Home > UST Bank/Connecticut > Income and Expense
UST Bank/Connecticut, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 4,080 |
| Total interest expense | $2,709,000 | 5,216 |
| Net interest income | $5,144,000 | 3,444 |
| Provision for loan and lease losses | $434,000 | 1,756 |
| Total noninterest income | $364,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $269,000 | 4,688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $4,911,000 | 2,765 |
| Salaries and employee benefits | $1,787,000 | 3,671 |
| Premises and equipment expense | $534,000 | 3,548 |
| Additional noninterest expense | $2,590,000 | 1,935 |
| Pre-tax net operating income | $163,000 | 10,697 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $47,000 | 10,241 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,577,000 | 398 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 4,481 |
| Total interest expense | $2,082,000 | 5,438 |
| Net interest income | $4,496,000 | 3,923 |
| Provision for loan and lease losses | $4,775,000 | 298 |
| Total noninterest income | $415,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $314,000 | 4,203 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $6,324,000 | 2,228 |
| Salaries and employee benefits | $1,952,000 | 3,365 |
| Premises and equipment expense | $1,209,000 | 1,710 |
| Additional noninterest expense | $3,163,000 | 1,724 |
| Pre-tax net operating income | $-6,188,000 | 12,584 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-2,114,000 | 12,558 |
| Income before extraordinary items | $-4,074,000 | 12,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-4,074,000 | 12,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,165,000 | 339 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-4,074,000 | 12,540 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 3,948 |
| Total interest expense | $2,363,000 | 5,046 |
| Net interest income | $5,352,000 | 3,350 |
| Provision for loan and lease losses | $4,850,000 | 447 |
| Total noninterest income | $784,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | $97,000 | 270 |
| Additional Noninterest Income | $306,000 | 4,417 |
| Total noninterest expense | $5,132,000 | 2,784 |
| Salaries and employee benefits | $1,919,000 | 3,399 |
| Premises and equipment expense | $849,000 | 2,404 |
| Additional noninterest expense | $2,364,000 | 2,361 |
| Pre-tax net operating income | $-3,846,000 | 13,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-1,330,000 | 13,198 |
| Income before extraordinary items | $-2,516,000 | 13,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,516,000 | 13,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,564,000 | 625 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,516,000 | 13,092 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 4,088 |
| Total interest expense | $3,498,000 | 4,544 |
| Net interest income | $4,957,000 | 3,670 |
| Provision for loan and lease losses | $1,410,000 | 1,466 |
| Total noninterest income | $557,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $349,000 | 3,921 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $4,723,000 | 3,022 |
| Salaries and employee benefits | $1,908,000 | 3,344 |
| Premises and equipment expense | $909,000 | 2,288 |
| Additional noninterest expense | $1,906,000 | 2,913 |
| Pre-tax net operating income | $-619,000 | 13,358 |
| Securities gains (losses) | $176,000 | 2,193 |
| Applicable income taxes | $-184,000 | 13,638 |
| Income before extraordinary items | $-259,000 | 13,226 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-259,000 | 13,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,122,000 | 925 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-371,640 | 13,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.