Home > University National Bank > Assets and Liabilities
University National Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $109,788,000 | 4,698 |
| Cash and due from depository institutions | $3,489,000 | 4,623 |
| Interest-bearing balances | $350,000 | 3,594 |
| Securities | $82,949,000 | 1,481 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,162 |
| Net loans & leases | $18,097,000 | 7,650 |
| Loan loss allowance | $212,000 | 7,706 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $575,000 | 6,795 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $878,000 | 6,905 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $109,788,000 | 4,698 |
| Total liabilities | $101,676,000 | 4,594 |
| Total deposits | $101,126,000 | 4,339 |
| Interest-bearing deposits | $68,478,000 | 4,980 |
| Deposits held in domestic offices | $101,126,000 | 4,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $550,000 | 4,922 |
| Total equity capital | $8,112,000 | 5,855 |
| Total bank equity capital | $8,112,000 | 5,855 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $1,600,000 | 5,992 |
| Undivided profits | $6,112,000 | 4,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,093 |
| Income earned, not collected on loans | $599,000 | 5,114 |
| Earning assets | $105,196,000 | 4,578 |
| Long-term assets (5+ years) | $13,432,000 | 4,038 |
| Average Assets, year-to-date | $110,346,000 | 4,647 |
| Average Assets, quarterly | $110,346,000 | 4,647 |
| Volatile liabilities | $9,016,000 | 6,307 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,652,000 | 6,611 |
| Tier 1 (core) risk-based capital | $8,525,000 | 5,650 |
| Tier 2 risk-based capital | $212,000 | 7,553 |
| Total risk weighted assets | $34,886,000 | 6,650 |
| Total unused commitments | $3,652,000 | 6,612 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $110,904,000 | 4,654 |
| Cash and due from depository institutions | $4,390,000 | 4,539 |
| Interest-bearing balances | $350,000 | 3,676 |
| Securities | $84,081,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $2,865,000 | 3,430 |
| Net loans & leases | $17,823,000 | 7,718 |
| Loan loss allowance | $212,000 | 7,751 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $751,000 | 6,407 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $994,000 | 6,701 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $110,904,000 | 4,654 |
| Total liabilities | $102,817,000 | 4,544 |
| Total deposits | $101,656,000 | 4,312 |
| Interest-bearing deposits | $67,548,000 | 4,978 |
| Deposits held in domestic offices | $101,656,000 | 4,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $578,000 | 3,064 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $583,000 | 4,736 |
| Total equity capital | $8,087,000 | 5,834 |
| Total bank equity capital | $8,087,000 | 5,834 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $1,600,000 | 5,985 |
| Undivided profits | $6,087,000 | 4,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 1,020 |
| Income earned, not collected on loans | $683,000 | 4,699 |
| Earning assets | $105,119,000 | 4,556 |
| Long-term assets (5+ years) | $15,897,000 | 3,715 |
| Average Assets, year-to-date | $111,610,200 | 4,488 |
| Average Assets, quarterly | $111,995,500 | 4,586 |
| Volatile liabilities | $8,660,000 | 6,339 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,436,000 | 6,643 |
| Tier 1 (core) risk-based capital | $8,564,000 | 5,598 |
| Tier 2 risk-based capital | $212,000 | 7,594 |
| Total risk weighted assets | $35,702,000 | 6,646 |
| Total unused commitments | $3,436,000 | 6,644 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $113,087,000 | 4,571 |
| Cash and due from depository institutions | $3,726,000 | 4,520 |
| Interest-bearing balances | $350,000 | 3,795 |
| Securities | $84,031,000 | 1,455 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,062 |
| Net loans & leases | $17,956,000 | 7,736 |
| Loan loss allowance | $212,000 | 7,790 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $772,000 | 6,360 |
| Other real estate owned | $0 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $877,000 | 6,960 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $113,087,000 | 4,571 |
| Total liabilities | $104,924,000 | 4,445 |
| Total deposits | $103,913,000 | 4,163 |
| Interest-bearing deposits | $68,462,000 | 4,898 |
| Deposits held in domestic offices | $103,913,000 | 4,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $713,000 | 3,010 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $298,000 | 6,469 |
| Total equity capital | $8,163,000 | 5,798 |
| Total bank equity capital | $8,163,000 | 5,798 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $1,600,000 | 5,959 |
| Undivided profits | $6,163,000 | 4,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,162 |
| Income earned, not collected on loans | $595,000 | 5,176 |
| Earning assets | $108,062,000 | 4,441 |
| Long-term assets (5+ years) | $17,112,000 | 3,626 |
| Average Assets, year-to-date | $111,786,750 | 4,480 |
| Average Assets, quarterly | $111,244,500 | 4,570 |
| Volatile liabilities | $9,048,000 | 6,240 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,185,000 | 6,691 |
| Tier 1 (core) risk-based capital | $8,691,000 | 5,524 |
| Tier 2 risk-based capital | $212,000 | 7,629 |
| Total risk weighted assets | $36,595,000 | 6,562 |
| Total unused commitments | $3,185,000 | 6,692 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 34 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $109,402,000 | 4,598 |
| Cash and due from depository institutions | $4,165,000 | 4,533 |
| Interest-bearing balances | $350,000 | 3,730 |
| Securities | $84,256,000 | 1,460 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 5,323 |
| Net loans & leases | $19,160,000 | 7,616 |
| Loan loss allowance | $212,000 | 7,786 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $726,000 | 6,446 |
| Other real estate owned | $0 | 4,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $860,000 | 6,846 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $109,402,000 | 4,598 |
| Total liabilities | $101,421,000 | 4,477 |
| Total deposits | $100,308,000 | 4,219 |
| Interest-bearing deposits | $66,324,000 | 4,980 |
| Deposits held in domestic offices | $100,308,000 | 4,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $708,000 | 3,050 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $405,000 | 5,411 |
| Total equity capital | $7,981,000 | 5,841 |
| Total bank equity capital | $7,981,000 | 5,841 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $1,600,000 | 5,940 |
| Undivided profits | $5,981,000 | 4,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 913 |
| Income earned, not collected on loans | $601,000 | 4,783 |
| Earning assets | $104,001,000 | 4,499 |
| Long-term assets (5+ years) | $12,679,000 | 4,244 |
| Average Assets, year-to-date | $111,353,330 | 4,482 |
| Average Assets, quarterly | $110,112,500 | 4,549 |
| Volatile liabilities | $8,634,000 | 6,265 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,730,000 | 6,970 |
| Tier 1 (core) risk-based capital | $8,423,000 | 5,555 |
| Tier 2 risk-based capital | $212,000 | 7,632 |
| Total risk weighted assets | $36,294,000 | 6,530 |
| Total unused commitments | $2,730,000 | 6,970 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $110,823,000 | 4,558 |
| Cash and due from depository institutions | $4,491,000 | 4,340 |
| Interest-bearing balances | $350,000 | 3,780 |
| Securities | $84,454,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $1,265,000 | 4,736 |
| Net loans & leases | $18,909,000 | 7,668 |
| Loan loss allowance | $212,000 | 7,845 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $759,000 | 6,403 |
| Other real estate owned | $0 | 4,340 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $945,000 | 6,698 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $110,823,000 | 4,558 |
| Total liabilities | $103,086,000 | 4,429 |
| Total deposits | $101,949,000 | 4,182 |
| Interest-bearing deposits | $69,137,000 | 4,874 |
| Deposits held in domestic offices | $101,949,000 | 4,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $704,000 | 2,777 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $433,000 | 5,116 |
| Total equity capital | $7,737,000 | 5,876 |
| Total bank equity capital | $7,737,000 | 5,876 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $1,600,000 | 5,960 |
| Undivided profits | $5,737,000 | 4,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $240,000 | 528 |
| Income earned, not collected on loans | $581,000 | 4,792 |
| Earning assets | $104,978,000 | 4,459 |
| Long-term assets (5+ years) | $13,948,000 | 4,126 |
| Average Assets, year-to-date | $112,329,000 | 4,490 |
| Average Assets, quarterly | $112,329,000 | 4,490 |
| Volatile liabilities | $9,216,000 | 6,053 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,150,000 | 6,798 |
| Tier 1 (core) risk-based capital | $8,342,000 | 5,550 |
| Tier 2 risk-based capital | $212,000 | 7,678 |
| Total risk weighted assets | $36,361,000 | 6,533 |
| Total unused commitments | $3,150,000 | 6,800 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $113,835,000 | 4,447 |
| Cash and due from depository institutions | $5,637,000 | 4,256 |
| Interest-bearing balances | $350,000 | 3,814 |
| Securities | $86,093,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,313 |
| Net loans & leases | $19,739,000 | 7,631 |
| Loan loss allowance | $212,000 | 7,858 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $789,000 | 6,307 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $977,000 | 6,605 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,835,000 | 4,447 |
| Total liabilities | $105,873,000 | 4,327 |
| Total deposits | $104,656,000 | 4,073 |
| Interest-bearing deposits | $69,600,000 | 4,853 |
| Deposits held in domestic offices | $104,656,000 | 4,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $702,000 | 2,895 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $515,000 | 4,643 |
| Total equity capital | $7,962,000 | 5,781 |
| Total bank equity capital | $7,962,000 | 5,781 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $1,600,000 | 5,951 |
| Undivided profits | $5,962,000 | 4,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 4,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $259,000 | 476 |
| Income earned, not collected on loans | $661,000 | 4,367 |
| Earning assets | $106,782,000 | 4,392 |
| Long-term assets (5+ years) | $17,988,000 | 3,685 |
| Average Assets, year-to-date | $111,450,600 | 4,384 |
| Average Assets, quarterly | $113,026,000 | 4,442 |
| Volatile liabilities | $9,026,000 | 6,056 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,133,000 | 6,710 |
| Tier 1 (core) risk-based capital | $8,289,000 | 5,511 |
| Tier 2 risk-based capital | $212,000 | 7,699 |
| Total risk weighted assets | $37,283,000 | 6,484 |
| Total unused commitments | $3,133,000 | 6,711 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $112,217,000 | 4,460 |
| Cash and due from depository institutions | $4,437,000 | 4,246 |
| Interest-bearing balances | $350,000 | 3,857 |
| Securities | $86,150,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $19,982,000 | 7,622 |
| Loan loss allowance | $213,000 | 7,897 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $770,000 | 6,355 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $878,000 | 6,867 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $112,217,000 | 4,460 |
| Total liabilities | $103,989,000 | 4,341 |
| Total deposits | $103,472,000 | 4,057 |
| Interest-bearing deposits | $69,606,000 | 4,808 |
| Deposits held in domestic offices | $103,472,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,000 | 3,628 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $464,000 | 5,104 |
| Total equity capital | $8,228,000 | 5,688 |
| Total bank equity capital | $8,228,000 | 5,688 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $1,600,000 | 5,932 |
| Undivided profits | $6,228,000 | 4,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,146 |
| Income earned, not collected on loans | $639,000 | 4,623 |
| Earning assets | $106,482,000 | 4,366 |
| Long-term assets (5+ years) | $16,839,000 | 3,892 |
| Average Assets, year-to-date | $110,854,500 | 4,409 |
| Average Assets, quarterly | $111,933,500 | 4,425 |
| Volatile liabilities | $7,654,000 | 6,439 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,701,000 | 6,887 |
| Tier 1 (core) risk-based capital | $8,352,000 | 5,479 |
| Tier 2 risk-based capital | $213,000 | 7,723 |
| Total risk weighted assets | $36,376,000 | 6,550 |
| Total unused commitments | $2,701,000 | 6,894 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $111,650,000 | 4,449 |
| Cash and due from depository institutions | $4,462,000 | 4,127 |
| Interest-bearing balances | $350,000 | 3,931 |
| Securities | $82,760,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 3,601 |
| Net loans & leases | $20,865,000 | 7,552 |
| Loan loss allowance | $213,000 | 7,947 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $750,000 | 6,445 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $963,000 | 6,644 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $111,650,000 | 4,449 |
| Total liabilities | $103,662,000 | 4,352 |
| Total deposits | $102,879,000 | 4,077 |
| Interest-bearing deposits | $69,544,000 | 4,815 |
| Deposits held in domestic offices | $102,879,000 | 4,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $395,000 | 3,356 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $388,000 | 5,230 |
| Total equity capital | $7,988,000 | 5,660 |
| Total bank equity capital | $7,988,000 | 5,660 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $1,600,000 | 5,952 |
| Undivided profits | $5,988,000 | 4,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,178 |
| Income earned, not collected on loans | $699,000 | 4,050 |
| Earning assets | $105,825,000 | 4,366 |
| Long-term assets (5+ years) | $25,930,000 | 3,118 |
| Average Assets, year-to-date | $110,400,330 | 4,445 |
| Average Assets, quarterly | $111,073,500 | 4,454 |
| Volatile liabilities | $7,723,000 | 6,387 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,459,000 | 7,069 |
| Tier 1 (core) risk-based capital | $8,273,000 | 5,454 |
| Tier 2 risk-based capital | $213,000 | 7,769 |
| Total risk weighted assets | $37,030,000 | 6,487 |
| Total unused commitments | $2,459,000 | 7,074 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $110,497,000 | 4,486 |
| Cash and due from depository institutions | $4,133,000 | 4,029 |
| Interest-bearing balances | $350,000 | 4,112 |
| Securities | $81,084,000 | 1,595 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,275 |
| Net loans & leases | $21,125,000 | 7,496 |
| Loan loss allowance | $213,000 | 7,940 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $753,000 | 6,414 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,002,000 | 6,415 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $110,497,000 | 4,486 |
| Total liabilities | $102,045,000 | 4,388 |
| Total deposits | $101,242,000 | 4,126 |
| Interest-bearing deposits | $69,720,000 | 4,839 |
| Deposits held in domestic offices | $101,242,000 | 4,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $447,000 | 2,841 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $356,000 | 5,787 |
| Total equity capital | $8,452,000 | 5,520 |
| Total bank equity capital | $8,452,000 | 5,520 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $1,600,000 | 5,948 |
| Undivided profits | $6,452,000 | 4,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 918 |
| Income earned, not collected on loans | $740,000 | 3,802 |
| Earning assets | $104,959,000 | 4,394 |
| Long-term assets (5+ years) | $14,161,000 | 4,308 |
| Average Assets, year-to-date | $109,775,500 | 4,475 |
| Average Assets, quarterly | $109,775,500 | 4,475 |
| Volatile liabilities | $7,711,000 | 6,328 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,011,000 | 7,457 |
| Tier 1 (core) risk-based capital | $8,182,000 | 5,439 |
| Tier 2 risk-based capital | $213,000 | 7,774 |
| Total risk weighted assets | $36,598,000 | 6,493 |
