Home > US Community Savings Bank > Assets and Liabilities
US Community Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $95,339,000 | 4,608 |
| Cash and due from depository institutions | $7,889,000 | 8,302 |
| Interest-bearing balances | $6,956,000 | 550 |
| Securities | $2,741,000 | 10,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $82,693,000 | 3,298 |
| Loan loss allowance | $2,349,000 | 1,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $77,000 | 10,842 |
| Other real estate owned | $535,000 | 8,302 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,404,000 | 4,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,339,000 | 4,608 |
| Total liabilities | $90,610,000 | 4,384 |
| Total deposits | $80,804,000 | 4,600 |
| Interest-bearing deposits | $80,474,000 | 4,032 |
| Deposits held in domestic offices | $80,804,000 | 4,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,709,000 | 1,365 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $97,000 | 10,668 |
| Total equity capital | $4,729,000 | 7,476 |
| Total bank equity capital | $4,729,000 | 7,476 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,600,000 | 2,389 |
| Surplus | $4,050,000 | 3,381 |
| Undivided profits | $-921,000 | 11,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,534,000 | 1,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $476,000 | 4,888 |
| Earning assets | $92,390,000 | 4,393 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $95,423,000 | 4,445 |
| Average Assets, quarterly | $95,242,500 | 4,565 |
| Volatile liabilities | $18,395,000 | 3,107 |
| Insider loans | $164,000 | 8,073 |
| FHLB advances | $9,650,000 | 457 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $310,000 | 10,169 |
| Tier 1 (core) risk-based capital | $4,729,000 | 7,374 |
| Tier 2 risk-based capital | $748,000 | 3,853 |
| Total risk weighted assets | $59,101,000 | 4,436 |
| Total unused commitments | $310,000 | 10,179 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $96,800,000 | 4,548 |
| Cash and due from depository institutions | $3,095,000 | 8,670 |
| Interest-bearing balances | $2,783,000 | 1,490 |
| Securities | $1,497,000 | 11,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $89,480,000 | 2,992 |
| Loan loss allowance | $2,113,000 | 1,846 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $104,000 | 11,025 |
| Other real estate owned | $755,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,869,000 | 3,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,800,000 | 4,548 |
| Total liabilities | $92,189,000 | 4,318 |
| Total deposits | $81,488,000 | 4,614 |
| Interest-bearing deposits | $81,124,000 | 4,049 |
| Deposits held in domestic offices | $81,488,000 | 4,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,445,000 | 1,143 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $256,000 | 8,892 |
| Total equity capital | $4,611,000 | 7,707 |
| Total bank equity capital | $4,611,000 | 7,707 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,600,000 | 2,455 |
| Surplus | $4,050,000 | 3,387 |
| Undivided profits | $-1,039,000 | 11,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $545,000 | 4,372 |
| Earning assets | $93,760,000 | 4,337 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $100,159,000 | 4,241 |
| Average Assets, quarterly | $98,806,500 | 4,408 |
| Volatile liabilities | $18,299,000 | 2,838 |
| Insider loans | $167,000 | 8,334 |
| FHLB advances | $10,445,000 | 404 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $301,000 | 10,486 |
| Tier 1 (core) risk-based capital | $4,611,000 | 7,590 |
| Tier 2 risk-based capital | $804,000 | 3,563 |
| Total risk weighted assets | $63,727,000 | 4,097 |
| Total unused commitments | $301,000 | 10,494 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $101,317,000 | 4,331 |
| Cash and due from depository institutions | $2,621,000 | 7,881 |
| Interest-bearing balances | $1,987,000 | 1,609 |
| Securities | $2,044,000 | 12,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $94,298,000 | 2,780 |
| Loan loss allowance | $1,537,000 | 2,488 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $168,000 | 10,980 |
| Other real estate owned | $599,000 | 7,881 |
| Goodwill and other intangibles | $80,000 | 2,359 |
| All other assets | $1,507,000 | 4,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,317,000 | 4,331 |
| Total liabilities | $95,400,000 | 4,165 |
| Total deposits | $84,038,000 | 4,453 |
| Interest-bearing deposits | $83,788,000 | 3,858 |
| Deposits held in domestic offices | $84,038,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,172,000 | 1,169 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $190,000 | 9,202 |
