USNY Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 1,490 |
| Total interest expense | $2,343,000 | 1,160 |
| Net interest income | $7,830,000 | 1,578 |
| Provision for loan and lease losses | $1,006,000 | 1,074 |
| Total noninterest income | $612,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $212,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,612 |
| Total noninterest expense | $9,670,000 | 1,123 |
| Salaries and employee benefits | $1,809,000 | 2,639 |
| Premises and equipment expense | $624,000 | 1,744 |
| Additional noninterest expense | $7,237,000 | 503 |
| Pre-tax net operating income | $-2,234,000 | 5,012 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-159,000 | 4,952 |
| Income before extraordinary items | $-2,075,000 | 5,003 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,075,000 | 5,003 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,075,000 | 5,003 |
| Net charge-offs | $2,791,000 | 207 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 210 |
| Net operating income | $-2,075,000 | 5,007 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 1,489 |
| Total interest expense | $1,258,000 | 1,179 |
| Net interest income | $3,836,000 | 1,560 |
| Provision for loan and lease losses | $898,000 | 657 |
| Total noninterest income | $265,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $121,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,808 |
| Total noninterest expense | $2,623,000 | 1,876 |
| Salaries and employee benefits | $905,000 | 2,646 |
| Premises and equipment expense | $304,000 | 1,801 |
| Additional noninterest expense | $1,414,000 | 1,149 |
| Pre-tax net operating income | $580,000 | 2,598 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $250,000 | 1,226 |
| Income before extraordinary items | $330,000 | 3,168 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $330,000 | 3,168 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $330,000 | 3,169 |
| Net charge-offs | $456,000 | 397 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 307 |
| Net operating income | $330,000 | 3,138 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,776,000 | 1,471 |
| Total interest expense | $5,667,000 | 1,118 |
| Net interest income | $15,109,000 | 1,583 |
| Provision for loan and lease losses | $1,942,000 | 551 |
| Total noninterest income | $1,129,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $502,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,790 |
| Total noninterest expense | $8,548,000 | 2,149 |
| Salaries and employee benefits | $4,160,000 | 2,368 |
| Premises and equipment expense | $1,148,000 | 1,842 |
| Additional noninterest expense | $3,240,000 | 1,786 |
| Pre-tax net operating income | $5,748,000 | 1,588 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,122,000 | 1,326 |
| Income before extraordinary items | $4,626,000 | 1,703 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,626,000 | 1,704 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,626,000 | 1,706 |
| Net charge-offs | $177,000 | 1,779 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $389,000 | 316 |
| Net operating income | $4,626,000 | 1,671 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,563,000 | 1,486 |
| Total interest expense | $4,256,000 | 1,119 |
| Net interest income | $11,307,000 | 1,609 |
| Provision for loan and lease losses | $1,247,000 | 586 |
| Total noninterest income | $829,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $380,000 | 1,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,841 |
| Total noninterest expense | $6,377,000 | 2,158 |
| Salaries and employee benefits | $3,190,000 | 2,352 |
| Premises and equipment expense | $865,000 | 1,863 |
| Additional noninterest expense | $2,322,000 | 1,858 |
| Pre-tax net operating income | $4,512,000 | 1,576 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $965,000 | 1,257 |
| Income before extraordinary items | $3,547,000 | 1,696 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,547,000 | 1,698 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,547,000 | 1,698 |
| Net charge-offs | $198,000 | 1,301 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 275 |
| Net operating income | $3,547,000 | 1,664 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,216,000 | 1,505 |
| Total interest expense | $2,752,000 | 1,125 |
| Net interest income | $7,464,000 | 1,623 |
| Provision for loan and lease losses | $597,000 | 754 |
| Total noninterest income | $558,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $241,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 2,754 |
| Total noninterest expense | $4,266,000 | 2,165 |
| Salaries and employee benefits | $2,192,000 | 2,309 |
| Premises and equipment expense | $600,000 | 1,816 |
| Additional noninterest expense | $1,474,000 | 1,971 |
| Pre-tax net operating income | $3,159,000 | 1,478 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $689,000 | 1,181 |
| Income before extraordinary items | $2,470,000 | 1,624 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,470,000 | 1,625 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,470,000 | 1,625 |
| Net charge-offs | $10,000 | 2,587 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 252 |
| Net operating income | $2,470,000 | 1,587 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 1,519 |
| Total interest expense | $1,341,000 | 1,130 |
| Net interest income | $3,688,000 | 1,662 |
| Provision for loan and lease losses | $155,000 | 1,118 |
| Total noninterest income | $346,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $118,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,259 |
| Total noninterest expense | $2,285,000 | 2,068 |
| Salaries and employee benefits | $1,256,000 | 2,128 |
| Premises and equipment expense | $323,000 | 1,752 |
| Additional noninterest expense | $706,000 | 2,013 |
| Pre-tax net operating income | $1,594,000 | 1,443 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $351,000 | 1,148 |
| Income before extraordinary items | $1,243,000 | 1,575 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,243,000 | 1,574 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,243,000 | 1,574 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 183 |
| Net operating income | $1,243,000 | 1,552 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,154,000 | 1,575 |
| Total interest expense | $3,853,000 | 1,178 |
| Net interest income | $14,301,000 | 1,681 |
| Provision for loan and lease losses | $1,059,000 | 840 |
| Total noninterest income | $1,232,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $575,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 2,729 |
| Total noninterest expense | $7,338,000 | 2,397 |
| Salaries and employee benefits | $3,551,000 | 2,651 |
| Premises and equipment expense | $1,176,000 | 1,835 |
| Additional noninterest expense | $2,611,000 | 2,147 |
| Pre-tax net operating income | $7,136,000 | 1,326 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,562,000 | 1,022 |
| Income before extraordinary items | $5,574,000 | 1,447 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,574,000 | 1,446 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,574,000 | 1,446 |
| Net charge-offs | $279,000 | 1,390 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $341,000 | 341 |
| Net operating income | $5,574,000 | 1,441 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,270,000 | 1,595 |
| Total interest expense | $2,782,000 | 1,144 |
| Net interest income | $10,488,000 | 1,708 |
| Provision for loan and lease losses | $811,000 | 769 |
| Total noninterest income | $1,006,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $448,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,617 |
| Total noninterest expense | $5,366,000 | 2,442 |
| Salaries and employee benefits | $2,625,000 | 2,685 |
| Premises and equipment expense | $857,000 | 1,878 |
| Additional noninterest expense | $1,884,000 | 2,208 |
| Pre-tax net operating income | $5,317,000 | 1,346 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,154,000 | 1,062 |
| Income before extraordinary items | $4,163,000 | 1,456 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,163,000 | 1,456 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,163,000 | 1,455 |
| Net charge-offs | $282,000 | 1,033 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $278,000 | 311 |
| Net operating income | $4,163,000 | 1,440 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 1,616 |
| Total interest expense | $1,736,000 | 1,148 |
| Net interest income | $6,883,000 | 1,735 |
| Provision for loan and lease losses | $511,000 | 804 |
| Total noninterest income | $648,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $301,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 2,715 |
| Total noninterest expense | $3,520,000 | 2,483 |
| Salaries and employee benefits | $1,706,000 | 2,751 |
| Premises and equipment expense | $560,000 | 1,919 |
| Additional noninterest expense | $1,254,000 | 2,222 |
| Pre-tax net operating income | $3,500,000 | 1,335 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $763,000 | 1,049 |
| Income before extraordinary items | $2,737,000 | 1,443 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,737,000 | 1,442 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,737,000 | 1,442 |
| Net charge-offs | $94,000 | 1,349 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 280 |
| Net operating income | $2,737,000 | 1,433 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 1,661 |
| Total interest expense | $789,000 | 1,189 |
| Net interest income | $3,354,000 | 1,772 |
| Provision for loan and lease losses | $165,000 | 1,060 |
| Total noninterest income | $366,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $152,000 | 1,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,393 |
| Total noninterest expense | $1,938,000 | 2,327 |
| Salaries and employee benefits | $1,090,000 | 2,363 |
| Premises and equipment expense | $270,000 | 2,004 |
| Additional noninterest expense | $578,000 | 2,360 |
| Pre-tax net operating income | $1,617,000 | 1,404 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $353,000 | 1,088 |
| Income before extraordinary items | $1,264,000 | 1,523 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,264,000 | 1,523 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,264,000 | 1,523 |
| Net charge-offs | $204,000 | 571 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 215 |
| Net operating income | $1,264,000 | 1,511 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,716 |
| Total interest expense | $2,486,000 | 1,297 |
| Net interest income | $12,926,000 | 1,790 |
| Provision for loan and lease losses | $1,017,000 | 873 |
| Total noninterest income | $1,168,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $525,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 2,840 |
| Total noninterest expense | $6,320,000 | 2,689 |
| Salaries and employee benefits | $2,897,000 | 3,070 |
| Premises and equipment expense | $1,008,000 | 2,097 |
| Additional noninterest expense | $2,415,000 | 2,308 |
| Pre-tax net operating income | $6,757,000 | 1,346 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,605,000 | 1,065 |
| Income before extraordinary items | $4,152,000 | 1,566 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,152,000 | 1,566 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,152,000 | 1,566 |
| Net charge-offs | $86,000 | 2,569 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $285,000 | 356 |
| Net operating income | $4,152,000 | 1,547 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,296,000 | 1,753 |
| Total interest expense | $1,753,000 | 1,347 |
| Net interest income | $9,543,000 | 1,816 |
| Provision for loan and lease losses | $787,000 | 849 |
| Total noninterest income | $887,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $390,000 | 1,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,815 |
| Total noninterest expense | $4,611,000 | 2,745 |
| Salaries and employee benefits | $2,152,000 | 3,090 |
| Premises and equipment expense | $727,000 | 2,161 |
| Additional noninterest expense | $1,732,000 | 2,396 |
| Pre-tax net operating income | $5,032,000 | 1,365 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,675,000 | 1,034 |
| Income before extraordinary items | $3,357,000 | 1,577 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,357,000 | 1,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,357,000 | 1,577 |
| Net charge-offs | $71,000 | 2,194 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 329 |
| Net operating income | $3,357,000 | 1,555 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,284,000 | 1,801 |
| Total interest expense | $1,114,000 | 1,363 |
| Net interest income | $6,170,000 | 1,849 |
| Provision for loan and lease losses | $544,000 | 807 |
| Total noninterest income | $644,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $260,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 2,641 |
| Total noninterest expense | $2,937,000 | 2,849 |
| Salaries and employee benefits | $1,337,000 | 3,229 |
| Premises and equipment expense | $443,000 | 2,303 |
| Additional noninterest expense | $1,157,000 | 2,396 |
| Pre-tax net operating income | $3,333,000 | 1,351 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,139,000 | 1,017 |
| Income before extraordinary items | $2,194,000 | 1,576 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,194,000 | 1,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,194,000 | 1,576 |
| Net charge-offs | $66,000 | 1,800 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 292 |
| Net operating income | $2,194,000 | 1,558 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 1,838 |
| Total interest expense | $527,000 | 1,409 |
| Net interest income | $3,010,000 | 1,884 |
| Provision for loan and lease losses | $237,000 | 826 |
| Total noninterest income | $357,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $123,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 2,387 |
| Total noninterest expense | $1,588,000 | 2,722 |
| Salaries and employee benefits | $830,000 | 2,873 |
| Premises and equipment expense | $213,000 | 2,404 |
| Additional noninterest expense | $545,000 | 2,503 |
| Pre-tax net operating income | $1,542,000 | 1,410 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $537,000 | 1,028 |
| Income before extraordinary items | $1,005,000 | 1,669 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,005,000 | 1,669 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,005,000 | 1,669 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 227 |
| Net operating income | $1,005,000 | 1,651 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,186,000 | 1,917 |
| Total interest expense | $1,928,000 | 1,459 |
| Net interest income | $11,258,000 | 1,968 |
| Provision for loan and lease losses | $1,299,000 | 725 |
| Total noninterest income | $1,218,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $454,000 | 2,243 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $764,000 | 2,716 |
| Total noninterest expense | $5,520,000 | 2,994 |
| Salaries and employee benefits | $2,502,000 | 3,406 |
| Premises and equipment expense | $821,000 | 2,449 |
| Additional noninterest expense | $2,197,000 | 2,575 |
| Pre-tax net operating income | $5,657,000 | 1,474 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,874,000 | 1,099 |
| Income before extraordinary items | $3,783,000 | 1,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,783,000 | 1,717 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,783,000 | 1,717 |
| Net charge-offs | $367,000 | 1,343 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 380 |
| Net operating income | $3,783,000 | 1,689 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,653,000 | 1,957 |
| Total interest expense | $1,424,000 | 1,481 |
| Net interest income | $8,229,000 | 2,018 |
| Provision for loan and lease losses | $928,000 | 722 |
| Total noninterest income | $934,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $331,000 | 2,291 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $603,000 | 2,651 |
| Total noninterest expense | $4,101,000 | 3,018 |
| Salaries and employee benefits | $1,912,000 | 3,365 |
| Premises and equipment expense | $625,000 | 2,431 |
| Additional noninterest expense | $1,564,000 | 2,682 |
| Pre-tax net operating income | $4,134,000 | 1,523 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,484,000 | 1,080 |
| Income before extraordinary items | $2,650,000 | 1,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,650,000 | 1,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,650,000 | 1,861 |
| Net charge-offs | $200,000 | 1,459 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 348 |
| Net operating income | $2,650,000 | 1,809 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,245,000 | 2,015 |
| Total interest expense | $917,000 | 1,516 |
| Net interest income | $5,328,000 | 2,075 |
| Provision for loan and lease losses | $653,000 | 686 |
| Total noninterest income | $613,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $204,000 | 2,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $409,000 | 2,633 |
| Total noninterest expense | $2,726,000 | 3,041 |
| Salaries and employee benefits | $1,243,000 | 3,421 |
| Premises and equipment expense | $404,000 | 2,494 |
| Additional noninterest expense | $1,079,000 | 2,632 |
| Pre-tax net operating income | $2,562,000 | 1,600 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $872,000 | 1,191 |
| Income before extraordinary items | $1,690,000 | 1,910 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,690,000 | 1,909 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,690,000 | 1,909 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 322 |
| Net operating income | $1,690,000 | 1,857 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 2,056 |
| Total interest expense | $449,000 | 1,543 |
| Net interest income | $2,594,000 | 2,116 |
| Provision for loan and lease losses | $267,000 | 760 |
| Total noninterest income | $399,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $94,000 | 2,518 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $305,000 | 2,071 |
| Total noninterest expense | $1,543,000 | 2,805 |
| Salaries and employee benefits | $805,000 | 2,936 |
| Premises and equipment expense | $202,000 | 2,526 |
| Additional noninterest expense | $536,000 | 2,631 |
| Pre-tax net operating income | $1,183,000 | 1,700 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $388,000 | 1,257 |
| Income before extraordinary items | $795,000 | 2,001 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $795,000 | 2,001 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $795,000 | 2,001 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 259 |
| Net operating income | $795,000 | 1,953 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,967,000 | 2,192 |
| Total interest expense | $1,592,000 | 1,687 |
| Net interest income | $9,375,000 | 2,273 |
| Provision for loan and lease losses | $651,000 | 1,113 |
| Total noninterest income | $925,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $328,000 | 2,863 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $597,000 | 3,045 |
| Total noninterest expense | $4,858,000 | 3,292 |
| Salaries and employee benefits | $2,173,000 | 3,729 |
| Premises and equipment expense | $802,000 | 2,554 |
| Additional noninterest expense | $1,883,000 | 2,912 |
| Pre-tax net operating income | $4,791,000 | 1,628 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,504,000 | 1,232 |
| Income before extraordinary items | $3,287,000 | 1,901 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,287,000 | 1,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,287,000 | 1,903 |
| Net charge-offs | $368,000 | 1,428 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $3,886,000 | 100 |
| Net operating income | $3,287,000 | 1,854 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,237 |
| Total interest expense | $1,176,000 | 1,736 |
| Net interest income | $6,904,000 | 2,326 |
| Provision for loan and lease losses | $470,000 | 1,089 |
| Total noninterest income | $719,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $233,000 | 2,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,955 |
| Total noninterest expense | $3,555,000 | 3,370 |
| Salaries and employee benefits | $1,594,000 | 3,789 |
| Premises and equipment expense | $573,000 | 2,684 |
| Additional noninterest expense | $1,388,000 | 2,965 |
| Pre-tax net operating income | $3,598,000 | 1,647 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,126,000 | 1,261 |
| Income before extraordinary items | $2,472,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,472,000 | 1,913 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,472,000 | 1,913 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $3,850,000 | 68 |
| Net operating income | $2,472,000 | 1,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 2,293 |
| Total interest expense | $771,000 | 1,766 |
| Net interest income | $4,480,000 | 2,375 |
| Provision for loan and lease losses | $315,000 | 1,065 |
| Total noninterest income | $494,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $149,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $345,000 | 2,867 |
| Total noninterest expense | $2,409,000 | 3,349 |
| Salaries and employee benefits | $1,126,000 | 3,699 |
| Premises and equipment expense | $358,000 | 2,831 |
| Additional noninterest expense | $925,000 | 2,985 |
| Pre-tax net operating income | $2,250,000 | 1,731 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $711,000 | 1,315 |
| Income before extraordinary items | $1,539,000 | 2,002 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,539,000 | 2,005 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,539,000 | 2,004 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 363 |
| Net operating income | $1,539,000 | 1,954 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,365 |
| Total interest expense | $376,000 | 1,798 |
| Net interest income | $2,143,000 | 2,452 |
| Provision for loan and lease losses | $178,000 | 980 |
| Total noninterest income | $294,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $70,000 | 3,131 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 2,479 |
| Total noninterest expense | $1,185,000 | 3,396 |
| Salaries and employee benefits | $538,000 | 3,835 |
| Premises and equipment expense | $181,000 | 2,847 |
| Additional noninterest expense | $466,000 | 2,938 |
| Pre-tax net operating income | $1,074,000 | 1,739 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $347,000 | 1,310 |
| Income before extraordinary items | $727,000 | 2,086 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $727,000 | 2,087 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $727,000 | 2,087 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 292 |
| Net operating income | $727,000 | 2,017 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 2,566 |
| Total interest expense | $1,418,000 | 1,990 |
| Net interest income | $7,880,000 | 2,659 |
| Provision for loan and lease losses | $569,000 | 1,343 |
| Total noninterest income | $835,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $257,000 | 3,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $578,000 | 3,073 |
| Total noninterest expense | $3,983,000 | 3,848 |
| Salaries and employee benefits | $1,734,000 | 4,307 |
| Premises and equipment expense | $563,000 | 3,379 |
| Additional noninterest expense | $1,686,000 | 3,267 |
| Pre-tax net operating income | $4,163,000 | 1,779 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,517,000 | 1,189 |
| Income before extraordinary items | $2,646,000 | 2,213 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,646,000 | 2,212 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,646,000 | 2,212 |
| Net charge-offs | $97,000 | 3,204 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 490 |
| Net operating income | $2,646,000 | 2,164 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 2,635 |
| Total interest expense | $1,075,000 | 1,991 |
| Net interest income | $5,732,000 | 2,744 |
| Provision for loan and lease losses | $422,000 | 1,335 |
| Total noninterest income | $608,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $189,000 | 3,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $419,000 | 3,169 |
| Total noninterest expense | $2,749,000 | 4,048 |
| Salaries and employee benefits | $1,174,000 | 4,546 |
| Premises and equipment expense | $396,000 | 3,553 |
| Additional noninterest expense | $1,179,000 | 3,454 |
| Pre-tax net operating income | $3,169,000 | 1,768 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,178,000 | 1,163 |
| Income before extraordinary items | $1,991,000 | 2,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,991,000 | 2,222 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,991,000 | 2,221 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 429 |
| Net operating income | $1,991,000 | 2,172 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 2,718 |
| Total interest expense | $704,000 | 2,044 |
| Net interest income | $3,685,000 | 2,817 |
| Provision for loan and lease losses | $239,000 | 1,507 |
| Total noninterest income | $411,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $294,000 | 3,072 |
| Total noninterest expense | $1,840,000 | 4,058 |
| Salaries and employee benefits | $806,000 | 4,516 |
| Premises and equipment expense | $265,000 | 3,581 |
| Additional noninterest expense | $769,000 | 3,519 |
| Pre-tax net operating income | $2,017,000 | 1,813 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $750,000 | 1,182 |
| Income before extraordinary items | $1,267,000 | 2,253 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,267,000 | 2,256 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,267,000 | 2,255 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 379 |
| Net operating income | $1,267,000 | 2,202 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 2,805 |
| Total interest expense | $351,000 | 2,067 |
| Net interest income | $1,759,000 | 2,915 |
| Provision for loan and lease losses | $127,000 | 1,409 |
| Total noninterest income | $157,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $946,000 | 4,031 |
| Salaries and employee benefits | $448,000 | 4,318 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $367,000 | 3,604 |
| Pre-tax net operating income | $843,000 | 2,016 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $313,000 | 1,306 |
| Income before extraordinary items | $530,000 | 2,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $530,000 | 2,470 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $530,000 | 2,470 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 270 |
| Net operating income | $530,000 | 2,423 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 3,070 |
| Total interest expense | $1,354,000 | 2,359 |
| Net interest income | $6,183,000 | 3,193 |
| Provision for loan and lease losses | $565,000 | 1,707 |
| Total noninterest income | $766,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $205,000 | 4,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $561,000 | 3,213 |
| Total noninterest expense | $2,760,000 | 4,803 |
| Salaries and employee benefits | $929,000 | 5,662 |
| Premises and equipment expense | $512,000 | 3,682 |
| Additional noninterest expense | $1,319,000 | 3,966 |
| Pre-tax net operating income | $3,624,000 | 1,850 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,269,000 | 1,257 |
| Income before extraordinary items | $2,355,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,355,000 | 2,317 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,355,000 | 2,316 |
| Net charge-offs | $54,000 | 4,289 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,524,000 | 175 |
| Net operating income | $2,355,000 | 2,257 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 3,153 |
| Total interest expense | $1,009,000 | 2,424 |
| Net interest income | $4,509,000 | 3,288 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $590,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $157,000 | 4,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $433,000 | 3,236 |
| Total noninterest expense | $2,066,000 | 4,823 |
| Salaries and employee benefits | $706,000 | 5,665 |
| Premises and equipment expense | $384,000 | 3,715 |
| Additional noninterest expense | $976,000 | 4,007 |
| Pre-tax net operating income | $2,658,000 | 1,943 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $967,000 | 1,285 |
| Income before extraordinary items | $1,691,000 | 2,418 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,691,000 | 2,422 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,691,000 | 2,422 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,524,000 | 132 |
| Net operating income | $1,691,000 | 2,353 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 3,225 |
| Total interest expense | $650,000 | 2,547 |
| Net interest income | $2,937,000 | 3,343 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $433,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $95,000 | 4,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 3,038 |
| Total noninterest expense | $1,359,000 | 4,869 |
| Salaries and employee benefits | $469,000 | 5,710 |
| Premises and equipment expense | $255,000 | 3,743 |
| Additional noninterest expense | $635,000 | 4,057 |
| Pre-tax net operating income | $1,761,000 | 1,927 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $657,000 | 1,257 |
| Income before extraordinary items | $1,104,000 | 2,430 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,104,000 | 2,438 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,104,000 | 2,436 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $535,000 | 159 |
| Net operating income | $1,104,000 | 2,344 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,252 |
| Total interest expense | $310,000 | 2,719 |
| Net interest income | $1,482,000 | 3,327 |
| Provision for loan and lease losses | $165,000 | 1,527 |
| Total noninterest income | $228,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,889 |
| Total noninterest expense | $656,000 | 5,011 |
| Salaries and employee benefits | $232,000 | 5,790 |
| Premises and equipment expense | $132,000 | 3,682 |
| Additional noninterest expense | $292,000 | 4,289 |
| Pre-tax net operating income | $889,000 | 1,892 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $344,000 | 1,201 |
| Income before extraordinary items | $545,000 | 2,425 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $545,000 | 2,427 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $545,000 | 2,427 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 174 |
| Net operating income | $545,000 | 2,333 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 3,608 |
| Total interest expense | $1,156,000 | 3,275 |
| Net interest income | $5,413,000 | 3,611 |
| Provision for loan and lease losses | $378,000 | 3,079 |
| Total noninterest income | $1,044,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $164,000 | 4,619 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $880,000 | 2,541 |
| Total noninterest expense | $3,151,000 | 4,621 |
| Salaries and employee benefits | $1,086,000 | 5,564 |
| Premises and equipment expense | $534,000 | 3,656 |
| Additional noninterest expense | $1,531,000 | 3,740 |
| Pre-tax net operating income | $2,928,000 | 2,130 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $973,000 | 1,499 |
| Income before extraordinary items | $1,955,000 | 2,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,955,000 | 2,623 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,955,000 | 2,621 |
| Net charge-offs | $-124,000 | 6,962 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 358 |
| Net operating income | $1,955,000 | 2,508 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 3,744 |
| Total interest expense | $847,000 | 3,442 |
| Net interest income | $3,950,000 | 3,742 |
| Provision for loan and lease losses | $203,000 | 3,491 |
| Total noninterest income | $855,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $733,000 | 2,398 |
| Total noninterest expense | $2,162,000 | 4,872 |
| Salaries and employee benefits | $736,000 | 5,776 |
| Premises and equipment expense | $401,000 | 3,698 |
| Additional noninterest expense | $1,025,000 | 4,043 |
| Pre-tax net operating income | $2,440,000 | 2,022 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $943,000 | 1,283 |
| Income before extraordinary items | $1,497,000 | 2,654 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,497,000 | 2,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,497,000 | 2,655 |
| Net charge-offs | $-133,000 | 7,067 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 410 |
| Net operating income | $1,497,000 | 2,529 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 3,826 |
| Total interest expense | $541,000 | 3,642 |
| Net interest income | $2,577,000 | 3,811 |
| Provision for loan and lease losses | $141,000 | 3,463 |
| Total noninterest income | $584,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 2,320 |
| Total noninterest expense | $1,479,000 | 4,848 |
| Salaries and employee benefits | $493,000 | 5,821 |
| Premises and equipment expense | $240,000 | 3,975 |
| Additional noninterest expense | $746,000 | 3,830 |
| Pre-tax net operating income | $1,541,000 | 2,094 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $596,000 | 1,328 |
| Income before extraordinary items | $945,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $945,000 | 2,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $945,000 | 2,712 |
| Net charge-offs | $-144,000 | 7,132 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $945,000 | 2,583 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 3,904 |
| Total interest expense | $258,000 | 3,861 |
| Net interest income | $1,283,000 | 3,842 |
| Provision for loan and lease losses | $104,000 | 2,816 |
| Total noninterest income | $215,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,807 |
| Total noninterest expense | $735,000 | 4,876 |
| Salaries and employee benefits | $260,000 | 5,766 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $350,000 | 3,988 |
| Pre-tax net operating income | $659,000 | 2,368 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $255,000 | 1,468 |
| Income before extraordinary items | $404,000 | 3,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $404,000 | 3,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $404,000 | 3,041 |
| Net charge-offs | $-65,000 | 7,115 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $404,000 | 2,883 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 4,372 |
| Total interest expense | $924,000 | 4,580 |
| Net interest income | $4,439,000 | 4,248 |
| Provision for loan and lease losses | $397,000 | 3,768 |
| Total noninterest income | $610,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $149,000 | 4,906 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $461,000 | 3,225 |
| Total noninterest expense | $2,663,000 | 5,185 |
| Salaries and employee benefits | $919,000 | 6,019 |
| Premises and equipment expense | $456,000 | 4,271 |
| Additional noninterest expense | $1,288,000 | 4,258 |
| Pre-tax net operating income | $1,989,000 | 2,524 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $684,000 | 1,702 |
| Income before extraordinary items | $1,305,000 | 3,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,305,000 | 3,048 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,305,000 | 3,047 |
| Net charge-offs | $-3,000 | 6,894 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,305,000 | 2,945 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,543 |
| Total interest expense | $681,000 | 4,748 |
| Net interest income | $3,179,000 | 4,410 |
| Provision for loan and lease losses | $302,000 | 3,592 |
| Total noninterest income | $532,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $113,000 | 4,911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $419,000 | 2,958 |
| Total noninterest expense | $1,886,000 | 5,344 |
| Salaries and employee benefits | $593,000 | 6,303 |
| Premises and equipment expense | $344,000 | 4,309 |
| Additional noninterest expense | $949,000 | 4,302 |
| Pre-tax net operating income | $1,523,000 | 2,546 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $543,000 | 1,667 |
| Income before extraordinary items | $980,000 | 3,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $980,000 | 3,106 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $980,000 | 3,106 |
| Net charge-offs | $-8,000 | 6,968 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $980,000 | 3,004 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 4,734 |
| Total interest expense | $442,000 | 4,917 |
| Net interest income | $1,984,000 | 4,604 |
| Provision for loan and lease losses | $171,000 | 3,754 |
| Total noninterest income | $377,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 2,820 |
| Total noninterest expense | $1,245,000 | 5,434 |
| Salaries and employee benefits | $413,000 | 6,290 |
| Premises and equipment expense | $224,000 | 4,404 |
| Additional noninterest expense | $608,000 | 4,493 |
| Pre-tax net operating income | $945,000 | 2,637 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $337,000 | 1,682 |
| Income before extraordinary items | $608,000 | 3,165 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $608,000 | 3,166 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $608,000 | 3,167 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $608,000 | 3,080 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 4,850 |
| Total interest expense | $220,000 | 5,039 |
| Net interest income | $961,000 | 4,689 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $307,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $276,000 | 2,016 |
| Total noninterest expense | $687,000 | 5,204 |
| Salaries and employee benefits | $261,000 | 5,895 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $312,000 | 4,420 |
| Pre-tax net operating income | $536,000 | 2,436 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $191,000 | 1,563 |
| Income before extraordinary items | $345,000 | 2,959 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $345,000 | 2,958 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $345,000 | 2,959 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $345,000 | 2,906 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 5,421 |
| Total interest expense | $915,000 | 5,430 |
| Net interest income | $3,038,000 | 5,326 |
| Provision for loan and lease losses | $285,000 | 4,926 |
| Total noninterest income | $281,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 5,479 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $181,000 | 4,727 |
| Total noninterest expense | $2,071,000 | 5,939 |
| Salaries and employee benefits | $845,000 | 6,351 |
| Premises and equipment expense | $385,000 | 4,831 |
| Additional noninterest expense | $841,000 | 5,510 |
| Pre-tax net operating income | $963,000 | 3,442 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-779,000 | 7,268 |
| Income before extraordinary items | $1,742,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,742,000 | 2,250 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,742,000 | 2,252 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,482,000 | 233 |
| Net operating income | $1,742,000 | 2,161 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 5,634 |
| Total interest expense | $689,000 | 5,572 |
| Net interest income | $2,144,000 | 5,553 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $236,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $75,000 | 5,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $161,000 | 4,543 |
| Total noninterest expense | $1,513,000 | 6,034 |
| Salaries and employee benefits | $592,000 | 6,523 |
| Premises and equipment expense | $306,000 | 4,787 |
| Additional noninterest expense | $615,000 | 5,590 |
| Pre-tax net operating income | $667,000 | 3,800 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $667,000 | 3,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $667,000 | 3,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $667,000 | 3,588 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,741,000 | 175 |
| Net operating income | $667,000 | 3,455 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 5,818 |
| Total interest expense | $456,000 | 5,690 |
| Net interest income | $1,325,000 | 5,730 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $164,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $48,000 | 5,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $116,000 | 4,389 |
| Total noninterest expense | $935,000 | 6,223 |
| Salaries and employee benefits | $310,000 | 6,980 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $420,000 | 5,549 |
| Pre-tax net operating income | $434,000 | 3,859 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $434,000 | 3,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $434,000 | 3,648 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $434,000 | 3,649 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $434,000 | 3,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 5,926 |
| Total interest expense | $225,000 | 5,844 |
| Net interest income | $654,000 | 5,799 |
| Provision for loan and lease losses | $65,000 | 4,501 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $198,000 | 6,637 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $208,000 | 5,596 |
| Pre-tax net operating income | $203,000 | 4,021 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $203,000 | 3,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 3,852 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $203,000 | 3,854 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $203,000 | 3,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 6,316 |
| Total interest expense | $1,003,000 | 6,020 |
| Net interest income | $2,053,000 | 6,296 |
| Provision for loan and lease losses | $384,000 | 4,924 |
| Total noninterest income | $209,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $129,000 | 5,317 |
| Total noninterest expense | $2,012,000 | 6,212 |
| Salaries and employee benefits | $746,000 | 6,834 |
| Premises and equipment expense | $397,000 | 5,012 |
| Additional noninterest expense | $869,000 | 5,610 |
| Pre-tax net operating income | $-134,000 | 5,631 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,054,000 | 927 |
| Income before extraordinary items | $-1,188,000 | 6,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,188,000 | 6,439 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,188,000 | 6,439 |
| Net charge-offs | $159,000 | 5,261 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,188,000 | 6,437 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 6,473 |
| Total interest expense | $767,000 | 6,113 |
| Net interest income | $1,407,000 | 6,520 |
| Provision for loan and lease losses | $312,000 | 4,535 |
| Total noninterest income | $142,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $58,000 | 6,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $84,000 | 5,611 |
| Total noninterest expense | $1,524,000 | 6,211 |
| Salaries and employee benefits | $568,000 | 6,836 |
| Premises and equipment expense | $294,000 | 5,087 |
| Additional noninterest expense | $662,000 | 5,570 |
| Pre-tax net operating income | $-287,000 | 6,123 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,053,000 | 811 |
| Income before extraordinary items | $-1,340,000 | 6,927 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,340,000 | 6,929 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,340,000 | 6,929 |
| Net charge-offs | $159,000 | 4,540 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,340,000 | 6,906 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 6,687 |
| Total interest expense | $510,000 | 6,228 |
| Net interest income | $840,000 | 6,754 |
| Provision for loan and lease losses | $251,000 | 3,987 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $1,028,000 | 6,231 |
| Salaries and employee benefits | $378,000 | 6,923 |
| Premises and equipment expense | $194,000 | 5,158 |
| Additional noninterest expense | $456,000 | 5,499 |
| Pre-tax net operating income | $-396,000 | 6,540 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-153,000 | 7,247 |
| Income before extraordinary items | $-243,000 | 6,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-243,000 | 6,457 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-243,000 | 6,457 |
| Net charge-offs | $159,000 | 3,706 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-243,000 | 6,443 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 6,969 |
| Total interest expense | $273,000 | 6,199 |
| Net interest income | $326,000 | 7,240 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $506,000 | 6,245 |
| Salaries and employee benefits | $184,000 | 7,019 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $222,000 | 5,311 |
| Pre-tax net operating income | $-282,000 | 7,033 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-110,000 | 7,574 |
| Income before extraordinary items | $-172,000 | 6,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-172,000 | 6,984 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-172,000 | 6,984 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-172,000 | 6,904 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,553 |
| Total interest expense | $955,000 | 6,862 |
| Net interest income | $725,000 | 7,882 |
| Provision for loan and lease losses | $493,000 | 3,833 |
| Total noninterest income | $165,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 6,815 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $128,000 | 5,572 |
| Total noninterest expense | $1,623,000 | 6,709 |
| Salaries and employee benefits | $596,000 | 7,414 |
| Premises and equipment expense | $373,000 | 5,279 |
| Additional noninterest expense | $654,000 | 6,005 |
| Pre-tax net operating income | $-1,226,000 | 7,117 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-477,000 | 7,475 |
| Income before extraordinary items | $-749,000 | 6,864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-749,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-749,000 | 6,983 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,764 |
| Total interest expense | $652,000 | 7,114 |
| Net interest income | $465,000 | 8,079 |
| Provision for loan and lease losses | $353,000 | 3,287 |
| Total noninterest income | $132,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $24,000 | 6,935 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 5,502 |
| Total noninterest expense | $1,197,000 | 6,748 |
| Salaries and employee benefits | $414,000 | 7,569 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $506,000 | 5,876 |
| Pre-tax net operating income | $-953,000 | 7,504 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-370,000 | 7,808 |
| Income before extraordinary items | $-583,000 | 7,255 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-583,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-583,000 | 7,381 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,979 |
| Total interest expense | $366,000 | 7,490 |
| Net interest income | $260,000 | 8,221 |
| Provision for loan and lease losses | $268,000 | 2,726 |
| Total noninterest income | $86,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $748,000 | 6,931 |
| Salaries and employee benefits | $227,000 | 7,871 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $338,000 | 5,856 |
| Pre-tax net operating income | $-670,000 | 7,726 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-261,000 | 8,045 |
| Income before extraordinary items | $-409,000 | 7,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-409,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-409,000 | 7,614 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,178 |
| Total interest expense | $148,000 | 7,820 |
| Net interest income | $116,000 | 8,316 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $385,000 | 6,904 |
| Salaries and employee benefits | $112,000 | 7,922 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $-351,000 | 7,958 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-136,000 | 8,196 |
| Income before extraordinary items | $-215,000 | 7,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-215,000 | 7,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-215,000 | 7,832 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,434 |
| Total interest expense | $115,000 | 8,382 |
| Net interest income | $266,000 | 8,431 |
| Provision for loan and lease losses | $187,000 | 3,973 |
| Total noninterest income | $74,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $73,000 | 6,653 |
| Total noninterest expense | $1,638,000 | 6,715 |
| Salaries and employee benefits | $1,137,000 | 6,133 |
| Premises and equipment expense | $83,000 | 7,931 |
| Additional noninterest expense | $418,000 | 6,959 |
| Pre-tax net operating income | $-1,485,000 | 8,187 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-577,000 | 8,342 |
| Income before extraordinary items | $-908,000 | 8,077 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-908,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 216 |
| Net operating income | $-908,000 | 8,069 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $134,000 | 8,528 |
| Total interest expense | $26,000 | 8,480 |
| Net interest income | $108,000 | 8,523 |
| Provision for loan and lease losses | $127,000 | 3,777 |
| Total noninterest income | $32,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $1,139,000 | 6,871 |
| Salaries and employee benefits | $842,000 | 6,155 |
| Premises and equipment expense | $31,000 | 8,313 |
| Additional noninterest expense | $266,000 | 7,269 |
| Pre-tax net operating income | $-1,126,000 | 8,319 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-383,000 | 8,403 |
| Income before extraordinary items | $-743,000 | 8,246 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-743,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 157 |
| Net operating income | $-743,000 | 8,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.