University National Bank - Galveston, Additional Noninterest Expense

1995-12-31 (YTD Data)		Rank
Additional noninterest expense	$1,238,000	3,647
Goodwill impairment losses and amortization expense	$165,000	1,004
Amortization expense and impairment losses for other intangible losses	NA	NA
Goodwill impairment losses	NA	NA
All other noninterest expense	$1,238,000	3,647
1994-12-31 (YTD Data)		Rank
Additional noninterest expense	$1,294,000	3,789
Goodwill impairment losses and amortization expense	$133,000	1,045
Amortization expense and impairment losses for other intangible losses	NA	NA
Goodwill impairment losses	NA	NA
All other noninterest expense	$1,294,000	3,789
1993-12-31 (YTD Data)		Rank
Additional noninterest expense	$1,041,000	4,755
Goodwill impairment losses and amortization expense	$141,000	1,046
Amortization expense and impairment losses for other intangible losses	NA	NA
Goodwill impairment losses	NA	NA
All other noninterest expense	$1,041,000	4,755
1992-12-31 (YTD Data)		Rank
Additional noninterest expense	$1,305,000	4,025
Goodwill impairment losses and amortization expense	$0	3,050
Amortization expense and impairment losses for other intangible losses	NA	NA
Goodwill impairment losses	NA	NA
All other noninterest expense	$1,305,000	4,025

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.