| Total equity capital | $5,917,000 | 6,351 |
| Total bank equity capital | $5,917,000 | 6,351 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,600,000 | 2,532 |
| Surplus | $4,050,000 | 3,270 |
| Undivided profits | $267,000 | 10,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $872,000 | 2,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $490,000 | 4,294 |
| Earning assets | $98,329,000 | 4,105 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $98,763,600 | 4,312 |
| Average Assets, quarterly | $101,379,500 | 4,289 |
| Volatile liabilities | $15,749,000 | 3,074 |
| Insider loans | $155,000 | 8,682 |
| FHLB advances | $11,172,000 | 441 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $548,000 | 10,198 |
| Tier 1 (core) risk-based capital | $5,917,000 | 6,430 |
| Tier 2 risk-based capital | $835,000 | 3,428 |
| Total risk weighted assets | $67,510,000 | 3,802 |
| Total unused commitments | $548,000 | 10,204 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $97,320,000 | 4,563 |
| Cash and due from depository institutions | $4,046,000 | 7,996 |
| Interest-bearing balances | $3,994,000 | 1,497 |
| Securities | $1,574,000 | 12,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $88,848,000 | 2,872 |
| Loan loss allowance | $1,090,000 | 3,436 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $217,000 | 11,022 |
| Other real estate owned | $786,000 | 7,996 |
| Goodwill and other intangibles | $148,000 | 1,995 |
| All other assets | $1,701,000 | 3,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,320,000 | 4,563 |
| Total liabilities | $90,967,000 | 4,445 |
| Total deposits | $79,256,000 | 4,816 |
| Interest-bearing deposits | $78,831,000 | 4,258 |
| Deposits held in domestic offices | $79,256,000 | 4,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,500,000 | 994 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $211,000 | 9,036 |
| Total equity capital | $6,353,000 | 6,091 |
| Total bank equity capital | $6,353,000 | 6,091 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,600,000 | 2,581 |
| Surplus | $4,050,000 | 3,226 |
| Undivided profits | $703,000 | 10,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 4,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $491,000 | 3,790 |
| Earning assets | $94,416,000 | 4,353 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $96,589,000 | 4,484 |
| Average Assets, quarterly | $96,596,000 | 4,558 |
| Volatile liabilities | $16,525,000 | 2,792 |
| Insider loans | $244,000 | 7,827 |
| FHLB advances | $11,500,000 | 378 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $742,000 | 9,857 |
| Tier 1 (core) risk-based capital | $6,205,000 | 6,129 |
| Tier 2 risk-based capital | $574,000 | 4,684 |
| Total risk weighted assets | $58,638,000 | 4,267 |
| Total unused commitments | $742,000 | 9,882 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $95,990,000 | 4,689 |
| Cash and due from depository institutions | $4,767,000 | 7,704 |
| Interest-bearing balances | $4,340,000 | 1,615 |
| Securities | $500,000 | 13,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $87,911,000 | 2,983 |
| Loan loss allowance | $427,000 | 7,192 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $266,000 | 10,887 |
| Other real estate owned | $900,000 | 7,704 |
| Goodwill and other intangibles | $217,000 | 1,803 |
| All other assets | $1,429,000 | 4,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,990,000 | 4,689 |
| Total liabilities | $89,750,000 | 4,601 |
| Total deposits | $79,837,000 | 4,908 |
| Interest-bearing deposits | $79,732,000 | 4,362 |
| Deposits held in domestic offices | $79,837,000 | 4,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,500,000 | 978 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $413,000 | 6,672 |
| Total equity capital | $6,240,000 | 5,949 |
| Total bank equity capital | $6,240,000 | 5,949 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,600,000 | 2,680 |
| Surplus | $4,050,000 | 3,112 |
| Undivided profits | $590,000 | 10,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 6,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $571,000 | 3,559 |
| Earning assets | $92,751,000 | 4,473 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $95,958,200 | 4,594 |
| Average Assets, quarterly | $94,860,000 | 4,713 |
| Volatile liabilities | $15,054,000 | 2,957 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $9,500,000 | 400 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $976,000 | 9,218 |
| Tier 1 (core) risk-based capital | $6,023,000 | 6,047 |
| Tier 2 risk-based capital | $417,000 | 6,073 |
| Total risk weighted assets | $59,294,000 | 4,266 |
| Total unused commitments | $976,000 | 9,244 |
| Derivatives | $0 | 651 |