Home > Urban National Bank > Loan Charge- Offs and Recoveries
Urban National Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $353,000 | 2,324 |
| Loans secured by real estate, total | $56,000 | 2,588 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 2,588 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $56,000 | 1,622 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $268,000 | 1,157 |
| Loans to individuals | $29,000 | 4,717 |
| Credit card loan charge offs | $3,000 | 2,927 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $26,000 | 4,460 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $98,000 | 2,944 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $81,000 | 1,577 |
| Loans to individuals | $17,000 | 3,804 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $16,000 | 3,662 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $255,000 | 2,126 |
| Loans secured by real estate, total | $56,000 | 2,107 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 2,108 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 1,363 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $187,000 | 1,064 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,000 | 5,182 |
| Credit card loan net charge offs | $2,000 | 2,885 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $10,000 | 4,937 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $186,000 | 4,246 |
| Loans secured by real estate, total | $56,000 | 3,177 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 3,176 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $56,000 | 1,928 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $78,000 | 3,569 |
| Loans to individuals | $52,000 | 3,835 |
| Credit card loan charge offs | $12,000 | 1,982 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $40,000 | 3,954 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $131,000 | 2,571 |
| Loans secured by real estate, total | $59,000 | 1,453 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $59,000 | 1,453 |
| Construction and land development | $59,000 | 295 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $52,000 | 2,535 |
| Loans to individuals | $20,000 | 3,685 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $20,000 | 3,418 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $55,000 | 5,874 |
| Loans secured by real estate, total | $-3,000 | 11,465 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-3,000 | 11,502 |
| Construction and land development | $-59,000 | 13,160 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 1,670 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $26,000 | 4,404 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $32,000 | 3,691 |
| Credit card loan net charge offs | $12,000 | 1,747 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $20,000 | 4,139 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,600,000 | 1,316 |
| Loans secured by real estate, total | $416,000 | 1,450 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $416,000 | 1,450 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $273,000 | 837 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $143,000 | 1,446 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,089,000 | 729 |
| Loans to individuals | $95,000 | 3,154 |
| Credit card loan charge offs | $21,000 | 1,717 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $74,000 | 3,277 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $114,000 | 2,958 |
| Loans secured by real estate, total | $9,000 | 3,607 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 3,608 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,272 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $88,000 | 1,796 |
| Loans to individuals | $17,000 | 4,247 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,965 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,486,000 | 1,198 |
| Loans secured by real estate, total | $407,000 | 1,331 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $407,000 | 1,331 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $264,000 | 746 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $143,000 | 1,340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,001,000 | 681 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $78,000 | 2,810 |
| Credit card loan net charge offs | $21,000 | 1,561 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $57,000 | 2,956 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.