Home > Uwharrie Bank > Net charge- offs to loans
Uwharrie Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0858% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0538% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8167% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3915% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8095% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2744% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.1171% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0273% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1141% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3458% | 4,607 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2439% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.1866% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 3,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0018% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1963% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0467% | 4,645 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5571% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3071% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.3756% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0258% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6981% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 4,257 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1086% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6538% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4166% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7238% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1384% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4674% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1265% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5658% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 3,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1911% | 4,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1918% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3477% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6295% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 3,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7759% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2760% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1187% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1884% | 4,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.4992% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2465% | 4,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0751% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2351% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1526% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3276% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1446% | 4,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2527% | 4,785 |
| Percentage Net Loans Charged-off:Construction & development | -0.6639% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3310% | 4,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0805% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0574% | 3,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0938% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3345% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4114% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0860% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1305% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1842% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3404% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3827% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4332% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3978% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0480% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0100% | 2,860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0539% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5137% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0389% | 2,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2265% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7509% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1269% | 4,449 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3626% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0769% | 4,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0757% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1225% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | -1.0415% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 4,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1314% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5180% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1037% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1580% | 5,056 |
| Percentage Net Loans Charged-off:Construction & development | -1.3655% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8648% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9506% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4373% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1704% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2301% | 5,143 |
| Percentage Net Loans Charged-off:Construction & development | -1.9707% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 4,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7956% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0683% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5299% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4846% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7322% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0019% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 4,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1216% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9827% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6605% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1596% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0671% | 5,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1371% | 3,913 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 4,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1646% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6127% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1726% | 2,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 4,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 4,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,524 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0904% | 5,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2025% | 3,982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7873% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2327% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4606% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0817% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3298% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1492% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1360% | 1,969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 2,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 4,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4605% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6947% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4013% | 1,865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1998% | 5,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6741% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3070% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2425% | 5,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0049% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4742% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0335% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 5,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6127% | 5,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0560% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0010% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8032% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.1171% | 4,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 5,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1385% | 4,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1907% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7288% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9952% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1474% | 5,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0767% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0784% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 5,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1241% | 4,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2201% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6379% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2837% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0720% | 5,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 5,217 |
| Percentage Net Loans Charged-off:Construction & development | -0.1079% | 5,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 5,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0717% | 4,199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 5,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4032% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5083% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4097% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 5,549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1210% | 5,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1124% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1258% | 5,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8995% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6008% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1406% | 5,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1653% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2345% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7520% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3584% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5828% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 2,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,893 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1882% | 5,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2081% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2201% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1086% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9473% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8471% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9750% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,939 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3139% | 6,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2532% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1842% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1803% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6002% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2802% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6891% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0669% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2292% | 6,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7141% | 6,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3946% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6708% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5953% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9801% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3800% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 2.2397% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1988% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2071% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3460% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1377% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3256% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4486% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6221% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 3,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4654% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 3.0580% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4904% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4646% | 5,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4722% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4107% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0190% | 5,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5909% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7150% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 4.8401% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4081% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7748% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4104% | 5,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8151% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 2,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6167% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7213% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.8452% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8204% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7071% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7566% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1760% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0552% | 5,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3950% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1412% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5399% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3882% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 1.3475% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 1,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5712% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3412% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5910% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1964% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3379% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8801% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4087% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 1.7605% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0911% | 1,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2535% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6703% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 3,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3501% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2890% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7954% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8545% | 1,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4082% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4136% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 3.4303% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 6,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2143% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4444% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5566% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4485% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8072% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8304% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 6.5169% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0910% | 4,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2948% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3735% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6565% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1998% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4848% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5068% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | 2.2193% | 1,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2099% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3342% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 4,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5101% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2083% | 6,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4958% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2181% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3222% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.9498% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 2,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 5,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2673% | 6,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3811% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6560% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0798% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 2,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 3,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0061% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 2,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4529% | 6,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3661% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7835% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7998% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0974% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2898% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8015% | 6,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0793% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2937% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5590% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5520% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6765% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 7.0305% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7022% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6502% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8271% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5696% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8754% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3033% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4102% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8268% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1489% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1931% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 3.7309% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9530% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5489% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4460% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5953% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0307% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1239% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0027% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5212% | 2,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6738% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7562% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 5.4231% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4609% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7531% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6760% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7879% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5384% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2128% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6658% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4994% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9403% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9441% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 3.6819% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8369% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9097% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 5,240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3174% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0425% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0224% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8095% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5873% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 3,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8274% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 3,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 1,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9414% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8437% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3912% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4280% | 2,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1175% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2263% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 1,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6430% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5336% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4951% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5541% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6955% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 3,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7269% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1562% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 5,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5903% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1775% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 5,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.8074% | 2,689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 7,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 4,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4130% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 6,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 5,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1117% | 2,923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 7,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 4,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1457% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4736% | 3,813 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6702% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 6,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 7,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5933% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9421% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 7,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 7,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1019% | 7,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3703% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1954% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 5,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 3,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2177% | 3,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7376% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7857% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 56.4706% | 8 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 3,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2984% | 2,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8291% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9875% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 73.5132% | 7 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5482% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7104% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9445% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 130.7342% | 7 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 3,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1982% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1204% | 8,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8269% | 7,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6886% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4710% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -163.9908% | 1,646 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1771% | 8,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1397% | 8,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7239% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1468% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1245% | 8,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6181% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8358% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -217.8971% | 1,567 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2327% | 8,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1429% | 8,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8590% | 8,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2190% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2997% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6979% | 8,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5250% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9830% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2439% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4407% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6041% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2121% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3189% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5226% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5898% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6953% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1150% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6768% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0933% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6828% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7781% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1859% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1596% | 7,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7880% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7456% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3889% | 7,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9907% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2502% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0654% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9275% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5973% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0147% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0877% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3748% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 127.4510% | 3 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7821% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5864% | 109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0858% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4057% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 149.4726% | 3 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2496% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2869% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7945% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6085% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 7,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4201% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8312% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1439% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0811% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5578% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7886% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4417% | 1,541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1885% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4687% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 5,751 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5324% | 2,524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1207% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2793% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6759% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0554% | 5,429 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7080% | 2,535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2729% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5629% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6359% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1464% | 7,723 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6068% | 2,549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 4,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5163% | 4,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9328% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 5,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 3,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4771% | 3,941 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9699% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 4,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4535% | 3,757 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9890% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3815% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3151% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.3648% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2214% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9853% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0470% | 1,244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5010% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4629% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8933% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 3,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4567% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0726% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0023% | 1,718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 6,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 6,607 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4122% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |