Home > Uvalde National Bank > Income and Expense
Uvalde National Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 6,716 |
| Total interest expense | $19,000 | 6,758 |
| Net interest income | $217,000 | 6,681 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $292,000 | 6,344 |
| Salaries and employee benefits | $161,000 | 6,292 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $87,000 | 6,381 |
| Pre-tax net operating income | $-46,000 | 6,519 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-46,000 | 6,580 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-46,000 | 6,581 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-46,000 | 6,581 |
| Net charge-offs | $83,000 | 2,038 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-46,000 | 6,531 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 6,743 |
| Total interest expense | $98,000 | 6,832 |
| Net interest income | $975,000 | 6,695 |
| Provision for loan and lease losses | $-156,000 | 6,912 |
| Total noninterest income | $130,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $60,000 | 6,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $70,000 | 5,615 |
| Total noninterest expense | $1,186,000 | 6,413 |
| Salaries and employee benefits | $605,000 | 6,450 |
| Premises and equipment expense | $183,000 | 5,847 |
| Additional noninterest expense | $398,000 | 6,361 |
| Pre-tax net operating income | $75,000 | 5,973 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $111,000 | 6,028 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 6,023 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $111,000 | 6,026 |
| Net charge-offs | $39,000 | 5,077 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $75,000 | 5,969 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,843 |
| Total interest expense | $77,000 | 6,925 |
| Net interest income | $728,000 | 6,801 |
| Provision for loan and lease losses | $-156,000 | 7,056 |
| Total noninterest income | $101,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 5,679 |
| Total noninterest expense | $876,000 | 6,493 |
| Salaries and employee benefits | $438,000 | 6,551 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $300,000 | 6,403 |
| Pre-tax net operating income | $109,000 | 5,978 |
| Securities gains (losses) | $27,000 | 2,753 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $136,000 | 5,980 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 5,979 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $109,000 | 5,939 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 6,896 |
| Total interest expense | $54,000 | 6,981 |
| Net interest income | $486,000 | 6,853 |
| Provision for loan and lease losses | $-156,000 | 7,132 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $605,000 | 6,494 |
| Salaries and employee benefits | $298,000 | 6,578 |
| Premises and equipment expense | $94,000 | 5,907 |
| Additional noninterest expense | $213,000 | 6,368 |
| Pre-tax net operating income | $108,000 | 5,830 |
| Securities gains (losses) | $28,000 | 2,353 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $136,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $136,000 | 5,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $136,000 | 5,720 |
| Net charge-offs | $36,000 | 4,276 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $108,000 | 5,733 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 6,940 |
| Total interest expense | $28,000 | 7,046 |
| Net interest income | $251,000 | 6,888 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $30,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $321,000 | 6,486 |
| Salaries and employee benefits | $154,000 | 6,596 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $120,000 | 6,266 |
| Pre-tax net operating income | $-40,000 | 6,588 |
| Securities gains (losses) | $23,000 | 1,538 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-17,000 | 6,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,000 | 6,614 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-17,000 | 6,614 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-40,000 | 6,598 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,811 |
| Total interest expense | $196,000 | 6,915 |
| Net interest income | $1,235,000 | 6,755 |
| Provision for loan and lease losses | $-25,000 | 7,226 |
| Total noninterest income | $167,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $91,000 | 5,399 |
| Total noninterest expense | $1,371,000 | 6,451 |
| Salaries and employee benefits | $623,000 | 6,643 |
| Premises and equipment expense | $210,000 | 5,918 |
| Additional noninterest expense | $538,000 | 6,167 |
| Pre-tax net operating income | $56,000 | 5,865 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $101,000 | 5,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 5,873 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $101,000 | 5,873 |
| Net charge-offs | $99,000 | 4,981 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $56,000 | 5,894 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 6,847 |
| Total interest expense | $161,000 | 6,948 |
| Net interest income | $953,000 | 6,770 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $116,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $996,000 | 6,521 |
| Salaries and employee benefits | $447,000 | 6,734 |
| Premises and equipment expense | $158,000 | 5,959 |
| Additional noninterest expense | $391,000 | 6,251 |
| Pre-tax net operating income | $73,000 | 5,914 |
| Securities gains (losses) | $29,000 | 2,648 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $102,000 | 5,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 5,887 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $102,000 | 5,887 |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $73,000 | 5,888 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,881 |
| Total interest expense | $115,000 | 6,984 |
| Net interest income | $647,000 | 6,805 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $78,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $660,000 | 6,592 |
| Salaries and employee benefits | $299,000 | 6,791 |
| Premises and equipment expense | $94,000 | 6,199 |
| Additional noninterest expense | $267,000 | 6,295 |
| Pre-tax net operating income | $65,000 | 5,858 |
| Securities gains (losses) | $19,000 | 2,117 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $84,000 | 5,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,799 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $84,000 | 5,800 |
| Net charge-offs | $41,000 | 4,608 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $65,000 | 5,834 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 6,910 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $326,000 | 6,836 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $332,000 | 6,654 |
| Salaries and employee benefits | $154,000 | 6,793 |
| Premises and equipment expense | $43,000 | 6,374 |
| Additional noninterest expense | $135,000 | 6,330 |
| Pre-tax net operating income | $26,000 | 6,029 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $26,000 | 6,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $26,000 | 6,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $26,000 | 6,042 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $26,000 | 6,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 6,730 |
| Total interest expense | $393,000 | 6,816 |
| Net interest income | $1,595,000 | 6,636 |
| Provision for loan and lease losses | $322,000 | 4,753 |
| Total noninterest income | $77,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-16,000 | 7,051 |
| Total noninterest expense | $1,557,000 | 6,458 |
| Salaries and employee benefits | $740,000 | 6,595 |
| Premises and equipment expense | $210,000 | 6,132 |
| Additional noninterest expense | $607,000 | 6,188 |
| Pre-tax net operating income | $-207,000 | 6,036 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-207,000 | 6,182 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-207,000 | 6,182 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-207,000 | 6,183 |
| Net charge-offs | $295,000 | 4,317 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-207,000 | 6,116 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 6,794 |
| Total interest expense | $313,000 | 6,886 |
| Net interest income | $1,239,000 | 6,669 |
| Provision for loan and lease losses | $166,000 | 5,136 |
| Total noninterest income | $46,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-27,000 | 7,279 |
| Total noninterest expense | $1,181,000 | 6,499 |
| Salaries and employee benefits | $566,000 | 6,601 |
| Premises and equipment expense | $160,000 | 6,158 |
| Additional noninterest expense | $455,000 | 6,240 |
| Pre-tax net operating income | $-62,000 | 6,103 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-62,000 | 6,253 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-62,000 | 6,254 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-62,000 | 6,254 |
| Net charge-offs | $164,000 | 4,421 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-62,000 | 6,139 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 6,795 |
| Total interest expense | $225,000 | 6,881 |
| Net interest income | $839,000 | 6,673 |
| Provision for loan and lease losses | $138,000 | 4,742 |
| Total noninterest income | $32,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $53,000 | 5,511 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-21,000 | 7,378 |
| Total noninterest expense | $801,000 | 6,506 |
| Salaries and employee benefits | $384,000 | 6,621 |
| Premises and equipment expense | $103,000 | 6,257 |
| Additional noninterest expense | $314,000 | 6,196 |
| Pre-tax net operating income | $-68,000 | 6,211 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $-92,000 | 6,399 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-92,000 | 6,401 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-92,000 | 6,399 |
| Net charge-offs | $106,000 | 4,176 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-92,000 | 6,320 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 6,820 |
| Total interest expense | $123,000 | 6,890 |
| Net interest income | $428,000 | 6,696 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $26,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-4,000 | 7,532 |
| Total noninterest expense | $421,000 | 6,505 |
| Salaries and employee benefits | $202,000 | 6,606 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $33,000 | 5,877 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $20,000 | 6,128 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 6,737 |
| Total interest expense | $662,000 | 6,766 |
| Net interest income | $1,764,000 | 6,616 |
| Provision for loan and lease losses | $732,000 | 3,969 |
| Total noninterest income | $185,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $131,000 | 5,359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $54,000 | 6,288 |
| Total noninterest expense | $1,634,000 | 6,631 |
| Salaries and employee benefits | $781,000 | 6,755 |
| Premises and equipment expense | $194,000 | 6,530 |
| Additional noninterest expense | $659,000 | 6,268 |
| Pre-tax net operating income | $-417,000 | 5,928 |
| Securities gains (losses) | $74,000 | 2,367 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-343,000 | 5,965 |
| Extraordinary gains, net | $-17,000 | 7,980 |
| Net income | $-360,000 | 5,979 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-360,000 | 5,979 |
| Net charge-offs | $571,000 | 3,624 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-417,000 | 6,025 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 6,767 |
| Total interest expense | $514,000 | 6,837 |
| Net interest income | $1,353,000 | 6,602 |
| Provision for loan and lease losses | $212,000 | 5,083 |
| Total noninterest income | $136,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $95,000 | 5,432 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $1,217,000 | 6,677 |
| Salaries and employee benefits | $592,000 | 6,767 |
| Premises and equipment expense | $139,000 | 6,650 |
| Additional noninterest expense | $486,000 | 6,324 |
| Pre-tax net operating income | $60,000 | 5,444 |
| Securities gains (losses) | $74,000 | 2,038 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $134,000 | 5,162 |
| Extraordinary gains, net | $-46,000 | 8,085 |
| Net income | $88,000 | 5,367 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $88,000 | 5,367 |
| Net charge-offs | $204,000 | 4,226 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $60,000 | 5,455 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 6,829 |
| Total interest expense | $353,000 | 6,912 |
| Net interest income | $898,000 | 6,632 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $62,000 | 5,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $806,000 | 6,750 |
| Salaries and employee benefits | $396,000 | 6,831 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $321,000 | 6,355 |
| Pre-tax net operating income | $151,000 | 4,933 |
| Securities gains (losses) | $45,000 | 1,968 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $196,000 | 4,561 |
| Extraordinary gains, net | $-66,000 | 8,186 |
| Net income | $130,000 | 4,997 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $130,000 | 4,998 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $151,000 | 4,772 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 6,875 |
| Total interest expense | $184,000 | 6,944 |
| Net interest income | $446,000 | 6,644 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $387,000 | 6,808 |
| Salaries and employee benefits | $190,000 | 6,955 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $155,000 | 6,221 |
| Pre-tax net operating income | $88,000 | 5,158 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $88,000 | 5,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,120 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $88,000 | 5,119 |
| Net charge-offs | $58,000 | 3,408 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,000 | 4,954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 6,922 |
| Total interest expense | $1,072,000 | 6,647 |
| Net interest income | $1,497,000 | 7,009 |
| Provision for loan and lease losses | $179,000 | 5,363 |
| Total noninterest income | $186,000 | 6,591 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $1,429,000 | 6,961 |
| Salaries and employee benefits | $742,000 | 7,053 |
| Premises and equipment expense | $184,000 | 6,820 |
| Additional noninterest expense | $503,000 | 6,605 |
| Pre-tax net operating income | $75,000 | 6,098 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $75,000 | 3,602 |
| Income before extraordinary items | $0 | 6,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $0 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,719 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $0 | 6,365 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,042 |
| Total interest expense | $837,000 | 6,699 |
| Net interest income | $1,050,000 | 7,185 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $130,000 | 6,792 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $96,000 | 5,601 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $1,063,000 | 6,992 |
| Salaries and employee benefits | $564,000 | 7,032 |
| Premises and equipment expense | $137,000 | 6,874 |
| Additional noninterest expense | $362,000 | 6,688 |
| Pre-tax net operating income | $117,000 | 6,335 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $47,000 | 4,136 |
| Income before extraordinary items | $70,000 | 6,318 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $70,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $70,000 | 6,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 7,213 |
| Total interest expense | $578,000 | 6,755 |
| Net interest income | $615,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $83,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $61,000 | 5,679 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $689,000 | 7,091 |
| Salaries and employee benefits | $374,000 | 7,093 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $230,000 | 6,797 |
| Pre-tax net operating income | $9,000 | 6,890 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $-1,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,000 | 6,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 7,346 |
| Total interest expense | $297,000 | 6,857 |
| Net interest income | $278,000 | 7,614 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $333,000 | 7,189 |
| Salaries and employee benefits | $182,000 | 7,171 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $-16,000 | 7,264 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-16,000 | 7,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-16,000 | 7,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 7,424 |
| Total interest expense | $1,103,000 | 7,012 |
| Net interest income | $1,086,000 | 7,630 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $150,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $121,000 | 5,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,000 | 7,566 |
| Total noninterest expense | $1,220,000 | 7,332 |
| Salaries and employee benefits | $646,000 | 7,407 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $394,000 | 7,071 |
| Pre-tax net operating income | $16,000 | 7,393 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $23,000 | 7,426 |
| Extraordinary gains, net | $110,000 | 21 |
| Net income | $133,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $16,000 | 7,417 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 7,503 |
| Total interest expense | $798,000 | 7,095 |
| Net interest income | $798,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $917,000 | 7,309 |
| Salaries and employee benefits | $480,000 | 7,405 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $301,000 | 7,035 |
| Pre-tax net operating income | $-14,000 | 7,675 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-14,000 | 7,715 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-14,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-14,000 | 7,690 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 7,588 |
| Total interest expense | $515,000 | 7,177 |
| Net interest income | $519,000 | 7,810 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $57,000 | 5,893 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $626,000 | 7,307 |
| Salaries and employee benefits | $317,000 | 7,467 |
| Premises and equipment expense | $90,000 | 6,954 |
| Additional noninterest expense | $219,000 | 6,897 |
| Pre-tax net operating income | $-31,000 | 7,856 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-31,000 | 7,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-31,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-31,000 | 7,863 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,688 |
| Total interest expense | $252,000 | 7,236 |
| Net interest income | $247,000 | 7,932 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $314,000 | 7,337 |
| Salaries and employee benefits | $158,000 | 7,519 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $-30,000 | 7,978 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-30,000 | 8,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-30,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-30,000 | 7,985 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,624 |
| Total interest expense | $881,000 | 7,155 |
| Net interest income | $1,019,000 | 7,823 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $144,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $116,000 | 5,942 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,751 |
| Total noninterest expense | $1,325,000 | 7,186 |
| Salaries and employee benefits | $654,000 | 7,427 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $491,000 | 6,578 |
| Pre-tax net operating income | $-162,000 | 8,087 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-162,000 | 8,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-162,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,780 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-162,000 | 8,107 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 7,718 |
| Total interest expense | $625,000 | 7,262 |
| Net interest income | $762,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $114,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $90,000 | 5,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $970,000 | 7,245 |
| Salaries and employee benefits | $514,000 | 7,311 |
| Premises and equipment expense | $122,000 | 7,130 |
| Additional noninterest expense | $334,000 | 6,843 |
| Pre-tax net operating income | $-94,000 | 8,217 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-94,000 | 8,244 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-94,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-94,000 | 8,235 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,802 |
| Total interest expense | $370,000 | 7,396 |
| Net interest income | $503,000 | 7,960 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $621,000 | 7,361 |
| Salaries and employee benefits | $347,000 | 7,321 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $198,000 | 7,120 |
| Pre-tax net operating income | $-45,000 | 8,270 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-45,000 | 8,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-45,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-45,000 | 8,271 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 7,828 |
| Total interest expense | $182,000 | 7,390 |
| Net interest income | $254,000 | 7,960 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $312,000 | 7,362 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $101,000 | 7,063 |
| Pre-tax net operating income | $-25,000 | 8,303 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-25,000 | 8,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-25,000 | 8,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 7,848 |
| Total interest expense | $380,000 | 7,952 |
| Net interest income | $1,171,000 | 7,722 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $154,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,202,000 | 7,398 |
