Home > Univest Bank and Trust Co. > Net charge- offs to loans
Univest Bank and Trust Co., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0513% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4702% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9554% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9554% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0688% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5101% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7838% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7838% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.1060% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6169% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6840% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6840% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.2184% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0651% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1272% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7936% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7936% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3305% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1829% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2532% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2532% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1743% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1144% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1144% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4181% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4181% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0005% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3024% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3216% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0812% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1065% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0152% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0381% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3326% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3477% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5034% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5139% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2387% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 3,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5307% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3693% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5396% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2046% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1086% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6262% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2457% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4241% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4448% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3455% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3991% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4237% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1923% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5272% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5640% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0207% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 3,682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5949% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6614% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5117% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0281% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 4,905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,748 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 4,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4461% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5821% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6799% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7203% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0422% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 5,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0515% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 5,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4226% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6216% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7446% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 5,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0886% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1461% | 5,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0938% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1633% | 5,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6210% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8327% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2184% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4366% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2231% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2647% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6290% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3288% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1684% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3843% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8291% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9127% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1101% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0391% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1211% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6324% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7775% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1904% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6179% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8705% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1774% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4009% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7520% | 973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1727% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2749% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1806% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0050% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5499% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2263% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3389% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 1.2988% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1193% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9200% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9753% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | -282.8947% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1210% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2334% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3325% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 1.6852% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7653% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8965% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | -329.8421% | 1,221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1090% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2387% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3390% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2786% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 2.5679% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5405% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | -284.2479% | 1,223 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0402% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2575% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.1776% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1007% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 5,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1867% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4827% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | -329.4118% | 1,220 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7647% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2823% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4430% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 4.1227% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2310% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 1,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6616% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4563% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4638% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9307% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1409% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4816% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3862% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 3.0862% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2482% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 2,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8366% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6738% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8624% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9000% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1123% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3988% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2395% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 1.9432% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8036% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7147% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0369% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1086% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1402% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3611% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1007% | 6,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2382% | 6,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1276% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4436% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4045% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7257% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5051% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7598% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9258% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 2.6629% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1302% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 2,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 2,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6664% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6456% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3749% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1350% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1245% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8451% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1243% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 3.7849% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2850% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1976% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 2,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5697% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6027% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5849% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0208% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1289% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7429% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9941% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.1248% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6535% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 2,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4979% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5667% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5078% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0133% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0640% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4294% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.2493% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2810% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0853% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9476% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5213% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1401% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8517% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0325% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5733% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.6012% | 1,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8887% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 1,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 6,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1807% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2306% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4587% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8849% | 1,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3307% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9499% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4718% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.8048% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7075% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 6,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0437% | 6,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0973% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0713% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5125% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7074% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3158% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6592% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3775% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 1.2351% | 1,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4733% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0444% | 6,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 6,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2547% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9758% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3163% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4012% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9267% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7103% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 2.4958% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8473% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0862% | 6,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1164% | 6,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5250% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9792% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9106% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4264% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4769% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2768% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3003% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 1.3641% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9285% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8912% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 3,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 1,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 3,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5248% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0397% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1662% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7567% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5104% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3094% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6840% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 1.7291% | 1,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5043% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4783% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 3,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 1,481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 3,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8342% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2720% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9054% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0503% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5962% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2368% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3286% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.3569% | 2,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1219% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2607% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2540% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 2,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1954% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6006% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1199% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5026% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6651% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8847% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8316% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0717% | 6,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4291% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9576% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6554% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2812% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4257% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7841% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0658% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2207% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 3.2059% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2604% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1932% | 1,629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5952% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7638% | 2,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8736% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7960% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8739% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0339% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0294% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 3.8174% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0764% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 3,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4734% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9589% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0563% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9098% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9684% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7589% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4896% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.7966% | 2,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6457% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7623% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0840% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8160% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9878% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9281% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7360% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4009% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 3.0196% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2472% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4128% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0995% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0938% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1626% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0320% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6347% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2645% | 3,787 |
| Percentage Net Loans Charged-off:Construction & development | 1.7886% | 2,171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4067% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8927% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4514% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9170% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2141% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 1,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7214% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7715% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5674% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0075% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2474% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 3,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3937% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2354% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3879% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4800% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 3,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3911% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7114% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3703% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6237% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 1,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 3,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4542% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7548% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4692% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7974% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2491% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4297% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6278% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 3,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1546% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5104% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2757% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2709% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3895% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9675% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0459% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0510% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0482% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3059% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8274% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4451% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7912% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2379% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 2,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0532% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1262% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1751% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4840% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3033% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0763% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0857% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 3,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1299% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1662% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 6,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0739% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3574% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 6,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9697% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 8,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 8,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0560% | 8,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4352% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7374% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0564% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 8,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 7,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0671% | 8,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 8,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5715% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2130% | 1,112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 8,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3603% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0869% | 8,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1980% | 8,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2202% | 8,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1392% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1796% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7649% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8913% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2335% | 2,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6596% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2020% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3364% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3391% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1905% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 8,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0397% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 8,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2427% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 1,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 8,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0536% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2376% | 2,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4690% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1484% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4320% | 3,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0929% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 8,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 8,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 7,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5962% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 5,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 8,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 8,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2152% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3978% | 4,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 4,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 8,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 8,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 3,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 3,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 6,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 8,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 8,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 8,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 7,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 3,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 7,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 8,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1233% | 7,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5675% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0894% | 8,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 8,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3946% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 9,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 8,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 8,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 8,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1635% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7227% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1584% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 5,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1628% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3889% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3650% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 5,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1217% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6870% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.3158% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5022% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0126% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 8,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1752% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4558% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3667% | 1,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0629% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4170% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3242% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0699% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3900% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5046% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.1929% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4900% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6264% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3020% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6620% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0901% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 6,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0776% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1595% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2389% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2689% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1783% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1855% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1131% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7636% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3988% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5201% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4485% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0844% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3336% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1931% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3064% | 5,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2177% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.6855% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3882% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5081% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7155% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0324% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |