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University Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,369,000973
Total interest expense$14,315,0001,008
Net interest income$33,054,000959
Provision for loan and lease losses$971,000856
Total noninterest income$60,591,000218
Gross Fiduciary activities income$0981
Service charges on deposit accounts$42,0003,916
Trading account gains and fees$0123
Additional Noninterest Income$60,549,000152
Total noninterest expense$80,095,000373
Salaries and employee benefits$54,328,000306
Premises and equipment expense$2,572,000978
Additional noninterest expense$60,549,000152
Pre-tax net operating income$12,579,000976
Securities gains (losses)$0988
Applicable income taxes$2,658,000803
Income before extraordinary items$9,921,0001,016
Extraordinary gains, net$054
Net income$8,547,0001,164
Minority interest net income$1,374,00025
Net income of bank and minority interests.$9,921,0001,019
Net charge-offs$29,0002,045
Cash dividends$681,0002,523
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,921,0001,033
2023-09-30 (YTD Data)Rank
Total interest income$34,238,000978
Total interest expense$10,294,000973
Net interest income$23,944,000980
Provision for loan and lease losses$499,0001,011
Total noninterest income$46,395,000214
Gross Fiduciary activities income$0950
Service charges on deposit accounts$32,0003,930
Trading account gains and fees$0125
Additional Noninterest Income$46,363,000152
Total noninterest expense$60,401,000370
Salaries and employee benefits$41,078,000310
Premises and equipment expense$1,949,000979
Additional noninterest expense$46,363,000152
Pre-tax net operating income$9,439,0001,020
Securities gains (losses)$0849
Applicable income taxes$1,993,000831
Income before extraordinary items$7,446,0001,060
Extraordinary gains, net$052
Net income$6,417,0001,195
Minority interest net income$1,029,00027
Net income of bank and minority interests.$7,446,0001,060
Net charge-offs$34,0001,648
Cash dividends$461,0002,302
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,446,0001,077
2023-06-30 (YTD Data)Rank
Total interest income$21,669,0001,005
Total interest expense$6,774,000908
Net interest income$14,895,0001,065
Provision for loan and lease losses$71,0002,022
Total noninterest income$30,105,000211
Gross Fiduciary activities income$0931
Service charges on deposit accounts$21,0003,945
Trading account gains and fees$0112
Additional Noninterest Income$30,084,000150
Total noninterest expense$39,143,000370
Salaries and employee benefits$26,655,000306
Premises and equipment expense$1,300,000972
Additional noninterest expense$30,084,000150
Pre-tax net operating income$5,786,0001,074
Securities gains (losses)$0938
Applicable income taxes$1,222,000884
Income before extraordinary items$4,564,0001,129
Extraordinary gains, net$051
Net income$3,921,0001,284
Minority interest net income$643,00031
Net income of bank and minority interests.$4,564,0001,129
Net charge-offs$39,0001,267
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,564,0001,144
2023-03-31 (YTD Data)Rank
Total interest income$10,013,0001,055
Total interest expense$3,016,000889
Net interest income$6,997,0001,118
Provision for loan and lease losses$02,612
Total noninterest income$14,009,000222
Gross Fiduciary activities income$0913
Service charges on deposit accounts$12,0003,891
Trading account gains and fees$097
Additional Noninterest Income$13,997,000156
Total noninterest expense$19,098,000383
Salaries and employee benefits$12,899,000326
Premises and equipment expense$653,000992
Additional noninterest expense$13,997,000156
Pre-tax net operating income$1,908,0001,521
Securities gains (losses)$0950
Applicable income taxes$402,0001,161
Income before extraordinary items$1,506,0001,594
Extraordinary gains, net$04
Net income$1,272,0001,781
Minority interest net income$234,00017
Net income of bank and minority interests.$1,506,0001,594
Net charge-offs$-5,0003,836
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,506,0001,615
2022-12-31 (YTD Data)Rank
Total interest income$22,237,0001,442
Total interest expense$1,858,0001,675
Net interest income$20,379,0001,409
Provision for loan and lease losses$-130,0004,390
Total noninterest income$73,597,000196
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$33,0004,150
Trading account gains and fees$0116
Additional Noninterest Income$73,564,000136
Total noninterest expense$87,550,000336
Salaries and employee benefits$59,454,000280
Premises and equipment expense$2,979,000868
Additional noninterest expense$73,564,000136
Pre-tax net operating income$6,556,0001,726
Securities gains (losses)$0691
Applicable income taxes$1,394,0001,317
Income before extraordinary items$5,162,0001,774
Extraordinary gains, net$05
Net income$4,739,0001,889
Minority interest net income$423,00023
Net income of bank and minority interests.$5,162,0001,773
Net charge-offs$-21,0003,848
Cash dividends$2,913,0001,179
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,162,0001,812
2022-09-30 (YTD Data)Rank
Total interest income$14,031,0001,614
Total interest expense$202,0003,701
Net interest income$13,829,0001,513
Provision for loan and lease losses$96,0001,905
Total noninterest income$59,763,000188
Gross Fiduciary activities income$0968
Service charges on deposit accounts$23,0004,214
Trading account gains and fees$0111
Additional Noninterest Income$59,740,000133
Total noninterest expense$67,299,000337
Salaries and employee benefits$46,121,000275
Premises and equipment expense$2,286,000843
Additional noninterest expense$59,740,000133
Pre-tax net operating income$6,197,0001,456
Securities gains (losses)$0740
Applicable income taxes$1,314,0001,170
Income before extraordinary items$4,883,0001,517
Extraordinary gains, net$04
Net income$4,611,0001,581
Minority interest net income$272,00020
Net income of bank and minority interests.$4,883,0001,517
Net charge-offs$-16,0003,742
Cash dividends$2,787,000894
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,883,0001,550
2022-06-30 (YTD Data)Rank
Total interest income$7,490,0001,846
Total interest expense$100,0003,934
Net interest income$7,390,0001,759
Provision for loan and lease losses$43,0001,986
Total noninterest income$43,232,000176
Gross Fiduciary activities income$0925
Service charges on deposit accounts$9,0004,433
Trading account gains and fees$0108
Additional Noninterest Income$43,223,000132
Total noninterest expense$44,834,000332
Salaries and employee benefits$30,703,000274
Premises and equipment expense$1,545,000826
Additional noninterest expense$12,586,000364
Pre-tax net operating income$5,745,0001,090
Securities gains (losses)$0687
Applicable income taxes$1,216,000892
Income before extraordinary items$4,529,0001,127
Extraordinary gains, net$04
Net income$4,251,0001,181
Minority interest net income$278,00021
Net income of bank and minority interests.$4,529,0001,127
Net charge-offs$-11,0003,693
Cash dividends$2,103,000803
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,529,0001,152
2022-03-31 (YTD Data)Rank
Total interest income$3,268,0002,005
Total interest expense$37,0004,182
Net interest income$3,231,0001,882
Provision for loan and lease losses$76,0001,092
Total noninterest income$22,002,000176
Gross Fiduciary activities income$0892
Service charges on deposit accounts$7,0004,296
Trading account gains and fees$0103
Additional Noninterest Income$21,995,000130
Total noninterest expense$22,094,000335
Salaries and employee benefits$15,279,000275
Premises and equipment expense$779,000827
Additional noninterest expense$6,036,000370
Pre-tax net operating income$3,063,000997
Securities gains (losses)$0623
Applicable income taxes$647,000842
Income before extraordinary items$2,416,0001,042
Extraordinary gains, net$04
Net income$2,099,0001,156
Minority interest net income$317,00018
Net income of bank and minority interests.$2,416,0001,042
Net charge-offs$-5,0003,667
Cash dividends$1,238,000669
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,416,0001,056
2021-12-31 (YTD Data)Rank
Total interest income$12,089,0002,190
Total interest expense$179,0004,197
Net interest income$11,910,0002,035
Provision for loan and lease losses$-344,0004,380
Total noninterest income$121,300,000144
Gross Fiduciary activities income$0994
Service charges on deposit accounts$29,0004,302
Trading account gains and fees$0132
Additional Noninterest Income$121,271,000114
Total noninterest expense$97,816,000311
Salaries and employee benefits$72,618,000240
Premises and equipment expense$3,292,000787
Additional noninterest expense$21,906,000395
Pre-tax net operating income$35,738,000480
Securities gains (losses)$02,062
Applicable income taxes$7,519,000470
Income before extraordinary items$28,219,000498
Extraordinary gains, net$010
Net income$25,498,000533
Minority interest net income$2,721,00015
Net income of bank and minority interests.$28,219,000499
Net charge-offs$-21,0003,848
Cash dividends$12,419,000412
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,219,000492
2021-09-30 (YTD Data)Rank
Total interest income$8,820,0002,276
Total interest expense$134,0004,285
Net interest income$8,686,0002,110
Provision for loan and lease losses$-365,0004,512
Total noninterest income$95,685,000139
Gross Fiduciary activities income$0957
Service charges on deposit accounts$20,0004,392
Trading account gains and fees$0132
Additional Noninterest Income$95,665,000113
Total noninterest expense$73,687,000312
Salaries and employee benefits$55,450,000238
Premises and equipment expense$2,449,000810
Additional noninterest expense$15,788,000408
Pre-tax net operating income$31,049,000441
Securities gains (losses)$02,015
Applicable income taxes$6,522,000439
Income before extraordinary items$24,527,000459
Extraordinary gains, net$08
Net income$22,314,000482
Minority interest net income$2,213,00016
Net income of bank and minority interests.$24,527,000459
Net charge-offs$-16,0003,803
Cash dividends$9,279,000402
Sale, conversion, retirement of capital stock, net$0543
Net operating income$24,527,000450
2021-06-30 (YTD Data)Rank
Total interest income$5,754,0002,302
Total interest expense$88,0004,359
Net interest income$5,666,0002,132
Provision for loan and lease losses$-11,0004,398
Total noninterest income$64,165,000140
Gross Fiduciary activities income$0951
Service charges on deposit accounts$12,0004,449
Trading account gains and fees$0133
Additional Noninterest Income$64,153,000113
Total noninterest expense$48,818,000316
Salaries and employee benefits$36,480,000243
Premises and equipment expense$1,640,000807
Additional noninterest expense$10,698,000389
Pre-tax net operating income$21,024,000442
Securities gains (losses)$01,818
Applicable income taxes$4,421,000435
Income before extraordinary items$16,603,000454
Extraordinary gains, net$06
Net income$15,150,000484
Minority interest net income$1,453,00016
Net income of bank and minority interests.$16,603,000454
Net charge-offs$-11,0003,851
Cash dividends$5,203,000432
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,603,000447
2021-03-31 (YTD Data)Rank
Total interest income$3,053,0002,192
Total interest expense$43,0004,439
Net interest income$3,010,0002,029
Provision for loan and lease losses$-6,0004,567
Total noninterest income$31,924,000151
Gross Fiduciary activities income$0922
Service charges on deposit accounts$6,0004,455
Trading account gains and fees$0127
Additional Noninterest Income$31,918,000124
Total noninterest expense$24,122,000315
Salaries and employee benefits$18,003,000247
Premises and equipment expense$812,000823
Additional noninterest expense$5,307,000380
Pre-tax net operating income$10,818,000433
Securities gains (losses)$01,392
Applicable income taxes$2,274,000427
Income before extraordinary items$8,544,000452
Extraordinary gains, net$03
Net income$7,805,000475
Minority interest net income$739,00015
Net income of bank and minority interests.$8,544,000452
Net charge-offs$-6,0003,842
Cash dividends$1,981,000476
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,544,000442
2020-12-31 (YTD Data)Rank
Total interest income$11,578,0002,294
Total interest expense$239,0004,457
Net interest income$11,339,0002,042
Provision for loan and lease losses$3,344,000737
Total noninterest income$126,821,000135
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$19,0004,626
Trading account gains and fees$0133
Additional Noninterest Income$126,802,000117
Total noninterest expense$95,763,000302
Salaries and employee benefits$71,863,000229
Premises and equipment expense$3,145,000819
Additional noninterest expense$20,755,000398
Pre-tax net operating income$39,053,000358
Securities gains (losses)$02,675
Applicable income taxes$8,212,000344
Income before extraordinary items$30,841,000378
Extraordinary gains, net$04
Net income$28,117,000405
Minority interest net income$2,724,00016
Net income of bank and minority interests.$30,841,000378
Net charge-offs$-18,0004,374
Cash dividends$7,846,000557
Sale, conversion, retirement of capital stock, net$0566
Net operating income$30,841,000369
2020-09-30 (YTD Data)Rank
Total interest income$8,908,0002,274
Total interest expense$191,0004,486
Net interest income$8,717,0002,007
Provision for loan and lease losses$3,951,000589
Total noninterest income$93,617,000133
Gross Fiduciary activities income$0981
Service charges on deposit accounts$13,0004,672
Trading account gains and fees$0125
Additional Noninterest Income$93,604,000115
Total noninterest expense$70,220,000297
Salaries and employee benefits$52,406,000229
Premises and equipment expense$2,353,000809
Additional noninterest expense$15,461,000389
Pre-tax net operating income$28,163,000343
Securities gains (losses)$02,494
Applicable income taxes$5,924,000333
Income before extraordinary items$22,239,000354
Extraordinary gains, net$04
Net income$20,180,000390
Minority interest net income$2,059,00015
Net income of bank and minority interests.$22,239,000354
Net charge-offs$-12,0004,294
Cash dividends$4,809,000586
Sale, conversion, retirement of capital stock, net$0532
Net operating income$22,239,000345
2020-06-30 (YTD Data)Rank
Total interest income$6,202,0002,226
Total interest expense$133,0004,522
Net interest income$6,069,0001,938
Provision for loan and lease losses$3,919,000477
Total noninterest income$52,747,000146
Gross Fiduciary activities income$0970
Service charges on deposit accounts$8,0004,720
Trading account gains and fees$0123
Additional Noninterest Income$52,739,000120
Total noninterest expense$43,063,000314
Salaries and employee benefits$31,604,000243
Premises and equipment expense$1,507,000845
Additional noninterest expense$9,952,000397
Pre-tax net operating income$11,834,000433
Securities gains (losses)$02,249
Applicable income taxes$2,485,000419
Income before extraordinary items$9,349,000473
Extraordinary gains, net$04
Net income$8,619,000508
Minority interest net income$730,00022
Net income of bank and minority interests.$9,349,000473
Net charge-offs$-6,0004,173
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,349,000461
2020-03-31 (YTD Data)Rank
Total interest income$2,958,0002,297
Total interest expense$42,0004,822
Net interest income$2,916,0001,964
Provision for loan and lease losses$437,000970
Total noninterest income$14,872,000207
Gross Fiduciary activities income$0941
Service charges on deposit accounts$4,0004,794
Trading account gains and fees$0106
Additional Noninterest Income$14,868,000155
Total noninterest expense$17,975,000356
Salaries and employee benefits$12,608,000303
Premises and equipment expense$744,000872
Additional noninterest expense$4,623,000424
Pre-tax net operating income$-624,0004,995
Securities gains (losses)$01,705
Applicable income taxes$-131,0004,965
Income before extraordinary items$-493,0004,957
Extraordinary gains, net$04
Net income$-330,0004,923
Minority interest net income$-163,0005,110
Net income of bank and minority interests.$-493,0004,957
Net charge-offs$-38,0004,804
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-493,0004,981
2019-12-31 (YTD Data)Rank
Total interest income$12,523,0002,208
Total interest expense$187,0004,832
Net interest income$12,336,0001,890
Provision for loan and lease losses$285,0002,028
Total noninterest income$57,119,000211
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$18,0004,875
Trading account gains and fees$0135
Additional Noninterest Income$57,101,000162
Total noninterest expense$64,138,000368
Salaries and employee benefits$45,346,000311
Premises and equipment expense$2,760,000911
Additional noninterest expense$16,032,000459
Pre-tax net operating income$5,032,0001,745
Securities gains (losses)$02,379
Applicable income taxes$1,071,0001,370
Income before extraordinary items$3,961,0001,902
Extraordinary gains, net$011
Net income$3,772,0001,971
Minority interest net income$189,00036
Net income of bank and minority interests.$3,961,0001,904
Net charge-offs$34,0002,858
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,961,0001,866
2019-09-30 (YTD Data)Rank
Total interest income$8,841,0002,342
Total interest expense$142,0004,884
Net interest income$8,699,0002,001
Provision for loan and lease losses$283,0001,651
Total noninterest income$41,120,000213
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$13,0004,961
Trading account gains and fees$0129
Additional Noninterest Income$41,107,000161
Total noninterest expense$46,626,000379
Salaries and employee benefits$33,255,000318
Premises and equipment expense$2,040,000919
Additional noninterest expense$11,331,000481
Pre-tax net operating income$2,910,0002,150
Securities gains (losses)$02,167
Applicable income taxes$611,0001,640
Income before extraordinary items$2,299,0002,317
Extraordinary gains, net$011
Net income$2,345,0002,286
Minority interest net income$-46,0005,252
Net income of bank and minority interests.$2,299,0002,318
Net charge-offs$40,0002,369
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,299,0002,284
2019-06-30 (YTD Data)Rank
Total interest income$5,427,0002,474
Total interest expense$96,0004,907
Net interest income$5,331,0002,157
Provision for loan and lease losses$325,0001,154
Total noninterest income$24,434,000229
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$8,0005,006
Trading account gains and fees$0131
Additional Noninterest Income$24,426,000169
Total noninterest expense$29,475,000406
Salaries and employee benefits$20,819,000331
Premises and equipment expense$1,298,000962
Additional noninterest expense$7,358,000496
Pre-tax net operating income$-35,0005,133
Securities gains (losses)$01,702
Applicable income taxes$-7,0005,158
Income before extraordinary items$-28,0005,133
Extraordinary gains, net$011
Net income$72,0004,974
Minority interest net income$-100,0005,300
Net income of bank and minority interests.$-28,0005,131
Net charge-offs$41,0001,972
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-28,0005,128
2019-03-31 (YTD Data)Rank
Total interest income$2,442,0002,669
Total interest expense$47,0004,950
Net interest income$2,395,0002,355
Provision for loan and lease losses$192,000980
Total noninterest income$9,958,000250
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,0005,050
Trading account gains and fees$0126
Additional Noninterest Income$9,954,000183
Total noninterest expense$13,098,000448
Salaries and employee benefits$8,856,000383
Premises and equipment expense$569,0001,067
Additional noninterest expense$3,673,000486
Pre-tax net operating income$-937,0005,339
Securities gains (losses)$01,087
Applicable income taxes$-197,0005,322
Income before extraordinary items$-740,0005,326
Extraordinary gains, net$05
Net income$-650,0005,317
Minority interest net income$-90,0005,358
Net income of bank and minority interests.$-740,0005,325
Net charge-offs$-6,0004,462
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-740,0005,328
2018-12-31 (YTD Data)Rank
Total interest income$9,357,0002,649
Total interest expense$184,0004,876
Net interest income$9,173,0002,413
Provision for loan and lease losses$-227,0005,231
Total noninterest income$32,830,000307
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$16,0005,128
Trading account gains and fees$0126
Additional Noninterest Income$32,814,000224
Total noninterest expense$38,652,000586
Salaries and employee benefits$25,503,000483
Premises and equipment expense$2,204,0001,085
Additional noninterest expense$10,945,000646
Pre-tax net operating income$3,578,0002,248
Securities gains (losses)$01,125
Applicable income taxes$767,0001,620
Income before extraordinary items$2,811,0002,413
Extraordinary gains, net$06
Net income$2,606,0002,533
Minority interest net income$205,00036
Net income of bank and minority interests.$2,811,0002,412
Net charge-offs$-207,0005,181
Cash dividends$1,165,0002,052
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,811,0002,414
2018-09-30 (YTD Data)Rank
Total interest income$6,791,0002,697
Total interest expense$133,0004,929
Net interest income$6,658,0002,483
Provision for loan and lease losses$-236,0005,331
Total noninterest income$26,056,000296
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$11,0005,205
Trading account gains and fees$0138
Additional Noninterest Income$26,045,000222
Total noninterest expense$29,155,000572
Salaries and employee benefits$19,454,000475
Premises and equipment expense$1,665,0001,078
Additional noninterest expense$8,036,000643
Pre-tax net operating income$3,795,0001,787
Securities gains (losses)$01,118
Applicable income taxes$797,0001,378
Income before extraordinary items$2,998,0001,910
Extraordinary gains, net$05
Net income$2,767,0002,018
Minority interest net income$231,00030
Net income of bank and minority interests.$2,998,0001,909
Net charge-offs$-201,0005,254
Cash dividends$1,165,0001,540
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,998,0001,903
2018-06-30 (YTD Data)Rank
Total interest income$4,089,0002,882
Total interest expense$86,0004,972
Net interest income$4,003,0002,652
Provision for loan and lease losses$-212,0005,417
Total noninterest income$17,533,000293
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$7,0005,268
