Valley American Bank and Trust Company, Net Loans and Leases

1997-12-31Rank
Net loans and leases$547,204,000594
Loan loss allowance$10,400,000467
Total loans and leases$557,604,000591
Unearned income$1,0004,605
Loans and leases, gross$557,605,000592
All real estate loans$290,692,000706
Real estate loans in domestic offices$290,692,000706
Construction and development loans$12,142,0001,223
Commercial RE$99,956,000532
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,463,0001,614
1-4 family residential loans$174,095,000742
Farmland loans$1,036,0004,349
Loans held in foreign officesNANA
Farm loans$2,781,0003,125
Commercial and industrial loans$197,195,000260
To non-U.S. addressees$0228
Loans to individuals$55,911,000666
Credit card loans$3,420,000655
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$52,491,000596
All other loans & leases$11,026,000544
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$2,155,000679
Other loans$7,933,000305
Lease financing receivables$938,000651
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$111,0001,724
Non 1-4 family restructured loans & leases$111,0001,724
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$527,590,000646
Loan loss allowance$11,800,000467
Total loans and leases$539,390,000644
Unearned income$3,0006,131
Loans and leases, gross$539,390,000647
All real estate loans$283,937,000758
Real estate loans in domestic offices$283,937,000758
Construction and development loans$10,227,0001,428
Commercial RE$115,693,000456
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$2,182,0002,237
1-4 family residential loans$155,061,000861
Farmland loans$774,0004,944
Loans held in foreign officesNANA
Farm loans$3,045,0002,961
Commercial and industrial loans$184,544,000298
To non-U.S. addressees$0238
Loans to individuals$57,154,000747
Credit card loans$3,555,000741
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$53,599,000675
All other loans & leases$10,713,000617
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$2,666,000645
Other loans$7,190,000364
Lease financing receivables$857,000707
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$2,534,000271
Non 1-4 family restructured loans & leases$2,534,000271
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$516,655,000662
Loan loss allowance$8,400,000625
Total loans and leases$525,055,000659
Unearned income$11,0006,266
Loans and leases, gross$525,055,000663
All real estate loans$289,187,000746
Real estate loans in domestic offices$289,187,000746
Construction and development loans$21,427,000671
Commercial RE$113,241,000467
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,955,0002,418
1-4 family residential loans$152,099,000878
Farmland loans$465,0005,851
Loans held in foreign officesNANA
Farm loans$1,512,0004,351
Commercial and industrial loans$162,784,000335
To non-U.S. addressees$0259
Loans to individuals$59,553,000761
Credit card loans$3,864,000794
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$55,689,000677
All other loans & leases$12,030,000579
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$4,257,000483
Other loans$6,723,000406
Lease financing receivables$1,050,000640
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$2,518,000362
Non 1-4 family restructured loans & leases$2,518,000362
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$503,341,000649
Loan loss allowance$8,100,000653
Total loans and leases$511,441,000646
Unearned income$26,0006,475
Loans and leases, gross$511,441,000658
All real estate loans$277,684,000764
Real estate loans in domestic offices$277,684,000762
Construction and development loans$11,983,0001,088
Commercial RE$114,031,000451
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$2,168,0002,368
1-4 family residential loans$148,897,000894
Farmland loans$605,0005,511
Loans held in foreign officesNANA
Farm loans$1,903,0004,029
Commercial and industrial loans$148,897,000332
To non-U.S. addressees$0273
Loans to individuals$58,105,000765
Credit card loans$3,785,000793
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$54,320,000692
All other loans & leases$24,878,000392
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$5,460,000429
Other loans$8,965,000352
Lease financing receivables$1,453,000531
Loans to depository institutions and acceptances of other banks$9,000,000191
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$3,894,000318
Non 1-4 family restructured loans & leases$3,894,000318
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$466,766,000673
Loan loss allowance$7,000,000772
Total loans and leases$473,766,000677
Unearned income$08,395
Loans and leases, gross$473,766,000680
All real estate loans$253,063,000828
Real estate loans in domestic offices$253,063,000827
Construction and development loans$13,018,000935
Commercial RE$100,266,000495
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,475,0001,811
1-4 family residential loans$135,722,000960
Farmland loans$582,0005,618
Loans held in foreign officesNANA
Farm loans$564,0005,966
Commercial and industrial loans$135,921,000340
To non-U.S. addressees$0272
Loans to individuals$57,844,000744
Credit card loans$179,0004,129
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$57,665,000633
All other loans & leases$26,374,000390
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$9,331,000323
Other loans$7,838,000389
Lease financing receivables$1,317,000525
Loans to depository institutions and acceptances of other banks$7,888,000196
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$3,459,000453
Non 1-4 family restructured loans & leases$3,459,000453
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$439,329,000715
Loan loss allowance$5,900,000885
Total loans and leases$445,229,000717
Unearned income$234,0004,545
Loans and leases, gross$445,229,000722
All real estate loans$187,259,0001,086
Real estate loans in domestic offices$187,259,0001,085
Construction and development loans$28,508,000508
Commercial RE$31,359,0001,495
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$2,524,0002,196
1-4 family residential loans$124,857,0001,053
Farmland loans$11,0009,002
Loans held in foreign officesNANA
Farm loans$965,0005,299
Commercial and industrial loans$147,880,000338
To non-U.S. addressees$0266
Loans to individuals$69,572,000657
Credit card loans$3,333,000893
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$66,239,000560
All other loans & leases$39,787,000326
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$9,996,000344
Other loans$7,568,000408
Lease financing receivables$223,0001,110
Loans to depository institutions and acceptances of other banks$22,000,000136
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA