Home > Valley American Bank and Trust Company > Assets and Liabilities
Valley American Bank and Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 381 | 463 |
| Assets and Liabilities | ||
| Total Assets: | $970,366,000 | 539 |
| Cash and due from depository institutions | $49,115,000 | 463 |
| Interest-bearing balances | $207,000 | 3,868 |
| Securities | $172,793,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $122,400,000 | 143 |
| Net loans & leases | $547,204,000 | 594 |
| Loan loss allowance | $10,400,000 | 467 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $18,939,000 | 381 |
| Other real estate owned | $853,000 | 463 |
| Goodwill and other intangibles | $48,624,000 | 149 |
| All other assets | $10,438,000 | 843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $970,366,000 | 539 |
| Total liabilities | $846,509,000 | 562 |
| Total deposits | $678,953,000 | 580 |
| Interest-bearing deposits | $546,113,000 | 613 |
| Deposits held in domestic offices | $678,953,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,529,000 | 315 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $48,331,000 | 581 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,696,000 | 740 |
| Total equity capital | $123,857,000 | 415 |
| Total bank equity capital | $123,857,000 | 415 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,623,000 | 794 |
| Surplus | $79,140,000 | 297 |
| Undivided profits | $40,094,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,991,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,267,000 | 684 |
| Earning assets | $842,604,000 | 568 |
| Long-term assets (5+ years) | $86,957,000 | 871 |
| Average Assets, year-to-date | $926,581,600 | 528 |
| Average Assets, quarterly | $933,373,500 | 550 |
| Volatile liabilities | $234,006,000 | 481 |
| Insider loans | $21,126,000 | 194 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,071,000 | 580 |
| Unused loan commitments | $239,659,000 | 377 |
| Tier 1 (core) risk-based capital | $73,892,000 | 595 |
| Tier 2 risk-based capital | $7,179,620 | 543 |
| Total risk weighted assets | $571,148,820 | 585 |
| Total unused commitments | $239,659,000 | 378 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 349 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $924,564,000 | 590 |
| Cash and due from depository institutions | $63,927,000 | 549 |
| Interest-bearing balances | $176,000 | 4,188 |
| Securities | $195,703,000 | 656 |
| Federal funds sold & reverse repurchase agreements | $56,000,000 | 280 |
| Net loans & leases | $527,590,000 | 646 |
| Loan loss allowance | $11,800,000 | 467 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,440,000 | 417 |
| Other real estate owned | $1,639,000 | 549 |
| Goodwill and other intangibles | $51,264,000 | 141 |
| All other assets | $10,001,000 | 898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $924,564,000 | 590 |
| Total liabilities | $802,084,000 | 605 |
| Total deposits | $623,566,000 | 659 |
| Interest-bearing deposits | $493,684,000 | 697 |
| Deposits held in domestic offices | $623,566,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,067,000 | 311 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $40,397,000 | 663 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,054,000 | 864 |
| Total equity capital | $122,480,000 | 429 |
| Total bank equity capital | $122,480,000 | 429 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,623,000 | 847 |
| Surplus | $79,140,000 | 316 |
| Undivided profits | $38,717,000 | 653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,459,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 854 |
| Income earned, not collected on loans | $3,105,000 | 723 |
| Earning assets | $779,469,000 | 624 |
| Long-term assets (5+ years) | $74,838,000 | 918 |
| Average Assets, year-to-date | $864,388,600 | 600 |
| Average Assets, quarterly | $886,875,000 | 600 |
| Volatile liabilities | $231,830,000 | 511 |
| Insider loans | $19,470,000 | 246 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $212,000 | 1,237 |
| Unused loan commitments | $200,908,000 | 434 |
| Tier 1 (core) risk-based capital | $70,173,000 | 650 |
| Tier 2 risk-based capital | $7,015,770 | 574 |
| Total risk weighted assets | $556,477,670 | 617 |
| Total unused commitments | $200,908,000 | 437 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 342 | 579 |
| Assets and Liabilities | ||
| Total Assets: | $816,777,000 | 664 |
| Cash and due from depository institutions | $40,661,000 | 579 |
| Interest-bearing balances | $532,000 | 3,218 |
| Securities | $146,400,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $90,600,000 | 227 |
| Net loans & leases | $516,655,000 | 662 |
| Loan loss allowance | $8,400,000 | 625 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,981,000 | 541 |
| Other real estate owned | $0 | 579 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,480,000 | 1,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $816,777,000 | 664 |
| Total liabilities | $752,231,000 | 662 |
| Total deposits | $566,926,000 | 729 |
| Interest-bearing deposits | $443,749,000 | 795 |
| Deposits held in domestic offices | $566,926,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,690,000 | 322 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $40,107,000 | 608 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,508,000 | 1,115 |
| Total equity capital | $64,546,000 | 763 |
| Total bank equity capital | $64,546,000 | 763 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,623,000 | 856 |
| Surplus | $25,000,000 | 763 |
| Undivided profits | $34,923,000 | 754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,102,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,374,000 | 690 |
| Earning assets | $754,187,000 | 659 |
| Long-term assets (5+ years) | $47,020,000 | 1,252 |
| Average Assets, year-to-date | $768,748,800 | 680 |
| Average Assets, quarterly | $792,225,000 | 674 |
| Volatile liabilities | $212,427,000 | 528 |
| Insider loans | $18,892,000 | 278 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,387,000 | 545 |
| Unused loan commitments | $196,609,000 | 467 |
| Tier 1 (core) risk-based capital | $63,417,000 | 740 |
| Tier 2 risk-based capital | $6,514,950 | 617 |
| Total risk weighted assets | $519,311,250 | 656 |
| Total unused commitments | $196,609,000 | 472 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 328 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $742,058,000 | 715 |
| Cash and due from depository institutions | $41,755,000 | 624 |
| Interest-bearing balances | $149,000 | 4,828 |
| Securities | $135,210,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $37,900,000 | 328 |
| Net loans & leases | $503,341,000 | 649 |
| Loan loss allowance | $8,100,000 | 653 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $14,142,000 | 528 |
| Other real estate owned | $234,000 | 624 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $9,468,000 | 1,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $742,058,000 | 715 |
| Total liabilities | $685,158,000 | 718 |
| Total deposits | $580,304,000 | 705 |
| Interest-bearing deposits | $468,251,000 | 729 |
| Deposits held in domestic offices | $580,304,000 | 693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,574,000 | 449 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,188,000 | 863 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,092,000 | 1,052 |
| Total equity capital | $56,900,000 | 791 |
| Total bank equity capital | $56,900,000 | 791 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,623,000 | 849 |
| Surplus | $24,000,000 | 744 |
| Undivided profits | $28,277,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,647,000 | 1,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,001,000 | 694 |
| Earning assets | $676,600,000 | 711 |
| Long-term assets (5+ years) | $59,629,000 | 1,037 |
| Average Assets, year-to-date | $719,473,000 | 714 |
| Average Assets, quarterly | $728,434,000 | 724 |
| Volatile liabilities | $176,862,000 | 590 |
| Insider loans | $19,530,000 | 254 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $246,000 | 1,027 |
| Unused loan commitments | $185,381,000 | 462 |
| Tier 1 (core) risk-based capital | $57,753,000 | 763 |
| Tier 2 risk-based capital | $6,101,690 | 642 |
| Total risk weighted assets | $486,136,690 | 673 |
| Total unused commitments | $185,381,000 | 464 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 313 | 687 |
| Assets and Liabilities | ||
| Total Assets: | $729,096,000 | 719 |
| Cash and due from depository institutions | $45,245,000 | 687 |
| Interest-bearing balances | $38,000 | 7,159 |
| Securities | $130,897,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $64,000,000 | 267 |
| Net loans & leases | $466,766,000 | 673 |
| Loan loss allowance | $7,000,000 | 772 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $14,325,000 | 518 |
| Other real estate owned | $32,000 | 687 |
| Goodwill and other intangibles | $44,000 | 2,525 |
| All other assets | $7,787,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $729,096,000 | 719 |
| Total liabilities | $677,085,000 | 715 |
| Total deposits | $546,206,000 | 755 |
| Interest-bearing deposits | $444,109,000 | 804 |
| Deposits held in domestic offices | $546,206,000 | 742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,947,000 | 358 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $33,357,000 | 600 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,575,000 | 1,188 |
| Total equity capital | $52,011,000 | 825 |
| Total bank equity capital | $52,011,000 | 825 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,623,000 | 837 |
| Surplus | $24,000,000 | 705 |
| Undivided profits | $23,388,000 | 993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,374,000 | 754 |
| Earning assets | $661,701,000 | 724 |
| Long-term assets (5+ years) | $66,103,000 | 963 |
| Average Assets, year-to-date | $688,174,800 | 747 |
| Average Assets, quarterly | $707,618,500 | 729 |
| Volatile liabilities | $199,596,000 | 512 |
| Insider loans | $10,723,000 | 401 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $92,985,000 | 650 |
| Tier 1 (core) risk-based capital | $52,011,000 | 793 |
| Tier 2 risk-based capital | $5,816,830 | 658 |
| Total risk weighted assets | $464,163,430 | 693 |
| Total unused commitments | $92,985,000 | 667 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 352 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $673,715,000 | 801 |
| Cash and due from depository institutions | $32,657,000 | 624 |
| Interest-bearing balances | $2,033,000 | 2,696 |
| Securities | $129,833,000 | 1,039 |
| Federal funds sold & reverse repurchase agreements | $48,100,000 | 433 |
| Net loans & leases | $439,329,000 | 715 |
| Loan loss allowance | $5,900,000 | 885 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,939,000 | 506 |
| Other real estate owned | $2,301,000 | 624 |
| Goodwill and other intangibles | $192,000 | 1,879 |
| All other assets | $6,364,000 | 1,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $673,715,000 | 801 |
| Total liabilities | $625,622,000 | 796 |
| Total deposits | $528,477,000 | 836 |
| Interest-bearing deposits | $441,034,000 | 862 |
| Deposits held in domestic offices | $528,477,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,301,000 | 362 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,294,000 | 784 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,550,000 | 1,021 |
| Total equity capital | $48,093,000 | 848 |
| Total bank equity capital | $48,093,000 | 848 |
| Perpetual preferred stock | $400,000 | 234 |
| Common stock | $4,623,000 | 839 |
| Surplus | $22,000,000 | 732 |
| Undivided profits | $21,070,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 3,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,369,000 | 833 |
| Earning assets | $619,295,000 | 789 |
| Long-term assets (5+ years) | $62,840,000 | 957 |
| Average Assets, year-to-date | $648,923,400 | 809 |
| Average Assets, quarterly | $666,512,000 | 806 |
| Volatile liabilities | $160,475,000 | 556 |
| Insider loans | $376,000 | 2,407 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $4,470,000 | 376 |
| Unused loan commitments | $27,275,000 | 1,453 |
| Tier 1 (core) risk-based capital | $47,616,000 | 828 |
| Tier 2 risk-based capital | $5,750,740 | 690 |
| Total risk weighted assets | $427,510,240 | 756 |
| Total unused commitments | $27,275,000 | 1,467 |
| Derivatives | $0 | 651 |