Trading account gains and fees$0130
Additional Noninterest Income$17,526,000215
Total noninterest expense$19,572,000566
Salaries and employee benefits$12,861,000479
Premises and equipment expense$1,140,0001,051
Additional noninterest expense$5,571,000616
Pre-tax net operating income$2,176,0001,970
Securities gains (losses)$0961
Applicable income taxes$456,0001,494
Income before extraordinary items$1,720,0002,103
Extraordinary gains, net$06
Net income$1,583,0002,221
Minority interest net income$137,00031
Net income of bank and minority interests.$1,720,0002,102
Net charge-offs$-196,0005,344
Cash dividends$1,165,0001,188
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,720,0002,095
2018-03-31 (YTD Data)Rank
Total interest income$1,926,0002,999
Total interest expense$46,0004,941
Net interest income$1,880,0002,792
Provision for loan and lease losses$-12,0005,414
Total noninterest income$8,358,000302
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$5,0005,244
Trading account gains and fees$0123
Additional Noninterest Income$8,353,000227
Total noninterest expense$9,307,000614
Salaries and employee benefits$6,203,000498
Premises and equipment expense$558,0001,081
Additional noninterest expense$2,546,000666
Pre-tax net operating income$943,0002,120
Securities gains (losses)$0735
Applicable income taxes$193,0001,603
Income before extraordinary items$750,0002,270
Extraordinary gains, net$07
Net income$662,0002,453
Minority interest net income$88,00029
Net income of bank and minority interests.$750,0002,270
Net charge-offs$-6,0004,537
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$750,0002,260
2017-12-31 (YTD Data)Rank
Total interest income$6,850,0003,163
Total interest expense$163,0005,029
Net interest income$6,687,0002,982
Provision for loan and lease losses$153,0002,635
Total noninterest income$34,127,000289
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$26,0005,266
Trading account gains and fees$0151
Additional Noninterest Income$34,101,000220
Total noninterest expense$35,745,000614
Salaries and employee benefits$24,064,000493
Premises and equipment expense$2,244,0001,056
Additional noninterest expense$9,437,000710
Pre-tax net operating income$4,916,0001,744
Securities gains (losses)$02,243
Applicable income taxes$-12,0005,457
Income before extraordinary items$4,928,0001,360
Extraordinary gains, net$09
Net income$4,636,0001,430
Minority interest net income$292,00033
Net income of bank and minority interests.$4,928,0001,360
Net charge-offs$170,0001,968
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,928,0001,346
2017-09-30 (YTD Data)Rank
Total interest income$5,054,0003,218
Total interest expense$139,0004,966
Net interest income$4,915,0003,042
Provision for loan and lease losses$168,0002,209
Total noninterest income$26,259,000287
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$21,0005,302
Trading account gains and fees$0145
Additional Noninterest Income$26,238,000215
Total noninterest expense$26,594,000616
Salaries and employee benefits$18,040,000499
Premises and equipment expense$1,685,0001,063
Additional noninterest expense$6,869,000731
Pre-tax net operating income$4,412,0001,493
Securities gains (losses)$02,274
Applicable income taxes$1,514,0001,116
Income before extraordinary items$2,898,0001,779
Extraordinary gains, net$09
Net income$2,826,0001,814
Minority interest net income$72,00045
Net income of bank and minority interests.$2,898,0001,779
Net charge-offs$175,0001,503
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,898,0001,753
2017-06-30 (YTD Data)Rank
Total interest income$3,185,0003,311
Total interest expense$118,0004,724
Net interest income$3,067,0003,168
Provision for loan and lease losses$-2,0005,515
Total noninterest income$17,886,000284
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$14,0005,344
Trading account gains and fees$0139
Additional Noninterest Income$17,872,000208
Total noninterest expense$17,798,000618
Salaries and employee benefits$11,997,000501
Premises and equipment expense$1,126,0001,059
Additional noninterest expense$4,675,000722
Pre-tax net operating income$3,157,0001,406
Securities gains (losses)$01,906
Applicable income taxes$1,083,0001,053
Income before extraordinary items$2,074,0001,657
Extraordinary gains, net$011
Net income$1,974,0001,719
Minority interest net income$100,00037
Net income of bank and minority interests.$2,074,0001,657
Net charge-offs$1,0003,381
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,074,0001,637
2017-03-31 (YTD Data)Rank
Total interest income$1,485,0003,455
Total interest expense$52,0004,885
Net interest income$1,433,0003,289
Provision for loan and lease losses$-8,0005,652
Total noninterest income$8,607,000287
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$7,0005,388
Trading account gains and feesNANA
Additional Noninterest Income$8,600,000212
Total noninterest expense$8,626,000643
Salaries and employee benefits$5,916,000518
Premises and equipment expense$534,0001,118
Additional noninterest expense$2,176,000757
Pre-tax net operating income$1,422,0001,491
Securities gains (losses)$01,153
Applicable income taxes$478,0001,118
Income before extraordinary items$944,0001,741
Extraordinary gains, net$08
Net income$911,0001,784
Minority interest net income$33,00035
Net income of bank and minority interests.$944,0001,741
Net charge-offs$-3,0004,448
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$944,0001,726
2016-12-31 (YTD Data)Rank
Total interest income$5,676,0003,547
Total interest expense$179,0005,089
Net interest income$5,497,0003,365
Provision for loan and lease losses$7,0004,231
Total noninterest income$33,336,000292
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$33,0005,405
Trading account gains and fees$0170
Additional Noninterest Income$33,303,000213
Total noninterest expense$32,629,000662
Salaries and employee benefits$22,201,000534
Premises and equipment expense$2,050,0001,152
Additional noninterest expense$8,378,000789
Pre-tax net operating income$6,197,0001,366
Securities gains (losses)$03,212
Applicable income taxes$2,142,000995
Income before extraordinary items$4,055,0001,634
Extraordinary gains, net$05
Net income$3,853,0001,690
Minority interest net income$202,00037
Net income of bank and minority interests.$4,055,0001,633
Net charge-offs$-11,0005,013
Cash dividends$100,0003,963
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,055,0001,605
2016-09-30 (YTD Data)Rank
Total interest income$4,160,0003,612
Total interest expense$129,0005,177
Net interest income$4,031,0003,430
Provision for loan and lease losses$04,186
Total noninterest income$22,860,000313
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$25,0005,455
Trading account gains and fees$0169
Additional Noninterest Income$22,835,000230
Total noninterest expense$23,461,000683
Salaries and employee benefits$15,860,000561
Premises and equipment expense$1,487,0001,199
Additional noninterest expense$6,114,000815
Pre-tax net operating income$3,430,0001,767
Securities gains (losses)$03,160
Applicable income taxes$1,166,0001,275
Income before extraordinary items$2,264,0002,137
Extraordinary gains, net$05
Net income$2,291,0002,110
Minority interest net income$-27,0005,972
Net income of bank and minority interests.$2,264,0002,137
Net charge-offs$-6,0004,786
Cash dividends$100,0003,470
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,264,0002,068
2016-06-30 (YTD Data)Rank
Total interest income$2,684,0003,699
Total interest expense$77,0005,326
Net interest income$2,607,0003,513
Provision for loan and lease losses$3,0003,950
Total noninterest income$13,592,000335
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$17,0005,496
Trading account gains and fees$0157
Additional Noninterest Income$13,575,000249
Total noninterest expense$15,118,000706
Salaries and employee benefits$10,426,000565
Premises and equipment expense$959,0001,235
Additional noninterest expense$3,733,000890
Pre-tax net operating income$1,078,0002,948
Securities gains (losses)$02,835
Applicable income taxes$367,0001,949
Income before extraordinary items$711,0003,397
Extraordinary gains, net$016
Net income$778,0003,226
Minority interest net income$-67,0006,053
Net income of bank and minority interests.$711,0003,395
Net charge-offs$-4,0004,670
Cash dividends$100,0003,236
Sale, conversion, retirement of capital stock, net$0705
Net operating income$711,0003,334
2016-03-31 (YTD Data)Rank
Total interest income$1,182,0003,975
Total interest expense$26,0005,649
Net interest income$1,156,0003,775
Provision for loan and lease losses$-1,0005,851
Total noninterest income$5,644,000371
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$9,0005,488
Trading account gains and fees$0142
Additional Noninterest Income$5,635,000270
Total noninterest expense$7,248,000733
Salaries and employee benefits$5,003,000592
Premises and equipment expense$467,0001,257
Additional noninterest expense$1,778,000917
Pre-tax net operating income$-447,0006,058
Securities gains (losses)$02,077
Applicable income taxes$-152,0006,077
Income before extraordinary items$-295,0006,039
Extraordinary gains, net$012
Net income$-221,0006,016
Minority interest net income$-74,0006,118
Net income of bank and minority interests.$-295,0006,039
Net charge-offs$03,094
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-295,0006,036
2015-12-31 (YTD Data)Rank
Total interest income$4,811,0003,924
Total interest expense$98,0005,734
Net interest income$4,713,0003,721
Provision for loan and lease losses$-314,0005,883
Total noninterest income$29,076,000313
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$15,0005,873
Trading account gains and fees$0159
Additional Noninterest Income$29,061,000236
Total noninterest expense$28,957,000712
Salaries and employee benefits$18,921,000593
Premises and equipment expense$1,838,0001,272
Additional noninterest expense$8,198,000803
Pre-tax net operating income$5,146,0001,540
Securities gains (losses)$03,216
Applicable income taxes$1,750,0001,109
Income before extraordinary items$3,396,0001,842
Extraordinary gains, net$023
Net income$3,260,0001,911
Minority interest net income$136,00047
Net income of bank and minority interests.$3,396,0001,844
Net charge-offs$-54,0005,592
Cash dividends$973,0002,179
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,396,0001,806
2015-09-30 (YTD Data)Rank
Total interest income$3,651,0003,945
Total interest expense$76,0005,795
Net interest income$3,575,0003,733
Provision for loan and lease losses$-197,0005,981
Total noninterest income$21,973,000316
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$11,0005,960
Trading account gains and fees$0153
Additional Noninterest Income$21,962,000240
Total noninterest expense$21,127,000740
Salaries and employee benefits$13,714,000636
Premises and equipment expense$1,420,0001,265
Additional noninterest expense$5,993,000824
Pre-tax net operating income$4,618,0001,358
Securities gains (losses)$03,031
Applicable income taxes$1,569,0001,003
Income before extraordinary items$3,049,0001,604
Extraordinary gains, net$021
Net income$2,983,0001,634
Minority interest net income$66,00052
Net income of bank and minority interests.$3,049,0001,605
Net charge-offs$-3,0004,866
Cash dividends$521,0002,268
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,049,0001,566
2015-06-30 (YTD Data)Rank
Total interest income$2,371,0004,021
Total interest expense$52,0005,842
Net interest income$2,319,0003,807
Provision for loan and lease losses$-133,0006,083
Total noninterest income$15,221,000311
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$7,0006,027
Trading account gains and fees$0157
Additional Noninterest Income$15,214,000236
Total noninterest expense$14,090,000741
Salaries and employee benefits$9,046,000639
Premises and equipment expense$937,0001,275
Additional noninterest expense$4,107,000801
Pre-tax net operating income$3,583,0001,183
Securities gains (losses)$02,636
Applicable income taxes$1,218,000896
Income before extraordinary items$2,365,0001,406
Extraordinary gains, net$022
Net income$2,274,0001,459
Minority interest net income$91,00042
Net income of bank and minority interests.$2,365,0001,407
Net charge-offs$-2,0004,729
Cash dividends$521,0001,874
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,365,0001,367
2015-03-31 (YTD Data)Rank
Total interest income$1,076,0004,250
Total interest expense$25,0005,923
Net interest income$1,051,0004,039
Provision for loan and lease losses$-116,0006,220
Total noninterest income$5,909,000370
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$4,0006,054
Trading account gains and fees$0152
Additional Noninterest Income$5,905,000267
Total noninterest expense$7,030,000736
Salaries and employee benefits$4,235,000690
Premises and equipment expense$471,0001,281
Additional noninterest expense$2,324,000716
Pre-tax net operating income$46,0005,654
Securities gains (losses)$02,027
Applicable income taxes$16,0003,628
Income before extraordinary items$30,0005,803
Extraordinary gains, net$013
Net income$82,0005,292
Minority interest net income$-52,0006,416
Net income of bank and minority interests.$30,0005,804
Net charge-offs$-1,0004,352
Cash dividends$521,0001,075
Sale, conversion, retirement of capital stock, net$0697
Net operating income$30,0005,752
2014-12-31 (YTD Data)Rank
Total interest income$4,418,0004,254
Total interest expense$114,0005,983
Net interest income$4,304,0004,021
Provision for loan and lease losses$-308,0006,192
Total noninterest income$26,340,000315
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$15,0006,198
Trading account gains and fees$0180
Additional Noninterest Income$26,325,000227
Total noninterest expense$28,996,000708
Salaries and employee benefits$17,598,000619
Premises and equipment expense$1,907,0001,254
Additional noninterest expense$9,491,000704
Pre-tax net operating income$1,956,0003,011
Securities gains (losses)$03,259
Applicable income taxes$670,0001,945
Income before extraordinary items$1,286,0003,502
Extraordinary gains, net$017
Net income$1,150,0003,712
Minority interest net income$136,00049
Net income of bank and minority interests.$1,286,0003,504
Net charge-offs$-5,0005,549
Cash dividends$483,0002,904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,286,0003,456
2014-09-30 (YTD Data)Rank
Total interest income$3,309,0004,292
Total interest expense$85,0006,064
Net interest income$3,224,0004,054
Provision for loan and lease losses$-297,0006,319
Total noninterest income$19,520,000312
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$11,0006,278
Trading account gains and fees$0174
Additional Noninterest Income$19,509,000228
Total noninterest expense$21,498,000710
Salaries and employee benefits$13,105,000619
Premises and equipment expense$1,620,0001,117
Additional noninterest expense$6,773,000729
Pre-tax net operating income$1,543,0002,984
Securities gains (losses)$02,980
Applicable income taxes$516,0001,952
Income before extraordinary items$1,027,0003,447
Extraordinary gains, net$015
Net income$887,0003,721
Minority interest net income$140,00045
Net income of bank and minority interests.$1,027,0003,448
Net charge-offs$-4,0005,417
Cash dividends$304,0002,711
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,027,0003,402
2014-06-30 (YTD Data)Rank
Total interest income$2,149,0004,367
Total interest expense$58,0006,108
Net interest income$2,091,0004,122
Provision for loan and lease losses$-201,0006,413
Total noninterest income$12,276,000322
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$8,0006,307
Trading account gains and fees$0172
Additional Noninterest Income$12,268,000229
Total noninterest expense$13,944,000726
Salaries and employee benefits$8,334,000659
Premises and equipment expense$1,081,0001,126
Additional noninterest expense$4,529,000722
Pre-tax net operating income$624,0003,808
Securities gains (losses)$02,580
Applicable income taxes$205,0002,390
Income before extraordinary items$419,0004,234
Extraordinary gains, net$020
Net income$348,0004,520
Minority interest net income$71,00049
Net income of bank and minority interests.$419,0004,239
Net charge-offs$-4,0005,382
Cash dividends$75,0003,312
Sale, conversion, retirement of capital stock, net$0794
Net operating income$419,0004,171
2014-03-31 (YTD Data)Rank
Total interest income$1,018,0004,516
Total interest expense$30,0006,165
Net interest income$988,0004,289
Provision for loan and lease losses$-200,0006,567
Total noninterest income$5,228,000361
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$5,0006,292
Trading account gains and fees$0147
Additional Noninterest Income$5,223,000257
Total noninterest expense$6,945,000733
Salaries and employee benefits$4,107,000675
Premises and equipment expense$522,0001,184
Additional noninterest expense$2,316,000709
Pre-tax net operating income$-529,0006,638
Securities gains (losses)$01,715
Applicable income taxes$-180,0006,666
Income before extraordinary items$-349,0006,600
Extraordinary gains, net$016
Net income$-353,0006,601
Minority interest net income$4,00056
Net income of bank and minority interests.$-349,0006,600
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-349,0006,599
2013-12-31 (YTD Data)Rank
Total interest income$4,480,0004,354
Total interest expense$137,0006,238
Net interest income$4,343,0004,066
Provision for loan and lease losses$100,0003,676
Total noninterest income$27,647,000310
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$15,0006,475
Trading account gains and fees$-34,0006,781
Additional Noninterest Income$27,666,000226
Total noninterest expense$28,107,000720
Salaries and employee benefits$17,883,000604
Premises and equipment expense$2,032,0001,179
Additional noninterest expense$8,192,000833
Pre-tax net operating income$3,783,0001,793
Securities gains (losses)$03,182
Applicable income taxes$1,937,000929
Income before extraordinary items$1,846,0002,766
Extraordinary gains, net$029
Net income$1,239,0003,492
Minority interest net income$607,00034
Net income of bank and minority interests.$1,846,0002,769
Net charge-offs$290,0002,615
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,846,0002,704
2013-09-30 (YTD Data)Rank
Total interest income$3,407,0004,374
Total interest expense$105,0006,313
Net interest income$3,302,0004,061
Provision for loan and lease losses$110,0003,266
Total noninterest income$22,042,000313
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$11,0006,552
Trading account gains and fees$-6,0006,854
Additional Noninterest Income$22,037,000231
Total noninterest expense$21,258,000719
Salaries and employee benefits$13,498,000603
Premises and equipment expense$1,532,0001,179
Additional noninterest expense$6,228,000820
Pre-tax net operating income$3,976,0001,391
Securities gains (losses)$03,040
Applicable income taxes$1,349,0001,018
Income before extraordinary items$2,627,0001,705
Extraordinary gains, net$025
Net income$2,085,0002,064
Minority interest net income$542,00032
Net income of bank and minority interests.$2,627,0001,709
Net charge-offs$245,0002,340
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,627,0001,652
2013-06-30 (YTD Data)Rank
Total interest income$2,221,0004,427
Total interest expense$85,0006,232
Net interest income$2,136,0004,140
Provision for loan and lease losses$27,0004,119
Total noninterest income$15,702,000300
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$7,0006,596
Trading account gains and fees$-5,0006,899
Additional Noninterest Income$15,700,000224
Total noninterest expense$14,437,000709
Salaries and employee benefits$9,097,000599
Premises and equipment expense$1,027,0001,175
Additional noninterest expense$4,313,000782
Pre-tax net operating income$3,374,0001,110
Securities gains (losses)$02,791
Applicable income taxes$1,144,000838
Income before extraordinary items$2,230,0001,363
Extraordinary gains, net$022
Net income$1,830,0001,653
Minority interest net income$400,00030
Net income of bank and minority interests.$2,230,0001,365
Net charge-offs$9,0004,369
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,230,0001,300
2013-03-31 (YTD Data)Rank
Total interest income$1,105,0004,472
Total interest expense$41,0006,341
Net interest income$1,064,0004,169
Provision for loan and lease losses$25,0003,416
Total noninterest income$7,277,000316
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$3,0006,676
Trading account gains and fees$-2,0006,982
Additional Noninterest Income$7,276,000230
Total noninterest expense$7,315,000703
Salaries and employee benefits$4,757,000578
Premises and equipment expense$485,0001,252
Additional noninterest expense$2,073,000819
Pre-tax net operating income$1,001,0001,703
Securities gains (losses)$01,966
Applicable income taxes$341,0001,213
Income before extraordinary items$660,0002,092
Extraordinary gains, net$010
Net income$515,0002,532
Minority interest net income$145,00039
Net income of bank and minority interests.$660,0002,094
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$660,0002,012
2012-12-31 (YTD Data)Rank
Total interest income$4,871,0004,372
Total interest expense$156,0006,593
Net interest income$4,715,0003,962
Provision for loan and lease losses$1,395,0001,398
Total noninterest income$27,725,000339
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$15,0006,730
Trading account gains and fees$1,000164
Additional Noninterest Income$27,709,000250
Total noninterest expense$25,858,000774
Salaries and employee benefits$14,930,000697
Premises and equipment expense$1,717,0001,383
Additional noninterest expense$9,211,000761
Pre-tax net operating income$5,187,0001,328
Securities gains (losses)$03,810
Applicable income taxes$1,956,000897
Income before extraordinary items$3,231,0001,736
Extraordinary gains, net$029
Net income$2,084,0002,514
Minority interest net income$1,147,00029
Net income of bank and minority interests.$3,231,0001,737
Net charge-offs$1,506,0001,399
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,231,0001,647
2012-09-30 (YTD Data)Rank
Total interest income$3,666,0004,440
Total interest expense$122,0006,697
Net interest income$3,544,0004,015
Provision for loan and lease losses$1,373,0001,159
Total noninterest income$18,899,000357
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$12,0006,810
Trading account gains and fees$6,000147
Additional Noninterest Income$18,881,000261
Total noninterest expense$18,134,000819
Salaries and employee benefits$10,772,000720
Premises and equipment expense$1,244,0001,440
Additional noninterest expense$6,118,000857
Pre-tax net operating income$2,936,0001,731
Securities gains (losses)$03,575
Applicable income taxes$107,0003,328
Income before extraordinary items$2,829,0001,568
Extraordinary gains, net$020
Net income$1,913,0002,197
Minority interest net income$916,00028
Net income of bank and minority interests.$2,829,0001,569
Net charge-offs$1,481,0001,125
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,829,0001,480
2012-06-30 (YTD Data)Rank
Total interest income$2,336,0004,589
Total interest expense$95,0006,662
Net interest income$2,241,0004,174
Provision for loan and lease losses$587,0001,645
Total noninterest income$11,799,000368
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$8,0006,853
Trading account gains and fees$8,000141
Additional Noninterest Income$11,783,000267
Total noninterest expense$11,544,000859
Salaries and employee benefits$6,950,000750
Premises and equipment expense$823,0001,441
Additional noninterest expense$3,771,000918
Pre-tax net operating income$1,909,0001,746
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,909,0001,543
Extraordinary gains, net$019
Net income$1,286,0002,149
Minority interest net income$623,00028
Net income of bank and minority interests.$1,909,0001,543
Net charge-offs$1,206,000995
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,909,0001,459
2012-03-31 (YTD Data)Rank
Total interest income$1,192,0004,581
Total interest expense$68,0006,397
Net interest income$1,124,0004,197
Provision for loan and lease losses$71,0003,340
Total noninterest income$5,582,000376
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$4,0006,891
Trading account gains and fees$0148
Additional Noninterest Income$5,578,000274
Total noninterest expense$5,860,000847
Salaries and employee benefits$3,452,000760
Premises and equipment expense$411,0001,450
Additional noninterest expense$1,997,000850
Pre-tax net operating income$775,0002,076
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$775,0001,850
Extraordinary gains, net$019
Net income$389,0003,135
Minority interest net income$386,00022
Net income of bank and minority interests.$775,0001,851
Net charge-offs$327,0001,409
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$775,0001,747
2011-12-31 (YTD Data)Rank
Total interest income$4,461,0004,870
Total interest expense$537,0005,718
Net interest income$3,924,0004,584
Provision for loan and lease losses$315,0004,034
Total noninterest income$12,593,000523
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$18,0006,762
Trading account gains and fees$2,000143
Additional Noninterest Income$12,573,000370
Total noninterest expense$17,306,0001,136
Salaries and employee benefits$10,883,000902
Premises and equipment expense$1,156,0002,128
Additional noninterest expense$5,267,0001,319
Pre-tax net operating income$-1,104,0006,610
Securities gains (losses)$03,838
Applicable income taxes$-182,0006,906
Income before extraordinary items$-922,0006,618
Extraordinary gains, net$029
Net income$-288,0006,379
Minority interest net income$-634,0007,352
Net income of bank and minority interests.$-922,0006,618
Net charge-offs$694,0002,792
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-922,0006,591
2011-09-30 (YTD Data)Rank
Total interest income$3,311,0004,956
Total interest expense$394,0005,870
Net interest income$2,917,0004,641
Provision for loan and lease losses$358,0003,391
Total noninterest income$8,482,000564
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$13,0006,817
Trading account gains and fees$-1,0007,358
Additional Noninterest Income$8,470,000396
Total noninterest expense$12,268,0001,200
Salaries and employee benefits$8,053,000918
Premises and equipment expense$793,0002,328
Additional noninterest expense$3,422,0001,510
Pre-tax net operating income$-1,227,0006,855
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,227,0006,922
Extraordinary gains, net$021
Net income$-732,0006,778
Minority interest net income$-495,0007,432
Net income of bank and minority interests.$-1,227,0006,923
Net charge-offs$247,0003,465
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,227,0006,888
2011-06-30 (YTD Data)Rank
Total interest income$2,180,0005,020
Total interest expense$264,0005,976
Net interest income$1,916,0004,705
Provision for loan and lease losses$2,0006,169
Total noninterest income$7,399,000467
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$9,0006,846
Trading account gains and fees$0153
Additional Noninterest Income$7,390,000334
Total noninterest expense$9,594,0001,049
Salaries and employee benefits$6,090,000823
Premises and equipment expense$489,0002,498
Additional noninterest expense$3,015,0001,177
Pre-tax net operating income$-281,0006,638
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-281,0006,712
Extraordinary gains, net$015
Net income$19,0006,199
Minority interest net income$-300,0007,507
Net income of bank and minority interests.$-281,0006,713
Net charge-offs$12,0005,280
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-281,0006,685
2011-03-31 (YTD Data)Rank
Total interest income$1,075,0005,079
Total interest expense$137,0006,013
Net interest income$938,0004,759
Provision for loan and lease losses$1,0005,795
Total noninterest income$3,660,000461
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$5,0006,822
Trading account gains and fees$0158
Additional Noninterest Income$3,655,000327
Total noninterest expense$4,698,0001,064
Salaries and employee benefits$2,832,000889
Premises and equipment expense$226,0002,701
Additional noninterest expense$1,640,0001,085
Pre-tax net operating income$-101,0006,686
Securities gains (losses)$-4,0007,085
Applicable income taxes$04,545
Income before extraordinary items$-105,0006,731
Extraordinary gains, net$09
Net income$5,0006,320
Minority interest net income$-110,0007,570
Net income of bank and minority interests.$-105,0006,731
Net charge-offs$69,0003,084
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-101,0006,709
2010-12-31 (YTD Data)Rank
Total interest income$4,705,0004,984
Total interest expense$747,0005,850
Net interest income$3,958,0004,612
Provision for loan and lease losses$939,0003,161
Total noninterest income$15,770,000464
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$26,0006,555
Trading account gains and fees$0175
Additional Noninterest Income$15,744,000331
Total noninterest expense$18,464,0001,080
Salaries and employee benefits$10,789,000906
Premises and equipment expense$764,0003,086
Additional noninterest expense$6,911,0001,069
Pre-tax net operating income$325,0004,828
Securities gains (losses)$-9,0007,023
Applicable income taxes$138,0002,993
Income before extraordinary items$178,0005,360
Extraordinary gains, net$029
Net income$-233,0006,198
Minority interest net income$411,00047
Net income of bank and minority interests.$178,0005,362
Net charge-offs$494,0003,673
Cash dividends$50,0003,945
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$183,7605,200
2010-09-30 (YTD Data)Rank
Total interest income$3,470,0005,126
Total interest expense$574,0005,945
Net interest income$2,896,0004,743
Provision for loan and lease losses$-202,0007,727
Total noninterest income$9,837,000525
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$20,0006,646
Trading account gains and fees$0165
Additional Noninterest Income$9,817,000367
Total noninterest expense$12,634,0001,189
Salaries and employee benefits$7,621,000954
Premises and equipment expense$576,0003,125
Additional noninterest expense$4,437,0001,217
Pre-tax net operating income$301,0004,860
Securities gains (losses)$-4,0007,144
Applicable income taxes$04,726
Income before extraordinary items$297,0004,890
Extraordinary gains, net$023
Net income$174,0005,414
Minority interest net income$123,00067
Net income of bank and minority interests.$297,0004,893
Net charge-offs$-376,0007,749
Cash dividends$50,0003,443
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$301,0004,681
2010-06-30 (YTD Data)Rank
Total interest income$2,270,0005,210
Total interest expense$408,0005,909
Net interest income$1,862,0004,852
Provision for loan and lease losses$-284,0007,799
Total noninterest income$5,537,000568
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$12,0006,717
Trading account gains and fees$0152
Additional Noninterest Income$5,525,000395
Total noninterest expense$7,889,0001,261
Salaries and employee benefits$4,727,0001,032
Premises and equipment expense$385,0003,150
Additional noninterest expense$2,777,0001,290
Pre-tax net operating income$-206,0006,444
Securities gains (losses)$2,0002,979
Applicable income taxes$04,691
Income before extraordinary items$-204,0006,565
Extraordinary gains, net$019
Net income$-33,0006,276
Minority interest net income$-171,0007,824
Net income of bank and minority interests.$-204,0006,565
Net charge-offs$-350,0007,808
Cash dividends$50,0003,167
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-206,0006,514
2010-03-31 (YTD Data)Rank
Total interest income$1,090,0005,374
Total interest expense$188,0006,187
Net interest income$902,0004,966
Provision for loan and lease losses$-276,0007,907
Total noninterest income$2,775,000567
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$2,768,000387
Total noninterest expense$3,803,0001,318
Salaries and employee benefits$2,300,0001,074
Premises and equipment expense$194,0003,200
Additional noninterest expense$1,309,0001,361
Pre-tax net operating income$150,0004,556
Securities gains (losses)$-6,0007,459
Applicable income taxes$04,611
Income before extraordinary items$144,0004,446
Extraordinary gains, net$016
Net income$171,0004,159
Minority interest net income$-27,0007,919
Net income of bank and minority interests.$144,0004,445
Net charge-offs$-298,0007,907
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$150,0004,266
2009-12-31 (YTD Data)Rank
Total interest income$5,185,0005,032
Total interest expense$983,0006,064
Net interest income$4,202,0004,432
Provision for loan and lease losses$1,539,0002,852
Total noninterest income$16,772,000438
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$45,0006,552
Trading account gains and fees$0211
Additional Noninterest Income$16,727,000309
Total noninterest expense$17,171,0001,217
Salaries and employee benefits$9,437,0001,041
Premises and equipment expense$806,0003,112
Additional noninterest expense$6,928,0001,122
Pre-tax net operating income$2,264,0001,722
Securities gains (losses)$166,0001,703
Applicable income taxes$-187,0006,746
Income before extraordinary items$2,617,0001,285
Extraordinary gains, net$034
Net income$692,0003,380
Minority interest net income$1,925,00021
Net income of bank and minority interests.$2,617,0001,284
Net charge-offs$1,311,0002,534
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$200,000717
Net operating income$2,451,0001,335
2009-09-30 (YTD Data)Rank
Total interest income$3,948,0005,051
Total interest expense$798,0006,034
Net interest income$3,150,0004,442
Provision for loan and lease losses$968,0002,832
Total noninterest income$12,350,000447
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$20,0006,866
Trading account gains and fees$0212
Additional Noninterest Income$12,330,000316
Total noninterest expense$12,677,0001,221
Salaries and employee benefits$6,914,0001,079
Premises and equipment expense$654,0002,930
Additional noninterest expense$5,109,0001,103
Pre-tax net operating income$1,855,0001,740
Securities gains (losses)$156,0001,478
Applicable income taxes$-231,0007,132
Income before extraordinary items$2,242,0001,195
Extraordinary gains, net$027
Net income$698,0003,127
Minority interest net income$1,544,00025
Net income of bank and minority interests.$2,242,0001,195
Net charge-offs$1,043,0002,160
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$200,000581
Net operating income$2,086,0001,251
2009-06-30 (YTD Data)Rank
Total interest income$2,647,0005,072
Total interest expense$581,0005,981
Net interest income$2,066,0004,490
Provision for loan and lease losses$793,0002,350
Total noninterest income$8,759,000435
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$15,0006,873
Trading account gains and fees$0193
Additional Noninterest Income$8,744,000308
Total noninterest expense$8,495,0001,225
Salaries and employee benefits$4,666,0001,082
Premises and equipment expense$445,0002,922
Additional noninterest expense$3,384,0001,133
Pre-tax net operating income$1,537,0001,492
Securities gains (losses)$135,0001,269
Applicable income taxes$-233,0007,343
Income before extraordinary items$1,905,000999
Extraordinary gains, net$021
Net income$745,0002,357
Minority interest net income$1,160,00024
Net income of bank and minority interests.$1,905,000999
Net charge-offs$982,0001,646
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$200,000469
Net operating income$1,770,0001,046
2009-03-31 (YTD Data)Rank
Total interest income$1,426,0004,903
Total interest expense$343,0005,722
Net interest income$1,083,0004,335
Provision for loan and lease losses$243,0002,599
Total noninterest income$3,859,000447
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$8,0006,838
Trading account gains and fees$0171
Additional Noninterest Income$3,851,000304
Total noninterest expense$3,561,0001,396
Salaries and employee benefits$2,183,0001,168
Premises and equipment expense$215,0003,059
Additional noninterest expense$1,163,0001,401
Pre-tax net operating income$1,138,0001,118
Securities gains (losses)$122,000901
Applicable income taxes$-232,0007,745
Income before extraordinary items$1,492,000689
Extraordinary gains, net$015
Net income$1,003,0001,082
Minority interest net income$489,00027
Net income of bank and minority interests.$1,492,000691
Net charge-offs$432,0001,467
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$200,000271
Net operating income$1,370,000700
2008-12-31 (YTD Data)Rank
Total interest income$6,009,0004,936
Total interest expense$1,488,0006,002
Net interest income$4,521,0004,216
Provision for loan and lease losses$1,047,0002,641
Total noninterest income$6,680,000834
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$274,0004,171
Trading account gains and fees$-213,0008,220
Additional Noninterest Income$6,619,000532
Total noninterest expense$10,578,0001,829
Salaries and employee benefits$6,627,0001,559
Premises and equipment expense$603,0003,922
Additional noninterest expense$3,348,0001,829
Pre-tax net operating income$-424,0006,727
Securities gains (losses)$03,220
Applicable income taxes$-543,0007,526
Income before extraordinary items$119,0005,797
Extraordinary gains, net$039
Net income$119,0005,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0002,265
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$119,0005,949
2008-09-30 (YTD Data)Rank
Total interest income$4,382,0005,086
Total interest expense$1,166,0006,027
Net interest income$3,216,0004,395
Provision for loan and lease losses$604,0002,468
Total noninterest income$5,335,000830
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$77,0005,898
Trading account gains and fees$0148
Additional Noninterest Income$5,258,000534
Total noninterest expense$7,707,0001,862
Salaries and employee benefits$4,623,0001,682
Premises and equipment expense$418,0004,158
Additional noninterest expense$2,666,0001,668
Pre-tax net operating income$240,0005,879
Securities gains (losses)$03,106
Applicable income taxes$-45,0007,441
Income before extraordinary items$285,0005,283
Extraordinary gains, net$031
Net income$285,0005,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,0001,666
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$285,0005,456
2008-06-30 (YTD Data)Rank
Total interest income$2,788,0005,300
Total interest expense$834,0006,015
Net interest income$1,954,0004,694
Provision for loan and lease losses$289,0002,616
Total noninterest income$3,300,000891
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$52,0005,887
Trading account gains and fees$0149
Additional Noninterest Income$3,248,000587
Total noninterest expense$4,590,0002,097
Salaries and employee benefits$2,729,0001,912
Premises and equipment expense$290,0004,062
Additional noninterest expense$1,571,0001,845
Pre-tax net operating income$375,0004,900
Securities gains (losses)$-43,0008,219
Applicable income taxes$-45,0007,738
Income before extraordinary items$377,0004,599
Extraordinary gains, net$021
Net income$377,0004,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,116
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$420,0004,314
2008-03-31 (YTD Data)Rank
Total interest income$1,279,0005,629
Total interest expense$409,0006,203
Net interest income$870,0005,045
Provision for loan and lease losses$-16,0008,387
Total noninterest income$1,410,0001,014
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$10,000137
Additional Noninterest Income$1,383,000650
Total noninterest expense$2,044,0002,322
Salaries and employee benefits$1,106,0002,365
Premises and equipment expense$135,0004,310
Additional noninterest expense$803,0001,769
Pre-tax net operating income$252,0004,512
Securities gains (losses)$02,688
Applicable income taxes$-20,0007,903
Income before extraordinary items$272,0004,018
Extraordinary gains, net$015
Net income$272,0004,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,155
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$272,0003,935
2007-12-31 (YTD Data)Rank
Total interest income$5,109,0005,669
Total interest expense$1,680,0006,201
Net interest income$3,429,0005,099
Provision for loan and lease losses$304,0003,162
Total noninterest income$4,504,0001,193
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$216,0004,745
Trading account gains and fees$0178
Additional Noninterest Income$4,288,000784
Total noninterest expense$8,073,0002,274
Salaries and employee benefits$4,099,0002,442
Premises and equipment expense$526,0004,212
Additional noninterest expense$3,448,0001,604
Pre-tax net operating income$-444,0007,781
Securities gains (losses)$89,000636
Applicable income taxes$-66,0007,969
Income before extraordinary items$-289,0007,765
Extraordinary gains, net$039
Net income$-289,0007,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,999
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-361,0907,797
2007-09-30 (YTD Data)Rank
Total interest income$3,818,0005,696
Total interest expense$1,248,0006,244
Net interest income$2,570,0005,126
Provision for loan and lease losses$92,0004,233
Total noninterest income$3,463,0001,158
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$176,0004,609
Trading account gains and fees$0184
Additional Noninterest Income$3,287,000777
Total noninterest expense$5,960,0002,276
Salaries and employee benefits$2,980,0002,503
Premises and equipment expense$406,0004,123
Additional noninterest expense$2,574,0001,571
Pre-tax net operating income$-19,0007,683
Securities gains (losses)$78,000546
Applicable income taxes$9,0005,755
Income before extraordinary items$50,0007,491
Extraordinary gains, net$033
Net income$50,0007,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-16,3007,696
2007-06-30 (YTD Data)Rank
Total interest income$2,501,0005,774
Total interest expense$812,0006,327
Net interest income$1,689,0005,196
Provision for loan and lease losses$76,0003,715
Total noninterest income$2,513,0001,112
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$137,0004,285
Trading account gains and fees$0168
Additional Noninterest Income$2,376,000740
Total noninterest expense$4,016,0002,268
Salaries and employee benefits$1,998,0002,530
Premises and equipment expense$279,0004,056
Additional noninterest expense$1,739,0001,558
Pre-tax net operating income$110,0007,186
Securities gains (losses)$01,444
Applicable income taxes$20,0005,345
Income before extraordinary items$90,0007,183
Extraordinary gains, net$029
Net income$90,0007,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,719
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$90,0007,178
2007-03-31 (YTD Data)Rank
Total interest income$1,259,0005,757
Total interest expense$385,0006,447
Net interest income$874,0005,086
Provision for loan and lease losses$22,0004,272
Total noninterest income$1,262,0001,090
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$79,0003,930
Trading account gains and fees$0195
Additional Noninterest Income$1,183,000719
Total noninterest expense$1,939,0002,350
Salaries and employee benefits$970,0002,609
Premises and equipment expense$136,0004,150
Additional noninterest expense$833,0001,604
Pre-tax net operating income$175,0005,770
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$175,0005,351
Extraordinary gains, net$022
Net income$175,0005,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$175,0005,331
2006-12-31 (YTD Data)Rank
Total interest income$4,061,0006,080
Total interest expense$1,295,0006,427
Net interest income$2,766,0005,753
Provision for loan and lease losses$153,0004,016
Total noninterest income$5,198,0001,059
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$112,0005,989
Trading account gains and fees$0130
Additional Noninterest Income$5,086,000666
Total noninterest expense$6,884,0002,554
Salaries and employee benefits$3,444,0002,769
Premises and equipment expense$625,0003,649
Additional noninterest expense$2,815,0001,868
Pre-tax net operating income$927,0005,355
Securities gains (losses)$2,0001,439
Applicable income taxes$-20,0008,217
Income before extraordinary items$949,0004,821
Extraordinary gains, net$051
Net income$949,0004,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,465
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$947,0004,816
2006-09-30 (YTD Data)Rank
Total interest income$2,835,0006,285
Total interest expense$906,0006,547
Net interest income$1,929,0006,001
Provision for loan and lease losses$122,0003,802
Total noninterest income$4,088,0001,032
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$80,0006,137
Trading account gains and fees$0126
Additional Noninterest Income$4,008,000654
Total noninterest expense$4,935,0002,657
Salaries and employee benefits$2,499,0002,848
Premises and equipment expense$398,0004,124
Additional noninterest expense$2,038,0001,915
Pre-tax net operating income$960,0004,802
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$960,0004,268
Extraordinary gains, net$045
Net income$960,0004,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$960,0004,253
2006-06-30 (YTD Data)Rank
Total interest income$1,895,0006,251
Total interest expense$604,0006,445
Net interest income$1,291,0006,021
Provision for loan and lease losses$220,0001,956
Total noninterest income$2,503,0001,103
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,106
Trading account gains and fees$0126
Additional Noninterest Income$2,448,000689
Total noninterest expense$3,281,0002,681
Salaries and employee benefits$1,667,0002,846
Premises and equipment expense$267,0004,108
Additional noninterest expense$1,347,0001,948
Pre-tax net operating income$293,0006,507
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$293,0006,061
Extraordinary gains, net$039
Net income$293,0006,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,365
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$293,0006,061
2006-03-31 (YTD Data)Rank
Total interest income$914,0006,313
Total interest expense$274,0006,602
Net interest income$640,0006,070
Provision for loan and lease losses$220,0001,071
Total noninterest income$1,234,0001,096
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$23,0006,323
Trading account gains and fees$0115
Additional Noninterest Income$1,211,000701
Total noninterest expense$1,618,0002,704
Salaries and employee benefits$824,0002,895
Premises and equipment expense$141,0003,962
Additional noninterest expense$653,0001,993
Pre-tax net operating income$36,0007,859
Securities gains (losses)$0955
Applicable income taxes$7,0005,939
Income before extraordinary items$29,0007,854
Extraordinary gains, net$021
Net income$29,0007,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$29,0007,850
2005-12-31 (YTD Data)Rank
Total interest income$3,278,0006,362
Total interest expense$1,134,0005,970
Net interest income$2,144,0006,461
Provision for loan and lease losses$17,0006,588
Total noninterest income$5,058,0001,076
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$108,0006,181
Trading account gains and fees$0138
Additional Noninterest Income$4,950,000689
Total noninterest expense$6,071,0002,726
Salaries and employee benefits$3,001,0002,959
Premises and equipment expense$561,0003,855
Additional noninterest expense$2,509,0002,012
Pre-tax net operating income$1,114,0005,068
Securities gains (losses)$02,296
Applicable income taxes$-100,0008,606
Income before extraordinary items$1,214,0004,315
Extraordinary gains, net$046
Net income$1,214,0004,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,230
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,214,0004,285
2005-09-30 (YTD Data)Rank
Total interest income$2,448,0006,368
Total interest expense$736,0006,226
Net interest income$1,712,0006,320
Provision for loan and lease losses$17,0006,278
Total noninterest income$2,831,0001,347
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$79,0006,261
Trading account gains and fees$0126
Additional Noninterest Income$2,752,000869
Total noninterest expense$4,403,0002,776
Salaries and employee benefits$2,217,0002,970
Premises and equipment expense$403,0003,951
Additional noninterest expense$1,783,0002,088
Pre-tax net operating income$123,0007,933
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$123,0007,842
Extraordinary gains, net$035
Net income$123,0007,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,476
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$123,0007,812
2005-06-30 (YTD Data)Rank
Total interest income$1,618,0006,347
Total interest expense$459,0006,263
Net interest income$1,159,0006,277
Provision for loan and lease losses$17,0005,817
Total noninterest income$1,775,0001,398
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$51,0006,276
Trading account gains and fees$0116
Additional Noninterest Income$1,724,000907
Total noninterest expense$2,818,0002,866
Salaries and employee benefits$1,480,0002,963
Premises and equipment expense$251,0004,138
Additional noninterest expense$1,087,0002,251
Pre-tax net operating income$90,0007,896
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$90,0007,816
Extraordinary gains, net$030
Net income$90,0007,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,257
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$90,0007,772
2005-03-31 (YTD Data)Rank
Total interest income$802,0006,372
Total interest expense$219,0006,318
Net interest income$583,0006,305
Provision for loan and lease losses$15,0004,875
Total noninterest income$983,0001,264
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$24,0006,339
Trading account gains and fees$0115
Additional Noninterest Income$959,000811
Total noninterest expense$1,419,0002,854
Salaries and employee benefits$742,0002,959
Premises and equipment expense$137,0003,911
Additional noninterest expense$540,0002,254
Pre-tax net operating income$132,0006,788
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$132,0006,360
Extraordinary gains, net$024
Net income$132,0006,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$132,0006,320
2004-12-31 (YTD Data)Rank
Total interest income$2,749,0006,664
Total interest expense$779,0006,334
Net interest income$1,970,0006,673
Provision for loan and lease losses$-87,0008,778
Total noninterest income$3,249,0001,492
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$114,0006,273
Trading account gains and fees$0138
Additional Noninterest Income$3,135,000947
Total noninterest expense$5,842,0002,715
Salaries and employee benefits$2,865,0002,957
Premises and equipment expense$515,0003,994
Additional noninterest expense$2,462,0001,980
Pre-tax net operating income$-536,0008,676
Securities gains (losses)$03,819
Applicable income taxes$80,0005,723
Income before extraordinary items$-616,0008,755
Extraordinary gains, net$034
Net income$-616,0008,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,939
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-616,0008,733
2004-09-30 (YTD Data)Rank
Total interest income$2,001,0006,752
Total interest expense$564,0006,392
Net interest income$1,437,0006,746
Provision for loan and lease losses$18,0006,408
Total noninterest income$2,497,0001,482
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$88,0006,250
Trading account gains and fees$0134
Additional Noninterest Income$2,409,000942
Total noninterest expense$4,266,0002,763
Salaries and employee benefits$2,174,0002,910
Premises and equipment expense$382,0004,004
Additional noninterest expense$1,710,0002,112
Pre-tax net operating income$-350,0008,719
Securities gains (losses)$03,710
Applicable income taxes$80,0005,583
Income before extraordinary items$-430,0008,786
Extraordinary gains, net$026
Net income$-430,0008,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-430,0008,763
2004-06-30 (YTD Data)Rank
Total interest income$1,280,0006,891
Total interest expense$368,0006,486
Net interest income$912,0006,913
Provision for loan and lease losses$45,0004,838
Total noninterest income$1,772,0001,408
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$55,0006,376
Trading account gains and fees$0130
Additional Noninterest Income$1,717,000890
Total noninterest expense$2,865,0002,736
Salaries and employee benefits$1,439,0002,946
Premises and equipment expense$253,0004,030
Additional noninterest expense$1,173,0002,058
Pre-tax net operating income$-226,0008,781
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-226,0008,816
Extraordinary gains, net$021
Net income$-226,0008,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-226,0008,787
2004-03-31 (YTD Data)Rank
Total interest income$636,0006,932
Total interest expense$185,0006,543
Net interest income$451,0006,968
Provision for loan and lease losses$23,0004,653
Total noninterest income$750,0001,572
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$724,000995
Total noninterest expense$1,346,0002,899
Salaries and employee benefits$723,0002,931
Premises and equipment expense$136,0003,860
Additional noninterest expense$487,0002,425
Pre-tax net operating income$-168,0008,882
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-168,0008,921
Extraordinary gains, net$016
Net income$-168,0008,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,822
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-168,0008,891
2003-12-31 (YTD Data)Rank
Total interest income$2,735,0006,803
Total interest expense$829,0006,624
Net interest income$1,906,0006,727
Provision for loan and lease losses$189,0004,140
Total noninterest income$5,083,0001,121
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$112,0006,376
Trading account gains and fees$0160
Additional Noninterest Income$4,971,000768
Total noninterest expense$6,675,0002,351
Salaries and employee benefits$3,357,0002,503
Premises and equipment expense$479,0004,200
Additional noninterest expense$2,839,0001,702
Pre-tax net operating income$125,0008,104
Securities gains (losses)$04,500
Applicable income taxes$-80,0008,925
Income before extraordinary items$205,0007,738
Extraordinary gains, net$054
Net income$205,0007,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,458
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$205,0007,611
2003-09-30 (YTD Data)Rank
Total interest income$2,049,0006,888
Total interest expense$632,0006,728
Net interest income$1,417,0006,802
Provision for loan and lease losses$167,0003,715
Total noninterest income$4,005,0001,103
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$88,0006,353
Trading account gains and fees$0153
Additional Noninterest Income$3,917,000765
Total noninterest expense$5,025,0002,349
Salaries and employee benefits$2,509,0002,511
Premises and equipment expense$345,0004,308
Additional noninterest expense$2,171,0001,670
Pre-tax net operating income$230,0007,559
Securities gains (losses)$04,204
Applicable income taxes$-80,0009,052
Income before extraordinary items$310,0006,898
Extraordinary gains, net$040
Net income$310,0006,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,403
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$310,0006,728
2003-06-30 (YTD Data)Rank
Total interest income$1,378,0006,917
Total interest expense$440,0006,737
Net interest income$938,0006,838
Provision for loan and lease losses$144,0003,199
Total noninterest income$2,490,0001,159
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$58,0006,356
Trading account gains and fees$0150
Additional Noninterest Income$2,432,000799
Total noninterest expense$3,135,0002,491
Salaries and employee benefits$1,612,0002,611
Premises and equipment expense$205,0004,630
Additional noninterest expense$1,318,0001,831
Pre-tax net operating income$149,0007,607
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$149,0007,460
Extraordinary gains, net$030
Net income$149,0007,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,623
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$149,0007,274
2003-03-31 (YTD Data)Rank
Total interest income$697,0006,922
Total interest expense$224,0006,772
Net interest income$473,0006,803
Provision for loan and lease losses$106,0002,255
Total noninterest income$1,208,0001,160
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$15,0007,293
Trading account gains and fees$0134
Additional Noninterest Income$1,193,000785
Total noninterest expense$1,472,0002,632
Salaries and employee benefits$784,0002,663
Premises and equipment expense$102,0004,629
Additional noninterest expense$586,0002,005
Pre-tax net operating income$103,0007,150
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$103,0006,838
Extraordinary gains, net$021
Net income$103,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,365
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$103,0006,674
2002-12-31 (YTD Data)Rank
Total interest income$3,247,0006,588
Total interest expense$1,018,0006,886
Net interest income$2,229,0006,280
Provision for loan and lease losses$100,0005,681
Total noninterest income$3,838,0001,291
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$83,0006,881
Trading account gains and fees$0153
Additional Noninterest Income$3,755,000861
Total noninterest expense$5,691,0002,599
Salaries and employee benefits$2,922,0002,691
Premises and equipment expense$380,0004,824
Additional noninterest expense$2,389,0001,938
Pre-tax net operating income$276,0007,646
Securities gains (losses)$70,0002,096
Applicable income taxes$07,681
Income before extraordinary items$346,0007,095
Extraordinary gains, net$070
Net income$346,0007,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,866
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$276,0007,342
2001-12-31 (YTD Data)Rank
Total interest income$3,507,0006,774
Total interest expense$1,751,0006,506
Net interest income$1,756,0006,876
Provision for loan and lease losses$40,0006,926
Total noninterest income$3,721,0001,257
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$86,0006,853
Trading account gains and fees$0177
Additional Noninterest Income$3,635,000830
Total noninterest expense$5,680,0002,495
Salaries and employee benefits$3,255,0002,303
Premises and equipment expense$341,0005,123
Additional noninterest expense$2,084,0002,154
Pre-tax net operating income$-243,0008,989
Securities gains (losses)$13,0003,437
Applicable income taxes$07,903
Income before extraordinary items$-230,0009,076
Extraordinary gains, net$0105
Net income$-230,0009,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,533
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$448,000513
Net operating income$-243,0009,028
2000-12-31 (YTD Data)Rank
Total interest income$3,321,0007,089
Total interest expense$1,990,0006,291
Net interest income$1,331,0007,796
Provision for loan and lease losses$111,0005,081
Total noninterest income$2,614,0001,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0007,346
Trading account gains and feesNANA
Additional Noninterest Income$2,552,000956
Total noninterest expense$4,481,0003,008
Salaries and employee benefits$1,928,0003,580
Premises and equipment expense$359,0004,852
Additional noninterest expense$2,194,0001,985
Pre-tax net operating income$-647,0009,619
Securities gains (losses)$4,0001,432
Applicable income taxes$5,0008,201
Income before extraordinary items$-643,0009,640
Extraordinary gains, net$038
Net income$-643,0009,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,940
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-647,0009,640
1999-12-31 (YTD Data)Rank
Total interest income$3,407,0006,925
Total interest expense$1,887,0006,199
Net interest income$1,520,0007,548
Provision for loan and lease losses$93,0005,398
Total noninterest income$4,040,0001,086
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0007,530
Trading account gains and feesNANA
Additional Noninterest Income$3,977,000748
Total noninterest expense$6,012,0002,271
Salaries and employee benefits$2,859,0002,455
Premises and equipment expense$492,0003,821
Additional noninterest expense$2,661,0001,675
Pre-tax net operating income$-545,0009,883
Securities gains (losses)$1,0002,805
Applicable income taxes$-8,0009,652
Income before extraordinary items$-536,0009,923
Extraordinary gains, net$035
Net income$-536,0009,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,102
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-536,9909,902
1998-12-31 (YTD Data)Rank
Total interest income$4,099,0006,398
Total interest expense$2,270,0005,713
Net interest income$1,829,0006,989
Provision for loan and lease losses$118,0004,801
Total noninterest income$5,607,000853
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,0008,213
Trading account gains and feesNANA
Additional Noninterest Income$5,564,000604
Total noninterest expense$7,651,0001,714
Salaries and employee benefits$4,428,0001,476
Premises and equipment expense$405,0004,386
Additional noninterest expense$2,818,0001,532
Pre-tax net operating income$-333,00010,099
Securities gains (losses)$04,449
Applicable income taxes$-199,00010,315
Income before extraordinary items$-134,0009,986
Extraordinary gains, net$032
Net income$-134,0009,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,620
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-134,0009,947
1997-12-31 (YTD Data)Rank
Total interest income$4,832,0005,935
Total interest expense$3,104,0004,571
Net interest income$1,728,0007,485
Provision for loan and lease losses$260,0002,876
Total noninterest income$5,293,000889
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$18,0009,171
Trading account gains and feesNANA
Additional Noninterest Income$5,275,000602
Total noninterest expense$7,803,0001,677
Salaries and employee benefits$4,713,0001,390
Premises and equipment expense$556,0003,386
Additional noninterest expense$2,534,0001,672
Pre-tax net operating income$-1,042,00010,850
Securities gains (losses)$03,944
Applicable income taxes$-55,00010,639
Income before extraordinary items$-987,00010,854
Extraordinary gains, net$044
Net income$-987,00010,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,617
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-987,00010,842
1996-12-31 (YTD Data)Rank
Total interest income$3,766,0007,091
Total interest expense$2,652,0005,293
Net interest income$1,114,0009,247
Provision for loan and lease losses$191,0003,529
Total noninterest income$3,212,0001,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,0009,673
Trading account gains and feesNANA
Additional Noninterest Income$3,197,000844
Total noninterest expense$5,260,0002,585
Salaries and employee benefits$2,763,0002,411
Premises and equipment expense$407,0004,474
Additional noninterest expense$2,090,0002,364
Pre-tax net operating income$-1,125,00011,351
Securities gains (losses)$355,000512
Applicable income taxes$-324,00011,316
Income before extraordinary items$-446,00011,245
Extraordinary gains, net$053
Net income$-446,00011,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,601
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-673,20011,284
1995-12-31 (YTD Data)Rank
Total interest income$2,389,0009,131
Total interest expense$1,796,0006,912
Net interest income$593,00011,148
Provision for loan and lease losses$17,0007,866
Total noninterest income$965,0003,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$965,0001,841
Total noninterest expense$1,877,0006,289
Salaries and employee benefits$666,0007,953
Premises and equipment expense$159,0008,051
Additional noninterest expense$1,052,0004,181
Pre-tax net operating income$-336,00011,743
Securities gains (losses)$12,0002,250
Applicable income taxes$-97,00011,707
Income before extraordinary items$-227,00011,696
Extraordinary gains, net$065
Net income$-227,00011,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,707
Cash dividends$1,350,0001,621
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-235,40011,690
1994-12-31 (YTD Data)Rank
Total interest income$4,002,0006,691
Total interest expense$1,928,0005,774
Net interest income$2,074,0007,392
Provision for loan and lease losses$210,0002,926
Total noninterest income$4,415,0001,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0008,530
Trading account gains and feesNANA
Additional Noninterest Income$4,330,000693
Total noninterest expense$2,913,0004,526
Salaries and employee benefits$1,010,0006,045
Premises and equipment expense$351,0005,073
Additional noninterest expense$1,552,0003,201
Pre-tax net operating income$3,366,0002,116
Securities gains (losses)$03,600
Applicable income taxes$1,120,0002,012
Income before extraordinary items$2,246,0002,181
Extraordinary gains, net$0249
Net income$2,246,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$1,564,0001,356
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,246,0002,194
1993-12-31 (YTD Data)Rank
Total interest income$3,852,0007,057
Total interest expense$1,540,0007,078
Net interest income$2,312,0006,913
Provision for loan and lease losses$203,0003,883
Total noninterest income$698,0004,455
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0008,525
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,887
Total noninterest expense$2,648,0005,014
Salaries and employee benefits$928,0006,554
Premises and equipment expense$305,0005,763
Additional noninterest expense$1,415,0003,676
Pre-tax net operating income$159,00011,411
Securities gains (losses)$118,0002,274
Applicable income taxes$112,0009,471
Income before extraordinary items$165,00011,027
Extraordinary gains, net$03,149
Net income$165,00011,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,711
Cash dividends$265,0004,710
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$89,48011,729
1992-12-31 (YTD Data)Rank
Total interest income$3,819,0007,743
Total interest expense$1,618,0008,142
Net interest income$2,201,0007,244
Provision for loan and lease losses$163,0005,860
Total noninterest income$281,0007,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0009,060
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,704
Total noninterest expense$1,608,0007,557
Salaries and employee benefits$700,0007,978
Premises and equipment expense$219,0007,420
Additional noninterest expense$689,0006,827
Pre-tax net operating income$711,0007,037
Securities gains (losses)$38,0004,584
Applicable income taxes$249,0006,674
Income before extraordinary items$500,0007,338
Extraordinary gains, net$01,422
Net income$500,0007,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0005,139
Cash dividends$265,0004,338
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$474,5407,174

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.