Home > Univest Bank and Trust Co. > Income and Expense

Univest Bank and Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$371,691,000193
Total interest expense$142,608,000186
Net interest income$229,083,000204
Provision for loan and lease losses$10,770,000205
Total noninterest income$79,074,000180
Gross Fiduciary activities income$7,732,000208
Service charges on deposit accounts$7,048,000208
Trading account gains and fees$0123
Additional Noninterest Income$64,294,000147
Total noninterest expense$196,946,000191
Salaries and employee benefits$104,006,000187
Premises and equipment expense$13,997,000232
Additional noninterest expense$64,294,000147
Pre-tax net operating income$100,441,000211
Securities gains (losses)$0988
Applicable income taxes$20,336,000206
Income before extraordinary items$80,105,000202
Extraordinary gains, net$054
Net income$80,105,000205
Minority interest net income$088
Net income of bank and minority interests.$80,105,000204
Net charge-offs$5,397,000228
Cash dividends$18,386,000319
Sale, conversion, retirement of capital stock, net$0540
Net operating income$80,105,000212
2023-09-30 (YTD Data)Rank
Total interest income$270,470,000195
Total interest expense$96,417,000193
Net interest income$174,053,000202
Provision for loan and lease losses$8,839,000192
Total noninterest income$60,273,000182
Gross Fiduciary activities income$5,789,000208
Service charges on deposit accounts$5,088,000220
Trading account gains and fees$0125
Additional Noninterest Income$49,396,000147
Total noninterest expense$148,692,000188
Salaries and employee benefits$79,011,000186
Premises and equipment expense$10,402,000235
Additional noninterest expense$49,396,000147
Pre-tax net operating income$76,795,000213
Securities gains (losses)$0849
Applicable income taxes$15,508,000219
Income before extraordinary items$61,287,000212
Extraordinary gains, net$052
Net income$61,287,000213
Minority interest net income$081
Net income of bank and minority interests.$61,287,000213
Net charge-offs$4,323,000196
Cash dividends$12,636,000325
Sale, conversion, retirement of capital stock, net$0507
Net operating income$61,287,000216
2023-06-30 (YTD Data)Rank
Total interest income$173,374,000193
Total interest expense$55,183,000193
Net interest income$118,191,000198
Provision for loan and lease losses$6,815,000175
Total noninterest income$40,759,000180
Gross Fiduciary activities income$3,879,000205
Service charges on deposit accounts$3,272,000219
Trading account gains and fees$0112
Additional Noninterest Income$33,608,000141
Total noninterest expense$99,428,000180
Salaries and employee benefits$52,832,000181
Premises and equipment expense$6,923,000226
Additional noninterest expense$33,608,000141
Pre-tax net operating income$52,707,000214
Securities gains (losses)$0938
Applicable income taxes$10,587,000214
Income before extraordinary items$42,120,000208
Extraordinary gains, net$051
Net income$42,120,000212
Minority interest net income$081
Net income of bank and minority interests.$42,120,000208
Net charge-offs$3,354,000170
Cash dividends$6,978,000356
Sale, conversion, retirement of capital stock, net$0486
Net operating income$42,120,000212
2023-03-31 (YTD Data)Rank
Total interest income$83,244,000203
Total interest expense$21,654,000208
Net interest income$61,590,000193
Provision for loan and lease losses$3,387,000175
Total noninterest income$20,406,000176
Gross Fiduciary activities income$1,955,000209
Service charges on deposit accounts$1,547,000234
Trading account gains and fees$097
Additional Noninterest Income$16,904,000138
Total noninterest expense$49,417,000188
Salaries and employee benefits$26,821,000185
Premises and equipment expense$3,534,000229
Additional noninterest expense$16,904,000138
Pre-tax net operating income$29,192,000199
Securities gains (losses)$0950
Applicable income taxes$5,932,000202
Income before extraordinary items$23,260,000196
Extraordinary gains, net$04
Net income$23,260,000196
Minority interest net income$048
Net income of bank and minority interests.$23,260,000196
Net charge-offs$2,842,000115
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$23,260,000201
2022-12-31 (YTD Data)Rank
Total interest income$252,157,000205
Total interest expense$28,098,000211
Net interest income$224,059,000201
Provision for loan and lease losses$12,198,000154
Total noninterest income$78,924,000184
Gross Fiduciary activities income$7,743,000215
Service charges on deposit accounts$6,175,000238
Trading account gains and fees$0116
Additional Noninterest Income$65,006,000150
Total noninterest expense$186,140,000193
Salaries and employee benefits$96,041,000198
Premises and equipment expense$13,218,000240
Additional noninterest expense$65,006,000150
Pre-tax net operating income$104,645,000224
Securities gains (losses)$30,000291
Applicable income taxes$21,073,000227
Income before extraordinary items$83,602,000219
Extraordinary gains, net$05
Net income$83,602,000219
Minority interest net income$063
Net income of bank and minority interests.$83,602,000219
Net charge-offs$3,895,000184
Cash dividends$23,303,000268
Sale, conversion, retirement of capital stock, net$0568
Net operating income$83,578,000224
2022-09-30 (YTD Data)Rank
Total interest income$174,766,000211
Total interest expense$14,428,000199
Net interest income$160,338,000207
Provision for loan and lease losses$6,782,000172
Total noninterest income$58,109,000193
Gross Fiduciary activities income$5,935,000214
Service charges on deposit accounts$4,600,000244
Trading account gains and fees$0111
Additional Noninterest Income$47,574,000156
Total noninterest expense$137,733,000192
Salaries and employee benefits$72,569,000190
Premises and equipment expense$9,880,000238
Additional noninterest expense$47,574,000156
Pre-tax net operating income$73,932,000234
Securities gains (losses)$30,000296
Applicable income taxes$14,819,000245
Income before extraordinary items$59,143,000229
Extraordinary gains, net$04
Net income$59,143,000229
Minority interest net income$057
Net income of bank and minority interests.$59,143,000229
Net charge-offs$2,987,000176
Cash dividends$23,303,000210
Sale, conversion, retirement of capital stock, net$0519
Net operating income$59,119,000232
2022-06-30 (YTD Data)Rank
Total interest income$107,898,000212
Total interest expense$7,129,000194
Net interest income$100,769,000209
Provision for loan and lease losses$3,224,000188
Total noninterest income$39,579,000185
Gross Fiduciary activities income$4,100,000176
Service charges on deposit accounts$3,078,000238
Trading account gains and fees$0108
Additional Noninterest Income$32,401,000160
Total noninterest expense$91,513,000185
Salaries and employee benefits$47,898,000185
Premises and equipment expense$6,610,000234
Additional noninterest expense$37,005,000168
Pre-tax net operating income$45,611,000243
Securities gains (losses)$30,000267
Applicable income taxes$9,064,000251
Income before extraordinary items$36,577,000237
Extraordinary gains, net$04
Net income$36,577,000237
Minority interest net income$060
Net income of bank and minority interests.$36,577,000237
Net charge-offs$1,791,000175
Cash dividends$17,238,000187
Sale, conversion, retirement of capital stock, net$0494
Net operating income$36,553,000241
2022-03-31 (YTD Data)Rank
Total interest income$51,189,000210
Total interest expense$3,210,000190
Net interest income$47,979,000210
Provision for loan and lease losses$-3,450,0004,749
Total noninterest income$20,410,000183
Gross Fiduciary activities income$2,102,000177
Service charges on deposit accounts$1,504,000242
Trading account gains and fees$0103
Additional Noninterest Income$16,804,000161
Total noninterest expense$45,062,000191
Salaries and employee benefits$23,760,000192
Premises and equipment expense$3,427,000227
Additional noninterest expense$17,875,000173
Pre-tax net operating income$26,777,000211
Securities gains (losses)$30,000253
Applicable income taxes$5,393,000223
Income before extraordinary items$21,414,000208
Extraordinary gains, net$04
Net income$21,414,000208
Minority interest net income$050
Net income of bank and minority interests.$21,414,000208
Net charge-offs$76,000562
Cash dividends$8,672,000188
Sale, conversion, retirement of capital stock, net$0453
Net operating income$21,390,000205
2021-12-31 (YTD Data)Rank
Total interest income$209,697,000211
Total interest expense$14,199,000205
Net interest income$195,498,000204
Provision for loan and lease losses$-10,132,0004,727
Total noninterest income$82,778,000199
Gross Fiduciary activities income$8,403,000174
Service charges on deposit accounts$5,504,000249
Trading account gains and fees$0132
Additional Noninterest Income$68,871,000184
Total noninterest expense$163,619,000204
Salaries and employee benefits$86,040,000212
Premises and equipment expense$13,598,000227
Additional noninterest expense$63,981,000182
Pre-tax net operating income$124,789,000202
Securities gains (losses)$145,000720
Applicable income taxes$25,197,000214
Income before extraordinary items$99,737,000201
Extraordinary gains, net$010
Net income$99,737,000201
Minority interest net income$074
Net income of bank and minority interests.$99,737,000201
Net charge-offs$213,000996
Cash dividends$57,526,000161
Sale, conversion, retirement of capital stock, net$0582
Net operating income$99,621,000199
2021-09-30 (YTD Data)Rank
Total interest income$157,442,000212
Total interest expense$10,789,000214
Net interest income$146,653,000203
Provision for loan and lease losses$-11,524,0004,819
Total noninterest income$63,647,000202
Gross Fiduciary activities income$6,317,000172
Service charges on deposit accounts$4,018,000256
Trading account gains and fees$0132
Additional Noninterest Income$53,312,000184
Total noninterest expense$121,163,000203
Salaries and employee benefits$63,444,000212
Premises and equipment expense$10,310,000224
Additional noninterest expense$47,409,000181
Pre-tax net operating income$100,661,000194
Securities gains (losses)$140,000687
Applicable income taxes$20,334,000202
Income before extraordinary items$80,467,000189
Extraordinary gains, net$08
Net income$80,467,000189
Minority interest net income$069
Net income of bank and minority interests.$80,467,000189
Net charge-offs$456,000535
Cash dividends$47,427,000140
Sale, conversion, retirement of capital stock, net$0543
Net operating income$80,355,000188
2021-06-30 (YTD Data)Rank
Total interest income$103,880,000213
Total interest expense$7,233,000227
Net interest income$96,647,000207
Provision for loan and lease losses$-11,342,0004,863
Total noninterest income$43,168,000202
Gross Fiduciary activities income$4,191,000169
Service charges on deposit accounts$2,596,000252
Trading account gains and fees$0133
Additional Noninterest Income$36,381,000184
Total noninterest expense$78,629,000210
Salaries and employee benefits$41,443,000220
Premises and equipment expense$6,960,000221
Additional noninterest expense$30,226,000185
Pre-tax net operating income$72,528,000183
Securities gains (losses)$119,000608
Applicable income taxes$14,623,000197
Income before extraordinary items$58,024,000184
Extraordinary gains, net$06
Net income$58,024,000184
Minority interest net income$067
Net income of bank and minority interests.$58,024,000184
Net charge-offs$531,000387
Cash dividends$37,056,000113
Sale, conversion, retirement of capital stock, net$0517
Net operating income$57,928,800184
2021-03-31 (YTD Data)Rank
Total interest income$51,449,000214
Total interest expense$3,751,000233
Net interest income$47,698,000207
Provision for loan and lease losses$-11,283,0004,909
Total noninterest income$23,043,000198
Gross Fiduciary activities income$2,034,000175
Service charges on deposit accounts$1,282,000247
Trading account gains and fees$0127
Additional Noninterest Income$19,727,000174
Total noninterest expense$37,992,000217
Salaries and employee benefits$20,477,000220
Premises and equipment expense$3,506,000221
Additional noninterest expense$14,009,000194
Pre-tax net operating income$44,032,000172
Securities gains (losses)$65,000584
Applicable income taxes$9,120,000176
Income before extraordinary items$34,977,000168
Extraordinary gains, net$03
Net income$34,977,000168
Minority interest net income$055
Net income of bank and minority interests.$34,977,000168
Net charge-offs$288,000352
Cash dividends$21,316,00093
Sale, conversion, retirement of capital stock, net$0482
Net operating income$34,925,650168
2020-12-31 (YTD Data)Rank
Total interest income$203,912,000217
Total interest expense$22,823,000248
Net interest income$181,089,000212
Provision for loan and lease losses$40,794,000157
Total noninterest income$77,535,000206
Gross Fiduciary activities income$7,703,000169
Service charges on deposit accounts$4,845,000256
Trading account gains and fees$0133
Additional Noninterest Income$64,987,000192
Total noninterest expense$153,992,000206
Salaries and employee benefits$78,086,000212
Premises and equipment expense$13,490,000228
Additional noninterest expense$62,416,000182
Pre-tax net operating income$63,838,000236
Securities gains (losses)$871,000413
Applicable income taxes$11,537,000272
Income before extraordinary items$53,172,000237
Extraordinary gains, net$04
Net income$53,172,000236
Minority interest net income$072
Net income of bank and minority interests.$53,172,000237
Net charge-offs$4,648,000234
Cash dividends$9,746,000470
Sale, conversion, retirement of capital stock, net$0566
Net operating income$52,457,780234
2020-09-30 (YTD Data)Rank
Total interest income$152,585,000218
Total interest expense$18,400,000249
Net interest income$134,185,000212
Provision for loan and lease losses$49,515,000132
Total noninterest income$57,612,000200
Gross Fiduciary activities income$5,729,000167
Service charges on deposit accounts$3,474,000259
Trading account gains and fees$0125
Additional Noninterest Income$48,409,000181
Total noninterest expense$111,941,000208
Salaries and employee benefits$57,737,000212
Premises and equipment expense$10,011,000227
Additional noninterest expense$44,193,000191
Pre-tax net operating income$30,341,000323
Securities gains (losses)$817,000352
Applicable income taxes$4,803,000387
Income before extraordinary items$26,355,000309
Extraordinary gains, net$04
Net income$26,355,000307
Minority interest net income$065
Net income of bank and minority interests.$26,355,000309
Net charge-offs$4,030,000200
Cash dividends$9,746,000366
Sale, conversion, retirement of capital stock, net$0532
Net operating income$25,660,550308
2020-06-30 (YTD Data)Rank
Total interest income$101,982,000220
Total interest expense$13,531,000248
Net interest income$88,451,000213
Provision for loan and lease losses$45,580,000118
Total noninterest income$35,863,000198
Gross Fiduciary activities income$3,814,000166
Service charges on deposit accounts$2,287,000262
Trading account gains and fees$0123
Additional Noninterest Income$29,762,000176
Total noninterest expense$73,822,000208
Salaries and employee benefits$37,624,000216
Premises and equipment expense$6,617,000230
Additional noninterest expense$29,581,000194
Pre-tax net operating income$4,912,000968
Securities gains (losses)$760,000274
Applicable income taxes$-132,0004,942
Income before extraordinary items$5,804,000743
Extraordinary gains, net$04
Net income$5,804,000744
Minority interest net income$065
Net income of bank and minority interests.$5,804,000743
Net charge-offs$4,065,000168
Cash dividends$8,045,000312
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,044,000810
2020-03-31 (YTD Data)Rank
Total interest income$52,011,000221
Total interest expense$8,277,000245
Net interest income$43,734,000213
Provision for loan and lease losses$21,049,000134
Total noninterest income$17,931,000179
Gross Fiduciary activities income$1,890,000171
Service charges on deposit accounts$1,397,000254
Trading account gains and fees$0106
Additional Noninterest Income$14,644,000156
Total noninterest expense$39,414,000200
Salaries and employee benefits$19,953,000201
Premises and equipment expense$3,389,000229
Additional noninterest expense$16,072,000188
Pre-tax net operating income$1,202,0001,581
Securities gains (losses)$695,000141
Applicable income taxes$-126,0004,962
Income before extraordinary items$2,023,000922
Extraordinary gains, net$04
Net income$2,023,000922
Minority interest net income$056
Net income of bank and minority interests.$2,023,000922
Net charge-offs$489,000380
Cash dividends$7,135,000247
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,328,0001,291
2019-12-31 (YTD Data)Rank
Total interest income$214,061,000222
Total interest expense$39,818,000232
Net interest income$174,243,000207
Provision for loan and lease losses$8,518,000175
Total noninterest income$64,958,000189
Gross Fiduciary activities income$7,826,000167
Service charges on deposit accounts$5,946,000246
Trading account gains and fees$0135
Additional Noninterest Income$51,186,000177
Total noninterest expense$144,552,000209
Salaries and employee benefits$72,220,000214
Premises and equipment expense$13,660,000225
Additional noninterest expense$58,672,000183
Pre-tax net operating income$86,131,000209
Securities gains (losses)$54,0001,210
Applicable income taxes$15,694,000245
Income before extraordinary items$70,491,000206
Extraordinary gains, net$011
Net income$70,491,000207
Minority interest net income$076
Net income of bank and minority interests.$70,491,000207
Net charge-offs$2,551,000343
Cash dividends$29,681,000239
Sale, conversion, retirement of capital stock, net$0626
Net operating income$70,446,720203
2019-09-30 (YTD Data)Rank
Total interest income$160,700,000225
Total interest expense$30,139,000237
Net interest income$130,561,000210
Provision for loan and lease losses$6,291,000175
Total noninterest income$48,896,000183
Gross Fiduciary activities income$5,914,000164
Service charges on deposit accounts$4,395,000251
Trading account gains and fees$0129
Additional Noninterest Income$38,587,000172
Total noninterest expense$106,624,000212
Salaries and employee benefits$53,933,000216
Premises and equipment expense$10,287,000229
Additional noninterest expense$42,404,000187
Pre-tax net operating income$66,542,000207
Securities gains (losses)$41,0001,142
Applicable income taxes$11,948,000241
Income before extraordinary items$54,635,000201
Extraordinary gains, net$011
Net income$54,635,000203
Minority interest net income$072
Net income of bank and minority interests.$54,635,000203
Net charge-offs$1,993,000313
Cash dividends$22,225,000227
Sale, conversion, retirement of capital stock, net$0590
Net operating income$54,601,380196
2019-06-30 (YTD Data)Rank
Total interest income$106,409,000225
Total interest expense$19,744,000238
Net interest income$86,665,000212
Provision for loan and lease losses$4,761,000161
Total noninterest income$32,349,000184
Gross Fiduciary activities income$3,941,000165
Service charges on deposit accounts$2,882,000252
Trading account gains and fees$0131
Additional Noninterest Income$25,526,000163
Total noninterest expense$70,501,000215
Salaries and employee benefits$35,410,000219
Premises and equipment expense$6,914,000229
Additional noninterest expense$28,177,000190
Pre-tax net operating income$43,752,000206
Securities gains (losses)$8,0001,266
Applicable income taxes$7,766,000245
Income before extraordinary items$35,994,000203
Extraordinary gains, net$011
Net income$35,994,000205
Minority interest net income$069
Net income of bank and minority interests.$35,994,000205
Net charge-offs$1,525,000271
Cash dividends$14,781,000228
Sale, conversion, retirement of capital stock, net$0573
Net operating income$35,987,440198
2019-03-31 (YTD Data)Rank
Total interest income$52,357,000226
Total interest expense$9,580,000237
Net interest income$42,777,000212
Provision for loan and lease losses$2,685,000154
Total noninterest income$16,043,000182
Gross Fiduciary activities income$1,887,000165
Service charges on deposit accounts$1,435,000252
Trading account gains and fees$0126
Additional Noninterest Income$12,721,000156
Total noninterest expense$35,126,000218
Salaries and employee benefits$17,654,000224
Premises and equipment expense$3,421,000229
Additional noninterest expense$14,051,000190
Pre-tax net operating income$21,009,000213
Securities gains (losses)$1,0001,020
Applicable income taxes$3,627,000252
Income before extraordinary items$17,383,000207
Extraordinary gains, net$05
Net income$17,383,000207
Minority interest net income$052
Net income of bank and minority interests.$17,383,000207
Net charge-offs$447,000359
Cash dividends$7,828,000212
Sale, conversion, retirement of capital stock, net$0529
Net operating income$17,382,170204
2018-12-31 (YTD Data)Rank
Total interest income$190,457,000229
Total interest expense$27,383,000244
Net interest income$163,074,000219
Provision for loan and lease losses$20,310,000102
Total noninterest income$60,430,000198
Gross Fiduciary activities income$7,882,000162
Service charges on deposit accounts$5,632,000270
Trading account gains and fees$0126
Additional Noninterest Income$46,916,000177
Total noninterest expense$136,951,000215
Salaries and employee benefits$63,033,000238
Premises and equipment expense$13,526,000229
Additional noninterest expense$60,392,000181
Pre-tax net operating income$66,243,000257
Securities gains (losses)$10,000714
Applicable income taxes$11,750,000280
Income before extraordinary items$54,503,000256
Extraordinary gains, net$06
Net income$54,503,000256
Minority interest net income$072
Net income of bank and minority interests.$54,503,000256
Net charge-offs$12,501,000127
Cash dividends$22,359,000245
Sale, conversion, retirement of capital stock, net$0671
Net operating income$54,494,800255
2018-09-30 (YTD Data)Rank
Total interest income$139,226,000227
Total interest expense$18,781,000249
Net interest income$120,445,000219
Provision for loan and lease losses$20,207,00084
Total noninterest income$45,545,000197
Gross Fiduciary activities income$6,000,000161
Service charges on deposit accounts$4,116,000272
Trading account gains and fees$0138
Additional Noninterest Income$35,429,000175
Total noninterest expense$103,443,000213
Salaries and employee benefits$47,709,000236
Premises and equipment expense$10,255,000227
Additional noninterest expense$45,479,000178
Pre-tax net operating income$42,340,000290
Securities gains (losses)$10,000710
Applicable income taxes$7,417,000314
Income before extraordinary items$34,933,000284
Extraordinary gains, net$05
Net income$34,933,000283
Minority interest net income$066
Net income of bank and minority interests.$34,933,000284
Net charge-offs$14,391,00095
Cash dividends$15,084,000241
Sale, conversion, retirement of capital stock, net$0633
Net operating income$34,924,800284
2018-06-30 (YTD Data)Rank
Total interest income$89,980,000224
Total interest expense$11,211,000254
Net interest income$78,769,000218
Provision for loan and lease losses$17,462,00070
Total noninterest income$30,834,000195
Gross Fiduciary activities income$4,040,000160
Service charges on deposit accounts$2,662,000281
Trading account gains and fees$0130
Additional Noninterest Income$24,132,000172
Total noninterest expense$69,787,000208
Salaries and employee benefits$32,045,000234
Premises and equipment expense$6,920,000222
Additional noninterest expense$30,822,000179
Pre-tax net operating income$22,354,000328
Securities gains (losses)$10,000602
Applicable income taxes$3,597,000386
Income before extraordinary items$18,767,000325
Extraordinary gains, net$06
Net income$18,767,000325
Minority interest net income$065
Net income of bank and minority interests.$18,767,000325
