Home > USTrust > Loan Charge- Offs and Recoveries

USTrust, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$15,437,000169
Loans secured by real estate, total$42,0002,036
To non-U.S. addressees$08
Real estate loans in domestic offices$42,0002,035
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$42,0001,425
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign offices$014
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$4,760,000121
Loans to individuals$8,204,000164
Credit card loan charge offs$659,000237
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$7,545,00095
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$2,431,00037
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$4,372,000157
Loans secured by real estate, total$809,000132
To non-U.S. addressees$09
Real estate loans in domestic offices$809,000132
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$105,000292
Secured by multifamily residential properties$173,00040
Secured by nonfarm nonresidential properties$531,000103
Real estate loans in foreign offices$09
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$1,447,000112
Loans to individuals$2,100,000150
Credit card loan recoveries$241,000175
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,859,000109
Loans to foreign governments and official institutions$011
Other loans$7,000202
Lease financing receivables$9,000179
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$11,065,000178
Loans secured by real estate, total$-767,00010,192
To non-U.S. addressees$07
Real estate loans in domestic offices$-767,00010,210
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-63,00010,123
Secured by multifamily residential properties$-173,00010,188
Secured by nonfarm nonresidential properties$-531,00010,168
Real estate loans in foreign offices$014
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$3,313,000128
To non-U.S. addressees$11,00031
Loans to individuals$6,104,000167
Credit card loan net charge offs$418,000260
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,686,00095
Loans to foreign governments and official institutions$09
Other loans$-7,0001,147
Lease financing receivables$2,422,00032
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$14,389,000180
Loans secured by real estate, total$3,126,000112
To non-U.S. addressees$013
Real estate loans in domestic offices$3,126,000112
Construction and land development$639,00040
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$747,000190
Secured by multifamily residential properties$309,00055
Secured by nonfarm nonresidential properties$1,431,00075
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$3,948,000121
Loans to individuals$6,854,000191
Credit card loan charge offs$878,000238
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,976,000112
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$461,00082
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$9,341,000104
Loans secured by real estate, total$5,771,00026
To non-U.S. addressees$010
Real estate loans in domestic offices$5,771,00025
Construction and land development$1,380,00012
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$553,00088
Secured by multifamily residential properties$989,00017
Secured by nonfarm nonresidential properties$2,849,00027
Real estate loans in foreign offices$015
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,917,00089
Loans to individuals$1,498,000197
Credit card loan recoveries$163,000223
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,335,000137
Loans to foreign governments and official institutions$014
Other loans$18,000158
Lease financing receivables$137,00066
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,048,000280
Loans secured by real estate, total$-2,645,00010,451
To non-U.S. addressees$012
Real estate loans in domestic offices$-2,645,00010,470
Construction and land development$-741,00010,446
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$194,000408
Secured by multifamily residential properties$-680,00010,451
Secured by nonfarm nonresidential properties$-1,418,00010,435
Real estate loans in foreign offices$017
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,031,000146
To non-U.S. addressees$3,00032
Loans to individuals$5,356,000190
Credit card loan net charge offs$715,000249
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$4,641,000109
Loans to foreign governments and official institutions$010
Other loans$-18,0001,092
Lease financing receivables$324,00083
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$6,876,000287
Loans secured by real estate, total$180,000996
To non-U.S. addressees$011
Real estate loans in domestic offices$180,000996
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$144,000713
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$36,000964
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$2,567,000142
Loans to individuals$3,824,000270
Credit card loan charge offs$589,000316
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,235,000181
Loans to foreign governments and official institutions$07
Other loans$51,000166
Lease financing receivables$254,00099
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$5,994,000137
Loans secured by real estate, total$3,285,00058
To non-U.S. addressees$012
Real estate loans in domestic offices$3,285,00057
Construction and land development$5,000375
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$241,000173
Secured by multifamily residential properties$109,00083
Secured by nonfarm nonresidential properties$2,930,00039
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$1,878,00087
Loans to individuals$802,000277
Credit card loan recoveries$30,000469
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$772,000199
Loans to foreign governments and official institutions$027
Other loans$26,000146
Lease financing receivables$3,000229
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$882,000868
Loans secured by real estate, total$-3,105,00010,908
To non-U.S. addressees$010
Real estate loans in domestic offices$-3,105,00010,931
Construction and land development$-5,00010,639
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-97,00010,848
Secured by multifamily residential properties$-109,00010,879
Secured by nonfarm nonresidential properties$-2,894,00010,903
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$689,000334
To non-U.S. addressees$021
Loans to individuals$3,022,000263
Credit card loan net charge offs$559,000302
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,463,000177
Loans to foreign governments and official institutions$07
Other loans$25,000163
Lease financing receivables$251,00091
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$5,591,000388
Loans secured by real estate, total$319,000810
To non-U.S. addressees$010
Real estate loans in domestic offices$319,000810
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$166,000714
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$153,000583
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$3,648,000131
Loans to individuals$1,624,000467
Credit card loan charge offs$69,000850
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,555,000336
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$8,872,000116
Loans secured by real estate, total$4,304,00049
To non-U.S. addressees$08
Real estate loans in domestic offices$4,304,00048
Construction and land development$22,000280
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$428,000125
Secured by multifamily residential properties$8,000272
Secured by nonfarm nonresidential properties$3,846,00025
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$3,642,00066
Loans to individuals$871,000303
Credit card loan recoveries$15,000722
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$856,000213
Loans to foreign governments and official institutions$032
Other loans$55,000138
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-3,281,00011,449
Loans secured by real estate, total$-3,985,00011,447
To non-U.S. addressees$07
Real estate loans in domestic offices$-3,985,00011,472
Construction and land development$-22,00011,277
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-262,00011,437
Secured by multifamily residential properties$-8,00011,313
Secured by nonfarm nonresidential properties$-3,693,00011,443
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$6,0004,929
To non-U.S. addressees$022
Loans to individuals$753,000580
Credit card loan net charge offs$54,000885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$699,000440
Loans to foreign governments and official institutions$05
Other loans$-55,0001,159
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$21,392,000153
Loans secured by real estate, total$16,204,00047
To non-U.S. addressees$015
Real estate loans in domestic offices$16,204,00047
Construction and land development$428,000146
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,112,000186
Secured by multifamily residential properties$174,000247
Secured by nonfarm nonresidential properties$14,490,00028
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$3,865,000124
Loans to individuals$1,229,000486
Credit card loan charge offs$84,000769
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,145,000356
Loans to foreign governments and official institutions$015
Other loans$94,000158
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$7,205,000155
Loans secured by real estate, total$3,748,00069
To non-U.S. addressees$013
Real estate loans in domestic offices$3,748,00069
Construction and land development$7,000442
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$546,00097
Secured by multifamily residential properties$517,00038
Secured by nonfarm nonresidential properties$2,678,00059
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$1,773,000154
Loans to individuals$1,620,000207
Credit card loan recoveries$25,000597
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,595,000133
Loans to foreign governments and official institutions$030
Other loans$64,000132
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$14,187,000143
Loans secured by real estate, total$12,456,00047
To non-U.S. addressees$012
Real estate loans in domestic offices$12,456,00047
Construction and land development$421,000122
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$566,000256
Secured by multifamily residential properties$-343,00011,954
Secured by nonfarm nonresidential properties$11,812,00025
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$2,092,000128
To non-U.S. addressees$022
Loans to individuals$-391,00011,966
Credit card loan net charge offs$59,000793
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-450,00011,964
Loans to foreign governments and official institutions$011
Other loans$30,000183
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$25,896,000126
Loans secured by real estate, total$13,581,00082
To non-U.S. addressees$013
Real estate loans in domestic offices$13,581,00082
Construction and land development$920,000107
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$2,804,00099
Secured by multifamily residential properties$720,000116
Secured by nonfarm nonresidential properties$9,137,00057
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$10,319,00058
Loans to individuals$1,828,000363
Credit card loan charge offs$1,000,000270
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$828,000384
Loans to foreign governments and official institutions$015
Other loans$168,000108
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$6,335,000179
Loans secured by real estate, total$3,126,00085
To non-U.S. addressees$012
Real estate loans in domestic offices$3,126,00083
Construction and land development$34,000351
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$684,00087
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$2,408,00055
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$1,709,000175
Loans to individuals$1,355,000237
Credit card loan recoveries$520,000166
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$835,000222
Loans to foreign governments and official institutions$034
Other loans$145,00094
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$19,561,000116
Loans secured by real estate, total$10,455,00079
To non-U.S. addressees$09
Real estate loans in domestic offices$10,455,00079
Construction and land development$886,000100
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$2,120,000112
Secured by multifamily residential properties$720,000106
Secured by nonfarm nonresidential properties$6,729,00059
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$8,610,00032
To non-U.S. addressees$026
Loans to individuals$473,000591
Credit card loan net charge offs$480,000328
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-7,00011,791
Loans to foreign governments and official institutions$09
Other loans$23,000185
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$53,006,00098
Loans secured by real estate, total$33,740,00050
To non-U.S. addressees$019
Real estate loans in domestic offices$33,740,00050
Construction and land development$7,581,00043
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$5,867,00052
Secured by multifamily residential properties$2,832,00050
Secured by nonfarm nonresidential properties$17,460,00053
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$13,812,00070
Loans to individuals$4,930,000216
Credit card loan charge offs$2,949,000166
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,981,000226
Loans to foreign governments and official institutions$034
Other loans$524,00084
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$3,733,000252
Loans secured by real estate, total$1,494,000147
To non-U.S. addressees$016
Real estate loans in domestic offices$1,494,000146
Construction and land development$103,000229
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$257,000188
Secured by multifamily residential properties$10,000327
Secured by nonfarm nonresidential properties$1,124,00099
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$1,075,000246
Loans to individuals$1,163,000256
Credit card loan recoveries$117,000336
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,046,000190
Loans to foreign governments and official institutions$038
Other loans$1,000335
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$49,273,00081
Loans secured by real estate, total$32,246,00051
To non-U.S. addressees$018
Real estate loans in domestic offices$32,246,00051
Construction and land development$7,478,00042
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$5,610,00050
Secured by multifamily residential properties$2,822,00045
Secured by nonfarm nonresidential properties$16,336,00055
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$12,737,00054
To non-U.S. addressees$036
Loans to individuals$3,767,000202
Credit card loan net charge offs$2,832,000155
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$935,000259
Loans to foreign governments and official institutions$028
Other loans$523,00067
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$26,824,000195
Loans secured by real estate, total$14,246,000137
To non-U.S. addressees$017
Real estate loans in domestic offices$14,246,000135
Construction and land development$947,000274
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$2,956,000108
Secured by multifamily residential properties$5,850,00031
Secured by nonfarm nonresidential properties$4,493,000168
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$7,226,000173
Loans to individuals$5,352,000234
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,352,000114
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$772,000681
Loans secured by real estate, total$134,000801
To non-U.S. addressees$07
Real estate loans in domestic offices$134,000800
Construction and land development$4,000795
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$1,0004,105
Secured by multifamily residential properties$5,000347
Secured by nonfarm nonresidential properties$124,000431
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$1,0008,685
Loans to individuals$637,000390
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$637,000284
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$26,052,000164
Loans secured by real estate, total$14,112,000129
To non-U.S. addressees$017
Real estate loans in domestic offices$14,112,000127
Construction and land development$943,000259
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$2,955,00098
Secured by multifamily residential properties$5,845,00030
Secured by nonfarm nonresidential properties$4,369,000161
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$7,225,000136
To non-U.S. addressees$050
Loans to individuals$4,715,000218
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$4,715,00089
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.