Home > Utah Federal Savings Bank > Income and Expense
Utah Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,162,000 | 3,236 |
| Total interest expense | $5,350,000 | 2,853 |
| Net interest income | $4,812,000 | 3,661 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,019,000 | 3,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,019,000 | 1,781 |
| Total noninterest expense | $4,104,000 | 3,240 |
| Salaries and employee benefits | $2,396,000 | 2,788 |
| Premises and equipment expense | $686,000 | 2,867 |
| Additional noninterest expense | $1,022,000 | 4,277 |
| Pre-tax net operating income | $1,727,000 | 3,985 |
| Securities gains (losses) | $273,000 | 550 |
| Applicable income taxes | $477,000 | 4,345 |
| Income before extraordinary items | $1,523,000 | 3,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,523,000 | 3,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $137,000 | 6,265 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,315,520 | 3,619 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 3,565 |
| Total interest expense | $4,768,000 | 2,573 |
| Net interest income | $3,645,000 | 4,763 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $1,044,000 | 3,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,044,000 | 1,786 |
| Total noninterest expense | $3,469,000 | 3,878 |
| Salaries and employee benefits | $1,940,000 | 3,382 |
| Premises and equipment expense | $617,000 | 3,183 |
| Additional noninterest expense | $912,000 | 5,115 |
| Pre-tax net operating income | $1,214,000 | 5,198 |
| Securities gains (losses) | $133,000 | 654 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $1,176,000 | 3,936 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,176,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $117,000 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,060,290 | 4,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 3,411 |
| Total interest expense | $5,495,000 | 2,353 |
| Net interest income | $3,511,000 | 4,952 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,016,000 | 3,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,016,000 | 2,017 |
| Total noninterest expense | $3,265,000 | 4,179 |
| Salaries and employee benefits | $1,771,000 | 3,665 |
| Premises and equipment expense | $574,000 | 3,459 |
| Additional noninterest expense | $920,000 | 5,272 |
| Pre-tax net operating income | $1,262,000 | 4,986 |
| Securities gains (losses) | $314,000 | 1,258 |
| Applicable income taxes | $533,000 | 3,960 |
| Income before extraordinary items | $1,043,000 | 4,541 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,043,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $835,760 | 5,148 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 3,295 |
| Total interest expense | $6,848,000 | 2,459 |
| Net interest income | $3,786,000 | 4,676 |
| Provision for loan and lease losses | $183,000 | 5,461 |
| Total noninterest income | $997,000 | 3,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $997,000 | 2,007 |
| Total noninterest expense | $3,383,000 | 4,058 |
| Salaries and employee benefits | $1,342,000 | 4,687 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,512,000 | 3,573 |
| Pre-tax net operating income | $1,217,000 | 4,864 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $671,000 | 3,111 |
| Income before extraordinary items | $546,000 | 6,950 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $546,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 4,207 |
| Cash dividends | $1,000 | 8,899 |
| Sale, conversion, retirement of capital stock, net | $2,655,000 | 263 |
| Net operating income | $546,000 | 6,593 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.