Home > University National Bank > Income and Expense
University National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 8,533 |
| Total interest expense | $875,000 | 9,659 |
| Net interest income | $2,005,000 | 7,653 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $914,000 | 3,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,957 |
| Total noninterest expense | $2,324,000 | 5,614 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $578,000 | 3,441 |
| Additional noninterest expense | $1,081,000 | 4,609 |
| Pre-tax net operating income | $595,000 | 7,978 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $438,000 | 8,075 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $438,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $438,000 | 7,806 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 8,871 |
| Total interest expense | $1,149,000 | 9,797 |
| Net interest income | $1,913,000 | 7,993 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $820,000 | 3,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $2,286,000 | 5,717 |
| Salaries and employee benefits | $663,000 | 8,279 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $1,040,000 | 4,892 |
| Pre-tax net operating income | $437,000 | 8,912 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $312,000 | 9,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $312,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $312,000 | 8,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.