Home > Upland Bank > Income and Expense
Upland Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,327,000 | 3,518 |
| Total interest expense | $3,340,000 | 4,351 |
| Net interest income | $5,987,000 | 2,949 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $687,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $674,000 | 2,218 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $4,207,000 | 3,275 |
| Salaries and employee benefits | $2,378,000 | 3,083 |
| Premises and equipment expense | $520,000 | 3,748 |
| Additional noninterest expense | $1,309,000 | 3,233 |
| Pre-tax net operating income | $2,337,000 | 2,811 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $971,000 | 2,113 |
| Income before extraordinary items | $1,366,000 | 3,465 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,366,000 | 3,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $347,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $497,000 | 505 |
| Net operating income | $1,366,000 | 3,368 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,731,000 | 3,479 |
| Total interest expense | $3,135,000 | 4,747 |
| Net interest income | $6,596,000 | 2,705 |
| Provision for loan and lease losses | $460,000 | 2,019 |
| Total noninterest income | $790,000 | 3,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,529 |
| Total noninterest expense | $3,985,000 | 3,343 |
| Salaries and employee benefits | $2,246,000 | 3,130 |
| Premises and equipment expense | $478,000 | 3,927 |
| Additional noninterest expense | $1,261,000 | 3,263 |
| Pre-tax net operating income | $2,941,000 | 2,431 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,227,000 | 1,790 |
| Income before extraordinary items | $1,714,000 | 2,909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,714,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $385,000 | 4,045 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 711 |
| Net operating income | $1,714,000 | 2,899 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 4,033 |
| Total interest expense | $2,276,000 | 5,521 |
| Net interest income | $5,480,000 | 3,166 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $750,000 | 3,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $3,983,000 | 3,328 |
| Salaries and employee benefits | $2,292,000 | 3,033 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $1,234,000 | 3,344 |
| Pre-tax net operating income | $2,007,000 | 3,331 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $580,000 | 3,291 |
| Income before extraordinary items | $1,427,000 | 3,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,427,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 850 |
| Net operating income | $1,427,000 | 3,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 4,730 |
| Total interest expense | $2,025,000 | 6,152 |
| Net interest income | $4,398,000 | 3,813 |
| Provision for loan and lease losses | $419,000 | 2,003 |
| Total noninterest income | $647,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $3,411,000 | 3,690 |
| Salaries and employee benefits | $1,827,000 | 3,623 |
| Premises and equipment expense | $458,000 | 3,944 |
| Additional noninterest expense | $1,126,000 | 3,557 |
| Pre-tax net operating income | $1,215,000 | 4,845 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $505,000 | 3,806 |
| Income before extraordinary items | $710,000 | 5,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $710,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,122 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $271,000 | 643 |
| Net operating income | $710,000 | 5,457 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 5,397 |
| Total interest expense | $1,697,000 | 6,892 |
| Net interest income | $3,817,000 | 4,407 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $733,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $3,247,000 | 3,847 |
| Salaries and employee benefits | $1,672,000 | 3,887 |
| Premises and equipment expense | $419,000 | 4,285 |
| Additional noninterest expense | $1,156,000 | 3,451 |
| Pre-tax net operating income | $1,182,000 | 5,289 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $304,000 | 5,690 |
| Income before extraordinary items | $878,000 | 5,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $878,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 725 |
| Net operating income | $878,000 | 5,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 6,654 |
| Total interest expense | $1,260,000 | 8,210 |
| Net interest income | $2,960,000 | 5,496 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $666,000 | 4,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $3,012,000 | 4,298 |
| Salaries and employee benefits | $1,587,000 | 4,096 |
| Premises and equipment expense | $414,000 | 4,418 |
| Additional noninterest expense | $1,011,000 | 4,372 |
| Pre-tax net operating income | $589,000 | 7,487 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $56,000 | 9,587 |
| Income before extraordinary items | $533,000 | 6,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $533,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,372 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 601 |
| Net operating income | $533,000 | 6,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 7,551 |
| Total interest expense | $1,017,000 | 9,192 |
| Net interest income | $2,481,000 | 6,355 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $557,000 | 4,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $3,442,000 | 3,801 |
| Salaries and employee benefits | $1,533,000 | 4,205 |
| Premises and equipment expense | $610,000 | 3,168 |
| Additional noninterest expense | $1,299,000 | 3,496 |
| Pre-tax net operating income | $-404,000 | 11,768 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-405,000 | 11,776 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-405,000 | 11,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,531 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,026,000 | 289 |
| Net operating income | $-405,000 | 11,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 6,888 |
| Total interest expense | $908,000 | 9,097 |
| Net interest income | $2,939,000 | 5,690 |
| Provision for loan and lease losses | $-225,000 | 12,348 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $3,427,000 | 3,925 |
| Salaries and employee benefits | $1,511,000 | 4,253 |
| Premises and equipment expense | $660,000 | 2,988 |
| Additional noninterest expense | $1,256,000 | 3,897 |
| Pre-tax net operating income | $363,000 | 9,641 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $362,000 | 8,531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $362,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-345,000 | 12,494 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $362,000 | 8,580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 7,012 |
| Total interest expense | $1,037,000 | 8,935 |
| Net interest income | $2,848,000 | 5,889 |
| Provision for loan and lease losses | $1,593,000 | 957 |
| Total noninterest income | $815,000 | 3,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $3,734,000 | 3,712 |
| Salaries and employee benefits | $1,447,000 | 4,412 |
| Premises and equipment expense | $670,000 | 3,001 |
| Additional noninterest expense | $1,617,000 | 3,285 |
| Pre-tax net operating income | $-1,664,000 | 13,052 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-86,000 | 12,940 |
| Income before extraordinary items | $-1,578,000 | 13,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,578,000 | 13,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,461,000 | 885 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 561 |
| Net operating income | $-1,578,000 | 13,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 6,700 |
| Total interest expense | $1,492,000 | 8,534 |
| Net interest income | $3,187,000 | 5,424 |
| Provision for loan and lease losses | $677,000 | 2,432 |
| Total noninterest income | $741,000 | 4,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $4,660,000 | 3,063 |
| Salaries and employee benefits | $1,636,000 | 3,918 |
| Premises and equipment expense | $670,000 | 3,039 |
| Additional noninterest expense | $2,354,000 | 2,438 |
| Pre-tax net operating income | $-1,409,000 | 13,562 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $-398,000 | 13,731 |
| Income before extraordinary items | $-995,000 | 13,549 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-995,000 | 13,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 3,682 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,006,360 | 13,481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.