Home > Unizan Bank > Assets and Liabilities
Unizan Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 574 | 281 |
| Assets and Liabilities | ||
| Total Assets: | $2,391,059,000 | 309 |
| Cash and due from depository institutions | $57,822,000 | 281 |
| Interest-bearing balances | $4,577,000 | 1,171 |
| Securities | $401,222,000 | 360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,691,046,000 | 283 |
| Loan loss allowance | $23,936,000 | 239 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,824,000 | 455 |
| Other real estate owned | $845,000 | 281 |
| Goodwill and other intangibles | $107,272,000 | 164 |
| All other assets | $112,028,000 | 239 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $2,391,059,000 | 309 |
| Total liabilities | $2,150,818,000 | 305 |
| Total deposits | $1,829,370,000 | 279 |
| Interest-bearing deposits | $1,633,828,000 | 267 |
| Deposits held in domestic offices | $1,829,370,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,468,000 | 323 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $156,901,000 | 385 |
| Subordinated debt | $30,000,000 | 106 |
| All other liabilities | $42,079,000 | 259 |
| Total equity capital | $240,241,000 | 323 |
| Total bank equity capital | $240,241,000 | 323 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,591,000 | 1,211 |
| Surplus | $221,114,000 | 221 |
| Undivided profits | $15,536,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,563,000 | 123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,022,000 | 31 |
| Income earned, not collected on loans | $9,194,000 | 361 |
| Earning assets | $2,096,845,000 | 309 |
| Long-term assets (5+ years) | $673,534,000 | 188 |
| Average Assets, year-to-date | $2,479,704,800 | 292 |
| Average Assets, quarterly | $2,421,731,500 | 301 |
| Volatile liabilities | $426,125,000 | 408 |
| Insider loans | $39,500,000 | 112 |
| FHLB advances | $156,653,000 | 332 |
| Loans and leases held for sale | $1,502,000 | 702 |
| Unused loan commitments | $362,789,000 | 397 |
| Tier 1 (core) risk-based capital | $167,696,000 | 371 |
| Tier 2 risk-based capital | $52,584,000 | 160 |
| Total risk weighted assets | $1,759,672,000 | 305 |
| Total unused commitments | $362,789,000 | 397 |
| Derivatives | $117,809,000 | 188 |
| 2005-09-30 | Rank | |
| # of Employees: | 575 | 282 |
| Assets and Liabilities | ||
| Total Assets: | $2,452,404,000 | 301 |
| Cash and due from depository institutions | $64,407,000 | 282 |
| Interest-bearing balances | $6,210,000 | 914 |
| Securities | $420,239,000 | 343 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,723,283,000 | 275 |
| Loan loss allowance | $24,145,000 | 237 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $21,305,000 | 425 |
| Other real estate owned | $2,419,000 | 282 |
| Goodwill and other intangibles | $108,179,000 | 158 |
| All other assets | $112,572,000 | 233 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $2,452,404,000 | 301 |
| Total liabilities | $2,164,535,000 | 304 |
| Total deposits | $1,816,933,000 | 280 |
| Interest-bearing deposits | $1,671,257,000 | 262 |
| Deposits held in domestic offices | $1,816,933,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,726,000 | 270 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $161,924,000 | 376 |
| Subordinated debt | $30,000,000 | 103 |
| All other liabilities | $41,952,000 | 263 |
| Total equity capital | $287,869,000 | 284 |
| Total bank equity capital | $287,869,000 | 284 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,591,000 | 1,180 |
| Surplus | $221,113,000 | 216 |
| Undivided profits | $63,165,000 | 534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,042,000 | 134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,862,000 | 37 |
| Income earned, not collected on loans | $8,478,000 | 363 |
| Earning assets | $2,149,732,000 | 309 |
| Long-term assets (5+ years) | $669,474,000 | 190 |
| Average Assets, year-to-date | $2,501,866,250 | 291 |
| Average Assets, quarterly | $2,466,627,000 | 299 |
| Volatile liabilities | $462,045,000 | 373 |
| Insider loans | $39,951,000 | 114 |
| FHLB advances | $161,645,000 | 324 |
| Loans and leases held for sale | $2,385,000 | 620 |
| Unused loan commitments | $367,254,000 | 390 |
| Tier 1 (core) risk-based capital | $213,862,000 | 310 |
| Tier 2 risk-based capital | $52,884,000 | 156 |
| Total risk weighted assets | $1,793,564,000 | 295 |
| Total unused commitments | $367,254,000 | 390 |
| Derivatives | $110,866,000 | 198 |
| 2005-06-30 | Rank | |
| # of Employees: | 581 | 279 |
| Assets and Liabilities | ||
| Total Assets: | $2,480,850,000 | 294 |
| Cash and due from depository institutions | $61,497,000 | 279 |
| Interest-bearing balances | $4,115,000 | 1,228 |
| Securities | $417,571,000 | 346 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,756,554,000 | 262 |
| Loan loss allowance | $24,983,000 | 228 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,398,000 | 410 |
| Other real estate owned | $2,037,000 | 279 |
| Goodwill and other intangibles | $109,030,000 | 153 |
| All other assets | $112,763,000 | 229 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,480,850,000 | 294 |
| Total liabilities | $2,193,395,000 | 294 |
| Total deposits | $1,854,604,000 | 268 |
| Interest-bearing deposits | $1,711,641,000 | 246 |
| Deposits held in domestic offices | $1,854,604,000 | 266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,625,000 | 282 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $156,881,000 | 390 |
| Subordinated debt | $30,000,000 | 101 |
| All other liabilities | $46,285,000 | 240 |
| Total equity capital | $287,455,000 | 280 |
| Total bank equity capital | $287,455,000 | 280 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,591,000 | 1,162 |
| Surplus | $220,895,000 | 214 |
| Undivided profits | $62,969,000 | 531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,341,000 | 118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,559,000 | 35 |
| Income earned, not collected on loans | $8,951,000 | 336 |
| Earning assets | $2,178,240,000 | 298 |
| Long-term assets (5+ years) | $661,009,000 | 189 |
| Average Assets, year-to-date | $2,518,353,670 | 286 |
| Average Assets, quarterly | $2,495,076,000 | 288 |
| Volatile liabilities | $443,779,000 | 380 |
| Insider loans | $40,485,000 | 113 |
| FHLB advances | $156,572,000 | 337 |
| Loans and leases held for sale | $3,987,000 | 487 |
| Unused loan commitments | $370,666,000 | 376 |
| Tier 1 (core) risk-based capital | $211,230,000 | 302 |
| Tier 2 risk-based capital | $53,119,000 | 156 |
| Total risk weighted assets | $1,819,490,000 | 283 |
| Total unused commitments | $370,666,000 | 376 |
| Derivatives | $107,601,000 | 194 |
| 2005-03-31 | Rank | |
| # of Employees: | 583 | 273 |
| Assets and Liabilities | ||
| Total Assets: | $2,509,302,000 | 285 |
| Cash and due from depository institutions | $54,529,000 | 273 |
| Interest-bearing balances | $7,689,000 | 736 |
| Securities | $412,874,000 | 352 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,084 |
| Net loans & leases | $1,793,994,000 | 255 |
| Loan loss allowance | $25,573,000 | 224 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,685,000 | 392 |
| Other real estate owned | $1,440,000 | 273 |
| Goodwill and other intangibles | $109,840,000 | 150 |
| All other assets | $111,540,000 | 223 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $2,509,302,000 | 285 |
| Total liabilities | $2,224,678,000 | 283 |
| Total deposits | $1,849,442,000 | 264 |
| Interest-bearing deposits | $1,712,324,000 | 243 |
| Deposits held in domestic offices | $1,849,442,000 | 261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,834,000 | 295 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $199,203,000 | 317 |
| Subordinated debt | $30,000,000 | 102 |
| All other liabilities | $45,199,000 | 243 |
| Total equity capital | $284,624,000 | 278 |
| Total bank equity capital | $284,624,000 | 278 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,591,000 | 1,155 |
| Surplus | $220,849,000 | 210 |
| Undivided profits | $60,184,000 | 537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,946,000 | 134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,690,000 | 28 |
| Income earned, not collected on loans | $9,132,000 | 326 |
| Earning assets | $2,217,957,000 | 292 |
| Long-term assets (5+ years) | $623,403,000 | 203 |
| Average Assets, year-to-date | $2,537,105,500 | 280 |
| Average Assets, quarterly | $2,537,105,500 | 280 |
| Volatile liabilities | $440,219,000 | 374 |
| Insider loans | $38,298,000 | 111 |
| FHLB advances | $198,863,000 | 268 |
| Loans and leases held for sale | $2,066,000 | 631 |
| Unused loan commitments | $366,143,000 | 372 |
| Tier 1 (core) risk-based capital | $209,557,000 | 302 |
| Tier 2 risk-based capital | $53,639,000 | 151 |
| Total risk weighted assets | $1,852,069,000 | 271 |
| Total unused commitments | $366,143,000 | 372 |
| Derivatives | $111,294,000 | 172 |
| 2004-12-31 | Rank | |
| # of Employees: | 574 | 279 |
| Assets and Liabilities | ||
| Total Assets: | $2,564,909,000 | 283 |
| Cash and due from depository institutions | $59,589,000 | 279 |
| Interest-bearing balances | $5,830,000 | 963 |
| Securities | $415,686,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,844,992,000 | 253 |
| Loan loss allowance | $26,058,000 | 236 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $21,782,000 | 389 |
| Other real estate owned | $1,731,000 | 279 |
| Goodwill and other intangibles | $110,313,000 | 148 |
| All other assets | $110,816,000 | 223 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $2,564,909,000 | 283 |
| Total liabilities | $2,280,370,000 | 282 |
| Total deposits | $1,867,672,000 | 266 |
| Interest-bearing deposits | $1,677,764,000 | 249 |
| Deposits held in domestic offices | $1,867,672,000 | 265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,676,000 | 348 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $261,919,000 | 262 |
| Subordinated debt | $30,000,000 | 106 |
| All other liabilities | $44,103,000 | 241 |
| Total equity capital | $284,539,000 | 281 |
| Total bank equity capital | $284,539,000 | 281 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,591,000 | 1,134 |
| Surplus | $220,298,000 | 213 |
| Undivided profits | $60,650,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,046,000 | 138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,266,000 | 28 |
| Income earned, not collected on loans | $8,973,000 | 329 |
| Earning assets | $2,266,508,000 | 289 |
| Long-term assets (5+ years) | $609,616,000 | 208 |
| Average Assets, year-to-date | $2,657,004,600 | 269 |
| Average Assets, quarterly | $2,572,984,000 | 282 |
| Volatile liabilities | $438,567,000 | 369 |
| Insider loans | $39,584,000 | 107 |
| FHLB advances | $261,550,000 | 219 |
| Loans and leases held for sale | $1,871,000 | 647 |
| Unused loan commitments | $324,453,000 | 391 |
| Tier 1 (core) risk-based capital | $208,069,000 | 302 |
| Tier 2 risk-based capital | $53,955,000 | 152 |
| Total risk weighted assets | $1,914,011,000 | 268 |
| Total unused commitments | $324,453,000 | 391 |
| Derivatives | $122,706,000 | 170 |
| 2004-09-30 | Rank | |
| # of Employees: | 591 | 281 |
| Assets and Liabilities | ||
| Total Assets: | $2,581,059,000 | 287 |
| Cash and due from depository institutions | $66,357,000 | 281 |
| Interest-bearing balances | $4,303,000 | 1,282 |
| Securities | $397,190,000 | 367 |
| Federal funds sold & reverse repurchase agreements | $1,815,000 | 3,780 |
| Net loans & leases | $1,870,835,000 | 247 |
| Loan loss allowance | $26,066,000 | 242 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $22,337,000 | 373 |
| Other real estate owned | $2,016,000 | 281 |
| Goodwill and other intangibles | $111,076,000 | 147 |
| All other assets | $109,433,000 | 230 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $2,581,059,000 | 287 |
| Total liabilities | $2,298,127,000 | 285 |
| Total deposits | $1,840,710,000 | 268 |
| Interest-bearing deposits | $1,681,326,000 | 251 |
| Deposits held in domestic offices | $1,840,710,000 | 265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,233,000 | 300 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $287,313,000 | 254 |
| Subordinated debt | $30,000,000 | 109 |
| All other liabilities | $43,871,000 | 244 |
| Total equity capital | $282,932,000 | 280 |
| Total bank equity capital | $282,932,000 | 280 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,591,000 | 1,119 |
| Surplus | $220,253,000 | 210 |
| Undivided profits | $59,088,000 | 560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,114,000 | 150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,437,000 | 28 |
| Income earned, not collected on loans | $9,055,000 | 323 |
| Earning assets | $2,274,143,000 | 289 |
| Long-term assets (5+ years) | $586,078,000 | 216 |
| Average Assets, year-to-date | $2,680,028,500 | 272 |
| Average Assets, quarterly | $2,622,401,500 | 281 |
| Volatile liabilities | $424,201,000 | 378 |
| Insider loans | $49,466,000 | 75 |
| FHLB advances | $286,915,000 | 208 |
| Loans and leases held for sale | $2,353,000 | 553 |
| Unused loan commitments | $395,872,000 | 343 |
| Tier 1 (core) risk-based capital | $205,718,000 | 301 |
| Tier 2 risk-based capital | $54,005,000 | 155 |
| Total risk weighted assets | $1,918,018,000 | 262 |
| Total unused commitments | $395,872,000 | 343 |
| Derivatives | $61,483,000 | 221 |
| 2004-06-30 | Rank | |
| # of Employees: | 632 | 257 |
| Assets and Liabilities | ||
| Total Assets: | $2,663,744,000 | 277 |
| Cash and due from depository institutions | $85,656,000 | 257 |
| Interest-bearing balances | $3,459,000 | 1,526 |
| Securities | $400,244,000 | 364 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,929,795,000 | 238 |
| Loan loss allowance | $24,583,000 | 253 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $23,427,000 | 343 |
| Other real estate owned | $2,333,000 | 257 |
| Goodwill and other intangibles | $112,119,000 | 136 |
| All other assets | $110,170,000 | 231 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,663,744,000 | 277 |
| Total liabilities | $2,383,282,000 | 273 |
| Total deposits | $1,883,250,000 | 264 |
| Interest-bearing deposits | $1,717,486,000 | 238 |
| Deposits held in domestic offices | $1,883,250,000 | 261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,925,000 | 301 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $329,705,000 | 236 |
| Subordinated debt | $30,000,000 | 108 |
| All other liabilities | $42,402,000 | 238 |
| Total equity capital | $280,462,000 | 270 |
| Total bank equity capital | $280,462,000 | 270 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,591,000 | 1,111 |
| Surplus | $219,204,000 | 197 |
| Undivided profits | $57,667,000 | 542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,735,000 | 155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,926,000 | 30 |
| Income earned, not collected on loans | $9,276,000 | 303 |
| Earning assets | $2,333,498,000 | 282 |
| Long-term assets (5+ years) | $632,249,000 | 212 |
| Average Assets, year-to-date | $2,713,018,330 | 263 |
| Average Assets, quarterly | $2,709,989,500 | 265 |
| Volatile liabilities | $473,098,000 | 349 |
| Insider loans | $51,143,000 | 63 |
| FHLB advances | $329,273,000 | 187 |
| Loans and leases held for sale | $2,118,000 | 600 |
| Unused loan commitments | $392,709,000 | 332 |
| Tier 1 (core) risk-based capital | $205,262,000 | 293 |
| Tier 2 risk-based capital | $54,713,000 | 146 |
| Total risk weighted assets | $1,985,108,000 | 253 |
| Total unused commitments | $392,709,000 | 332 |
| Derivatives | $47,108,000 | 254 |
| 2004-03-31 | Rank | |
| # of Employees: | 665 | 250 |
| Assets and Liabilities | ||
| Total Assets: | $2,756,235,000 | 264 |
| Cash and due from depository institutions | $83,916,000 | 250 |
| Interest-bearing balances | $2,861,000 | 1,933 |
| Securities | $479,451,000 | 329 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,446 |
| Net loans & leases | $1,943,649,000 | 234 |
| Loan loss allowance | $24,259,000 | 249 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $24,163,000 | 326 |
| Other real estate owned | $1,664,000 | 250 |
| Goodwill and other intangibles | $112,921,000 | 124 |
| All other assets | $110,221,000 | 223 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,756,235,000 | 264 |
| Total liabilities | $2,470,043,000 | 260 |
| Total deposits | $1,964,217,000 | 247 |
| Interest-bearing deposits | $1,733,025,000 | 234 |
| Deposits held in domestic offices | $1,964,217,000 | 245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,364,000 | 274 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $322,875,000 | 232 |
| Subordinated debt | $30,000,000 | 109 |
| All other liabilities | $48,587,000 | 239 |
| Total equity capital | $286,192,000 | 258 |
| Total bank equity capital | $286,192,000 | 258 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,591,000 | 1,101 |
| Surplus | $220,382,000 | 189 |
| Undivided profits | $62,219,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,604,000 | 158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,332,000 | 29 |
| Income earned, not collected on loans | $10,321,000 | 272 |
| Earning assets | $2,426,211,000 | 268 |
| Long-term assets (5+ years) | $698,364,000 | 190 |
| Average Assets, year-to-date | $2,737,655,500 | 262 |
| Average Assets, quarterly | $2,737,655,500 | 262 |
| Volatile liabilities | $475,380,000 | 334 |
| Insider loans | $50,972,000 | 67 |
| FHLB advances | $322,421,000 | 184 |
| Loans and leases held for sale | $4,744,000 | 413 |
| Unused loan commitments | $483,582,000 | 277 |
| Tier 1 (core) risk-based capital | $205,251,000 | 291 |
| Tier 2 risk-based capital | $54,259,000 | 147 |
| Total risk weighted assets | $2,108,027,000 | 238 |
| Total unused commitments | $483,582,000 | 279 |
| Derivatives | $46,357,000 | 260 |
| 2003-12-31 | Rank | |
| # of Employees: | 671 | 256 |
| Assets and Liabilities | ||
| Total Assets: | $2,719,076,000 | 266 |
| Cash and due from depository institutions | $61,827,000 | 256 |
| Interest-bearing balances | $1,911,000 | 2,281 |
| Securities | $466,792,000 | 339 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,941,391,000 | 237 |
| Loan loss allowance | $24,261,000 | 261 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $24,864,000 | 321 |
| Other real estate owned | $1,941,000 | 256 |
| Goodwill and other intangibles | $113,939,000 | 124 |
| All other assets | $108,322,000 | 225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,719,076,000 | 266 |
| Total liabilities | $2,436,670,000 | 264 |
| Total deposits | $1,990,788,000 | 252 |
| Interest-bearing deposits | $1,753,132,000 | 239 |
| Deposits held in domestic offices | $1,990,788,000 | 251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,413,000 | 297 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $269,204,000 | 258 |
| Subordinated debt | $30,000,000 | 113 |
| All other liabilities | $45,265,000 | 231 |
| Total equity capital | $282,406,000 | 262 |
| Total bank equity capital | $282,406,000 | 262 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,591,000 | 1,105 |
| Surplus | $218,980,000 | 186 |
| Undivided profits | $59,835,000 | 516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,881,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,939,000 | 25 |
| Income earned, not collected on loans | $10,228,000 | 274 |
| Earning assets | $2,410,094,000 | 266 |
| Long-term assets (5+ years) | $706,988,000 | 198 |
| Average Assets, year-to-date | $2,742,185,400 | 256 |
| Average Assets, quarterly | $2,729,094,000 | 262 |
| Volatile liabilities | $437,769,000 | 357 |
| Insider loans | $47,464,000 | 77 |
| FHLB advances | $268,722,000 | 207 |
| Loans and leases held for sale | $2,679,000 | 551 |
| Unused loan commitments | $488,571,000 | 274 |
| Tier 1 (core) risk-based capital | $202,985,000 | 293 |
| Tier 2 risk-based capital | $54,261,000 | 152 |
| Total risk weighted assets | $2,102,139,000 | 245 |
| Total unused commitments | $488,571,000 | 275 |
| Derivatives | $45,689,000 | 242 |
| 2003-09-30 | Rank | |
| # of Employees: | 676 | 258 |
| Assets and Liabilities | ||
| Total Assets: | $2,739,112,000 | 267 |
| Cash and due from depository institutions | $93,872,000 | 258 |
| Interest-bearing balances | $1,799,000 | 2,447 |
| Securities | $480,706,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,737 |
| Net loans & leases | $1,912,668,000 | 239 |
| Loan loss allowance | $24,286,000 | 266 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $25,559,000 | 320 |
| Other real estate owned | $2,010,000 | 258 |
| Goodwill and other intangibles | $114,987,000 | 126 |
| All other assets | $107,710,000 | 233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,739,112,000 | 267 |
| Total liabilities | $2,459,466,000 | 267 |
| Total deposits | $2,026,929,000 | 250 |
| Interest-bearing deposits | $1,802,964,000 | 236 |
| Deposits held in domestic offices | $2,026,929,000 | 249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $102,552,000 | 294 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $253,884,000 | 260 |
| Subordinated debt | $30,000,000 | 114 |
| All other liabilities | $46,101,000 | 248 |
| Total equity capital | $279,646,000 | 263 |
| Total bank equity capital | $279,646,000 | 263 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,591,000 | 1,096 |
| Surplus | $218,923,000 | 183 |
| Undivided profits | $57,132,000 | 559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,851,000 | 197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,573,000 | 31 |
| Income earned, not collected on loans | $10,557,000 | 283 |
| Earning assets | $2,396,773,000 | 277 |
| Long-term assets (5+ years) | $638,866,000 | 210 |
| Average Assets, year-to-date | $2,747,962,750 | 260 |
| Average Assets, quarterly | $2,755,118,000 | 268 |
| Volatile liabilities | $477,164,000 | 344 |
| Insider loans | $43,443,000 | 84 |
| FHLB advances | $253,369,000 | 207 |
| Loans and leases held for sale | $8,138,000 | 384 |
| Unused loan commitments | $518,374,000 | 271 |
| Tier 1 (core) risk-based capital | $200,670,000 | 297 |
| Tier 2 risk-based capital | $54,286,000 | 153 |
| Total risk weighted assets | $2,089,217,000 | 240 |
| Total unused commitments | $518,374,000 | 273 |
| Derivatives | $43,511,000 | 249 |
| 2003-06-30 | Rank | |
| # of Employees: | 674 | 260 |
| Assets and Liabilities | ||
| Total Assets: | $2,771,124,000 | 265 |
| Cash and due from depository institutions | $82,568,000 | 260 |
| Interest-bearing balances | $1,518,000 | 2,786 |
| Securities | $497,260,000 | 313 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,309 |
| Net loans & leases | $1,922,656,000 | 235 |
| Loan loss allowance | $24,605,000 | 267 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $26,244,000 | 309 |
| Other real estate owned | $2,464,000 | 260 |
| Goodwill and other intangibles | $115,159,000 | 115 |
| All other assets | $122,173,000 | 221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,771,124,000 | 265 |
| Total liabilities | $2,496,626,000 | 264 |
| Total deposits | $2,083,225,000 | 244 |
| Interest-bearing deposits | $1,863,689,000 | 230 |
| Deposits held in domestic offices | $2,083,225,000 | 243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,544,000 | 274 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $219,102,000 | 286 |
| Subordinated debt | $30,000,000 | 113 |
| All other liabilities | $51,755,000 | 242 |
| Total equity capital | $274,498,000 | 260 |
| Total bank equity capital | $274,498,000 | 260 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,591,000 | 1,084 |
| Surplus | $218,904,000 | 179 |
| Undivided profits | $52,003,000 | 629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,313,000 | 207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,821,000 | 37 |
| Income earned, not collected on loans | $10,242,000 | 283 |
| Earning assets | $2,424,034,000 | 273 |
| Long-term assets (5+ years) | $581,891,000 | 216 |
| Average Assets, year-to-date | $2,750,913,000 | 260 |
| Average Assets, quarterly | $2,787,857,500 | 264 |
| Volatile liabilities | $500,245,000 | 318 |
| Insider loans | $31,612,000 | 124 |
| FHLB advances | $218,577,000 | 235 |
| Loans and leases held for sale | $17,364,000 | 315 |
| Unused loan commitments | $526,092,000 | 267 |
| Tier 1 (core) risk-based capital | $193,647,000 | 303 |
| Tier 2 risk-based capital | $54,605,000 | 153 |
| Total risk weighted assets | $2,144,232,000 | 238 |
| Total unused commitments | $526,092,000 | 268 |
| Derivatives | $38,701,000 | 277 |
| 2003-03-31 | Rank | |
| # of Employees: | 678 | 259 |
| Assets and Liabilities | ||
| Total Assets: | $2,804,591,000 | 263 |
| Cash and due from depository institutions | $84,353,000 | 259 |
| Interest-bearing balances | $189,000 | 4,770 |
| Securities | $512,915,000 | 307 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,867 |
| Net loans & leases | $1,936,218,000 | 236 |
| Loan loss allowance | $24,987,000 | 262 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $26,422,000 | 310 |
| Other real estate owned | $1,859,000 | 259 |
| Goodwill and other intangibles | $116,547,000 | 112 |
| All other assets | $122,477,000 | 221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,804,591,000 | 263 |
| Total liabilities | $2,533,044,000 | 260 |
| Total deposits | $2,032,256,000 | 250 |
| Interest-bearing deposits | $1,831,658,000 | 235 |
| Deposits held in domestic offices | $2,032,256,000 | 250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,190,000 | 259 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $286,042,000 | 241 |
| Subordinated debt | $30,000,000 | 112 |
| All other liabilities | $55,556,000 | 250 |
| Total equity capital | $271,547,000 | 262 |
| Total bank equity capital | $271,547,000 | 262 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,591,000 | 1,081 |
| Surplus | $218,874,000 | 178 |
| Undivided profits | $49,082,000 | 641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,102,000 | 270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,723,000 | 52 |
| Income earned, not collected on loans | $12,476,000 | 253 |
| Earning assets | $2,453,122,000 | 266 |
| Long-term assets (5+ years) | $629,830,000 | 202 |
| Average Assets, year-to-date | $2,740,807,500 | 265 |
| Average Assets, quarterly | $2,740,807,500 | 265 |
| Volatile liabilities | $539,546,000 | 301 |
| Insider loans | $36,477,000 | 106 |
| FHLB advances | $285,507,000 | 190 |
| Loans and leases held for sale | $17,660,000 | 275 |
| Unused loan commitments | $640,374,000 | 234 |
| Tier 1 (core) risk-based capital | $187,367,000 | 310 |
| Tier 2 risk-based capital | $54,987,000 | 152 |
| Total risk weighted assets | $2,156,374,000 | 235 |
| Total unused commitments | $640,374,000 | 234 |
| Derivatives | $41,583,000 | 258 |
| 2002-12-31 | Rank | |
| # of Employees: | 720 | 245 |
| Assets and Liabilities | ||
| Total Assets: | $2,677,024,000 | 264 |
| Cash and due from depository institutions | $76,415,000 | 245 |
| Interest-bearing balances | $835,000 | 3,280 |
| Securities | $443,170,000 | 326 |
| Federal funds sold & reverse repurchase agreements | $9,250,000 | 1,565 |
| Net loans & leases | $1,891,434,000 | 232 |
| Loan loss allowance | $24,961,000 | 259 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $26,462,000 | 302 |
| Other real estate owned | $2,021,000 | 245 |
| Goodwill and other intangibles | $117,686,000 | 106 |
| All other assets | $110,586,000 | 236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,677,024,000 | 264 |
| Total liabilities | $2,413,225,000 | 263 |
| Total deposits | $1,947,023,000 | 255 |
| Interest-bearing deposits | $1,741,558,000 | 247 |
| Deposits held in domestic offices | $1,947,023,000 | 254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,714,000 | 278 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $266,911,000 | 254 |
| Subordinated debt | $30,000,000 | 110 |
| All other liabilities | $65,577,000 | 214 |
| Total equity capital | $263,799,000 | 263 |
| Total bank equity capital | $263,799,000 | 263 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,591,000 | 1,072 |
| Surplus | $218,069,000 | 173 |
| Undivided profits | $42,139,000 | 730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,109,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,620,000 | 88 |
| Income earned, not collected on loans | $12,102,000 | 266 |
| Earning assets | $2,344,689,000 | 271 |
| Long-term assets (5+ years) | $868,100,000 | 161 |
| Average Assets, year-to-date | $2,330,117,000 | 288 |
| Average Assets, quarterly | $2,666,163,000 | 263 |
| Volatile liabilities | $473,713,000 | 329 |
| Insider loans | $36,503,000 | 101 |
| FHLB advances | $266,745,000 | 203 |
| Loans and leases held for sale | $24,093,000 | 259 |
| Unused loan commitments | $764,253,000 | 213 |
| Tier 1 (core) risk-based capital | $178,730,000 | 317 |
| Tier 2 risk-based capital | $54,961,000 | 151 |
| Total risk weighted assets | $2,107,791,000 | 236 |
| Total unused commitments | $764,253,000 | 213 |
| Derivatives | $41,528,000 | 236 |
| 2001-12-31 | Rank | |
| # of Employees: | 324 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $1,083,997,000 | 509 |
| Cash and due from depository institutions | $45,667,000 | 490 |
| Interest-bearing balances | $10,884,000 | 646 |
| Securities | $113,787,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,959 |
| Net loans & leases | $864,556,000 | 432 |
| Loan loss allowance | $12,560,000 | 385 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,692,000 | 786 |
| Other real estate owned | $0 | 490 |
| Goodwill and other intangibles | $1,718,000 | 1,149 |
| All other assets | $42,977,000 | 409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,083,997,000 | 509 |
| Total liabilities | $1,003,246,000 | 501 |
| Total deposits | $820,507,000 | 494 |
| Interest-bearing deposits | $709,360,000 | 480 |
| Deposits held in domestic offices | $820,507,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,605,000 | 375 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $98,818,000 | 504 |
| Subordinated debt | $7,000,000 | 156 |
| All other liabilities | $9,316,000 | 642 |
| Total equity capital | $80,751,000 | 637 |
| Total bank equity capital | $80,751,000 | 637 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,591,000 | 1,067 |
| Surplus | $15,670,000 | 1,166 |
| Undivided profits | $61,490,000 | 453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,920,000 | 1,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,926,000 | 612 |
| Earning assets | $993,827,000 | 503 |
| Long-term assets (5+ years) | $379,763,000 | 294 |
| Average Assets, year-to-date | $1,068,018,000 | 502 |
| Average Assets, quarterly | $1,090,835,000 | 500 |
| Volatile liabilities | $191,591,000 | 599 |
| Insider loans | $21,843,000 | 174 |
| FHLB advances | $98,601,000 | 424 |
| Loans and leases held for sale | $8,344,000 | 441 |
| Unused loan commitments | $243,774,000 | 423 |
| Tier 1 (core) risk-based capital | $78,342,000 | 604 |
| Tier 2 risk-based capital | $18,034,000 | 309 |
| Total risk weighted assets | $881,158,000 | 440 |
| Total unused commitments | $243,774,000 | 425 |
| Derivatives | $10,504,000 | 314 |
| 2000-12-31 | Rank | |
| # of Employees: | 333 | 478 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,637,000 | 522 |
| Cash and due from depository institutions | $32,535,000 | 478 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $127,513,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $856,084,000 | 431 |
| Loan loss allowance | $12,514,000 | 385 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $10,859,000 | 731 |
| Other real estate owned | $394,000 | 478 |
| Goodwill and other intangibles | $2,432,000 | 944 |
| All other assets | $14,820,000 | 733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,044,637,000 | 522 |
| Total liabilities | $973,015,000 | 512 |
| Total deposits | $828,289,000 | 483 |
| Interest-bearing deposits | $719,290,000 | 476 |
| Deposits held in domestic offices | $828,289,000 | 480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,848,000 | 344 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,448,000 | 744 |
| Subordinated debt | $7,000,000 | 156 |
| All other liabilities | $7,430,000 | 748 |
| Total equity capital | $71,622,000 | 686 |
| Total bank equity capital | $71,622,000 | 686 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,591,000 | 1,062 |
| Surplus | $15,661,000 | 1,131 |
| Undivided profits | $52,370,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,120,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,929,000 | 429 |
| Earning assets | $983,597,000 | 504 |
| Long-term assets (5+ years) | $363,212,000 | 297 |
| Average Assets, year-to-date | $1,002,713,200 | 517 |
| Average Assets, quarterly | $1,031,779,000 | 518 |
| Volatile liabilities | $187,458,000 | 616 |
| Insider loans | $23,548,000 | 168 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,433,000 | 400 |
| Unused loan commitments | $249,356,000 | 387 |
| Tier 1 (core) risk-based capital | $69,249,000 | 658 |
| Tier 2 risk-based capital | $17,395,520 | 320 |
| Total risk weighted assets | $829,521,120 | 464 |
| Total unused commitments | $249,356,000 | 388 |
| Derivatives | $12,775,000 | 320 |
| 1999-12-31 | Rank | |
| # of Employees: | 327 | 520 |
| Assets and Liabilities | ||
| Total Assets: | $960,950,000 | 565 |
| Cash and due from depository institutions | $49,024,000 | 520 |
| Interest-bearing balances | $568,000 | 3,007 |
| Securities | $128,627,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $753,658,000 | 475 |
| Loan loss allowance | $12,927,000 | 385 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,512,000 | 749 |
| Other real estate owned | $325,000 | 520 |
| Goodwill and other intangibles | $3,336,000 | 800 |
| All other assets | $15,468,000 | 717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $960,950,000 | 565 |
| Total liabilities | $898,837,000 | 552 |
| Total deposits | $765,832,000 | 517 |
| Interest-bearing deposits | $673,444,000 | 512 |
| Deposits held in domestic offices | $765,832,000 | 514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,009,000 | 399 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,832,000 | 798 |
| Subordinated debt | $7,000,000 | 167 |
| All other liabilities | $6,164,000 | 819 |
| Total equity capital | $62,113,000 | 735 |
| Total bank equity capital | $62,113,000 | 735 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,591,000 | 1,075 |
| Surplus | $15,461,000 | 1,127 |
| Undivided profits | $43,061,000 | 591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,938,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $7,675,000 | 325 |
| Earning assets | $882,853,000 | 562 |
| Long-term assets (5+ years) | $342,955,000 | 338 |
| Average Assets, year-to-date | $907,852,000 | 562 |
| Average Assets, quarterly | $940,925,500 | 566 |
| Volatile liabilities | $189,041,000 | 637 |
| Insider loans | $45,614,000 | 81 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $671,000 | 829 |
| Unused loan commitments | $221,936,000 | 439 |
| Tier 1 (core) risk-based capital | $59,724,000 | 752 |
| Tier 2 risk-based capital | $16,227,710 | 332 |
| Total risk weighted assets | $734,510,510 | 504 |
| Total unused commitments | $221,936,000 | 442 |
| Derivatives | $16,577,000 | 321 |
| 1998-12-31 | Rank | |
| # of Employees: | 318 | 544 |
| Assets and Liabilities | ||
| Total Assets: | $862,147,000 | 598 |
| Cash and due from depository institutions | $28,782,000 | 544 |
| Interest-bearing balances | $508,000 | 3,477 |
| Securities | $127,370,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 1,395 |
| Net loans & leases | $662,951,000 | 502 |
| Loan loss allowance | $11,005,000 | 431 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,994,000 | 660 |
| Other real estate owned | $449,000 | 544 |
| Goodwill and other intangibles | $4,333,000 | 646 |
| All other assets | $14,968,000 | 656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $862,147,000 | 598 |
| Total liabilities | $808,471,000 | 585 |
| Total deposits | $691,078,000 | 558 |
| Interest-bearing deposits | $583,393,000 | 571 |
| Deposits held in domestic offices | $691,078,000 | 553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,006,000 | 417 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,571,000 | 677 |
| Subordinated debt | $7,000,000 | 171 |
| All other liabilities | $7,816,000 | 737 |
| Total equity capital | $53,676,000 | 854 |
| Total bank equity capital | $53,676,000 | 854 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,591,000 | 1,039 |
| Surplus | $11,461,000 | 1,366 |
| Undivided profits | $38,624,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,708,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $7,505,000 | 323 |
| Earning assets | $803,129,000 | 587 |
| Long-term assets (5+ years) | $313,217,000 | 336 |
| Average Assets, year-to-date | $847,683,600 | 584 |
| Average Assets, quarterly | $865,904,500 | 588 |
| Volatile liabilities | $128,263,000 | 707 |
| Insider loans | $39,152,000 | 94 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,772,000 | 425 |
| Unused loan commitments | $184,639,000 | 462 |
| Tier 1 (core) risk-based capital | $49,157,000 | 856 |
| Tier 2 risk-based capital | $15,012,940 | 342 |
| Total risk weighted assets | $634,471,340 | 537 |
| Total unused commitments | $184,639,000 | 464 |
| Derivatives | $20,805,000 | 322 |
| 1997-12-31 | Rank | |
| # of Employees: | 306 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $812,909,000 | 636 |
| Cash and due from depository institutions | $29,669,000 | 575 |
| Interest-bearing balances | $632,000 | 2,909 |
| Securities | $125,362,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,850 |
| Net loans & leases | $618,778,000 | 540 |
| Loan loss allowance | $9,571,000 | 489 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,557,000 | 629 |
| Other real estate owned | $325,000 | 575 |
| Goodwill and other intangibles | $5,339,000 | 539 |
| All other assets | $14,379,000 | 656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $812,909,000 | 636 |
| Total liabilities | $764,376,000 | 616 |
| Total deposits | $652,394,000 | 606 |
| Interest-bearing deposits | $568,675,000 | 584 |
| Deposits held in domestic offices | $652,394,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,389,000 | 472 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $39,973,000 | 653 |
| Subordinated debt | $13,000,000 | 148 |
| All other liabilities | $7,620,000 | 746 |
| Total equity capital | $48,533,000 | 932 |
| Total bank equity capital | $48,533,000 | 932 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,591,000 | 1,021 |
| Surplus | $11,461,000 | 1,377 |
| Undivided profits | $33,481,000 | 773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $7,671,000 | 336 |
| Earning assets | $752,272,000 | 624 |
| Long-term assets (5+ years) | $258,372,000 | 335 |
| Average Assets, year-to-date | $803,986,400 | 608 |
| Average Assets, quarterly | $811,492,500 | 627 |
| Volatile liabilities | $121,531,000 | 740 |
| Insider loans | $34,013,000 | 124 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,236,000 | 556 |
| Unused loan commitments | $165,252,000 | 454 |
| Tier 1 (core) risk-based capital | $42,749,000 | 993 |
| Tier 2 risk-based capital | $19,984,460 | 265 |
| Total risk weighted assets | $556,170,060 | 593 |
| Total unused commitments | $165,252,000 | 456 |
| Derivatives | $3,750,000 | 449 |
| 1996-12-31 | Rank | |
| # of Employees: | 305 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $800,349,000 | 662 |
| Cash and due from depository institutions | $34,781,000 | 606 |
| Interest-bearing balances | $19,000 | 5,940 |
| Securities | $123,891,000 | 980 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,926 |
| Net loans & leases | $604,433,000 | 585 |
| Loan loss allowance | $8,335,000 | 606 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,044,000 | 754 |
| Other real estate owned | $530,000 | 606 |
| Goodwill and other intangibles | $6,353,000 | 475 |
| All other assets | $13,517,000 | 712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $800,349,000 | 662 |
| Total liabilities | $753,844,000 | 641 |
| Total deposits | $605,406,000 | 668 |
| Interest-bearing deposits | $519,153,000 | 672 |
| Deposits held in domestic offices | $605,406,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,246,000 | 470 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $66,382,000 | 501 |
| Subordinated debt | $13,000,000 | 159 |
| All other liabilities | $5,810,000 | 886 |
| Total equity capital | $46,505,000 | 984 |
| Total bank equity capital | $46,505,000 | 984 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,591,000 | 1,071 |
| Surplus | $11,461,000 | 1,429 |
| Undivided profits | $31,453,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $8,039,000 | 351 |
| Earning assets | $735,143,000 | 656 |
| Long-term assets (5+ years) | $195,582,000 | 426 |
| Average Assets, year-to-date | $746,572,000 | 676 |
| Average Assets, quarterly | $791,075,000 | 660 |
| Volatile liabilities | $125,756,000 | 756 |
| Insider loans | $20,950,000 | 238 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $292,000 | 1,144 |
| Unused loan commitments | $135,122,000 | 549 |
| Tier 1 (core) risk-based capital | $40,105,000 | 1,076 |
| Tier 2 risk-based capital | $19,839,540 | 300 |
| Total risk weighted assets | $545,667,840 | 627 |
| Total unused commitments | $135,122,000 | 552 |
| Derivatives | $5,150,000 | 472 |
| 1995-12-31 | Rank | |
| # of Employees: | 296 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $686,918,000 | 767 |
| Cash and due from depository institutions | $32,113,000 | 656 |
| Interest-bearing balances | $378,000 | 3,625 |
| Securities | $115,677,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,293 |
| Net loans & leases | $507,334,000 | 678 |
| Loan loss allowance | $7,242,000 | 696 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,810,000 | 853 |
| Other real estate owned | $325,000 | 656 |
| Goodwill and other intangibles | $7,376,000 | 415 |
| All other assets | $10,983,000 | 881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $686,918,000 | 767 |
| Total liabilities | $634,122,000 | 760 |
| Total deposits | $549,522,000 | 752 |
| Interest-bearing deposits | $474,520,000 | 746 |
| Deposits held in domestic offices | $549,522,000 | 742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,823,000 | 547 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $33,567,000 | 659 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,210,000 | 1,013 |
| Total equity capital | $52,796,000 | 908 |
| Total bank equity capital | $52,796,000 | 908 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,591,000 | 1,091 |
| Surplus | $11,461,000 | 1,424 |
| Undivided profits | $37,744,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 2,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $6,990,000 | 415 |
| Earning assets | $627,689,000 | 770 |
| Long-term assets (5+ years) | $127,366,000 | 569 |
| Average Assets, year-to-date | $637,234,400 | 789 |
| Average Assets, quarterly | $671,874,000 | 770 |
| Volatile liabilities | $83,408,000 | 918 |
| Insider loans | $21,563,000 | 248 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $135,461,000 | 563 |
| Tier 1 (core) risk-based capital | $45,490,000 | 981 |
| Tier 2 risk-based capital | $6,180,350 | 639 |
| Total risk weighted assets | $493,366,250 | 676 |
| Total unused commitments | $135,461,000 | 567 |
| Derivatives | $6,625,000 | 533 |
| 1994-12-31 | Rank | |
| # of Employees: | 287 | 692 |
| Assets and Liabilities | ||
| Total Assets: | $588,575,000 | 835 |
| Cash and due from depository institutions | $30,244,000 | 692 |
| Interest-bearing balances | $33,000 | 6,295 |
| Securities | $127,351,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
| Net loans & leases | $403,394,000 | 783 |
| Loan loss allowance | $6,348,000 | 768 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,597,000 | 850 |
| Other real estate owned | $334,000 | 692 |
| Goodwill and other intangibles | $8,471,000 | 349 |
| All other assets | $9,584,000 | 1,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,575,000 | 835 |
| Total liabilities | $542,392,000 | 829 |
| Total deposits | $488,826,000 | 803 |
| Interest-bearing deposits | $416,945,000 | 820 |
| Deposits held in domestic offices | $488,826,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,361,000 | 716 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,410,000 | 914 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,795,000 | 1,104 |
| Total equity capital | $46,183,000 | 929 |
| Total bank equity capital | $46,183,000 | 929 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,591,000 | 1,085 |
| Surplus | $11,461,000 | 1,363 |
| Undivided profits | $31,131,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,093,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,253,000 | 890 |
| Earning assets | $531,378,000 | 845 |
| Long-term assets (5+ years) | $89,943,000 | 733 |
| Average Assets, year-to-date | $530,249,800 | 879 |
| Average Assets, quarterly | $586,413,000 | 833 |
| Volatile liabilities | $48,802,000 | 1,281 |
| Insider loans | $18,180,000 | 272 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $60,000 | 1,324 |
| Unused loan commitments | $90,284,000 | 682 |
| Tier 1 (core) risk-based capital | $39,443,000 | 1,039 |
| Tier 2 risk-based capital | $5,054,640 | 725 |
| Total risk weighted assets | $403,077,940 | 763 |
| Total unused commitments | $90,284,000 | 688 |
| Derivatives | $7,875,000 | 538 |
| 1993-12-31 | Rank | |
| # of Employees: | 281 | 747 |
| Assets and Liabilities | ||
| Total Assets: | $487,555,000 | 989 |
| Cash and due from depository institutions | $29,614,000 | 747 |
| Interest-bearing balances | $2,762,000 | 1,960 |
| Securities | $90,444,000 | 1,518 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 8,262 |
| Net loans & leases | $347,842,000 | 850 |
| Loan loss allowance | $6,056,000 | 861 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,312,000 | 873 |
| Other real estate owned | $504,000 | 747 |
| Goodwill and other intangibles | $2,482,000 | 625 |
| All other assets | $7,557,000 | 1,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,555,000 | 989 |
| Total liabilities | $441,926,000 | 1,006 |
| Total deposits | $405,167,000 | 983 |
| Interest-bearing deposits | $349,073,000 | 1,003 |
| Deposits held in domestic offices | $405,167,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,789,000 | 739 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,320,000 | 941 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,650,000 | 1,459 |
| Total equity capital | $45,629,000 | 918 |
| Total bank equity capital | $45,629,000 | 918 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,591,000 | 1,082 |
| Surplus | $11,461,000 | 1,290 |
| Undivided profits | $30,577,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $263,000 | 479 |
| Income earned, not collected on loans | $1,902,000 | 912 |
| Earning assets | $441,848,000 | 1,001 |
| Long-term assets (5+ years) | $30,359,000 | 1,890 |
| Average Assets, year-to-date | $484,566,600 | 971 |
| Average Assets, quarterly | $485,368,000 | 982 |
| Volatile liabilities | $42,923,000 | 1,357 |
| Insider loans | $15,306,000 | 295 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,711,000 | 857 |
| Unused loan commitments | $91,240,000 | 661 |
| Tier 1 (core) risk-based capital | $42,920,000 | 948 |
| Tier 2 risk-based capital | $4,453,830 | 798 |
| Total risk weighted assets | $354,704,530 | 846 |
| Total unused commitments | $91,240,000 | 677 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 282 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $486,085,000 | 1,024 |
| Cash and due from depository institutions | $28,256,000 | 763 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $117,397,000 | 1,151 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $319,419,000 | 940 |
| Loan loss allowance | $4,355,000 | 1,111 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,369,000 | 865 |
| Other real estate owned | $128,000 | 763 |
| Goodwill and other intangibles | $3,019,000 | 573 |
| All other assets | $6,997,000 | 1,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $486,085,000 | 1,024 |
| Total liabilities | $445,490,000 | 1,031 |
| Total deposits | $412,400,000 | 1,013 |
| Interest-bearing deposits | $354,651,000 | 1,042 |
| Deposits held in domestic offices | $412,400,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,262,000 | 619 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,780,000 | 1,353 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,048,000 | 1,353 |
| Total equity capital | $40,595,000 | 971 |
| Total bank equity capital | $40,595,000 | 971 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,591,000 | 1,099 |
| Surplus | $11,461,000 | 1,257 |
| Undivided profits | $25,543,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 7,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,810,000 | 1,058 |
| Earning assets | $439,316,000 | 1,032 |
| Long-term assets (5+ years) | $82,863,000 | 747 |
| Average Assets, year-to-date | $471,674,400 | 1,031 |
| Average Assets, quarterly | $479,050,500 | 1,034 |
| Volatile liabilities | $42,608,000 | 1,332 |
| Insider loans | $445,000 | 2,070 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,940,000 | 560 |
| Unused loan commitments | $74,462,000 | 726 |
| Tier 1 (core) risk-based capital | $37,576,000 | 1,018 |
| Tier 2 risk-based capital | $4,258,450 | 845 |
| Total risk weighted assets | $340,579,650 | 895 |
| Total unused commitments | $74,462,000 | 735 |
| Derivatives | $0 | 651 |