Home > Upper Peninsula State Bank > Income and Expense

Upper Peninsula State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,875,0002,404
Total interest expense$3,518,0002,431
Net interest income$10,357,0002,344
Provision for loan and lease losses$382,0001,473
Total noninterest income$2,411,0001,826
Gross Fiduciary activities income$0981
Service charges on deposit accounts$111,0003,275
Trading account gains and fees$0123
Additional Noninterest Income$2,300,0001,496
Total noninterest expense$8,641,0002,218
Salaries and employee benefits$5,475,0002,076
Premises and equipment expense$1,083,0001,936
Additional noninterest expense$2,300,0001,496
Pre-tax net operating income$3,745,0002,248
Securities gains (losses)$87,000277
Applicable income taxes$691,0001,690
Income before extraordinary items$3,141,0002,275
Extraordinary gains, net$054
Net income$3,141,0002,299
Minority interest net income$088
Net income of bank and minority interests.$3,141,0002,278
Net charge-offs$37,0001,935
Cash dividends$1,381,0001,863
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,069,6602,330
2023-09-30 (YTD Data)Rank
Total interest income$10,109,0002,412
Total interest expense$2,433,0002,414
Net interest income$7,676,0002,372
Provision for loan and lease losses$80,0002,258
Total noninterest income$1,401,0002,083
Gross Fiduciary activities income$0950
Service charges on deposit accounts$83,0003,292
Trading account gains and fees$0125
Additional Noninterest Income$1,318,0001,736
Total noninterest expense$6,428,0002,220
Salaries and employee benefits$4,064,0002,079
Premises and equipment expense$844,0001,896
Additional noninterest expense$1,318,0001,736
Pre-tax net operating income$2,569,0002,419
Securities gains (losses)$225,000106
Applicable income taxes$541,0001,700
Income before extraordinary items$2,253,0002,370
Extraordinary gains, net$052
Net income$2,253,0002,393
Minority interest net income$081
Net income of bank and minority interests.$2,253,0002,372
Net charge-offs$38,0001,595
Cash dividends$386,0002,429
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,070,7502,497
2023-06-30 (YTD Data)Rank
Total interest income$6,545,0002,416
Total interest expense$1,534,0002,310
Net interest income$5,011,0002,413
Provision for loan and lease losses$30,0002,429
Total noninterest income$878,0002,096
Gross Fiduciary activities income$0931
Service charges on deposit accounts$56,0003,280
Trading account gains and fees$0112
Additional Noninterest Income$822,0001,724
Total noninterest expense$4,231,0002,236
Salaries and employee benefits$2,674,0002,092
Premises and equipment expense$589,0001,822
Additional noninterest expense$822,0001,722
Pre-tax net operating income$1,628,0002,499
Securities gains (losses)$77,000211
Applicable income taxes$326,0001,792
Income before extraordinary items$1,379,0002,493
Extraordinary gains, net$051
Net income$1,379,0002,522
Minority interest net income$081
Net income of bank and minority interests.$1,379,0002,493
Net charge-offs$41,0001,255
Cash dividends$258,0002,394
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,316,6302,559
2023-03-31 (YTD Data)Rank
Total interest income$3,091,0002,496
Total interest expense$714,0002,217
Net interest income$2,377,0002,507
Provision for loan and lease losses$30,0001,903
Total noninterest income$365,0002,282
Gross Fiduciary activities income$0913
Service charges on deposit accounts$29,0003,257
Trading account gains and fees$097
Additional Noninterest Income$336,0001,896
Total noninterest expense$2,210,0002,207
Salaries and employee benefits$1,446,0002,038
Premises and equipment expense$424,0001,421
Additional noninterest expense$336,0001,896
Pre-tax net operating income$502,0003,099
Securities gains (losses)$157,000128
Applicable income taxes$122,0001,999
Income before extraordinary items$537,0002,828
Extraordinary gains, net$04
Net income$537,0002,827
Minority interest net income$048
Net income of bank and minority interests.$537,0002,828
Net charge-offs$-1,0003,238
Cash dividends$129,0001,984
Sale, conversion, retirement of capital stock, net$0430
Net operating income$409,8303,171
2022-12-31 (YTD Data)Rank
Total interest income$10,600,0002,441
Total interest expense$1,050,0002,362
Net interest income$9,550,0002,428
Provision for loan and lease losses$85,0002,326
Total noninterest income$1,566,0002,294
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$92,0003,517
Trading account gains and fees$0116
Additional Noninterest Income$1,474,0001,920
Total noninterest expense$7,703,0002,362
Salaries and employee benefits$4,962,0002,194
Premises and equipment expense$1,459,0001,564
Additional noninterest expense$1,474,0001,920
Pre-tax net operating income$3,328,0002,527
Securities gains (losses)$-364,0004,252
Applicable income taxes$503,0002,017
Income before extraordinary items$2,461,0002,706
Extraordinary gains, net$05
Net income$2,461,0002,703
Minority interest net income$063
Net income of bank and minority interests.$2,461,0002,705
Net charge-offs$11,0002,122
Cash dividends$1,359,0001,848
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,763,1202,584
2022-09-30 (YTD Data)Rank
Total interest income$7,703,0002,442
Total interest expense$668,0002,267
Net interest income$7,035,0002,432
Provision for loan and lease losses$85,0002,018
Total noninterest income$1,148,0002,342
Gross Fiduciary activities income$0968
Service charges on deposit accounts$69,0003,552
Trading account gains and fees$0111
Additional Noninterest Income$1,079,0001,975
Total noninterest expense$5,813,0002,340
Salaries and employee benefits$3,729,0002,187
Premises and equipment expense$727,0002,050
Additional noninterest expense$1,079,0001,975
Pre-tax net operating income$2,285,0002,633
Securities gains (losses)$-337,0004,433
Applicable income taxes$362,0002,056
Income before extraordinary items$1,586,0002,865
Extraordinary gains, net$04
Net income$1,586,0002,863
Minority interest net income$057
Net income of bank and minority interests.$1,586,0002,864
Net charge-offs$12,0001,769
Cash dividends$387,0002,372
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,858,9702,713
2022-06-30 (YTD Data)Rank
Total interest income$4,873,0002,471
Total interest expense$455,0002,078
Net interest income$4,418,0002,492
Provision for loan and lease losses$75,0001,677
Total noninterest income$797,0002,304
Gross Fiduciary activities income$0925
Service charges on deposit accounts$45,0003,604
Trading account gains and fees$0108
Additional Noninterest Income$752,0001,979
Total noninterest expense$3,799,0002,364
Salaries and employee benefits$2,432,0002,217
Premises and equipment expense$493,0002,036
Additional noninterest expense$874,0002,842
Pre-tax net operating income$1,341,0002,696
Securities gains (losses)$-323,0004,528
Applicable income taxes$252,0001,955
Income before extraordinary items$766,0003,117
Extraordinary gains, net$04
Net income$766,0003,116
Minority interest net income$060
Net income of bank and minority interests.$766,0003,117
Net charge-offs$13,0001,486
Cash dividends$259,0002,335
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,021,1702,832
2022-03-31 (YTD Data)Rank
Total interest income$2,328,0002,496
Total interest expense$238,0001,982
Net interest income$2,090,0002,527
Provision for loan and lease losses$45,0001,393
Total noninterest income$367,0002,358
Gross Fiduciary activities income$0892
Service charges on deposit accounts$22,0003,623
Trading account gains and fees$0103
Additional Noninterest Income$345,0002,040
Total noninterest expense$1,826,0002,427
Salaries and employee benefits$1,134,0002,320
Premises and equipment expense$250,0002,036
Additional noninterest expense$442,0002,806
Pre-tax net operating income$586,0002,736
Securities gains (losses)$-329,0004,648
Applicable income taxes$39,0002,636
Income before extraordinary items$218,0003,558
Extraordinary gains, net$04
Net income$218,0003,557
Minority interest net income$050
Net income of bank and minority interests.$218,0003,558
Net charge-offs$15,0001,053
Cash dividends$130,0001,903
Sale, conversion, retirement of capital stock, net$0453
Net operating income$497,6502,775
2021-12-31 (YTD Data)Rank
Total interest income$9,522,0002,530
Total interest expense$1,018,0002,181
Net interest income$8,504,0002,559
Provision for loan and lease losses$240,0001,589
Total noninterest income$2,031,0002,196
Gross Fiduciary activities income$0994
Service charges on deposit accounts$74,0003,731
Trading account gains and fees$0132
Additional Noninterest Income$1,957,0001,926
Total noninterest expense$6,677,0002,564
Salaries and employee benefits$4,519,0002,308
Premises and equipment expense$578,0002,797
Additional noninterest expense$1,580,0003,016
Pre-tax net operating income$3,618,0002,454
Securities gains (losses)$70,0001,001
Applicable income taxes$657,0001,917
Income before extraordinary items$3,031,0002,532
Extraordinary gains, net$010
Net income$3,031,0002,533
Minority interest net income$074
Net income of bank and minority interests.$3,031,0002,533
Net charge-offs$31,0001,892
Cash dividends$1,337,0001,927
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,973,6002,532
2021-09-30 (YTD Data)Rank
Total interest income$7,015,0002,604
Total interest expense$778,0002,253
Net interest income$6,237,0002,629
Provision for loan and lease losses$120,0001,843
Total noninterest income$1,544,0002,233
Gross Fiduciary activities income$0957
Service charges on deposit accounts$54,0003,784
Trading account gains and fees$0132
Additional Noninterest Income$1,490,0001,960
Total noninterest expense$4,804,0002,639
Salaries and employee benefits$3,260,0002,381
Premises and equipment expense$410,0002,912
Additional noninterest expense$1,134,0003,114
Pre-tax net operating income$2,857,0002,489
Securities gains (losses)$71,000928
Applicable income taxes$568,0001,893
Income before extraordinary items$2,360,0002,591
Extraordinary gains, net$08
Net income$2,360,0002,591
Minority interest net income$069
Net income of bank and minority interests.$2,360,0002,591
Net charge-offs$27,0001,611
Cash dividends$386,0002,512
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,302,4902,598
2021-06-30 (YTD Data)Rank
Total interest income$4,608,0002,639
Total interest expense$531,0002,276
Net interest income$4,077,0002,666
Provision for loan and lease losses$90,0001,757
Total noninterest income$1,024,0002,213
Gross Fiduciary activities income$0951
Service charges on deposit accounts$36,0003,764
Trading account gains and fees$0133
Additional Noninterest Income$988,0001,923
Total noninterest expense$3,221,0002,617
Salaries and employee benefits$2,216,0002,338
Premises and equipment expense$268,0002,941
Additional noninterest expense$737,0003,143
Pre-tax net operating income$1,790,0002,549
Securities gains (losses)$22,0001,150
Applicable income taxes$349,0001,914
Income before extraordinary items$1,463,0002,666
Extraordinary gains, net$06
Net income$1,463,0002,665
Minority interest net income$067
Net income of bank and minority interests.$1,463,0002,666
Net charge-offs$10,0001,747
Cash dividends$257,0002,477
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,445,1802,650
2021-03-31 (YTD Data)Rank
Total interest income$2,320,0002,621
Total interest expense$276,0002,295
Net interest income$2,044,0002,635
Provision for loan and lease losses$45,0001,795
Total noninterest income$534,0002,168
Gross Fiduciary activities income$0922
Service charges on deposit accounts$19,0003,714
Trading account gains and fees$0127
Additional Noninterest Income$515,0001,892
Total noninterest expense$1,580,0002,633
Salaries and employee benefits$1,070,0002,388
Premises and equipment expense$152,0002,750
Additional noninterest expense$358,0003,134
Pre-tax net operating income$953,0002,431
Securities gains (losses)$-68,0004,864
Applicable income taxes$169,0001,929
Income before extraordinary items$716,0002,671
Extraordinary gains, net$03
Net income$716,0002,669
Minority interest net income$055
Net income of bank and minority interests.$716,0002,671
Net charge-offs$-1,0003,038
Cash dividends$128,0002,025
Sale, conversion, retirement of capital stock, net$0482
Net operating income$771,0802,534
2020-12-31 (YTD Data)Rank
Total interest income$8,967,0002,684
Total interest expense$1,325,0002,558
Net interest income$7,642,0002,680
Provision for loan and lease losses$310,0002,642
Total noninterest income$2,627,0001,849
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$91,0003,647
Trading account gains and fees$0133
Additional Noninterest Income$2,536,0001,576
Total noninterest expense$5,915,0002,715
Salaries and employee benefits$3,863,0002,534
Premises and equipment expense$603,0002,742
Additional noninterest expense$1,449,0003,100
Pre-tax net operating income$4,044,0002,052
Securities gains (losses)$149,0001,183
Applicable income taxes$775,0001,643
Income before extraordinary items$3,418,0002,117
Extraordinary gains, net$04
Net income$3,418,0002,118
Minority interest net income$072
Net income of bank and minority interests.$3,418,0002,118
Net charge-offs$132,0001,807
Cash dividends$1,743,0001,656
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,295,8202,121
2020-09-30 (YTD Data)Rank
Total interest income$6,689,0002,706
Total interest expense$1,031,0002,587
Net interest income$5,658,0002,708
Provision for loan and lease losses$60,0003,613
Total noninterest income$1,883,0001,854
Gross Fiduciary activities income$0981
Service charges on deposit accounts$69,0003,663
Trading account gains and fees$0125
Additional Noninterest Income$1,814,0001,581
Total noninterest expense$4,199,0002,800
Salaries and employee benefits$2,724,0002,624
Premises and equipment expense$435,0002,806
Additional noninterest expense$1,040,0003,165
Pre-tax net operating income$3,282,0001,928
Securities gains (losses)$-3,0004,688
Applicable income taxes$628,0001,559
Income before extraordinary items$2,651,0002,065
Extraordinary gains, net$04
Net income$2,651,0002,066
Minority interest net income$065
Net income of bank and minority interests.$2,651,0002,066
Net charge-offs$70,0001,872
Cash dividends$818,0001,891
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,653,4302,008
2020-06-30 (YTD Data)Rank
Total interest income$4,446,0002,748
Total interest expense$705,0002,646
Net interest income$3,741,0002,741
Provision for loan and lease losses$30,0003,658
Total noninterest income$1,185,0001,856
Gross Fiduciary activities income$0970
Service charges on deposit accounts$52,0003,587
Trading account gains and fees$0123
Additional Noninterest Income$1,133,0001,550
Total noninterest expense$2,759,0002,824
Salaries and employee benefits$1,819,0002,625
Premises and equipment expense$272,0002,926
Additional noninterest expense$668,0003,233
Pre-tax net operating income$2,137,0001,907
Securities gains (losses)$-188,0004,972
Applicable income taxes$367,0001,597
Income before extraordinary items$1,582,0002,167
Extraordinary gains, net$04
Net income$1,582,0002,167
Minority interest net income$065
Net income of bank and minority interests.$1,582,0002,167
Net charge-offs$-4,0004,068
Cash dividends$259,0002,513
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,734,2801,991
2020-03-31 (YTD Data)Rank
Total interest income$2,252,0002,743
Total interest expense$360,0002,750
Net interest income$1,892,0002,693
Provision for loan and lease losses$15,0003,204
Total noninterest income$573,0001,801
Gross Fiduciary activities income$0941
Service charges on deposit accounts$31,0003,610
Trading account gains and fees$0106
Additional Noninterest Income$542,0001,435
Total noninterest expense$1,345,0002,890
Salaries and employee benefits$851,0002,742
Premises and equipment expense$152,0002,748
Additional noninterest expense$342,0003,225
Pre-tax net operating income$1,105,0001,700
Securities gains (losses)$-270,0005,009
Applicable income taxes$153,0001,616
Income before extraordinary items$682,0002,213
Extraordinary gains, net$04
Net income$682,0002,212
Minority interest net income$056
Net income of bank and minority interests.$682,0002,213
Net charge-offs$-2,0003,865
Cash dividends$129,0002,178
Sale, conversion, retirement of capital stock, net$0482
Net operating income$903,4001,781
2019-12-31 (YTD Data)Rank
Total interest income$8,899,0002,792
Total interest expense$1,194,0003,064
Net interest income$7,705,0002,688
Provision for loan and lease losses$160,0002,548
Total noninterest income$1,339,0002,434
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$129,0003,671
Trading account gains and fees$0135
Additional Noninterest Income$1,210,0002,036
Total noninterest expense$5,417,0002,864
Salaries and employee benefits$3,395,0002,716
Premises and equipment expense$585,0002,834
Additional noninterest expense$1,437,0003,175
Pre-tax net operating income$3,467,0002,248
Securities gains (losses)$374,000441
Applicable income taxes$692,0001,722
Income before extraordinary items$3,149,0002,223
Extraordinary gains, net$011
Net income$3,149,0002,225
Minority interest net income$076
Net income of bank and minority interests.$3,149,0002,225
Net charge-offs$34,0002,858
Cash dividends$1,302,0002,023
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,842,3202,332
2019-09-30 (YTD Data)Rank
Total interest income$6,668,0002,822
Total interest expense$879,0003,122
Net interest income$5,789,0002,726
Provision for loan and lease losses$45,0003,145
Total noninterest income$989,0002,474
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$95,0003,735
Trading account gains and fees$0129
Additional Noninterest Income$894,0002,048
Total noninterest expense$3,975,0002,918
Salaries and employee benefits$2,517,0002,744
Premises and equipment expense$447,0002,823
Additional noninterest expense$1,011,0003,306
Pre-tax net operating income$2,758,0002,225
Securities gains (losses)$1,0002,065
Applicable income taxes$505,0001,788
Income before extraordinary items$2,254,0002,344
Extraordinary gains, net$011
Net income$2,254,0002,344
Minority interest net income$072
Net income of bank and minority interests.$2,254,0002,345
Net charge-offs$36,0002,415
Cash dividends$390,0002,719
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,253,1802,313
2019-06-30 (YTD Data)Rank
Total interest income$4,391,0002,847
Total interest expense$587,0003,090
Net interest income$3,804,0002,757
Provision for loan and lease losses$30,0003,043
Total noninterest income$602,0002,545
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$65,0003,717
Trading account gains and fees$0131
Additional Noninterest Income$537,0002,127
Total noninterest expense$2,698,0002,891
Salaries and employee benefits$1,696,0002,749
Premises and equipment expense$310,0002,762
Additional noninterest expense$692,0003,288
Pre-tax net operating income$1,678,0002,332
Securities gains (losses)$1,0001,602
Applicable income taxes$302,0001,851
Income before extraordinary items$1,377,0002,444
Extraordinary gains, net$011
Net income$1,377,0002,444
Minority interest net income$069
Net income of bank and minority interests.$1,377,0002,444
Net charge-offs$38,0002,023
Cash dividends$260,0002,682
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,376,1802,424
2019-03-31 (YTD Data)Rank
Total interest income$2,155,0002,897
Total interest expense$294,0003,073
Net interest income$1,861,0002,817
Provision for loan and lease losses$15,0002,868
Total noninterest income$230,0002,881
Gross Fiduciary activities income$0972
Service charges on deposit accounts$34,0003,669
Trading account gains and fees$0126
Additional Noninterest Income$196,0002,414
Total noninterest expense$1,314,0002,972
Salaries and employee benefits$810,0002,837
Premises and equipment expense$158,0002,756
Additional noninterest expense$346,0003,302
Pre-tax net operating income$762,0002,446
Securities gains (losses)$1,0001,020
Applicable income taxes$134,0001,919
Income before extraordinary items$629,0002,536
Extraordinary gains, net$05
Net income$629,0002,535
Minority interest net income$052
Net income of bank and minority interests.$629,0002,535
Net charge-offs$32,0001,464
Cash dividends$130,0002,300
Sale, conversion, retirement of capital stock, net$0529
Net operating income$628,1802,525
2018-12-31 (YTD Data)Rank
Total interest income$8,549,0002,816
Total interest expense$1,000,0002,927
Net interest income$7,549,0002,749
Provision for loan and lease losses$120,0002,842
Total noninterest income$1,125,0002,700
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$132,0003,838
Trading account gains and fees$0126
Additional Noninterest Income$993,0002,246
Total noninterest expense$5,306,0002,939
Salaries and employee benefits$3,357,0002,749
Premises and equipment expense$591,0002,862
Additional noninterest expense$1,358,0003,362
Pre-tax net operating income$3,248,0002,390
Securities gains (losses)$-1,0004,008
Applicable income taxes$552,0001,896
Income before extraordinary items$2,695,0002,479
Extraordinary gains, net$06
Net income$2,695,0002,477
Minority interest net income$072
Net income of bank and minority interests.$2,695,0002,478
Net charge-offs$309,0001,312
Cash dividends$1,957,0001,490
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,695,8302,475
2018-09-30 (YTD Data)Rank
Total interest income$6,325,0002,832
Total interest expense$701,0002,959
Net interest income$5,624,0002,775
Provision for loan and lease losses$03,948
Total noninterest income$841,0002,738
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$97,0003,892
Trading account gains and fees$0138
Additional Noninterest Income$744,0002,267
Total noninterest expense$3,938,0002,977
Salaries and employee benefits$2,502,0002,769
Premises and equipment expense$426,0002,963
Additional noninterest expense$1,010,0003,382
Pre-tax net operating income$2,527,0002,379
Securities gains (losses)$-1,0004,378
Applicable income taxes$444,0001,901
Income before extraordinary items$2,082,0002,448
Extraordinary gains, net$05
Net income$2,082,0002,447
Minority interest net income$066
Net income of bank and minority interests.$2,082,0002,447
Net charge-offs$221,0001,168
Cash dividends$1,069,0001,604
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,082,8202,446
2018-06-30 (YTD Data)Rank
Total interest income$4,117,0002,869
Total interest expense$426,0003,037
Net interest income$3,691,0002,810
Provision for loan and lease losses$03,782
Total noninterest income$518,0002,837
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$66,0003,870
Trading account gains and fees$0130
Additional Noninterest Income$452,0002,368
Total noninterest expense$2,608,0003,010
Salaries and employee benefits$1,687,0002,780
Premises and equipment expense$265,0003,098
Additional noninterest expense$656,0003,450
Pre-tax net operating income$1,601,0002,422
Securities gains (losses)$-1,0004,637
Applicable income taxes$276,0001,932
Income before extraordinary items$1,324,0002,517
Extraordinary gains, net$06
Net income$1,324,0002,515
Minority interest net income$065
Net income of bank and minority interests.$1,324,0002,516
Net charge-offs$242,000838
Cash dividends$816,0001,495
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,324,8302,508
2018-03-31 (YTD Data)Rank
Total interest income$2,032,0002,892
Total interest expense$209,0003,014
Net interest income$1,823,0002,851
Provision for loan and lease losses$03,508
Total noninterest income$231,0002,967
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$33,0003,908
Trading account gains and fees$0123
Additional Noninterest Income$198,0002,500
Total noninterest expense$1,267,0003,074
Salaries and employee benefits$809,0002,882
Premises and equipment expense$130,0003,166
Additional noninterest expense$328,0003,471
Pre-tax net operating income$787,0002,410
Securities gains (losses)$0735
Applicable income taxes$134,0001,916
Income before extraordinary items$653,0002,476
Extraordinary gains, net$07
Net income$653,0002,476
Minority interest net income$052
Net income of bank and minority interests.$653,0002,476
Net charge-offs$104,000837
Cash dividends$133,0002,181
Sale, conversion, retirement of capital stock, net$0580
Net operating income$653,0002,471
2017-12-31 (YTD Data)Rank
Total interest income$7,777,0002,928
Total interest expense$787,0002,946
Net interest income$6,990,0002,888
Provision for loan and lease losses$215,0002,300
Total noninterest income$1,164,0002,730
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$128,0004,053
Trading account gains and fees$0151
Additional Noninterest Income$1,036,0002,250
Total noninterest expense$4,809,0003,169
Salaries and employee benefits$3,052,0002,943
Premises and equipment expense$476,0003,360
Additional noninterest expense$1,281,0003,533
Pre-tax net operating income$3,130,0002,416
Securities gains (losses)$4,0001,851
Applicable income taxes$1,094,0001,793
Income before extraordinary items$2,040,0002,664
Extraordinary gains, net$09
Net income$2,040,0002,663
Minority interest net income$076
Net income of bank and minority interests.$2,040,0002,664
Net charge-offs$112,0002,322
Cash dividends$1,286,0001,895
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,037,4002,652
2017-09-30 (YTD Data)Rank
Total interest income$5,798,0002,955
Total interest expense$584,0002,948
Net interest income$5,214,0002,923
Provision for loan and lease losses$170,0002,190
Total noninterest income$912,0002,701
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$96,0004,088
Trading account gains and fees$0145
Additional Noninterest Income$816,0002,226
Total noninterest expense$3,575,0003,200
Salaries and employee benefits$2,260,0002,998
Premises and equipment expense$377,0003,297
Additional noninterest expense$938,0003,600
Pre-tax net operating income$2,381,0002,439
Securities gains (losses)$02,274
Applicable income taxes$648,0001,849
Income before extraordinary items$1,733,0002,623
Extraordinary gains, net$09
Net income$1,733,0002,623
Minority interest net income$071
Net income of bank and minority interests.$1,733,0002,623
Net charge-offs$-67,0005,245
Cash dividends$399,0002,641
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,733,0002,609
2017-06-30 (YTD Data)Rank
Total interest income$3,808,0002,979
Total interest expense$386,0002,928
Net interest income$3,422,0002,945
Provision for loan and lease losses$120,0002,050
Total noninterest income$612,0002,691
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$64,0004,094
Trading account gains and fees$0139
Additional Noninterest Income$548,0002,214
Total noninterest expense$2,386,0003,216
Salaries and employee benefits$1,530,0002,981
Premises and equipment expense$254,0003,262
Additional noninterest expense$602,0003,686
Pre-tax net operating income$1,528,0002,466
Securities gains (losses)$01,906
Applicable income taxes$412,0001,865
Income before extraordinary items$1,116,0002,645
Extraordinary gains, net$011
Net income$1,116,0002,644
Minority interest net income$071
Net income of bank and minority interests.$1,116,0002,645
Net charge-offs$-69,0005,352
Cash dividends$266,0002,606
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,116,0002,628
2017-03-31 (YTD Data)Rank
Total interest income$1,867,0003,016
Total interest expense$191,0002,939
Net interest income$1,676,0002,991
Provision for loan and lease losses$60,0001,878
Total noninterest income$275,0002,823
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$33,0004,064
Trading account gains and fees$0142
Additional Noninterest Income$242,0002,352
Total noninterest expense$1,161,0003,306
Salaries and employee benefits$729,0003,115
Premises and equipment expense$133,0003,230
Additional noninterest expense$299,0003,717
Pre-tax net operating income$730,0002,458
Securities gains (losses)$01,153
Applicable income taxes$194,0001,904
Income before extraordinary items$536,0002,642
Extraordinary gains, net$08
Net income$536,0002,642
Minority interest net income$055
Net income of bank and minority interests.$536,0002,642
Net charge-offs$-1,0003,990
Cash dividends$133,0002,220
Sale, conversion, retirement of capital stock, net$0632
Net operating income$536,0002,627
2016-12-31 (YTD Data)Rank
Total interest income$7,587,0002,960
Total interest expense$752,0002,901
Net interest income$6,835,0002,930
Provision for loan and lease losses$240,0002,221
Total noninterest income$986,0003,065
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$127,0004,229
Trading account gains and fees$0170
Additional Noninterest Income$859,0002,583
Total noninterest expense$4,580,0003,365
Salaries and employee benefits$2,850,0003,123
Premises and equipment expense$491,0003,417
Additional noninterest expense$1,239,0003,746
Pre-tax net operating income$3,001,0002,396
Securities gains (losses)$10,0002,659
Applicable income taxes$756,0001,904
Income before extraordinary items$2,255,0002,585
Extraordinary gains, net$05
Net income$2,255,0002,583
Minority interest net income$082
Net income of bank and minority interests.$2,255,0002,584
Net charge-offs$217,0001,848
Cash dividends$1,742,0001,565
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,247,5002,536
2016-09-30 (YTD Data)Rank
Total interest income$5,706,0002,958
Total interest expense$564,0002,915
Net interest income$5,142,0002,939
Provision for loan and lease losses$180,0002,135
Total noninterest income$700,0003,144
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$95,0004,260
Trading account gains and fees$0169
Additional Noninterest Income$605,0002,646
Total noninterest expense$3,452,0003,366
Salaries and employee benefits$2,154,0003,107
Premises and equipment expense$380,0003,371
Additional noninterest expense$918,0003,794
Pre-tax net operating income$2,210,0002,458
Securities gains (losses)$9,0002,624
Applicable income taxes$581,0001,916
Income before extraordinary items$1,638,0002,669
Extraordinary gains, net$05
Net income$1,638,0002,669
Minority interest net income$071
Net income of bank and minority interests.$1,638,0002,669
Net charge-offs$132,0001,809
Cash dividends$873,0001,801
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,631,3402,621
2016-06-30 (YTD Data)Rank
Total interest income$3,793,0002,973
Total interest expense$375,0002,939
Net interest income$3,418,0002,948
Provision for loan and lease losses$120,0002,108
Total noninterest income$410,0003,369
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$60,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$350,0002,837
Total noninterest expense$2,298,0003,388
Salaries and employee benefits$1,429,0003,142
Premises and equipment expense$253,0003,385
Additional noninterest expense$616,0003,809
Pre-tax net operating income$1,410,0002,506
Securities gains (losses)$9,0002,280
Applicable income taxes$366,0001,952
Income before extraordinary items$1,053,0002,715
Extraordinary gains, net$016
Net income$1,053,0002,713
Minority interest net income$071
Net income of bank and minority interests.$1,053,0002,714
Net charge-offs$102,0001,603
Cash dividends$741,0001,584
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,046,3402,649
2016-03-31 (YTD Data)Rank
Total interest income$1,881,0002,995
Total interest expense$189,0002,946
Net interest income$1,692,0002,977
Provision for loan and lease losses$60,0001,948
Total noninterest income$214,0003,253
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$30,0004,339
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,717
Total noninterest expense$1,185,0003,327
Salaries and employee benefits$742,0003,093
Premises and equipment expense$133,0003,327
Additional noninterest expense$310,0003,804
Pre-tax net operating income$661,0002,574
Securities gains (losses)$8,0001,573
Applicable income taxes$169,0002,002
Income before extraordinary items$500,0002,753
Extraordinary gains, net$012
Net income$500,0002,752
Minority interest net income$062
Net income of bank and minority interests.$500,0002,753
Net charge-offs$93,0001,061
Cash dividends$609,0001,062
Sale, conversion, retirement of capital stock, net$0659
Net operating income$494,0002,716
2015-12-31 (YTD Data)Rank
Total interest income$7,494,0002,972
Total interest expense$784,0002,859
Net interest income$6,710,0002,955
Provision for loan and lease losses$270,0002,021
Total noninterest income$881,0003,291
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$121,0004,448
Trading account gains and fees$0159
Additional Noninterest Income$760,0002,714
Total noninterest expense$4,552,0003,429
Salaries and employee benefits$2,777,0003,184
Premises and equipment expense$520,0003,397
Additional noninterest expense$1,255,0003,821
Pre-tax net operating income$2,769,0002,459
Securities gains (losses)$12,0002,504
Applicable income taxes$679,0001,943
Income before extraordinary items$2,102,0002,633
Extraordinary gains, net$023
Net income$2,102,0002,634
Minority interest net income$081
Net income of bank and minority interests.$2,102,0002,635
Net charge-offs$151,0002,252
Cash dividends$1,264,0001,840
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,092,8802,595
2015-09-30 (YTD Data)Rank
Total interest income$5,619,0002,996
Total interest expense$591,0002,888
Net interest income$5,028,0002,979
Provision for loan and lease losses$210,0001,913
Total noninterest income$653,0003,323
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$90,0004,506
Trading account gains and fees$0153
Additional Noninterest Income$563,0002,759
Total noninterest expense$3,338,0003,505
Salaries and employee benefits$2,018,0003,264
Premises and equipment expense$401,0003,386
Additional noninterest expense$919,0003,884
Pre-tax net operating income$2,133,0002,439
Securities gains (losses)$11,0002,316
Applicable income taxes$555,0001,920
Income before extraordinary items$1,589,0002,672
Extraordinary gains, net$021
Net income$1,589,0002,672
Minority interest net income$078
Net income of bank and minority interests.$1,589,0002,673
Net charge-offs$17,0003,431
Cash dividends$401,0002,534
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,580,8602,628
2015-06-30 (YTD Data)Rank
Total interest income$3,716,0003,008
Total interest expense$395,0002,901
Net interest income$3,321,0003,006
Provision for loan and lease losses$150,0001,756
Total noninterest income$399,0003,463
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$60,0004,503
Trading account gains and fees$0157
Additional Noninterest Income$339,0002,891
Total noninterest expense$2,151,0003,605
Salaries and employee benefits$1,257,0003,440
Premises and equipment expense$260,0003,458
Additional noninterest expense$634,0003,841
Pre-tax net operating income$1,419,0002,441
Securities gains (losses)$5,0002,231
Applicable income taxes$368,0001,929
Income before extraordinary items$1,056,0002,655
Extraordinary gains, net$022
Net income$1,056,0002,657
Minority interest net income$075
Net income of bank and minority interests.$1,056,0002,657
Net charge-offs$-8,0005,189
Cash dividends$267,0002,529
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,052,3002,606
2015-03-31 (YTD Data)Rank
Total interest income$1,826,0003,061
Total interest expense$196,0002,939
Net interest income$1,630,0003,051
Provision for loan and lease losses$90,0001,532
Total noninterest income$169,0003,683
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$138,0003,144
Total noninterest expense$1,045,0003,694
Salaries and employee benefits$592,0003,601
Premises and equipment expense$130,0003,482
Additional noninterest expense$323,0003,791
Pre-tax net operating income$664,0002,516
Securities gains (losses)$02,027
Applicable income taxes$170,0001,977
Income before extraordinary items$494,0002,739
Extraordinary gains, net$013
Net income$494,0002,742
Minority interest net income$064
Net income of bank and minority interests.$494,0002,742
Net charge-offs$-1,0004,352
Cash dividends$134,0002,132
Sale, conversion, retirement of capital stock, net$0697
Net operating income$494,0002,663
2014-12-31 (YTD Data)Rank
Total interest income$7,717,0002,952
Total interest expense$972,0002,623
Net interest income$6,745,0002,975
Provision for loan and lease losses$465,0001,535
Total noninterest income$1,473,0002,540
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$147,0004,422
Trading account gains and fees$0180
Additional Noninterest Income$1,326,0001,925
Total noninterest expense$4,287,0003,662
Salaries and employee benefits$2,405,0003,566
Premises and equipment expense$531,0003,497
Additional noninterest expense$1,351,0003,785
Pre-tax net operating income$3,466,0002,041
Securities gains (losses)$65,0001,555
Applicable income taxes$694,0001,906
Income before extraordinary items$2,837,0002,111
Extraordinary gains, net$017
Net income$2,837,0002,111
Minority interest net income$084
Net income of bank and minority interests.$2,837,0002,110
Net charge-offs$1,177,000783
Cash dividends$981,0002,071
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,785,0002,084
2014-09-30 (YTD Data)Rank
Total interest income$5,775,0002,979
Total interest expense$769,0002,579
Net interest income$5,006,0003,012
Provision for loan and lease losses$360,0001,463
Total noninterest income$1,275,0002,347
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$114,0004,419
Trading account gains and fees$0174
Additional Noninterest Income$1,161,0001,769
Total noninterest expense$3,252,0003,651
Salaries and employee benefits$1,809,0003,566
Premises and equipment expense$417,0003,447
Additional noninterest expense$1,026,0003,768
Pre-tax net operating income$2,669,0002,037
Securities gains (losses)$58,0001,356
Applicable income taxes$491,0002,006
Income before extraordinary items$2,236,0002,035
Extraordinary gains, net$015
Net income$2,236,0002,034
Minority interest net income$081
Net income of bank and minority interests.$2,236,0002,033
Net charge-offs$1,048,000650
Cash dividends$134,0003,322
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,188,4402,026
2014-06-30 (YTD Data)Rank
Total interest income$3,865,0002,983
Total interest expense$559,0002,443
Net interest income$3,306,0003,033
Provision for loan and lease losses$240,0001,487
Total noninterest income$350,0003,736
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$78,0004,377
Trading account gains and fees$0172
Additional Noninterest Income$272,0003,178
Total noninterest expense$2,220,0003,612
Salaries and employee benefits$1,199,0003,610
Premises and equipment expense$297,0003,314
Additional noninterest expense$724,0003,656
Pre-tax net operating income$1,196,0002,662
Securities gains (losses)$58,0001,091
Applicable income taxes$303,0002,024
Income before extraordinary items$951,0002,739
Extraordinary gains, net$020
Net income$951,0002,743
Minority interest net income$080
Net income of bank and minority interests.$951,0002,743
Net charge-offs$180,0001,686
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$906,9202,786
2014-03-31 (YTD Data)Rank
Total interest income$1,940,0002,989
Total interest expense$293,0002,406
Net interest income$1,647,0003,049
Provision for loan and lease losses$105,0001,539
Total noninterest income$145,0004,039
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$40,0004,315
Trading account gains and fees$0147
Additional Noninterest Income$105,0003,494
Total noninterest expense$1,105,0003,646
Salaries and employee benefits$614,0003,588
Premises and equipment expense$167,0003,107
Additional noninterest expense$324,0003,934
Pre-tax net operating income$582,0002,628
Securities gains (losses)$20,000956
Applicable income taxes$141,0002,057
Income before extraordinary items$461,0002,720
Extraordinary gains, net$016
Net income$461,0002,723
Minority interest net income$066
Net income of bank and minority interests.$461,0002,723
Net charge-offs$6,0003,056
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$445,6002,756
2013-12-31 (YTD Data)Rank
Total interest income$7,900,0002,970
Total interest expense$1,329,0002,387
Net interest income$6,571,0003,042
Provision for loan and lease losses$420,0002,047
Total noninterest income$625,0004,056
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$181,0004,259
Trading account gains and fees$0184
Additional Noninterest Income$444,0003,517
Total noninterest expense$4,190,0003,816
Salaries and employee benefits$2,269,0003,786
Premises and equipment expense$605,0003,284
Additional noninterest expense$1,316,0003,978
Pre-tax net operating income$2,586,0002,416
Securities gains (losses)$17,0002,417
Applicable income taxes$627,0001,924
Income before extraordinary items$1,976,0002,636
Extraordinary gains, net$029
Net income$1,976,0002,639
Minority interest net income$090
Net income of bank and minority interests.$1,976,0002,639
Net charge-offs$130,0003,477
Cash dividends$1,230,0001,671
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,963,0802,582
2013-09-30 (YTD Data)Rank
Total interest income$5,914,0002,996
Total interest expense$1,005,0002,433
Net interest income$4,909,0003,080
Provision for loan and lease losses$370,0001,863
Total noninterest income$561,0003,823
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$131,0004,363
Trading account gains and fees$0180
Additional Noninterest Income$430,0003,244
Total noninterest expense$3,158,0003,818
Salaries and employee benefits$1,749,0003,719
Premises and equipment expense$474,0003,234
Additional noninterest expense$935,0004,100
Pre-tax net operating income$1,942,0002,483
Securities gains (losses)$17,0002,288
Applicable income taxes$485,0001,941
Income before extraordinary items$1,474,0002,694
Extraordinary gains, net$025
Net income$1,474,0002,698
Minority interest net income$084
Net income of bank and minority interests.$1,474,0002,698
Net charge-offs$95,0003,308
Cash dividends$397,0002,358
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,461,2502,628
2013-06-30 (YTD Data)Rank
Total interest income$3,921,0003,010
Total interest expense$676,0002,464
Net interest income$3,245,0003,101
Provision for loan and lease losses$210,0002,037
Total noninterest income$411,0003,669
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$88,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$323,0003,107
Total noninterest expense$2,108,0003,835
Salaries and employee benefits$1,151,0003,773
Premises and equipment expense$332,0003,127
Additional noninterest expense$625,0004,089
Pre-tax net operating income$1,338,0002,399
Securities gains (losses)$9,0002,315
Applicable income taxes$338,0001,904
Income before extraordinary items$1,009,0002,631
Extraordinary gains, net$022
Net income$1,009,0002,636
Minority interest net income$082
Net income of bank and minority interests.$1,009,0002,636
Net charge-offs$55,0003,270
Cash dividends$265,0002,322
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,002,2502,543
2013-03-31 (YTD Data)Rank
Total interest income$1,957,0003,042
Total interest expense$344,0002,493
Net interest income$1,613,0003,119
Provision for loan and lease losses$105,0001,985
Total noninterest income$189,0003,768
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$46,0004,247
Trading account gains and fees$0148
Additional Noninterest Income$143,0003,246
Total noninterest expense$1,095,0003,774
Salaries and employee benefits$605,0003,690
Premises and equipment expense$178,0002,986
Additional noninterest expense$312,0004,125
Pre-tax net operating income$602,0002,546
Securities gains (losses)$5,0001,643
Applicable income taxes$145,0002,017
Income before extraordinary items$462,0002,741
Extraordinary gains, net$010
Net income$462,0002,745
Minority interest net income$076
Net income of bank and minority interests.$462,0002,744
Net charge-offs$28,0002,842
Cash dividends$133,0001,884
Sale, conversion, retirement of capital stock, net$0789
Net operating income$458,2002,672
2012-12-31 (YTD Data)Rank
Total interest income$8,276,0003,017
Total interest expense$1,557,0002,629
Net interest income$6,719,0003,085
Provision for loan and lease losses$420,0002,950
Total noninterest income$923,0003,388
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$172,0004,533
Trading account gains and fees$0166
Additional Noninterest Income$751,0002,784
Total noninterest expense$4,192,0003,903
Salaries and employee benefits$2,217,0003,879
Premises and equipment expense$596,0003,398
Additional noninterest expense$1,379,0003,988
Pre-tax net operating income$3,030,0002,070
Securities gains (losses)$74,0002,486
Applicable income taxes$798,0001,698
Income before extraordinary items$2,306,0002,337
Extraordinary gains, net$029
Net income$2,306,0002,338
Minority interest net income$093
Net income of bank and minority interests.$2,306,0002,339
Net charge-offs$306,0003,278
Cash dividends$1,536,0001,464
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,251,2402,255
2012-09-30 (YTD Data)Rank
Total interest income$6,226,0003,076
Total interest expense$1,186,0002,705
Net interest income$5,040,0003,136
Provision for loan and lease losses$315,0002,902
Total noninterest income$710,0003,389
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$127,0004,624
Trading account gains and fees$0157
Additional Noninterest Income$583,0002,716
Total noninterest expense$3,144,0003,929
Salaries and employee benefits$1,659,0003,884
Premises and equipment expense$453,0003,412
Additional noninterest expense$1,032,0004,028
Pre-tax net operating income$2,291,0002,125
Securities gains (losses)$74,0002,195
Applicable income taxes$610,0001,732
Income before extraordinary items$1,755,0002,356
Extraordinary gains, net$020
Net income$1,755,0002,357
Minority interest net income$086
Net income of bank and minority interests.$1,755,0002,357
Net charge-offs$220,0003,187
Cash dividends$453,0002,127
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,700,2402,294
2012-06-30 (YTD Data)Rank
Total interest income$4,153,0003,095
Total interest expense$816,0002,726
Net interest income$3,337,0003,166
Provision for loan and lease losses$210,0002,897
Total noninterest income$455,0003,423
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$81,0004,712
Trading account gains and fees$0153
Additional Noninterest Income$374,0002,733
Total noninterest expense$2,067,0003,987
Salaries and employee benefits$1,078,0003,979
Premises and equipment expense$307,0003,381
Additional noninterest expense$682,0004,060
Pre-tax net operating income$1,515,0002,126
Securities gains (losses)$53,0002,024
Applicable income taxes$404,0001,704
Income before extraordinary items$1,164,0002,326
Extraordinary gains, net$019
Net income$1,164,0002,325
Minority interest net income$084
Net income of bank and minority interests.$1,164,0002,326
Net charge-offs$206,0002,727
Cash dividends$281,0002,229
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,124,7802,253
2012-03-31 (YTD Data)Rank
Total interest income$2,075,0003,118
Total interest expense$436,0002,679
Net interest income$1,639,0003,213
Provision for loan and lease losses$105,0002,781
Total noninterest income$236,0003,343
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,705
Total noninterest expense$1,064,0003,933
Salaries and employee benefits$574,0003,837
Premises and equipment expense$157,0003,345
Additional noninterest expense$333,0004,116
Pre-tax net operating income$706,0002,261
Securities gains (losses)$02,210
Applicable income taxes$177,0001,870
Income before extraordinary items$529,0002,490
Extraordinary gains, net$019
Net income$529,0002,491
Minority interest net income$078
Net income of bank and minority interests.$529,0002,493
Net charge-offs$-1,0005,761
Cash dividends$134,0001,875
Sale, conversion, retirement of capital stock, net$0861
Net operating income$529,0002,368
2011-12-31 (YTD Data)Rank
Total interest income$8,495,0003,165
Total interest expense$1,834,0002,950
Net interest income$6,661,0003,193
Provision for loan and lease losses$695,0002,960
Total noninterest income$762,0003,609
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$209,0004,296
Trading account gains and fees$0146
Additional Noninterest Income$553,0002,979
Total noninterest expense$3,873,0004,201
Salaries and employee benefits$2,028,0004,140
Premises and equipment expense$620,0003,503
Additional noninterest expense$1,225,0004,390
Pre-tax net operating income$2,855,0001,930
Securities gains (losses)$-3,0006,779
Applicable income taxes$672,0001,723
Income before extraordinary items$2,180,0002,111
Extraordinary gains, net$029
Net income$2,180,0002,112
Minority interest net income$096
Net income of bank and minority interests.$2,180,0002,112
Net charge-offs$839,0002,567
Cash dividends$1,203,0001,420
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,182,2802,026
2011-09-30 (YTD Data)Rank
Total interest income$6,409,0003,189
Total interest expense$1,359,0003,098
Net interest income$5,050,0003,189
Provision for loan and lease losses$315,0003,538
Total noninterest income$531,0003,767
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$160,0004,277
Trading account gains and fees$0145
Additional Noninterest Income$371,0003,159
Total noninterest expense$3,082,0004,040
Salaries and employee benefits$1,631,0003,936
Premises and equipment expense$478,0003,461
Additional noninterest expense$973,0004,245
Pre-tax net operating income$2,184,0001,952
Securities gains (losses)$-3,0006,910
Applicable income taxes$536,0001,678
Income before extraordinary items$1,645,0002,155
Extraordinary gains, net$021
Net income$1,645,0002,155
Minority interest net income$087
Net income of bank and minority interests.$1,645,0002,156
Net charge-offs$824,0002,110
Cash dividends$401,0002,018
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,647,2502,061
2011-06-30 (YTD Data)Rank
Total interest income$4,253,0003,226
Total interest expense$916,0003,169
Net interest income$3,337,0003,222
Provision for loan and lease losses$210,0003,454
Total noninterest income$336,0003,898
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$105,0004,294
Trading account gains and fees$0153
Additional Noninterest Income$231,0003,270
Total noninterest expense$2,056,0004,084
Salaries and employee benefits$1,082,0003,986
Premises and equipment expense$319,0003,499
Additional noninterest expense$655,0004,284
Pre-tax net operating income$1,407,0001,989
Securities gains (losses)$-3,0006,961
Applicable income taxes$338,0001,678
Income before extraordinary items$1,066,0002,167
Extraordinary gains, net$015
Net income$1,066,0002,166
Minority interest net income$089
Net income of bank and minority interests.$1,066,0002,166
Net charge-offs$693,0001,810
Cash dividends$268,0002,035
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,068,2802,092
2011-03-31 (YTD Data)Rank
Total interest income$2,112,0003,266
Total interest expense$476,0003,170
Net interest income$1,636,0003,257
Provision for loan and lease losses$105,0003,279
Total noninterest income$155,0004,095
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$47,0004,460
Trading account gains and fees$0158
Additional Noninterest Income$108,0003,428
Total noninterest expense$1,002,0004,177
Salaries and employee benefits$506,0004,188
Premises and equipment expense$163,0003,486
Additional noninterest expense$333,0004,233
Pre-tax net operating income$684,0002,006
Securities gains (losses)$01,772
Applicable income taxes$162,0001,718
Income before extraordinary items$522,0002,174
Extraordinary gains, net$09
Net income$522,0002,173
Minority interest net income$086
Net income of bank and minority interests.$522,0002,174
Net charge-offs$55,0003,265
Cash dividends$134,0001,708
Sale, conversion, retirement of capital stock, net$0925
Net operating income$522,0002,131
2010-12-31 (YTD Data)Rank
Total interest income$8,764,0003,292
Total interest expense$2,261,0003,233
Net interest income$6,503,0003,262
Provision for loan and lease losses$525,0004,044
Total noninterest income$737,0003,830
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$220,0004,238
Trading account gains and fees$0175
Additional Noninterest Income$517,0003,143
Total noninterest expense$3,972,0004,236
Salaries and employee benefits$2,095,0004,107
Premises and equipment expense$607,0003,690
Additional noninterest expense$1,270,0004,456
Pre-tax net operating income$2,743,0001,753
Securities gains (losses)$27,0002,964
Applicable income taxes$650,0001,653
Income before extraordinary items$2,120,0001,918
Extraordinary gains, net$029
Net income$2,120,0001,919
Minority interest net income$0111
Net income of bank and minority interests.$2,120,0001,920
Net charge-offs$308,0004,263
Cash dividends$1,188,0001,312
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,099,2101,866
2010-09-30 (YTD Data)Rank
Total interest income$6,636,0003,336
Total interest expense$1,727,0003,317
Net interest income$4,909,0003,291
Provision for loan and lease losses$295,0004,350
Total noninterest income$531,0003,950
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$161,0004,357
Trading account gains and fees$0165
Additional Noninterest Income$370,0003,219
Total noninterest expense$2,966,0004,272
Salaries and employee benefits$1,575,0004,131
Premises and equipment expense$475,0003,627
Additional noninterest expense$916,0004,549
Pre-tax net operating income$2,179,0001,784
Securities gains (losses)$26,0002,782
Applicable income taxes$553,0001,572
Income before extraordinary items$1,652,0001,985
Extraordinary gains, net$023
Net income$1,652,0001,986
Minority interest net income$0110
Net income of bank and minority interests.$1,652,0001,987
Net charge-offs$45,0005,579
Cash dividends$401,0002,005
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,632,5001,906
2010-06-30 (YTD Data)Rank
Total interest income$4,370,0003,409
Total interest expense$1,168,0003,375
Net interest income$3,202,0003,360
Provision for loan and lease losses$190,0004,296
Total noninterest income$313,0004,183
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$109,0004,327
Trading account gains and fees$0152
Additional Noninterest Income$204,0003,478
Total noninterest expense$1,985,0004,255
Salaries and employee benefits$1,072,0004,097
Premises and equipment expense$323,0003,605
Additional noninterest expense$590,0004,629
Pre-tax net operating income$1,340,0001,874
Securities gains (losses)$25,0002,268
Applicable income taxes$335,0001,620
Income before extraordinary items$1,030,0002,063
Extraordinary gains, net$019
Net income$1,030,0002,061
Minority interest net income$0105
Net income of bank and minority interests.$1,030,0002,063
Net charge-offs$46,0004,959
Cash dividends$268,0002,026
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,011,2502,019
2010-03-31 (YTD Data)Rank
Total interest income$2,197,0003,460
Total interest expense$591,0003,473
Net interest income$1,606,0003,371
Provision for loan and lease losses$90,0004,075
Total noninterest income$144,0004,358
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$55,0004,301
Trading account gains and fees$0175
Additional Noninterest Income$89,0003,720
Total noninterest expense$962,0004,398
Salaries and employee benefits$505,0004,328
Premises and equipment expense$177,0003,435
Additional noninterest expense$280,0004,785
Pre-tax net operating income$698,0001,831
Securities gains (losses)$27,0001,400
Applicable income taxes$182,0001,520
Income before extraordinary items$543,0001,992
Extraordinary gains, net$016
Net income$543,0001,990
Minority interest net income$091
Net income of bank and minority interests.$543,0001,992
Net charge-offs$43,0003,853
Cash dividends$134,0001,680
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$522,7501,982
2009-12-31 (YTD Data)Rank
Total interest income$8,837,0003,558
Total interest expense$2,595,0003,794
Net interest income$6,242,0003,355
Provision for loan and lease losses$500,0004,539
Total noninterest income$834,0003,690
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$227,0004,414
Trading account gains and fees$0211
Additional Noninterest Income$607,0002,884
Total noninterest expense$3,879,0004,428
Salaries and employee benefits$2,110,0004,194
Premises and equipment expense$467,0004,566
Additional noninterest expense$1,302,0004,503
Pre-tax net operating income$2,697,0001,485
Securities gains (losses)$-124,0007,321
Applicable income taxes$539,0001,487
Income before extraordinary items$2,034,0001,640
Extraordinary gains, net$034
Net income$2,034,0001,638
Minority interest net income$0115
Net income of bank and minority interests.$2,034,0001,639
Net charge-offs$220,0004,877
Cash dividends$1,172,0001,465
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,131,9601,522
2009-09-30 (YTD Data)Rank
Total interest income$6,644,0003,603
Total interest expense$1,955,0003,905
Net interest income$4,689,0003,339
Provision for loan and lease losses$225,0004,987
Total noninterest income$657,0003,667
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$168,0004,460
Trading account gains and fees$0212
Additional Noninterest Income$489,0002,849
Total noninterest expense$2,814,0004,532
Salaries and employee benefits$1,586,0004,210
Premises and equipment expense$319,0004,867
Additional noninterest expense$909,0004,693
Pre-tax net operating income$2,307,0001,394
Securities gains (losses)$18,0002,785
Applicable income taxes$602,0001,236
Income before extraordinary items$1,723,0001,557
Extraordinary gains, net$027
Net income$1,723,0001,555
Minority interest net income$0118
Net income of bank and minority interests.$1,723,0001,557
Net charge-offs$178,0004,378
Cash dividends$401,0002,251
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,709,6801,532
2009-06-30 (YTD Data)Rank
Total interest income$4,412,0003,640
Total interest expense$1,345,0003,938
Net interest income$3,067,0003,395
Provision for loan and lease losses$150,0004,729
Total noninterest income$490,0003,461
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$109,0004,487
Trading account gains and fees$0193
Additional Noninterest Income$381,0002,627
Total noninterest expense$1,811,0004,670
Salaries and employee benefits$1,080,0004,199
Premises and equipment expense$212,0004,915
Additional noninterest expense$519,0005,147
Pre-tax net operating income$1,596,0001,438
Securities gains (losses)$15,0002,438
Applicable income taxes$422,0001,223
Income before extraordinary items$1,189,0001,564
Extraordinary gains, net$021
Net income$1,189,0001,561
Minority interest net income$0112
Net income of bank and minority interests.$1,189,0001,563
Net charge-offs$159,0003,706
Cash dividends$267,0002,348
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,177,9001,562
2009-03-31 (YTD Data)Rank
Total interest income$2,215,0003,667
Total interest expense$709,0003,908
Net interest income$1,506,0003,442
Provision for loan and lease losses$75,0004,299
Total noninterest income$241,0003,460
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$49,0004,651
Trading account gains and fees$0171
Additional Noninterest Income$192,0002,576
Total noninterest expense$870,0004,711
Salaries and employee benefits$510,0004,397
Premises and equipment expense$110,0004,855
Additional noninterest expense$250,0004,956
Pre-tax net operating income$802,0001,592
Securities gains (losses)$15,0001,797
Applicable income taxes$216,0001,368
Income before extraordinary items$601,0001,794
Extraordinary gains, net$015
Net income$601,0001,795
Minority interest net income$0102
Net income of bank and minority interests.$601,0001,796
Net charge-offs$151,0002,404
Cash dividends$134,0002,023
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$589,9001,723
2008-12-31 (YTD Data)Rank
Total interest income$9,555,0003,656
Total interest expense$3,465,0003,871
Net interest income$6,090,0003,439
Provision for loan and lease losses$900,0002,867
Total noninterest income$622,0004,385
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$222,0004,594
Trading account gains and fees$0154
Additional Noninterest Income$400,0003,589
Total noninterest expense$3,253,0004,859
Salaries and employee benefits$1,843,0004,713
Premises and equipment expense$371,0005,292
Additional noninterest expense$1,039,0004,708
Pre-tax net operating income$2,559,0002,049
Securities gains (losses)$-416,0007,487
Applicable income taxes$421,0002,022
Income before extraordinary items$1,722,0002,274
Extraordinary gains, net$039
Net income$1,722,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0002,586
Cash dividends$1,158,0002,107
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,054,8002,059
2008-09-30 (YTD Data)Rank
Total interest income$7,181,0003,708
Total interest expense$2,676,0003,903
Net interest income$4,505,0003,497
Provision for loan and lease losses$225,0004,003
Total noninterest income$465,0004,493
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$165,0004,642
Trading account gains and fees$0148
Additional Noninterest Income$300,0003,691
Total noninterest expense$2,451,0004,819
Salaries and employee benefits$1,396,0004,706
Premises and equipment expense$284,0005,247
Additional noninterest expense$771,0004,655
Pre-tax net operating income$2,294,0002,076
Securities gains (losses)$-276,0007,652
Applicable income taxes$514,0001,866
Income before extraordinary items$1,504,0002,323
Extraordinary gains, net$031
Net income$1,504,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,087
Cash dividends$401,0003,011
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,711,0002,160
2008-06-30 (YTD Data)Rank
Total interest income$4,780,0003,750
Total interest expense$1,801,0004,009
Net interest income$2,979,0003,509
Provision for loan and lease losses$150,0003,592
Total noninterest income$324,0004,466
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$108,0004,701
Trading account gains and fees$0149
Additional Noninterest Income$216,0003,615
Total noninterest expense$1,641,0004,842
Salaries and employee benefits$952,0004,688
Premises and equipment expense$193,0005,239
Additional noninterest expense$496,0004,745
Pre-tax net operating income$1,512,0002,184
Securities gains (losses)$4,0002,798
Applicable income taxes$404,0001,859
Income before extraordinary items$1,112,0002,359
Extraordinary gains, net$021
Net income$1,112,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$267,0003,117
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,109,0802,315
2008-03-31 (YTD Data)Rank
Total interest income$2,404,0003,814
Total interest expense$902,0004,175
Net interest income$1,502,0003,483
Provision for loan and lease losses$75,0003,123
Total noninterest income$153,0004,570
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$55,0004,609
Trading account gains and fees$0158
Additional Noninterest Income$98,0003,804
Total noninterest expense$784,0004,990
Salaries and employee benefits$441,0004,944
Premises and equipment expense$102,0005,112
Additional noninterest expense$241,0004,805
Pre-tax net operating income$796,0002,170
Securities gains (losses)$4,0002,294
Applicable income taxes$218,0001,860
Income before extraordinary items$582,0002,370
Extraordinary gains, net$015
Net income$582,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$134,0002,688
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$579,0802,308
2007-12-31 (YTD Data)Rank
Total interest income$9,754,0003,826
Total interest expense$3,858,0004,098
Net interest income$5,896,0003,543
Provision for loan and lease losses$300,0003,174
Total noninterest income$704,0004,279
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$266,0004,335
Trading account gains and fees$0178
Additional Noninterest Income$438,0003,553
Total noninterest expense$3,234,0004,780
Salaries and employee benefits$1,809,0004,736
Premises and equipment expense$368,0005,268
Additional noninterest expense$1,057,0004,471
Pre-tax net operating income$3,066,0002,421
Securities gains (losses)$5,0001,575
Applicable income taxes$892,0002,000
Income before extraordinary items$2,179,0002,650
Extraordinary gains, net$039
Net income$2,179,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,913
Cash dividends$1,142,0002,427
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,175,4502,648
2007-09-30 (YTD Data)Rank
Total interest income$7,235,0003,870
Total interest expense$2,853,0004,139
Net interest income$4,382,0003,578
Provision for loan and lease losses$225,0002,782
Total noninterest income$487,0004,472
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$206,0004,278
Trading account gains and fees$0184
Additional Noninterest Income$281,0003,868
Total noninterest expense$2,383,0004,806
Salaries and employee benefits$1,347,0004,724
Premises and equipment expense$270,0005,315
Additional noninterest expense$766,0004,516
Pre-tax net operating income$2,261,0002,611
Securities gains (losses)$2,0001,394
Applicable income taxes$666,0002,151
Income before extraordinary items$1,597,0002,836
Extraordinary gains, net$033
Net income$1,597,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,434
Cash dividends$401,0003,220
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,595,5802,825
2007-06-30 (YTD Data)Rank
Total interest income$4,767,0003,913
Total interest expense$1,869,0004,194
Net interest income$2,898,0003,633
Provision for loan and lease losses$150,0002,579
Total noninterest income$324,0004,493
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$144,0004,170
Trading account gains and fees$0168
Additional Noninterest Income$180,0003,992
Total noninterest expense$1,598,0004,821
Salaries and employee benefits$910,0004,714
Premises and equipment expense$177,0005,391
Additional noninterest expense$511,0004,508
Pre-tax net operating income$1,474,0002,706
Securities gains (losses)$2,0001,203
Applicable income taxes$435,0002,263
Income before extraordinary items$1,041,0002,946
Extraordinary gains, net$029
Net income$1,041,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000986
Cash dividends$267,0003,294
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,039,5802,943
2007-03-31 (YTD Data)Rank
Total interest income$2,367,0003,926
Total interest expense$942,0004,155
Net interest income$1,425,0003,687
Provision for loan and lease losses$75,0002,404
Total noninterest income$158,0004,514
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$70,0004,169
Trading account gains and fees$0195
Additional Noninterest Income$88,0004,018
Total noninterest expense$793,0004,825
Salaries and employee benefits$419,0005,010
Premises and equipment expense$91,0005,339
Additional noninterest expense$283,0004,134
Pre-tax net operating income$715,0002,757
Securities gains (losses)$2,000969
Applicable income taxes$211,0002,327
Income before extraordinary items$506,0003,002
Extraordinary gains, net$022
Net income$506,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,000618
Cash dividends$134,0002,846
Sale, conversion, retirement of capital stock, net$0885
Net operating income$504,5802,991
2006-12-31 (YTD Data)Rank
Total interest income$8,810,0003,932
Total interest expense$2,812,0004,485
Net interest income$5,998,0003,521
Provision for loan and lease losses$300,0002,748
Total noninterest income$602,0004,719
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$276,0004,281
Trading account gains and fees$0130
Additional Noninterest Income$326,0004,138
Total noninterest expense$3,180,0004,697
Salaries and employee benefits$1,726,0004,753
Premises and equipment expense$347,0005,352
Additional noninterest expense$1,107,0004,188
Pre-tax net operating income$3,120,0002,704
Securities gains (losses)$3,0001,365
Applicable income taxes$956,0002,261
Income before extraordinary items$2,167,0002,931
Extraordinary gains, net$051
Net income$2,167,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,880
Cash dividends$1,127,0002,364
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,164,9302,922
2006-09-30 (YTD Data)Rank
Total interest income$6,492,0003,951
Total interest expense$1,977,0004,581
Net interest income$4,515,0003,529
Provision for loan and lease losses$225,0002,598
Total noninterest income$466,0004,675
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$207,0004,324
Trading account gains and fees$0126
Additional Noninterest Income$259,0004,029
Total noninterest expense$2,355,0004,721
Salaries and employee benefits$1,270,0004,789
Premises and equipment expense$256,0005,405
Additional noninterest expense$829,0004,165
Pre-tax net operating income$2,401,0002,746
Securities gains (losses)$3,0001,123
Applicable income taxes$735,0002,327
Income before extraordinary items$1,669,0002,956
Extraordinary gains, net$045
Net income$1,669,0002,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,128
Cash dividends$401,0003,237
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,666,9302,950
2006-06-30 (YTD Data)Rank
Total interest income$4,179,0003,998
Total interest expense$1,199,0004,718
Net interest income$2,980,0003,564
Provision for loan and lease losses$150,0002,563
Total noninterest income$302,0004,726
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$139,0004,298
Trading account gains and fees$0126
Additional Noninterest Income$163,0004,143
Total noninterest expense$1,589,0004,704
Salaries and employee benefits$868,0004,735
Premises and equipment expense$174,0005,339
Additional noninterest expense$547,0004,200
Pre-tax net operating income$1,543,0002,833
Securities gains (losses)$3,000925
Applicable income taxes$469,0002,405
Income before extraordinary items$1,077,0003,038
Extraordinary gains, net$039
Net income$1,077,0003,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$268,0003,285
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,074,9003,035
2006-03-31 (YTD Data)Rank
Total interest income$2,014,0004,064
Total interest expense$558,0004,806
Net interest income$1,456,0003,625
Provision for loan and lease losses$75,0002,394
Total noninterest income$162,0004,468
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$71,0004,194
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,897
Total noninterest expense$771,0004,807
Salaries and employee benefits$412,0004,912
Premises and equipment expense$92,0005,213
Additional noninterest expense$267,0004,263
Pre-tax net operating income$772,0002,781
Securities gains (losses)$3,000752
Applicable income taxes$234,0002,372
Income before extraordinary items$541,0002,970
Extraordinary gains, net$021
Net income$541,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$134,0002,835
Sale, conversion, retirement of capital stock, net$0648
Net operating income$538,9002,969
2005-12-31 (YTD Data)Rank
Total interest income$7,498,0003,948
Total interest expense$1,669,0004,967
Net interest income$5,829,0003,509
Provision for loan and lease losses$300,0002,799
Total noninterest income$709,0004,342
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$281,0004,340
Trading account gains and fees$0138
Additional Noninterest Income$428,0003,660
Total noninterest expense$3,031,0004,739
Salaries and employee benefits$1,714,0004,629
Premises and equipment expense$358,0005,209
Additional noninterest expense$959,0004,562
Pre-tax net operating income$3,207,0002,619
Securities gains (losses)$5,0001,712
Applicable income taxes$960,0002,316
Income before extraordinary items$2,252,0002,793
Extraordinary gains, net$046
Net income$2,252,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,966
Cash dividends$1,111,0002,268
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,248,5002,758
2005-09-30 (YTD Data)Rank
Total interest income$5,534,0003,945
Total interest expense$1,185,0004,966
Net interest income$4,349,0003,509
Provision for loan and lease losses$225,0002,711
Total noninterest income$515,0004,467
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$209,0004,369
Trading account gains and fees$0126
Additional Noninterest Income$306,0003,760
Total noninterest expense$2,242,0004,742
Salaries and employee benefits$1,270,0004,651
Premises and equipment expense$261,0005,295
Additional noninterest expense$711,0004,583
Pre-tax net operating income$2,397,0002,660
Securities gains (losses)$4,0001,810
Applicable income taxes$721,0002,352
Income before extraordinary items$1,680,0002,854
Extraordinary gains, net$035
Net income$1,680,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,349
Cash dividends$401,0003,120
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,677,2002,826
2005-06-30 (YTD Data)Rank
Total interest income$3,596,0003,960
Total interest expense$754,0004,940
Net interest income$2,842,0003,558
Provision for loan and lease losses$150,0002,598
Total noninterest income$344,0004,419
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$126,0004,551
Trading account gains and fees$0116
Additional Noninterest Income$218,0003,620
Total noninterest expense$1,465,0004,800
Salaries and employee benefits$822,0004,722
Premises and equipment expense$173,0005,308
Additional noninterest expense$470,0004,592
Pre-tax net operating income$1,571,0002,662
Securities gains (losses)$4,0001,659
Applicable income taxes$469,0002,354
Income before extraordinary items$1,106,0002,864
Extraordinary gains, net$030
Net income$1,106,0002,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$267,0003,139
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,103,2002,826
2005-03-31 (YTD Data)Rank
Total interest income$1,751,0004,000
Total interest expense$366,0004,931
Net interest income$1,385,0003,640
Provision for loan and lease losses$75,0002,455
Total noninterest income$136,0004,970
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$86,0004,035
Total noninterest expense$695,0005,024
Salaries and employee benefits$391,0004,921
Premises and equipment expense$75,0005,744
Additional noninterest expense$229,0004,660
Pre-tax net operating income$751,0002,699
Securities gains (losses)$01,685
Applicable income taxes$221,0002,442
Income before extraordinary items$530,0002,909
Extraordinary gains, net$024
Net income$530,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$134,0002,686
Sale, conversion, retirement of capital stock, net$0491
Net operating income$530,0002,863
2004-12-31 (YTD Data)Rank
Total interest income$6,603,0003,982
Total interest expense$1,269,0004,957
Net interest income$5,334,0003,618
Provision for loan and lease losses$400,0002,359
Total noninterest income$651,0004,605
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$202,0005,197
Trading account gains and fees$0138
Additional Noninterest Income$449,0003,510
Total noninterest expense$2,685,0005,047
Salaries and employee benefits$1,515,0004,911
Premises and equipment expense$261,0006,073
Additional noninterest expense$909,0004,659
Pre-tax net operating income$2,900,0002,666
Securities gains (losses)$-2,0007,892
Applicable income taxes$856,0002,415
Income before extraordinary items$2,042,0002,854
Extraordinary gains, net$034
Net income$2,042,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,264
Cash dividends$1,096,0002,175
Sale, conversion, retirement of capital stock, net$-16,0008,876
Net operating income$2,043,4002,795
2004-09-30 (YTD Data)Rank
Total interest income$4,875,0004,006
Total interest expense$910,0005,058
Net interest income$3,965,0003,621
Provision for loan and lease losses$225,0002,754
Total noninterest income$491,0004,599
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$149,0005,281
Trading account gains and fees$0134
Additional Noninterest Income$342,0003,477
Total noninterest expense$1,851,0005,307
Salaries and employee benefits$1,056,0005,114
Premises and equipment expense$175,0006,352
Additional noninterest expense$620,0004,947
Pre-tax net operating income$2,380,0002,497
Securities gains (losses)$1,0003,538
Applicable income taxes$708,0002,292
Income before extraordinary items$1,673,0002,703
Extraordinary gains, net$026
Net income$1,673,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,896
Cash dividends$401,0003,007
Sale, conversion, retirement of capital stock, net$-16,0008,953
Net operating income$1,672,3002,646
2004-06-30 (YTD Data)Rank
Total interest income$3,206,0004,047
Total interest expense$592,0005,136
Net interest income$2,614,0003,642
Provision for loan and lease losses$150,0002,691
Total noninterest income$317,0004,679
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$97,0005,328
Trading account gains and fees$0130
Additional Noninterest Income$220,0003,559
Total noninterest expense$1,206,0005,427
Salaries and employee benefits$675,0005,312
Premises and equipment expense$122,0006,279
Additional noninterest expense$409,0004,986
Pre-tax net operating income$1,575,0002,487
Securities gains (losses)$1,0003,212
Applicable income taxes$467,0002,305
Income before extraordinary items$1,109,0002,690
Extraordinary gains, net$021
Net income$1,109,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,324
Cash dividends$267,0003,064
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,108,3002,619
2004-03-31 (YTD Data)Rank
Total interest income$1,600,0004,064
Total interest expense$294,0005,229
Net interest income$1,306,0003,637
Provision for loan and lease losses$75,0002,550
Total noninterest income$137,0005,004
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$47,0005,338
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$612,0005,384
Salaries and employee benefits$325,0005,473
Premises and equipment expense$69,0005,921
Additional noninterest expense$218,0004,763
Pre-tax net operating income$756,0002,545
Securities gains (losses)$1,0002,756
Applicable income taxes$222,0002,394
Income before extraordinary items$535,0002,778
Extraordinary gains, net$016
Net income$535,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$133,0002,600
Sale, conversion, retirement of capital stock, net$0464
Net operating income$534,2902,684
2003-12-31 (YTD Data)Rank
Total interest income$6,754,0003,933
Total interest expense$1,437,0005,005
Net interest income$5,317,0003,523
Provision for loan and lease losses$570,0001,962
Total noninterest income$916,0003,906
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$172,0005,589
Trading account gains and fees$0160
Additional Noninterest Income$744,0002,848
Total noninterest expense$2,560,0005,139
Salaries and employee benefits$1,474,0004,897
Premises and equipment expense$259,0006,074
Additional noninterest expense$827,0004,938
Pre-tax net operating income$3,103,0002,432
Securities gains (losses)$5,0003,903
Applicable income taxes$885,0002,349
Income before extraordinary items$2,223,0002,634
Extraordinary gains, net$054
Net income$2,223,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,884
Cash dividends$1,252,0001,989
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,219,4002,513
2003-09-30 (YTD Data)Rank
Total interest income$5,100,0003,969
Total interest expense$1,121,0005,009
Net interest income$3,979,0003,539
Provision for loan and lease losses$330,0002,341
Total noninterest income$741,0003,812
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$127,0005,671
Trading account gains and fees$0153
Additional Noninterest Income$614,0002,802
Total noninterest expense$1,846,0005,251
Salaries and employee benefits$1,084,0004,961
Premises and equipment expense$177,0006,353
Additional noninterest expense$585,0005,098
Pre-tax net operating income$2,544,0002,350
Securities gains (losses)$3,0003,777
Applicable income taxes$734,0002,326
Income before extraordinary items$1,813,0002,544
Extraordinary gains, net$040
Net income$1,813,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,781
Cash dividends$361,0003,192
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,810,8702,423
2003-06-30 (YTD Data)Rank
Total interest income$3,394,0004,016
Total interest expense$783,0004,997
Net interest income$2,611,0003,575
Provision for loan and lease losses$90,0004,018
Total noninterest income$527,0003,632
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$80,0005,768
Trading account gains and fees$0150
Additional Noninterest Income$447,0002,620
Total noninterest expense$1,240,0005,221
Salaries and employee benefits$704,0005,063
Premises and equipment expense$123,0006,193
Additional noninterest expense$413,0004,891
Pre-tax net operating income$1,808,0002,231
Securities gains (losses)$3,0003,367
Applicable income taxes$524,0002,247
Income before extraordinary items$1,287,0002,412
Extraordinary gains, net$030
Net income$1,287,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,091
Cash dividends$266,0003,051
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,284,8702,290
2003-03-31 (YTD Data)Rank
Total interest income$1,688,0004,047
Total interest expense$405,0005,001
Net interest income$1,283,0003,623
Provision for loan and lease losses$45,0003,818
Total noninterest income$220,0003,927
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$183,0002,875
Total noninterest expense$646,0005,084
Salaries and employee benefits$390,0004,693
Premises and equipment expense$60,0006,275
Additional noninterest expense$196,0005,029
Pre-tax net operating income$812,0002,439
Securities gains (losses)$02,891
Applicable income taxes$227,0002,479
Income before extraordinary items$585,0002,603
Extraordinary gains, net$021
Net income$585,0002,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$95,0003,018
Sale, conversion, retirement of capital stock, net$0419
Net operating income$585,0002,463
2002-12-31 (YTD Data)Rank
Total interest income$6,919,0004,089
Total interest expense$1,894,0004,987
Net interest income$5,025,0003,659
Provision for loan and lease losses$560,0002,185
Total noninterest income$765,0004,110
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$140,0005,961
Trading account gains and fees$0153
Additional Noninterest Income$625,0002,896
Total noninterest expense$2,425,0005,182
Salaries and employee benefits$1,404,0004,927
Premises and equipment expense$232,0006,364
Additional noninterest expense$789,0004,974
Pre-tax net operating income$2,805,0002,624
Securities gains (losses)$04,537
Applicable income taxes$700,0002,844
Income before extraordinary items$2,105,0002,693
Extraordinary gains, net$070
Net income$2,105,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0001,755
Cash dividends$1,069,0002,132
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,105,0002,598
2001-12-31 (YTD Data)Rank
Total interest income$7,200,0004,339
Total interest expense$2,640,0005,205
Net interest income$4,560,0003,715
Provision for loan and lease losses$548,0002,058
Total noninterest income$641,0004,416
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$184,0005,335
Trading account gains and fees$0177
Additional Noninterest Income$457,0003,282
Total noninterest expense$2,130,0005,510
Salaries and employee benefits$1,228,0005,226
Premises and equipment expense$217,0006,533
Additional noninterest expense$685,0005,366
Pre-tax net operating income$2,523,0002,645
Securities gains (losses)$-12,0009,316
Applicable income taxes$600,0002,969
Income before extraordinary items$1,911,0002,641
Extraordinary gains, net$0105
Net income$1,911,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,263
Cash dividends$1,202,0001,964
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,920,1202,547
2000-12-31 (YTD Data)Rank
Total interest income$6,822,0004,677
Total interest expense$2,577,0005,447
Net interest income$4,245,0003,982
Provision for loan and lease losses$360,0002,489
Total noninterest income$394,0005,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0005,613
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,442
Total noninterest expense$1,973,0005,729
Salaries and employee benefits$1,133,0005,443
Premises and equipment expense$274,0005,725
Additional noninterest expense$566,0005,985
Pre-tax net operating income$2,306,0002,966
Securities gains (losses)$-12,0008,439
Applicable income taxes$489,0003,535
Income before extraordinary items$1,805,0002,795
Extraordinary gains, net$038
Net income$1,805,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,875
Cash dividends$865,0002,532
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,814,4802,786
1999-12-31 (YTD Data)Rank
Total interest income$6,386,0004,747
Total interest expense$2,580,0005,104
Net interest income$3,806,0004,352
Provision for loan and lease losses$65,0006,026
Total noninterest income$405,0005,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0005,799
Trading account gains and feesNANA
Additional Noninterest Income$252,0004,426
Total noninterest expense$1,813,0006,063
Salaries and employee benefits$1,087,0005,547
Premises and equipment expense$269,0005,815
Additional noninterest expense$457,0006,843
Pre-tax net operating income$2,333,0002,952
Securities gains (losses)$11,0001,705
Applicable income taxes$453,0003,850
Income before extraordinary items$1,891,0002,703
Extraordinary gains, net$035
Net income$1,891,0002,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$925,0002,414
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,882,0902,683
1998-12-31 (YTD Data)Rank
Total interest income$6,549,0004,649
Total interest expense$2,945,0004,800
Net interest income$3,604,0004,478
Provision for loan and lease losses$340,0002,360
Total noninterest income$295,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0006,343
Trading account gains and feesNANA
Additional Noninterest Income$169,0005,382
Total noninterest expense$1,767,0006,081
Salaries and employee benefits$1,045,0005,602
Premises and equipment expense$240,0006,105
Additional noninterest expense$482,0006,561
Pre-tax net operating income$1,792,0003,646
Securities gains (losses)$11,0002,878
Applicable income taxes$303,0005,143
Income before extraordinary items$1,500,0003,264
Extraordinary gains, net$032
Net income$1,500,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,812
Cash dividends$785,0002,642
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,490,8703,194
1997-12-31 (YTD Data)Rank
Total interest income$6,680,0004,676
Total interest expense$2,861,0004,912
Net interest income$3,819,0004,403
Provision for loan and lease losses$268,0002,839
Total noninterest income$231,0007,453
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$125,0006,662
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,624
Total noninterest expense$1,715,0006,252
Salaries and employee benefits$1,020,0005,780
Premises and equipment expense$246,0006,116
Additional noninterest expense$449,0006,934
Pre-tax net operating income$2,067,0003,423
Securities gains (losses)$03,944
Applicable income taxes$447,0004,551
Income before extraordinary items$1,620,0003,123
Extraordinary gains, net$044
Net income$1,620,0003,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,677
Cash dividends$739,0002,697
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,620,0003,065
1996-12-31 (YTD Data)Rank
Total interest income$6,405,0004,926
Total interest expense$2,494,0005,524
Net interest income$3,911,0004,413
Provision for loan and lease losses$120,0004,568
Total noninterest income$210,0008,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$151,0006,443
Trading account gains and feesNANA
Additional Noninterest Income$59,0008,503
Total noninterest expense$1,670,0006,674
Salaries and employee benefits$1,020,0005,903
Premises and equipment expense$301,0005,587
Additional noninterest expense$349,0008,368
Pre-tax net operating income$2,331,0002,997
Securities gains (losses)$6,0002,865
Applicable income taxes$581,0003,684
Income before extraordinary items$1,756,0002,768
Extraordinary gains, net$053
Net income$1,756,0002,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$693,0002,787
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,751,5002,733
1995-12-31 (YTD Data)Rank
Total interest income$6,127,0005,113
Total interest expense$2,294,0005,899
Net interest income$3,833,0004,468
Provision for loan and lease losses$110,0004,388
Total noninterest income$233,0007,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,557
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$1,730,0006,654
Salaries and employee benefits$1,038,0005,863
Premises and equipment expense$294,0005,716
Additional noninterest expense$398,0008,216
Pre-tax net operating income$2,226,0003,180
Securities gains (losses)$-17,00010,458
Applicable income taxes$548,0003,917
Income before extraordinary items$1,661,0002,959
Extraordinary gains, net$065
Net income$1,661,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$592,0003,006
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,673,7502,903
1994-12-31 (YTD Data)Rank
Total interest income$5,541,0005,202
Total interest expense$1,812,0006,036
Net interest income$3,729,0004,665
Provision for loan and lease losses$68,0005,388
Total noninterest income$210,0008,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0007,187
Trading account gains and feesNANA
Additional Noninterest Income$73,0008,528
Total noninterest expense$1,826,0006,630
Salaries and employee benefits$964,0006,270
Premises and equipment expense$316,0005,491
Additional noninterest expense$546,0007,455
Pre-tax net operating income$2,045,0003,360
Securities gains (losses)$-18,00010,260
Applicable income taxes$502,0004,041
Income before extraordinary items$1,525,0003,132
Extraordinary gains, net$0249
Net income$1,525,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,313
Cash dividends$553,0002,964
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,538,5003,130
1993-12-31 (YTD Data)Rank
Total interest income$5,700,0005,180
Total interest expense$1,987,0005,864
Net interest income$3,713,0004,715
Provision for loan and lease losses$110,0005,504
Total noninterest income$209,0009,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,832
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,282
Total noninterest expense$1,683,0007,241
Salaries and employee benefits$932,0006,533
Premises and equipment expense$281,0006,163
Additional noninterest expense$470,0008,519
Pre-tax net operating income$2,129,0003,117
Securities gains (losses)$07,477
Applicable income taxes$542,0003,908
Income before extraordinary items$1,587,0003,076
Extraordinary gains, net$-33,00012,584
Net income$1,554,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$537,0002,912
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,587,0002,900
1992-12-31 (YTD Data)Rank
Total interest income$6,089,0005,412
Total interest expense$2,636,0005,744
Net interest income$3,453,0005,063
Provision for loan and lease losses$40,0009,471
Total noninterest income$207,0009,281
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,999
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,478
Total noninterest expense$1,670,0007,339
Salaries and employee benefits$822,0007,121
Premises and equipment expense$280,0006,282
Additional noninterest expense$568,0007,788
Pre-tax net operating income$1,950,0003,171
Securities gains (losses)$1,0007,986
Applicable income taxes$504,0003,978
Income before extraordinary items$1,447,0003,187
Extraordinary gains, net$01,422
Net income$1,447,0003,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,00010,474
Cash dividends$485,0002,888
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,446,2602,951

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.