Net charge-offs$13,365,00079
Cash dividends$12,642,000199
Sale, conversion, retirement of capital stock, net$0620
Net operating income$18,758,600322
2018-03-31 (YTD Data)Rank
Total interest income$43,527,000227
Total interest expense$5,002,000260
Net interest income$38,525,000220
Provision for loan and lease losses$2,053,000169
Total noninterest income$15,606,000194
Gross Fiduciary activities income$1,996,000163
Service charges on deposit accounts$1,327,000282
Trading account gains and fees$0123
Additional Noninterest Income$12,283,000168
Total noninterest expense$35,749,000206
Salaries and employee benefits$16,223,000230
Premises and equipment expense$3,553,000218
Additional noninterest expense$15,973,000173
Pre-tax net operating income$16,329,000249
Securities gains (losses)$10,000437
Applicable income taxes$2,999,000268
Income before extraordinary items$13,340,000243
Extraordinary gains, net$07
Net income$13,340,000242
Minority interest net income$052
Net income of bank and minority interests.$13,340,000243
Net charge-offs$198,000583
Cash dividends$6,639,000176
Sale, conversion, retirement of capital stock, net$0580
Net operating income$13,331,800242
2017-12-31 (YTD Data)Rank
Total interest income$162,991,000222
Total interest expense$14,802,000279
Net interest income$148,189,000215
Provision for loan and lease losses$9,892,000156
Total noninterest income$58,816,000195
Gross Fiduciary activities income$8,055,000155
Service charges on deposit accounts$5,482,000280
Trading account gains and fees$0151
Additional Noninterest Income$45,279,000178
Total noninterest expense$128,649,000216
Salaries and employee benefits$58,956,000235
Premises and equipment expense$13,621,000216
Additional noninterest expense$56,072,000181
Pre-tax net operating income$68,464,000232
Securities gains (losses)$45,000945
Applicable income taxes$18,705,000279
Income before extraordinary items$49,804,000219
Extraordinary gains, net$09
Net income$49,804,000219
Minority interest net income$076
Net income of bank and minority interests.$49,804,000219
Net charge-offs$5,836,000195
Cash dividends$26,263,000191
Sale, conversion, retirement of capital stock, net$0711
Net operating income$49,771,150216
2017-09-30 (YTD Data)Rank
Total interest income$120,581,000223
Total interest expense$10,352,000289
Net interest income$110,229,000212
Provision for loan and lease losses$7,900,000147
Total noninterest income$44,783,000191
Gross Fiduciary activities income$5,847,000157
Service charges on deposit accounts$3,927,000291
Trading account gains and fees$0145
Additional Noninterest Income$35,009,000172
Total noninterest expense$95,965,000215
Salaries and employee benefits$44,064,000236
Premises and equipment expense$10,212,000215
Additional noninterest expense$41,689,000181
Pre-tax net operating income$51,147,000229
Securities gains (losses)$39,000989
Applicable income taxes$14,660,000239
Income before extraordinary items$36,526,000237
Extraordinary gains, net$09
Net income$36,526,000237
Minority interest net income$071
Net income of bank and minority interests.$36,526,000237
Net charge-offs$4,856,000168
Cash dividends$20,320,000175
Sale, conversion, retirement of capital stock, net$0677
Net operating income$36,498,310235
2017-06-30 (YTD Data)Rank
Total interest income$78,416,000228
Total interest expense$6,321,000300
Net interest income$72,095,000216
Provision for loan and lease losses$5,211,000155
Total noninterest income$30,748,000184
Gross Fiduciary activities income$3,923,000154
Service charges on deposit accounts$2,556,000293
Trading account gains and fees$0139
Additional Noninterest Income$24,269,000165
Total noninterest expense$63,268,000214
Salaries and employee benefits$29,156,000237
Premises and equipment expense$6,892,000213
Additional noninterest expense$27,220,000184
Pre-tax net operating income$34,364,000230
Securities gains (losses)$33,000802
Applicable income taxes$9,756,000239
Income before extraordinary items$24,641,000234
Extraordinary gains, net$011
Net income$24,641,000234
Minority interest net income$071
Net income of bank and minority interests.$24,641,000234
Net charge-offs$1,800,000238
Cash dividends$13,547,000170
Sale, conversion, retirement of capital stock, net$0659
Net operating income$24,617,240233
2017-03-31 (YTD Data)Rank
Total interest income$38,393,000227
Total interest expense$2,853,000311
Net interest income$35,540,000215
Provision for loan and lease losses$2,445,000155
Total noninterest income$14,835,000189
Gross Fiduciary activities income$1,907,000158
Service charges on deposit accounts$1,243,000295
Trading account gains and fees$0142
Additional Noninterest Income$11,685,000168
Total noninterest expense$32,302,000208
Salaries and employee benefits$15,039,000233
Premises and equipment expense$3,422,000220
Additional noninterest expense$13,841,000180
Pre-tax net operating income$15,628,000239
Securities gains (losses)$11,000641
Applicable income taxes$4,545,000248
Income before extraordinary items$11,094,000246
Extraordinary gains, net$08
Net income$11,094,000246
Minority interest net income$055
Net income of bank and minority interests.$11,094,000246
Net charge-offs$416,000379
Cash dividends$8,000,000140
Sale, conversion, retirement of capital stock, net$0632
Net operating income$11,086,190244
2016-12-31 (YTD Data)Rank
Total interest income$126,575,000260
Total interest expense$8,224,000362
Net interest income$118,351,000249
Provision for loan and lease losses$4,821,000268
Total noninterest income$55,266,000207
Gross Fiduciary activities income$7,741,000151
Service charges on deposit accounts$4,691,000310
Trading account gains and fees$0170
Additional Noninterest Income$42,834,000182
Total noninterest expense$134,589,000201
Salaries and employee benefits$56,483,000232
Premises and equipment expense$12,077,000236
Additional noninterest expense$66,029,000163
Pre-tax net operating income$34,207,000340
Securities gains (losses)$494,000433
Applicable income taxes$7,715,000402
Income before extraordinary items$26,986,000322
Extraordinary gains, net$05
Net income$26,986,000320
Minority interest net income$082
Net income of bank and minority interests.$26,986,000320
Net charge-offs$4,950,000212
Cash dividends$94,042,00081
Sale, conversion, retirement of capital stock, net$0759
Net operating income$26,600,680321
2016-09-30 (YTD Data)Rank
Total interest income$88,530,000274
Total interest expense$5,601,000398
Net interest income$82,929,000260
Provision for loan and lease losses$2,571,000339
Total noninterest income$41,399,000202
Gross Fiduciary activities income$5,820,000149
Service charges on deposit accounts$3,398,000317
Trading account gains and fees$0169
Additional Noninterest Income$32,181,000181
Total noninterest expense$100,143,000203
Salaries and employee benefits$42,563,000230
Premises and equipment expense$8,471,000245
Additional noninterest expense$49,109,000164
Pre-tax net operating income$21,614,000386
Securities gains (losses)$463,000416
Applicable income taxes$4,821,000475
Income before extraordinary items$17,256,000364
Extraordinary gains, net$05
Net income$17,256,000364
Minority interest net income$071
Net income of bank and minority interests.$17,256,000364
Net charge-offs$3,300,000208
Cash dividends$94,042,00066
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,894,860366
2016-06-30 (YTD Data)Rank
Total interest income$51,832,000297
Total interest expense$3,026,000488
Net interest income$48,806,000291
Provision for loan and lease losses$1,156,000450
Total noninterest income$27,328,000201
Gross Fiduciary activities income$3,862,000148
Service charges on deposit accounts$2,054,000344
Trading account gains and fees$0157
Additional Noninterest Income$21,412,000180
Total noninterest expense$53,948,000235
Salaries and employee benefits$26,556,000243
Premises and equipment expense$7,412,000194
Additional noninterest expense$19,980,000223
Pre-tax net operating income$21,030,000286
Securities gains (losses)$434,000313
Applicable income taxes$5,722,000305
Income before extraordinary items$15,742,000283
Extraordinary gains, net$016
Net income$15,742,000282
Minority interest net income$071
Net income of bank and minority interests.$15,742,000282
Net charge-offs$1,631,000249
Cash dividends$14,042,000162
Sale, conversion, retirement of capital stock, net$0705
Net operating income$15,425,180284
2016-03-31 (YTD Data)Rank
Total interest income$25,726,000294
Total interest expense$1,536,000472
Net interest income$24,190,000289
Provision for loan and lease losses$326,000635
Total noninterest income$13,795,000196
Gross Fiduciary activities income$1,865,000152
Service charges on deposit accounts$998,000349
Trading account gains and fees$0142
Additional Noninterest Income$10,932,000167
Total noninterest expense$26,361,000234
Salaries and employee benefits$13,176,000245
Premises and equipment expense$3,616,000198
Additional noninterest expense$9,569,000225
Pre-tax net operating income$11,298,000270
Securities gains (losses)$44,000885
Applicable income taxes$3,118,000288
Income before extraordinary items$8,224,000273
Extraordinary gains, net$012
Net income$8,224,000273
Minority interest net income$062
Net income of bank and minority interests.$8,224,000273
Net charge-offs$1,502,000167
Cash dividends$6,001,000184
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,191,880266
2015-12-31 (YTD Data)Rank
Total interest income$101,953,000285
Total interest expense$6,043,000453
Net interest income$95,910,000276
Provision for loan and lease losses$3,802,000262
Total noninterest income$51,220,000216
Gross Fiduciary activities income$7,908,000149
Service charges on deposit accounts$4,230,000341
Trading account gains and fees$0159
Additional Noninterest Income$39,082,000185
Total noninterest expense$104,161,000235
Salaries and employee benefits$48,313,000254
Premises and equipment expense$14,622,000198
Additional noninterest expense$41,226,000214
Pre-tax net operating income$39,167,000294
Securities gains (losses)$980,000212
Applicable income taxes$10,486,000306
Income before extraordinary items$29,661,000286
Extraordinary gains, net$023
Net income$29,661,000286
Minority interest net income$081
Net income of bank and minority interests.$29,661,000286
Net charge-offs$6,836,000146
Cash dividends$26,523,000180
Sale, conversion, retirement of capital stock, net$0804
Net operating income$28,935,800291
2015-09-30 (YTD Data)Rank
Total interest income$76,212,000289
Total interest expense$4,439,000460
Net interest income$71,773,000281
Provision for loan and lease losses$2,885,000250
Total noninterest income$38,808,000216
Gross Fiduciary activities income$5,878,000151
Service charges on deposit accounts$3,171,000344
Trading account gains and fees$0153
Additional Noninterest Income$29,759,000189
Total noninterest expense$78,717,000242
Salaries and employee benefits$36,147,000263
Premises and equipment expense$11,064,000199
Additional noninterest expense$31,506,000210
Pre-tax net operating income$28,979,000300
Securities gains (losses)$384,000388
Applicable income taxes$7,733,000321
Income before extraordinary items$21,630,000294
Extraordinary gains, net$021
Net income$21,630,000294
Minority interest net income$078
Net income of bank and minority interests.$21,630,000294
Net charge-offs$4,927,000145
Cash dividends$14,882,000221
Sale, conversion, retirement of capital stock, net$0773
Net operating income$21,345,840295
2015-06-30 (YTD Data)Rank
Total interest income$50,515,000289
Total interest expense$2,886,000468
Net interest income$47,629,000278
Provision for loan and lease losses$2,215,000225
Total noninterest income$26,226,000215
Gross Fiduciary activities income$3,974,000152
Service charges on deposit accounts$2,102,000345
Trading account gains and fees$0157
Additional Noninterest Income$20,150,000186
Total noninterest expense$53,123,000242
Salaries and employee benefits$24,270,000266
Premises and equipment expense$7,388,000200
Additional noninterest expense$21,465,000208
Pre-tax net operating income$18,517,000307
Securities gains (losses)$182,000563
Applicable income taxes$4,913,000330
Income before extraordinary items$13,786,000305
Extraordinary gains, net$022
Net income$13,786,000305
Minority interest net income$075
Net income of bank and minority interests.$13,786,000305
Net charge-offs$3,275,000142
Cash dividends$10,321,000212
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,651,320302
2015-03-31 (YTD Data)Rank
Total interest income$24,903,000291
Total interest expense$1,428,000478
Net interest income$23,475,000283
Provision for loan and lease losses$1,074,000213
Total noninterest income$13,155,000208
Gross Fiduciary activities income$1,820,000162
Service charges on deposit accounts$1,063,000336
Trading account gains and fees$0152
Additional Noninterest Income$10,272,000182
Total noninterest expense$27,630,000235
Salaries and employee benefits$12,422,000259
Premises and equipment expense$3,876,000189
Additional noninterest expense$11,332,000208
Pre-tax net operating income$7,926,000336
Securities gains (losses)$02,027
Applicable income taxes$1,974,000397
Income before extraordinary items$5,952,000331
Extraordinary gains, net$013
Net income$5,952,000330
Minority interest net income$064
Net income of bank and minority interests.$5,952,000330
Net charge-offs$802,000234
Cash dividends$5,761,000178
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,952,000325
2014-12-31 (YTD Data)Rank
Total interest income$76,159,000358
Total interest expense$3,998,000727
Net interest income$72,161,000336
Provision for loan and lease losses$3,607,000275
Total noninterest income$47,490,000212
Gross Fiduciary activities income$7,835,000150
Service charges on deposit accounts$4,230,000353
Trading account gains and fees$0180
Additional Noninterest Income$35,425,000185
Total noninterest expense$88,411,000277
Salaries and employee benefits$40,975,000294
Premises and equipment expense$11,889,000232
Additional noninterest expense$35,547,000244
Pre-tax net operating income$27,633,000362
Securities gains (losses)$329,000566
Applicable income taxes$6,568,000417
Income before extraordinary items$21,394,000348
Extraordinary gains, net$017
Net income$21,394,000348
Minority interest net income$084
Net income of bank and minority interests.$21,394,000348
Net charge-offs$7,439,000167
Cash dividends$12,482,000288
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,140,670348
2014-09-30 (YTD Data)Rank
Total interest income$57,092,000352
Total interest expense$2,959,000749
Net interest income$54,133,000333
Provision for loan and lease losses$2,959,000250
Total noninterest income$35,675,000210
Gross Fiduciary activities income$5,692,000150
Service charges on deposit accounts$3,134,000355
Trading account gains and fees$0174
Additional Noninterest Income$26,849,000183
Total noninterest expense$65,991,000273
Salaries and employee benefits$30,919,000288
Premises and equipment expense$8,738,000228
Additional noninterest expense$26,334,000241
Pre-tax net operating income$20,858,000358
Securities gains (losses)$251,000542
Applicable income taxes$5,081,000408
Income before extraordinary items$16,028,000346
Extraordinary gains, net$015
Net income$16,028,000346
Minority interest net income$081
Net income of bank and minority interests.$16,028,000346
Net charge-offs$5,691,000164
Cash dividends$9,361,000268
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,837,240347
2014-06-30 (YTD Data)Rank
Total interest income$37,804,000350
Total interest expense$1,980,000746
Net interest income$35,824,000332
Provision for loan and lease losses$2,726,000198
Total noninterest income$23,229,000211
Gross Fiduciary activities income$3,830,000149
Service charges on deposit accounts$2,061,000354
Trading account gains and fees$0172
Additional Noninterest Income$17,338,000184
Total noninterest expense$43,629,000271
Salaries and employee benefits$20,183,000291
Premises and equipment expense$5,879,000224
Additional noninterest expense$17,567,000243
Pre-tax net operating income$12,698,000378
Securities gains (losses)$251,000415
Applicable income taxes$3,007,000435
Income before extraordinary items$9,942,000371
Extraordinary gains, net$020
Net income$9,942,000370
Minority interest net income$080
Net income of bank and minority interests.$9,942,000371
Net charge-offs$3,126,000197
Cash dividends$6,241,000248
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,748,730369
2014-03-31 (YTD Data)Rank
Total interest income$19,005,000346
Total interest expense$1,000,000752
Net interest income$18,005,000331
Provision for loan and lease losses$1,475,000186
Total noninterest income$11,897,000205
Gross Fiduciary activities income$1,899,000145
Service charges on deposit accounts$1,014,000349
Trading account gains and fees$0147
Additional Noninterest Income$8,984,000177
Total noninterest expense$21,487,000273
Salaries and employee benefits$10,200,000284
Premises and equipment expense$2,884,000234
Additional noninterest expense$8,403,000247
Pre-tax net operating income$6,940,000334
Securities gains (losses)$142,000343
Applicable income taxes$1,744,000377
Income before extraordinary items$5,338,000327
Extraordinary gains, net$016
Net income$5,338,000327
Minority interest net income$066
Net income of bank and minority interests.$5,338,000327
Net charge-offs$1,402,000226
Cash dividends$3,120,000228
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,231,500329
2013-12-31 (YTD Data)Rank
Total interest income$77,743,000335
Total interest expense$4,641,000722
Net interest income$73,102,000321
Provision for loan and lease losses$11,228,000148
Total noninterest income$43,982,000227
Gross Fiduciary activities income$7,303,000145
Service charges on deposit accounts$4,451,000338
Trading account gains and fees$0184
Additional Noninterest Income$32,228,000200
Total noninterest expense$79,588,000294
Salaries and employee benefits$36,597,000310
Premises and equipment expense$9,942,000261
Additional noninterest expense$33,049,000255
Pre-tax net operating income$26,268,000350
Securities gains (losses)$2,745,00095
Applicable income taxes$6,602,000382
Income before extraordinary items$22,411,000326
Extraordinary gains, net$029
Net income$22,411,000326
Minority interest net income$090
Net income of bank and minority interests.$22,411,000326
Net charge-offs$11,480,000156
Cash dividends$18,482,000212
Sale, conversion, retirement of capital stock, net$0924
Net operating income$20,297,350351
2013-09-30 (YTD Data)Rank
Total interest income$58,518,000335
Total interest expense$3,559,000724
Net interest income$54,959,000318
Provision for loan and lease losses$9,614,000127
Total noninterest income$33,498,000226
Gross Fiduciary activities income$5,249,000145
Service charges on deposit accounts$3,333,000339
Trading account gains and fees$0180
Additional Noninterest Income$24,916,000207
Total noninterest expense$58,784,000293
Salaries and employee benefits$27,326,000312
Premises and equipment expense$7,302,000266
Additional noninterest expense$24,156,000255
Pre-tax net operating income$20,059,000350
Securities gains (losses)$2,306,00098
Applicable income taxes$5,321,000363
Income before extraordinary items$17,044,000332
Extraordinary gains, net$025
Net income$17,044,000333
Minority interest net income$084
Net income of bank and minority interests.$17,044,000333
Net charge-offs$9,525,000150
Cash dividends$15,361,000175
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,291,440349
2013-06-30 (YTD Data)Rank
Total interest income$39,019,000332
Total interest expense$2,430,000735
Net interest income$36,589,000318
Provision for loan and lease losses$5,520,000150
Total noninterest income$22,504,000228
Gross Fiduciary activities income$3,513,000146
Service charges on deposit accounts$2,184,000340
Trading account gains and fees$0157
Additional Noninterest Income$16,807,000213
Total noninterest expense$39,077,000294
Salaries and employee benefits$18,441,000308
Premises and equipment expense$4,826,000269
Additional noninterest expense$15,810,000259
Pre-tax net operating income$14,496,000324
Securities gains (losses)$1,442,000138
Applicable income taxes$4,087,000322
Income before extraordinary items$11,851,000317
Extraordinary gains, net$022
Net income$11,851,000318
Minority interest net income$082
Net income of bank and minority interests.$11,851,000318
Net charge-offs$5,548,000178
Cash dividends$6,241,000243
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,783,920329
2013-03-31 (YTD Data)Rank
Total interest income$19,472,000339
Total interest expense$1,259,000737
Net interest income$18,213,000322
Provision for loan and lease losses$2,074,000199
Total noninterest income$11,138,000228
Gross Fiduciary activities income$1,734,000146
Service charges on deposit accounts$1,086,000337
Trading account gains and fees$0148
Additional Noninterest Income$8,318,000207
Total noninterest expense$19,846,000292
Salaries and employee benefits$9,286,000315
Premises and equipment expense$2,398,000272
Additional noninterest expense$8,162,000256
Pre-tax net operating income$7,431,000320
Securities gains (losses)$120,000621
Applicable income taxes$1,877,000359
Income before extraordinary items$5,674,000317
Extraordinary gains, net$010
Net income$5,674,000318
Minority interest net income$076
Net income of bank and minority interests.$5,674,000318
Net charge-offs$1,598,000314
Cash dividends$3,120,000208
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,584,000309
2012-12-31 (YTD Data)Rank
Total interest income$80,571,000344
Total interest expense$6,982,000607
Net interest income$73,589,000320
Provision for loan and lease losses$10,035,000271
Total noninterest income$38,738,000264
Gross Fiduciary activities income$6,777,000145
Service charges on deposit accounts$4,429,000348
Trading account gains and fees$0166
Additional Noninterest Income$27,532,000251
Total noninterest expense$75,313,000302
Salaries and employee benefits$33,263,000328
Premises and equipment expense$9,591,000266
Additional noninterest expense$32,459,000273
Pre-tax net operating income$26,979,000338
Securities gains (losses)$236,0001,559
Applicable income taxes$5,674,000402
Income before extraordinary items$21,541,000328
Extraordinary gains, net$029
Net income$21,541,000327
Minority interest net income$093
Net income of bank and minority interests.$21,541,000327
Net charge-offs$15,159,000227
Cash dividends$21,682,000181
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$21,354,560319
2012-09-30 (YTD Data)Rank
Total interest income$60,607,000346
Total interest expense$5,441,000617
Net interest income$55,166,000322
Provision for loan and lease losses$7,653,000284
Total noninterest income$28,377,000265
Gross Fiduciary activities income$4,875,000147
Service charges on deposit accounts$3,301,000351
Trading account gains and fees$0157
Additional Noninterest Income$20,201,000251
Total noninterest expense$55,902,000301
Salaries and employee benefits$24,793,000330
Premises and equipment expense$7,055,000272
Additional noninterest expense$24,054,000268
Pre-tax net operating income$19,988,000341
Securities gains (losses)$236,0001,308
Applicable income taxes$4,152,000417
Income before extraordinary items$16,072,000332
Extraordinary gains, net$020
Net income$16,072,000332
Minority interest net income$086
Net income of bank and minority interests.$16,072,000332
Net charge-offs$10,427,000254
Cash dividends$17,361,000151
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,885,560322
2012-06-30 (YTD Data)Rank
Total interest income$40,650,000344
Total interest expense$3,781,000610
Net interest income$36,869,000324
Provision for loan and lease losses$5,443,000277
Total noninterest income$18,551,000270
Gross Fiduciary activities income$3,250,000148
Service charges on deposit accounts$2,179,000353
Trading account gains and fees$0153
Additional Noninterest Income$13,122,000253
Total noninterest expense$36,616,000307
Salaries and employee benefits$16,402,000332
Premises and equipment expense$4,623,000284
Additional noninterest expense$15,591,000278
Pre-tax net operating income$13,361,000332
Securities gains (losses)$227,0001,021
Applicable income taxes$2,687,000428
Income before extraordinary items$10,901,000326
Extraordinary gains, net$019
Net income$10,901,000325
Minority interest net income$084
Net income of bank and minority interests.$10,901,000325
Net charge-offs$4,811,000349
Cash dividends$6,241,000213
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,719,400305
2012-03-31 (YTD Data)Rank
Total interest income$20,412,000341
Total interest expense$1,967,000601
Net interest income$18,445,000318
Provision for loan and lease losses$4,100,000193
Total noninterest income$10,546,000234
Gross Fiduciary activities income$1,625,000147
Service charges on deposit accounts$1,100,000343
Trading account gains and fees$0148
Additional Noninterest Income$7,821,000219
Total noninterest expense$18,262,000305
Salaries and employee benefits$8,335,000320
Premises and equipment expense$2,280,000282
Additional noninterest expense$7,647,000273
Pre-tax net operating income$6,629,000333
Securities gains (losses)$226,000549
Applicable income taxes$1,211,000452
Income before extraordinary items$5,644,000312
Extraordinary gains, net$019
Net income$5,644,000312
Minority interest net income$078
Net income of bank and minority interests.$5,644,000312
Net charge-offs$3,373,000260
Cash dividends$3,120,000180
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,458,680301
2011-12-31 (YTD Data)Rank
Total interest income$85,400,000334
Total interest expense$9,521,000605
Net interest income$75,879,000312
Provision for loan and lease losses$17,479,000262
Total noninterest income$33,015,000253
Gross Fiduciary activities income$6,344,000129
Service charges on deposit accounts$5,057,000315
Trading account gains and fees$0146
Additional Noninterest Income$21,614,000251
Total noninterest expense$67,191,000323
Salaries and employee benefits$28,193,000361
Premises and equipment expense$9,235,000287
Additional noninterest expense$29,763,000278
Pre-tax net operating income$24,224,000317
Securities gains (losses)$1,359,000325
Applicable income taxes$5,326,000398
Income before extraordinary items$20,257,000297
Extraordinary gains, net$029
Net income$20,257,000297
Minority interest net income$096
Net income of bank and minority interests.$20,257,000298
Net charge-offs$18,507,000271
Cash dividends$13,681,000189
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$19,183,390297
2011-09-30 (YTD Data)Rank
Total interest income$64,597,000336
Total interest expense$7,337,000613
Net interest income$57,260,000308
Provision for loan and lease losses$14,339,000246
Total noninterest income$24,140,000258
Gross Fiduciary activities income$4,875,000129
Service charges on deposit accounts$3,910,000306
Trading account gains and fees$0145
Additional Noninterest Income$15,355,000258
Total noninterest expense$49,992,000318
Salaries and employee benefits$21,124,000357
Premises and equipment expense$6,835,000296
Additional noninterest expense$22,033,000275
Pre-tax net operating income$17,069,000338
Securities gains (losses)$1,359,000258
Applicable income taxes$3,779,000404
Income before extraordinary items$14,649,000305
Extraordinary gains, net$021
Net income$14,649,000306
Minority interest net income$087
Net income of bank and minority interests.$14,649,000306
Net charge-offs$14,235,000264
Cash dividends$9,361,000165
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,575,390312
2011-06-30 (YTD Data)Rank
Total interest income$43,377,000336
Total interest expense$5,018,000624
Net interest income$38,359,000309
Provision for loan and lease losses$10,690,000226
Total noninterest income$15,842,000263
Gross Fiduciary activities income$3,250,000130
Service charges on deposit accounts$2,692,000298
Trading account gains and fees$0153
Additional Noninterest Income$9,900,000274
Total noninterest expense$33,006,000323
Salaries and employee benefits$13,709,000369
Premises and equipment expense$4,594,000299
Additional noninterest expense$14,703,000288
Pre-tax net operating income$10,505,000355
Securities gains (losses)$511,000359
Applicable income taxes$2,195,000431
Income before extraordinary items$8,821,000329
Extraordinary gains, net$015
Net income$8,821,000328
Minority interest net income$089
Net income of bank and minority interests.$8,821,000329
Net charge-offs$8,987,000286
Cash dividends$6,241,000145
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,412,200328
2011-03-31 (YTD Data)Rank
Total interest income$21,690,000341
Total interest expense$2,597,000622
Net interest income$19,093,000307
Provision for loan and lease losses$5,134,000232
Total noninterest income$7,698,000270
Gross Fiduciary activities income$1,625,000127
Service charges on deposit accounts$1,336,000294
Trading account gains and fees$0158
Additional Noninterest Income$4,737,000284
Total noninterest expense$16,513,000329
Salaries and employee benefits$6,570,000388
Premises and equipment expense$2,398,000288
Additional noninterest expense$7,545,000273
Pre-tax net operating income$5,144,000355
Securities gains (losses)$01,772
Applicable income taxes$979,000462
Income before extraordinary items$4,165,000340
Extraordinary gains, net$09
Net income$4,165,000339
Minority interest net income$086
Net income of bank and minority interests.$4,165,000340
Net charge-offs$3,228,000378
Cash dividends$3,120,000136
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,165,000334
2010-12-31 (YTD Data)Rank
Total interest income$90,936,000334
Total interest expense$16,239,000491
Net interest income$74,697,000308
Provision for loan and lease losses$21,565,000345
Total noninterest income$33,884,000266
Gross Fiduciary activities income$6,080,000128
Service charges on deposit accounts$6,693,000240
Trading account gains and fees$0175
Additional Noninterest Income$21,111,000274
Total noninterest expense$68,603,000316
Salaries and employee benefits$29,482,000334
Premises and equipment expense$8,907,000306
Additional noninterest expense$30,214,000285
Pre-tax net operating income$18,413,000323
Securities gains (losses)$327,0001,188
Applicable income taxes$3,281,000505
Income before extraordinary items$15,459,000309
Extraordinary gains, net$029
Net income$15,459,000309
Minority interest net income$0111
Net income of bank and minority interests.$15,459,000310
Net charge-offs$15,465,000426
Cash dividends$13,682,000138
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,190,860301
2010-09-30 (YTD Data)Rank
Total interest income$68,372,000337
Total interest expense$13,166,000466
Net interest income$55,206,000311
Provision for loan and lease losses$15,289,000351
Total noninterest income$24,758,000266
Gross Fiduciary activities income$4,450,000131
Service charges on deposit accounts$5,227,000234
Trading account gains and fees$0165
Additional Noninterest Income$15,081,000271
Total noninterest expense$51,720,000310
Salaries and employee benefits$22,532,000323
Premises and equipment expense$6,662,000312
Additional noninterest expense$22,526,000280
Pre-tax net operating income$12,955,000341
Securities gains (losses)$322,0001,029
Applicable income taxes$2,256,000538
Income before extraordinary items$11,021,000321
Extraordinary gains, net$023
Net income$11,021,000322
Minority interest net income$0110
Net income of bank and minority interests.$11,021,000322
Net charge-offs$11,204,000419
Cash dividends$9,361,000114
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,753,740314
2010-06-30 (YTD Data)Rank
Total interest income$45,329,000344
Total interest expense$9,369,000454
Net interest income$35,960,000315
Provision for loan and lease losses$9,760,000368
Total noninterest income$16,249,000266
Gross Fiduciary activities income$3,000,000128
Service charges on deposit accounts$3,594,000233
Trading account gains and fees$0152
Additional Noninterest Income$9,655,000272
Total noninterest expense$34,134,000315
Salaries and employee benefits$14,995,000323
Premises and equipment expense$4,306,000317
Additional noninterest expense$14,833,000282
Pre-tax net operating income$8,315,000345
Securities gains (losses)$-7,0007,286
Applicable income taxes$1,333,000562
Income before extraordinary items$6,975,000321
Extraordinary gains, net$019
Net income$6,975,000320
Minority interest net income$0105
Net income of bank and minority interests.$6,975,000321
Net charge-offs$5,449,000537
Cash dividends$6,241,000110
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,980,880315
2010-03-31 (YTD Data)Rank
Total interest income$22,468,000359
Total interest expense$5,075,000441
Net interest income$17,393,000326
Provision for loan and lease losses$4,895,000387
Total noninterest income$8,107,000270
Gross Fiduciary activities income$1,500,000128
Service charges on deposit accounts$1,782,000238
Trading account gains and fees$0175
Additional Noninterest Income$4,825,000273
Total noninterest expense$16,908,000315
Salaries and employee benefits$7,550,000330
Premises and equipment expense$2,195,000324
Additional noninterest expense$7,163,000286
Pre-tax net operating income$3,697,000367
Securities gains (losses)$3,0001,999
Applicable income taxes$534,000673
Income before extraordinary items$3,166,000343
Extraordinary gains, net$016
Net income$3,166,000345
Minority interest net income$091
Net income of bank and minority interests.$3,166,000345
Net charge-offs$2,628,000541
Cash dividends$3,120,000103
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,163,420328
2009-12-31 (YTD Data)Rank
Total interest income$96,261,000350
Total interest expense$27,450,000410
Net interest income$68,811,000319
Provision for loan and lease losses$20,886,000479
Total noninterest income$30,100,000296
Gross Fiduciary activities income$5,536,000135
Service charges on deposit accounts$7,037,000252
Trading account gains and fees$0211
Additional Noninterest Income$17,527,000300
Total noninterest expense$63,964,000359
Salaries and employee benefits$27,228,000356
Premises and equipment expense$8,540,000329
Additional noninterest expense$28,196,000337
Pre-tax net operating income$14,061,000300
Securities gains (losses)$1,819,000301
Applicable income taxes$2,270,000513
Income before extraordinary items$13,610,000238
Extraordinary gains, net$034
Net income$13,610,000239
Minority interest net income$0115
Net income of bank and minority interests.$13,610,000239
Net charge-offs$9,206,000734
Cash dividends$13,682,000143
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,045,660275
2009-09-30 (YTD Data)Rank
Total interest income$73,096,000361
Total interest expense$21,359,000423
Net interest income$51,737,000330
Provision for loan and lease losses$13,437,000496
Total noninterest income$22,066,000307
Gross Fiduciary activities income$4,075,000137
Service charges on deposit accounts$5,050,000260
Trading account gains and fees$0212
Additional Noninterest Income$12,941,000307
Total noninterest expense$47,587,000367
Salaries and employee benefits$20,284,000371
Premises and equipment expense$6,499,000331
Additional noninterest expense$20,804,000339
Pre-tax net operating income$12,779,000260
Securities gains (losses)$350,000889
Applicable income taxes$2,264,000423
Income before extraordinary items$10,865,000237
Extraordinary gains, net$027
Net income$10,865,000237
Minority interest net income$0118
Net income of bank and minority interests.$10,865,000237
Net charge-offs$4,610,000867
Cash dividends$9,361,000145
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,574,500240
2009-06-30 (YTD Data)Rank
Total interest income$48,870,000370
Total interest expense$14,774,000433
Net interest income$34,096,000339
Provision for loan and lease losses$7,509,000558
Total noninterest income$15,080,000295
Gross Fiduciary activities income$2,750,000136
Service charges on deposit accounts$3,305,000266
Trading account gains and fees$0193
Additional Noninterest Income$9,025,000299
Total noninterest expense$32,204,000366
Salaries and employee benefits$13,845,000368
Premises and equipment expense$4,387,000329
Additional noninterest expense$13,972,000342
Pre-tax net operating income$9,463,000239
Securities gains (losses)$324,000711
Applicable income taxes$1,915,000344
Income before extraordinary items$7,872,000231
Extraordinary gains, net$021
Net income$7,872,000230
Minority interest net income$0112
Net income of bank and minority interests.$7,872,000230
Net charge-offs$1,803,0001,201
Cash dividends$6,241,000140
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,612,800227
2009-03-31 (YTD Data)Rank
Total interest income$24,366,000378
Total interest expense$7,736,000432
Net interest income$16,630,000343
Provision for loan and lease losses$2,156,000707
Total noninterest income$7,474,000274
Gross Fiduciary activities income$1,425,000128
Service charges on deposit accounts$1,614,000266
Trading account gains and fees$0171
Additional Noninterest Income$4,435,000277
Total noninterest expense$15,779,000346
Salaries and employee benefits$7,006,000361
Premises and equipment expense$2,324,000320
Additional noninterest expense$6,449,000319
Pre-tax net operating income$6,169,000212
Securities gains (losses)$38,0001,416
Applicable income taxes$1,445,000266
Income before extraordinary items$4,762,000222
Extraordinary gains, net$015
Net income$4,762,000221
Minority interest net income$0102
Net income of bank and minority interests.$4,762,000223
Net charge-offs$554,0001,300
Cash dividends$3,120,000138
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,732,740206
2008-12-31 (YTD Data)Rank
Total interest income$108,179,000368
Total interest expense$40,606,000397
Net interest income$67,573,000338
Provision for loan and lease losses$8,769,000658
Total noninterest income$27,847,000278
Gross Fiduciary activities income$6,004,000138
Service charges on deposit accounts$6,808,000268
Trading account gains and fees$0154
Additional Noninterest Income$15,035,000290
Total noninterest expense$57,199,000390
Salaries and employee benefits$23,804,000406
Premises and equipment expense$8,283,000338
Additional noninterest expense$25,112,000334
Pre-tax net operating income$29,452,000202
Securities gains (losses)$201,000718
Applicable income taxes$6,647,000257
Income before extraordinary items$23,006,000182
Extraordinary gains, net$039
Net income$23,006,000182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,737,000451
Cash dividends$14,742,000212
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$22,849,220199
2008-09-30 (YTD Data)Rank
Total interest income$81,704,000379
Total interest expense$31,453,000403
Net interest income$50,251,000353
Provision for loan and lease losses$6,342,000554
Total noninterest income$22,174,000278
Gross Fiduciary activities income$4,833,000133
Service charges on deposit accounts$5,085,000277
Trading account gains and fees$0148
Additional Noninterest Income$12,256,000291
Total noninterest expense$42,477,000389
Salaries and employee benefits$17,853,000418
Premises and equipment expense$6,126,000352
Additional noninterest expense$18,498,000319
Pre-tax net operating income$23,606,000244
Securities gains (losses)$03,106
Applicable income taxes$5,307,000303
Income before extraordinary items$18,299,000215
Extraordinary gains, net$031
Net income$18,299,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,474,000480
Cash dividends$10,421,000226
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,299,000231
2008-06-30 (YTD Data)Rank
Total interest income$55,011,000383
Total interest expense$21,673,000407
Net interest income$33,338,000359
Provision for loan and lease losses$3,296,000570
Total noninterest income$15,881,000272
Gross Fiduciary activities income$3,255,000136
Service charges on deposit accounts$3,366,000277
Trading account gains and fees$0149
Additional Noninterest Income$9,260,000279
Total noninterest expense$28,312,000383
Salaries and employee benefits$11,815,000428
Premises and equipment expense$4,056,000351
Additional noninterest expense$12,441,000313
Pre-tax net operating income$17,611,000232
Securities gains (losses)$03,233
Applicable income taxes$3,956,000311
Income before extraordinary items$13,655,000227
Extraordinary gains, net$021
Net income$13,655,000226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,669,000463
Cash dividends$6,991,000251
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$13,655,000223
2008-03-31 (YTD Data)Rank
Total interest income$28,041,000389
Total interest expense$11,682,000404
Net interest income$16,359,000368
Provision for loan and lease losses$999,000623
Total noninterest income$7,726,000285
Gross Fiduciary activities income$1,627,000134
Service charges on deposit accounts$1,658,000273
Trading account gains and fees$0158
Additional Noninterest Income$4,441,000294
Total noninterest expense$13,569,000389
Salaries and employee benefits$5,938,000431
Premises and equipment expense$2,016,000358
Additional noninterest expense$5,615,000324
Pre-tax net operating income$9,517,000239
Securities gains (losses)$02,688
Applicable income taxes$2,429,000290
Income before extraordinary items$7,088,000235
Extraordinary gains, net$015
Net income$7,088,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,088,000439
Cash dividends$3,870,000232
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,088,000230
2007-12-31 (YTD Data)Rank
Total interest income$116,354,000388
Total interest expense$51,843,000405
Net interest income$64,511,000375
Provision for loan and lease losses$2,166,000793
Total noninterest income$26,330,000310
Gross Fiduciary activities income$5,921,000142
Service charges on deposit accounts$6,822,000275
Trading account gains and fees$0178
Additional Noninterest Income$13,587,000339
Total noninterest expense$53,410,000379
Salaries and employee benefits$22,889,000422
Premises and equipment expense$7,662,000358
Additional noninterest expense$22,859,000315
Pre-tax net operating income$35,265,000304
Securities gains (losses)$383,000304
Applicable income taxes$9,475,000341
Income before extraordinary items$26,173,000293
Extraordinary gains, net$039
Net income$26,173,000290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,363,000549
Cash dividends$17,184,000279
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$25,893,410290
2007-09-30 (YTD Data)Rank
Total interest income$87,161,000393
Total interest expense$38,686,000408
Net interest income$48,475,000377
Provision for loan and lease losses$1,733,000583
Total noninterest income$19,907,000311
Gross Fiduciary activities income$4,493,000140
Service charges on deposit accounts$5,058,000272
Trading account gains and fees$0184
Additional Noninterest Income$10,356,000336
Total noninterest expense$40,424,000373
Salaries and employee benefits$17,337,000422
Premises and equipment expense$5,866,000358
Additional noninterest expense$17,221,000299
Pre-tax net operating income$26,225,000334
Securities gains (losses)$258,000336
Applicable income taxes$7,107,000372
Income before extraordinary items$19,376,000319
Extraordinary gains, net$033
Net income$19,376,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,144,000589
Cash dividends$12,864,000282
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$19,187,660315
2007-06-30 (YTD Data)Rank
Total interest income$57,421,000406
Total interest expense$25,274,000422
Net interest income$32,147,000389
Provision for loan and lease losses$1,277,000484
Total noninterest income$13,306,000323
Gross Fiduciary activities income$2,968,000145
Service charges on deposit accounts$3,353,000274
Trading account gains and fees$0168
Additional Noninterest Income$6,985,000349
Total noninterest expense$27,005,000374
Salaries and employee benefits$11,643,000433
Premises and equipment expense$3,943,000363
Additional noninterest expense$11,419,000310
Pre-tax net operating income$17,171,000359
Securities gains (losses)$5,0001,010
Applicable income taxes$4,604,000407
Income before extraordinary items$12,572,000347
Extraordinary gains, net$029
Net income$12,572,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,000536
Cash dividends$7,179,000313
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$12,568,350343
2007-03-31 (YTD Data)Rank
Total interest income$28,258,000408
Total interest expense$12,280,000429
Net interest income$15,978,000389
Provision for loan and lease losses$624,000434
Total noninterest income$6,895,000314
Gross Fiduciary activities income$1,487,000144
Service charges on deposit accounts$1,650,000267
Trading account gains and fees$0195
Additional Noninterest Income$3,758,000329
Total noninterest expense$13,348,000378
Salaries and employee benefits$5,861,000434
Premises and equipment expense$1,970,000365
Additional noninterest expense$5,517,000307
Pre-tax net operating income$8,901,000351
Securities gains (losses)$01,187
Applicable income taxes$2,435,000392
Income before extraordinary items$6,466,000345
Extraordinary gains, net$022
Net income$6,466,000344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,000411
Cash dividends$3,121,000320
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,466,000339
2006-12-31 (YTD Data)Rank
Total interest income$105,037,000404
Total interest expense$41,334,000434
Net interest income$63,703,000374
Provision for loan and lease losses$2,215,000509
Total noninterest income$24,265,000327
Gross Fiduciary activities income$5,515,000146
Service charges on deposit accounts$6,771,000255
Trading account gains and fees$0130
Additional Noninterest Income$11,979,000368
Total noninterest expense$51,868,000372
Salaries and employee benefits$21,262,000451
Premises and equipment expense$7,284,000363
Additional noninterest expense$23,322,000285
Pre-tax net operating income$33,885,000364
Securities gains (losses)$46,000704
Applicable income taxes$8,997,000421
Income before extraordinary items$24,934,000355
Extraordinary gains, net$051
Net income$24,934,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,295,000344
Cash dividends$16,258,000270
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$24,900,420351
2006-09-30 (YTD Data)Rank
Total interest income$76,911,000421
Total interest expense$29,089,000457
Net interest income$47,822,000392
Provision for loan and lease losses$1,594,000498
Total noninterest income$18,084,000343
Gross Fiduciary activities income$4,362,000146
Service charges on deposit accounts$5,091,000259
Trading account gains and fees$0126
Additional Noninterest Income$8,631,000390
Total noninterest expense$38,700,000377
Salaries and employee benefits$16,032,000463
Premises and equipment expense$5,270,000381
Additional noninterest expense$17,398,000291
Pre-tax net operating income$25,612,000382
Securities gains (losses)$46,000578
Applicable income taxes$6,782,000448
Income before extraordinary items$18,876,000376
Extraordinary gains, net$045
Net income$18,876,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,960,000282
Cash dividends$9,937,000303
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$18,841,960368
2006-06-30 (YTD Data)Rank
Total interest income$49,220,000427
Total interest expense$17,617,000477
Net interest income$31,603,000396
Provision for loan and lease losses$1,026,000504
Total noninterest income$11,938,000352
Gross Fiduciary activities income$2,999,000147
Service charges on deposit accounts$3,343,000261
Trading account gains and fees$0126
Additional Noninterest Income$5,596,000405
Total noninterest expense$24,843,000398
Salaries and employee benefits$10,584,000475
Premises and equipment expense$3,405,000389
Additional noninterest expense$10,854,000317
Pre-tax net operating income$17,672,000372
Securities gains (losses)$46,000472
Applicable income taxes$4,719,000438
Income before extraordinary items$12,999,000359
Extraordinary gains, net$039
Net income$12,999,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$5,818,000329
Sale, conversion, retirement of capital stock, net$0887
Net operating income$12,965,420354
2006-03-31 (YTD Data)Rank
Total interest income$23,523,000434
Total interest expense$8,018,000486
Net interest income$15,505,000402
Provision for loan and lease losses$511,000477
Total noninterest income$6,330,000328
Gross Fiduciary activities income$1,551,000141
Service charges on deposit accounts$1,671,000259
Trading account gains and fees$0115
Additional Noninterest Income$3,108,000379
Total noninterest expense$12,307,000405
Salaries and employee benefits$5,327,000467
Premises and equipment expense$1,681,000393
Additional noninterest expense$5,299,000317
Pre-tax net operating income$9,017,000358
Securities gains (losses)$0955
Applicable income taxes$2,420,000422
Income before extraordinary items$6,597,000354
Extraordinary gains, net$021
Net income$6,597,000352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$3,321,000290
Sale, conversion, retirement of capital stock, net$0648
Net operating income$6,597,000347
2005-12-31 (YTD Data)Rank
Total interest income$85,414,000426
Total interest expense$24,359,000493
Net interest income$61,055,000396
Provision for loan and lease losses$2,109,000519
Total noninterest income$22,068,000372
Gross Fiduciary activities income$5,225,000155
Service charges on deposit accounts$6,908,000251
Trading account gains and fees$0138
Additional Noninterest Income$9,935,000432
Total noninterest expense$46,265,000411
Salaries and employee benefits$19,954,000473
Premises and equipment expense$6,587,000386
Additional noninterest expense$19,724,000338
Pre-tax net operating income$34,749,000358
Securities gains (losses)$86,000747
Applicable income taxes$9,322,000416
Income before extraordinary items$25,513,000344
Extraordinary gains, net$046
Net income$25,513,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,845,000430
Cash dividends$12,383,000326
Sale, conversion, retirement of capital stock, net$0934
Net operating income$25,450,220337
2005-09-30 (YTD Data)Rank
Total interest income$62,320,000424
Total interest expense$16,955,000497
Net interest income$45,365,000393
Provision for loan and lease losses$1,409,000543
Total noninterest income$16,334,000380
Gross Fiduciary activities income$3,964,000154
Service charges on deposit accounts$5,147,000251
Trading account gains and fees$0126
Additional Noninterest Income$7,223,000446
Total noninterest expense$34,520,000414
Salaries and employee benefits$14,912,000473
Premises and equipment expense$4,902,000387
Additional noninterest expense$14,706,000335
Pre-tax net operating income$25,770,000359
Securities gains (losses)$86,000702
Applicable income taxes$6,926,000422
Income before extraordinary items$18,930,000350
Extraordinary gains, net$035
Net income$18,930,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,798,000311
Cash dividends$7,937,000343
Sale, conversion, retirement of capital stock, net$0769
Net operating income$18,867,220344
2005-06-30 (YTD Data)Rank
Total interest income$40,178,000422
Total interest expense$10,485,000500
Net interest income$29,693,000394
Provision for loan and lease losses$900,000570
Total noninterest income$10,938,000368
Gross Fiduciary activities income$2,663,000152
Service charges on deposit accounts$3,344,000248
Trading account gains and fees$0116
Additional Noninterest Income$4,931,000438
Total noninterest expense$23,184,000409
Salaries and employee benefits$9,856,000472
Premises and equipment expense$3,276,000381
Additional noninterest expense$10,052,000325
Pre-tax net operating income$16,547,000367
Securities gains (losses)$87,000617
Applicable income taxes$4,409,000437
Income before extraordinary items$12,225,000357
Extraordinary gains, net$030
Net income$12,225,000357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,000450
Cash dividends$5,440,000320
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,161,490344
2005-03-31 (YTD Data)Rank
Total interest income$19,530,000414
Total interest expense$4,936,000500
Net interest income$14,594,000392
Provision for loan and lease losses$450,000520
Total noninterest income$5,710,000345
Gross Fiduciary activities income$1,338,000156
Service charges on deposit accounts$1,626,000242
Trading account gains and fees$0115
Additional Noninterest Income$2,746,000391
Total noninterest expense$11,687,000393
Salaries and employee benefits$4,972,000459
Premises and equipment expense$1,607,000382
Additional noninterest expense$5,108,000322
Pre-tax net operating income$8,167,000370
Securities gains (losses)$01,685
Applicable income taxes$2,162,000445
Income before extraordinary items$6,005,000351
Extraordinary gains, net$024
Net income$6,005,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,000347
Cash dividends$2,160,000335
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,005,000344
2004-12-31 (YTD Data)Rank
Total interest income$74,737,000401
Total interest expense$17,527,000479
Net interest income$57,210,000386
Provision for loan and lease losses$1,622,000664
Total noninterest income$21,224,000372
Gross Fiduciary activities income$5,028,000153
Service charges on deposit accounts$6,537,000264
Trading account gains and fees$0138
Additional Noninterest Income$9,659,000423
Total noninterest expense$45,873,000400
Salaries and employee benefits$19,489,000465
Premises and equipment expense$5,860,000407
Additional noninterest expense$20,524,000326
Pre-tax net operating income$30,939,000363
Securities gains (losses)$1,001,000285
Applicable income taxes$8,371,000412
Income before extraordinary items$23,569,000344
Extraordinary gains, net$034
Net income$23,569,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,311,000641
Cash dividends$11,342,000336
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,828,260337
2004-09-30 (YTD Data)Rank
Total interest income$55,577,000398
Total interest expense$12,804,000479
Net interest income$42,773,000390
Provision for loan and lease losses$1,306,000600
Total noninterest income$15,920,000380
Gross Fiduciary activities income$3,750,000152
Service charges on deposit accounts$4,725,000275
Trading account gains and fees$0134
Additional Noninterest Income$7,445,000420
Total noninterest expense$34,949,000395
Salaries and employee benefits$15,015,000454
Premises and equipment expense$4,467,000404
Additional noninterest expense$15,467,000323
Pre-tax net operating income$22,438,000373
Securities gains (losses)$831,000302
Applicable income taxes$6,071,000419
Income before extraordinary items$17,198,000355
Extraordinary gains, net$026
Net income$17,198,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$902,000618
Cash dividends$7,981,000331
Sale, conversion, retirement of capital stock, net$0738
Net operating income$16,583,060348
2004-06-30 (YTD Data)Rank
Total interest income$36,793,000397
Total interest expense$8,381,000479
Net interest income$28,412,000385
Provision for loan and lease losses$832,000615
Total noninterest income$10,603,000381
Gross Fiduciary activities income$2,500,000158
Service charges on deposit accounts$2,941,000291
Trading account gains and fees$0130
Additional Noninterest Income$5,162,000408
Total noninterest expense$23,450,000388
Salaries and employee benefits$10,139,000449
Premises and equipment expense$2,939,000409
Additional noninterest expense$10,372,000318
Pre-tax net operating income$14,733,000376
Securities gains (losses)$585,000322
Applicable income taxes$3,994,000427
Income before extraordinary items$11,324,000352
Extraordinary gains, net$021
Net income$11,324,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,000716
Cash dividends$4,321,000373
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,891,100347
2004-03-31 (YTD Data)Rank
Total interest income$18,506,000406
Total interest expense$4,282,000484
Net interest income$14,224,000390
Provision for loan and lease losses$674,000415
Total noninterest income$5,106,000377
Gross Fiduciary activities income$1,250,000157
Service charges on deposit accounts$1,429,000297
Trading account gains and fees$0121
Additional Noninterest Income$2,427,000420
Total noninterest expense$11,658,000395
Salaries and employee benefits$5,092,000456
Premises and equipment expense$1,414,000431
Additional noninterest expense$5,152,000315
Pre-tax net operating income$6,998,000383
Securities gains (losses)$585,000235
Applicable income taxes$1,987,000436
Income before extraordinary items$5,596,000354
Extraordinary gains, net$016
Net income$5,596,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,172
Cash dividends$2,160,000352
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,163,100355
2003-12-31 (YTD Data)Rank
Total interest income$71,956,000415
Total interest expense$20,542,000456
Net interest income$51,414,000410
Provision for loan and lease losses$1,000,0001,181
Total noninterest income$20,846,000383
Gross Fiduciary activities income$4,567,000159
Service charges on deposit accounts$5,739,000293
Trading account gains and fees$0160
Additional Noninterest Income$10,540,000428
Total noninterest expense$41,707,000439
Salaries and employee benefits$16,812,000519
Premises and equipment expense$5,126,000458
Additional noninterest expense$19,769,000340
Pre-tax net operating income$29,553,000357
Securities gains (losses)$1,910,000310
Applicable income taxes$8,254,000425
Income before extraordinary items$23,209,000338
Extraordinary gains, net$054
Net income$23,209,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$813,0001,081
Cash dividends$6,005,000542
Sale, conversion, retirement of capital stock, net$0868
Net operating income$21,795,600329
2003-09-30 (YTD Data)Rank
Total interest income$52,617,000435
Total interest expense$15,572,000468
Net interest income$37,045,000428
Provision for loan and lease losses$900,000969
Total noninterest income$16,077,000395
Gross Fiduciary activities income$3,403,000166
Service charges on deposit accounts$4,267,000310
Trading account gains and fees$0153
Additional Noninterest Income$8,407,000430
Total noninterest expense$30,593,000460
Salaries and employee benefits$12,443,000536
Premises and equipment expense$3,703,000485
Additional noninterest expense$14,447,000355
Pre-tax net operating income$21,629,000370
Securities gains (losses)$753,000533
Applicable income taxes$5,923,000445
Income before extraordinary items$16,459,000375
Extraordinary gains, net$040
Net income$16,459,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,123
Cash dividends$4,804,000503
Sale, conversion, retirement of capital stock, net$0722
Net operating income$15,901,780350
2003-06-30 (YTD Data)Rank
Total interest income$34,607,000444
Total interest expense$10,690,000469
Net interest income$23,917,000444
Provision for loan and lease losses$400,0001,388
Total noninterest income$10,188,000409
Gross Fiduciary activities income$2,295,000171
Service charges on deposit accounts$2,784,000312
Trading account gains and fees$0150
Additional Noninterest Income$5,109,000459
Total noninterest expense$20,042,000459
Salaries and employee benefits$8,176,000541
Premises and equipment expense$2,406,000496
Additional noninterest expense$9,460,000360
Pre-tax net operating income$13,663,000387
Securities gains (losses)$422,000642
Applicable income taxes$3,790,000470
Income before extraordinary items$10,295,000391
Extraordinary gains, net$030
Net income$10,295,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,202
Cash dividends$4,804,000372
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,986,940367
2003-03-31 (YTD Data)Rank
Total interest income$17,095,000457
Total interest expense$5,445,000475
Net interest income$11,650,000457
Provision for loan and lease losses$400,000718
Total noninterest income$5,195,000414
Gross Fiduciary activities income$1,148,000175
Service charges on deposit accounts$1,366,000316
Trading account gains and fees$0134
Additional Noninterest Income$2,681,000449
Total noninterest expense$9,818,000468
Salaries and employee benefits$3,998,000554
Premises and equipment expense$1,174,000519
Additional noninterest expense$4,646,000367
Pre-tax net operating income$6,627,000390
Securities gains (losses)$161,000750
Applicable income taxes$1,820,000488
Income before extraordinary items$4,968,000389
Extraordinary gains, net$021
Net income$4,968,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,819
Cash dividends$2,260,000355
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,850,470366
2002-12-31 (YTD Data)Rank
Total interest income$64,287,000504
Total interest expense$20,801,000562
Net interest income$43,486,000482
Provision for loan and lease losses$1,288,0001,066
Total noninterest income$14,667,000490
Gross Fiduciary activities income$4,181,000180
Service charges on deposit accounts$5,040,000332
Trading account gains and fees$0153
Additional Noninterest Income$5,446,000648
Total noninterest expense$30,621,000554
Salaries and employee benefits$11,579,000706
Premises and equipment expense$3,421,000650
Additional noninterest expense$15,621,000411
Pre-tax net operating income$26,244,000380
Securities gains (losses)$885,000460
Applicable income taxes$7,759,000430
Income before extraordinary items$19,370,000382
Extraordinary gains, net$070
Net income$19,370,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,000975
Cash dividends$14,711,000275
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,741,650365
2001-12-31 (YTD Data)Rank
Total interest income$69,345,000518
Total interest expense$28,743,000587
Net interest income$40,602,000467
Provision for loan and lease losses$703,0001,658
Total noninterest income$13,820,000488
Gross Fiduciary activities income$4,260,000185
Service charges on deposit accounts$4,727,000332
Trading account gains and fees$0177
Additional Noninterest Income$4,833,000677
Total noninterest expense$28,816,000578
Salaries and employee benefits$8,312,000895
Premises and equipment expense$2,839,000746
Additional noninterest expense$17,665,000390
Pre-tax net operating income$24,903,000360
Securities gains (losses)$148,0001,419
Applicable income taxes$6,954,000434
Income before extraordinary items$18,097,000354
Extraordinary gains, net$0105
Net income$18,097,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,0001,355
Cash dividends$14,793,000284
Sale, conversion, retirement of capital stock, net$0922
Net operating income$17,990,440340
2000-12-31 (YTD Data)Rank
Total interest income$69,900,000547
Total interest expense$31,050,000603
Net interest income$38,850,000484
Provision for loan and lease losses$133,0004,645
Total noninterest income$12,512,000504
Gross Fiduciary activities income$4,404,000180
Service charges on deposit accounts$5,315,000278
Trading account gains and fees$0180
Additional Noninterest Income$2,793,000899
Total noninterest expense$27,619,000578
Salaries and employee benefits$8,304,000838
Premises and equipment expense$2,899,000717
Additional noninterest expense$16,416,000407
Pre-tax net operating income$23,610,000396
Securities gains (losses)$01,956
Applicable income taxes$6,582,000454
Income before extraordinary items$17,028,000369
Extraordinary gains, net$038
Net income$17,028,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,0001,068
Cash dividends$8,139,000440
Sale, conversion, retirement of capital stock, net$0969
Net operating income$17,028,000367
1999-12-31 (YTD Data)Rank
Total interest income$63,984,000575
Total interest expense$26,353,000630
Net interest income$37,631,000521
Provision for loan and lease losses$800,0001,188
Total noninterest income$11,702,000563
Gross Fiduciary activities income$3,970,000222
Service charges on deposit accounts$4,783,000305
Trading account gains and fees$0173
Additional Noninterest Income$2,949,000903
Total noninterest expense$26,642,000606
Salaries and employee benefits$7,958,000861
Premises and equipment expense$2,856,000727
Additional noninterest expense$15,828,000430
Pre-tax net operating income$21,891,000452
Securities gains (losses)$52,000966
Applicable income taxes$6,244,000519
Income before extraordinary items$15,699,000438
Extraordinary gains, net$035
Net income$15,699,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,751
Cash dividends$12,591,000334
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$15,661,560429
1998-12-31 (YTD Data)Rank
Total interest income$62,268,000579
Total interest expense$26,495,000633
Net interest income$35,773,000526
Provision for loan and lease losses$700,0001,308
Total noninterest income$9,511,000621
Gross Fiduciary activities income$3,202,000250
Service charges on deposit accounts$3,755,000352
Trading account gains and fees$0224
Additional Noninterest Income$2,554,0001,005
Total noninterest expense$24,583,000635
Salaries and employee benefits$7,251,000909
Premises and equipment expense$2,860,000716
Additional noninterest expense$14,472,000442
Pre-tax net operating income$20,001,000446
Securities gains (losses)$97,0001,291
Applicable income taxes$5,741,000519
Income before extraordinary items$14,357,000430
Extraordinary gains, net$032
Net income$14,357,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,658
Cash dividends$15,029,000289
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$14,288,130412
1997-12-31 (YTD Data)Rank
Total interest income$59,312,000606
Total interest expense$23,686,000705
Net interest income$35,626,000532
Provision for loan and lease losses$1,255,000825
Total noninterest income$7,133,000724
Gross Fiduciary activities income$2,695,000280
Service charges on deposit accounts$2,603,000510
Trading account gains and fees$0239
Additional Noninterest Income$1,835,0001,166
Total noninterest expense$23,477,000648
Salaries and employee benefits$6,726,000988
Premises and equipment expense$2,889,000716
Additional noninterest expense$13,862,000442
Pre-tax net operating income$18,027,000496
Securities gains (losses)$96,000998
Applicable income taxes$5,488,000573
Income before extraordinary items$12,635,000491
Extraordinary gains, net$044
Net income$12,635,000492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0001,027
Cash dividends$4,801,000650
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,567,800469
1996-12-31 (YTD Data)Rank
Total interest income$56,132,000671
Total interest expense$22,236,000776
Net interest income$33,896,000604
Provision for loan and lease losses$1,000,0001,019
Total noninterest income$5,639,000879
Gross Fiduciary activities income$2,290,000335
Service charges on deposit accounts$2,266,000601
Trading account gains and fees$0262
Additional Noninterest Income$1,083,0001,708
Total noninterest expense$21,115,000753
Salaries and employee benefits$6,294,0001,061
Premises and equipment expense$2,400,000909
Additional noninterest expense$12,421,000569
Pre-tax net operating income$17,420,000506
Securities gains (losses)$-9,00010,223
Applicable income taxes$5,274,000556
Income before extraordinary items$12,137,000491
Extraordinary gains, net$053
Net income$12,137,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,212
Cash dividends$4,323,000738
Sale, conversion, retirement of capital stock, net$0953
Net operating income$12,143,300482
1995-12-31 (YTD Data)Rank
Total interest income$52,611,000736
Total interest expense$20,279,000871
Net interest income$32,332,000635
Provision for loan and lease losses$1,850,000609
Total noninterest income$5,613,000887
Gross Fiduciary activities income$2,032,000371
Service charges on deposit accounts$2,215,000620
Trading account gains and fees$0522
Additional Noninterest Income$1,366,0001,441
Total noninterest expense$20,658,000766
Salaries and employee benefits$6,047,0001,119
Premises and equipment expense$1,914,0001,107
Additional noninterest expense$12,697,000572
Pre-tax net operating income$15,437,000578
Securities gains (losses)$-66,00011,315
Applicable income taxes$4,597,000652
Income before extraordinary items$10,774,000559
Extraordinary gains, net$065
Net income$10,774,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,814,000609
Cash dividends$4,526,000690
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,820,200552
1994-12-31 (YTD Data)Rank
Total interest income$45,334,000761
Total interest expense$16,003,000862
Net interest income$29,331,000681
Provision for loan and lease losses$1,800,000621
Total noninterest income$5,031,000923
Gross Fiduciary activities income$1,828,000384
Service charges on deposit accounts$2,285,000598
Trading account gains and fees$0475
Additional Noninterest Income$918,0001,947
Total noninterest expense$19,085,000838
Salaries and employee benefits$5,374,0001,248
Premises and equipment expense$1,549,0001,348
Additional noninterest expense$12,162,000602
Pre-tax net operating income$13,477,000629
Securities gains (losses)$-27,00010,567
Applicable income taxes$3,988,000683
Income before extraordinary items$9,462,000595
Extraordinary gains, net$0249
Net income$9,462,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,174
Cash dividends$4,876,000583
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,480,900594
1993-12-31 (YTD Data)Rank
Total interest income$42,716,000793
Total interest expense$16,924,000835
Net interest income$25,792,000753
Provision for loan and lease losses$2,300,000733
Total noninterest income$5,363,000933
Gross Fiduciary activities income$1,630,000426
Service charges on deposit accounts$2,255,000599
Trading account gains and fees$2,000494
Additional Noninterest Income$1,476,0001,572
Total noninterest expense$17,402,000943
Salaries and employee benefits$5,210,0001,288
Premises and equipment expense$1,374,0001,537
Additional noninterest expense$10,818,000723
Pre-tax net operating income$11,453,000636
Securities gains (losses)$07,477
Applicable income taxes$3,240,000795
Income before extraordinary items$8,213,000637
Extraordinary gains, net$03,149
Net income$8,213,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,397,000521
Cash dividends$4,806,000502
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,213,000591
1992-12-31 (YTD Data)Rank
Total interest income$45,559,000848
Total interest expense$21,059,000877
Net interest income$24,500,000801
Provision for loan and lease losses$2,672,000922
Total noninterest income$4,857,0001,002
Gross Fiduciary activities income$1,544,000433
Service charges on deposit accounts$2,199,000623
Trading account gains and fees$0504
Additional Noninterest Income$1,114,0001,855
Total noninterest expense$17,126,000966
Salaries and employee benefits$5,023,0001,333
Premises and equipment expense$1,217,0001,738
Additional noninterest expense$10,886,000718
Pre-tax net operating income$9,559,000668
Securities gains (losses)$120,0002,718
Applicable income taxes$2,525,000918
Income before extraordinary items$7,154,000664
Extraordinary gains, net$01,422
Net income$7,154,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,321,0001,306
Cash dividends$3,851,000472
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,065,200614

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.