| Salaries and employee benefits | $664,000 | 7,395 |
| Premises and equipment expense | $137,000 | 7,433 |
| Additional noninterest expense | $401,000 | 7,091 |
| Pre-tax net operating income | $123,000 | 7,924 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $26,000 | 6,215 |
| Income before extraordinary items | $97,000 | 7,992 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $97,000 | 7,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $97,000 | 7,959 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,894 |
| Total interest expense | $256,000 | 8,070 |
| Net interest income | $890,000 | 7,739 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 6,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,368 |
| Total noninterest expense | $914,000 | 7,359 |
| Salaries and employee benefits | $500,000 | 7,371 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $301,000 | 7,093 |
| Pre-tax net operating income | $91,000 | 8,052 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $91,000 | 8,012 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $91,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $91,000 | 7,975 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 7,957 |
| Total interest expense | $152,000 | 8,166 |
| Net interest income | $578,000 | 7,800 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $84,000 | 7,333 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $642,000 | 7,252 |
| Salaries and employee benefits | $331,000 | 7,381 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $236,000 | 6,701 |
| Pre-tax net operating income | $20,000 | 8,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $20,000 | 8,284 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $20,000 | 8,254 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 8,025 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $282,000 | 7,899 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $315,000 | 7,348 |
| Salaries and employee benefits | $162,000 | 7,489 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $6,000 | 8,377 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $6,000 | 8,401 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,000 | 8,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,859 |
| Total interest expense | $83,000 | 8,769 |
| Net interest income | $218,000 | 8,857 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $61,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $38,000 | 7,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $341,000 | 8,853 |
| Salaries and employee benefits | $140,000 | 8,888 |
| Premises and equipment expense | $29,000 | 8,812 |
| Additional noninterest expense | $172,000 | 8,467 |
| Pre-tax net operating income | $-62,000 | 8,462 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-62,000 | 8,506 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-62,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-3,095,000 | 8,958 |
| Net operating income | $-62,000 | 8,473 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 6,780 |
| Total interest expense | $1,238,000 | 4,184 |
| Net interest income | $744,000 | 8,067 |
| Provision for loan and lease losses | $272,000 | 2,424 |
| Total noninterest income | $-641,000 | 9,021 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $92,000 | 6,180 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-733,000 | 9,033 |
| Total noninterest expense | $2,039,000 | 4,960 |
| Salaries and employee benefits | $572,000 | 7,020 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $1,379,000 | 2,572 |
| Pre-tax net operating income | $-2,206,000 | 8,978 |
| Securities gains (losses) | $-295,000 | 8,955 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $-2,542,000 | 8,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,542,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,946 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,247,000 | 8,979 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,678 |
| Total interest expense | $820,000 | 4,208 |
| Net interest income | $575,000 | 7,894 |
| Provision for loan and lease losses | $256,000 | 1,797 |
| Total noninterest income | $262,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $61,000 | 6,212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,722 |
| Total noninterest expense | $861,000 | 6,508 |
| Salaries and employee benefits | $278,000 | 7,832 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $524,000 | 4,164 |
| Pre-tax net operating income | $-280,000 | 8,803 |
| Securities gains (losses) | $-386,000 | 9,031 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-666,000 | 8,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-666,000 | 8,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,567 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-280,000 | 8,814 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,544 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $277,000 | 7,984 |
| Provision for loan and lease losses | $240,000 | 991 |
| Total noninterest income | $185,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $156,000 | 2,878 |
| Total noninterest expense | $404,000 | 6,735 |
| Salaries and employee benefits | $140,000 | 7,848 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $235,000 | 4,516 |
| Pre-tax net operating income | $-182,000 | 8,894 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-182,000 | 8,934 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-182,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,821 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-182,000 | 8,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 5,743 |
| Total interest expense | $2,177,000 | 3,747 |
| Net interest income | $1,719,000 | 7,033 |
| Provision for loan and lease losses | $29,000 | 6,833 |
| Total noninterest income | $399,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $142,000 | 5,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $257,000 | 4,807 |
| Total noninterest expense | $1,883,000 | 6,193 |
| Salaries and employee benefits | $881,000 | 6,663 |
| Premises and equipment expense | $141,000 | 7,527 |
| Additional noninterest expense | $861,000 | 4,798 |
| Pre-tax net operating income | $206,000 | 7,800 |
| Securities gains (losses) | $-2,137,000 | 9,158 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,931,000 | 9,113 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,931,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $206,000 | 7,604 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 5,633 |
| Total interest expense | $1,708,000 | 3,719 |
| Net interest income | $1,355,000 | 6,931 |
| Provision for loan and lease losses | $24,000 | 6,637 |
| Total noninterest income | $263,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $152,000 | 5,316 |
| Total noninterest expense | $1,500,000 | 5,981 |
| Salaries and employee benefits | $728,000 | 6,346 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $660,000 | 4,678 |
| Pre-tax net operating income | $94,000 | 8,260 |
| Securities gains (losses) | $-1,933,000 | 9,216 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,839,000 | 9,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,839,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $94,000 | 8,127 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 5,576 |
| Total interest expense | $1,193,000 | 3,681 |
| Net interest income | $906,000 | 6,928 |
| Provision for loan and lease losses | $-5,000 | 9,082 |
| Total noninterest income | $167,000 | 6,389 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $1,055,000 | 5,809 |
| Salaries and employee benefits | $522,000 | 6,106 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $454,000 | 4,567 |
| Pre-tax net operating income | $23,000 | 8,539 |
| Securities gains (losses) | $-1,702,000 | 9,257 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,679,000 | 9,242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,679,000 | 9,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $23,000 | 8,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,458 |
| Total interest expense | $618,000 | 3,656 |
| Net interest income | $478,000 | 6,773 |
| Provision for loan and lease losses | $-15,000 | 9,198 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $544,000 | 5,682 |
| Salaries and employee benefits | $269,000 | 5,991 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $235,000 | 4,421 |
| Pre-tax net operating income | $30,000 | 8,317 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $30,000 | 8,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $30,000 | 8,149 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 5,029 |
| Total interest expense | $3,053,000 | 3,495 |
| Net interest income | $2,167,000 | 6,380 |
| Provision for loan and lease losses | $471,000 | 2,500 |
| Total noninterest income | $239,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,229,000 | 5,490 |
| Salaries and employee benefits | $1,024,000 | 6,048 |
| Premises and equipment expense | $215,000 | 6,592 |
| Additional noninterest expense | $990,000 | 4,213 |
| Pre-tax net operating income | $-294,000 | 8,885 |
| Securities gains (losses) | $282,000 | 935 |
| Applicable income taxes | $-175,000 | 9,128 |
| Income before extraordinary items | $163,000 | 8,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $163,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,752 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-17,480 | 8,678 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 4,213 |
| Total interest expense | $4,782,000 | 3,277 |
| Net interest income | $2,756,000 | 5,374 |
| Provision for loan and lease losses | $294,000 | 3,273 |
| Total noninterest income | $258,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $166,000 | 5,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $4,974,000 | 2,834 |
| Salaries and employee benefits | $1,096,000 | 5,659 |
| Premises and equipment expense | $652,000 | 3,127 |
| Additional noninterest expense | $3,226,000 | 1,445 |
| Pre-tax net operating income | $-2,254,000 | 9,502 |
| Securities gains (losses) | $325,000 | 853 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,929,000 | 9,523 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,929,000 | 9,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,642 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-2,254,000 | 9,515 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 6,200 |
| Total interest expense | $2,578,000 | 5,446 |
| Net interest income | $1,782,000 | 6,955 |
| Provision for loan and lease losses | $429,000 | 2,144 |
| Total noninterest income | $488,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,864 |
| Total noninterest expense | $5,696,000 | 2,398 |
| Salaries and employee benefits | $2,422,000 | 2,919 |
| Premises and equipment expense | $675,000 | 2,959 |
| Additional noninterest expense | $2,599,000 | 1,707 |
| Pre-tax net operating income | $-3,855,000 | 9,858 |
| Securities gains (losses) | $-74,000 | 9,329 |
| Applicable income taxes | $-419,000 | 9,779 |
| Income before extraordinary items | $-3,510,000 | 9,849 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,510,000 | 9,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-3,444,140 | 9,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 8,496 |
| Total interest expense | $889,000 | 8,481 |
| Net interest income | $1,117,000 | 8,367 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $270,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $870,000 | 8,538 |
| Salaries and employee benefits | $435,000 | 8,701 |
| Premises and equipment expense | $101,000 | 8,608 |
| Additional noninterest expense | $334,000 | 7,841 |
| Pre-tax net operating income | $517,000 | 7,071 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $142,000 | 6,382 |
| Income before extraordinary items | $375,000 | 7,125 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $375,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $375,000 | 7,101 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 8,636 |
| Total interest expense | $949,000 | 8,565 |
| Net interest income | $1,092,000 | 8,589 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $262,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $828,000 | 8,682 |
| Salaries and employee benefits | $413,000 | 8,885 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $319,000 | 7,939 |
| Pre-tax net operating income | $520,000 | 7,262 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $145,000 | 6,914 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $201,000 | 5,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $375,000 | 7,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 9,198 |
| Total interest expense | $855,000 | 9,104 |
| Net interest income | $998,000 | 9,197 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $237,000 | 7,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $812,000 | 8,990 |
| Salaries and employee benefits | $418,000 | 9,145 |
| Premises and equipment expense | $98,000 | 9,012 |
| Additional noninterest expense | $296,000 | 8,362 |
| Pre-tax net operating income | $417,000 | 8,349 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $295,000 | 8,416 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $295,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $295,000 | 8,374 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 9,605 |
| Total interest expense | $836,000 | 9,523 |
| Net interest income | $996,000 | 9,567 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $225,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $835,000 | 9,297 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $329,000 | 8,583 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $275,000 | 8,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $275,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $123,000 | 6,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $275,000 | 8,565 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 10,164 |
| Total interest expense | $762,000 | 10,081 |
| Net interest income | $947,000 | 10,096 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $220,000 | 8,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $835,000 | 9,624 |
| Salaries and employee benefits | $395,000 | 9,985 |
| Premises and equipment expense | $101,000 | 9,601 |
| Additional noninterest expense | $339,000 | 8,807 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $240,000 | 9,502 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $240,000 | 9,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $87,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $240,000 | 9,487 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 10,772 |
| Total interest expense | $570,000 | 10,741 |
| Net interest income | $909,000 | 10,694 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $201,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $840,000 | 10,048 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $362,000 | 9,218 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $147,000 | 10,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $147,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $52,000 | 7,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $147,000 | 10,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 11,315 |
| Total interest expense | $590,000 | 11,201 |
| Net interest income | $877,000 | 11,248 |
| Provision for loan and lease losses | $126,000 | 5,087 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $799,000 | 10,675 |
| Salaries and employee benefits | $350,000 | 11,150 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $355,000 | 9,784 |
| Pre-tax net operating income | $117,000 | 11,741 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $102,000 | 11,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $102,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,256 |
| Cash dividends | $44,000 | 8,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $100,280 | 11,609 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 11,730 |
| Total interest expense | $754,000 | 11,556 |
| Net interest income | $846,000 | 11,723 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $803,000 | 10,982 |
| Salaries and employee benefits | $347,000 | 11,473 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $366,000 | 10,000 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $134,000 | 11,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $134,000 | 11,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $134,000 | 11,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.