Home > Valley Bank > Assets and Liabilities
Valley Bank, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 145 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $456,442,000 | 1,481 |
| Cash and due from depository institutions | $9,796,000 | 1,009 |
| Interest-bearing balances | $985,000 | 5,731 |
| Securities | $127,942,000 | 1,186 |
| Federal funds sold & reverse repurchase agreements | $15,337,000 | 302 |
| Net loans & leases | $254,489,000 | 1,651 |
| Loan loss allowance | $33,832,000 | 232 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $19,642,000 | 593 |
| Other real estate owned | $9,965,000 | 1,009 |
| Goodwill and other intangibles | $156,000 | 2,445 |
| All other assets | $19,115,000 | 1,078 |
| Life insurance assets | $9,604,000 | 877 |
| Total liabilities and capital | $456,442,000 | 1,481 |
| Total liabilities | $453,265,000 | 1,333 |
| Total deposits | $359,953,000 | 1,582 |
| Interest-bearing deposits | $302,317,000 | 1,525 |
| Deposits held in domestic offices | $359,953,000 | 1,582 |
| % insured | 94.33% | 884 |
| Federal funds purchased & repurchase agreements | $21,052,000 | 499 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $68,000,000 | 425 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,260,000 | 1,102 |
| Total equity capital | $3,177,000 | 6,418 |
| Total bank equity capital | $3,177,000 | 6,418 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $750,000 | 2,602 |
| Surplus | $35,252,000 | 959 |
| Undivided profits | $-32,825,000 | 6,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $49,636,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,455,000 | 1,732 |
| Earning assets | $398,753,000 | 1,561 |
| Long-term assets (5+ years) | $143,821,000 | 1,517 |
| Average Assets, year-to-date | $474,479,000 | 1,416 |
| Average Assets, quarterly | $474,479,000 | 1,416 |
| Volatile liabilities | $25,958,000 | 1,616 |
| Insider loans | $5,216,000 | 1,190 |
| FHLB advances | $68,000,000 | 385 |
| Loans and leases held for sale | $5,960,000 | 368 |
| Unused loan commitments | $20,382,000 | 2,736 |
| Tier 1 (core) risk-based capital | $3,251,000 | 6,408 |
| Tier 2 risk-based capital | $3,251,000 | 1,569 |
| Total risk weighted assets | $302,949,000 | 1,483 |
| Total unused commitments | $20,382,000 | 2,736 |
| Derivatives | $19,417,000 | 520 |
| 2013-12-31 | Rank | |
| # of Employees: | 150 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $503,103,000 | 1,341 |
| Cash and due from depository institutions | $9,469,000 | 986 |
| Interest-bearing balances | $2,125,000 | 5,107 |
| Securities | $126,676,000 | 1,186 |
| Federal funds sold & reverse repurchase agreements | $13,666,000 | 325 |
| Net loans & leases | $303,433,000 | 1,415 |
| Loan loss allowance | $18,463,000 | 375 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $20,744,000 | 547 |
| Other real estate owned | $9,824,000 | 986 |
| Goodwill and other intangibles | $166,000 | 2,437 |
| All other assets | $19,125,000 | 1,096 |
| Life insurance assets | $9,509,000 | 872 |
| Total liabilities and capital | $503,103,000 | 1,341 |
| Total liabilities | $486,463,000 | 1,229 |
| Total deposits | $391,070,000 | 1,432 |
| Interest-bearing deposits | $322,439,000 | 1,413 |
| Deposits held in domestic offices | $391,070,000 | 1,431 |
| % insured | 94.34% | 925 |
| Federal funds purchased & repurchase agreements | $21,514,000 | 527 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $68,000,000 | 438 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $5,879,000 | 879 |
| Total equity capital | $16,640,000 | 3,603 |
| Total bank equity capital | $16,640,000 | 3,602 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $750,000 | 2,635 |
| Surplus | $35,252,000 | 970 |
| Undivided profits | $-19,362,000 | 6,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $27,924,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,834,000 | 1,425 |
| Earning assets | $445,900,000 | 1,381 |
| Long-term assets (5+ years) | $151,218,000 | 1,433 |
| Average Assets, year-to-date | $539,294,800 | 1,231 |
| Average Assets, quarterly | $514,651,000 | 1,303 |
| Volatile liabilities | $26,761,000 | 1,594 |
| Insider loans | $5,203,000 | 1,188 |
| FHLB advances | $68,000,000 | 400 |
| Loans and leases held for sale | $10,408,000 | 274 |
| Unused loan commitments | $25,130,000 | 2,328 |
| Tier 1 (core) risk-based capital | $17,283,000 | 3,501 |
| Tier 2 risk-based capital | $4,571,000 | 1,183 |
| Total risk weighted assets | $351,796,000 | 1,290 |
| Total unused commitments | $25,130,000 | 2,328 |
| Derivatives | $15,567,000 | 535 |
| 2013-09-30 | Rank | |
| # of Employees: | 150 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $526,199,000 | 1,284 |
| Cash and due from depository institutions | $11,712,000 | 988 |
| Interest-bearing balances | $2,981,000 | 4,780 |
| Securities | $123,760,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $21,597,000 | 200 |
| Net loans & leases | $320,483,000 | 1,329 |
| Loan loss allowance | $22,684,000 | 329 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $20,888,000 | 554 |
| Other real estate owned | $8,888,000 | 988 |
| Goodwill and other intangibles | $175,000 | 2,421 |
| All other assets | $18,696,000 | 1,109 |
| Life insurance assets | $9,284,000 | 861 |
| Total liabilities and capital | $526,199,000 | 1,284 |
| Total liabilities | $510,889,000 | 1,171 |
| Total deposits | $414,868,000 | 1,345 |
| Interest-bearing deposits | $344,211,000 | 1,309 |
| Deposits held in domestic offices | $414,868,000 | 1,344 |
| % insured | 94.34% | 1,003 |
| Federal funds purchased & repurchase agreements | $21,715,000 | 531 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $68,000,000 | 441 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $6,306,000 | 884 |
| Total equity capital | $15,310,000 | 3,848 |
| Total bank equity capital | $15,310,000 | 3,847 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $750,000 | 2,669 |
| Surplus | $35,252,000 | 970 |
| Undivided profits | $-20,692,000 | 6,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $29,971,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,880,000 | 1,445 |
| Earning assets | $468,821,000 | 1,324 |
| Long-term assets (5+ years) | $143,057,000 | 1,490 |
| Average Assets, year-to-date | $565,653,500 | 1,182 |
| Average Assets, quarterly | $544,997,000 | 1,227 |
| Volatile liabilities | $27,219,000 | 1,583 |
| Insider loans | $7,424,000 | 809 |
| FHLB advances | $68,000,000 | 394 |
| Loans and leases held for sale | $13,698,000 | 252 |
| Unused loan commitments | $35,452,000 | 1,836 |
| Tier 1 (core) risk-based capital | $16,111,000 | 3,695 |
| Tier 2 risk-based capital | $4,823,000 | 1,116 |
| Total risk weighted assets | $367,977,000 | 1,232 |
| Total unused commitments | $35,452,000 | 1,836 |
| Derivatives | $25,368,000 | 475 |
| 2013-06-30 | Rank | |
| # of Employees: | 156 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $563,795,000 | 1,183 |
| Cash and due from depository institutions | $8,946,000 | 952 |
| Interest-bearing balances | $1,157,000 | 5,733 |
| Securities | $124,788,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $15,505,000 | 285 |
| Net loans & leases | $365,282,000 | 1,156 |
| Loan loss allowance | $16,941,000 | 433 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $21,017,000 | 540 |
| Other real estate owned | $8,921,000 | 952 |
| Goodwill and other intangibles | $185,000 | 2,402 |
| All other assets | $19,151,000 | 1,087 |
| Life insurance assets | $9,191,000 | 858 |
| Total liabilities and capital | $563,795,000 | 1,183 |
| Total liabilities | $540,748,000 | 1,106 |
| Total deposits | $442,833,000 | 1,262 |
| Interest-bearing deposits | $370,362,000 | 1,232 |
| Deposits held in domestic offices | $442,833,000 | 1,261 |
| % insured | 92.10% | 1,743 |
| Federal funds purchased & repurchase agreements | $21,647,000 | 514 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $69,319,000 | 424 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $6,949,000 | 799 |
| Total equity capital | $23,047,000 | 2,825 |
| Total bank equity capital | $23,047,000 | 2,825 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $750,000 | 2,693 |
| Surplus | $35,252,000 | 969 |
| Undivided profits | $-12,955,000 | 6,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $20,083,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,917,000 | 1,351 |
| Earning assets | $506,732,000 | 1,206 |
| Long-term assets (5+ years) | $155,126,000 | 1,359 |
| Average Assets, year-to-date | $578,805,000 | 1,162 |
| Average Assets, quarterly | $573,598,500 | 1,173 |
| Volatile liabilities | $28,757,000 | 1,461 |
| Insider loans | $7,026,000 | 882 |
| FHLB advances | $68,000,000 | 386 |
| Loans and leases held for sale | $29,254,000 | 221 |
| Unused loan commitments | $38,912,000 | 1,677 |
| Tier 1 (core) risk-based capital | $24,236,000 | 2,667 |
| Tier 2 risk-based capital | $5,233,000 | 1,020 |
| Total risk weighted assets | $406,964,000 | 1,101 |
| Total unused commitments | $38,912,000 | 1,677 |
| Derivatives | $38,442,000 | 425 |
| 2013-03-31 | Rank | |
| # of Employees: | 163 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $583,402,000 | 1,164 |
| Cash and due from depository institutions | $8,954,000 | 912 |
| Interest-bearing balances | $261,000 | 6,379 |
| Securities | $120,540,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $18,358,000 | 315 |
| Net loans & leases | $382,962,000 | 1,097 |
| Loan loss allowance | $9,863,000 | 737 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $21,182,000 | 534 |
| Other real estate owned | $11,475,000 | 912 |
| Goodwill and other intangibles | $194,000 | 2,398 |
| All other assets | $19,737,000 | 1,031 |
| Life insurance assets | $9,087,000 | 857 |
| Total liabilities and capital | $583,402,000 | 1,164 |
| Total liabilities | $534,236,000 | 1,133 |
| Total deposits | $439,072,000 | 1,281 |
| Interest-bearing deposits | $367,202,000 | 1,256 |
| Deposits held in domestic offices | $439,072,000 | 1,279 |
| % insured | 92.39% | 1,675 |
| Federal funds purchased & repurchase agreements | $21,353,000 | 509 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $68,100,000 | 401 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $5,711,000 | 951 |
| Total equity capital | $49,166,000 | 1,481 |
| Total bank equity capital | $49,166,000 | 1,480 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $750,000 | 2,734 |
| Surplus | $35,252,000 | 972 |
| Undivided profits | $13,164,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $12,849,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,634,000 | 940 |
| Earning assets | $522,121,000 | 1,190 |
| Long-term assets (5+ years) | $138,069,000 | 1,458 |
| Average Assets, year-to-date | $586,310,000 | 1,157 |
| Average Assets, quarterly | $586,310,000 | 1,157 |
| Volatile liabilities | $26,963,000 | 1,532 |
| Insider loans | $8,667,000 | 704 |
| FHLB advances | $68,100,000 | 356 |
| Loans and leases held for sale | $5,038,000 | 590 |
| Unused loan commitments | $39,370,000 | 1,651 |
| Tier 1 (core) risk-based capital | $49,169,000 | 1,391 |
| Tier 2 risk-based capital | $5,547,000 | 962 |
| Total risk weighted assets | $439,439,000 | 1,007 |
| Total unused commitments | $39,370,000 | 1,651 |
| Derivatives | $44,049,000 | 391 |
| 2012-12-31 | Rank | |
| # of Employees: | 161 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $590,148,000 | 1,151 |
| Cash and due from depository institutions | $14,563,000 | 923 |
| Interest-bearing balances | $1,732,000 | 5,574 |
| Securities | $131,110,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $9,313,000 | 649 |
| Net loans & leases | $377,766,000 | 1,113 |
| Loan loss allowance | $8,835,000 | 827 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $22,373,000 | 498 |
| Other real estate owned | $14,523,000 | 923 |
| Goodwill and other intangibles | $204,000 | 2,371 |
| All other assets | $20,296,000 | 1,021 |
| Life insurance assets | $8,972,000 | 851 |
| Total liabilities and capital | $590,148,000 | 1,151 |
| Total liabilities | $541,600,000 | 1,109 |
| Total deposits | $446,517,000 | 1,259 |
| Interest-bearing deposits | $370,595,000 | 1,251 |
| Deposits held in domestic offices | $446,517,000 | 1,258 |
| % insured | 93.13% | 2,283 |
| Federal funds purchased & repurchase agreements | $21,618,000 | 532 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $68,100,000 | 420 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $5,365,000 | 1,014 |
| Total equity capital | $48,548,000 | 1,488 |
| Total bank equity capital | $48,548,000 | 1,487 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $750,000 | 2,758 |
| Surplus | $35,252,000 | 969 |
| Undivided profits | $12,546,000 | 2,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,945,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,876,000 | 861 |
| Earning assets | $519,921,000 | 1,184 |
| Long-term assets (5+ years) | $145,512,000 | 1,374 |
| Average Assets, year-to-date | $604,266,400 | 1,101 |
| Average Assets, quarterly | $589,938,500 | 1,140 |
| Volatile liabilities | $28,119,000 | 1,534 |
| Insider loans | $7,979,000 | 755 |
| FHLB advances | $68,100,000 | 377 |
| Loans and leases held for sale | $9,948,000 | 520 |
| Unused loan commitments | $44,534,000 | 1,450 |
| Tier 1 (core) risk-based capital | $48,462,000 | 1,395 |
| Tier 2 risk-based capital | $5,544,000 | 960 |
| Total risk weighted assets | $440,294,000 | 1,007 |
| Total unused commitments | $44,534,000 | 1,450 |
| Derivatives | $40,351,000 | 417 |
| 2012-09-30 | Rank | |
| # of Employees: | 170 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $589,729,000 | 1,142 |
| Cash and due from depository institutions | $11,865,000 | 881 |
| Interest-bearing balances | $2,512,000 | 5,143 |
| Securities | $131,562,000 | 1,167 |
| Federal funds sold & reverse repurchase agreements | $2,846,000 | 1,538 |
| Net loans & leases | $385,269,000 | 1,085 |
| Loan loss allowance | $9,149,000 | 815 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $22,520,000 | 491 |
| Other real estate owned | $14,225,000 | 881 |
| Goodwill and other intangibles | $214,000 | 2,368 |
| All other assets | $21,228,000 | 995 |
| Life insurance assets | $8,768,000 | 848 |
| Total liabilities and capital | $589,729,000 | 1,142 |
| Total liabilities | $542,111,000 | 1,112 |
| Total deposits | $447,168,000 | 1,244 |
| Interest-bearing deposits | $376,087,000 | 1,233 |
| Deposits held in domestic offices | $447,168,000 | 1,243 |
| % insured | 91.42% | 3,093 |
| Federal funds purchased & repurchase agreements | $21,307,000 | 539 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $68,100,000 | 425 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,536,000 | 1,015 |
