Home > Unizan Bank > Net charge- offs to loans
Unizan Bank, Net charge- offs to loans
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4917% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2546% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3500% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2679% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3676% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9966% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6859% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1729% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4644% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2435% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4601% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2250% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9546% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4849% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3537% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4165% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2834% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6935% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1605% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1530% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4664% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4442% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6745% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3858% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4390% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2134% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5271% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8769% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7064% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3795% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2003% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4960% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2509% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0685% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5852% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1692% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8833% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4039% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2138% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6338% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6972% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0677% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7133% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5285% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2146% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 8,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7663% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0168% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4681% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2827% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 8,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 8,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9680% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0350% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1754% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1433% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 4,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7527% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7812% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2710% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1953% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0316% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7105% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2590% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1664% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7517% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3369% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3037% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0384% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4580% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2584% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3121% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 8,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0945% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7248% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0121% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1732% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3031% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 3,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6272% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6705% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6074% | 8,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1881% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 22.2222% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2252% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 6,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1746% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1259% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5827% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2653% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2860% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8127% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0160% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5299% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3563% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1126% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8893% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2003% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1904% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1025% | 1,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0804% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4628% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1571% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3815% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0510% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0707% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4568% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9316% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 6,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1740% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3870% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8581% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4392% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6260% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8966% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9159% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |