USA Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 3,334 |
| Total interest expense | $2,605,000 | 1,720 |
| Net interest income | $1,873,000 | 4,843 |
| Provision for loan and lease losses | $295,000 | 3,686 |
| Total noninterest income | $133,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $75,000 | 5,061 |
| Total noninterest expense | $6,443,000 | 1,532 |
| Salaries and employee benefits | $1,472,000 | 3,194 |
| Premises and equipment expense | $213,000 | 4,693 |
| Additional noninterest expense | $4,758,000 | 762 |
| Pre-tax net operating income | $-4,732,000 | 7,539 |
| Securities gains (losses) | $199,000 | 954 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,533,000 | 7,558 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,533,000 | 7,558 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,533,000 | 7,558 |
| Net charge-offs | $-119,000 | 7,762 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,732,000 | 7,566 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,212 |
| Total interest expense | $1,389,000 | 1,697 |
| Net interest income | $1,002,000 | 4,675 |
| Provision for loan and lease losses | $145,000 | 3,503 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $4,046,000 | 1,243 |
| Salaries and employee benefits | $769,000 | 3,116 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $3,166,000 | 578 |
| Pre-tax net operating income | $-3,117,000 | 7,696 |
| Securities gains (losses) | $453,000 | 272 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,664,000 | 7,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,664,000 | 7,696 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,664,000 | 7,696 |
| Net charge-offs | $-149,000 | 7,875 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,117,000 | 7,713 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,382,000 | 2,889 |
| Total interest expense | $7,176,000 | 1,649 |
| Net interest income | $4,206,000 | 4,429 |
| Provision for loan and lease losses | $8,005,000 | 1,027 |
| Total noninterest income | $311,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $118,000 | 5,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $193,000 | 4,694 |
| Total noninterest expense | $7,915,000 | 2,487 |
| Salaries and employee benefits | $2,817,000 | 3,370 |
| Premises and equipment expense | $477,000 | 4,496 |
| Additional noninterest expense | $4,621,000 | 1,615 |
| Pre-tax net operating income | $-11,403,000 | 7,535 |
| Securities gains (losses) | $-1,965,000 | 7,804 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-13,368,000 | 7,643 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,368,000 | 7,641 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,368,000 | 7,642 |
| Net charge-offs | $6,185,000 | 983 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,403,000 | 7,603 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 2,722 |
| Total interest expense | $5,579,000 | 1,662 |
| Net interest income | $3,639,000 | 4,031 |
| Provision for loan and lease losses | $5,063,000 | 1,036 |
| Total noninterest income | $251,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $91,000 | 5,507 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $160,000 | 4,658 |
| Total noninterest expense | $5,867,000 | 2,518 |
| Salaries and employee benefits | $2,129,000 | 3,367 |
| Premises and equipment expense | $365,000 | 4,503 |
| Additional noninterest expense | $3,373,000 | 1,608 |
| Pre-tax net operating income | $-7,040,000 | 7,625 |
| Securities gains (losses) | $-1,816,000 | 7,919 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,856,000 | 7,751 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,856,000 | 7,750 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,856,000 | 7,750 |
| Net charge-offs | $-47,000 | 8,020 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,040,000 | 7,697 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 2,684 |
| Total interest expense | $3,852,000 | 1,690 |
| Net interest income | $2,477,000 | 3,967 |
| Provision for loan and lease losses | $1,349,000 | 1,747 |
| Total noninterest income | $152,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $85,000 | 5,080 |
| Total noninterest expense | $4,026,000 | 2,484 |
| Salaries and employee benefits | $1,434,000 | 3,363 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $2,341,000 | 1,563 |
| Pre-tax net operating income | $-2,746,000 | 7,531 |
| Securities gains (losses) | $-2,038,000 | 8,064 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,784,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,784,000 | 7,788 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,784,000 | 7,788 |
| Net charge-offs | $-46,000 | 8,089 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,746,000 | 7,612 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 2,624 |
| Total interest expense | $1,973,000 | 1,722 |
| Net interest income | $1,329,000 | 3,775 |
| Provision for loan and lease losses | $367,000 | 2,087 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $1,855,000 | 2,595 |
| Salaries and employee benefits | $742,000 | 3,302 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $972,000 | 1,666 |
| Pre-tax net operating income | $-826,000 | 7,559 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-826,000 | 7,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-826,000 | 7,640 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-826,000 | 7,641 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-826,000 | 7,639 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,052,000 | 2,821 |
| Total interest expense | $7,299,000 | 2,125 |
| Net interest income | $5,753,000 | 3,586 |
| Provision for loan and lease losses | $1,542,000 | 2,124 |
| Total noninterest income | $335,000 | 5,644 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $268,000 | 4,301 |
| Total noninterest expense | $7,639,000 | 2,476 |
| Salaries and employee benefits | $2,964,000 | 3,287 |
| Premises and equipment expense | $803,000 | 3,177 |
| Additional noninterest expense | $3,872,000 | 1,603 |
| Pre-tax net operating income | $-3,093,000 | 7,608 |
| Securities gains (losses) | $401,000 | 454 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,692,000 | 7,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,692,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $919,000 | 2,051 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,093,000 | 7,691 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,754,000 | 2,877 |
| Total interest expense | $5,431,000 | 2,226 |
| Net interest income | $4,323,000 | 3,604 |
| Provision for loan and lease losses | $724,000 | 2,214 |
| Total noninterest income | $237,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 4,571 |
| Total noninterest expense | $5,484,000 | 2,575 |
| Salaries and employee benefits | $2,289,000 | 3,231 |
| Premises and equipment expense | $604,000 | 3,182 |
| Additional noninterest expense | $2,591,000 | 1,719 |
| Pre-tax net operating income | $-1,648,000 | 7,779 |
| Securities gains (losses) | $401,000 | 371 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,247,000 | 7,627 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,247,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,622 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,648,000 | 7,852 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 2,941 |
| Total interest expense | $3,672,000 | 2,276 |
| Net interest income | $2,784,000 | 3,685 |
| Provision for loan and lease losses | $539,000 | 1,842 |
| Total noninterest income | $195,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $162,000 | 4,175 |
| Total noninterest expense | $3,885,000 | 2,443 |
| Salaries and employee benefits | $1,637,000 | 3,072 |
| Premises and equipment expense | $412,000 | 3,137 |
| Additional noninterest expense | $1,836,000 | 1,604 |
| Pre-tax net operating income | $-1,445,000 | 8,066 |
| Securities gains (losses) | $316,000 | 434 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,129,000 | 8,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,129,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,002 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,445,000 | 8,127 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 3,077 |
| Total interest expense | $1,828,000 | 2,422 |
| Net interest income | $1,330,000 | 3,806 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $2,118,000 | 2,254 |
| Salaries and employee benefits | $935,000 | 2,736 |
| Premises and equipment expense | $192,000 | 3,352 |
| Additional noninterest expense | $991,000 | 1,446 |
| Pre-tax net operating income | $-892,000 | 8,250 |
| Securities gains (losses) | $146,000 | 548 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-746,000 | 8,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-746,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-892,000 | 8,274 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 3,886 |
| Total interest expense | $5,423,000 | 3,259 |
| Net interest income | $4,119,000 | 4,538 |
| Provision for loan and lease losses | $985,000 | 1,441 |
| Total noninterest income | $841,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $773,000 | 2,608 |
| Total noninterest expense | $8,291,000 | 2,210 |
| Salaries and employee benefits | $4,188,000 | 2,402 |
| Premises and equipment expense | $675,000 | 3,531 |
| Additional noninterest expense | $3,428,000 | 1,622 |
| Pre-tax net operating income | $-4,316,000 | 8,429 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-4,316,000 | 8,438 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,316,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,447 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-4,316,000 | 8,435 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,629,000 | 4,103 |
| Total interest expense | $3,708,000 | 3,497 |
| Net interest income | $2,921,000 | 4,718 |
| Provision for loan and lease losses | $275,000 | 2,431 |
| Total noninterest income | $482,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $434,000 | 3,061 |
| Total noninterest expense | $5,966,000 | 2,274 |
| Salaries and employee benefits | $3,047,000 | 2,459 |
| Premises and equipment expense | $496,000 | 3,566 |
| Additional noninterest expense | $2,423,000 | 1,676 |
| Pre-tax net operating income | $-2,838,000 | 8,485 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,838,000 | 8,498 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,838,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,134 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,838,000 | 8,489 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,498 |
| Total interest expense | $2,143,000 | 3,849 |
| Net interest income | $1,724,000 | 5,123 |
| Provision for loan and lease losses | $63,000 | 3,949 |
| Total noninterest income | $333,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $307,000 | 2,977 |
| Total noninterest expense | $3,989,000 | 2,288 |
| Salaries and employee benefits | $2,045,000 | 2,486 |
| Premises and equipment expense | $325,000 | 3,644 |
| Additional noninterest expense | $1,619,000 | 1,677 |
| Pre-tax net operating income | $-1,995,000 | 8,552 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,995,000 | 8,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,995,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,995,000 | 8,556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 4,828 |
| Total interest expense | $904,000 | 4,255 |
| Net interest income | $805,000 | 5,368 |
| Provision for loan and lease losses | $171,000 | 1,308 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $2,219,000 | 2,079 |
| Salaries and employee benefits | $1,200,000 | 2,141 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $849,000 | 1,571 |
| Pre-tax net operating income | $-1,514,000 | 8,612 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-1,514,000 | 8,610 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,514,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-1,514,000 | 8,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 6,572 |
| Total interest expense | $1,528,000 | 6,079 |
| Net interest income | $1,762,000 | 6,849 |
| Provision for loan and lease losses | $703,000 | 1,408 |
| Total noninterest income | $74,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $32,000 | 7,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 7,436 |
| Total noninterest expense | $5,695,000 | 3,000 |
| Salaries and employee benefits | $2,977,000 | 3,153 |
| Premises and equipment expense | $593,000 | 3,803 |
| Additional noninterest expense | $2,125,000 | 2,426 |
| Pre-tax net operating income | $-4,562,000 | 8,660 |
| Securities gains (losses) | $53,000 | 670 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-4,509,000 | 8,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,509,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $18,914,000 | 89 |
| Net operating income | $-4,562,000 | 8,657 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,431 |
| Total interest expense | $633,000 | 7,236 |
| Net interest income | $1,015,000 | 7,444 |
| Provision for loan and lease losses | $292,000 | 2,208 |
| Total noninterest income | $33,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,072 |
| Total noninterest expense | $3,727,000 | 3,368 |
| Salaries and employee benefits | $1,976,000 | 3,479 |
| Premises and equipment expense | $426,000 | 3,932 |
| Additional noninterest expense | $1,325,000 | 2,854 |
| Pre-tax net operating income | $-2,971,000 | 8,722 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,971,000 | 8,723 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,971,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $18,996,000 | 65 |
| Net operating income | $-2,971,000 | 8,715 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $640,000 | 8,187 |
| Total interest expense | $208,000 | 8,106 |
| Net interest income | $432,000 | 8,144 |
| Provision for loan and lease losses | $185,000 | 2,232 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $2,222,000 | 3,674 |
| Salaries and employee benefits | $1,246,000 | 3,624 |
| Premises and equipment expense | $200,000 | 4,932 |
| Additional noninterest expense | $776,000 | 3,220 |
| Pre-tax net operating income | $-1,963,000 | 8,757 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,963,000 | 8,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,963,000 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $18,996,000 | 35 |
| Net operating income | $-1,963,000 | 8,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,407 |
| Total interest expense | $68,000 | 8,411 |
| Net interest income | $181,000 | 8,337 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $3,000 | 8,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $920,000 | 4,246 |
| Salaries and employee benefits | $549,000 | 4,004 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $-790,000 | 8,737 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-790,000 | 8,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-790,000 | 8,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-790,000 | 8,738 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $51,000 | 8,819 |
| Total interest expense | $0 | 8,817 |
| Net interest income | $51,000 | 8,810 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $1,363,000 | 7,115 |
| Salaries and employee benefits | $645,000 | 7,462 |
| Premises and equipment expense | $156,000 | 7,202 |
| Additional noninterest expense | $562,000 | 6,244 |
| Pre-tax net operating income | $-1,312,000 | 8,693 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,312,000 | 8,718 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,312,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,703,000 | 129 |
| Net operating income | $-1,312,000 | 8,701 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.