Home > University State Bank > Income and Expense
University State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 11,020 |
| Total interest expense | $518,000 | 11,017 |
| Net interest income | $841,000 | 10,918 |
| Provision for loan and lease losses | $-29,000 | 11,897 |
| Total noninterest income | $410,000 | 6,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $341,000 | 10,839 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $402,000 | 8,814 |
| Pre-tax net operating income | $395,000 | 9,417 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $395,000 | 8,235 |
| Extraordinary gains, net | $62,000 | 149 |
| Net income | $457,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,960 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $395,000 | 8,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 11,544 |
| Total interest expense | $566,000 | 11,330 |
| Net interest income | $795,000 | 11,524 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,064,000 | 9,467 |
| Salaries and employee benefits | $403,000 | 10,601 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $502,000 | 8,190 |
| Pre-tax net operating income | $117,000 | 11,741 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $93,000 | 1,644 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $117,000 | 11,413 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 11,301 |
| Total interest expense | $880,000 | 10,951 |
| Net interest income | $923,000 | 11,418 |
| Provision for loan and lease losses | $837,000 | 2,097 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,417,000 | 8,220 |
| Salaries and employee benefits | $482,000 | 9,953 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $765,000 | 6,311 |
| Pre-tax net operating income | $-1,164,000 | 13,507 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,164,000 | 13,579 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,164,000 | 13,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 2,112 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,164,000 | 13,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.