| Total unused commitments | $2,011,000 | 7,464 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $109,054,000 | 4,503 |
| Cash and due from depository institutions | $4,881,000 | 4,045 |
| Interest-bearing balances | $350,000 | 4,016 |
| Securities | $78,101,000 | 1,701 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,219 |
| Net loans & leases | $21,148,000 | 7,549 |
| Loan loss allowance | $213,000 | 7,975 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $784,000 | 6,356 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,040,000 | 6,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,054,000 | 4,503 |
| Total liabilities | $100,703,000 | 4,425 |
| Total deposits | $99,711,000 | 4,160 |
| Interest-bearing deposits | $67,130,000 | 4,943 |
| Deposits held in domestic offices | $99,711,000 | 4,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $446,000 | 3,084 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $546,000 | 4,502 |
| Total equity capital | $8,351,000 | 5,490 |
| Total bank equity capital | $8,351,000 | 5,490 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $1,600,000 | 5,952 |
| Undivided profits | $6,351,000 | 4,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 870 |
| Income earned, not collected on loans | $737,000 | 3,949 |
| Earning assets | $102,699,000 | 4,417 |
| Long-term assets (5+ years) | $19,592,000 | 3,647 |
| Average Assets, year-to-date | $108,332,800 | 4,422 |
| Average Assets, quarterly | $109,302,500 | 4,477 |
| Volatile liabilities | $7,639,000 | 6,378 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,189,000 | 7,224 |
| Tier 1 (core) risk-based capital | $8,089,000 | 5,435 |
| Tier 2 risk-based capital | $213,000 | 7,805 |
| Total risk weighted assets | $36,177,000 | 6,550 |
| Total unused commitments | $2,189,000 | 7,226 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $109,551,000 | 4,479 |
| Cash and due from depository institutions | $5,478,000 | 3,917 |
| Interest-bearing balances | $350,000 | 4,158 |
| Securities | $79,340,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,329 |
| Net loans & leases | $21,832,000 | 7,532 |
| Loan loss allowance | $213,000 | 8,006 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $801,000 | 6,359 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,100,000 | 6,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,551,000 | 4,479 |
| Total liabilities | $100,877,000 | 4,395 |
| Total deposits | $100,036,000 | 4,127 |
| Interest-bearing deposits | $66,002,000 | 4,985 |
| Deposits held in domestic offices | $100,036,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $392,000 | 3,011 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $449,000 | 5,336 |
| Total equity capital | $8,674,000 | 5,339 |
| Total bank equity capital | $8,674,000 | 5,339 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $1,600,000 | 5,958 |
| Undivided profits | $6,674,000 | 3,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 806 |
| Income earned, not collected on loans | $827,000 | 3,739 |
| Earning assets | $102,522,000 | 4,416 |
| Long-term assets (5+ years) | $21,586,000 | 3,454 |
| Average Assets, year-to-date | $108,152,500 | 4,436 |
| Average Assets, quarterly | $109,715,500 | 4,462 |
| Volatile liabilities | $7,450,000 | 6,459 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,481,000 | 7,045 |
| Tier 1 (core) risk-based capital | $8,212,000 | 5,376 |
| Tier 2 risk-based capital | $213,000 | 7,822 |
| Total risk weighted assets | $36,502,000 | 6,529 |
| Total unused commitments | $2,481,000 | 7,051 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $109,880,000 | 4,458 |
| Cash and due from depository institutions | $3,636,000 | 3,917 |
| Interest-bearing balances | $350,000 | 4,264 |
| Securities | $79,970,000 | 1,577 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,173 |
| Net loans & leases | $21,526,000 | 7,569 |
| Loan loss allowance | $213,000 | 8,034 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $828,000 | 6,273 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,120,000 | 6,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,880,000 | 4,458 |
| Total liabilities | $101,078,000 | 4,378 |
| Total deposits | $100,180,000 | 4,132 |
| Interest-bearing deposits | $69,117,000 | 4,819 |
| Deposits held in domestic offices | $100,180,000 | 4,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $445,000 | 2,864 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $453,000 | 5,352 |
| Total equity capital | $8,802,000 | 5,282 |
| Total bank equity capital | $8,802,000 | 5,282 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $1,600,000 | 5,951 |
| Undivided profits | $6,802,000 | 3,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 1,070 |
| Income earned, not collected on loans | $892,000 | 3,352 |
| Earning assets | $104,646,000 | 4,347 |
| Long-term assets (5+ years) | $17,864,000 | 3,682 |
| Average Assets, year-to-date | $107,686,330 | 4,445 |
| Average Assets, quarterly | $108,054,500 | 4,471 |
| Volatile liabilities | $8,624,000 | 6,101 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,328,000 | 7,163 |
| Tier 1 (core) risk-based capital | $8,122,000 | 5,355 |
| Tier 2 risk-based capital | $213,000 | 7,860 |
| Total risk weighted assets | $36,426,000 | 6,518 |
| Total unused commitments | $2,328,000 | 7,174 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $106,229,000 | 4,518 |
| Cash and due from depository institutions | $3,890,000 | 3,808 |
| Interest-bearing balances | $350,000 | 4,169 |
| Securities | $78,857,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $21,454,000 | 7,580 |
| Loan loss allowance | $213,000 | 8,045 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $853,000 | 6,196 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,175,000 | 5,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,229,000 | 4,518 |
| Total liabilities | $97,423,000 | 4,438 |
| Total deposits | $96,559,000 | 4,198 |
| Interest-bearing deposits | $66,478,000 | 4,932 |
| Deposits held in domestic offices | $96,559,000 | 4,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $444,000 | 2,695 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $420,000 | 5,630 |
| Total equity capital | $8,806,000 | 5,189 |
| Total bank equity capital | $8,806,000 | 5,189 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $1,600,000 | 5,946 |
| Undivided profits | $6,806,000 | 3,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $303,000 | 549 |
| Income earned, not collected on loans | $925,000 | 3,296 |
| Earning assets | $100,661,000 | 4,418 |
| Long-term assets (5+ years) | $22,955,000 | 3,107 |
| Average Assets, year-to-date | $106,589,500 | 4,466 |
| Average Assets, quarterly | $106,589,500 | 4,466 |
| Volatile liabilities | $7,789,000 | 6,330 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,690,000 | 7,610 |
| Tier 1 (core) risk-based capital | $8,026,000 | 5,342 |
| Tier 2 risk-based capital | $213,000 | 7,859 |
| Total risk weighted assets | $34,095,000 | 6,669 |
| Total unused commitments | $1,690,000 | 7,626 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $106,950,000 | 4,453 |
| Cash and due from depository institutions | $4,520,000 | 3,876 |
| Interest-bearing balances | $350,000 | 4,092 |
| Securities | $76,626,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,306 |
| Net loans & leases | $21,970,000 | 7,577 |
| Loan loss allowance | $213,000 | 8,063 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $883,000 | 6,127 |
| Other real estate owned | $0 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,451,000 | 5,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,950,000 | 4,453 |
| Total liabilities | $98,190,000 | 4,379 |
| Total deposits | $96,963,000 | 4,166 |
| Interest-bearing deposits | $67,079,000 | 4,848 |
| Deposits held in domestic offices | $96,963,000 | 4,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $443,000 | 2,845 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $784,000 | 3,995 |
| Total equity capital | $8,760,000 | 5,183 |
| Total bank equity capital | $8,760,000 | 5,183 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $1,600,000 | 5,932 |
| Undivided profits | $6,760,000 | 3,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 841 |
| Income earned, not collected on loans | $1,195,000 | 2,691 |
| Earning assets | $100,446,000 | 4,379 |
| Long-term assets (5+ years) | $17,461,000 | 3,633 |
| Average Assets, year-to-date | $104,518,600 | 4,372 |
| Average Assets, quarterly | $106,347,000 | 4,422 |
| Volatile liabilities | $7,947,000 | 6,282 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,717,000 | 7,480 |
| Tier 1 (core) risk-based capital | $7,892,000 | 5,353 |
| Tier 2 risk-based capital | $213,000 | 7,883 |
| Total risk weighted assets | $33,723,000 | 6,693 |
| Total unused commitments | $1,717,000 | 7,484 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $101,936,000 | 4,490 |
| Cash and due from depository institutions | $3,640,000 | 3,815 |
| Interest-bearing balances | $350,000 | 3,997 |
| Securities | $72,831,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,908 |
| Net loans & leases | $20,937,000 | 7,745 |
| Loan loss allowance | $213,000 | 8,125 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $934,000 | 6,060 |
| Other real estate owned | $47,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,647,000 | 5,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,936,000 | 4,490 |
| Total liabilities | $93,628,000 | 4,402 |
| Total deposits | $92,446,000 | 4,191 |
| Interest-bearing deposits | $65,229,000 | 4,823 |
| Deposits held in domestic offices | $92,446,000 | 4,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $253,000 | 3,195 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $929,000 | 3,651 |
| Total equity capital | $8,308,000 | 5,219 |
| Total bank equity capital | $8,308,000 | 5,219 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $1,600,000 | 5,945 |
| Undivided profits | $6,308,000 | 3,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,214 |
| Income earned, not collected on loans | $1,337,000 | 2,571 |
| Earning assets | $96,018,000 | 4,388 |
| Long-term assets (5+ years) | $18,288,000 | 3,493 |
| Average Assets, year-to-date | $101,541,400 | 4,339 |
| Average Assets, quarterly | $101,965,500 | 4,441 |
| Volatile liabilities | $8,733,000 | 6,001 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,342,000 | 7,079 |
| Tier 1 (core) risk-based capital | $7,686,000 | 5,333 |
| Tier 2 risk-based capital | $213,000 | 7,912 |
| Total risk weighted assets | $32,152,000 | 6,843 |
| Total unused commitments | $2,342,000 | 7,087 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 44 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $104,082,000 | 4,316 |
| Cash and due from depository institutions | $3,913,000 | 3,757 |
| Interest-bearing balances | $350,000 | 3,344 |
| Securities | $70,811,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $6,335,000 | 1,905 |
| Net loans & leases | $20,418,000 | 7,861 |
| Loan loss allowance | $213,000 | 8,183 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $845,000 | 6,375 |
| Other real estate owned | $47,000 | 3,757 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,713,000 | 4,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,082,000 | 4,316 |
| Total liabilities | $96,473,000 | 4,196 |
| Total deposits | $95,250,000 | 3,961 |
| Interest-bearing deposits | $66,706,000 | 4,639 |
| Deposits held in domestic offices | $95,250,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $226,000 | 3,475 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $997,000 | 3,605 |
| Total equity capital | $7,609,000 | 5,470 |
| Total bank equity capital | $7,609,000 | 5,470 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $1,600,000 | 6,000 |
| Undivided profits | $5,609,000 | 4,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 631 |
| Income earned, not collected on loans | $217,000 | 7,811 |
| Earning assets | $97,914,000 | 4,236 |
| Long-term assets (5+ years) | $17,335,000 | 3,443 |
| Average Assets, year-to-date | $97,442,000 | 4,391 |
| Average Assets, quarterly | $100,928,500 | 4,373 |
| Volatile liabilities | $8,826,000 | 5,976 |
| Insider loans | $61,000 | 8,204 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,440,000 | 6,961 |
| Tier 1 (core) risk-based capital | $7,479,000 | 5,436 |
| Tier 2 risk-based capital | $213,000 | 7,948 |
| Total risk weighted assets | $35,255,100 | 6,488 |
| Total unused commitments | $2,440,000 | 6,967 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $93,902,000 | 4,644 |
| Cash and due from depository institutions | $5,779,000 | 3,927 |
| Interest-bearing balances | $350,000 | 3,473 |
| Securities | $62,388,000 | 1,843 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,680 |
| Net loans & leases | $20,022,000 | 7,985 |
| Loan loss allowance | $214,000 | 8,296 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $938,000 | 6,223 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,475,000 | 4,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,902,000 | 4,644 |
| Total liabilities | $87,119,000 | 4,546 |
| Total deposits | $85,791,000 | 4,283 |
| Interest-bearing deposits | $61,870,000 | 4,926 |
| Deposits held in domestic offices | $85,791,000 | 4,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $597,000 | 3,375 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $731,000 | 4,119 |
| Total equity capital | $6,783,000 | 5,794 |
| Total bank equity capital | $6,783,000 | 5,794 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $1,600,000 | 6,076 |
| Undivided profits | $4,783,000 | 4,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,055 |
| Income earned, not collected on loans | $222,000 | 7,513 |
| Earning assets | $86,060,000 | 4,650 |
| Long-term assets (5+ years) | $15,786,000 | 3,844 |
| Average Assets, year-to-date | $93,220,000 | 4,518 |
| Average Assets, quarterly | $94,214,000 | 4,598 |
| Volatile liabilities | $7,973,000 | 6,055 |
| Insider loans | $359,000 | 6,119 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,576,000 | 6,986 |
| Tier 1 (core) risk-based capital | $7,246,000 | 5,529 |
| Tier 2 risk-based capital | $214,000 | 8,006 |
| Total risk weighted assets | $32,811,600 | 6,684 |
| Total unused commitments | $2,576,000 | 6,991 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $93,653,000 | 4,598 |
| Cash and due from depository institutions | $3,860,000 | 3,479 |
| Interest-bearing balances | $350,000 | 3,836 |
| Securities | $62,509,000 | 1,862 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,656 |
| Net loans & leases | $18,565,000 | 8,184 |
| Loan loss allowance | $215,000 | 8,352 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $927,000 | 6,180 |
| Other real estate owned | $0 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,292,000 | 5,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,653,000 | 4,598 |
| Total liabilities | $86,456,000 | 4,487 |
| Total deposits | $84,947,000 | 4,300 |
| Interest-bearing deposits | $61,936,000 | 4,941 |
| Deposits held in domestic offices | $84,947,000 | 4,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $634,000 | 2,614 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $875,000 | 3,895 |
| Total equity capital | $7,197,000 | 5,652 |
| Total bank equity capital | $7,197,000 | 5,652 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $1,600,000 | 6,016 |
| Undivided profits | $5,197,000 | 4,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,027 |
| Income earned, not collected on loans | $210,000 | 7,784 |
| Earning assets | $87,924,000 | 4,525 |
| Long-term assets (5+ years) | $15,428,000 | 3,698 |
| Average Assets, year-to-date | $91,732,200 | 4,475 |
| Average Assets, quarterly | $93,000,000 | 4,555 |
| Volatile liabilities | $7,357,000 | 5,906 |
| Insider loans | $153,000 | 7,576 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,853,000 | 7,620 |
| Tier 1 (core) risk-based capital | $7,039,000 | 5,570 |
| Tier 2 risk-based capital | $215,000 | 8,007 |
| Total risk weighted assets | $32,919,900 | 6,598 |
| Total unused commitments | $1,853,000 | 7,630 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $89,939,000 | 4,722 |
| Cash and due from depository institutions | $5,755,000 | 3,421 |
| Interest-bearing balances | $350,000 | 3,445 |
| Securities | $61,883,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,894 |
| Net loans & leases | $15,870,000 | 8,894 |
| Loan loss allowance | $216,000 | 8,585 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $442,000 | 8,186 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,389,000 | 4,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,939,000 | 4,722 |
| Total liabilities | $83,042,000 | 4,614 |
| Total deposits | $81,350,000 | 4,449 |
| Interest-bearing deposits | $58,383,000 | 5,158 |
| Deposits held in domestic offices | $81,350,000 | 4,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $679,000 | 2,938 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,013,000 | 3,535 |
| Total equity capital | $6,897,000 | 5,827 |
| Total bank equity capital | $6,897,000 | 5,827 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $1,600,000 | 6,072 |
| Undivided profits | $4,897,000 | 4,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 8,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,161 |
| Income earned, not collected on loans | $185,000 | 8,484 |
| Earning assets | $82,703,000 | 4,719 |
| Long-term assets (5+ years) | $15,950,000 | 3,242 |
| Average Assets, year-to-date | $89,661,400 | 4,579 |
| Average Assets, quarterly | $89,647,000 | 4,697 |
| Volatile liabilities | $5,349,000 | 6,946 |
| Insider loans | $57,000 | 8,958 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,107,000 | 7,299 |
| Tier 1 (core) risk-based capital | $6,854,000 | 5,700 |
| Tier 2 risk-based capital | $216,000 | 8,160 |
| Total risk weighted assets | $29,411,500 | 7,073 |
| Total unused commitments | $2,107,000 | 7,307 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $90,362,000 | 4,828 |
| Cash and due from depository institutions | $4,708,000 | 3,734 |
| Interest-bearing balances | $350,000 | 3,400 |
| Securities | $59,953,000 | 2,022 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,951 |
| Net loans & leases | $17,182,000 | 8,912 |
| Loan loss allowance | $217,000 | 8,912 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $493,000 | 8,142 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,326,000 | 5,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,362,000 | 4,828 |
| Total liabilities | $83,671,000 | 4,689 |
| Total deposits | $82,033,000 | 4,538 |
| Interest-bearing deposits | $59,082,000 | 5,270 |
| Deposits held in domestic offices | $82,033,000 | 4,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $673,000 | 3,040 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $965,000 | 3,626 |
| Total equity capital | $6,691,000 | 6,002 |
| Total bank equity capital | $6,691,000 | 6,002 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $1,600,000 | 6,207 |
| Undivided profits | $4,691,000 | 4,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 8,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,389 |
| Income earned, not collected on loans | $178,000 | 8,842 |
| Earning assets | $84,185,000 | 4,773 |
| Long-term assets (5+ years) | $11,016,000 | 3,986 |
| Average Assets, year-to-date | $88,613,800 | 4,752 |
| Average Assets, quarterly | $89,601,500 | 4,819 |
| Volatile liabilities | $5,076,000 | 7,051 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,220,000 | 8,492 |
| Tier 1 (core) risk-based capital | $6,664,000 | 5,902 |
| Tier 2 risk-based capital | $217,000 | 8,384 |
| Total risk weighted assets | $30,559,500 | 7,036 |
| Total unused commitments | $1,220,000 | 8,506 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $88,452,000 | 4,939 |
| Cash and due from depository institutions | $5,317,000 | 3,993 |
| Interest-bearing balances | $350,000 | 3,671 |
| Securities | $63,638,000 | 1,959 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 5,634 |
| Net loans & leases | $15,665,000 | 9,422 |
| Loan loss allowance | $217,000 | 9,205 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $522,000 | 8,176 |
| Other real estate owned | $0 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,360,000 | 5,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,452,000 | 4,939 |
| Total liabilities | $81,907,000 | 4,790 |
| Total deposits | $80,537,000 | 4,668 |
| Interest-bearing deposits | $57,630,000 | 5,466 |
| Deposits held in domestic offices | $80,537,000 | 4,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $531,000 | 3,037 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $839,000 | 4,207 |
| Total equity capital | $6,545,000 | 6,153 |
| Total bank equity capital | $6,545,000 | 6,153 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $1,600,000 | 6,286 |
| Undivided profits | $4,545,000 | 4,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 9,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $121,000 | 10,290 |
| Earning assets | $81,603,000 | 4,917 |
| Long-term assets (5+ years) | $10,401,000 | 3,950 |
| Average Assets, year-to-date | $85,090,000 | 4,896 |
| Average Assets, quarterly | $87,808,500 | 4,905 |
| Volatile liabilities | $4,033,000 | 7,635 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,114,000 | 8,782 |
| Tier 1 (core) risk-based capital | $6,390,000 | 6,134 |
| Tier 2 risk-based capital | $217,000 | 8,593 |
| Total risk weighted assets | $29,063,200 | 7,304 |
| Total unused commitments | $1,114,000 | 8,793 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $85,014,000 | 5,045 |
| Cash and due from depository institutions | $4,761,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $65,314,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $13,161,000 | 10,237 |
| Loan loss allowance | $221,000 | 9,508 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $313,000 | 9,749 |
| Other real estate owned | $0 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,465,000 | 5,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,014,000 | 5,045 |
| Total liabilities | $79,043,000 | 4,917 |
| Total deposits | $77,949,000 | 4,748 |
| Interest-bearing deposits | $55,555,000 | 5,597 |
| Deposits held in domestic offices | $77,949,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $423,000 | 4,068 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $671,000 | 4,175 |
| Total equity capital | $5,971,000 | 6,300 |
| Total bank equity capital | $5,971,000 | 6,300 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $1,600,000 | 6,330 |
| Undivided profits | $3,971,000 | 4,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,470 |
| Income earned, not collected on loans | $141,000 | 9,880 |
| Earning assets | $78,475,000 | 5,009 |
| Long-term assets (5+ years) | $9,792,000 | 4,172 |
| Average Assets, year-to-date | $83,646,200 | 5,009 |
| Average Assets, quarterly | $83,805,500 | 5,079 |
| Volatile liabilities | $3,057,000 | 8,409 |
| Insider loans | $4,000 | 11,142 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,520,000 | 8,206 |
| Tier 1 (core) risk-based capital | $6,161,000 | 6,256 |
| Tier 2 risk-based capital | $221,000 | 8,744 |
| Total risk weighted assets | $26,356,300 | 7,821 |
| Total unused commitments | $1,520,000 | 8,216 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $83,772,000 | 5,203 |
| Cash and due from depository institutions | $3,314,000 | 3,838 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $63,871,000 | 2,148 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,623 |
| Net loans & leases | $9,750,000 | 11,437 |
| Loan loss allowance | $220,000 | 9,865 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $311,000 | 10,107 |
| Other real estate owned | $0 | 3,838 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,226,000 | 5,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,772,000 | 5,203 |
| Total liabilities | $77,811,000 | 5,090 |
| Total deposits | $76,312,000 | 4,962 |
| Interest-bearing deposits | $55,635,000 | 5,801 |
| Deposits held in domestic offices | $76,312,000 | 4,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $343,000 | 3,443 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $399,000 | 3,563 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $757,000 | 3,896 |
| Total equity capital | $5,961,000 | 6,415 |
| Total bank equity capital | $5,961,000 | 6,415 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $3,961,000 | 5,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $73,000 | 11,816 |
| Earning assets | $78,921,000 | 5,088 |
| Long-term assets (5+ years) | $13,558,000 | 3,553 |
| Average Assets, year-to-date | $80,526,000 | 5,253 |
| Average Assets, quarterly | $82,068,000 | 5,241 |
| Volatile liabilities | $2,339,000 | 9,228 |
| Insider loans | $48,000 | 10,678 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $952,000 | 9,349 |
| Tier 1 (core) risk-based capital | $5,961,000 | 6,331 |
| Tier 2 risk-based capital | $220,000 | 8,934 |
| Total risk weighted assets | $23,678,600 | 8,389 |
| Total unused commitments | $952,000 | 9,375 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $80,317,000 | 5,473 |
| Cash and due from depository institutions | $3,480,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $60,097,000 | 2,240 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,345 |
| Net loans & leases | $10,261,000 | 11,600 |
| Loan loss allowance | $218,000 | 10,177 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $354,000 | 10,026 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,225,000 | 5,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,317,000 | 5,473 |
| Total liabilities | $74,754,000 | 5,382 |
| Total deposits | $73,647,000 | 5,266 |
| Interest-bearing deposits | $55,260,000 | 5,963 |
| Deposits held in domestic offices | $73,647,000 | 5,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $317,000 | 3,245 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $790,000 | 3,956 |
| Total equity capital | $5,563,000 | 6,561 |
| Total bank equity capital | $5,563,000 | 6,561 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $3,563,000 | 5,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $75,000 | 12,333 |
| Earning assets | $75,258,000 | 5,349 |
| Long-term assets (5+ years) | $17,184,000 | 2,913 |
| Average Assets, year-to-date | $77,286,400 | 5,514 |
| Average Assets, quarterly | $78,923,000 | 5,498 |
| Volatile liabilities | $1,855,000 | 10,209 |
| Insider loans | $175,000 | 4,283 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $606,000 | 10,228 |
| Tier 1 (core) risk-based capital | $5,563,000 | 6,491 |
| Tier 2 risk-based capital | $218,000 | 9,073 |
| Total risk weighted assets | $26,240,400 | 8,004 |
| Total unused commitments | $606,000 | 10,251 |
| Derivatives | $0 | 651 |