Home > Unizan Bank > Income and Expense
Unizan Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $127,282,000 | 310 |
| Total interest expense | $60,111,000 | 242 |
| Net interest income | $67,171,000 | 363 |
| Provision for loan and lease losses | $6,664,000 | 190 |
| Total noninterest income | $22,028,000 | 374 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $6,314,000 | 268 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,714,000 | 329 |
| Total noninterest expense | $58,743,000 | 336 |
| Salaries and employee benefits | $27,816,000 | 345 |
| Premises and equipment expense | $5,087,000 | 487 |
| Additional noninterest expense | $25,840,000 | 280 |
| Pre-tax net operating income | $23,792,000 | 470 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,798,000 | 510 |
| Income before extraordinary items | $16,994,000 | 469 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $16,994,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,786,000 | 145 |
| Cash dividends | $60,500,000 | 114 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 575 |
| Net operating income | $16,994,000 | 457 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $94,502,000 | 308 |
| Total interest expense | $44,154,000 | 234 |
| Net interest income | $50,348,000 | 362 |
| Provision for loan and lease losses | $4,374,000 | 214 |
| Total noninterest income | $17,420,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,736,000 | 264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,684,000 | 314 |
| Total noninterest expense | $44,243,000 | 332 |
| Salaries and employee benefits | $20,886,000 | 343 |
| Premises and equipment expense | $3,772,000 | 484 |
| Additional noninterest expense | $19,585,000 | 278 |
| Pre-tax net operating income | $19,151,000 | 460 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,329,000 | 499 |
| Income before extraordinary items | $13,822,000 | 449 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,822,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,287,000 | 148 |
| Cash dividends | $10,500,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 442 |
| Net operating income | $13,822,000 | 436 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $62,108,000 | 304 |
| Total interest expense | $28,610,000 | 231 |
| Net interest income | $33,498,000 | 354 |
| Provision for loan and lease losses | $2,724,000 | 211 |
| Total noninterest income | $10,414,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,075,000 | 268 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,339,000 | 334 |
| Total noninterest expense | $29,159,000 | 334 |
| Salaries and employee benefits | $13,890,000 | 342 |
| Premises and equipment expense | $2,496,000 | 483 |
| Additional noninterest expense | $12,773,000 | 277 |
| Pre-tax net operating income | $12,029,000 | 463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,463,000 | 510 |
| Income before extraordinary items | $8,566,000 | 466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,566,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,799,000 | 152 |
| Cash dividends | $7,000,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 421 |
| Net operating income | $8,566,000 | 450 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $30,565,000 | 300 |
| Total interest expense | $14,005,000 | 226 |
| Net interest income | $16,560,000 | 354 |
| Provision for loan and lease losses | $1,295,000 | 211 |
| Total noninterest income | $5,075,000 | 381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,456,000 | 267 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,619,000 | 332 |
| Total noninterest expense | $14,668,000 | 326 |
| Salaries and employee benefits | $7,094,000 | 331 |
| Premises and equipment expense | $1,287,000 | 468 |
| Additional noninterest expense | $6,287,000 | 281 |
| Pre-tax net operating income | $5,672,000 | 481 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,581,000 | 539 |
| Income before extraordinary items | $4,091,000 | 474 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,091,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,780,000 | 163 |
| Cash dividends | $3,500,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 299 |
| Net operating income | $4,091,000 | 460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $123,341,000 | 278 |
| Total interest expense | $54,266,000 | 201 |
| Net interest income | $69,075,000 | 334 |
| Provision for loan and lease losses | $9,125,000 | 155 |
| Total noninterest income | $19,449,000 | 396 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,913,000 | 254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,536,000 | 359 |
| Total noninterest expense | $58,917,000 | 324 |
| Salaries and employee benefits | $30,071,000 | 309 |
| Premises and equipment expense | $5,600,000 | 423 |
| Additional noninterest expense | $23,246,000 | 303 |
| Pre-tax net operating income | $20,482,000 | 486 |
| Securities gains (losses) | $-3,089,000 | 8,936 |
| Applicable income taxes | $4,554,000 | 642 |
| Income before extraordinary items | $12,839,000 | 547 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,839,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,328,000 | 176 |
| Cash dividends | $14,000,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $1,318,000 | 375 |
| Net operating income | $15,124,860 | 464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $92,460,000 | 277 |
| Total interest expense | $40,297,000 | 200 |
| Net interest income | $52,163,000 | 328 |
| Provision for loan and lease losses | $7,700,000 | 148 |
| Total noninterest income | $14,930,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,241,000 | 254 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,689,000 | 355 |
| Total noninterest expense | $47,015,000 | 304 |
| Salaries and employee benefits | $24,726,000 | 289 |
| Premises and equipment expense | $4,247,000 | 422 |
| Additional noninterest expense | $18,042,000 | 295 |
| Pre-tax net operating income | $12,378,000 | 572 |
| Securities gains (losses) | $259,000 | 661 |
| Applicable income taxes | $3,378,000 | 663 |
| Income before extraordinary items | $9,259,000 | 570 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,259,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,895,000 | 170 |
| Cash dividends | $10,500,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $1,273,000 | 288 |
| Net operating income | $9,069,930 | 555 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $63,115,000 | 269 |
| Total interest expense | $26,681,000 | 196 |
| Net interest income | $36,434,000 | 309 |
| Provision for loan and lease losses | $3,950,000 | 189 |
| Total noninterest income | $9,589,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,474,000 | 250 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,115,000 | 366 |
| Total noninterest expense | $32,566,000 | 300 |
| Salaries and employee benefits | $17,659,000 | 265 |
| Premises and equipment expense | $2,825,000 | 422 |
| Additional noninterest expense | $12,082,000 | 285 |
| Pre-tax net operating income | $9,507,000 | 506 |
| Securities gains (losses) | $249,000 | 557 |
| Applicable income taxes | $2,706,000 | 570 |
| Income before extraordinary items | $7,050,000 | 503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,050,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,628,000 | 182 |
| Cash dividends | $7,000,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 333 |
| Net operating income | $6,870,720 | 490 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $31,771,000 | 272 |
| Total interest expense | $14,039,000 | 190 |
| Net interest income | $17,732,000 | 321 |
| Provision for loan and lease losses | $1,000,000 | 312 |
| Total noninterest income | $4,795,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,719,000 | 252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,076,000 | 360 |
| Total noninterest expense | $16,287,000 | 300 |
| Salaries and employee benefits | $9,997,000 | 244 |
| Premises and equipment expense | $1,447,000 | 419 |
| Additional noninterest expense | $4,843,000 | 323 |
| Pre-tax net operating income | $5,240,000 | 468 |
| Securities gains (losses) | $71,000 | 997 |
| Applicable income taxes | $1,493,000 | 535 |
| Income before extraordinary items | $3,818,000 | 474 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,818,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,002,000 | 280 |
| Cash dividends | $3,500,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $1,402,000 | 106 |
| Net operating income | $3,766,880 | 442 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $136,800,000 | 255 |
| Total interest expense | $64,816,000 | 186 |
| Net interest income | $71,984,000 | 315 |
| Provision for loan and lease losses | $4,744,000 | 345 |
| Total noninterest income | $22,641,000 | 372 |
| Gross Fiduciary activities income | $1,525,000 | 302 |
| Service charges on deposit accounts | $6,915,000 | 252 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,201,000 | 355 |
| Total noninterest expense | $61,396,000 | 316 |
| Salaries and employee benefits | $35,929,000 | 271 |
| Premises and equipment expense | $6,018,000 | 400 |
| Additional noninterest expense | $19,449,000 | 344 |
| Pre-tax net operating income | $28,485,000 | 369 |
| Securities gains (losses) | $1,982,000 | 301 |
| Applicable income taxes | $9,746,000 | 378 |
| Income before extraordinary items | $20,721,000 | 375 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $20,721,000 | 375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,444,000 | 263 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,429,000 | 382 |
| Net operating income | $19,373,240 | 370 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $104,797,000 | 256 |
| Total interest expense | $50,296,000 | 188 |
| Net interest income | $54,501,000 | 318 |
| Provision for loan and lease losses | $3,269,000 | 376 |
| Total noninterest income | $17,836,000 | 373 |
| Gross Fiduciary activities income | $1,525,000 | 267 |
| Service charges on deposit accounts | $4,928,000 | 284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,383,000 | 363 |
| Total noninterest expense | $44,944,000 | 327 |
| Salaries and employee benefits | $26,120,000 | 278 |
| Premises and equipment expense | $4,532,000 | 408 |
| Additional noninterest expense | $14,292,000 | 359 |
| Pre-tax net operating income | $24,124,000 | 342 |
| Securities gains (losses) | $2,272,000 | 259 |
| Applicable income taxes | $8,125,000 | 364 |
| Income before extraordinary items | $18,271,000 | 343 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $18,271,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,944,000 | 275 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,373,000 | 281 |
| Net operating income | $16,703,320 | 339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $72,733,000 | 248 |
| Total interest expense | $33,831,000 | 189 |
| Net interest income | $38,902,000 | 307 |
| Provision for loan and lease losses | $2,269,000 | 363 |
| Total noninterest income | $11,647,000 | 377 |
| Gross Fiduciary activities income | $1,525,000 | 214 |
| Service charges on deposit accounts | $3,033,000 | 298 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,089,000 | 377 |
| Total noninterest expense | $30,947,000 | 325 |
| Salaries and employee benefits | $18,077,000 | 272 |
| Premises and equipment expense | $3,048,000 | 407 |
| Additional noninterest expense | $9,822,000 | 350 |
| Pre-tax net operating income | $17,333,000 | 330 |
| Securities gains (losses) | $455,000 | 615 |
| Applicable income taxes | $5,447,000 | 370 |
| Income before extraordinary items | $12,341,000 | 340 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,341,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,625,000 | 277 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,353,000 | 185 |
| Net operating income | $12,027,050 | 325 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $36,809,000 | 251 |
| Total interest expense | $16,739,000 | 197 |
| Net interest income | $20,070,000 | 302 |
| Provision for loan and lease losses | $1,269,000 | 321 |
| Total noninterest income | $6,683,000 | 354 |
| Gross Fiduciary activities income | $1,525,000 | 151 |
| Service charges on deposit accounts | $1,421,000 | 308 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,737,000 | 372 |
| Total noninterest expense | $15,895,000 | 316 |
| Salaries and employee benefits | $8,902,000 | 278 |
| Premises and equipment expense | $1,559,000 | 401 |
| Additional noninterest expense | $5,434,000 | 318 |
| Pre-tax net operating income | $9,589,000 | 305 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,960,000 | 352 |
| Income before extraordinary items | $6,629,000 | 318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,629,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,243,000 | 286 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,325,000 | 90 |
| Net operating income | $6,629,000 | 294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $145,091,000 | 272 |
| Total interest expense | $65,946,000 | 224 |
| Net interest income | $79,145,000 | 305 |
| Provision for loan and lease losses | $7,805,000 | 282 |
| Total noninterest income | $23,833,000 | 355 |
| Gross Fiduciary activities income | $6,050,000 | 148 |
| Service charges on deposit accounts | $5,205,000 | 323 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,578,000 | 385 |
| Total noninterest expense | $58,036,000 | 332 |
| Salaries and employee benefits | $30,939,000 | 294 |
| Premises and equipment expense | $5,956,000 | 410 |
| Additional noninterest expense | $21,141,000 | 334 |
| Pre-tax net operating income | $37,137,000 | 303 |
| Securities gains (losses) | $218,000 | 1,105 |
| Applicable income taxes | $12,052,000 | 320 |
| Income before extraordinary items | $25,303,000 | 312 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $25,303,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,312,000 | 311 |
| Cash dividends | $36,265,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 9,231 |
| Net operating income | $25,154,760 | 300 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $79,796,000 | 461 |
| Total interest expense | $37,829,000 | 469 |
| Net interest income | $41,967,000 | 455 |
| Provision for loan and lease losses | $2,707,000 | 551 |
| Total noninterest income | $14,003,000 | 479 |
| Gross Fiduciary activities income | $5,223,000 | 160 |
| Service charges on deposit accounts | $3,108,000 | 482 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,672,000 | 600 |
| Total noninterest expense | $30,591,000 | 553 |
| Salaries and employee benefits | $15,301,000 | 518 |
| Premises and equipment expense | $5,446,000 | 432 |
| Additional noninterest expense | $9,844,000 | 583 |
| Pre-tax net operating income | $22,672,000 | 385 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $7,591,000 | 406 |
| Income before extraordinary items | $15,081,000 | 398 |
| Extraordinary gains, net | $-13,000 | 9,511 |
| Net income | $15,068,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,661,000 | 463 |
| Cash dividends | $6,700,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 861 |
| Net operating income | $15,081,000 | 384 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $79,556,000 | 497 |
| Total interest expense | $42,317,000 | 480 |
| Net interest income | $37,239,000 | 508 |
| Provision for loan and lease losses | $1,000,000 | 1,061 |
| Total noninterest income | $11,158,000 | 542 |
| Gross Fiduciary activities income | $5,442,000 | 157 |
| Service charges on deposit accounts | $2,745,000 | 493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,971,000 | 864 |
| Total noninterest expense | $25,990,000 | 610 |
| Salaries and employee benefits | $12,701,000 | 566 |
| Premises and equipment expense | $5,473,000 | 416 |
| Additional noninterest expense | $7,816,000 | 684 |
| Pre-tax net operating income | $21,407,000 | 427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,431,000 | 421 |
| Income before extraordinary items | $13,976,000 | 435 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,976,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,413,000 | 590 |
| Cash dividends | $5,560,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $13,976,000 | 437 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $67,120,000 | 555 |
| Total interest expense | $31,782,000 | 536 |
| Net interest income | $35,338,000 | 549 |
| Provision for loan and lease losses | $2,270,000 | 512 |
| Total noninterest income | $10,191,000 | 611 |
| Gross Fiduciary activities income | $4,855,000 | 195 |
| Service charges on deposit accounts | $2,778,000 | 489 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,558,000 | 983 |
| Total noninterest expense | $25,976,000 | 617 |
| Salaries and employee benefits | $12,673,000 | 573 |
| Premises and equipment expense | $5,391,000 | 432 |
| Additional noninterest expense | $7,912,000 | 708 |
| Pre-tax net operating income | $17,283,000 | 537 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $6,056,000 | 533 |
| Income before extraordinary items | $11,227,000 | 568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,227,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,621 |
| Cash dividends | $5,650,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,227,000 | 563 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $64,281,000 | 566 |
| Total interest expense | $31,289,000 | 554 |
| Net interest income | $32,992,000 | 557 |
| Provision for loan and lease losses | $2,650,000 | 479 |
| Total noninterest income | $10,806,000 | 572 |
| Gross Fiduciary activities income | $4,285,000 | 207 |
| Service charges on deposit accounts | $2,871,000 | 461 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,650,000 | 796 |
| Total noninterest expense | $26,034,000 | 594 |
| Salaries and employee benefits | $12,666,000 | 565 |
| Premises and equipment expense | $5,175,000 | 427 |
| Additional noninterest expense | $8,193,000 | 679 |
| Pre-tax net operating income | $15,114,000 | 553 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $5,215,000 | 560 |
| Income before extraordinary items | $9,903,000 | 601 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,903,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,216,000 | 653 |
| Cash dividends | $4,501,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,900,360 | 570 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $61,965,000 | 587 |
| Total interest expense | $31,104,000 | 566 |
| Net interest income | $30,861,000 | 595 |
| Provision for loan and lease losses | $2,850,000 | 446 |
| Total noninterest income | $8,130,000 | 656 |
| Gross Fiduciary activities income | $3,271,000 | 251 |
| Service charges on deposit accounts | $2,494,000 | 531 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,365,000 | 979 |
| Total noninterest expense | $22,859,000 | 669 |
| Salaries and employee benefits | $11,037,000 | 633 |
| Premises and equipment expense | $4,429,000 | 496 |
| Additional noninterest expense | $7,393,000 | 730 |
| Pre-tax net operating income | $13,282,000 | 635 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $4,669,000 | 635 |
| Income before extraordinary items | $8,630,000 | 663 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,630,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 574 |
| Cash dividends | $7,000,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,618,950 | 644 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $57,746,000 | 656 |
| Total interest expense | $27,832,000 | 653 |
| Net interest income | $29,914,000 | 655 |
| Provision for loan and lease losses | $3,140,000 | 448 |
| Total noninterest income | $6,837,000 | 757 |
| Gross Fiduciary activities income | $2,684,000 | 304 |
| Service charges on deposit accounts | $2,378,000 | 576 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,775,000 | 1,255 |
| Total noninterest expense | $21,879,000 | 733 |
| Salaries and employee benefits | $10,605,000 | 661 |
| Premises and equipment expense | $3,765,000 | 592 |
| Additional noninterest expense | $7,509,000 | 848 |
| Pre-tax net operating income | $11,732,000 | 694 |
| Securities gains (losses) | $-93,000 | 11,182 |
| Applicable income taxes | $4,037,000 | 691 |
| Income before extraordinary items | $7,602,000 | 724 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,602,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,047,000 | 569 |
| Cash dividends | $14,010,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,662,450 | 699 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $48,287,000 | 778 |
| Total interest expense | $21,806,000 | 819 |
| Net interest income | $26,481,000 | 743 |
| Provision for loan and lease losses | $1,750,000 | 629 |
| Total noninterest income | $6,448,000 | 805 |
| Gross Fiduciary activities income | $2,476,000 | 333 |
| Service charges on deposit accounts | $2,367,000 | 589 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,605,000 | 1,322 |
| Total noninterest expense | $20,447,000 | 773 |
| Salaries and employee benefits | $10,097,000 | 695 |
| Premises and equipment expense | $3,439,000 | 664 |
| Additional noninterest expense | $6,911,000 | 868 |
| Pre-tax net operating income | $10,732,000 | 796 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $3,657,000 | 778 |
| Income before extraordinary items | $7,081,000 | 807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,081,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $856,000 | 972 |
| Cash dividends | $2,129,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,077,040 | 796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $36,501,000 | 879 |
| Total interest expense | $13,510,000 | 983 |
| Net interest income | $22,991,000 | 823 |
| Provision for loan and lease losses | $1,020,000 | 908 |
| Total noninterest income | $6,157,000 | 801 |
| Gross Fiduciary activities income | $2,163,000 | 355 |
| Service charges on deposit accounts | $2,421,000 | 572 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,573,000 | 1,331 |
| Total noninterest expense | $18,689,000 | 853 |
| Salaries and employee benefits | $9,134,000 | 758 |
| Premises and equipment expense | $3,102,000 | 741 |
| Additional noninterest expense | $6,453,000 | 957 |
| Pre-tax net operating income | $9,439,000 | 833 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $3,192,000 | 826 |
| Income before extraordinary items | $6,251,000 | 839 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,251,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 1,061 |
| Cash dividends | $3,740,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,248,360 | 839 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $35,951,000 | 913 |
| Total interest expense | $12,660,000 | 1,063 |
| Net interest income | $23,291,000 | 813 |
| Provision for loan and lease losses | $2,195,000 | 761 |
| Total noninterest income | $6,160,000 | 846 |
| Gross Fiduciary activities income | $2,138,000 | 363 |
| Service charges on deposit accounts | $2,260,000 | 597 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,762,000 | 1,373 |
| Total noninterest expense | $18,508,000 | 898 |
| Salaries and employee benefits | $8,582,000 | 806 |
| Premises and equipment expense | $2,568,000 | 875 |
| Additional noninterest expense | $7,358,000 | 954 |
| Pre-tax net operating income | $8,748,000 | 844 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $2,881,000 | 891 |
| Income before extraordinary items | $5,908,000 | 893 |
| Extraordinary gains, net | $354,000 | 614 |
| Net income | $6,262,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,780 |
| Cash dividends | $1,455,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,880,530 | 845 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,521,000 | 954 |
| Total interest expense | $16,237,000 | 1,104 |
| Net interest income | $23,284,000 | 832 |
| Provision for loan and lease losses | $2,500,000 | 968 |
| Total noninterest income | $4,850,000 | 1,003 |
| Gross Fiduciary activities income | $1,908,000 | 394 |
| Service charges on deposit accounts | $2,074,000 | 658 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $868,000 | 2,193 |
| Total noninterest expense | $18,293,000 | 912 |
| Salaries and employee benefits | $7,927,000 | 857 |
| Premises and equipment expense | $2,464,000 | 943 |
| Additional noninterest expense | $7,902,000 | 921 |
| Pre-tax net operating income | $7,341,000 | 881 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $2,437,000 | 954 |
| Income before extraordinary items | $4,930,000 | 967 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,930,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 1,278 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,912,580 | 882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.