Home > Valdosta Bank and Trust > Net Loans and Leases
Valdosta Bank and Trust, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $52,144,000 | 4,813 |
| Loan loss allowance | $770,000 | 4,147 |
| Total loans and leases | $52,914,000 | 4,816 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $52,914,000 | 4,826 |
| All real estate loans | $35,334,000 | 4,532 |
| Real estate loans in domestic offices | $35,334,000 | 4,531 |
| Construction and development loans | $365,000 | 6,732 |
| Commercial RE | $10,349,000 | 3,753 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,438,000 | 2,556 |
| 1-4 family residential loans | $22,815,000 | 3,831 |
| Farmland loans | $367,000 | 5,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $13,849,000 | 2,595 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,460,000 | 5,982 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,460,000 | 5,746 |
| All other loans & leases | $271,000 | 4,455 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $271,000 | 2,233 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $47,504,000 | 5,183 |
| Loan loss allowance | $543,000 | 5,388 |
| Total loans and leases | $48,047,000 | 5,196 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $48,047,000 | 5,211 |
| All real estate loans | $34,533,000 | 4,686 |
| Real estate loans in domestic offices | $34,533,000 | 4,685 |
| Construction and development loans | $723,000 | 5,830 |
| Commercial RE | $8,372,000 | 4,260 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,721,000 | 1,898 |
| 1-4 family residential loans | $22,219,000 | 4,028 |
| Farmland loans | $498,000 | 5,479 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $9,766,000 | 3,362 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,748,000 | 5,931 |
| Credit card loans | $77,000 | 4,763 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,671,000 | 5,728 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $40,841,000 | 5,791 |
| Loan loss allowance | $501,000 | 5,917 |
| Total loans and leases | $41,342,000 | 5,802 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $41,342,000 | 5,809 |
| All real estate loans | $29,092,000 | 5,280 |
| Real estate loans in domestic offices | $29,092,000 | 5,279 |
| Construction and development loans | $292,000 | 7,401 |
| Commercial RE | $8,033,000 | 4,346 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,101,000 | 2,288 |
| 1-4 family residential loans | $18,426,000 | 4,618 |
| Farmland loans | $240,000 | 6,525 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $336,000 | 5,901 |
| Commercial and industrial loans | $7,912,000 | 3,885 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,994,000 | 5,888 |
| Credit card loans | $335,000 | 3,143 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,659,000 | 5,924 |
| All other loans & leases | $8,000 | 8,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $8,000 | 7,398 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $34,065,000 | 6,473 |
| Loan loss allowance | $429,000 | 6,678 |
| Total loans and leases | $34,494,000 | 6,483 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $34,494,000 | 6,492 |
| All real estate loans | $22,823,000 | 6,090 |
| Real estate loans in domestic offices | $22,823,000 | 6,089 |
| Construction and development loans | $7,000 | 9,653 |
| Commercial RE | $7,500,000 | 4,500 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,182,000 | 3,190 |
| 1-4 family residential loans | $13,916,000 | 5,487 |
| Farmland loans | $218,000 | 6,824 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $378,000 | 6,040 |
| Commercial and industrial loans | $7,019,000 | 4,109 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,764,000 | 6,181 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,764,000 | 5,916 |
| All other loans & leases | $510,000 | 3,814 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $510,000 | 1,777 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $29,112,000 | 7,165 |
| Loan loss allowance | $419,000 | 6,928 |
| Total loans and leases | $29,531,000 | 7,179 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $29,531,000 | 7,187 |
| All real estate loans | $18,842,000 | 6,743 |
| Real estate loans in domestic offices | $18,842,000 | 6,743 |
| Construction and development loans | $198,000 | 8,169 |
| Commercial RE | $6,739,000 | 4,815 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,439,000 | 2,986 |
| 1-4 family residential loans | $10,240,000 | 6,512 |
| Farmland loans | $226,000 | 6,994 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $404,000 | 6,200 |
| Commercial and industrial loans | $4,950,000 | 5,044 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,075,000 | 5,933 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,075,000 | 5,646 |
| All other loans & leases | $1,260,000 | 2,339 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $1,260,000 | 1,087 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $24,790,000 | 7,847 |
| Loan loss allowance | $396,000 | 7,465 |
| Total loans and leases | $25,186,000 | 7,863 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $25,186,000 | 7,874 |
| All real estate loans | $11,668,000 | 8,455 |
| Real estate loans in domestic offices | $11,668,000 | 8,454 |
| Construction and development loans | $176,000 | 8,455 |
| Commercial RE | $7,217,000 | 4,640 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $4,214,000 | 9,435 |
| Farmland loans | $61,000 | 8,304 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $441,000 | 6,244 |
| Commercial and industrial loans | $6,360,000 | 4,276 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,577,000 | 4,775 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,577,000 | 4,491 |
| All other loans & leases | $1,140,000 | 2,621 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $1,140,000 | 1,200 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $21,874,000 | 8,497 |
| Loan loss allowance | $239,000 | 9,794 |
| Total loans and leases | $22,113,000 | 8,528 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $22,113,000 | 8,538 |
| All real estate loans | $13,053,000 | 8,147 |
| Real estate loans in domestic offices | $13,053,000 | 8,147 |
| Construction and development loans | $568,000 | 6,367 |
| Commercial RE | $7,255,000 | 4,611 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $702,000 | 4,212 |
| 1-4 family residential loans | $4,359,000 | 9,549 |
| Farmland loans | $169,000 | 7,563 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $484,000 | 6,252 |
| Commercial and industrial loans | $4,348,000 | 5,565 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,020,000 | 6,225 |
| Credit card loans | $17,000 | 6,610 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,003,000 | 5,962 |
| All other loans & leases | $208,000 | 6,119 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $208,000 | 3,137 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |