Home > University Bank and Trust Company > Assets and Liabilities
University Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 130 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $510,916,000 | 974 |
| Cash and due from depository institutions | $32,065,000 | 1,468 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $117,190,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $82,000,000 | 238 |
| Net loans & leases | $221,190,000 | 1,327 |
| Loan loss allowance | $3,843,000 | 1,119 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $15,442,000 | 496 |
| Other real estate owned | $1,948,000 | 1,468 |
| Goodwill and other intangibles | $34,216,000 | 169 |
| All other assets | $6,865,000 | 1,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $510,916,000 | 974 |
| Total liabilities | $435,465,000 | 1,023 |
| Total deposits | $427,958,000 | 934 |
| Interest-bearing deposits | $338,337,000 | 1,029 |
| Deposits held in domestic offices | $427,958,000 | 922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $7,507,000 | 778 |
| Total equity capital | $75,451,000 | 666 |
| Total bank equity capital | $75,451,000 | 666 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $69,394,000 | 368 |
| Undivided profits | $6,047,000 | 3,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,874,000 | 1,203 |
| Earning assets | $420,380,000 | 1,079 |
| Long-term assets (5+ years) | $48,442,000 | 1,212 |
| Average Assets, year-to-date | $483,781,600 | 987 |
| Average Assets, quarterly | $491,812,000 | 1,000 |
| Volatile liabilities | $33,383,000 | 1,731 |
| Insider loans | $5,160,000 | 866 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $99,924,000 | 684 |
| Tier 1 (core) risk-based capital | $40,032,000 | 1,095 |
| Tier 2 risk-based capital | $3,577,330 | 972 |
| Total risk weighted assets | $285,920,930 | 1,039 |
| Total unused commitments | $99,924,000 | 688 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 158 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $459,554,000 | 1,043 |
| Cash and due from depository institutions | $31,123,000 | 1,246 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $139,534,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $38,700,000 | 322 |
| Net loans & leases | $223,552,000 | 1,265 |
| Loan loss allowance | $5,101,000 | 905 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $15,818,000 | 479 |
| Other real estate owned | $3,645,000 | 1,246 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,182,000 | 1,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,554,000 | 1,043 |
| Total liabilities | $424,620,000 | 1,030 |
| Total deposits | $420,991,000 | 922 |
| Interest-bearing deposits | $343,556,000 | 979 |
| Deposits held in domestic offices | $420,991,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,629,000 | 1,133 |
| Total equity capital | $34,934,000 | 1,180 |
| Total bank equity capital | $34,934,000 | 1,180 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,523,000 | 1,101 |
| Surplus | $9,111,000 | 1,651 |
| Undivided profits | $22,300,000 | 1,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 2,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,737,000 | 1,120 |
| Earning assets | $401,786,000 | 1,088 |
| Long-term assets (5+ years) | $36,306,000 | 1,561 |
| Average Assets, year-to-date | $432,743,000 | 1,066 |
| Average Assets, quarterly | $450,855,000 | 1,053 |
| Volatile liabilities | $24,709,000 | 2,122 |
| Insider loans | $3,719,000 | 1,122 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $93,939,000 | 660 |
| Tier 1 (core) risk-based capital | $35,858,000 | 1,146 |
| Tier 2 risk-based capital | $3,434,440 | 987 |
| Total risk weighted assets | $273,088,640 | 1,058 |
| Total unused commitments | $93,939,000 | 668 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 142 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $406,731,000 | 1,178 |
| Cash and due from depository institutions | $27,376,000 | 1,483 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $112,850,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $29,200,000 | 469 |
| Net loans & leases | $217,422,000 | 1,277 |
| Loan loss allowance | $5,690,000 | 895 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $15,895,000 | 477 |
| Other real estate owned | $1,541,000 | 1,483 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,447,000 | 2,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,731,000 | 1,178 |
| Total liabilities | $372,421,000 | 1,180 |
| Total deposits | $367,205,000 | 1,080 |
| Interest-bearing deposits | $304,770,000 | 1,141 |
| Deposits held in domestic offices | $367,205,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,216,000 | 920 |
| Total equity capital | $34,310,000 | 1,195 |
| Total bank equity capital | $34,310,000 | 1,195 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,360,000 | 1,154 |
| Surplus | $7,751,000 | 1,856 |
| Undivided profits | $23,199,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,814,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,078,000 | 1,612 |
| Earning assets | $359,472,000 | 1,231 |
| Long-term assets (5+ years) | $44,621,000 | 1,334 |
| Average Assets, year-to-date | $385,274,200 | 1,209 |
| Average Assets, quarterly | $397,232,000 | 1,198 |
| Volatile liabilities | $16,772,000 | 2,756 |
| Insider loans | $3,227,000 | 1,284 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $68,608,000 | 788 |
| Tier 1 (core) risk-based capital | $31,534,000 | 1,261 |
| Tier 2 risk-based capital | $3,270,420 | 1,028 |
| Total risk weighted assets | $259,214,220 | 1,093 |
| Total unused commitments | $68,608,000 | 808 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 122 | 1,773 |
| Assets and Liabilities | ||
| Total Assets: | $374,002,000 | 1,305 |
| Cash and due from depository institutions | $28,321,000 | 1,773 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $71,744,000 | 1,880 |
| Federal funds sold & reverse repurchase agreements | $27,600,000 | 661 |
| Net loans & leases | $226,644,000 | 1,273 |
| Loan loss allowance | $3,682,000 | 1,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,767,000 | 511 |
| Other real estate owned | $1,112,000 | 1,773 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,814,000 | 2,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,002,000 | 1,305 |
| Total liabilities | $345,577,000 | 1,306 |
| Total deposits | $343,193,000 | 1,201 |
| Interest-bearing deposits | $286,921,000 | 1,286 |
| Deposits held in domestic offices | $343,193,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,384,000 | 1,623 |
| Total equity capital | $28,425,000 | 1,365 |
| Total bank equity capital | $28,425,000 | 1,365 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,277,000 | 1,195 |
| Surplus | $7,095,000 | 1,923 |
| Undivided profits | $18,053,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,015,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,162,000 | 1,666 |
| Earning assets | $325,988,000 | 1,373 |
| Long-term assets (5+ years) | $61,235,000 | 977 |
| Average Assets, year-to-date | $351,294,000 | 1,374 |
| Average Assets, quarterly | $364,685,500 | 1,336 |
| Volatile liabilities | $17,857,000 | 2,594 |
| Insider loans | $89,000 | 6,012 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $73,911,000 | 731 |
| Tier 1 (core) risk-based capital | $28,425,000 | 1,334 |
| Tier 2 risk-based capital | $3,204,020 | 1,064 |
| Total risk weighted assets | $255,843,920 | 1,142 |
| Total unused commitments | $73,911,000 | 741 |
| Derivatives | $0 | 651 |