Home > University Bank and Trust Company > Net charge- offs to loans
University Bank and Trust Company, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 4,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7177% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0761% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6203% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5450% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8432% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 19.8610% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0485% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6036% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3608% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8716% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2640% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1069% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 7,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1352% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3831% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5960% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7846% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |