Home > Urban National Bank > Income and Expense
Urban National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 2,256 |
| Total interest expense | $4,254,000 | 2,882 |
| Net interest income | $9,324,000 | 1,944 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $1,397,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,199,000 | 1,108 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $8,327,000 | 1,759 |
| Salaries and employee benefits | $4,210,000 | 1,584 |
| Premises and equipment expense | $1,326,000 | 1,568 |
| Additional noninterest expense | $2,791,000 | 1,940 |
| Pre-tax net operating income | $2,269,000 | 3,087 |
| Securities gains (losses) | $-83,000 | 11,407 |
| Applicable income taxes | $758,000 | 2,910 |
| Income before extraordinary items | $1,428,000 | 3,307 |
| Extraordinary gains, net | $56,000 | 156 |
| Net income | $1,484,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,126 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,481,950 | 3,235 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,821,000 | 2,407 |
| Total interest expense | $4,458,000 | 2,873 |
| Net interest income | $8,363,000 | 2,160 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $1,351,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,162,000 | 1,151 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $7,889,000 | 1,884 |
| Salaries and employee benefits | $3,697,000 | 1,813 |
| Premises and equipment expense | $1,255,000 | 1,668 |
| Additional noninterest expense | $2,937,000 | 1,948 |
| Pre-tax net operating income | $1,707,000 | 3,868 |
| Securities gains (losses) | $82,000 | 2,771 |
| Applicable income taxes | $687,000 | 3,176 |
| Income before extraordinary items | $1,102,000 | 4,318 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,102,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,049,520 | 4,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,217,000 | 2,670 |
| Total interest expense | $5,274,000 | 3,143 |
| Net interest income | $7,943,000 | 2,289 |
| Provision for loan and lease losses | $1,673,000 | 1,304 |
| Total noninterest income | $1,446,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,187,000 | 1,108 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $259,000 | 4,857 |
| Total noninterest expense | $8,441,000 | 1,798 |
| Salaries and employee benefits | $3,885,000 | 1,714 |
| Premises and equipment expense | $1,251,000 | 1,696 |
| Additional noninterest expense | $3,305,000 | 1,834 |
| Pre-tax net operating income | $-725,000 | 13,408 |
| Securities gains (losses) | $1,309,000 | 538 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $383,000 | 8,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $383,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,486,000 | 1,198 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-480,940 | 13,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.