Home > Valley Bank > Assets and Liabilities
Valley Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 61 | 2,613 |
| Assets and Liabilities | ||
| Total Assets: | $249,084,000 | 2,672 |
| Cash and due from depository institutions | $7,939,000 | 2,613 |
| Interest-bearing balances | $3,221,000 | 4,311 |
| Securities | $73,029,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 2,274 |
| Net loans & leases | $137,304,000 | 3,075 |
| Loan loss allowance | $2,239,000 | 3,006 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,427,000 | 2,736 |
| Other real estate owned | $2,239,000 | 2,613 |
| Goodwill and other intangibles | $12,320,000 | 453 |
| All other assets | $8,476,000 | 2,331 |
| Life insurance assets | $5,260,000 | 1,228 |
| Total liabilities and capital | $249,084,000 | 2,672 |
| Total liabilities | $217,888,000 | 2,736 |
| Total deposits | $211,099,000 | 2,606 |
| Interest-bearing deposits | $178,094,000 | 2,666 |
| Deposits held in domestic offices | $211,099,000 | 2,604 |
| % insured | 90.21% | 3,621 |
| Federal funds purchased & repurchase agreements | $5,562,000 | 1,308 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,227,000 | 2,989 |
| Total equity capital | $31,196,000 | 2,148 |
| Total bank equity capital | $31,196,000 | 2,147 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $531,000 | 3,703 |
| Surplus | $27,447,000 | 1,196 |
| Undivided profits | $3,218,000 | 4,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,002,000 | 2,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,182,000 | 2,754 |
| Earning assets | $216,904,000 | 2,789 |
| Long-term assets (5+ years) | $22,448,000 | 3,957 |
| Average Assets, year-to-date | $253,982,500 | 2,612 |
| Average Assets, quarterly | $253,982,500 | 2,612 |
| Volatile liabilities | $16,531,000 | 5,315 |
| Insider loans | $188,000 | 6,248 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $42,126,000 | 1,528 |
| Tier 1 (core) risk-based capital | $18,561,000 | 3,286 |
| Tier 2 risk-based capital | $2,095,000 | 2,550 |
| Total risk weighted assets | $167,443,000 | 2,739 |
| Total unused commitments | $42,126,000 | 1,531 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 61 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $258,881,000 | 2,592 |
| Cash and due from depository institutions | $11,944,000 | 2,645 |
| Interest-bearing balances | $1,740,000 | 4,627 |
| Securities | $75,015,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 2,412 |
| Net loans & leases | $141,383,000 | 3,045 |
| Loan loss allowance | $2,448,000 | 2,803 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,470,000 | 2,758 |
| Other real estate owned | $2,355,000 | 2,645 |
| Goodwill and other intangibles | $12,320,000 | 455 |
| All other assets | $8,494,000 | 2,367 |
| Life insurance assets | $5,219,000 | 1,236 |
| Total liabilities and capital | $258,882,000 | 2,592 |
| Total liabilities | $225,493,000 | 2,670 |
| Total deposits | $217,938,000 | 2,524 |
| Interest-bearing deposits | $178,051,000 | 2,661 |
| Deposits held in domestic offices | $217,938,000 | 2,522 |
| % insured | 88.45% | 4,246 |
| Federal funds purchased & repurchase agreements | $6,460,000 | 1,292 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,095,000 | 3,250 |
| Total equity capital | $33,389,000 | 2,007 |
| Total bank equity capital | $33,389,000 | 2,005 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $531,000 | 3,747 |
| Surplus | $27,447,000 | 1,199 |
| Undivided profits | $5,411,000 | 4,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,053,000 | 2,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,168,000 | 2,893 |
| Earning assets | $221,038,000 | 2,747 |
| Long-term assets (5+ years) | $21,992,000 | 3,986 |
| Average Assets, year-to-date | $255,842,200 | 2,556 |
| Average Assets, quarterly | $256,183,500 | 2,598 |
| Volatile liabilities | $17,869,000 | 5,154 |
| Insider loans | $190,000 | 6,303 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $43,690,000 | 1,497 |
| Tier 1 (core) risk-based capital | $20,780,000 | 2,962 |
| Tier 2 risk-based capital | $2,187,000 | 2,476 |
| Total risk weighted assets | $173,917,000 | 2,702 |
| Total unused commitments | $43,690,000 | 1,498 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $253,486,000 | 2,630 |
| Cash and due from depository institutions | $8,233,000 | 2,626 |
| Interest-bearing balances | $1,641,000 | 4,500 |
| Securities | $61,278,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 3,363 |
| Net loans & leases | $156,347,000 | 2,837 |
| Loan loss allowance | $2,468,000 | 2,681 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,534,000 | 2,748 |
| Other real estate owned | $1,894,000 | 2,626 |
| Goodwill and other intangibles | $12,320,000 | 487 |
| All other assets | $7,530,000 | 2,333 |
| Life insurance assets | $5,176,000 | 1,240 |
| Total liabilities and capital | $253,486,000 | 2,630 |
| Total liabilities | $220,488,000 | 2,709 |
| Total deposits | $212,054,000 | 2,562 |
| Interest-bearing deposits | $174,946,000 | 2,681 |
| Deposits held in domestic offices | $212,054,000 | 2,560 |
| % insured | 87.58% | 4,736 |
| Federal funds purchased & repurchase agreements | $7,039,000 | 1,297 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,395,000 | 3,047 |
| Total equity capital | $32,998,000 | 2,087 |
| Total bank equity capital | $32,998,000 | 2,087 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $531,000 | 3,797 |
| Surplus | $27,447,000 | 1,199 |
| Undivided profits | $5,020,000 | 4,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,516,000 | 2,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,423,000 | 2,566 |
| Earning assets | $220,616,000 | 2,776 |
| Long-term assets (5+ years) | $27,062,000 | 3,580 |
| Average Assets, year-to-date | $255,082,500 | 2,570 |
| Average Assets, quarterly | $253,652,500 | 2,612 |
| Volatile liabilities | $17,534,000 | 5,261 |
| Insider loans | $192,000 | 6,307 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $46,741,000 | 1,490 |
| Tier 1 (core) risk-based capital | $20,190,000 | 3,084 |
| Tier 2 risk-based capital | $2,404,000 | 2,288 |
| Total risk weighted assets | $192,258,000 | 2,503 |
| Total unused commitments | $46,741,000 | 1,492 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 54 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $211,514,000 | 3,109 |
| Cash and due from depository institutions | $6,649,000 | 3,027 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $41,197,000 | 2,726 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 3,539 |
| Net loans & leases | $141,072,000 | 3,108 |
| Loan loss allowance | $1,748,000 | 3,363 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,784,000 | 3,177 |
| Other real estate owned | $1,214,000 | 3,027 |
| Goodwill and other intangibles | $10,038,000 | 575 |
| All other assets | $5,960,000 | 2,774 |
| Life insurance assets | $4,057,000 | 1,505 |
| Total liabilities and capital | $211,513,000 | 3,109 |
| Total liabilities | $184,830,000 | 3,187 |
| Total deposits | $178,972,000 | 3,017 |
| Interest-bearing deposits | $148,524,000 | 3,114 |
| Deposits held in domestic offices | $178,972,000 | 3,015 |
| % insured | 75.41% | 4,936 |
| Federal funds purchased & repurchase agreements | $4,739,000 | 1,533 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,119,000 | 3,560 |
| Total equity capital | $26,683,000 | 2,516 |
| Total bank equity capital | $26,683,000 | 2,515 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $531,000 | 3,843 |
| Surplus | $22,028,000 | 1,458 |
| Undivided profits | $4,124,000 | 4,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,946,000 | 2,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 730 |
| Income earned, not collected on loans | $1,077,000 | 3,212 |
| Earning assets | $183,869,000 | 3,241 |
| Long-term assets (5+ years) | $26,044,000 | 3,630 |
| Average Assets, year-to-date | $212,709,000 | 3,076 |
| Average Assets, quarterly | $210,391,500 | 3,119 |
| Volatile liabilities | $13,662,000 | 5,776 |
| Insider loans | $144,000 | 6,573 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,369,000 | 1,717 |
| Tier 1 (core) risk-based capital | $16,383,000 | 3,717 |
| Tier 2 risk-based capital | $1,748,000 | 2,918 |
| Total risk weighted assets | $169,743,000 | 2,797 |
| Total unused commitments | $41,369,000 | 1,719 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $209,269,000 | 3,153 |
| Cash and due from depository institutions | $6,716,000 | 3,030 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $42,808,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $410,000 | 5,003 |
| Net loans & leases | $138,592,000 | 3,161 |
| Loan loss allowance | $1,725,000 | 3,308 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,826,000 | 3,170 |
| Other real estate owned | $1,084,000 | 3,030 |
| Goodwill and other intangibles | $10,038,000 | 587 |
| All other assets | $5,795,000 | 2,811 |
| Life insurance assets | $4,025,000 | 1,514 |
| Total liabilities and capital | $209,269,000 | 3,153 |
| Total liabilities | $183,278,000 | 3,222 |
| Total deposits | $175,264,000 | 3,081 |
| Interest-bearing deposits | $146,445,000 | 3,140 |
| Deposits held in domestic offices | $175,264,000 | 3,079 |
| % insured | 75.21% | 5,057 |
| Federal funds purchased & repurchase agreements | $6,649,000 | 1,347 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,365,000 | 3,056 |
| Total equity capital | $25,991,000 | 2,586 |
| Total bank equity capital | $25,991,000 | 2,585 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $531,000 | 3,864 |
| Surplus | $22,028,000 | 1,441 |
| Undivided profits | $3,432,000 | 5,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,880,000 | 3,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 694 |
| Income earned, not collected on loans | $924,000 | 3,695 |
| Earning assets | $181,810,000 | 3,289 |
| Long-term assets (5+ years) | $29,796,000 | 3,285 |
| Average Assets, year-to-date | $213,306,500 | 3,079 |
| Average Assets, quarterly | $213,306,500 | 3,079 |
| Volatile liabilities | $14,717,000 | 5,619 |
| Insider loans | $150,000 | 6,566 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $50,026,000 | 1,544 |
| Tier 1 (core) risk-based capital | $15,882,000 | 3,840 |
| Tier 2 risk-based capital | $1,725,000 | 2,950 |
| Total risk weighted assets | $167,770,000 | 2,835 |
| Total unused commitments | $50,026,000 | 1,547 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 55 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $217,344,000 | 3,016 |
| Cash and due from depository institutions | $11,436,000 | 3,017 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $40,017,000 | 2,765 |
| Federal funds sold & reverse repurchase agreements | $540,000 | 4,433 |
| Net loans & leases | $145,154,000 | 3,079 |
| Loan loss allowance | $1,726,000 | 3,251 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,829,000 | 3,179 |
| Other real estate owned | $438,000 | 3,017 |
| Goodwill and other intangibles | $10,038,000 | 602 |
| All other assets | $5,892,000 | 2,795 |
| Life insurance assets | $3,993,000 | 1,521 |
| Total liabilities and capital | $217,344,000 | 3,016 |
| Total liabilities | $189,281,000 | 3,119 |
| Total deposits | $180,418,000 | 2,923 |
| Interest-bearing deposits | $144,905,000 | 3,096 |
| Deposits held in domestic offices | $180,418,000 | 2,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,816,000 | 1,382 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,047,000 | 3,625 |
| Total equity capital | $28,063,000 | 2,411 |
| Total bank equity capital | $28,063,000 | 2,411 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $531,000 | 3,893 |
| Surplus | $22,028,000 | 1,410 |
| Undivided profits | $5,504,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,551,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 634 |
| Income earned, not collected on loans | $1,177,000 | 3,152 |
| Earning assets | $185,711,000 | 3,216 |
| Long-term assets (5+ years) | $24,804,000 | 3,637 |
| Average Assets, year-to-date | $216,090,400 | 2,925 |
| Average Assets, quarterly | $214,637,000 | 3,020 |
| Volatile liabilities | $14,657,000 | 5,626 |
| Insider loans | $145,000 | 6,676 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $51,732,000 | 1,526 |
| Tier 1 (core) risk-based capital | $17,734,000 | 3,499 |
| Tier 2 risk-based capital | $1,726,000 | 2,921 |
| Total risk weighted assets | $171,621,000 | 2,790 |
| Total unused commitments | $51,732,000 | 1,530 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $211,930,000 | 3,062 |
| Cash and due from depository institutions | $8,091,000 | 3,029 |
| Interest-bearing balances | $200,000 | 4,454 |
| Securities | $44,817,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $590,000 | 4,985 |
| Net loans & leases | $138,400,000 | 3,185 |
| Loan loss allowance | $1,359,000 | 3,653 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,851,000 | 3,145 |
| Other real estate owned | $118,000 | 3,029 |
| Goodwill and other intangibles | $10,038,000 | 638 |
| All other assets | $6,025,000 | 2,776 |
| Life insurance assets | $3,960,000 | 1,515 |
| Total liabilities and capital | $211,930,000 | 3,062 |
| Total liabilities | $184,586,000 | 3,148 |
| Total deposits | $177,254,000 | 2,949 |
| Interest-bearing deposits | $146,079,000 | 3,028 |
| Deposits held in domestic offices | $177,254,000 | 2,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,437,000 | 1,578 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $895,000 | 4,106 |
| Total equity capital | $27,344,000 | 2,479 |
| Total bank equity capital | $27,344,000 | 2,479 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $531,000 | 3,929 |
| Surplus | $22,028,000 | 1,387 |
| Undivided profits | $4,785,000 | 4,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 4,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,369,000 | 2,869 |
| Earning assets | $184,007,000 | 3,206 |
| Long-term assets (5+ years) | $30,520,000 | 3,174 |
| Average Assets, year-to-date | $215,777,000 | 2,936 |
| Average Assets, quarterly | $213,196,000 | 3,030 |
| Volatile liabilities | $12,755,000 | 5,830 |
| Insider loans | $146,000 | 6,695 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $53,362,000 | 1,586 |
| Tier 1 (core) risk-based capital | $17,259,000 | 3,633 |
| Tier 2 risk-based capital | $1,359,000 | 3,418 |
| Total risk weighted assets | $166,066,000 | 2,883 |
| Total unused commitments | $53,362,000 | 1,587 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 54 | 3,133 |
| Assets and Liabilities | ||
| Total Assets: | $214,462,000 | 3,019 |
| Cash and due from depository institutions | $10,719,000 | 3,133 |
| Interest-bearing balances | $200,000 | 4,333 |
| Securities | $51,229,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,208 |
| Net loans & leases | $127,414,000 | 3,360 |
| Loan loss allowance | $1,258,000 | 3,764 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,793,000 | 3,181 |
| Other real estate owned | $296,000 | 3,133 |
| Goodwill and other intangibles | $10,038,000 | 649 |
| All other assets | $5,923,000 | 2,769 |
| Life insurance assets | $3,927,000 | 1,515 |
| Total liabilities and capital | $214,462,000 | 3,019 |
| Total liabilities | $187,667,000 | 3,087 |
| Total deposits | $181,681,000 | 2,864 |
| Interest-bearing deposits | $152,029,000 | 2,924 |
| Deposits held in domestic offices | $181,681,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,162,000 | 1,772 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $824,000 | 4,264 |
| Total equity capital | $26,795,000 | 2,530 |
| Total bank equity capital | $26,795,000 | 2,530 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $531,000 | 3,965 |
| Surplus | $22,028,000 | 1,372 |
| Undivided profits | $4,236,000 | 4,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 3,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,288,000 | 2,963 |
| Earning assets | $183,893,000 | 3,194 |
| Long-term assets (5+ years) | $35,187,000 | 2,882 |
| Average Assets, year-to-date | $217,059,330 | 2,925 |
| Average Assets, quarterly | $214,890,000 | 2,989 |
| Volatile liabilities | $11,160,000 | 6,091 |
| Insider loans | $354,000 | 5,950 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $46,912,000 | 1,838 |
| Tier 1 (core) risk-based capital | $16,640,000 | 3,775 |
| Tier 2 risk-based capital | $1,258,000 | 3,568 |
| Total risk weighted assets | $158,799,000 | 2,971 |
| Total unused commitments | $46,912,000 | 1,838 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 53 | 3,188 |
| Assets and Liabilities | ||
| Total Assets: | $215,318,000 | 2,985 |
| Cash and due from depository institutions | $11,874,000 | 3,188 |
| Interest-bearing balances | $150,000 | 4,646 |
| Securities | $59,867,000 | 1,969 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 3,323 |
| Net loans & leases | $118,909,000 | 3,492 |
| Loan loss allowance | $1,228,000 | 3,744 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,782,000 | 3,165 |
| Other real estate owned | $283,000 | 3,188 |
| Goodwill and other intangibles | $10,038,000 | 675 |
| All other assets | $5,815,000 | 2,732 |
| Life insurance assets | $3,895,000 | 1,520 |
| Total liabilities and capital | $215,318,000 | 2,985 |
| Total liabilities | $189,586,000 | 3,018 |
| Total deposits | $183,382,000 | 2,839 |
| Interest-bearing deposits | $148,883,000 | 2,987 |
| Deposits held in domestic offices | $183,382,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,018,000 | 1,661 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,186,000 | 3,643 |
| Total equity capital | $25,732,000 | 2,675 |
| Total bank equity capital | $25,732,000 | 2,675 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $531,000 | 3,976 |
| Surplus | $22,028,000 | 1,354 |
| Undivided profits | $3,173,000 | 5,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 4,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,217,000 | 3,153 |
| Earning assets | $183,676,000 | 3,194 |
| Long-term assets (5+ years) | $27,252,000 | 3,274 |
| Average Assets, year-to-date | $218,358,000 | 2,903 |
| Average Assets, quarterly | $218,358,000 | 2,903 |
| Volatile liabilities | $10,506,000 | 6,188 |
| Insider loans | $148,000 | 6,729 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $42,693,000 | 2,020 |
| Tier 1 (core) risk-based capital | $15,958,000 | 3,896 |
| Tier 2 risk-based capital | $1,228,000 | 3,559 |
| Total risk weighted assets | $153,748,000 | 3,005 |
| Total unused commitments | $42,693,000 | 2,023 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $221,398,000 | 2,848 |
| Cash and due from depository institutions | $15,473,000 | 3,102 |
| Interest-bearing balances | $150,000 | 4,269 |
| Securities | $62,513,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $123,290,000 | 3,402 |
| Loan loss allowance | $1,200,000 | 3,762 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,833,000 | 3,131 |
| Other real estate owned | $283,000 | 3,102 |
| Goodwill and other intangibles | $10,038,000 | 668 |
| All other assets | $5,968,000 | 2,700 |
| Life insurance assets | $3,863,000 | 1,508 |
| Total liabilities and capital | $221,398,000 | 2,848 |
| Total liabilities | $192,993,000 | 2,908 |
| Total deposits | $183,626,000 | 2,789 |
| Interest-bearing deposits | $144,815,000 | 3,010 |
| Deposits held in domestic offices | $183,626,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,971,000 | 1,462 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,396,000 | 3,226 |
| Total equity capital | $28,405,000 | 2,452 |
| Total bank equity capital | $28,405,000 | 2,452 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $531,000 | 3,988 |
| Surplus | $22,028,000 | 1,338 |
| Undivided profits | $5,846,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,536,000 | 2,768 |
| Earning assets | $185,953,000 | 3,092 |
| Long-term assets (5+ years) | $17,752,000 | 3,885 |
| Average Assets, year-to-date | $212,254,000 | 2,871 |
| Average Assets, quarterly | $213,038,500 | 2,928 |
| Volatile liabilities | $13,141,000 | 5,735 |
| Insider loans | $149,000 | 6,742 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,509,000 | 1,913 |
| Tier 1 (core) risk-based capital | $18,165,000 | 3,452 |
| Tier 2 risk-based capital | $1,200,000 | 3,599 |
| Total risk weighted assets | $153,900,000 | 2,987 |
| Total unused commitments | $45,509,000 | 1,914 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $204,679,000 | 3,032 |
| Cash and due from depository institutions | $6,709,000 | 3,127 |
| Interest-bearing balances | $150,000 | 4,140 |
| Securities | $58,640,000 | 1,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $119,336,000 | 3,450 |
| Loan loss allowance | $1,168,000 | 3,779 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,840,000 | 3,081 |
| Other real estate owned | $190,000 | 3,127 |
| Goodwill and other intangibles | $10,038,000 | 649 |
| All other assets | $5,926,000 | 2,714 |
| Life insurance assets | $3,830,000 | 1,474 |
| Total liabilities and capital | $204,679,000 | 3,032 |
| Total liabilities | $177,129,000 | 3,115 |
| Total deposits | $169,136,000 | 2,984 |
| Interest-bearing deposits | $142,104,000 | 3,033 |
| Deposits held in domestic offices | $169,136,000 | 2,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,937,000 | 1,496 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,056,000 | 3,949 |
| Total equity capital | $27,550,000 | 2,488 |
| Total bank equity capital | $27,550,000 | 2,488 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $531,000 | 3,978 |
| Surplus | $22,028,000 | 1,306 |
| Undivided profits | $4,991,000 | 4,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,536,000 | 2,912 |
| Earning assets | $178,126,000 | 3,183 |
| Long-term assets (5+ years) | $18,366,000 | 3,707 |
| Average Assets, year-to-date | $209,968,000 | 2,905 |
| Average Assets, quarterly | $201,988,500 | 3,044 |
| Volatile liabilities | $12,435,000 | 5,833 |
| Insider loans | $150,000 | 6,784 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $38,844,000 | 2,172 |
| Tier 1 (core) risk-based capital | $17,445,000 | 3,576 |
| Tier 2 risk-based capital | $1,168,000 | 3,626 |
| Total risk weighted assets | $145,546,000 | 3,060 |
| Total unused commitments | $38,844,000 | 2,172 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $199,298,000 | 3,100 |
| Cash and due from depository institutions | $7,309,000 | 3,072 |
| Interest-bearing balances | $100,000 | 4,642 |
| Securities | $55,902,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,145 |
| Net loans & leases | $115,861,000 | 3,509 |
| Loan loss allowance | $1,145,000 | 3,819 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,901,000 | 3,026 |
| Other real estate owned | $195,000 | 3,072 |
| Goodwill and other intangibles | $10,038,000 | 655 |
| All other assets | $5,992,000 | 2,666 |
| Life insurance assets | $3,797,000 | 1,478 |
| Total liabilities and capital | $199,298,000 | 3,100 |
| Total liabilities | $172,683,000 | 3,189 |
| Total deposits | $166,214,000 | 3,043 |
| Interest-bearing deposits | $138,880,000 | 3,101 |
| Deposits held in domestic offices | $166,214,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,621,000 | 1,563 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $848,000 | 4,275 |
| Total equity capital | $26,615,000 | 2,528 |
| Total bank equity capital | $26,615,000 | 2,528 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $531,000 | 3,999 |
| Surplus | $22,028,000 | 1,315 |
| Undivided profits | $4,056,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,631,000 | 2,590 |
| Earning assets | $171,963,000 | 3,261 |
| Long-term assets (5+ years) | $17,715,000 | 3,718 |
| Average Assets, year-to-date | $211,731,000 | 2,909 |
| Average Assets, quarterly | $202,208,500 | 3,045 |
| Volatile liabilities | $10,906,000 | 6,042 |
| Insider loans | $151,000 | 6,789 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $35,686,000 | 2,336 |
| Tier 1 (core) risk-based capital | $16,739,000 | 3,687 |
| Tier 2 risk-based capital | $1,145,000 | 3,664 |
| Total risk weighted assets | $141,113,000 | 3,120 |
| Total unused commitments | $35,686,000 | 2,338 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 60 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $205,119,000 | 3,026 |
| Cash and due from depository institutions | $7,911,000 | 2,871 |
| Interest-bearing balances | $100,000 | 4,710 |
| Securities | $69,864,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $1,090,000 | 5,758 |
| Net loans & leases | $106,498,000 | 3,675 |
| Loan loss allowance | $1,150,000 | 3,797 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,953,000 | 2,975 |
| Other real estate owned | $195,000 | 2,871 |
| Goodwill and other intangibles | $10,038,000 | 644 |
| All other assets | $5,570,000 | 2,763 |
| Life insurance assets | $3,765,000 | 1,468 |
| Total liabilities and capital | $205,119,000 | 3,026 |
| Total liabilities | $179,225,000 | 3,082 |
| Total deposits | $173,750,000 | 2,918 |
| Interest-bearing deposits | $144,766,000 | 2,988 |
| Deposits held in domestic offices | $173,750,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,707,000 | 1,601 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $768,000 | 4,538 |
| Total equity capital | $25,894,000 | 2,602 |
| Total bank equity capital | $25,894,000 | 2,602 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $531,000 | 3,999 |
| Surplus | $22,028,000 | 1,294 |
| Undivided profits | $3,335,000 | 5,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,246,000 | 3,183 |
| Earning assets | $177,552,000 | 3,167 |
| Long-term assets (5+ years) | $16,926,000 | 3,765 |
| Average Assets, year-to-date | $217,947,500 | 2,841 |
| Average Assets, quarterly | $217,947,500 | 2,841 |
| Volatile liabilities | $10,543,000 | 6,040 |
| Insider loans | $151,000 | 6,783 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $41,903,000 | 2,089 |
| Tier 1 (core) risk-based capital | $16,094,000 | 3,781 |
| Tier 2 risk-based capital | $1,150,000 | 3,642 |
| Total risk weighted assets | $132,927,000 | 3,255 |
| Total unused commitments | $41,903,000 | 2,089 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $230,776,000 | 2,716 |
| Cash and due from depository institutions | $13,635,000 | 2,973 |
| Interest-bearing balances | $100,000 | 4,736 |
| Securities | $80,869,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $8,765,000 | 1,880 |
| Net loans & leases | $107,250,000 | 3,651 |
| Loan loss allowance | $1,153,000 | 3,771 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,009,000 | 2,895 |
| Other real estate owned | $195,000 | 2,973 |
| Goodwill and other intangibles | $10,038,000 | 628 |
| All other assets | $6,015,000 | 2,616 |
| Life insurance assets | $3,733,000 | 1,452 |
| Total liabilities and capital | $230,776,000 | 2,716 |
| Total liabilities | $204,786,000 | 2,739 |
| Total deposits | $199,958,000 | 2,548 |
| Interest-bearing deposits | $162,356,000 | 2,689 |
| Deposits held in domestic offices | $199,958,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,478,000 | 1,882 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,350,000 | 3,182 |
| Total equity capital | $25,990,000 | 2,544 |
| Total bank equity capital | $25,990,000 | 2,544 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $531,000 | 4,007 |
| Surplus | $22,028,000 | 1,270 |
| Undivided profits | $3,431,000 | 5,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 5,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,767,000 | 2,379 |
| Earning assets | $196,984,000 | 2,889 |
| Long-term assets (5+ years) | $17,592,000 | 3,623 |
| Average Assets, year-to-date | $205,898,400 | 2,892 |
| Average Assets, quarterly | $210,968,000 | 2,902 |
| Volatile liabilities | $10,408,000 | 6,135 |
| Insider loans | $197,000 | 6,605 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $45,698,000 | 1,951 |
| Tier 1 (core) risk-based capital | $16,177,000 | 3,697 |
| Tier 2 risk-based capital | $1,153,000 | 3,609 |
| Total risk weighted assets | $144,708,000 | 3,008 |
| Total unused commitments | $45,698,000 | 1,951 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities | ||
| Total Assets: | $191,160,000 | 3,152 |
| Cash and due from depository institutions | $8,260,000 | 2,905 |
| Interest-bearing balances | $200,000 | 3,999 |
| Securities | $59,670,000 | 2,005 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 5,793 |
| Net loans & leases | $103,034,000 | 3,748 |
| Loan loss allowance | $1,155,000 | 3,792 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,061,000 | 2,834 |
| Other real estate owned | $195,000 | 2,905 |
| Goodwill and other intangibles | $10,038,000 | 624 |
| All other assets | $5,792,000 | 2,699 |
| Life insurance assets | $3,700,000 | 1,419 |
| Total liabilities and capital | $191,160,000 | 3,152 |
| Total liabilities | $165,631,000 | 3,231 |
| Total deposits | $159,028,000 | 3,089 |
| Interest-bearing deposits | $129,650,000 | 3,186 |
| Deposits held in domestic offices | $159,028,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,720,000 | 1,745 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $760,000 | 5,266 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,123,000 | 3,562 |
| Total equity capital | $25,529,000 | 2,560 |
| Total bank equity capital | $25,529,000 | 2,560 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,034 |
| Surplus | $22,028,000 | 1,261 |
| Undivided profits | $2,970,000 | 5,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 5,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,555,000 | 2,700 |
| Earning assets | $163,014,000 | 3,354 |
| Long-term assets (5+ years) | $14,268,000 | 3,995 |
| Average Assets, year-to-date | $199,679,000 | 2,969 |
| Average Assets, quarterly | $190,431,000 | 3,141 |
| Volatile liabilities | $11,636,000 | 5,918 |
| Insider loans | $284,000 | 6,243 |
| FHLB advances | $760,000 | 5,014 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,996,000 | 2,228 |
| Tier 1 (core) risk-based capital | $15,600,000 | 3,802 |
| Tier 2 risk-based capital | $1,155,000 | 3,604 |
| Total risk weighted assets | $136,220,000 | 3,150 |
| Total unused commitments | $37,996,000 | 2,229 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $110,324,000 | 4,693 |
| Cash and due from depository institutions | $5,349,000 | 4,661 |
| Interest-bearing balances | $200,000 | 4,047 |
| Securities | $36,177,000 | 3,058 |
| Federal funds sold & reverse repurchase agreements | $1,020,000 | 4,483 |
| Net loans & leases | $55,938,000 | 5,363 |
| Loan loss allowance | $615,000 | 5,523 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,779,000 | 3,655 |
| Other real estate owned | $158,000 | 4,661 |
| Goodwill and other intangibles | $5,894,000 | 791 |
| All other assets | $3,009,000 | 4,181 |
| Life insurance assets | $2,024,000 | 2,144 |
| Total liabilities and capital | $110,324,000 | 4,693 |
| Total liabilities | $95,928,000 | 4,753 |
| Total deposits | $90,898,000 | 4,625 |
| Interest-bearing deposits | $72,103,000 | 4,831 |
| Deposits held in domestic offices | $90,898,000 | 4,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,887,000 | 1,917 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $774,000 | 5,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $369,000 | 6,018 |
| Total equity capital | $14,396,000 | 4,011 |
| Total bank equity capital | $14,396,000 | 4,011 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $531,000 | 4,027 |
| Surplus | $12,006,000 | 2,067 |
| Undivided profits | $1,859,000 | 6,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 6,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $647,000 | 5,068 |
| Earning assets | $93,335,000 | 4,931 |
| Long-term assets (5+ years) | $9,790,000 | 4,630 |
| Average Assets, year-to-date | $120,839,000 | 4,378 |
| Average Assets, quarterly | $110,479,500 | 4,667 |
| Volatile liabilities | $7,541,000 | 6,730 |
| Insider loans | $84,000 | 7,244 |
| FHLB advances | $774,000 | 5,021 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $19,747,000 | 3,393 |
| Tier 1 (core) risk-based capital | $8,737,000 | 5,635 |
| Tier 2 risk-based capital | $615,000 | 5,288 |
| Total risk weighted assets | $76,635,000 | 4,667 |
| Total unused commitments | $19,747,000 | 3,394 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 34 | 4,521 |
| Assets and Liabilities | ||
| Total Assets: | $110,635,000 | 4,675 |
| Cash and due from depository institutions | $5,444,000 | 4,521 |
| Interest-bearing balances | $200,000 | 4,167 |
| Securities | $37,646,000 | 2,999 |
| Federal funds sold & reverse repurchase agreements | $2,520,000 | 3,911 |
| Net loans & leases | $53,492,000 | 5,414 |
| Loan loss allowance | $589,000 | 5,628 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,792,000 | 3,585 |
| Other real estate owned | $0 | 4,521 |
| Goodwill and other intangibles | $5,894,000 | 766 |
| All other assets | $2,847,000 | 4,204 |
| Life insurance assets | $2,003,000 | 2,116 |
| Total liabilities and capital | $110,635,000 | 4,675 |
| Total liabilities | $96,195,000 | 4,734 |
| Total deposits | $91,714,000 | 4,622 |
| Interest-bearing deposits | $73,347,000 | 4,773 |
| Deposits held in domestic offices | $91,714,000 | 4,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,363,000 | 1,880 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $787,000 | 5,151 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $331,000 | 6,171 |
| Total equity capital | $14,440,000 | 3,971 |
| Total bank equity capital | $14,440,000 | 3,971 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,015 |
| Surplus | $12,006,000 | 2,006 |
| Undivided profits | $1,903,000 | 6,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 4,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $557,000 | 5,354 |
| Earning assets | $93,858,000 | 4,911 |
| Long-term assets (5+ years) | $11,816,000 | 4,285 |
| Average Assets, year-to-date | $126,096,500 | 4,248 |
| Average Assets, quarterly | $126,096,500 | 4,248 |
| Volatile liabilities | $6,937,000 | 6,795 |
| Insider loans | $86,000 | 7,249 |
| FHLB advances | $787,000 | 4,964 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,719,000 | 3,190 |
| Tier 1 (core) risk-based capital | $8,619,000 | 5,617 |
| Tier 2 risk-based capital | $589,000 | 5,372 |
| Total risk weighted assets | $72,732,000 | 4,750 |
| Total unused commitments | $21,719,000 | 3,191 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 35 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $141,558,000 | 3,925 |
| Cash and due from depository institutions | $29,178,000 | 4,445 |
| Interest-bearing balances | $200,000 | 4,241 |
| Securities | $44,425,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 4,716 |
| Net loans & leases | $55,573,000 | 5,309 |
| Loan loss allowance | $639,000 | 5,388 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,825,000 | 3,545 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $5,894,000 | 750 |
| All other assets | $2,533,000 | 4,499 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $141,558,000 | 3,925 |
| Total liabilities | $126,283,000 | 3,928 |
| Total deposits | $120,625,000 | 3,775 |
| Interest-bearing deposits | $78,060,000 | 4,538 |
| Deposits held in domestic offices | $120,625,000 | 3,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,329,000 | 1,751 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $801,000 | 5,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $528,000 | 4,973 |
| Total equity capital | $15,275,000 | 3,763 |
| Total bank equity capital | $15,275,000 | 3,763 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $531,000 | 4,029 |
| Surplus | $12,006,000 | 1,966 |
| Undivided profits | $2,738,000 | 5,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $662,000 | 4,796 |
| Earning assets | $101,328,000 | 4,668 |
| Long-term assets (5+ years) | $11,558,000 | 4,329 |
| Average Assets, year-to-date | $118,382,400 | 4,308 |
| Average Assets, quarterly | $127,839,000 | 4,177 |
| Volatile liabilities | $7,867,000 | 6,537 |
| Insider loans | $109,000 | 7,094 |
| FHLB advances | $801,000 | 4,992 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,759,000 | 2,968 |
| Tier 1 (core) risk-based capital | $9,428,000 | 5,292 |
| Tier 2 risk-based capital | $639,000 | 5,145 |
| Total risk weighted assets | $86,725,000 | 4,230 |
| Total unused commitments | $23,759,000 | 2,970 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $114,120,000 | 4,542 |
| Cash and due from depository institutions | $7,046,000 | 4,432 |
| Interest-bearing balances | $200,000 | 4,322 |
| Securities | $34,822,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 3,729 |
| Net loans & leases | $58,997,000 | 5,150 |
| Loan loss allowance | $650,000 | 5,327 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,844,000 | 3,506 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $5,894,000 | 728 |
| All other assets | $2,507,000 | 4,474 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $114,120,000 | 4,542 |
| Total liabilities | $99,157,000 | 4,602 |
| Total deposits | $92,628,000 | 4,522 |
| Interest-bearing deposits | $71,995,000 | 4,727 |
| Deposits held in domestic offices | $92,628,000 | 4,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,295,000 | 1,579 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $814,000 | 5,313 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $420,000 | 5,600 |
| Total equity capital | $14,963,000 | 3,795 |
| Total bank equity capital | $14,963,000 | 3,795 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,023 |
| Surplus | $12,006,000 | 1,903 |
| Undivided profits | $2,426,000 | 6,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $631,000 | 4,961 |
| Earning assets | $96,029,000 | 4,787 |
| Long-term assets (5+ years) | $12,974,000 | 4,155 |
| Average Assets, year-to-date | $112,588,500 | 4,458 |
| Average Assets, quarterly | $112,738,000 | 4,536 |
| Volatile liabilities | $8,977,000 | 6,264 |
| Insider loans | $151,000 | 6,891 |
| FHLB advances | $814,000 | 5,063 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,459,000 | 3,538 |
| Tier 1 (core) risk-based capital | $8,930,000 | 5,434 |
| Tier 2 risk-based capital | $650,000 | 5,057 |
| Total risk weighted assets | $75,656,000 | 4,572 |
| Total unused commitments | $17,459,000 | 3,540 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 35 | 4,437 |
| Assets and Liabilities | ||
| Total Assets: | $111,356,000 | 4,540 |
| Cash and due from depository institutions | $5,529,000 | 4,437 |
| Interest-bearing balances | $200,000 | 4,266 |
| Securities | $34,761,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $1,620,000 | 3,780 |
| Net loans & leases | $58,141,000 | 5,123 |
| Loan loss allowance | $655,000 | 5,253 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,886,000 | 3,417 |
| Other real estate owned | $0 | 4,437 |
| Goodwill and other intangibles | $5,894,000 | 725 |
| All other assets | $2,525,000 | 4,319 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $111,356,000 | 4,540 |
| Total liabilities | $96,719,000 | 4,623 |
| Total deposits | $91,287,000 | 4,509 |
| Interest-bearing deposits | $77,573,000 | 4,466 |
| Deposits held in domestic offices | $91,287,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,275,000 | 1,767 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $828,000 | 5,227 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $329,000 | 5,945 |
| Total equity capital | $14,637,000 | 3,805 |
| Total bank equity capital | $14,637,000 | 3,805 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,016 |
| Surplus | $12,006,000 | 1,862 |
| Undivided profits | $2,100,000 | 6,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 5,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $656,000 | 4,473 |
| Earning assets | $94,722,000 | 4,789 |
| Long-term assets (5+ years) | $13,236,000 | 4,161 |
| Average Assets, year-to-date | $112,078,000 | 4,461 |
| Average Assets, quarterly | $111,449,500 | 4,511 |
| Volatile liabilities | $8,445,000 | 6,322 |
| Insider loans | $112,000 | 7,122 |
| FHLB advances | $828,000 | 5,024 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,684,000 | 3,117 |
| Tier 1 (core) risk-based capital | $8,464,000 | 5,543 |
| Tier 2 risk-based capital | $655,000 | 4,989 |
| Total risk weighted assets | $73,920,000 | 4,569 |
| Total unused commitments | $20,684,000 | 3,118 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $111,543,000 | 4,535 |
| Cash and due from depository institutions | $6,247,000 | 4,420 |
| Interest-bearing balances | $200,000 | 4,343 |
| Securities | $32,655,000 | 3,405 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 4,972 |
| Net loans & leases | $60,450,000 | 4,975 |
| Loan loss allowance | $654,000 | 5,303 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,936,000 | 3,352 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $5,894,000 | 710 |
| All other assets | $2,331,000 | 4,479 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $111,543,000 | 4,535 |
| Total liabilities | $97,438,000 | 4,612 |
| Total deposits | $92,766,000 | 4,472 |
| Interest-bearing deposits | $78,067,000 | 4,459 |
| Deposits held in domestic offices | $92,766,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,474,000 | 1,812 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $841,000 | 5,105 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $357,000 | 5,611 |
| Total equity capital | $14,105,000 | 3,835 |
| Total bank equity capital | $14,105,000 | 3,835 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,030 |
| Surplus | $12,006,000 | 1,804 |
| Undivided profits | $1,568,000 | 6,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $507,000 | 5,304 |
| Earning assets | $94,335,000 | 4,818 |
| Long-term assets (5+ years) | $13,702,000 | 4,170 |
| Average Assets, year-to-date | $112,439,000 | 4,484 |
| Average Assets, quarterly | $112,439,000 | 4,484 |
| Volatile liabilities | $7,662,000 | 6,435 |
| Insider loans | $114,000 | 7,120 |
| FHLB advances | $841,000 | 4,887 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,186,000 | 3,126 |
| Tier 1 (core) risk-based capital | $7,980,000 | 5,708 |
| Tier 2 risk-based capital | $654,000 | 5,016 |
| Total risk weighted assets | $77,153,000 | 4,431 |
| Total unused commitments | $20,186,000 | 3,129 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $113,335,000 | 4,466 |
| Cash and due from depository institutions | $6,286,000 | 4,517 |
| Interest-bearing balances | $200,000 | 4,346 |
| Securities | $33,368,000 | 3,344 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 4,526 |
| Net loans & leases | $61,121,000 | 4,940 |
| Loan loss allowance | $661,000 | 5,252 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,988,000 | 3,304 |
| Other real estate owned | $0 | 4,517 |
| Goodwill and other intangibles | $5,894,000 | 701 |
| All other assets | $2,363,000 | 4,404 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,335,000 | 4,466 |
| Total liabilities | $98,787,000 | 4,547 |
| Total deposits | $93,653,000 | 4,439 |
| Interest-bearing deposits | $76,807,000 | 4,491 |
| Deposits held in domestic offices | $93,653,000 | 4,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,511,000 | 1,870 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $854,000 | 5,154 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $769,000 | 3,707 |
| Total equity capital | $14,548,000 | 3,762 |
| Total bank equity capital | $14,548,000 | 3,762 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,039 |
| Surplus | $12,006,000 | 1,778 |
| Undivided profits | $2,011,000 | 6,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $561,000 | 4,935 |
| Earning assets | $96,004,000 | 4,741 |
| Long-term assets (5+ years) | $16,636,000 | 3,840 |
| Average Assets, year-to-date | $109,909,200 | 4,424 |
| Average Assets, quarterly | $110,875,000 | 4,503 |
| Volatile liabilities | $7,303,000 | 6,534 |
| Insider loans | $116,000 | 7,153 |
| FHLB advances | $854,000 | 4,907 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,044,000 | 3,220 |
| Tier 1 (core) risk-based capital | $8,376,000 | 5,476 |
| Tier 2 risk-based capital | $661,000 | 4,973 |
| Total risk weighted assets | $77,648,000 | 4,397 |
| Total unused commitments | $18,044,000 | 3,221 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $108,415,000 | 4,577 |
| Cash and due from depository institutions | $5,783,000 | 4,246 |
| Interest-bearing balances | $200,000 | 4,416 |
| Securities | $28,111,000 | 3,796 |
| Federal funds sold & reverse repurchase agreements | $2,170,000 | 3,484 |
| Net loans & leases | $61,089,000 | 4,918 |
| Loan loss allowance | $643,000 | 5,326 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,039,000 | 3,212 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $5,894,000 | 690 |
| All other assets | $2,329,000 | 4,435 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $108,415,000 | 4,577 |
| Total liabilities | $94,059,000 | 4,657 |
| Total deposits | $88,557,000 | 4,571 |
| Interest-bearing deposits | $72,944,000 | 4,643 |
| Deposits held in domestic offices | $88,557,000 | 4,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,817,000 | 1,858 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $867,000 | 5,182 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $818,000 | 3,651 |
| Total equity capital | $14,356,000 | 3,798 |
| Total bank equity capital | $14,356,000 | 3,798 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $531,000 | 4,056 |
| Surplus | $12,006,000 | 1,748 |
| Undivided profits | $1,819,000 | 6,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $503,000 | 5,476 |
| Earning assets | $91,570,000 | 4,866 |
| Long-term assets (5+ years) | $17,039,000 | 3,872 |
| Average Assets, year-to-date | $109,052,750 | 4,449 |
| Average Assets, quarterly | $107,363,500 | 4,568 |
| Volatile liabilities | $7,590,000 | 6,452 |
| Insider loans | $133,000 | 7,056 |
| FHLB advances | $867,000 | 4,949 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,057,000 | 3,215 |
| Tier 1 (core) risk-based capital | $8,082,000 | 5,588 |
| Tier 2 risk-based capital | $643,000 | 5,018 |
| Total risk weighted assets | $75,122,000 | 4,454 |
| Total unused commitments | $18,057,000 | 3,218 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $106,312,000 | 4,627 |
| Cash and due from depository institutions | $5,493,000 | 4,371 |
| Interest-bearing balances | $200,000 | 4,490 |
| Securities | $26,633,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $120,000 | 5,629 |
| Net loans & leases | $62,695,000 | 4,768 |
| Loan loss allowance | $628,000 | 5,409 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,043,000 | 3,170 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $5,894,000 | 671 |
| All other assets | $2,434,000 | 4,299 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $106,312,000 | 4,627 |
| Total liabilities | $92,368,000 | 4,708 |
| Total deposits | $86,838,000 | 4,627 |
| Interest-bearing deposits | $73,779,000 | 4,614 |
| Deposits held in domestic offices | $86,838,000 | 4,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,014,000 | 1,818 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $879,000 | 5,163 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $637,000 | 3,979 |
| Total equity capital | $13,944,000 | 3,770 |
| Total bank equity capital | $13,944,000 | 3,770 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $531,000 | 4,085 |
| Surplus | $12,006,000 | 1,701 |
| Undivided profits | $1,407,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $595,000 | 4,632 |
| Earning assets | $89,648,000 | 4,896 |
| Long-term assets (5+ years) | $17,301,000 | 3,952 |
| Average Assets, year-to-date | $109,265,330 | 4,472 |
| Average Assets, quarterly | $106,756,000 | 4,585 |
| Volatile liabilities | $7,973,000 | 6,323 |
| Insider loans | $120,000 | 7,189 |
| FHLB advances | $879,000 | 4,943 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,189,000 | 3,308 |
| Tier 1 (core) risk-based capital | $7,780,000 | 5,657 |
| Tier 2 risk-based capital | $628,000 | 5,064 |
| Total risk weighted assets | $75,067,000 | 4,424 |
| Total unused commitments | $17,189,000 | 3,310 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $107,200,000 | 4,589 |
| Cash and due from depository institutions | $5,890,000 | 4,371 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $30,360,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $59,708,000 | 4,870 |
| Loan loss allowance | $613,000 | 5,457 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,019,000 | 3,136 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $5,894,000 | 656 |
| All other assets | $2,329,000 | 4,268 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $107,200,000 | 4,589 |
| Total liabilities | $93,180,000 | 4,674 |
| Total deposits | $87,443,000 | 4,610 |
| Interest-bearing deposits | $73,742,000 | 4,630 |
| Deposits held in domestic offices | $87,443,000 | 4,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,840,000 | 1,692 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $892,000 | 4,982 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,005,000 | 3,204 |
| Total equity capital | $14,020,000 | 3,819 |
| Total bank equity capital | $14,020,000 | 3,819 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $531,000 | 4,092 |
| Surplus | $12,006,000 | 1,671 |
| Undivided profits | $1,483,000 | 7,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $548,000 | 4,867 |
| Earning assets | $90,068,000 | 4,881 |
| Long-term assets (5+ years) | $17,338,000 | 3,891 |
| Average Assets, year-to-date | $110,742,000 | 4,444 |
| Average Assets, quarterly | $110,742,000 | 4,444 |
| Volatile liabilities | $7,948,000 | 6,264 |
| Insider loans | $88,000 | 7,416 |
| FHLB advances | $892,000 | 4,772 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,272,000 | 3,474 |
| Tier 1 (core) risk-based capital | $7,521,000 | 5,741 |
| Tier 2 risk-based capital | $613,000 | 5,122 |
| Total risk weighted assets | $72,554,000 | 4,461 |
| Total unused commitments | $15,272,000 | 3,481 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $114,284,000 | 4,362 |
| Cash and due from depository institutions | $10,024,000 | 4,492 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $32,010,000 | 3,537 |
| Federal funds sold & reverse repurchase agreements | $3,120,000 | 3,213 |
| Net loans & leases | $57,810,000 | 4,953 |
| Loan loss allowance | $600,000 | 5,506 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,064,000 | 3,091 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $5,894,000 | 651 |
| All other assets | $2,362,000 | 4,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,284,000 | 4,362 |
| Total liabilities | $99,382,000 | 4,449 |
| Total deposits | $93,615,000 | 4,349 |
| Interest-bearing deposits | $75,319,000 | 4,533 |
| Deposits held in domestic offices | $93,615,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,919,000 | 1,782 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $904,000 | 5,006 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $944,000 | 3,228 |
| Total equity capital | $14,902,000 | 3,551 |
| Total bank equity capital | $14,902,000 | 3,551 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $531,000 | 4,124 |
| Surplus | $12,006,000 | 1,642 |
| Undivided profits | $2,365,000 | 6,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $600,000 | 4,700 |
| Earning assets | $92,940,000 | 4,748 |
| Long-term assets (5+ years) | $17,309,000 | 3,889 |
| Average Assets, year-to-date | $113,708,800 | 4,261 |
| Average Assets, quarterly | $111,084,500 | 4,427 |
| Volatile liabilities | $8,163,000 | 6,216 |
| Insider loans | $78,000 | 7,548 |
| FHLB advances | $904,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,554,000 | 2,799 |
| Tier 1 (core) risk-based capital | $8,452,000 | 5,286 |
| Tier 2 risk-based capital | $600,000 | 5,179 |
| Total risk weighted assets | $73,196,000 | 4,427 |
| Total unused commitments | $20,554,000 | 2,803 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $107,885,000 | 4,529 |
| Cash and due from depository institutions | $7,162,000 | 4,409 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $32,666,000 | 3,404 |
| Federal funds sold & reverse repurchase agreements | $1,430,000 | 4,922 |
| Net loans & leases | $55,210,000 | 5,092 |
| Loan loss allowance | $645,000 | 5,299 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,115,000 | 3,016 |
| Other real estate owned | $0 | 4,409 |
| Goodwill and other intangibles | $5,894,000 | 647 |
| All other assets | $2,408,000 | 4,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,885,000 | 4,529 |
| Total liabilities | $93,176,000 | 4,633 |
| Total deposits | $87,854,000 | 4,563 |
| Interest-bearing deposits | $73,032,000 | 4,636 |
| Deposits held in domestic offices | $87,854,000 | 4,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,322,000 | 1,827 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $916,000 | 4,979 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,084,000 | 3,057 |
| Total equity capital | $14,709,000 | 3,566 |
| Total bank equity capital | $14,709,000 | 3,566 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $531,000 | 4,155 |
| Surplus | $12,006,000 | 1,624 |
| Undivided profits | $2,172,000 | 6,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $629,000 | 4,706 |
| Earning assets | $89,306,000 | 4,838 |
| Long-term assets (5+ years) | $18,737,000 | 3,714 |
| Average Assets, year-to-date | $113,565,000 | 4,278 |
| Average Assets, quarterly | $110,233,500 | 4,449 |
| Volatile liabilities | $7,842,000 | 6,329 |
| Insider loans | $184,000 | 6,912 |
| FHLB advances | $916,000 | 4,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,893,000 | 3,177 |
| Tier 1 (core) risk-based capital | $8,141,000 | 5,408 |
| Tier 2 risk-based capital | $645,000 | 4,956 |
| Total risk weighted assets | $68,957,000 | 4,588 |
| Total unused commitments | $16,893,000 | 3,180 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 35 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $112,582,000 | 4,383 |
| Cash and due from depository institutions | $9,027,000 | 4,522 |
| Interest-bearing balances | $50,000 | 5,984 |
| Securities | $33,939,000 | 3,260 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,683 |
| Net loans & leases | $54,456,000 | 5,103 |
| Loan loss allowance | $655,000 | 5,207 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,152,000 | 2,943 |
| Other real estate owned | $0 | 4,522 |
| Goodwill and other intangibles | $5,894,000 | 615 |
| All other assets | $2,589,000 | 3,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,582,000 | 4,383 |
| Total liabilities | $98,008,000 | 4,460 |
| Total deposits | $92,144,000 | 4,394 |
| Interest-bearing deposits | $73,924,000 | 4,610 |
| Deposits held in domestic offices | $92,144,000 | 4,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,900,000 | 1,646 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $928,000 | 4,983 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,036,000 | 3,224 |
| Total equity capital | $14,574,000 | 3,610 |
| Total bank equity capital | $14,574,000 | 3,610 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $531,000 | 4,164 |
| Surplus | $12,006,000 | 1,586 |
| Undivided profits | $2,037,000 | 6,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $690,000 | 4,201 |
| Earning assets | $91,970,000 | 4,735 |
| Long-term assets (5+ years) | $10,395,000 | 4,830 |
| Average Assets, year-to-date | $115,458,330 | 4,226 |
| Average Assets, quarterly | $113,389,000 | 4,313 |
| Volatile liabilities | $8,198,000 | 6,235 |
| Insider loans | $185,000 | 6,922 |
| FHLB advances | $928,000 | 4,718 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,986,000 | 3,213 |
| Tier 1 (core) risk-based capital | $7,859,000 | 5,471 |
| Tier 2 risk-based capital | $655,000 | 4,880 |
| Total risk weighted assets | $75,221,000 | 4,292 |
| Total unused commitments | $15,986,000 | 3,225 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $114,196,000 | 4,285 |
| Cash and due from depository institutions | $7,274,000 | 4,686 |
| Interest-bearing balances | $50,000 | 5,857 |
| Securities | $36,978,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $4,120,000 | 3,660 |
| Net loans & leases | $54,225,000 | 5,078 |
| Loan loss allowance | $677,000 | 5,050 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,188,000 | 2,884 |
| Other real estate owned | $0 | 4,686 |
| Goodwill and other intangibles | $5,894,000 | 614 |
| All other assets | $2,517,000 | 3,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,196,000 | 4,285 |
| Total liabilities | $100,035,000 | 4,344 |
| Total deposits | $93,836,000 | 4,298 |
| Interest-bearing deposits | $77,376,000 | 4,419 |
| Deposits held in domestic offices | $93,836,000 | 4,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,179,000 | 1,513 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $940,000 | 4,867 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,080,000 | 3,168 |
| Total equity capital | $14,161,000 | 3,633 |
| Total bank equity capital | $14,161,000 | 3,633 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $531,000 | 4,177 |
| Surplus | $12,006,000 | 1,555 |
| Undivided profits | $1,624,000 | 6,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $645,000 | 4,449 |
| Earning assets | $95,373,000 | 4,588 |
| Long-term assets (5+ years) | $9,005,000 | 5,032 |
| Average Assets, year-to-date | $116,896,500 | 4,178 |
| Average Assets, quarterly | $116,896,500 | 4,178 |
| Volatile liabilities | $8,660,000 | 6,073 |
| Insider loans | $194,000 | 6,882 |
| FHLB advances | $940,000 | 4,657 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,338,000 | 2,972 |
| Tier 1 (core) risk-based capital | $7,538,000 | 5,545 |
| Tier 2 risk-based capital | $677,000 | 4,717 |
| Total risk weighted assets | $73,942,000 | 4,274 |
| Total unused commitments | $17,338,000 | 2,983 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $119,597,000 | 4,094 |
| Cash and due from depository institutions | $10,422,000 | 4,589 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $34,948,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $4,440,000 | 3,073 |
| Net loans & leases | $58,123,000 | 4,851 |
| Loan loss allowance | $676,000 | 5,010 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,225,000 | 2,829 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $5,894,000 | 597 |
| All other assets | $2,545,000 | 3,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,597,000 | 4,094 |
| Total liabilities | $104,303,000 | 4,182 |
| Total deposits | $96,869,000 | 4,169 |
| Interest-bearing deposits | $79,552,000 | 4,277 |
| Deposits held in domestic offices | $96,869,000 | 4,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,206,000 | 1,415 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $951,000 | 4,967 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,277,000 | 2,854 |
| Total equity capital | $15,294,000 | 3,354 |
| Total bank equity capital | $15,294,000 | 3,354 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $531,000 | 4,182 |
| Surplus | $12,006,000 | 1,522 |
| Undivided profits | $2,757,000 | 6,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $729,000 | 4,233 |
| Earning assets | $97,511,000 | 4,464 |
| Long-term assets (5+ years) | $10,735,000 | 4,658 |
| Average Assets, year-to-date | $114,114,400 | 4,097 |
| Average Assets, quarterly | $117,483,000 | 4,099 |
| Volatile liabilities | $11,136,000 | 5,395 |
| Insider loans | $198,000 | 6,892 |
| FHLB advances | $951,000 | 4,676 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,299,000 | 2,446 |
| Tier 1 (core) risk-based capital | $8,618,000 | 5,031 |
| Tier 2 risk-based capital | $676,000 | 4,683 |
| Total risk weighted assets | $75,985,000 | 4,199 |
| Total unused commitments | $22,299,000 | 2,450 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $116,144,000 | 4,070 |
| Cash and due from depository institutions | $11,856,000 | 4,488 |
| Interest-bearing balances | $1,587,000 | 2,528 |
| Securities | $36,494,000 | 2,882 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,700 |
| Net loans & leases | $54,381,000 | 4,988 |
| Loan loss allowance | $648,000 | 4,981 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,978,000 | 2,981 |
| Other real estate owned | $38,000 | 4,488 |
| Goodwill and other intangibles | $5,891,000 | 558 |
| All other assets | $1,206,000 | 6,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,144,000 | 4,070 |
| Total liabilities | $102,331,000 | 4,137 |
| Total deposits | $95,856,000 | 4,079 |
| Interest-bearing deposits | $79,204,000 | 4,184 |
| Deposits held in domestic offices | $95,856,000 | 4,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,278,000 | 1,619 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $996,000 | 4,734 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,201,000 | 3,025 |
| Total equity capital | $13,813,000 | 3,441 |
| Total bank equity capital | $13,813,000 | 3,441 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $531,000 | 4,266 |
| Surplus | $12,006,000 | 1,446 |
| Undivided profits | $1,276,000 | 7,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $764,000 | 4,390 |
| Earning assets | $95,762,000 | 4,391 |
| Long-term assets (5+ years) | $12,589,000 | 4,284 |
| Average Assets, year-to-date | $104,646,400 | 4,242 |
| Average Assets, quarterly | $109,931,000 | 4,207 |
| Volatile liabilities | $8,002,000 | 6,226 |
| Insider loans | $110,000 | 7,589 |
| FHLB advances | $996,000 | 4,486 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,105,000 | 2,906 |
| Tier 1 (core) risk-based capital | $7,497,000 | 5,421 |
| Tier 2 risk-based capital | $648,000 | 4,681 |
| Total risk weighted assets | $74,220,000 | 4,130 |
| Total unused commitments | $16,105,000 | 2,913 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 28 | 5,346 |
| Assets and Liabilities | ||
| Total Assets: | $104,093,000 | 4,315 |
| Cash and due from depository institutions | $9,704,000 | 5,346 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,973,000 | 3,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $56,134,000 | 4,814 |
| Loan loss allowance | $663,000 | 4,759 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,835,000 | 3,042 |
| Other real estate owned | $0 | 5,346 |
| Goodwill and other intangibles | $6,170,000 | 529 |
| All other assets | $1,277,000 | 5,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,093,000 | 4,315 |
| Total liabilities | $88,766,000 | 4,485 |
| Total deposits | $81,021,000 | 4,518 |
| Interest-bearing deposits | $65,675,000 | 4,694 |
| Deposits held in domestic offices | $81,021,000 | 4,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,764,000 | 1,344 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $981,000 | 3,655 |
| Total equity capital | $15,327,000 | 3,014 |
| Total bank equity capital | $15,327,000 | 3,014 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $531,000 | 4,398 |
| Surplus | $13,166,000 | 1,306 |
| Undivided profits | $1,630,000 | 6,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $588,000 | 4,532 |
| Earning assets | $84,107,000 | 4,741 |
| Long-term assets (5+ years) | $10,154,000 | 4,546 |
| Average Assets, year-to-date | $101,254,400 | 4,260 |
| Average Assets, quarterly | $102,009,000 | 4,340 |
| Volatile liabilities | $8,911,000 | 5,942 |
| Insider loans | $228,000 | 6,940 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,677,000 | 3,218 |
| Tier 1 (core) risk-based capital | $8,997,000 | 4,680 |
| Tier 2 risk-based capital | $663,000 | 4,492 |
| Total risk weighted assets | $65,100,000 | 4,422 |
| Total unused commitments | $12,677,000 | 3,220 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $103,385,000 | 4,283 |
| Cash and due from depository institutions | $5,652,000 | 5,503 |
| Interest-bearing balances | $297,000 | 3,635 |
| Securities | $31,585,000 | 3,428 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,006 |
| Net loans & leases | $53,718,000 | 4,877 |
| Loan loss allowance | $682,000 | 4,627 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,013,000 | 3,984 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $6,398,000 | 538 |
| All other assets | $1,219,000 | 5,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,385,000 | 4,283 |
| Total liabilities | $88,360,000 | 4,489 |
| Total deposits | $82,295,000 | 4,448 |
| Interest-bearing deposits | $70,799,000 | 4,422 |
| Deposits held in domestic offices | $82,295,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,290,000 | 1,645 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $775,000 | 3,931 |
| Total equity capital | $15,025,000 | 2,942 |
| Total bank equity capital | $15,025,000 | 2,942 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $531,000 | 4,534 |
| Surplus | $13,166,000 | 1,291 |
| Undivided profits | $1,328,000 | 7,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $518,000 | 4,439 |
| Earning assets | $88,400,000 | 4,538 |
| Long-term assets (5+ years) | $9,623,000 | 4,938 |
| Average Assets, year-to-date | $101,941,000 | 4,198 |
| Average Assets, quarterly | $103,170,000 | 4,246 |
| Volatile liabilities | $7,941,000 | 6,072 |
| Insider loans | $186,000 | 7,302 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,217,000 | 3,475 |
| Tier 1 (core) risk-based capital | $8,910,000 | 4,679 |
| Tier 2 risk-based capital | $682,000 | 4,321 |
| Total risk weighted assets | $63,356,400 | 4,422 |
| Total unused commitments | $11,217,000 | 3,482 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $88,151,000 | 4,819 |
| Cash and due from depository institutions | $4,805,000 | 5,562 |
| Interest-bearing balances | $425,000 | 3,657 |
| Securities | $31,480,000 | 3,485 |
| Federal funds sold & reverse repurchase agreements | $3,810,000 | 4,172 |
| Net loans & leases | $40,716,000 | 5,640 |
| Loan loss allowance | $463,000 | 5,876 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $963,000 | 6,085 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $5,716,000 | 536 |
| All other assets | $661,000 | 7,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,151,000 | 4,819 |
| Total liabilities | $74,541,000 | 5,058 |
| Total deposits | $68,973,000 | 5,112 |
| Interest-bearing deposits | $58,472,000 | 5,127 |
| Deposits held in domestic offices | $68,973,000 | 5,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,603,000 | 1,467 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $965,000 | 3,626 |
| Total equity capital | $13,610,000 | 3,284 |
| Total bank equity capital | $13,610,000 | 3,284 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $531,000 | 4,575 |
| Surplus | $12,299,000 | 1,285 |
| Undivided profits | $780,000 | 8,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 8,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $226,000 | 7,565 |
| Earning assets | $76,431,000 | 5,060 |
| Long-term assets (5+ years) | $9,576,000 | 4,826 |
| Average Assets, year-to-date | $86,104,400 | 4,701 |
| Average Assets, quarterly | $88,588,500 | 4,723 |
| Volatile liabilities | $5,238,000 | 6,894 |
| Insider loans | $167,000 | 7,463 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,312,000 | 3,349 |
| Tier 1 (core) risk-based capital | $7,620,000 | 5,225 |
| Tier 2 risk-based capital | $463,000 | 5,471 |
| Total risk weighted assets | $52,986,800 | 4,867 |
| Total unused commitments | $11,312,000 | 3,353 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $86,480,000 | 4,885 |
| Cash and due from depository institutions | $7,114,000 | 5,163 |
| Interest-bearing balances | $128,000 | 4,319 |
| Securities | $36,474,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 5,919 |
| Net loans & leases | $40,197,000 | 5,789 |
| Loan loss allowance | $827,000 | 3,939 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $570,000 | 7,599 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $810,000 | 6,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,480,000 | 4,885 |
| Total liabilities | $79,269,000 | 4,799 |
| Total deposits | $72,621,000 | 4,895 |
| Interest-bearing deposits | $60,190,000 | 5,064 |
| Deposits held in domestic offices | $72,621,000 | 4,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,357 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $448,000 | 6,347 |
| Total equity capital | $7,211,000 | 5,623 |
| Total bank equity capital | $7,211,000 | 5,623 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $531,000 | 4,741 |
| Surplus | $5,469,000 | 2,571 |
| Undivided profits | $1,211,000 | 8,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 8,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $236,000 | 7,702 |
| Earning assets | $78,114,000 | 4,933 |
| Long-term assets (5+ years) | $10,769,000 | 4,150 |
| Average Assets, year-to-date | $79,994,400 | 5,012 |
| Average Assets, quarterly | $82,723,500 | 5,012 |
| Volatile liabilities | $7,609,000 | 5,885 |
| Insider loans | $2,827,000 | 1,504 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,098,000 | 3,437 |
| Tier 1 (core) risk-based capital | $7,035,000 | 5,581 |
| Tier 2 risk-based capital | $725,540 | 3,867 |
| Total risk weighted assets | $57,941,440 | 4,499 |
| Total unused commitments | $10,098,000 | 3,438 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $79,308,000 | 5,368 |
| Cash and due from depository institutions | $7,607,000 | 5,392 |
| Interest-bearing balances | $21,000 | 5,894 |
| Securities | $27,609,000 | 4,171 |
| Federal funds sold & reverse repurchase agreements | $2,560,000 | 4,245 |
| Net loans & leases | $40,034,000 | 5,866 |
| Loan loss allowance | $799,000 | 4,236 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $613,000 | 7,538 |
| Other real estate owned | $0 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $885,000 | 6,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,308,000 | 5,368 |
| Total liabilities | $72,093,000 | 5,304 |
| Total deposits | $65,301,000 | 5,470 |
| Interest-bearing deposits | $53,343,000 | 5,691 |
| Deposits held in domestic offices | $65,301,000 | 5,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,302,000 | 1,426 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $490,000 | 6,026 |
| Total equity capital | $7,215,000 | 5,678 |
| Total bank equity capital | $7,215,000 | 5,678 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $531,000 | 5,035 |
| Surplus | $5,469,000 | 2,643 |
| Undivided profits | $1,215,000 | 8,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 9,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $245,000 | 7,731 |
| Earning assets | $70,224,000 | 5,486 |
| Long-term assets (5+ years) | $11,257,000 | 3,930 |
| Average Assets, year-to-date | $74,131,400 | 5,469 |
| Average Assets, quarterly | $77,520,000 | 5,407 |
| Volatile liabilities | $7,490,000 | 5,838 |
| Insider loans | $2,842,000 | 1,530 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,731,000 | 3,684 |
| Tier 1 (core) risk-based capital | $7,111,000 | 5,630 |
| Tier 2 risk-based capital | $618,470 | 4,482 |
| Total risk weighted assets | $49,296,770 | 5,111 |
| Total unused commitments | $8,731,000 | 3,699 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $72,914,000 | 5,771 |
| Cash and due from depository institutions | $6,470,000 | 5,851 |
| Interest-bearing balances | $109,000 | 4,743 |
| Securities | $29,711,000 | 4,093 |
| Federal funds sold & reverse repurchase agreements | $3,345,000 | 4,041 |
| Net loans & leases | $31,982,000 | 6,728 |
| Loan loss allowance | $778,000 | 4,337 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $649,000 | 7,505 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $757,000 | 7,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,914,000 | 5,771 |
| Total liabilities | $65,821,000 | 5,736 |
| Total deposits | $61,803,000 | 5,793 |
| Interest-bearing deposits | $50,008,000 | 6,070 |
| Deposits held in domestic offices | $61,803,000 | 5,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,626,000 | 1,764 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $392,000 | 7,241 |
| Total equity capital | $7,093,000 | 5,804 |
| Total bank equity capital | $7,093,000 | 5,804 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $531,000 | 5,297 |
| Surplus | $5,469,000 | 2,658 |
| Undivided profits | $1,093,000 | 9,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 10,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $261,000 | 7,730 |
| Earning assets | $65,147,000 | 5,886 |
| Long-term assets (5+ years) | $10,510,000 | 3,923 |
| Average Assets, year-to-date | $68,797,200 | 5,818 |
| Average Assets, quarterly | $68,625,000 | 5,997 |
| Volatile liabilities | $4,513,000 | 7,273 |
| Insider loans | $3,722,000 | 1,183 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,529,000 | 4,280 |
| Tier 1 (core) risk-based capital | $6,879,000 | 5,809 |
| Tier 2 risk-based capital | $544,860 | 4,929 |
| Total risk weighted assets | $43,355,760 | 5,613 |
| Total unused commitments | $6,529,000 | 4,292 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $69,634,000 | 5,951 |
| Cash and due from depository institutions | $4,942,000 | 5,617 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $24,691,000 | 5,026 |
| Federal funds sold & reverse repurchase agreements | $5,735,000 | 1,609 |
| Net loans & leases | $32,531,000 | 6,678 |
| Loan loss allowance | $788,000 | 4,387 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $677,000 | 7,508 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,058,000 | 6,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,634,000 | 5,951 |
| Total liabilities | $63,582,000 | 5,895 |
| Total deposits | $57,562,000 | 6,140 |
| Interest-bearing deposits | $48,303,000 | 6,246 |
| Deposits held in domestic offices | $57,562,000 | 6,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,694,000 | 1,678 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $326,000 | 6,978 |
| Total equity capital | $6,052,000 | 6,232 |
| Total bank equity capital | $6,052,000 | 6,232 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $531,000 | 5,584 |
| Surplus | $5,469,000 | 2,571 |
| Undivided profits | $52,000 | 11,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 10,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $213,000 | 8,201 |
| Earning assets | $63,057,000 | 6,001 |
| Long-term assets (5+ years) | $10,212,000 | 4,069 |
| Average Assets, year-to-date | $69,351,600 | 5,854 |
| Average Assets, quarterly | $68,557,500 | 5,980 |
| Volatile liabilities | $7,263,000 | 5,426 |
| Insider loans | $3,526,000 | 1,186 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,177,000 | 4,830 |
| Tier 1 (core) risk-based capital | $6,297,000 | 6,140 |
| Tier 2 risk-based capital | $470,730 | 5,547 |
| Total risk weighted assets | $37,340,930 | 6,207 |
| Total unused commitments | $5,177,000 | 4,838 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $68,320,000 | 6,184 |
| Cash and due from depository institutions | $9,017,000 | 5,994 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $27,005,000 | 4,895 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $29,320,000 | 7,102 |
| Loan loss allowance | $758,000 | 4,674 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $685,000 | 7,604 |
| Other real estate owned | $28,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $865,000 | 6,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,320,000 | 6,184 |
| Total liabilities | $62,061,000 | 6,166 |
| Total deposits | $54,859,000 | 6,593 |
| Interest-bearing deposits | $46,200,000 | 6,702 |
| Deposits held in domestic offices | $54,859,000 | 6,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,998,000 | 1,270 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $204,000 | 9,183 |
| Total equity capital | $6,259,000 | 6,171 |
| Total bank equity capital | $6,259,000 | 6,171 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $531,000 | 5,834 |
| Surplus | $1,851,000 | 5,888 |
| Undivided profits | $3,877,000 | 5,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 10,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $155,000 | 9,341 |
| Earning assets | $57,825,000 | 6,597 |
| Long-term assets (5+ years) | $9,266,000 | 4,576 |
| Average Assets, year-to-date | $69,472,200 | 5,963 |
| Average Assets, quarterly | $70,588,500 | 5,962 |
| Volatile liabilities | $9,098,000 | 4,385 |
| Insider loans | $3,982,000 | 1,035 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,026,000 | 5,487 |
| Tier 1 (core) risk-based capital | $6,259,000 | 6,090 |
| Tier 2 risk-based capital | $440,820 | 5,838 |
| Total risk weighted assets | $34,948,620 | 6,529 |
| Total unused commitments | $4,026,000 | 5,508 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $72,721,000 | 5,950 |
| Cash and due from depository institutions | $5,478,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $27,435,000 | 4,815 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,570 |
| Net loans & leases | $31,556,000 | 6,806 |
| Loan loss allowance | $750,000 | 4,745 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $786,000 | 7,189 |
| Other real estate owned | $28,000 | 5,937 |
| Goodwill and other intangibles | $4,000 | 3,005 |
| All other assets | $984,000 | 6,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,721,000 | 5,950 |
| Total liabilities | $66,448,000 | 5,928 |
| Total deposits | $61,183,000 | 6,149 |
| Interest-bearing deposits | $52,274,000 | 6,234 |
| Deposits held in domestic offices | $61,183,000 | 6,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,865,000 | 1,393 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $150,000 | 4,063 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $250,000 | 9,042 |
| Total equity capital | $6,273,000 | 5,927 |
| Total bank equity capital | $6,273,000 | 5,927 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $531,000 | 6,144 |
| Surplus | $1,851,000 | 5,811 |
| Undivided profits | $3,891,000 | 5,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 10,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $196,000 | 8,759 |
| Earning assets | $65,441,000 | 6,015 |
| Long-term assets (5+ years) | $7,435,000 | 5,217 |
| Average Assets, year-to-date | $67,732,600 | 6,160 |
| Average Assets, quarterly | $67,883,000 | 6,229 |
| Volatile liabilities | $9,191,000 | 4,384 |
| Insider loans | $922,000 | 926 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,552,000 | 3,890 |
| Tier 1 (core) risk-based capital | $6,269,000 | 5,852 |
| Tier 2 risk-based capital | $502,510 | 5,183 |
| Total risk weighted assets | $39,953,610 | 5,937 |
| Total unused commitments | $6,552,000 | 3,911 |
| Derivatives | $0 | 651 |