| Total equity capital | $47,618,000 | 1,522 |
| Total bank equity capital | $47,618,000 | 1,521 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 2,806 |
| Surplus | $34,952,000 | 985 |
| Undivided profits | $11,916,000 | 2,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,573,000 | 965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,529,000 | 742 |
| Earning assets | $522,189,000 | 1,173 |
| Long-term assets (5+ years) | $138,811,000 | 1,405 |
| Average Assets, year-to-date | $607,796,000 | 1,098 |
| Average Assets, quarterly | $596,267,000 | 1,134 |
| Volatile liabilities | $27,767,000 | 1,575 |
| Insider loans | $9,960,000 | 603 |
| FHLB advances | $68,100,000 | 380 |
| Loans and leases held for sale | $8,481,000 | 537 |
| Unused loan commitments | $49,042,000 | 1,356 |
| Tier 1 (core) risk-based capital | $47,003,000 | 1,437 |
| Tier 2 risk-based capital | $5,639,000 | 945 |
| Total risk weighted assets | $447,570,000 | 984 |
| Total unused commitments | $49,042,000 | 1,356 |
| Derivatives | $79,312,000 | 323 |
| 2012-06-30 | Rank | |
| # of Employees: | 177 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $602,805,000 | 1,113 |
| Cash and due from depository institutions | $10,079,000 | 843 |
| Interest-bearing balances | $1,464,000 | 5,595 |
| Securities | $130,481,000 | 1,179 |
| Federal funds sold & reverse repurchase agreements | $1,218,000 | 2,338 |
| Net loans & leases | $403,101,000 | 1,031 |
| Loan loss allowance | $6,587,000 | 1,141 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $22,748,000 | 481 |
| Other real estate owned | $13,938,000 | 843 |
| Goodwill and other intangibles | $223,000 | 2,337 |
| All other assets | $21,017,000 | 1,002 |
| Life insurance assets | $8,670,000 | 852 |
| Total liabilities and capital | $602,805,000 | 1,113 |
| Total liabilities | $554,443,000 | 1,074 |
| Total deposits | $459,223,000 | 1,202 |
| Interest-bearing deposits | $391,622,000 | 1,181 |
| Deposits held in domestic offices | $459,223,000 | 1,200 |
| % insured | 91.22% | 3,292 |
| Federal funds purchased & repurchase agreements | $22,486,000 | 523 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $68,100,000 | 432 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,634,000 | 1,130 |
| Total equity capital | $48,362,000 | 1,481 |
| Total bank equity capital | $48,362,000 | 1,477 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $750,000 | 2,845 |
| Surplus | $34,452,000 | 983 |
| Undivided profits | $13,160,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $12,199,000 | 942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $3,100,000 | 808 |
| Earning assets | $536,264,000 | 1,143 |
| Long-term assets (5+ years) | $156,126,000 | 1,243 |
| Average Assets, year-to-date | $613,818,330 | 1,086 |
| Average Assets, quarterly | $612,235,000 | 1,092 |
| Volatile liabilities | $29,352,000 | 1,507 |
| Insider loans | $8,704,000 | 695 |
| FHLB advances | $68,100,000 | 388 |
| Loans and leases held for sale | $25,846,000 | 223 |
| Unused loan commitments | $47,379,000 | 1,380 |
| Tier 1 (core) risk-based capital | $47,776,000 | 1,398 |
| Tier 2 risk-based capital | $5,705,000 | 937 |
| Total risk weighted assets | $455,555,000 | 961 |
| Total unused commitments | $47,379,000 | 1,380 |
| Derivatives | $66,811,000 | 333 |
| 2012-03-31 | Rank | |
| # of Employees: | 177 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $621,665,000 | 1,085 |
| Cash and due from depository institutions | $12,931,000 | 839 |
| Interest-bearing balances | $2,337,000 | 5,337 |
| Securities | $152,977,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $7,535,000 | 956 |
| Net loans & leases | $390,536,000 | 1,059 |
| Loan loss allowance | $8,887,000 | 870 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $22,913,000 | 479 |
| Other real estate owned | $13,625,000 | 839 |
| Goodwill and other intangibles | $233,000 | 2,314 |
| All other assets | $20,915,000 | 1,002 |
| Life insurance assets | $8,568,000 | 850 |
| Total liabilities and capital | $621,665,000 | 1,085 |
| Total liabilities | $573,893,000 | 1,044 |
| Total deposits | $478,221,000 | 1,171 |
| Interest-bearing deposits | $409,250,000 | 1,143 |
| Deposits held in domestic offices | $478,221,000 | 1,169 |
| % insured | 90.09% | 3,729 |
| Federal funds purchased & repurchase agreements | $22,902,000 | 530 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $68,700,000 | 425 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,070,000 | 1,224 |
| Total equity capital | $47,772,000 | 1,471 |
| Total bank equity capital | $47,772,000 | 1,469 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $750,000 | 2,880 |
| Surplus | $34,452,000 | 986 |
| Undivided profits | $12,570,000 | 2,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,346,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $3,275,000 | 766 |
| Earning assets | $553,385,000 | 1,116 |
| Long-term assets (5+ years) | $175,791,000 | 1,127 |
| Average Assets, year-to-date | $619,325,000 | 1,074 |
| Average Assets, quarterly | $619,325,000 | 1,074 |
| Volatile liabilities | $31,795,000 | 1,422 |
| Insider loans | $8,725,000 | 689 |
| FHLB advances | $68,700,000 | 381 |
| Loans and leases held for sale | $17,200,000 | 298 |
| Unused loan commitments | $44,157,000 | 1,426 |
| Tier 1 (core) risk-based capital | $47,040,000 | 1,401 |
| Tier 2 risk-based capital | $5,678,000 | 934 |
| Total risk weighted assets | $451,066,000 | 959 |
| Total unused commitments | $44,157,000 | 1,426 |
| Derivatives | $34,871,000 | 405 |
| 2011-12-31 | Rank | |
| # of Employees: | 173 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $629,360,000 | 1,053 |
| Cash and due from depository institutions | $10,392,000 | 865 |
| Interest-bearing balances | $1,915,000 | 5,284 |
| Securities | $139,585,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $24,060,000 | 207 |
| Net loans & leases | $391,781,000 | 1,066 |
| Loan loss allowance | $4,764,000 | 1,567 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $23,102,000 | 473 |
| Other real estate owned | $13,862,000 | 865 |
| Goodwill and other intangibles | $242,000 | 2,294 |
| All other assets | $26,336,000 | 840 |
| Life insurance assets | $8,459,000 | 839 |
| Total liabilities and capital | $629,360,000 | 1,053 |
| Total liabilities | $571,959,000 | 1,037 |
| Total deposits | $476,974,000 | 1,154 |
| Interest-bearing deposits | $410,760,000 | 1,129 |
| Deposits held in domestic offices | $476,974,000 | 1,150 |
| % insured | 90.70% | 3,586 |
| Federal funds purchased & repurchase agreements | $21,563,000 | 564 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $68,700,000 | 442 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,722,000 | 1,074 |
| Total equity capital | $57,401,000 | 1,237 |
| Total bank equity capital | $57,401,000 | 1,237 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $750,000 | 2,904 |
| Surplus | $34,452,000 | 993 |
| Undivided profits | $22,199,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,876,000 | 1,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,430,000 | 774 |
| Earning assets | $557,341,000 | 1,095 |
| Long-term assets (5+ years) | $170,551,000 | 946 |
| Average Assets, year-to-date | $626,971,200 | 1,039 |
| Average Assets, quarterly | $626,761,500 | 1,055 |
| Volatile liabilities | $35,733,000 | 1,390 |
| Insider loans | $10,241,000 | 598 |
| FHLB advances | $68,700,000 | 395 |
| Loans and leases held for sale | $29,749,000 | 184 |
| Unused loan commitments | $46,856,000 | 1,343 |
| Tier 1 (core) risk-based capital | $56,508,000 | 1,153 |
| Tier 2 risk-based capital | $4,764,000 | 1,120 |
| Total risk weighted assets | $447,933,000 | 982 |
| Total unused commitments | $46,856,000 | 1,343 |
| Derivatives | $39,622,000 | 327 |
| 2011-09-30 | Rank | |
| # of Employees: | 188 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $624,163,000 | 1,066 |
| Cash and due from depository institutions | $10,248,000 | 784 |
| Interest-bearing balances | $892,000 | 5,776 |
| Securities | $148,752,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $400,155,000 | 1,054 |
| Loan loss allowance | $7,031,000 | 1,115 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $23,321,000 | 462 |
| Other real estate owned | $14,000,000 | 784 |
| Goodwill and other intangibles | $841,000 | 1,645 |
| All other assets | $26,846,000 | 827 |
| Life insurance assets | $8,371,000 | 845 |
| Total liabilities and capital | $624,163,000 | 1,066 |
| Total liabilities | $564,528,000 | 1,058 |
| Total deposits | $463,548,000 | 1,198 |
| Interest-bearing deposits | $393,920,000 | 1,183 |
| Deposits held in domestic offices | $463,548,000 | 1,196 |
| % insured | 87.62% | 4,740 |
| Federal funds purchased & repurchase agreements | $25,905,000 | 501 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $70,750,000 | 446 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,325,000 | 1,180 |
| Total equity capital | $59,635,000 | 1,204 |
| Total bank equity capital | $59,635,000 | 1,203 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $750,000 | 2,944 |
| Surplus | $33,222,000 | 1,025 |
| Undivided profits | $25,663,000 | 1,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,853,000 | 1,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $3,960,000 | 670 |
| Earning assets | $549,799,000 | 1,105 |
| Long-term assets (5+ years) | $172,829,000 | 900 |
| Average Assets, year-to-date | $626,374,000 | 1,045 |
| Average Assets, quarterly | $623,709,500 | 1,055 |
| Volatile liabilities | $42,289,000 | 1,217 |
| Insider loans | $10,579,000 | 571 |
| FHLB advances | $70,750,000 | 391 |
| Loans and leases held for sale | $25,467,000 | 180 |
| Unused loan commitments | $39,186,000 | 1,535 |
| Tier 1 (core) risk-based capital | $58,285,000 | 1,118 |
| Tier 2 risk-based capital | $5,685,000 | 936 |
| Total risk weighted assets | $453,425,000 | 970 |
| Total unused commitments | $39,186,000 | 1,538 |
| Derivatives | $64,079,000 | 279 |
| 2011-06-30 | Rank | |
| # of Employees: | 188 | 789 |
| Assets and Liabilities | ||
| Total Assets: | $623,256,000 | 1,066 |
| Cash and due from depository institutions | $12,226,000 | 789 |
| Interest-bearing balances | $4,369,000 | 4,183 |
| Securities | $161,733,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $382,674,000 | 1,112 |
| Loan loss allowance | $7,062,000 | 1,127 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $23,498,000 | 464 |
| Other real estate owned | $15,532,000 | 789 |
| Goodwill and other intangibles | $850,000 | 1,650 |
| All other assets | $26,743,000 | 831 |
| Life insurance assets | $8,201,000 | 846 |
| Total liabilities and capital | $623,256,000 | 1,066 |
| Total liabilities | $564,706,000 | 1,059 |
| Total deposits | $463,320,000 | 1,184 |
| Interest-bearing deposits | $396,657,000 | 1,178 |
| Deposits held in domestic offices | $463,320,000 | 1,180 |
| % insured | 85.77% | 5,377 |
| Federal funds purchased & repurchase agreements | $28,415,000 | 492 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $68,700,000 | 479 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,271,000 | 1,130 |
| Total equity capital | $58,550,000 | 1,187 |
| Total bank equity capital | $58,550,000 | 1,187 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 2,981 |
| Surplus | $33,222,000 | 1,023 |
| Undivided profits | $24,578,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,872,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $3,627,000 | 732 |
| Earning assets | $548,776,000 | 1,102 |
| Long-term assets (5+ years) | $160,534,000 | 949 |
| Average Assets, year-to-date | $627,111,000 | 1,053 |
| Average Assets, quarterly | $623,649,500 | 1,062 |
| Volatile liabilities | $43,980,000 | 1,196 |
| Insider loans | $12,743,000 | 445 |
| FHLB advances | $68,700,000 | 430 |
| Loans and leases held for sale | $8,043,000 | 287 |
| Unused loan commitments | $38,332,000 | 1,559 |
| Tier 1 (core) risk-based capital | $56,976,000 | 1,123 |
| Tier 2 risk-based capital | $5,547,000 | 979 |
| Total risk weighted assets | $442,253,000 | 1,006 |
| Total unused commitments | $38,332,000 | 1,562 |
| Derivatives | $35,011,000 | 309 |
| 2011-03-31 | Rank | |
| # of Employees: | 194 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $624,043,000 | 1,070 |
| Cash and due from depository institutions | $10,500,000 | 770 |
| Interest-bearing balances | $1,261,000 | 5,512 |
| Securities | $146,073,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $6,393,000 | 1,260 |
| Net loans & leases | $392,308,000 | 1,087 |
| Loan loss allowance | $7,351,000 | 1,113 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $23,603,000 | 467 |
| Other real estate owned | $15,811,000 | 770 |
| Goodwill and other intangibles | $860,000 | 1,647 |
| All other assets | $28,495,000 | 812 |
| Life insurance assets | $8,116,000 | 857 |
| Total liabilities and capital | $624,043,000 | 1,070 |
| Total liabilities | $567,521,000 | 1,054 |
| Total deposits | $472,187,000 | 1,169 |
| Interest-bearing deposits | $385,955,000 | 1,235 |
| Deposits held in domestic offices | $472,187,000 | 1,167 |
| % insured | 85.10% | 5,536 |
| Federal funds purchased & repurchase agreements | $22,567,000 | 590 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $68,800,000 | 498 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,967,000 | 1,191 |
| Total equity capital | $56,522,000 | 1,189 |
| Total bank equity capital | $56,522,000 | 1,188 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,020 |
| Surplus | $33,222,000 | 1,032 |
| Undivided profits | $22,550,000 | 1,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $8,587,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,680,000 | 730 |
| Earning assets | $546,035,000 | 1,126 |
| Long-term assets (5+ years) | $142,392,000 | 1,023 |
| Average Assets, year-to-date | $629,038,500 | 1,060 |
| Average Assets, quarterly | $629,038,500 | 1,060 |
| Volatile liabilities | $43,490,000 | 1,237 |
| Insider loans | $13,070,000 | 443 |
| FHLB advances | $68,800,000 | 445 |
| Loans and leases held for sale | $6,388,000 | 277 |
| Unused loan commitments | $39,379,000 | 1,544 |
| Tier 1 (core) risk-based capital | $56,046,000 | 1,123 |
| Tier 2 risk-based capital | $5,720,000 | 966 |
| Total risk weighted assets | $455,952,000 | 985 |
| Total unused commitments | $39,379,000 | 1,545 |
| Derivatives | $21,174,000 | 356 |
| 2010-12-31 | Rank | |
| # of Employees: | 193 | 780 |
| Assets and Liabilities | ||
| Total Assets: | $635,445,000 | 1,050 |
| Cash and due from depository institutions | $11,051,000 | 780 |
| Interest-bearing balances | $1,591,000 | 5,172 |
| Securities | $135,201,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $614,000 | 3,403 |
| Net loans & leases | $422,848,000 | 1,024 |
| Loan loss allowance | $8,518,000 | 970 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $23,786,000 | 464 |
| Other real estate owned | $16,463,000 | 780 |
| Goodwill and other intangibles | $870,000 | 1,656 |
| All other assets | $24,612,000 | 931 |
| Life insurance assets | $8,027,000 | 853 |
| Total liabilities and capital | $635,445,000 | 1,050 |
| Total liabilities | $578,661,000 | 1,038 |
| Total deposits | $479,559,000 | 1,138 |
| Interest-bearing deposits | $405,842,000 | 1,160 |
| Deposits held in domestic offices | $479,559,000 | 1,136 |
| % insured | 85.84% | 5,310 |
| Federal funds purchased & repurchase agreements | $22,018,000 | 616 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $71,800,000 | 514 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,284,000 | 963 |
| Total equity capital | $56,784,000 | 1,181 |
| Total bank equity capital | $56,784,000 | 1,181 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $750,000 | 3,063 |
| Surplus | $33,222,000 | 1,030 |
| Undivided profits | $22,812,000 | 1,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $18,133,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $3,520,000 | 795 |
| Earning assets | $560,254,000 | 1,093 |
| Long-term assets (5+ years) | $150,669,000 | 949 |
| Average Assets, year-to-date | $634,581,000 | 1,058 |
| Average Assets, quarterly | $637,559,500 | 1,050 |
| Volatile liabilities | $143,707,000 | 938 |
| Insider loans | $10,428,000 | 621 |
| FHLB advances | $71,800,000 | 459 |
| Loans and leases held for sale | $28,180,000 | 176 |
| Unused loan commitments | $43,313,000 | 1,419 |
| Tier 1 (core) risk-based capital | $55,419,000 | 1,139 |
| Tier 2 risk-based capital | $5,957,000 | 951 |
| Total risk weighted assets | $473,997,000 | 961 |
| Total unused commitments | $43,313,000 | 1,420 |
| Derivatives | $31,889,000 | 334 |
| 2010-09-30 | Rank | |
| # of Employees: | 187 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $639,674,000 | 1,058 |
| Cash and due from depository institutions | $10,948,000 | 798 |
| Interest-bearing balances | $1,945,000 | 4,976 |
| Securities | $125,860,000 | 1,066 |
| Federal funds sold & reverse repurchase agreements | $3,814,000 | 1,847 |
| Net loans & leases | $430,906,000 | 1,026 |
| Loan loss allowance | $9,051,000 | 921 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $24,044,000 | 458 |
| Other real estate owned | $18,061,000 | 798 |
| Goodwill and other intangibles | $879,000 | 1,654 |
| All other assets | $25,162,000 | 921 |
| Life insurance assets | $7,804,000 | 870 |
| Total liabilities and capital | $639,674,000 | 1,058 |
| Total liabilities | $583,958,000 | 1,047 |
| Total deposits | $483,807,000 | 1,134 |
| Interest-bearing deposits | $419,745,000 | 1,141 |
| Deposits held in domestic offices | $483,807,000 | 1,132 |
| % insured | 83.42% | 5,461 |
| Federal funds purchased & repurchase agreements | $22,799,000 | 605 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $71,800,000 | 546 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,552,000 | 981 |
| Total equity capital | $55,716,000 | 1,232 |
| Total bank equity capital | $55,716,000 | 1,232 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $750,000 | 3,125 |
| Surplus | $33,222,000 | 1,014 |
| Undivided profits | $21,744,000 | 1,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $11,830,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,282,000 | 660 |
| Earning assets | $562,525,000 | 1,093 |
| Long-term assets (5+ years) | $144,172,000 | 969 |
| Average Assets, year-to-date | $634,365,000 | 1,062 |
| Average Assets, quarterly | $638,091,000 | 1,062 |
| Volatile liabilities | $144,005,000 | 963 |
| Insider loans | $10,977,000 | 595 |
| FHLB advances | $71,800,000 | 490 |
| Loans and leases held for sale | $24,372,000 | 195 |
| Unused loan commitments | $39,593,000 | 1,544 |
| Tier 1 (core) risk-based capital | $55,301,000 | 1,136 |
| Tier 2 risk-based capital | $6,143,000 | 934 |
| Total risk weighted assets | $488,508,000 | 937 |
| Total unused commitments | $39,593,000 | 1,546 |
| Derivatives | $87,249,000 | 251 |
| 2010-06-30 | Rank | |
| # of Employees: | 194 | 776 |
| Assets and Liabilities | ||
| Total Assets: | $634,958,000 | 1,073 |
| Cash and due from depository institutions | $14,434,000 | 776 |
| Interest-bearing balances | $1,559,000 | 5,071 |
| Securities | $131,602,000 | 1,009 |
| Federal funds sold & reverse repurchase agreements | $6,197,000 | 1,286 |
| Net loans & leases | $418,067,000 | 1,068 |
| Loan loss allowance | $6,604,000 | 1,252 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $24,261,000 | 445 |
| Other real estate owned | $17,079,000 | 776 |
| Goodwill and other intangibles | $889,000 | 1,646 |
| All other assets | $22,429,000 | 1,031 |
| Life insurance assets | $7,722,000 | 874 |
| Total liabilities and capital | $634,958,000 | 1,073 |
| Total liabilities | $580,305,000 | 1,051 |
| Total deposits | $477,748,000 | 1,152 |
| Interest-bearing deposits | $409,346,000 | 1,176 |
| Deposits held in domestic offices | $477,748,000 | 1,149 |
| % insured | 83.35% | 5,600 |
| Federal funds purchased & repurchase agreements | $23,974,000 | 586 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,800,000 | 561 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,783,000 | 1,057 |
| Total equity capital | $54,653,000 | 1,247 |
| Total bank equity capital | $54,653,000 | 1,247 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 3,158 |
| Surplus | $33,222,000 | 1,010 |
| Undivided profits | $20,681,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,646,000 | 1,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,253,000 | 654 |
| Earning assets | $557,425,000 | 1,101 |
| Long-term assets (5+ years) | $155,929,000 | 892 |
| Average Assets, year-to-date | $631,045,330 | 1,072 |
| Average Assets, quarterly | $630,929,500 | 1,075 |
| Volatile liabilities | $129,873,000 | 1,094 |
| Insider loans | $11,141,000 | 574 |
| FHLB advances | $73,800,000 | 510 |
| Loans and leases held for sale | $18,339,000 | 199 |
| Unused loan commitments | $43,962,000 | 1,417 |
| Tier 1 (core) risk-based capital | $53,515,000 | 1,170 |
| Tier 2 risk-based capital | $6,029,000 | 963 |
| Total risk weighted assets | $481,760,000 | 972 |
| Total unused commitments | $43,962,000 | 1,418 |
| Derivatives | $43,820,000 | 290 |
| 2010-03-31 | Rank | |
| # of Employees: | 193 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $626,901,000 | 1,103 |
| Cash and due from depository institutions | $14,163,000 | 798 |
| Interest-bearing balances | $3,043,000 | 4,380 |
| Securities | $130,332,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $14,803,000 | 621 |
| Net loans & leases | $405,455,000 | 1,128 |
| Loan loss allowance | $7,061,000 | 1,208 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $24,441,000 | 453 |
| Other real estate owned | $13,940,000 | 798 |
| Goodwill and other intangibles | $898,000 | 1,657 |
| All other assets | $22,869,000 | 1,035 |
| Life insurance assets | $7,610,000 | 884 |
| Total liabilities and capital | $626,901,000 | 1,103 |
| Total liabilities | $574,046,000 | 1,087 |
| Total deposits | $468,202,000 | 1,193 |
| Interest-bearing deposits | $408,229,000 | 1,205 |
| Deposits held in domestic offices | $468,202,000 | 1,191 |
| % insured | 89.30% | 3,948 |
| Federal funds purchased & repurchase agreements | $25,541,000 | 566 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $76,404,000 | 578 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,899,000 | 1,266 |
| Total equity capital | $52,855,000 | 1,288 |
| Total bank equity capital | $52,855,000 | 1,288 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $750,000 | 3,211 |
| Surplus | $33,222,000 | 1,030 |
| Undivided profits | $18,883,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,938,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,014,000 | 730 |
| Earning assets | $553,633,000 | 1,139 |
| Long-term assets (5+ years) | $140,490,000 | 987 |
| Average Assets, year-to-date | $629,089,000 | 1,098 |
| Average Assets, quarterly | $629,089,000 | 1,098 |
| Volatile liabilities | $127,339,000 | 1,167 |
| Insider loans | $11,470,000 | 599 |
| FHLB advances | $76,404,000 | 519 |
| Loans and leases held for sale | $6,650,000 | 315 |
| Unused loan commitments | $46,458,000 | 1,412 |
| Tier 1 (core) risk-based capital | $51,852,000 | 1,216 |
| Tier 2 risk-based capital | $5,921,000 | 1,013 |
| Total risk weighted assets | $472,560,000 | 1,029 |
| Total unused commitments | $46,458,000 | 1,415 |
| Derivatives | $42,472,000 | 280 |
| 2009-12-31 | Rank | |
| # of Employees: | 192 | 794 |
| Assets and Liabilities | ||
| Total Assets: | $631,277,000 | 1,104 |
| Cash and due from depository institutions | $13,106,000 | 794 |
| Interest-bearing balances | $1,318,000 | 4,869 |
| Securities | $110,735,000 | 1,168 |
| Federal funds sold & reverse repurchase agreements | $9,853,000 | 884 |
| Net loans & leases | $434,547,000 | 1,076 |
| Loan loss allowance | $5,728,000 | 1,456 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $24,662,000 | 452 |
| Other real estate owned | $14,360,000 | 794 |
| Goodwill and other intangibles | $908,000 | 1,653 |
| All other assets | $23,106,000 | 1,053 |
| Life insurance assets | $7,521,000 | 890 |
| Total liabilities and capital | $631,277,000 | 1,104 |
| Total liabilities | $578,198,000 | 1,094 |
| Total deposits | $470,757,000 | 1,188 |
| Interest-bearing deposits | $411,409,000 | 1,186 |
| Deposits held in domestic offices | $470,757,000 | 1,186 |
| % insured | 89.79% | 3,805 |
| Federal funds purchased & repurchase agreements | $24,388,000 | 619 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $78,411,000 | 617 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,642,000 | 1,093 |
| Total equity capital | $53,079,000 | 1,246 |
| Total bank equity capital | $53,079,000 | 1,246 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $750,000 | 3,255 |
| Surplus | $33,222,000 | 1,033 |
| Undivided profits | $19,107,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,035,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,182,000 | 738 |
| Earning assets | $556,453,000 | 1,139 |
| Long-term assets (5+ years) | $144,120,000 | 973 |
| Average Assets, year-to-date | $672,133,600 | 1,025 |
| Average Assets, quarterly | $645,154,000 | 1,081 |
| Volatile liabilities | $120,535,000 | 1,228 |
| Insider loans | $12,290,000 | 563 |
| FHLB advances | $78,411,000 | 548 |
| Loans and leases held for sale | $15,860,000 | 205 |
| Unused loan commitments | $41,209,000 | 1,561 |
| Tier 1 (core) risk-based capital | $51,706,000 | 1,204 |
| Tier 2 risk-based capital | $5,728,000 | 1,073 |
| Total risk weighted assets | $496,137,000 | 1,008 |
| Total unused commitments | $41,209,000 | 1,562 |
| Derivatives | $93,834,000 | 197 |
| 2009-09-30 | Rank | |
| # of Employees: | 200 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $659,031,000 | 1,075 |
| Cash and due from depository institutions | $12,817,000 | 779 |
| Interest-bearing balances | $1,620,000 | 4,514 |
| Securities | $116,452,000 | 1,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $466,370,000 | 1,038 |
| Loan loss allowance | $5,819,000 | 1,357 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $24,908,000 | 450 |
| Other real estate owned | $13,075,000 | 779 |
| Goodwill and other intangibles | $917,000 | 1,705 |
| All other assets | $24,492,000 | 903 |
| Life insurance assets | $7,295,000 | 911 |
| Total liabilities and capital | $659,031,000 | 1,075 |
| Total liabilities | $606,888,000 | 1,052 |
| Total deposits | $496,651,000 | 1,130 |
| Interest-bearing deposits | $439,259,000 | 1,109 |
| Deposits held in domestic offices | $496,651,000 | 1,127 |
| % insured | 91.48% | 3,344 |
| Federal funds purchased & repurchase agreements | $26,083,000 | 611 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $78,918,000 | 653 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,236,000 | 1,071 |
| Total equity capital | $52,143,000 | 1,321 |
| Total bank equity capital | $52,143,000 | 1,320 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $750,000 | 3,299 |
| Surplus | $33,222,000 | 1,026 |
| Undivided profits | $18,171,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,133,000 | 1,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,359,000 | 731 |
| Earning assets | $584,442,000 | 1,106 |
| Long-term assets (5+ years) | $143,421,000 | 976 |
| Average Assets, year-to-date | $682,347,750 | 1,016 |
| Average Assets, quarterly | $674,794,000 | 1,047 |
| Volatile liabilities | $124,828,000 | 1,227 |
| Insider loans | $11,738,000 | 591 |
| FHLB advances | $78,918,000 | 583 |
| Loans and leases held for sale | $18,518,000 | 181 |
| Unused loan commitments | $31,525,000 | 2,063 |
| Tier 1 (core) risk-based capital | $50,671,000 | 1,261 |
| Tier 2 risk-based capital | $5,819,000 | 1,054 |
| Total risk weighted assets | $528,095,000 | 966 |
| Total unused commitments | $31,525,000 | 2,066 |
| Derivatives | $67,103,000 | 236 |
| 2009-06-30 | Rank | |
| # of Employees: | 195 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $690,557,000 | 1,032 |
| Cash and due from depository institutions | $15,709,000 | 812 |
| Interest-bearing balances | $1,345,000 | 4,433 |
| Securities | $117,769,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $7,827,000 | 1,298 |
| Net loans & leases | $484,704,000 | 1,020 |
| Loan loss allowance | $5,978,000 | 1,283 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $25,141,000 | 454 |
| Other real estate owned | $14,072,000 | 812 |
| Goodwill and other intangibles | $927,000 | 1,710 |
| All other assets | $24,408,000 | 912 |
| Life insurance assets | $7,207,000 | 925 |
| Total liabilities and capital | $690,557,000 | 1,032 |
| Total liabilities | $639,790,000 | 1,006 |
| Total deposits | $530,383,000 | 1,064 |
| Interest-bearing deposits | $477,509,000 | 1,028 |
| Deposits held in domestic offices | $530,383,000 | 1,063 |
| % insured | 81.69% | 3,231 |
| Federal funds purchased & repurchase agreements | $24,764,000 | 633 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $79,176,000 | 683 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,467,000 | 1,087 |
| Total equity capital | $50,767,000 | 1,354 |
| Total bank equity capital | $50,767,000 | 1,354 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $750,000 | 3,340 |
| Surplus | $33,222,000 | 1,034 |
| Undivided profits | $16,795,000 | 1,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,567,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,866,000 | 839 |
| Earning assets | $611,645,000 | 1,060 |
| Long-term assets (5+ years) | $166,241,000 | 839 |
| Average Assets, year-to-date | $690,120,000 | 1,022 |
| Average Assets, quarterly | $683,438,500 | 1,038 |
| Volatile liabilities | $123,407,000 | 1,246 |
| Insider loans | $10,059,000 | 747 |
| FHLB advances | $79,176,000 | 606 |
| Loans and leases held for sale | $37,183,000 | 149 |
| Unused loan commitments | $36,567,000 | 1,905 |
| Tier 1 (core) risk-based capital | $49,906,000 | 1,298 |
| Tier 2 risk-based capital | $5,978,000 | 1,034 |
| Total risk weighted assets | $540,107,000 | 975 |
| Total unused commitments | $36,567,000 | 1,908 |
| Derivatives | $94,656,000 | 219 |
| 2009-03-31 | Rank | |
| # of Employees: | 200 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $676,320,000 | 1,054 |
| Cash and due from depository institutions | $16,163,000 | 791 |
| Interest-bearing balances | $2,965,000 | 3,225 |
| Securities | $126,337,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $1,555,000 | 4,070 |
| Net loans & leases | $472,846,000 | 1,050 |
| Loan loss allowance | $6,314,000 | 1,156 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $25,893,000 | 438 |
| Other real estate owned | $12,796,000 | 791 |
| Goodwill and other intangibles | $937,000 | 1,713 |
| All other assets | $19,793,000 | 1,082 |
| Life insurance assets | $7,110,000 | 935 |
| Total liabilities and capital | $676,320,000 | 1,054 |
| Total liabilities | $624,976,000 | 1,026 |
| Total deposits | $514,879,000 | 1,088 |
| Interest-bearing deposits | $461,502,000 | 1,060 |
| Deposits held in domestic offices | $514,879,000 | 1,087 |
| % insured | 84.08% | 2,540 |
| Federal funds purchased & repurchase agreements | $24,305,000 | 675 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $79,784,000 | 724 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,008,000 | 990 |
| Total equity capital | $51,344,000 | 1,347 |
| Total bank equity capital | $51,344,000 | 1,346 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,362 |
| Surplus | $30,522,000 | 1,114 |
| Undivided profits | $20,072,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,319,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,576,000 | 936 |
| Earning assets | $603,703,000 | 1,082 |
| Long-term assets (5+ years) | $115,938,000 | 1,152 |
| Average Assets, year-to-date | $689,901,500 | 1,023 |
| Average Assets, quarterly | $689,901,500 | 1,023 |
| Volatile liabilities | $114,506,000 | 1,350 |
| Insider loans | $10,459,000 | 718 |
| FHLB advances | $79,784,000 | 642 |
| Loans and leases held for sale | $15,100,000 | 231 |
| Unused loan commitments | $54,721,000 | 1,429 |
| Tier 1 (core) risk-based capital | $50,299,000 | 1,295 |
| Tier 2 risk-based capital | $6,314,000 | 965 |
| Total risk weighted assets | $703,977,000 | 746 |
| Total unused commitments | $54,721,000 | 1,430 |
| Derivatives | $86,697,000 | 243 |
| 2008-12-31 | Rank | |
| # of Employees: | 196 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $703,483,000 | 989 |
| Cash and due from depository institutions | $16,640,000 | 807 |
| Interest-bearing balances | $2,131,000 | 2,895 |
| Securities | $137,439,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $18,928,000 | 478 |
| Net loans & leases | $473,756,000 | 1,046 |
| Loan loss allowance | $6,424,000 | 1,097 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $24,522,000 | 460 |
| Other real estate owned | $12,342,000 | 807 |
| Goodwill and other intangibles | $946,000 | 1,716 |
| All other assets | $18,910,000 | 1,137 |
| Life insurance assets | $7,102,000 | 933 |
| Total liabilities and capital | $703,483,000 | 989 |
| Total liabilities | $651,770,000 | 960 |
| Total deposits | $541,221,000 | 989 |
| Interest-bearing deposits | $487,266,000 | 961 |
| Deposits held in domestic offices | $541,221,000 | 988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,252,000 | 728 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $80,792,000 | 783 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,505,000 | 1,067 |
| Total equity capital | $51,713,000 | 1,309 |
| Total bank equity capital | $51,713,000 | 1,309 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,385 |
| Surplus | $30,522,000 | 1,090 |
| Undivided profits | $20,441,000 | 1,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,446,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,006,000 | 853 |
| Earning assets | $632,254,000 | 999 |
| Long-term assets (5+ years) | $155,045,000 | 870 |
| Average Assets, year-to-date | $662,409,200 | 1,011 |
| Average Assets, quarterly | $703,025,500 | 973 |
| Volatile liabilities | $116,400,000 | 1,303 |
| Insider loans | $8,929,000 | 875 |
| FHLB advances | $80,792,000 | 704 |
| Loans and leases held for sale | $14,050,000 | 190 |
| Unused loan commitments | $71,788,000 | 1,178 |
| Tier 1 (core) risk-based capital | $50,093,000 | 1,279 |
| Tier 2 risk-based capital | $6,424,000 | 934 |
| Total risk weighted assets | $685,565,000 | 758 |
| Total unused commitments | $71,788,000 | 1,179 |
| Derivatives | $58,590,000 | 263 |
| 2008-09-30 | Rank | |
| # of Employees: | 174 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $702,568,000 | 968 |
| Cash and due from depository institutions | $25,527,000 | 931 |
| Interest-bearing balances | $4,919,000 | 1,366 |
| Securities | $143,491,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $476,246,000 | 1,040 |
| Loan loss allowance | $7,150,000 | 887 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $24,641,000 | 455 |
| Other real estate owned | $11,638,000 | 931 |
| Goodwill and other intangibles | $956,000 | 1,765 |
| All other assets | $20,069,000 | 1,043 |
| Life insurance assets | $7,883,000 | 835 |
| Total liabilities and capital | $702,568,000 | 968 |
| Total liabilities | $651,665,000 | 947 |
| Total deposits | $538,203,000 | 972 |
| Interest-bearing deposits | $484,124,000 | 942 |
| Deposits held in domestic offices | $538,203,000 | 970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,942,000 | 692 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $79,261,000 | 801 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,259,000 | 1,086 |
| Total equity capital | $50,903,000 | 1,335 |
| Total bank equity capital | $50,903,000 | 1,335 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $750,000 | 3,418 |
| Surplus | $30,022,000 | 1,072 |
| Undivided profits | $20,131,000 | 1,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,043,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,334,000 | 826 |
| Earning assets | $624,656,000 | 999 |
| Long-term assets (5+ years) | $168,942,000 | 785 |
| Average Assets, year-to-date | $652,140,750 | 1,020 |
| Average Assets, quarterly | $699,334,500 | 967 |
| Volatile liabilities | $113,911,000 | 1,302 |
| Insider loans | $8,687,000 | 890 |
| FHLB advances | $79,261,000 | 731 |
| Loans and leases held for sale | $10,744,000 | 203 |
| Unused loan commitments | $58,935,000 | 1,466 |
| Tier 1 (core) risk-based capital | $49,820,000 | 1,299 |
| Tier 2 risk-based capital | $6,965,000 | 822 |
| Total risk weighted assets | $557,044,000 | 925 |
| Total unused commitments | $58,935,000 | 1,468 |
| Derivatives | $37,465,000 | 275 |
| 2008-06-30 | Rank | |
| # of Employees: | 178 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $696,101,000 | 980 |
| Cash and due from depository institutions | $18,900,000 | 924 |
| Interest-bearing balances | $2,767,000 | 1,869 |
| Securities | $130,657,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $487,095,000 | 1,005 |
| Loan loss allowance | $8,219,000 | 764 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $24,517,000 | 448 |
| Other real estate owned | $12,613,000 | 924 |
| Goodwill and other intangibles | $965,000 | 1,772 |
| All other assets | $21,354,000 | 963 |
| Life insurance assets | $7,785,000 | 845 |
| Total liabilities and capital | $696,101,000 | 980 |
| Total liabilities | $644,942,000 | 948 |
| Total deposits | $527,782,000 | 978 |
| Interest-bearing deposits | $467,317,000 | 954 |
| Deposits held in domestic offices | $527,782,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,476,000 | 736 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $83,425,000 | 756 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,259,000 | 1,079 |
| Total equity capital | $51,159,000 | 1,346 |
| Total bank equity capital | $51,159,000 | 1,346 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $750,000 | 3,447 |
| Surplus | $29,022,000 | 1,092 |
| Undivided profits | $21,387,000 | 1,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,841,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,121,000 | 860 |
| Earning assets | $620,519,000 | 996 |
| Long-term assets (5+ years) | $150,249,000 | 870 |
| Average Assets, year-to-date | $635,331,670 | 1,048 |
| Average Assets, quarterly | $656,054,500 | 1,022 |
| Volatile liabilities | $120,500,000 | 1,240 |
| Insider loans | $7,560,000 | 1,040 |
| FHLB advances | $83,425,000 | 698 |
| Loans and leases held for sale | $17,373,000 | 165 |
| Unused loan commitments | $53,089,000 | 1,648 |
| Tier 1 (core) risk-based capital | $50,202,000 | 1,269 |
| Tier 2 risk-based capital | $7,028,000 | 806 |
| Total risk weighted assets | $561,060,000 | 917 |
| Total unused commitments | $53,089,000 | 1,649 |
| Derivatives | $38,901,000 | 286 |
| 2008-03-31 | Rank | |
| # of Employees: | 171 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $616,008,000 | 1,098 |
| Cash and due from depository institutions | $13,973,000 | 962 |
| Interest-bearing balances | $1,796,000 | 2,475 |
| Securities | $137,529,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $415,936,000 | 1,143 |
| Loan loss allowance | $4,763,000 | 1,191 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,804,000 | 544 |
| Other real estate owned | $9,214,000 | 962 |
| Goodwill and other intangibles | $589,000 | 2,055 |
| All other assets | $17,963,000 | 1,092 |
| Life insurance assets | $7,659,000 | 848 |
| Total liabilities and capital | $616,008,000 | 1,098 |
| Total liabilities | $567,965,000 | 1,067 |
| Total deposits | $452,910,000 | 1,153 |
| Interest-bearing deposits | $378,967,000 | 1,223 |
| Deposits held in domestic offices | $452,910,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,284,000 | 612 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $75,300,000 | 771 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,471,000 | 1,316 |
| Total equity capital | $48,043,000 | 1,462 |
| Total bank equity capital | $48,043,000 | 1,462 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $750,000 | 3,460 |
| Surplus | $26,022,000 | 1,188 |
| Undivided profits | $21,271,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,083,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,351,000 | 828 |
| Earning assets | $555,261,000 | 1,124 |
| Long-term assets (5+ years) | $125,495,000 | 986 |
| Average Assets, year-to-date | $604,947,000 | 1,109 |
| Average Assets, quarterly | $604,947,000 | 1,109 |
| Volatile liabilities | $125,029,000 | 1,163 |
| Insider loans | $7,394,000 | 1,045 |
| FHLB advances | $75,300,000 | 710 |
| Loans and leases held for sale | $10,767,000 | 242 |
| Unused loan commitments | $46,326,000 | 1,876 |
| Tier 1 (core) risk-based capital | $46,633,000 | 1,398 |
| Tier 2 risk-based capital | $4,763,000 | 1,136 |
| Total risk weighted assets | $492,365,000 | 1,022 |
| Total unused commitments | $46,326,000 | 1,877 |
| Derivatives | $40,076,000 | 288 |
| 2007-12-31 | Rank | |
| # of Employees: | 169 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $593,886,000 | 1,135 |
| Cash and due from depository institutions | $17,982,000 | 991 |
| Interest-bearing balances | $1,677,000 | 2,105 |
| Securities | $112,153,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $422,737,000 | 1,119 |
| Loan loss allowance | $5,159,000 | 1,051 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,101,000 | 597 |
| Other real estate owned | $4,345,000 | 991 |
| Goodwill and other intangibles | $589,000 | 2,054 |
| All other assets | $16,979,000 | 1,140 |
| Life insurance assets | $7,654,000 | 843 |
| Total liabilities and capital | $593,886,000 | 1,135 |
| Total liabilities | $546,796,000 | 1,105 |
| Total deposits | $449,750,000 | 1,159 |
| Interest-bearing deposits | $401,773,000 | 1,134 |
| Deposits held in domestic offices | $449,750,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,994,000 | 888 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $71,750,000 | 754 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,302,000 | 1,124 |
| Total equity capital | $47,090,000 | 1,480 |
| Total bank equity capital | $47,090,000 | 1,480 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,468 |
| Surplus | $26,022,000 | 1,164 |
| Undivided profits | $20,318,000 | 1,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,264,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,546,000 | 854 |
| Earning assets | $536,567,000 | 1,151 |
| Long-term assets (5+ years) | $117,835,000 | 1,002 |
| Average Assets, year-to-date | $588,323,000 | 1,093 |
| Average Assets, quarterly | $601,972,000 | 1,098 |
| Volatile liabilities | $109,386,000 | 1,342 |
| Insider loans | $6,927,000 | 1,107 |
| FHLB advances | $71,750,000 | 690 |
| Loans and leases held for sale | $11,690,000 | 210 |
| Unused loan commitments | $53,087,000 | 1,686 |
| Tier 1 (core) risk-based capital | $46,253,000 | 1,396 |
| Tier 2 risk-based capital | $5,159,000 | 1,033 |
| Total risk weighted assets | $503,816,000 | 996 |
| Total unused commitments | $53,087,000 | 1,686 |
| Derivatives | $24,608,000 | 337 |
| 2007-09-30 | Rank | |
| # of Employees: | 182 | 918 |
| Assets and Liabilities | ||
| Total Assets: | $610,058,000 | 1,076 |
| Cash and due from depository institutions | $16,183,000 | 918 |
| Interest-bearing balances | $1,987,000 | 1,795 |
| Securities | $134,124,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $419,262,000 | 1,105 |
| Loan loss allowance | $4,496,000 | 1,172 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,286,000 | 618 |
| Other real estate owned | $3,076,000 | 918 |
| Goodwill and other intangibles | $589,000 | 2,043 |
| All other assets | $18,538,000 | 1,026 |
| Life insurance assets | $7,458,000 | 839 |
| Total liabilities and capital | $610,058,000 | 1,076 |
| Total liabilities | $562,220,000 | 1,046 |
| Total deposits | $475,210,000 | 1,075 |
| Interest-bearing deposits | $425,951,000 | 1,048 |
| Deposits held in domestic offices | $475,210,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,251,000 | 1,467 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $73,700,000 | 686 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,059,000 | 1,012 |
| Total equity capital | $47,838,000 | 1,429 |
| Total bank equity capital | $47,838,000 | 1,429 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,453 |
| Surplus | $26,022,000 | 1,144 |
| Undivided profits | $21,066,000 | 1,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,198,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,417,000 | 760 |
| Earning assets | $555,373,000 | 1,087 |
| Long-term assets (5+ years) | $133,866,000 | 866 |
| Average Assets, year-to-date | $586,932,250 | 1,097 |
| Average Assets, quarterly | $609,342,000 | 1,073 |
| Volatile liabilities | $104,526,000 | 1,354 |
| Insider loans | $5,540,000 | 1,347 |
| FHLB advances | $73,700,000 | 623 |
| Loans and leases held for sale | $6,735,000 | 291 |
| Unused loan commitments | $83,337,000 | 1,222 |
| Tier 1 (core) risk-based capital | $47,338,000 | 1,356 |
| Tier 2 risk-based capital | $4,496,000 | 1,158 |
| Total risk weighted assets | $501,555,000 | 983 |
| Total unused commitments | $83,337,000 | 1,223 |
| Derivatives | $29,522,000 | 319 |
| 2007-06-30 | Rank | |
| # of Employees: | 198 | 840 |
| Assets and Liabilities | ||
| Total Assets: | $608,626,000 | 1,095 |
| Cash and due from depository institutions | $20,919,000 | 840 |
| Interest-bearing balances | $1,868,000 | 1,897 |
| Securities | $133,789,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $2,612,000 | 3,831 |
| Net loans & leases | $414,161,000 | 1,125 |
| Loan loss allowance | $4,153,000 | 1,277 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,728,000 | 632 |
| Other real estate owned | $2,441,000 | 840 |
| Goodwill and other intangibles | $589,000 | 2,054 |
| All other assets | $16,387,000 | 1,152 |
| Life insurance assets | $7,387,000 | 836 |
| Total liabilities and capital | $608,626,000 | 1,095 |
| Total liabilities | $563,127,000 | 1,062 |
| Total deposits | $494,199,000 | 1,052 |
| Interest-bearing deposits | $447,175,000 | 1,004 |
| Deposits held in domestic offices | $494,199,000 | 1,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,947,000 | 1,670 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $58,400,000 | 773 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,581,000 | 1,046 |
| Total equity capital | $45,499,000 | 1,501 |
| Total bank equity capital | $45,499,000 | 1,501 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $24,022,000 | 1,229 |
| Undivided profits | $20,727,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,365,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,291,000 | 921 |
| Earning assets | $552,430,000 | 1,106 |
| Long-term assets (5+ years) | $154,410,000 | 745 |
| Average Assets, year-to-date | $579,223,670 | 1,131 |
| Average Assets, quarterly | $591,837,000 | 1,115 |
| Volatile liabilities | $121,991,000 | 1,158 |
| Insider loans | $7,120,000 | 1,032 |
| FHLB advances | $58,400,000 | 699 |
| Loans and leases held for sale | $18,257,000 | 174 |
| Unused loan commitments | $98,857,000 | 1,066 |
| Tier 1 (core) risk-based capital | $45,638,000 | 1,413 |
| Tier 2 risk-based capital | $4,153,000 | 1,271 |
| Total risk weighted assets | $490,232,000 | 1,006 |
| Total unused commitments | $98,857,000 | 1,066 |
| Derivatives | $36,880,000 | 319 |
| 2007-03-31 | Rank | |
| # of Employees: | 199 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $575,048,000 | 1,155 |
| Cash and due from depository institutions | $13,445,000 | 827 |
| Interest-bearing balances | $2,043,000 | 1,942 |
| Securities | $114,412,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $1,666,000 | 5,301 |
| Net loans & leases | $410,668,000 | 1,110 |
| Loan loss allowance | $4,067,000 | 1,300 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,690,000 | 624 |
| Other real estate owned | $1,757,000 | 827 |
| Goodwill and other intangibles | $589,000 | 2,057 |
| All other assets | $14,821,000 | 1,217 |
| Life insurance assets | $7,035,000 | 856 |
| Total liabilities and capital | $575,048,000 | 1,155 |
| Total liabilities | $531,258,000 | 1,121 |
| Total deposits | $482,014,000 | 1,075 |
| Interest-bearing deposits | $435,572,000 | 1,026 |
| Deposits held in domestic offices | $482,014,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,310,000 | 1,640 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $39,100,000 | 1,016 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,834,000 | 1,017 |
| Total equity capital | $43,790,000 | 1,556 |
| Total bank equity capital | $43,790,000 | 1,556 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $23,022,000 | 1,249 |
| Undivided profits | $20,018,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 2,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,479,000 | 845 |
| Earning assets | $528,789,000 | 1,155 |
| Long-term assets (5+ years) | $118,249,000 | 940 |
| Average Assets, year-to-date | $564,522,500 | 1,163 |
| Average Assets, quarterly | $564,522,500 | 1,163 |
| Volatile liabilities | $101,840,000 | 1,340 |
| Insider loans | $8,225,000 | 861 |
| FHLB advances | $39,100,000 | 945 |
| Loans and leases held for sale | $12,103,000 | 236 |
| Unused loan commitments | $96,270,000 | 1,093 |
| Tier 1 (core) risk-based capital | $43,215,000 | 1,481 |
| Tier 2 risk-based capital | $4,067,000 | 1,299 |
| Total risk weighted assets | $473,548,000 | 1,013 |
| Total unused commitments | $96,270,000 | 1,093 |
| Derivatives | $34,870,000 | 324 |
| 2006-12-31 | Rank | |
| # of Employees: | 198 | 826 |
| Assets and Liabilities | ||
| Total Assets: | $553,997,000 | 1,179 |
| Cash and due from depository institutions | $15,081,000 | 826 |
| Interest-bearing balances | $1,893,000 | 1,939 |
| Securities | $113,859,000 | 1,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $390,149,000 | 1,155 |
| Loan loss allowance | $3,969,000 | 1,317 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $17,929,000 | 594 |
| Other real estate owned | $1,657,000 | 826 |
| Goodwill and other intangibles | $589,000 | 2,055 |
| All other assets | $14,733,000 | 1,234 |
| Life insurance assets | $6,962,000 | 838 |
| Total liabilities and capital | $553,997,000 | 1,179 |
| Total liabilities | $511,076,000 | 1,147 |
| Total deposits | $444,171,000 | 1,149 |
| Interest-bearing deposits | $395,454,000 | 1,108 |
| Deposits held in domestic offices | $444,171,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,167,000 | 1,597 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,350,000 | 811 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,388,000 | 941 |
| Total equity capital | $42,921,000 | 1,546 |
| Total bank equity capital | $42,921,000 | 1,546 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $23,022,000 | 1,220 |
| Undivided profits | $19,149,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,243,000 | 912 |
| Earning assets | $505,901,000 | 1,178 |
| Long-term assets (5+ years) | $115,022,000 | 950 |
| Average Assets, year-to-date | $540,377,200 | 1,156 |
| Average Assets, quarterly | $556,403,500 | 1,167 |
| Volatile liabilities | $154,257,000 | 1,014 |
| Insider loans | $8,404,000 | 824 |
| FHLB advances | $55,350,000 | 739 |
| Loans and leases held for sale | $13,396,000 | 220 |
| Unused loan commitments | $168,458,000 | 685 |
| Tier 1 (core) risk-based capital | $42,439,000 | 1,482 |
| Tier 2 risk-based capital | $3,969,000 | 1,308 |
| Total risk weighted assets | $448,887,000 | 1,047 |
| Total unused commitments | $168,458,000 | 685 |
| Derivatives | $27,885,000 | 339 |
| 2006-09-30 | Rank | |
| # of Employees: | 199 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $558,810,000 | 1,165 |
| Cash and due from depository institutions | $9,301,000 | 839 |
| Interest-bearing balances | $1,689,000 | 1,929 |
| Securities | $130,186,000 | 948 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $383,661,000 | 1,164 |
| Loan loss allowance | $3,809,000 | 1,365 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,058,000 | 583 |
| Other real estate owned | $1,423,000 | 839 |
| Goodwill and other intangibles | $589,000 | 2,055 |
| All other assets | $15,592,000 | 1,179 |
| Life insurance assets | $7,508,000 | 759 |
| Total liabilities and capital | $558,810,000 | 1,165 |
| Total liabilities | $517,824,000 | 1,129 |
| Total deposits | $455,399,000 | 1,104 |
| Interest-bearing deposits | $409,173,000 | 1,058 |
| Deposits held in domestic offices | $455,399,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,689,000 | 1,008 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,850,000 | 1,037 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,886,000 | 968 |
| Total equity capital | $40,986,000 | 1,610 |
| Total bank equity capital | $40,986,000 | 1,610 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $22,522,000 | 1,237 |
| Undivided profits | $17,714,000 | 1,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,333,000 | 890 |
| Earning assets | $515,536,000 | 1,164 |
| Long-term assets (5+ years) | $136,879,000 | 803 |
| Average Assets, year-to-date | $536,972,250 | 1,174 |
| Average Assets, quarterly | $557,547,500 | 1,153 |
| Volatile liabilities | $148,675,000 | 1,055 |
| Insider loans | $10,553,000 | 633 |
| FHLB advances | $42,850,000 | 955 |
| Loans and leases held for sale | $15,609,000 | 195 |
| Unused loan commitments | $217,979,000 | 594 |
| Tier 1 (core) risk-based capital | $40,505,000 | 1,554 |
| Tier 2 risk-based capital | $3,809,000 | 1,358 |
| Total risk weighted assets | $444,088,000 | 1,053 |
| Total unused commitments | $217,979,000 | 594 |
| Derivatives | $36,102,000 | 316 |
| 2006-06-30 | Rank | |
| # of Employees: | 193 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $556,285,000 | 1,157 |
| Cash and due from depository institutions | $15,097,000 | 869 |
| Interest-bearing balances | $1,789,000 | 1,907 |
| Securities | $121,667,000 | 1,007 |
| Federal funds sold & reverse repurchase agreements | $14,869,000 | 846 |
| Net loans & leases | $370,814,000 | 1,195 |
| Loan loss allowance | $3,637,000 | 1,417 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,205,000 | 562 |
| Other real estate owned | $679,000 | 869 |
| Goodwill and other intangibles | $589,000 | 2,057 |
| All other assets | $14,365,000 | 1,252 |
| Life insurance assets | $7,412,000 | 754 |
| Total liabilities and capital | $556,285,000 | 1,157 |
| Total liabilities | $517,184,000 | 1,115 |
| Total deposits | $469,740,000 | 1,052 |
| Interest-bearing deposits | $425,663,000 | 986 |
| Deposits held in domestic offices | $469,740,000 | 1,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,851,000 | 2,165 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $39,800,000 | 1,110 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,793,000 | 1,075 |
| Total equity capital | $39,101,000 | 1,628 |
| Total bank equity capital | $39,101,000 | 1,628 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $22,522,000 | 1,212 |
| Undivided profits | $15,829,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,688,000 | 949 |
| Earning assets | $509,139,000 | 1,156 |
| Long-term assets (5+ years) | $122,777,000 | 869 |
| Average Assets, year-to-date | $529,693,000 | 1,187 |
| Average Assets, quarterly | $548,892,500 | 1,157 |
| Volatile liabilities | $128,019,000 | 1,179 |
| Insider loans | $10,614,000 | 638 |
| FHLB advances | $39,800,000 | 1,027 |
| Loans and leases held for sale | $12,429,000 | 233 |
| Unused loan commitments | $129,177,000 | 853 |
| Tier 1 (core) risk-based capital | $39,578,000 | 1,561 |
| Tier 2 risk-based capital | $3,637,000 | 1,397 |
| Total risk weighted assets | $427,377,000 | 1,083 |
| Total unused commitments | $129,177,000 | 854 |
| Derivatives | $34,337,000 | 316 |
| 2006-03-31 | Rank | |
| # of Employees: | 173 | 967 |
| Assets and Liabilities | ||
| Total Assets: | $541,500,000 | 1,165 |
| Cash and due from depository institutions | $12,008,000 | 967 |
| Interest-bearing balances | $1,731,000 | 2,060 |
| Securities | $93,135,000 | 1,335 |
| Federal funds sold & reverse repurchase agreements | $45,989,000 | 300 |
| Net loans & leases | $357,966,000 | 1,206 |
| Loan loss allowance | $3,437,000 | 1,473 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,438,000 | 572 |
| Other real estate owned | $88,000 | 967 |
| Goodwill and other intangibles | $589,000 | 2,032 |
| All other assets | $14,287,000 | 1,235 |
| Life insurance assets | $6,807,000 | 789 |
| Total liabilities and capital | $541,500,000 | 1,165 |
| Total liabilities | $503,132,000 | 1,129 |
| Total deposits | $447,194,000 | 1,088 |
| Interest-bearing deposits | $400,912,000 | 1,030 |
| Deposits held in domestic offices | $447,194,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,435,000 | 1,862 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,750,000 | 918 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,753,000 | 1,314 |
| Total equity capital | $38,368,000 | 1,630 |
| Total bank equity capital | $38,368,000 | 1,630 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,476 |
| Surplus | $22,522,000 | 1,174 |
| Undivided profits | $15,096,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,474,000 | 938 |
| Earning assets | $498,821,000 | 1,151 |
| Long-term assets (5+ years) | $80,528,000 | 1,234 |
| Average Assets, year-to-date | $516,397,000 | 1,217 |
| Average Assets, quarterly | $516,397,000 | 1,217 |
| Volatile liabilities | $121,135,000 | 1,163 |
| Insider loans | $14,507,000 | 417 |
| FHLB advances | $48,750,000 | 849 |
| Loans and leases held for sale | $7,025,000 | 288 |
| Unused loan commitments | $108,472,000 | 961 |
| Tier 1 (core) risk-based capital | $38,253,000 | 1,574 |
| Tier 2 risk-based capital | $3,437,000 | 1,449 |
| Total risk weighted assets | $414,678,000 | 1,088 |
| Total unused commitments | $108,472,000 | 961 |
| Derivatives | $24,105,000 | 355 |
| 2005-12-31 | Rank | |
| # of Employees: | 175 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $491,294,000 | 1,272 |
| Cash and due from depository institutions | $18,562,000 | 941 |
| Interest-bearing balances | $1,761,000 | 2,055 |
| Securities | $81,647,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $18,491,000 | 709 |
| Net loans & leases | $340,526,000 | 1,239 |
| Loan loss allowance | $3,302,000 | 1,500 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $17,756,000 | 546 |
| Other real estate owned | $88,000 | 941 |
| Goodwill and other intangibles | $589,000 | 2,030 |
| All other assets | $13,635,000 | 1,270 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $491,294,000 | 1,272 |
| Total liabilities | $453,539,000 | 1,242 |
| Total deposits | $394,289,000 | 1,237 |
| Interest-bearing deposits | $349,075,000 | 1,175 |
| Deposits held in domestic offices | $394,289,000 | 1,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 2,238 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,850,000 | 893 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,175,000 | 991 |
| Total equity capital | $37,755,000 | 1,636 |
| Total bank equity capital | $37,755,000 | 1,636 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $750,000 | 3,487 |
| Surplus | $22,522,000 | 1,146 |
| Undivided profits | $14,483,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,324,000 | 987 |
| Earning assets | $442,425,000 | 1,289 |
| Long-term assets (5+ years) | $63,666,000 | 1,490 |
| Average Assets, year-to-date | $454,766,800 | 1,309 |
| Average Assets, quarterly | $485,883,500 | 1,274 |
| Volatile liabilities | $115,972,000 | 1,200 |
| Insider loans | $13,490,000 | 441 |
| FHLB advances | $51,850,000 | 815 |
| Loans and leases held for sale | $8,078,000 | 279 |
| Unused loan commitments | $119,368,000 | 874 |
| Tier 1 (core) risk-based capital | $37,525,000 | 1,561 |
| Tier 2 risk-based capital | $3,302,000 | 1,474 |
| Total risk weighted assets | $393,352,000 | 1,121 |
| Total unused commitments | $119,368,000 | 875 |
| Derivatives | $23,457,000 | 335 |
| 2005-09-30 | Rank | |
| # of Employees: | 173 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $480,473,000 | 1,278 |
| Cash and due from depository institutions | $13,943,000 | 943 |
| Interest-bearing balances | $2,263,000 | 1,851 |
| Securities | $90,679,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $5,461,000 | 2,152 |
| Net loans & leases | $338,087,000 | 1,224 |
| Loan loss allowance | $3,252,000 | 1,502 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $18,284,000 | 512 |
| Other real estate owned | $87,000 | 943 |
| Goodwill and other intangibles | $589,000 | 2,008 |
| All other assets | $13,343,000 | 1,259 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $480,473,000 | 1,278 |
| Total liabilities | $443,339,000 | 1,242 |
| Total deposits | $379,088,000 | 1,256 |
| Interest-bearing deposits | $332,220,000 | 1,215 |
| Deposits held in domestic offices | $379,088,000 | 1,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,584,000 | 1,888 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $56,950,000 | 821 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,717,000 | 1,276 |
| Total equity capital | $37,134,000 | 1,640 |
| Total bank equity capital | $37,134,000 | 1,640 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,470 |
| Surplus | $22,521,000 | 1,113 |
| Undivided profits | $13,863,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,805,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,101,000 | 994 |
| Earning assets | $436,490,000 | 1,283 |
| Long-term assets (5+ years) | $63,236,000 | 1,476 |
| Average Assets, year-to-date | $445,635,000 | 1,318 |
| Average Assets, quarterly | $469,263,000 | 1,289 |
| Volatile liabilities | $122,128,000 | 1,108 |
| Insider loans | $10,797,000 | 557 |
| FHLB advances | $56,950,000 | 750 |
| Loans and leases held for sale | $13,035,000 | 238 |
| Unused loan commitments | $91,588,000 | 1,063 |
| Tier 1 (core) risk-based capital | $36,377,000 | 1,579 |
| Tier 2 risk-based capital | $3,252,000 | 1,465 |
| Total risk weighted assets | $375,135,000 | 1,155 |
| Total unused commitments | $91,588,000 | 1,065 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 170 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $458,053,000 | 1,303 |
| Cash and due from depository institutions | $12,427,000 | 956 |
| Interest-bearing balances | $1,980,000 | 2,018 |
| Securities | $92,849,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $4,201,000 | 2,376 |
| Net loans & leases | $316,924,000 | 1,282 |
| Loan loss allowance | $3,032,000 | 1,593 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,301,000 | 494 |
| Other real estate owned | $87,000 | 956 |
| Goodwill and other intangibles | $589,000 | 2,004 |
| All other assets | $12,675,000 | 1,284 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $458,053,000 | 1,303 |
| Total liabilities | $421,244,000 | 1,274 |
| Total deposits | $363,823,000 | 1,286 |
| Interest-bearing deposits | $323,184,000 | 1,224 |
| Deposits held in domestic offices | $363,823,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,801,000 | 2,110 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,200,000 | 901 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,420,000 | 1,282 |
| Total equity capital | $36,809,000 | 1,621 |
| Total bank equity capital | $36,809,000 | 1,621 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $22,522,000 | 1,088 |
| Undivided profits | $13,537,000 | 2,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,776,000 | 1,030 |
| Earning assets | $415,954,000 | 1,312 |
| Long-term assets (5+ years) | $56,791,000 | 1,614 |
| Average Assets, year-to-date | $434,022,330 | 1,343 |
| Average Assets, quarterly | $444,721,500 | 1,325 |
| Volatile liabilities | $117,818,000 | 1,113 |
| Insider loans | $12,025,000 | 469 |
| FHLB advances | $51,200,000 | 825 |
| Loans and leases held for sale | $16,322,000 | 209 |
| Unused loan commitments | $112,963,000 | 883 |
| Tier 1 (core) risk-based capital | $35,818,000 | 1,549 |
| Tier 2 risk-based capital | $3,032,000 | 1,555 |
| Total risk weighted assets | $352,326,000 | 1,211 |
| Total unused commitments | $112,963,000 | 883 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 156 | 1,038 |
| Assets and Liabilities | ||
| Total Assets: | $431,390,000 | 1,370 |
| Cash and due from depository institutions | $9,387,000 | 1,038 |
| Interest-bearing balances | $1,702,000 | 2,192 |
| Securities | $84,395,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $15,007,000 | 815 |
| Net loans & leases | $291,471,000 | 1,367 |
| Loan loss allowance | $2,465,000 | 1,932 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,420,000 | 468 |
| Other real estate owned | $88,000 | 1,038 |
| Goodwill and other intangibles | $674,000 | 1,915 |
| All other assets | $11,948,000 | 1,334 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $431,390,000 | 1,370 |
| Total liabilities | $399,994,000 | 1,329 |
| Total deposits | $349,024,000 | 1,332 |
| Interest-bearing deposits | $311,030,000 | 1,265 |
| Deposits held in domestic offices | $349,024,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,405,000 | 2,427 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,550,000 | 938 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,015,000 | 1,408 |
| Total equity capital | $31,396,000 | 1,844 |
| Total bank equity capital | $31,396,000 | 1,844 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $17,842,000 | 1,293 |
| Undivided profits | $12,804,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,986,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,520,000 | 1,107 |
| Earning assets | $392,575,000 | 1,385 |
| Long-term assets (5+ years) | $53,697,000 | 1,737 |
| Average Assets, year-to-date | $422,007,000 | 1,396 |
| Average Assets, quarterly | $422,007,000 | 1,396 |
| Volatile liabilities | $116,953,000 | 1,062 |
| Insider loans | $11,568,000 | 480 |
| FHLB advances | $46,550,000 | 856 |
| Loans and leases held for sale | $11,110,000 | 247 |
| Unused loan commitments | $85,585,000 | 1,067 |
| Tier 1 (core) risk-based capital | $30,538,000 | 1,827 |
| Tier 2 risk-based capital | $2,465,000 | 1,851 |
| Total risk weighted assets | $323,541,000 | 1,293 |
| Total unused commitments | $85,585,000 | 1,067 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 145 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $412,624,000 | 1,441 |
| Cash and due from depository institutions | $15,311,000 | 1,150 |
| Interest-bearing balances | $1,764,000 | 2,201 |
| Securities | $80,916,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $1,444,000 | 4,428 |
| Net loans & leases | $284,190,000 | 1,384 |
| Loan loss allowance | $2,424,000 | 1,944 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,454,000 | 470 |
| Other real estate owned | $367,000 | 1,150 |
| Goodwill and other intangibles | $667,000 | 1,914 |
| All other assets | $11,275,000 | 1,378 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $412,624,000 | 1,441 |
| Total liabilities | $381,803,000 | 1,397 |
| Total deposits | $338,925,000 | 1,364 |
| Interest-bearing deposits | $299,809,000 | 1,304 |
| Deposits held in domestic offices | $338,925,000 | 1,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,251,000 | 1,926 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $36,050,000 | 1,153 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,577,000 | 1,203 |
| Total equity capital | $30,821,000 | 1,879 |
| Total bank equity capital | $30,821,000 | 1,879 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $17,342,000 | 1,316 |
| Undivided profits | $12,729,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 2,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,312,000 | 1,192 |
| Earning assets | $368,314,000 | 1,480 |
| Long-term assets (5+ years) | $55,688,000 | 1,716 |
| Average Assets, year-to-date | $369,387,800 | 1,540 |
| Average Assets, quarterly | $402,193,500 | 1,461 |
| Volatile liabilities | $50,586,000 | 2,097 |
| Insider loans | $12,928,000 | 405 |
| FHLB advances | $36,050,000 | 1,055 |
| Loans and leases held for sale | $11,112,000 | 231 |
| Unused loan commitments | $88,201,000 | 1,020 |
| Tier 1 (core) risk-based capital | $29,620,000 | 1,855 |
| Tier 2 risk-based capital | $2,424,000 | 1,861 |
| Total risk weighted assets | $313,291,000 | 1,326 |
| Total unused commitments | $88,201,000 | 1,020 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $391,763,000 | 1,502 |
| Cash and due from depository institutions | $10,230,000 | 1,173 |
| Interest-bearing balances | $1,669,000 | 2,321 |
| Securities | $67,125,000 | 1,849 |
| Federal funds sold & reverse repurchase agreements | $11,676,000 | 980 |
| Net loans & leases | $272,545,000 | 1,417 |
| Loan loss allowance | $2,328,000 | 2,011 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,789,000 | 475 |
| Other real estate owned | $368,000 | 1,173 |
| Goodwill and other intangibles | $829,000 | 1,745 |
| All other assets | $11,201,000 | 1,360 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $391,763,000 | 1,502 |
| Total liabilities | $361,632,000 | 1,457 |
| Total deposits | $312,196,000 | 1,478 |
| Interest-bearing deposits | $268,491,000 | 1,455 |
| Deposits held in domestic offices | $312,196,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,691,000 | 2,129 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $43,850,000 | 990 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,895,000 | 1,430 |
| Total equity capital | $30,131,000 | 1,907 |
| Total bank equity capital | $30,131,000 | 1,907 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $17,335,000 | 1,273 |
| Undivided profits | $12,046,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,156,000 | 1,327 |
| Earning assets | $353,015,000 | 1,522 |
| Long-term assets (5+ years) | $51,547,000 | 1,834 |
| Average Assets, year-to-date | $358,578,750 | 1,582 |
| Average Assets, quarterly | $376,626,000 | 1,536 |
| Volatile liabilities | $52,056,000 | 2,027 |
| Insider loans | $11,659,000 | 463 |
| FHLB advances | $43,850,000 | 902 |
| Loans and leases held for sale | $8,154,000 | 278 |
| Unused loan commitments | $80,858,000 | 1,088 |
| Tier 1 (core) risk-based capital | $28,662,000 | 1,899 |
| Tier 2 risk-based capital | $2,328,000 | 1,892 |
| Total risk weighted assets | $299,142,000 | 1,356 |
| Total unused commitments | $80,858,000 | 1,089 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 131 | 1,311 |
| Assets and Liabilities | ||
| Total Assets: | $361,489,000 | 1,602 |
| Cash and due from depository institutions | $18,900,000 | 1,311 |
| Interest-bearing balances | $1,655,000 | 2,314 |
| Securities | $65,460,000 | 1,901 |
| Federal funds sold & reverse repurchase agreements | $6,286,000 | 1,664 |
| Net loans & leases | $243,730,000 | 1,535 |
| Loan loss allowance | $2,280,000 | 2,037 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,923,000 | 539 |
| Other real estate owned | $90,000 | 1,311 |
| Goodwill and other intangibles | $541,000 | 2,010 |
| All other assets | $10,559,000 | 1,442 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $361,489,000 | 1,602 |
| Total liabilities | $336,135,000 | 1,547 |
| Total deposits | $293,687,000 | 1,558 |
| Interest-bearing deposits | $234,168,000 | 1,656 |
| Deposits held in domestic offices | $293,687,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,078,000 | 2,033 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,100,000 | 1,126 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,270,000 | 1,603 |
| Total equity capital | $25,354,000 | 2,188 |
| Total bank equity capital | $25,354,000 | 2,188 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $13,636,000 | 1,536 |
| Undivided profits | $10,968,000 | 2,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,843,000 | 1,470 |
| Earning assets | $317,131,000 | 1,670 |
| Long-term assets (5+ years) | $57,906,000 | 1,713 |
| Average Assets, year-to-date | $347,517,330 | 1,627 |
| Average Assets, quarterly | $351,975,000 | 1,628 |
| Volatile liabilities | $41,560,000 | 2,365 |
| Insider loans | $11,386,000 | 478 |
| FHLB advances | $37,100,000 | 1,030 |
| Loans and leases held for sale | $7,102,000 | 302 |
| Unused loan commitments | $98,017,000 | 908 |
| Tier 1 (core) risk-based capital | $24,882,000 | 2,167 |
| Tier 2 risk-based capital | $2,280,000 | 1,904 |
| Total risk weighted assets | $274,307,000 | 1,452 |
| Total unused commitments | $98,017,000 | 909 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 136 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $342,461,000 | 1,670 |
| Cash and due from depository institutions | $12,451,000 | 1,239 |
| Interest-bearing balances | $1,687,000 | 2,515 |
| Securities | $63,960,000 | 1,956 |
| Federal funds sold & reverse repurchase agreements | $8,812,000 | 1,694 |
| Net loans & leases | $231,116,000 | 1,597 |
| Loan loss allowance | $2,162,000 | 2,118 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,890,000 | 561 |
| Other real estate owned | $268,000 | 1,239 |
| Goodwill and other intangibles | $541,000 | 2,006 |
| All other assets | $10,423,000 | 1,356 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $342,461,000 | 1,670 |
| Total liabilities | $316,845,000 | 1,630 |
| Total deposits | $272,520,000 | 1,667 |
| Interest-bearing deposits | $238,904,000 | 1,626 |
| Deposits held in domestic offices | $272,520,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,274,000 | 2,051 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,350,000 | 1,011 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,701,000 | 1,555 |
| Total equity capital | $25,616,000 | 2,212 |
| Total bank equity capital | $25,616,000 | 2,212 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $13,636,000 | 1,513 |
| Undivided profits | $11,230,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,356,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,858,000 | 1,456 |
| Earning assets | $305,575,000 | 1,712 |
| Long-term assets (5+ years) | $56,876,000 | 1,725 |
| Average Assets, year-to-date | $340,531,500 | 1,651 |
| Average Assets, quarterly | $340,531,500 | 1,651 |
| Volatile liabilities | $51,698,000 | 1,925 |
| Insider loans | $13,146,000 | 367 |
| FHLB advances | $39,350,000 | 923 |
| Loans and leases held for sale | $5,224,000 | 393 |
| Unused loan commitments | $67,272,000 | 1,197 |
| Tier 1 (core) risk-based capital | $24,147,000 | 2,189 |
| Tier 2 risk-based capital | $2,162,000 | 1,966 |
| Total risk weighted assets | $259,693,000 | 1,504 |
| Total unused commitments | $67,272,000 | 1,201 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 135 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $338,602,000 | 1,669 |
| Cash and due from depository institutions | $14,958,000 | 1,261 |
| Interest-bearing balances | $1,868,000 | 2,299 |
| Securities | $67,189,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $3,090,000 | 3,234 |
| Net loans & leases | $227,675,000 | 1,591 |
| Loan loss allowance | $2,162,000 | 2,107 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $14,215,000 | 599 |
| Other real estate owned | $276,000 | 1,261 |
| Goodwill and other intangibles | $541,000 | 1,996 |
| All other assets | $10,658,000 | 1,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,602,000 | 1,669 |
| Total liabilities | $313,682,000 | 1,632 |
| Total deposits | $267,403,000 | 1,690 |
| Interest-bearing deposits | $226,099,000 | 1,699 |
| Deposits held in domestic offices | $267,403,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,353,000 | 1,891 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,350,000 | 1,000 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,576,000 | 1,543 |
| Total equity capital | $24,920,000 | 2,231 |
| Total bank equity capital | $24,920,000 | 2,231 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $13,436,000 | 1,502 |
| Undivided profits | $10,734,000 | 2,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,978,000 | 1,406 |
| Earning assets | $299,822,000 | 1,733 |
| Long-term assets (5+ years) | $61,678,000 | 1,623 |
| Average Assets, year-to-date | $312,317,600 | 1,736 |
| Average Assets, quarterly | $330,344,000 | 1,697 |
| Volatile liabilities | $47,592,000 | 2,049 |
| Insider loans | $9,837,000 | 503 |
| FHLB advances | $40,350,000 | 901 |
| Loans and leases held for sale | $6,425,000 | 326 |
| Unused loan commitments | $67,995,000 | 1,151 |
| Tier 1 (core) risk-based capital | $23,659,000 | 2,209 |
| Tier 2 risk-based capital | $2,162,000 | 1,962 |
| Total risk weighted assets | $256,121,000 | 1,519 |
| Total unused commitments | $67,995,000 | 1,152 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 125 | 1,409 |
| Assets and Liabilities | ||
| Total Assets: | $322,086,000 | 1,752 |
| Cash and due from depository institutions | $13,649,000 | 1,409 |
| Interest-bearing balances | $1,680,000 | 2,524 |
| Securities | $77,527,000 | 1,690 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $206,609,000 | 1,720 |
| Loan loss allowance | $2,095,000 | 2,175 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,135,000 | 654 |
| Other real estate owned | $301,000 | 1,409 |
| Goodwill and other intangibles | $541,000 | 1,971 |
| All other assets | $10,324,000 | 1,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,086,000 | 1,752 |
| Total liabilities | $298,298,000 | 1,709 |
| Total deposits | $248,847,000 | 1,818 |
| Interest-bearing deposits | $220,880,000 | 1,747 |
| Deposits held in domestic offices | $248,847,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,687,000 | 1,596 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,400,000 | 948 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,364,000 | 1,687 |
| Total equity capital | $23,788,000 | 2,308 |
| Total bank equity capital | $23,788,000 | 2,308 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $12,837,000 | 1,535 |
| Undivided profits | $10,201,000 | 2,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,072,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,952,000 | 1,530 |
| Earning assets | $285,816,000 | 1,810 |
| Long-term assets (5+ years) | $60,292,000 | 1,650 |
| Average Assets, year-to-date | $305,746,500 | 1,790 |
| Average Assets, quarterly | $322,396,500 | 1,739 |
| Volatile liabilities | $55,046,000 | 1,754 |
| Insider loans | $11,446,000 | 409 |
| FHLB advances | $42,400,000 | 856 |
| Loans and leases held for sale | $5,347,000 | 505 |
| Unused loan commitments | $70,738,000 | 1,141 |
| Tier 1 (core) risk-based capital | $22,437,000 | 2,325 |
| Tier 2 risk-based capital | $2,095,000 | 2,009 |
| Total risk weighted assets | $237,702,000 | 1,611 |
| Total unused commitments | $70,738,000 | 1,145 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 123 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $322,707,000 | 1,733 |
| Cash and due from depository institutions | $15,535,000 | 1,432 |
| Interest-bearing balances | $1,671,000 | 2,677 |
| Securities | $67,785,000 | 1,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $217,764,000 | 1,632 |
| Loan loss allowance | $2,030,000 | 2,195 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,987,000 | 733 |
| Other real estate owned | $50,000 | 1,432 |
| Goodwill and other intangibles | $541,000 | 1,927 |
| All other assets | $9,045,000 | 1,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,707,000 | 1,733 |
| Total liabilities | $299,308,000 | 1,686 |
| Total deposits | $245,210,000 | 1,832 |
| Interest-bearing deposits | $218,301,000 | 1,742 |
| Deposits held in domestic offices | $245,210,000 | 1,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,282,000 | 1,329 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,150,000 | 897 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,666,000 | 1,622 |
| Total equity capital | $23,399,000 | 2,343 |
| Total bank equity capital | $23,399,000 | 2,343 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $12,236,000 | 1,564 |
| Undivided profits | $10,413,000 | 2,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,817,000 | 1,564 |
| Earning assets | $287,220,000 | 1,786 |
| Long-term assets (5+ years) | $68,400,000 | 1,436 |
| Average Assets, year-to-date | $300,300,000 | 1,814 |
| Average Assets, quarterly | $309,485,000 | 1,786 |
| Volatile liabilities | $55,223,000 | 1,730 |
| Insider loans | $8,285,000 | 601 |
| FHLB advances | $45,150,000 | 803 |
| Loans and leases held for sale | $14,234,000 | 364 |
| Unused loan commitments | $55,987,000 | 1,318 |
| Tier 1 (core) risk-based capital | $21,552,000 | 2,368 |
| Tier 2 risk-based capital | $2,030,000 | 2,018 |
| Total risk weighted assets | $237,053,000 | 1,594 |
| Total unused commitments | $55,987,000 | 1,329 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $296,263,000 | 1,847 |
| Cash and due from depository institutions | $5,882,000 | 1,591 |
| Interest-bearing balances | $714,000 | 3,512 |
| Securities | $68,458,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $5,840,000 | 2,845 |
| Net loans & leases | $197,335,000 | 1,744 |
| Loan loss allowance | $2,014,000 | 2,170 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,478,000 | 836 |
| Other real estate owned | $52,000 | 1,591 |
| Goodwill and other intangibles | $541,000 | 1,909 |
| All other assets | $7,677,000 | 1,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,263,000 | 1,847 |
| Total liabilities | $274,037,000 | 1,803 |
| Total deposits | $222,449,000 | 1,992 |
| Interest-bearing deposits | $194,744,000 | 1,964 |
| Deposits held in domestic offices | $222,449,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,044,000 | 1,716 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $46,550,000 | 853 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,994,000 | 2,056 |
| Total equity capital | $22,226,000 | 2,400 |
| Total bank equity capital | $22,226,000 | 2,400 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $12,237,000 | 1,535 |
| Undivided profits | $9,239,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,164,000 | 2,618 |
| Earning assets | $272,347,000 | 1,833 |
| Long-term assets (5+ years) | $62,311,000 | 1,509 |
| Average Assets, year-to-date | $289,096,500 | 1,878 |
| Average Assets, quarterly | $289,096,500 | 1,878 |
| Volatile liabilities | $50,256,000 | 1,833 |
| Insider loans | $6,824,000 | 739 |
| FHLB advances | $46,550,000 | 770 |
| Loans and leases held for sale | $9,985,000 | 416 |
| Unused loan commitments | $42,442,000 | 1,583 |
| Tier 1 (core) risk-based capital | $20,884,000 | 2,394 |
| Tier 2 risk-based capital | $2,014,000 | 1,990 |
| Total risk weighted assets | $216,274,000 | 1,688 |
| Total unused commitments | $42,442,000 | 1,592 |
| Derivatives | $10,000,000 | 370 |
| 2002-12-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $281,930,000 | 1,910 |
| Cash and due from depository institutions | $8,527,000 | 1,715 |
| Interest-bearing balances | $1,410,000 | 2,756 |
| Securities | $69,608,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,430 |
| Net loans & leases | $181,156,000 | 1,886 |
| Loan loss allowance | $1,784,000 | 2,361 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,232,000 | 1,087 |
| Other real estate owned | $281,000 | 1,715 |
| Goodwill and other intangibles | $541,000 | 1,897 |
| All other assets | $7,685,000 | 1,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,930,000 | 1,910 |
| Total liabilities | $259,800,000 | 1,874 |
| Total deposits | $211,680,000 | 2,047 |
| Interest-bearing deposits | $188,363,000 | 1,986 |
| Deposits held in domestic offices | $211,680,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,358,000 | 1,949 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $43,650,000 | 893 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,112,000 | 1,942 |
| Total equity capital | $22,130,000 | 2,390 |
| Total bank equity capital | $22,130,000 | 2,390 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $12,236,000 | 1,497 |
| Undivided profits | $9,144,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,816,000 | 1,692 |
| Earning assets | $258,074,000 | 1,897 |
| Long-term assets (5+ years) | $71,827,000 | 1,295 |
| Average Assets, year-to-date | $210,030,800 | 2,435 |
| Average Assets, quarterly | $275,901,000 | 1,927 |
| Volatile liabilities | $57,896,000 | 1,620 |
| Insider loans | $5,130,000 | 990 |
| FHLB advances | $43,650,000 | 795 |
| Loans and leases held for sale | $13,132,000 | 382 |
| Unused loan commitments | $34,643,000 | 1,777 |
| Tier 1 (core) risk-based capital | $20,565,000 | 2,394 |
| Tier 2 risk-based capital | $1,784,000 | 2,176 |
| Total risk weighted assets | $198,590,000 | 1,799 |
| Total unused commitments | $34,643,000 | 1,783 |
| Derivatives | $10,000,000 | 351 |
| 2001-12-31 | Rank | |
| # of Employees: | 3 | 9,527 |
| Assets and Liabilities | ||
| Total Assets: | $6,470,000 | 9,567 |
| Cash and due from depository institutions | $190,000 | 9,527 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $812,000 | 9,208 |
| Federal funds sold & reverse repurchase agreements | $735,000 | 6,195 |
| Net loans & leases | $4,522,000 | 9,379 |
| Loan loss allowance | $53,000 | 9,335 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,000 | 9,520 |
| Other real estate owned | $95,000 | 9,527 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $111,000 | 9,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,470,000 | 9,567 |
| Total liabilities | $5,794,000 | 9,515 |
| Total deposits | $5,746,000 | 9,478 |
| Interest-bearing deposits | $4,922,000 | 9,432 |
| Deposits held in domestic offices | $5,746,000 | 9,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $48,000 | 9,411 |
| Total equity capital | $676,000 | 9,575 |
| Total bank equity capital | $676,000 | 9,575 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $50,000 | 7,980 |
| Surplus | $450,000 | 8,060 |
| Undivided profits | $176,000 | 8,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $91,000 | 9,187 |
| Earning assets | $6,090,000 | 9,533 |
| Long-term assets (5+ years) | $56,000 | 8,450 |
| Average Assets, year-to-date | $6,453,400 | 9,561 |
| Average Assets, quarterly | $6,439,500 | 9,566 |
| Volatile liabilities | $931,000 | 9,241 |
| Insider loans | $63,000 | 7,995 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $41,000 | 9,267 |
| Tier 1 (core) risk-based capital | $676,000 | 9,572 |
| Tier 2 risk-based capital | $53,000 | 9,324 |
| Total risk weighted assets | $4,482,000 | 9,484 |
| Total unused commitments | $41,000 | 9,268 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 4 | 9,732 |
| Assets and Liabilities | ||
| Total Assets: | $6,753,000 | 9,832 |
| Cash and due from depository institutions | $284,000 | 9,732 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $1,915,000 | 9,295 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 6,265 |
| Net loans & leases | $3,902,000 | 9,687 |
| Loan loss allowance | $35,000 | 9,675 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,000 | 9,810 |
| Other real estate owned | $104,000 | 9,732 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $102,000 | 9,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,753,000 | 9,832 |
| Total liabilities | $6,045,000 | 9,772 |
| Total deposits | $5,985,000 | 9,735 |
| Interest-bearing deposits | $5,135,000 | 9,684 |
| Deposits held in domestic offices | $5,985,000 | 9,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $60,000 | 9,630 |
| Total equity capital | $708,000 | 9,863 |
| Total bank equity capital | $708,000 | 9,863 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $50,000 | 8,238 |
| Surplus | $450,000 | 8,282 |
| Undivided profits | $208,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $76,000 | 9,291 |
| Earning assets | $6,278,000 | 9,802 |
| Long-term assets (5+ years) | $13,000 | 8,692 |
| Average Assets, year-to-date | $6,467,600 | 9,837 |
| Average Assets, quarterly | $6,584,500 | 9,835 |
| Volatile liabilities | $966,000 | 9,419 |
| Insider loans | $51,000 | 8,299 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $164,000 | 9,375 |
| Tier 1 (core) risk-based capital | $708,000 | 9,856 |
| Tier 2 risk-based capital | $35,000 | 9,669 |
| Total risk weighted assets | $4,028,400 | 9,768 |
| Total unused commitments | $164,000 | 9,379 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 4 | 10,050 |
| Assets and Liabilities | ||
| Total Assets: | $6,587,000 | 10,164 |
| Cash and due from depository institutions | $435,000 | 10,050 |
| Interest-bearing balances | $115,000 | 4,494 |
| Securities | $1,913,000 | 9,663 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 5,618 |
| Net loans & leases | $3,462,000 | 10,025 |
| Loan loss allowance | $37,000 | 9,978 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,000 | 10,157 |
| Other real estate owned | $102,000 | 10,050 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $98,000 | 10,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,587,000 | 10,164 |
| Total liabilities | $5,873,000 | 10,093 |
| Total deposits | $5,824,000 | 10,052 |
| Interest-bearing deposits | $4,820,000 | 10,014 |
| Deposits held in domestic offices | $5,824,000 | 10,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $49,000 | 9,956 |
| Total equity capital | $714,000 | 10,167 |
| Total bank equity capital | $714,000 | 10,167 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $450,000 | 8,531 |
| Undivided profits | $214,000 | 8,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 8,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $67,000 | 9,538 |
| Earning assets | $6,065,000 | 10,129 |
| Long-term assets (5+ years) | $61,000 | 8,928 |
| Average Assets, year-to-date | $6,239,600 | 10,165 |
| Average Assets, quarterly | $6,385,500 | 10,165 |
| Volatile liabilities | $960,000 | 9,682 |
| Insider loans | $110,000 | 7,906 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $39,000 | 9,840 |
| Tier 1 (core) risk-based capital | $714,000 | 10,164 |
| Tier 2 risk-based capital | $37,000 | 9,959 |
| Total risk weighted assets | $3,685,300 | 10,100 |
| Total unused commitments | $39,000 | 9,841 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 4 | 10,295 |
| Assets and Liabilities | ||
| Total Assets: | $5,920,000 | 10,414 |
| Cash and due from depository institutions | $273,000 | 10,295 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,217,000 | 10,008 |
| Federal funds sold & reverse repurchase agreements | $266,000 | 8,094 |
| Net loans & leases | $3,928,000 | 10,218 |
| Loan loss allowance | $29,000 | 10,262 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $0 | 10,407 |
| Other real estate owned | $120,000 | 10,295 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $116,000 | 10,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,920,000 | 10,414 |
| Total liabilities | $5,216,000 | 10,357 |
| Total deposits | $5,175,000 | 10,322 |
| Interest-bearing deposits | $4,370,000 | 10,269 |
| Deposits held in domestic offices | $5,175,000 | 10,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $41,000 | 10,307 |
| Total equity capital | $704,000 | 10,406 |
| Total bank equity capital | $704,000 | 10,406 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $450,000 | 8,694 |
| Undivided profits | $204,000 | 9,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 8,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $116,000 | 9,141 |
| Earning assets | $5,411,000 | 10,382 |
| Long-term assets (5+ years) | $14,000 | 9,164 |
| Average Assets, year-to-date | $5,950,000 | 10,411 |
| Average Assets, quarterly | $5,910,500 | 10,411 |
| Volatile liabilities | $950,000 | 9,824 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $107,000 | 9,946 |
| Tier 1 (core) risk-based capital | $704,000 | 10,402 |
| Tier 2 risk-based capital | $29,000 | 10,223 |
| Total risk weighted assets | $3,966,900 | 10,307 |
| Total unused commitments | $107,000 | 9,947 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 4 | 10,726 |
| Assets and Liabilities | ||
| Total Assets: | $6,281,000 | 10,866 |
| Cash and due from depository institutions | $204,000 | 10,726 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,000,000 | 10,327 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 8,032 |
| Net loans & leases | $3,876,000 | 10,701 |
| Loan loss allowance | $48,000 | 10,590 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,000 | 10,860 |
| Other real estate owned | $0 | 10,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $120,000 | 10,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,281,000 | 10,866 |
| Total liabilities | $5,616,000 | 10,815 |
| Total deposits | $5,566,000 | 10,781 |
| Interest-bearing deposits | $4,675,000 | 10,716 |
| Deposits held in domestic offices | $5,566,000 | 10,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $50,000 | 10,702 |
| Total equity capital | $665,000 | 10,865 |
| Total bank equity capital | $665,000 | 10,865 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $450,000 | 9,027 |
| Undivided profits | $165,000 | 10,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $91,000 | 9,920 |
| Earning assets | $5,956,000 | 10,824 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $6,638,200 | 10,853 |
| Average Assets, quarterly | $6,351,500 | 10,866 |
| Volatile liabilities | $550,000 | 10,493 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $70,000 | 10,399 |
| Tier 1 (core) risk-based capital | $665,000 | 10,862 |
| Tier 2 risk-based capital | $48,000 | 10,536 |
| Total risk weighted assets | $3,848,900 | 10,770 |
| Total unused commitments | $70,000 | 10,401 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 4 | 11,246 |
| Assets and Liabilities | ||
| Total Assets: | $7,212,000 | 11,360 |
| Cash and due from depository institutions | $186,000 | 11,246 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,104,000 | 10,832 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 7,594 |
| Net loans & leases | $4,342,000 | 11,169 |
| Loan loss allowance | $54,000 | 11,050 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,000 | 11,379 |
| Other real estate owned | $0 | 11,246 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $139,000 | 11,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,212,000 | 11,360 |
| Total liabilities | $6,512,000 | 11,323 |
| Total deposits | $6,434,000 | 11,287 |
| Interest-bearing deposits | $5,449,000 | 11,213 |
| Deposits held in domestic offices | $6,434,000 | 11,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $78,000 | 10,906 |
| Total equity capital | $700,000 | 11,368 |
| Total bank equity capital | $700,000 | 11,368 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $450,000 | 9,426 |
| Undivided profits | $200,000 | 10,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $107,000 | 10,080 |
| Earning assets | $6,881,000 | 11,309 |
| Long-term assets (5+ years) | $66,000 | 9,860 |
| Average Assets, year-to-date | $6,934,400 | 11,361 |
| Average Assets, quarterly | $7,148,000 | 11,357 |
| Volatile liabilities | $855,000 | 10,667 |
| Insider loans | $99,000 | 8,812 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $338,000 | 10,115 |
| Tier 1 (core) risk-based capital | $700,000 | 11,364 |
| Tier 2 risk-based capital | $54,000 | 10,963 |
| Total risk weighted assets | $4,415,500 | 11,241 |
| Total unused commitments | $338,000 | 10,125 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 4 | 11,773 |
| Assets and Liabilities | ||
| Total Assets: | $6,648,000 | 11,895 |
| Cash and due from depository institutions | $221,000 | 11,773 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,098,000 | 11,341 |
| Federal funds sold & reverse repurchase agreements | $390,000 | 8,576 |
| Net loans & leases | $3,815,000 | 11,725 |
| Loan loss allowance | $58,000 | 11,509 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,000 | 11,877 |
| Other real estate owned | $0 | 11,773 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $114,000 | 11,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,648,000 | 11,895 |
| Total liabilities | $6,015,000 | 11,862 |
| Total deposits | $5,947,000 | 11,827 |
| Interest-bearing deposits | $5,159,000 | 11,753 |
| Deposits held in domestic offices | $5,947,000 | 11,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $68,000 | 11,540 |
| Total equity capital | $633,000 | 11,897 |
| Total bank equity capital | $633,000 | 11,897 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $450,000 | 9,795 |
| Undivided profits | $133,000 | 11,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $89,000 | 10,857 |
| Earning assets | $6,303,000 | 11,845 |
| Long-term assets (5+ years) | $111,000 | 10,201 |
| Average Assets, year-to-date | $6,372,400 | 11,908 |
| Average Assets, quarterly | $6,424,000 | 11,905 |
| Volatile liabilities | $755,000 | 11,133 |
| Insider loans | $15,000 | 10,494 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $187,000 | 10,787 |
| Tier 1 (core) risk-based capital | $633,000 | 11,892 |
| Tier 2 risk-based capital | $49,440 | 11,503 |
| Total risk weighted assets | $3,946,840 | 11,785 |
| Total unused commitments | $187,000 | 10,792 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 5 | 12,235 |
| Assets and Liabilities | ||
| Total Assets: | $6,325,000 | 12,544 |
| Cash and due from depository institutions | $164,000 | 12,235 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,001,000 | 12,049 |
| Federal funds sold & reverse repurchase agreements | $170,000 | 7,884 |
| Net loans & leases | $3,857,000 | 12,330 |
| Loan loss allowance | $64,000 | 12,075 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $16,000 | 12,447 |
| Other real estate owned | $0 | 12,235 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $117,000 | 12,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,325,000 | 12,544 |
| Total liabilities | $5,753,000 | 12,516 |
| Total deposits | $5,691,000 | 12,478 |
| Interest-bearing deposits | $5,015,000 | 12,392 |
| Deposits held in domestic offices | $5,691,000 | 12,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $62,000 | 11,938 |
| Total equity capital | $572,000 | 12,528 |
| Total bank equity capital | $572,000 | 12,528 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $450,000 | 10,198 |
| Undivided profits | $72,000 | 11,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 9,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $89,000 | 11,141 |
| Earning assets | $6,028,000 | 12,484 |
| Long-term assets (5+ years) | $23,000 | 10,849 |
| Average Assets, year-to-date | $6,276,600 | 12,547 |
| Average Assets, quarterly | $6,322,000 | 12,543 |
| Volatile liabilities | $725,000 | 11,521 |
| Insider loans | $21,000 | 10,796 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $334,000 | 10,773 |
| Tier 1 (core) risk-based capital | $572,000 | 12,533 |
| Tier 2 risk-based capital | $49,660 | 12,121 |
| Total risk weighted assets | $3,958,160 | 12,393 |
| Total unused commitments | $334,000 | 10,777 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 5 | 12,882 |
| Assets and Liabilities | ||
| Total Assets: | $6,144,000 | 13,227 |
| Cash and due from depository institutions | $149,000 | 12,882 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,203,000 | 12,487 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 10,255 |
| Net loans & leases | $3,594,000 | 12,995 |
| Loan loss allowance | $69,000 | 12,611 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $26,000 | 13,019 |
| Other real estate owned | $0 | 12,882 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $117,000 | 12,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,144,000 | 13,227 |
| Total liabilities | $5,623,000 | 13,201 |
| Total deposits | $5,465,000 | 13,181 |
| Interest-bearing deposits | $4,714,000 | 13,092 |
| Deposits held in domestic offices | $5,465,000 | 13,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,000 | 3,776 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $43,000 | 12,863 |
| Total equity capital | $521,000 | 13,151 |
| Total bank equity capital | $521,000 | 13,151 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $71,000 | 12,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 11,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $83,000 | 11,525 |
| Earning assets | $5,852,000 | 13,155 |
| Long-term assets (5+ years) | $159,000 | 11,176 |
| Average Assets, year-to-date | $6,168,200 | 13,215 |
| Average Assets, quarterly | $6,182,000 | 13,219 |
| Volatile liabilities | $688,000 | 12,002 |
| Insider loans | $34,000 | 10,934 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $156,000 | 11,625 |
| Tier 1 (core) risk-based capital | $521,000 | 13,150 |
| Tier 2 risk-based capital | $48,900 | 12,700 |
| Total risk weighted assets | $3,891,500 | 13,042 |
| Total unused commitments | $156,000 | 11,631 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 5 | 13,478 |
| Assets and Liabilities | ||
| Total Assets: | $5,987,000 | 13,837 |
| Cash and due from depository institutions | $104,000 | 13,478 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,258,000 | 12,931 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 11,017 |
| Net loans & leases | $3,249,000 | 13,637 |
| Loan loss allowance | $61,000 | 13,241 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $23,000 | 13,662 |
| Other real estate owned | $87,000 | 13,478 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $116,000 | 13,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,987,000 | 13,837 |
| Total liabilities | $5,507,000 | 13,812 |
| Total deposits | $5,436,000 | 13,786 |
| Interest-bearing deposits | $4,786,000 | 13,695 |
| Deposits held in domestic offices | $5,436,000 | 13,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $71,000 | 13,026 |
| Total equity capital | $480,000 | 13,754 |
| Total bank equity capital | $480,000 | 13,754 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $350,000 | 11,385 |
| Undivided profits | $80,000 | 12,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 11,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $74,000 | 12,362 |
| Earning assets | $5,657,000 | 13,776 |
| Long-term assets (5+ years) | $441,000 | 11,086 |
| Average Assets, year-to-date | $6,098,000 | 13,834 |
| Average Assets, quarterly | $6,188,500 | 13,825 |
| Volatile liabilities | $773,000 | 12,273 |
| Insider loans | $11,000 | 8,785 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $224,000 | 11,588 |
| Tier 1 (core) risk-based capital | $480,000 | 13,746 |
| Tier 2 risk-based capital | $44,020 | 13,242 |
| Total risk weighted assets | $3,504,220 | 13,686 |
| Total unused commitments | $224,000 | 11,607 |
| Derivatives | $0 | 651 |