Home > Urban Partnership Bank > Net charge- offs to loans
Urban Partnership Bank, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5291% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5709% | 5,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2158% | 5,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9497% | 4,389 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0934% | 5,061 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5756% | 4,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0824% | 5,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3490% | 4,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6091% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6708% | 5,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2105% | 5,218 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1406% | 4,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1058% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5031% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0937% | 5,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3350% | 4,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5771% | 5,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6340% | 5,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0777% | 5,130 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0472% | 4,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3791% | 5,363 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5789% | 4,095 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3673% | 5,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3151% | 5,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6752% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8799% | 5,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.3842% | 5,465 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1899% | 4,451 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4336% | 5,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6431% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4311% | 5,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3187% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7697% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1677% | 5,450 |
| Percentage Net Loans Charged-off:Construction & development | -2.4811% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1896% | 4,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 5,198 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2036% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1410% | 5,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1951% | 5,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5851% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0998% | 5,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,655 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.3706% | 5,609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1957% | 4,553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5020% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4262% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4259% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3786% | 5,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.0244% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3313% | 5,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.5844% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4287% | 4,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2988% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 12.8471% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5487% | 5,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8529% | 5,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4930% | 5,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9657% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2133% | 4,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4140% | 5,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3761% | 4,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4149% | 5,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1360% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1240% | 5,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1286% | 5,492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2378% | 4,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5947% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8096% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6410% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6256% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0334% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1412% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9841% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7107% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6437% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0524% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8183% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7136% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1942% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1016% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6892% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3839% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5160% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2175% | 58 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6203% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 2.6227% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7152% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2484% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9262% | 3 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7649% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0479% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3381% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4907% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4907% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5061% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0056% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4331% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 3.2482% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9479% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3318% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.7871% | 3 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1198% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9202% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9126% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3284% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3284% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4408% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1124% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1372% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 4.5983% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4608% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4984% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1956% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0934% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1513% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9997% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4866% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4866% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7575% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9900% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.7603% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3790% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1448% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2282% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9550% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2112% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5968% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9524% | 6,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9524% | 6,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0938% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6604% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 7.4492% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9504% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7703% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7980% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4370% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8772% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.2466% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.2466% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.0197% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8125% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3205% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 1.7059% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8317% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2899% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9298% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6075% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9845% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.5922% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.5922% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | 28.8754% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7045% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1683% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 1.0425% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6959% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2632% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6997% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7080% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7689% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8962% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.8962% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 39.4014% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3822% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7792% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 7.8475% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9367% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5668% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4010% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3057% | 4,790 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4620% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0629% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3507% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.3507% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 69.2537% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6151% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0608% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 9.8470% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5608% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2905% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8449% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3243% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6485% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8826% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2515% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2515% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | 48.8139% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1053% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5964% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 9.7565% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6652% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4885% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2478% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 10.7104% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0495% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0403% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1815% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1815% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | 74.7066% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9711% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4715% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 10.5392% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1524% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7804% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8640% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 10.2781% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6899% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8969% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8510% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8510% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 36.3636% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1165% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5804% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 15.3991% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9735% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5161% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3217% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 9.1924% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1345% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2431% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5556% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5556% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | 52.8117% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9333% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3706% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 6.4556% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1727% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6574% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7167% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2326% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6060% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9306% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1240% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1240% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8958% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4968% | 130 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8144% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 5.4137% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2120% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8840% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7855% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7938% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6854% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0356% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2541% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2541% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0378% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0590% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 5.4212% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6599% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6197% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1496% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5028% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0392% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0895% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2705% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2705% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9789% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5448% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 5.0338% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8354% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7208% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7615% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 10.8406% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5261% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0932% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0013% | 6,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0013% | 6,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2152% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0367% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 1.5227% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6189% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0591% | 966 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4165% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 10.1803% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 3,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7679% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8655% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.8640% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1004% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6039% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 1.2163% | 1,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0352% | 826 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3018% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 13.2652% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6451% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8622% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8597% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2988% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.5657% | 1,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1326% | 3,217 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7190% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 3,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3526% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3520% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |