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Valdosta Bank and Trust, Total Unused Commitments

1998-12-31Rank
Total unused commitments$2,064,0007,409
Loan commitments-revolving, open-end lines secured by 1-4's$870,0002,814
Credit card lines$03,409
Commercial real estate, construction & land development$1,194,0003,635
Commitments secured by real estate$1,194,0003,558
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$08,560
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$6,063,0004,717
Loan commitments-revolving, open-end lines secured by 1-4's$749,0002,951
Credit card lines$03,666
Commercial real estate, construction & land development$2,025,0002,792
Commitments secured by real estate$2,025,0002,707
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$3,289,0004,110
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$3,969,0005,687
Loan commitments-revolving, open-end lines secured by 1-4's$629,0003,093
Credit card lines$03,827
Commercial real estate, construction & land development$1,973,0002,774
Commitments secured by real estate$1,973,0002,701
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$1,367,0006,095
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$3,258,0006,147
Loan commitments-revolving, open-end lines secured by 1-4's$687,0002,958
Credit card lines$03,957
Commercial real estate, construction & land development$1,384,0003,194
Commitments secured by real estate$1,384,0003,119
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$1,187,0006,334
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$2,383,0007,016
Loan commitments-revolving, open-end lines secured by 1-4's$664,0003,020
Credit card lines$03,957
Commercial real estate, construction & land development$1,719,0002,845
Commitments secured by real estate$1,719,0002,757
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$09,759
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$3,871,0005,632
Loan commitments-revolving, open-end lines secured by 1-4's$656,0003,034
Credit card lines$03,952
Commercial real estate, construction & land development$2,179,0002,303
Commitments secured by real estate$2,179,0002,202
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$1,036,0006,492
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$1,482,0008,186
Loan commitments-revolving, open-end lines secured by 1-4's$650,0003,005
Credit card lines$03,970
Commercial real estate, construction & land development$519,0004,279
Commitments secured by real estate$519,0004,099
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$313,0008,399
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109