Home > Valley American Bank and Trust Company > Net charge- offs to loans
Valley American Bank and Trust Company, Net charge- offs to loans
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3643% | 2,237 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 760 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 439 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 772 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 700 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7694% | 235 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7950% | 669 |
Percentage Net Loans Charged-off: Credit card loans | 4.4160% | 274 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1962% | 217 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3545% | 2,535 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 733 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 494 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 636 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 578 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7930% | 235 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6978% | 725 |
Percentage Net Loans Charged-off: Credit card loans | 3.2880% | 366 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2641% | 3,145 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 769 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 657 |
Percentage Net Loans Charged-off: Home equity loans | -0.0856% | 1,322 |
All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 549 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6343% | 264 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4348% | 833 |
Percentage Net Loans Charged-off: Credit card loans | 2.4166% | 420 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1317% | 5,090 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 429 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2892% | 368 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 391 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 357 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 714 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2471% | 949 |
Percentage Net Loans Charged-off: Credit card loans | 1.0303% | 717 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3932% | 3,389 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 967 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 783 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 673 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 619 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2124% | 336 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1154% | 1,184 |
Percentage Net Loans Charged-off: Credit card loans | 1.9893% | 490 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3115% | 5,921 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 809 |
Percentage Net Loans Charged-off:Construction & development | 0.0074% | 631 |
Percentage Net Loans Charged-off: Commercial real estate | 1.4558% | 301 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 939 |
Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 330 |
All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 937 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4690% | 810 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5008% | 967 |
Percentage Net Loans Charged-off: Credit card loans | 4.1325% | 249 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |