Home > Valley Bank > Loan Charge- Offs and Recoveries
Valley Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,399,000 | 795 |
| Loans secured by real estate, total | $664,000 | 883 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $664,000 | 881 |
| Construction and land development | $38,000 | 787 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $94,000 | 1,447 |
| Secured by multifamily residential properties | $110,000 | 384 |
| Secured by nonfarm nonresidential properties | $422,000 | 635 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $118,000 | 62 |
| Commercial and industrial loans | $1,135,000 | 494 |
| Loans to individuals | $482,000 | 818 |
| Credit card loan charge offs | $158,000 | 621 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $324,000 | 832 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $868,000 | 622 |
| Loans secured by real estate, total | $281,000 | 502 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $281,000 | 501 |
| Construction and land development | $9,000 | 607 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 611 |
| Secured by multifamily residential properties | $25,000 | 254 |
| Secured by nonfarm nonresidential properties | $181,000 | 382 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 103 |
| Commercial and industrial loans | $363,000 | 511 |
| Loans to individuals | $193,000 | 738 |
| Credit card loan recoveries | $33,000 | 580 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $160,000 | 712 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,531,000 | 860 |
| Loans secured by real estate, total | $383,000 | 1,033 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $383,000 | 1,031 |
| Construction and land development | $29,000 | 756 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 2,364 |
| Secured by multifamily residential properties | $85,000 | 394 |
| Secured by nonfarm nonresidential properties | $241,000 | 744 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $87,000 | 49 |
| Commercial and industrial loans | $772,000 | 539 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $289,000 | 866 |
| Credit card loan net charge offs | $125,000 | 631 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $164,000 | 963 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,078,000 | 1,085 |
| Loans secured by real estate, total | $254,000 | 1,889 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $254,000 | 1,889 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $102,000 | 1,597 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $152,000 | 1,402 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $30,000 | 132 |
| Commercial and industrial loans | $1,329,000 | 636 |
| Loans to individuals | $465,000 | 1,029 |
| Credit card loan charge offs | $206,000 | 622 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $259,000 | 1,275 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $592,000 | 821 |
| Loans secured by real estate, total | $14,000 | 3,057 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $14,000 | 3,057 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,272 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $355,000 | 515 |
| Loans to individuals | $223,000 | 715 |
| Credit card loan recoveries | $43,000 | 517 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $180,000 | 709 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,486,000 | 1,198 |
| Loans secured by real estate, total | $240,000 | 1,763 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $240,000 | 1,763 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 1,478 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $147,000 | 1,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $30,000 | 97 |
| Commercial and industrial loans | $974,000 | 694 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $242,000 | 1,279 |
| Credit card loan net charge offs | $163,000 | 639 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 2,381 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.