323 |
| Income before extraordinary items | $311,000 | 4,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $1,391,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $311,000 | 3,942 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 4,715 |
| Total interest expense | $1,608,000 | 5,510 |
| Net interest income | $4,091,000 | 4,277 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $706,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $437,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,488 |
| Total noninterest expense | $2,787,000 | 4,697 |
| Salaries and employee benefits | $1,426,000 | 4,879 |
| Premises and equipment expense | $425,000 | 4,439 |
| Additional noninterest expense | $936,000 | 4,405 |
| Pre-tax net operating income | $1,980,000 | 3,453 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $641,000 | 3,011 |
| Income before extraordinary items | $1,391,000 | 3,698 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,391,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $267,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,355,640 | 3,664 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 4,688 |
| Total interest expense | $2,638,000 | 5,216 |
| Net interest income | $3,837,000 | 4,251 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $658,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $459,000 | 3,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $3,125,000 | 4,201 |
| Salaries and employee benefits | $1,361,000 | 4,864 |
| Premises and equipment expense | $469,000 | 4,106 |
| Additional noninterest expense | $1,295,000 | 3,265 |
| Pre-tax net operating income | $1,370,000 | 4,095 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $525,000 | 3,246 |
| Income before extraordinary items | $851,000 | 4,718 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $851,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $2,630,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $847,160 | 4,612 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 4,677 |
| Total interest expense | $3,096,000 | 4,804 |
| Net interest income | $3,726,000 | 4,418 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $728,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $432,000 | 3,046 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $296,000 | 3,951 |
| Total noninterest expense | $2,911,000 | 4,331 |
| Salaries and employee benefits | $1,243,000 | 5,072 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $1,325,000 | 3,126 |
| Pre-tax net operating income | $1,543,000 | 3,997 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $580,000 | 3,181 |
| Income before extraordinary items | $963,000 | 4,489 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $963,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $1,108,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $963,000 | 4,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 4,497 |
| Total interest expense | $2,754,000 | 4,915 |
| Net interest income | $4,068,000 | 4,115 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $567,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $422,000 | 3,077 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $145,000 | 5,687 |
| Total noninterest expense | $2,836,000 | 4,419 |
| Salaries and employee benefits | $1,287,000 | 4,906 |
| Premises and equipment expense | $298,000 | 5,484 |
| Additional noninterest expense | $1,251,000 | 3,306 |
| Pre-tax net operating income | $1,799,000 | 3,616 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $691,000 | 2,929 |
| Income before extraordinary items | $1,108,000 | 4,117 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,108,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $1,702,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,108,000 | 4,076 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 8,064 |
| Total interest expense | $1,023,000 | 8,358 |
| Net interest income | $1,504,000 | 7,678 |
| Provision for loan and lease losses | $-144,000 | 10,351 |
| Total noninterest income | $326,000 | 6,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $1,040,000 | 7,987 |
| Salaries and employee benefits | $481,000 | 8,483 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $445,000 | 6,845 |
| Pre-tax net operating income | $934,000 | 5,623 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $428,000 | 4,247 |
| Income before extraordinary items | $506,000 | 6,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $506,000 | 6,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $506,000 | 6,456 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 5,444 |
| Total interest expense | $2,316,000 | 5,697 |
| Net interest income | $3,134,000 | 5,123 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $644,000 | 4,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,727 |
| Total noninterest expense | $2,282,000 | 5,135 |
| Salaries and employee benefits | $1,109,000 | 5,437 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $850,000 | 4,515 |
| Pre-tax net operating income | $1,441,000 | 4,639 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $435,000 | 4,632 |
| Income before extraordinary items | $1,004,000 | 4,693 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,004,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $1,080,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,005,400 | 4,622 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,852 |
| Total interest expense | $2,114,000 | 6,196 |
| Net interest income | $2,988,000 | 5,458 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $722,000 | 4,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $2,139,000 | 5,653 |
| Salaries and employee benefits | $1,057,000 | 5,755 |
| Premises and equipment expense | $303,000 | 5,560 |
| Additional noninterest expense | $779,000 | 5,303 |
| Pre-tax net operating income | $1,571,000 | 4,175 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $510,000 | 4,089 |
| Income before extraordinary items | $1,082,000 | 4,206 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,082,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,067,720 | 4,192 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 6,233 |
| Total interest expense | $1,885,000 | 6,708 |
| Net interest income | $2,820,000 | 5,775 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $584,000 | 4,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $2,144,000 | 5,690 |
| Salaries and employee benefits | $1,024,000 | 5,938 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $826,000 | 5,120 |
| Pre-tax net operating income | $1,260,000 | 5,086 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $401,000 | 4,948 |
| Income before extraordinary items | $862,000 | 5,162 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $862,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $859,960 | 5,156 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 6,354 |
| Total interest expense | $1,560,000 | 6,720 |
| Net interest income | $2,739,000 | 6,028 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $544,000 | 4,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $2,235,000 | 5,662 |
| Salaries and employee benefits | $1,022,000 | 5,988 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $887,000 | 5,236 |
| Pre-tax net operating income | $1,048,000 | 5,759 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $264,000 | 6,339 |
| Income before extraordinary items | $782,000 | 5,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $782,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $744,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $783,500 | 5,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 6,407 |
| Total interest expense | $1,608,000 | 6,855 |
| Net interest income | $2,804,000 | 5,969 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $551,000 | 5,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $2,165,000 | 5,944 |
| Salaries and employee benefits | $1,012,000 | 6,059 |
| Premises and equipment expense | $390,000 | 4,813 |
| Additional noninterest expense | $763,000 | 6,155 |
| Pre-tax net operating income | $1,115,000 | 5,469 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $801,000 | 5,566 |
| Extraordinary gains, net | $-39,000 | 12,644 |
| Net income | $762,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $776,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $803,880 | 5,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 6,347 |
| Total interest expense | $2,043,000 | 7,022 |
| Net interest income | $2,997,000 | 5,719 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $554,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,673 |
| Total noninterest expense | $2,508,000 | 5,301 |
| Salaries and employee benefits | $1,049,000 | 5,784 |
| Premises and equipment expense | $416,000 | 4,661 |
| Additional noninterest expense | $1,043,000 | 4,883 |
| Pre-tax net operating income | $683,000 | 7,197 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $530,000 | 7,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $530,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,233 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $522,400 | 6,773 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.